79.75 USD
+0.03 (+0.04%)
Last: Feb 11, 2026, 01:04 PM
Overall CSGS gets a fundamental rating of 6 out of 10. We evaluated CSGS against 87 industry peers in the IT Services industry. While CSGS has a great profitability rating, there are some minor concerns on its financial health. CSGS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- CSGS had positive earnings in the past year.
- CSGS had a positive operating cash flow in the past year.
- In the past 5 years CSGS has always been profitable.
- In the past 5 years CSGS always reported a positive cash flow from operatings.
1.2 Ratios
- CSGS has a better Return On Assets (5.66%) than 71.26% of its industry peers.
- With an excellent Return On Equity value of 28.79%, CSGS belongs to the best of the industry, outperforming 88.51% of the companies in the same industry.
- CSGS has a Return On Invested Capital of 12.51%. This is amongst the best in the industry. CSGS outperforms 83.91% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for CSGS is in line with the industry average of 10.61%.
- The 3 year average ROIC (11.79%) for CSGS is below the current ROIC(12.51%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.66% | ||
| ROE | 28.79% | ||
| ROIC | 12.51% |
ROA(3y)4.55%
ROA(5y)4.65%
ROE(3y)22.46%
ROE(5y)19.57%
ROIC(3y)11.79%
ROIC(5y)11.7%
1.3 Margins
- The Profit Margin of CSGS (6.85%) is better than 66.67% of its industry peers.
- CSGS's Profit Margin has declined in the last couple of years.
- CSGS's Operating Margin of 12.39% is fine compared to the rest of the industry. CSGS outperforms 75.86% of its industry peers.
- CSGS's Operating Margin has declined in the last couple of years.
- CSGS has a Gross Margin of 49.35%. This is in the better half of the industry: CSGS outperforms 71.26% of its industry peers.
- In the last couple of years the Gross Margin of CSGS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.39% | ||
| PM (TTM) | 6.85% | ||
| GM | 49.35% |
OM growth 3Y-0.69%
OM growth 5Y-1.65%
PM growth 3Y1.64%
PM growth 5Y-2.67%
GM growth 3Y0.4%
GM growth 5Y0.57%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CSGS is still creating some value.
- CSGS has less shares outstanding than it did 1 year ago.
- CSGS has less shares outstanding than it did 5 years ago.
- CSGS has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.54 indicates that CSGS is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 3.54, CSGS is in the better half of the industry, outperforming 63.22% of the companies in the same industry.
- CSGS has a debt to FCF ratio of 3.32. This is a good value and a sign of high solvency as CSGS would need 3.32 years to pay back of all of its debts.
- CSGS has a Debt to FCF ratio (3.32) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.86 is on the high side and indicates that CSGS has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.86, CSGS is not doing good in the industry: 74.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.86 | ||
| Debt/FCF | 3.32 | ||
| Altman-Z | 3.54 |
ROIC/WACC1.42
WACC8.84%
2.3 Liquidity
- A Current Ratio of 1.50 indicates that CSGS should not have too much problems paying its short term obligations.
- The Current ratio of CSGS (1.50) is comparable to the rest of the industry.
- CSGS has a Quick Ratio of 1.50. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.50, CSGS is in line with its industry, outperforming 42.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 31.17% over the past year.
- CSGS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.07% yearly.
- Looking at the last year, CSGS shows a small growth in Revenue. The Revenue has grown by 3.30% in the last year.
- The Revenue has been growing slightly by 3.73% on average over the past years.
EPS 1Y (TTM)31.17%
EPS 3Y12.27%
EPS 5Y6.07%
EPS Q2Q%23.58%
Revenue 1Y (TTM)3.3%
Revenue growth 3Y4.59%
Revenue growth 5Y3.73%
Sales Q2Q%2.87%
3.2 Future
- CSGS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.79% yearly.
- CSGS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.76% yearly.
EPS Next Y2.22%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
EPS Next 5Y8.79%
Revenue Next Year1.99%
Revenue Next 2Y3.34%
Revenue Next 3Y2.42%
Revenue Next 5Y1.76%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- CSGS is valuated correctly with a Price/Earnings ratio of 15.16.
- 71.26% of the companies in the same industry are more expensive than CSGS, based on the Price/Earnings ratio.
- CSGS is valuated rather cheaply when we compare the Price/Earnings ratio to 28.03, which is the current average of the S&P500 Index.
- CSGS is valuated correctly with a Price/Forward Earnings ratio of 15.25.
- CSGS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 65.52% of the companies in the same industry.
- CSGS's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.97.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.16 | ||
| Fwd PE | 15.25 |
4.2 Price Multiples
- CSGS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 72.41% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, CSGS is valued a bit cheaper than 68.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.02 | ||
| EV/EBITDA | 11.87 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSGS does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)6.84
PEG (5Y)2.5
EPS Next 2Y5.05%
EPS Next 3Y5.59%
5. Dividend
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.70%.
- Compared to an average industry Dividend Yield of 0.49, CSGS pays a better dividend. On top of this CSGS pays more dividend than 85.06% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.80, CSGS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.7% |
5.2 History
- The dividend of CSGS has a limited annual growth rate of 0.69%.
- CSGS has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of CSGS decreased in the last 3 years.
Dividend Growth(5Y)0.69%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- CSGS pays out 32.90% of its income as dividend. This is a sustainable payout ratio.
