79.6 USD
+0.12 (+0.15%)
79.6 USD
0 (0%)
We assign a fundamental rating of 6 out of 10 to CSGS. CSGS was compared to 88 industry peers in the IT Services industry. CSGS has an excellent profitability rating, but there are some minor concerns on its financial health. CSGS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year CSGS was profitable.
- CSGS had a positive operating cash flow in the past year.
- CSGS had positive earnings in each of the past 5 years.
- CSGS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CSGS's Return On Assets of 5.66% is fine compared to the rest of the industry. CSGS outperforms 72.73% of its industry peers.
- CSGS has a better Return On Equity (28.79%) than 89.77% of its industry peers.
- With an excellent Return On Invested Capital value of 12.51%, CSGS belongs to the best of the industry, outperforming 82.95% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for CSGS is significantly below the industry average of 29.09%.
- The 3 year average ROIC (11.79%) for CSGS is below the current ROIC(12.51%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.66% | ||
| ROE | 28.79% | ||
| ROIC | 12.51% |
ROA(3y)4.55%
ROA(5y)4.65%
ROE(3y)22.46%
ROE(5y)19.57%
ROIC(3y)11.79%
ROIC(5y)11.7%
1.3 Margins
- CSGS has a better Profit Margin (6.85%) than 67.05% of its industry peers.
- In the last couple of years the Profit Margin of CSGS has declined.
- CSGS has a Operating Margin of 12.39%. This is in the better half of the industry: CSGS outperforms 76.14% of its industry peers.
- CSGS's Operating Margin has declined in the last couple of years.
- CSGS has a better Gross Margin (49.35%) than 71.59% of its industry peers.
- In the last couple of years the Gross Margin of CSGS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.39% | ||
| PM (TTM) | 6.85% | ||
| GM | 49.35% |
OM growth 3Y-0.69%
OM growth 5Y-1.65%
PM growth 3Y1.64%
PM growth 5Y-2.67%
GM growth 3Y0.4%
GM growth 5Y0.57%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CSGS is creating some value.
- Compared to 1 year ago, CSGS has less shares outstanding
- The number of shares outstanding for CSGS has been reduced compared to 5 years ago.
- The debt/assets ratio for CSGS has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.54 indicates that CSGS is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 3.54, CSGS is in line with its industry, outperforming 57.95% of the companies in the same industry.
- CSGS has a debt to FCF ratio of 3.32. This is a good value and a sign of high solvency as CSGS would need 3.32 years to pay back of all of its debts.
- CSGS's Debt to FCF ratio of 3.32 is fine compared to the rest of the industry. CSGS outperforms 60.23% of its industry peers.
- CSGS has a Debt/Equity ratio of 1.86. This is a high value indicating a heavy dependency on external financing.
- CSGS's Debt to Equity ratio of 1.86 is on the low side compared to the rest of the industry. CSGS is outperformed by 72.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.86 | ||
| Debt/FCF | 3.32 | ||
| Altman-Z | 3.54 |
ROIC/WACC1.43
WACC8.77%
2.3 Liquidity
- A Current Ratio of 1.50 indicates that CSGS should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.50, CSGS is in line with its industry, outperforming 42.05% of the companies in the same industry.
- A Quick Ratio of 1.50 indicates that CSGS should not have too much problems paying its short term obligations.
- CSGS's Quick ratio of 1.50 is in line compared to the rest of the industry. CSGS outperforms 43.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 31.17% over the past year.
- The Earnings Per Share has been growing slightly by 6.07% on average over the past years.
- The Revenue has been growing slightly by 3.30% in the past year.
- CSGS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.73% yearly.
EPS 1Y (TTM)31.17%
EPS 3Y12.27%
EPS 5Y6.07%
EPS Q2Q%23.58%
Revenue 1Y (TTM)3.3%
Revenue growth 3Y4.59%
Revenue growth 5Y3.73%
Sales Q2Q%2.87%
3.2 Future
- The Earnings Per Share is expected to grow by 8.79% on average over the next years. This is quite good.
- Based on estimates for the next years, CSGS will show a small growth in Revenue. The Revenue will grow by 1.76% on average per year.
EPS Next Y2.22%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
EPS Next 5Y8.79%
Revenue Next Year1.99%
Revenue Next 2Y3.34%
Revenue Next 3Y2.42%
Revenue Next 5Y1.76%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 15.13, CSGS is valued correctly.
- CSGS's Price/Earnings ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 77.27% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, CSGS is valued a bit cheaper.
- A Price/Forward Earnings ratio of 15.22 indicates a correct valuation of CSGS.
- Based on the Price/Forward Earnings ratio, CSGS is valued a bit cheaper than 73.86% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. CSGS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.13 | ||
| Fwd PE | 15.22 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CSGS is valued a bit cheaper than the industry average as 76.14% of the companies are valued more expensively.
- CSGS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CSGS is cheaper than 80.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14 | ||
| EV/EBITDA | 11.86 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)6.83
PEG (5Y)2.49
EPS Next 2Y5.05%
EPS Next 3Y5.59%
5. Dividend
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.61%. Purely for dividend investing, there may be better candidates out there.
- CSGS's Dividend Yield is rather good when compared to the industry average which is at 0.43. CSGS pays more dividend than 88.64% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.85, CSGS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
5.2 History
- The dividend of CSGS has a limited annual growth rate of 0.69%.
