CSG SYSTEMS INTL INC (CSGS) Fundamental Analysis & Valuation

NASDAQ:CSGS • US1263491094

Current stock price

80.33 USD
0 (0%)
At close:
80.33 USD
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This CSGS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. CSGS Profitability Analysis

1.1 Basic Checks

  • CSGS had positive earnings in the past year.
  • CSGS had a positive operating cash flow in the past year.
  • In the past 5 years CSGS has always been profitable.
  • In the past 5 years CSGS always reported a positive cash flow from operatings.
CSGS Yearly Net Income VS EBIT VS OCF VS FCFCSGS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

1.2 Ratios

  • CSGS has a Return On Assets of 3.62%. This is in the better half of the industry: CSGS outperforms 61.36% of its industry peers.
  • CSGS has a better Return On Equity (19.70%) than 81.82% of its industry peers.
  • CSGS has a better Return On Invested Capital (11.26%) than 81.82% of its industry peers.
  • CSGS had an Average Return On Invested Capital over the past 3 years of 11.42%. This is in line with the industry average of 10.44%.
Industry RankSector Rank
ROA 3.62%
ROE 19.7%
ROIC 11.26%
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
CSGS Yearly ROA, ROE, ROICCSGS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • CSGS has a Profit Margin of 4.57%. This is in the better half of the industry: CSGS outperforms 62.50% of its industry peers.
  • In the last couple of years the Profit Margin of CSGS has declined.
  • CSGS has a Operating Margin of 11.84%. This is in the better half of the industry: CSGS outperforms 73.86% of its industry peers.
  • CSGS's Operating Margin has improved in the last couple of years.
  • CSGS has a better Gross Margin (49.03%) than 73.86% of its industry peers.
  • CSGS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 11.84%
PM (TTM) 4.57%
GM 49.03%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
CSGS Yearly Profit, Operating, Gross MarginsCSGS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

6

2. CSGS Health Analysis

2.1 Basic Checks

  • CSGS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • CSGS has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CSGS has less shares outstanding
  • The debt/assets ratio for CSGS has been reduced compared to a year ago.
CSGS Yearly Shares OutstandingCSGS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
CSGS Yearly Total Debt VS Total AssetsCSGS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • An Altman-Z score of 3.36 indicates that CSGS is not in any danger for bankruptcy at the moment.
  • With a decent Altman-Z score value of 3.36, CSGS is doing good in the industry, outperforming 68.18% of the companies in the same industry.
  • CSGS has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as CSGS would need 3.82 years to pay back of all of its debts.
  • CSGS has a better Debt to FCF ratio (3.82) than 61.36% of its industry peers.
  • CSGS has a Debt/Equity ratio of 1.90. This is a high value indicating a heavy dependency on external financing.
  • CSGS has a Debt to Equity ratio of 1.90. This is in the lower half of the industry: CSGS underperforms 73.86% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 3.82
Altman-Z 3.36
ROIC/WACC1.14
WACC9.9%
CSGS Yearly LT Debt VS Equity VS FCFCSGS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.3 Liquidity

  • CSGS has a Current Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.44, CSGS perfoms like the industry average, outperforming 40.91% of the companies in the same industry.
  • A Quick Ratio of 1.44 indicates that CSGS should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.44, CSGS perfoms like the industry average, outperforming 42.05% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.44
Quick Ratio 1.44
CSGS Yearly Current Assets VS Current LiabilitesCSGS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

4

3. CSGS Growth Analysis

3.1 Past

  • CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.44%, which is quite good.
  • CSGS shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.50% yearly.
  • CSGS shows a small growth in Revenue. In the last year, the Revenue has grown by 2.18%.
  • Measured over the past years, CSGS shows a small growth in Revenue. The Revenue has been growing by 4.31% on average per year.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%

3.2 Future

  • The Earnings Per Share is expected to grow by 8.87% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 1.70% on average over the next years.
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CSGS Yearly Revenue VS EstimatesCSGS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M 1B
CSGS Yearly EPS VS EstimatesCSGS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

