CSG SYSTEMS INTL INC (CSGS) Fundamental Analysis & Valuation

NASDAQ:CSGS • US1263491094

Current stock price

79.65 USD
+0.14 (+0.18%)
Last:

This CSGS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. CSGS Profitability Analysis

1.1 Basic Checks

  • CSGS had positive earnings in the past year.
  • In the past year CSGS had a positive cash flow from operations.
  • CSGS had positive earnings in each of the past 5 years.
  • Each year in the past 5 years CSGS had a positive operating cash flow.
CSGS Yearly Net Income VS EBIT VS OCF VS FCFCSGS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

1.2 Ratios

  • CSGS has a better Return On Assets (3.62%) than 63.22% of its industry peers.
  • CSGS's Return On Equity of 19.70% is amongst the best of the industry. CSGS outperforms 80.46% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 11.26%, CSGS belongs to the top of the industry, outperforming 81.61% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for CSGS is in line with the industry average of 10.75%.
Industry RankSector Rank
ROA 3.62%
ROE 19.7%
ROIC 11.26%
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
CSGS Yearly ROA, ROE, ROICCSGS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • CSGS has a better Profit Margin (4.57%) than 63.22% of its industry peers.
  • CSGS's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 11.84%, CSGS is in the better half of the industry, outperforming 73.56% of the companies in the same industry.
  • In the last couple of years the Operating Margin of CSGS has grown nicely.
  • CSGS's Gross Margin of 49.03% is fine compared to the rest of the industry. CSGS outperforms 73.56% of its industry peers.
  • In the last couple of years the Gross Margin of CSGS has remained more or less at the same level.
Industry RankSector Rank
OM 11.84%
PM (TTM) 4.57%
GM 49.03%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
CSGS Yearly Profit, Operating, Gross MarginsCSGS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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5

2. CSGS Health Analysis

2.1 Basic Checks

  • CSGS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • The number of shares outstanding for CSGS has been reduced compared to 1 year ago.
  • Compared to 5 years ago, CSGS has less shares outstanding
  • The debt/assets ratio for CSGS has been reduced compared to a year ago.
CSGS Yearly Shares OutstandingCSGS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
CSGS Yearly Total Debt VS Total AssetsCSGS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • CSGS has an Altman-Z score of 3.34. This indicates that CSGS is financially healthy and has little risk of bankruptcy at the moment.
  • CSGS's Altman-Z score of 3.34 is fine compared to the rest of the industry. CSGS outperforms 65.52% of its industry peers.
  • CSGS has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as CSGS would need 3.82 years to pay back of all of its debts.
  • CSGS has a Debt to FCF ratio (3.82) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 1.90 is on the high side and indicates that CSGS has dependencies on debt financing.
  • CSGS has a Debt to Equity ratio of 1.90. This is in the lower half of the industry: CSGS underperforms 74.71% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 3.82
Altman-Z 3.34
ROIC/WACC1.35
WACC8.34%
CSGS Yearly LT Debt VS Equity VS FCFCSGS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.3 Liquidity

  • A Current Ratio of 1.44 indicates that CSGS should not have too much problems paying its short term obligations.
  • CSGS has a Current ratio (1.44) which is comparable to the rest of the industry.
  • CSGS has a Quick Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
  • CSGS has a Quick ratio (1.44) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.44
Quick Ratio 1.44
CSGS Yearly Current Assets VS Current LiabilitesCSGS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. CSGS Growth Analysis

3.1 Past

  • CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.44%, which is quite good.
  • Measured over the past years, CSGS shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.50% on average per year.
  • CSGS shows a small growth in Revenue. In the last year, the Revenue has grown by 2.18%.
  • The Revenue has been growing slightly by 4.31% on average over the past years.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%