- The dividend of CSGS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP32.9%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
NASDAQ:CSGS (2/11/2026, 1:04:23 PM)
79.75
+0.03 (+0.04%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)11-05 2025-11-05/amc
Earnings (Next)02-11 2026-02-11/amc
Inst Owners106.28%
Inst Owner Change-6.4%
Ins Owners3.92%
Ins Owner Change2.56%
Market Cap2.27B
Revenue(TTM)1.22B
Net Income(TTM)83.35M
Analysts51.67
Price Target82.31 (3.21%)
Short Float %11.68%
Short Ratio6.71
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.7% |
Yearly Dividend0.91
Dividend Growth(5Y)0.69%
DP32.9%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.26%
Min EPS beat(2)8.57%
Max EPS beat(2)11.96%
EPS beat(4)4
Avg EPS beat(4)16.07%
Min EPS beat(4)8.57%
Max EPS beat(4)34%
EPS beat(8)7
Avg EPS beat(8)10.36%
EPS beat(12)10
Avg EPS beat(12)8.36%
EPS beat(16)13
Avg EPS beat(16)7.61%
Revenue beat(2)0
Avg Revenue beat(2)-0.19%
Min Revenue beat(2)-0.26%
Max Revenue beat(2)-0.11%
Revenue beat(4)1
Avg Revenue beat(4)-0.17%
Min Revenue beat(4)-0.74%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.43%
Revenue beat(12)4
Avg Revenue beat(12)-1.02%
Revenue beat(16)8
Avg Revenue beat(16)0.71%
PT rev (1m)0%
PT rev (3m)4.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.56%
EPS NY rev (1m)0%
EPS NY rev (3m)2.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.16 | ||
| Fwd PE | 15.25 | ||
| P/S | 1.87 | ||
| P/FCF | 14.02 | ||
| P/OCF | 12.69 | ||
| P/B | 7.86 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.87 |
EPS(TTM)5.26
EY6.6%
EPS(NY)5.23
Fwd EY6.56%
FCF(TTM)5.69
FCFY7.13%
OCF(TTM)6.28
OCFY7.88%
SpS42.67
BVpS10.15
TBVpS-5.56
PEG (NY)6.84
PEG (5Y)2.5
Graham Number34.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.66% | ||
| ROE | 28.79% | ||
| ROCE | 16.78% | ||
| ROIC | 12.51% | ||
| ROICexc | 15.19% | ||
| ROICexgc | 38.47% | ||
| OM | 12.39% | ||
| PM (TTM) | 6.85% | ||
| GM | 49.35% | ||
| FCFM | 13.33% |
ROA(3y)4.55%
ROA(5y)4.65%
ROE(3y)22.46%
ROE(5y)19.57%
ROIC(3y)11.79%
ROIC(5y)11.7%
ROICexc(3y)14.61%
ROICexc(5y)15.49%
ROICexgc(3y)37.56%
ROICexgc(5y)578.79%
ROCE(3y)15.82%
ROCE(5y)15.7%
ROICexgc growth 3Y-76.11%
ROICexgc growth 5Y1.77%
ROICexc growth 3Y-10.8%
ROICexc growth 5Y0.81%
OM growth 3Y-0.69%
OM growth 5Y-1.65%
PM growth 3Y1.64%
PM growth 5Y-2.67%
GM growth 3Y0.4%
GM growth 5Y0.57%
F-Score7
Asset Turnover0.83
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.86 | ||
| Debt/FCF | 3.32 | ||
| Debt/EBITDA | 2.41 | ||
| Cap/Depr | 23.44% | ||
| Cap/Sales | 1.4% | ||
| Interest Coverage | 5.85 | ||
| Cash Conversion | 80.18% | ||
| Profit Quality | 194.6% | ||
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 | ||
| Altman-Z | 3.54 |
F-Score7
WACC8.84%
ROIC/WACC1.42
Cap/Depr(3y)39.41%
Cap/Depr(5y)39.76%
Cap/Sales(3y)2.55%
Cap/Sales(5y)2.63%
Profit Quality(3y)115.88%
Profit Quality(5y)149.88%
High Growth Momentum
Growth
EPS 1Y (TTM)31.17%
EPS 3Y12.27%
EPS 5Y6.07%
EPS Q2Q%23.58%
EPS Next Y2.22%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
EPS Next 5Y8.79%
Revenue 1Y (TTM)3.3%
Revenue growth 3Y4.59%
Revenue growth 5Y3.73%
Sales Q2Q%2.87%
Revenue Next Year1.99%
Revenue Next 2Y3.34%
Revenue Next 3Y2.42%
Revenue Next 5Y1.76%
EBIT growth 1Y12.77%
EBIT growth 3Y3.87%
EBIT growth 5Y2.02%
EBIT Next Year35.38%
EBIT Next 3Y12.14%
EBIT Next 5Y10.8%
FCF growth 1Y107.68%
FCF growth 3Y-0.09%
FCF growth 5Y-0.09%
OCF growth 1Y68.46%
OCF growth 3Y-1.08%
OCF growth 5Y-2.12%
CSG SYSTEMS INTL INC / CSGS FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 6 / 10 to CSGS.
What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
What is the profitability of CSGS stock?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 5 / 10.
Can you provide the expected EPS growth for CSGS stock?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 2.22% in the next year.