- CSGS has been paying a dividend for at least 10 years, so it has a reliable track record.
- CSGS has decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.69%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 32.90% of the earnings are spent on dividend by CSGS. This is a low number and sustainable payout ratio.
- The dividend of CSGS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP32.9%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
79.6
+0.12 (+0.15%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)11-05 2025-11-05/amc
Earnings (Next)02-03 2026-02-03/amc
Inst Owners106.28%
Inst Owner Change-1.28%
Ins Owners3.92%
Ins Owner Change-0.84%
Market Cap2.27B
Revenue(TTM)1.22B
Net Income(TTM)83.35M
Analysts51.67
Price Target82.31 (3.4%)
Short Float %12.41%
Short Ratio6.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
Yearly Dividend0.91
Dividend Growth(5Y)0.69%
DP32.9%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.26%
Min EPS beat(2)8.57%
Max EPS beat(2)11.96%
EPS beat(4)4
Avg EPS beat(4)16.07%
Min EPS beat(4)8.57%
Max EPS beat(4)34%
EPS beat(8)7
Avg EPS beat(8)10.36%
EPS beat(12)10
Avg EPS beat(12)8.36%
EPS beat(16)13
Avg EPS beat(16)7.61%
Revenue beat(2)0
Avg Revenue beat(2)-0.19%
Min Revenue beat(2)-0.26%
Max Revenue beat(2)-0.11%
Revenue beat(4)1
Avg Revenue beat(4)-0.17%
Min Revenue beat(4)-0.74%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.43%
Revenue beat(12)4
Avg Revenue beat(12)-1.02%
Revenue beat(16)8
Avg Revenue beat(16)0.71%
PT rev (1m)0%
PT rev (3m)5.32%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.36%
EPS NY rev (1m)0%
EPS NY rev (3m)2.18%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.83%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.13 | ||
| Fwd PE | 15.22 | ||
| P/S | 1.87 | ||
| P/FCF | 14 | ||
| P/OCF | 12.67 | ||
| P/B | 7.84 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.86 |
EPS(TTM)5.26
EY6.61%
EPS(NY)5.23
Fwd EY6.57%
FCF(TTM)5.69
FCFY7.14%
OCF(TTM)6.28
OCFY7.9%
SpS42.67
BVpS10.15
TBVpS-5.56
PEG (NY)6.83
PEG (5Y)2.49
Graham Number34.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.66% | ||
| ROE | 28.79% | ||
| ROCE | 16.78% | ||
| ROIC | 12.51% | ||
| ROICexc | 15.19% | ||
| ROICexgc | 38.47% | ||
| OM | 12.39% | ||
| PM (TTM) | 6.85% | ||
| GM | 49.35% | ||
| FCFM | 13.33% |
ROA(3y)4.55%
ROA(5y)4.65%
ROE(3y)22.46%
ROE(5y)19.57%
ROIC(3y)11.79%
ROIC(5y)11.7%
ROICexc(3y)14.61%
ROICexc(5y)15.49%
ROICexgc(3y)37.56%
ROICexgc(5y)578.79%
ROCE(3y)15.82%
ROCE(5y)15.7%
ROICexgc growth 3Y-76.11%
ROICexgc growth 5Y1.77%
ROICexc growth 3Y-10.8%
ROICexc growth 5Y0.81%
OM growth 3Y-0.69%
OM growth 5Y-1.65%
PM growth 3Y1.64%
PM growth 5Y-2.67%
GM growth 3Y0.4%
GM growth 5Y0.57%
F-Score7
Asset Turnover0.83
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.86 | ||
| Debt/FCF | 3.32 | ||
| Debt/EBITDA | 2.41 | ||
| Cap/Depr | 23.44% | ||
| Cap/Sales | 1.4% | ||
| Interest Coverage | 5.85 | ||
| Cash Conversion | 80.18% | ||
| Profit Quality | 194.6% | ||
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 | ||
| Altman-Z | 3.54 |
F-Score7
WACC8.77%
ROIC/WACC1.43
Cap/Depr(3y)39.41%
Cap/Depr(5y)39.76%
Cap/Sales(3y)2.55%
Cap/Sales(5y)2.63%
Profit Quality(3y)115.88%
Profit Quality(5y)149.88%
High Growth Momentum
Growth
EPS 1Y (TTM)31.17%
EPS 3Y12.27%
EPS 5Y6.07%
EPS Q2Q%23.58%
EPS Next Y2.22%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
EPS Next 5Y8.79%
Revenue 1Y (TTM)3.3%
Revenue growth 3Y4.59%
Revenue growth 5Y3.73%
Sales Q2Q%2.87%
Revenue Next Year1.99%
Revenue Next 2Y3.34%
Revenue Next 3Y2.42%
Revenue Next 5Y1.76%
EBIT growth 1Y12.77%
EBIT growth 3Y3.87%
EBIT growth 5Y2.02%
EBIT Next Year35.38%
EBIT Next 3Y12.14%
EBIT Next 5Y10.8%
FCF growth 1Y107.68%
FCF growth 3Y-0.09%
FCF growth 5Y-0.09%
OCF growth 1Y68.46%
OCF growth 3Y-1.08%
OCF growth 5Y-2.12%
CSG SYSTEMS INTL INC / CSGS FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 6 / 10 to CSGS.
What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
What is the profitability of CSGS stock?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 5 / 10.
Can you provide the expected EPS growth for CSGS stock?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 2.22% in the next year.