5

4. CSGS Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.63, which indicates a correct valuation of CSGS.
  • 63.64% of the companies in the same industry are more expensive than CSGS, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of CSGS to the average of the S&P500 Index (27.42), we can say CSGS is valued slightly cheaper.
  • Based on the Price/Forward Earnings ratio of 15.36, the valuation of CSGS can be described as correct.
  • CSGS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 61.36% of the companies in the same industry.
  • CSGS's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.24.
Industry RankSector Rank
PE 15.63
Fwd PE 15.36
CSGS Price Earnings VS Forward Price EarningsCSGS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CSGS indicates a somewhat cheap valuation: CSGS is cheaper than 65.91% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CSGS indicates a somewhat cheap valuation: CSGS is cheaper than 65.91% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 16.19
EV/EBITDA 12.19
CSGS Per share dataCSGS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSGS does not grow enough to justify the current Price/Earnings ratio.
  • CSGS has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)9.01
PEG (5Y)1.49
EPS Next 2Y4.16%
EPS Next 3Y8.35%

6

5. CSGS Dividend Analysis

5.1 Amount

  • CSGS has a Yearly Dividend Yield of 1.69%. Purely for dividend investing, there may be better candidates out there.
  • CSGS's Dividend Yield is rather good when compared to the industry average which is at 1.12. CSGS pays more dividend than 84.09% of the companies in the same industry.
  • CSGS's Dividend Yield is comparable with the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 1.69%

5.2 History

  • On average, the dividend of CSGS grows each year by 6.63%, which is quite nice.
  • CSGS has paid a dividend for at least 10 years, which is a reliable track record.
  • CSGS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years3
Div Non Decr Years3
CSGS Yearly Dividends per shareCSGS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 66.92% of the earnings are spent on dividend by CSGS. This is not a sustainable payout ratio.
  • The dividend of CSGS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP66.92%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
CSGS Yearly Income VS Free CF VS DividendCSGS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M
CSGS Dividend Payout.CSGS Dividend Payout, showing the Payout Ratio.CSGS Dividend Payout.PayoutRetained Earnings

CSGS Fundamentals: All Metrics, Ratios and Statistics

CSG SYSTEMS INTL INC

NASDAQ:CSGS (4/24/2026, 8:00:01 PM)

After market: 80.33 0 (0%)

80.33

0 (0%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04
Earnings (Next)05-06
Inst Owners110.38%
Inst Owner Change0.74%
Ins Owners4.21%
Ins Owner Change2.63%
Market Cap2.29B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (2.46%)
Short Float %13.86%
Short Ratio9.41
Dividend
Industry RankSector Rank
Dividend Yield 1.69%
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-18
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 15.63
Fwd PE 15.36
P/S 1.87
P/FCF 16.19
P/OCF 14.68
P/B 8.07
P/tB N/A
EV/EBITDA 12.19
EPS(TTM)5.14
EY6.4%
EPS(NY)5.23
Fwd EY6.51%
FCF(TTM)4.96
FCFY6.18%
OCF(TTM)5.47
OCFY6.81%
SpS42.92
BVpS9.95
TBVpS-5.65
PEG (NY)9.01
PEG (5Y)1.49
Graham Number33.9296 (-57.76%)
Profitability
Industry RankSector Rank
ROA 3.62%
ROE 19.7%
ROCE 16.2%
ROIC 11.26%
ROICexc 14.09%
ROICexgc 37.37%
OM 11.84%
PM (TTM) 4.57%
GM 49.03%
FCFM 11.56%
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
ROICexc(3y)14.25%
ROICexc(5y)15.05%
ROICexgc(3y)36.27%
ROICexgc(5y)541.49%
ROCE(3y)16.43%
ROCE(5y)16.64%
ROICexgc growth 3Y3.4%
ROICexgc growth 5Y5.97%
ROICexc growth 3Y4.66%
ROICexc growth 5Y4.79%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
F-Score6
Asset Turnover0.79
Health
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 3.82
Debt/EBITDA 2.48
Cap/Depr 20.08%
Cap/Sales 1.19%
Interest Coverage 5.7
Cash Conversion 71.78%
Profit Quality 253.02%
Current Ratio 1.44
Quick Ratio 1.44
Altman-Z 3.36
F-Score6
WACC9.9%
ROIC/WACC1.14
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
EBIT growth 1Y0.09%
EBIT growth 3Y6.84%
EBIT growth 5Y6.59%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%

CSG SYSTEMS INTL INC / CSGS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?

ChartMill assigns a fundamental rating of 6 / 10 to CSGS.


What is the valuation status for CSGS stock?

ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.


Can you provide the profitability details for CSG SYSTEMS INTL INC?

CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.


Can you provide the financial health for CSGS stock?

The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 6 / 10.


What is the earnings growth outlook for CSG SYSTEMS INTL INC?

The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.74% in the next year.