3.2 Future

  • Based on estimates for the next years, CSGS will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.87% on average per year.
  • Based on estimates for the next years, CSGS will show a small growth in Revenue. The Revenue will grow by 1.70% on average per year.
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CSGS Yearly Revenue VS EstimatesCSGS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M 1B
CSGS Yearly EPS VS EstimatesCSGS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. CSGS Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 15.50 indicates a correct valuation of CSGS.
  • Based on the Price/Earnings ratio, CSGS is valued a bit cheaper than the industry average as 65.52% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 25.79, CSGS is valued a bit cheaper.
  • Based on the Price/Forward Earnings ratio of 15.23, the valuation of CSGS can be described as correct.
  • 63.22% of the companies in the same industry are more expensive than CSGS, based on the Price/Forward Earnings ratio.
  • CSGS is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.80, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 15.5
Fwd PE 15.23
CSGS Price Earnings VS Forward Price EarningsCSGS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • CSGS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 68.97% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, CSGS is valued a bit cheaper than the industry average as 65.52% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 16.05
EV/EBITDA 12.09
CSGS Per share dataCSGS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)8.93
PEG (5Y)1.48
EPS Next 2Y4.16%
EPS Next 3Y8.35%

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5

5. CSGS Dividend Analysis

5.1 Amount

  • CSGS has a Yearly Dividend Yield of 1.70%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 0.97, CSGS pays a better dividend. On top of this CSGS pays more dividend than 83.91% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, CSGS has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.7%

5.2 History

  • The dividend of CSGS is nicely growing with an annual growth rate of 6.63%!
  • CSGS has been paying a dividend for at least 10 years, so it has a reliable track record.
  • CSGS has decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years2
Div Non Decr Years2
CSGS Yearly Dividends per shareCSGS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 66.92% of the earnings are spent on dividend by CSGS. This is not a sustainable payout ratio.
  • The dividend of CSGS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP66.92%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
CSGS Yearly Income VS Free CF VS DividendCSGS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M
CSGS Dividend Payout.CSGS Dividend Payout, showing the Payout Ratio.CSGS Dividend Payout.PayoutRetained Earnings

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CSGS Fundamentals: All Metrics, Ratios and Statistics

CSG SYSTEMS INTL INC

NASDAQ:CSGS (3/19/2026, 10:39:51 AM)

79.65

+0.14 (+0.18%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04
Earnings (Next)05-05
Inst Owners109.24%
Inst Owner Change4.43%
Ins Owners4.22%
Ins Owner Change2.47%
Market Cap2.27B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (3.34%)
Short Float %14.33%
Short Ratio8.82
Dividend
Industry RankSector Rank
Dividend Yield 1.7%
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-18
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)-0.03%
EPS NY rev (3m)-0.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 15.5
Fwd PE 15.23
P/S 1.86
P/FCF 16.05
P/OCF 14.56
P/B 8
P/tB N/A
EV/EBITDA 12.09
EPS(TTM)5.14
EY6.45%
EPS(NY)5.23
Fwd EY6.57%
FCF(TTM)4.96
FCFY6.23%
OCF(TTM)5.47
OCFY6.87%
SpS42.92
BVpS9.95
TBVpS-5.65
PEG (NY)8.93
PEG (5Y)1.48
Graham Number33.93
Profitability
Industry RankSector Rank
ROA 3.62%
ROE 19.7%
ROCE 16.2%
ROIC 11.26%
ROICexc 14.09%
ROICexgc 37.37%
OM 11.84%
PM (TTM) 4.57%
GM 49.03%
FCFM 11.56%
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
ROICexc(3y)14.25%
ROICexc(5y)15.05%
ROICexgc(3y)36.27%
ROICexgc(5y)541.49%
ROCE(3y)16.43%
ROCE(5y)16.64%
ROICexgc growth 3Y3.4%
ROICexgc growth 5Y5.97%
ROICexc growth 3Y4.66%
ROICexc growth 5Y4.79%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
F-Score6
Asset Turnover0.79
Health
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 3.82
Debt/EBITDA 2.48
Cap/Depr 20.08%
Cap/Sales 1.19%
Interest Coverage 5.7
Cash Conversion 71.78%
Profit Quality 253.02%
Current Ratio 1.44
Quick Ratio 1.44
Altman-Z 3.34
F-Score6
WACC8.34%
ROIC/WACC1.35
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
EBIT growth 1Y0.09%
EBIT growth 3Y6.84%
EBIT growth 5Y6.59%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%

CSG SYSTEMS INTL INC / CSGS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?

ChartMill assigns a fundamental rating of 5 / 10 to CSGS.


What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?

ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.


What is the profitability of CSGS stock?

CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.


Can you provide the financial health for CSGS stock?

The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 5 / 10.


Can you provide the expected EPS growth for CSGS stock?

The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.74% in the next year.