CSG SYSTEMS INTL INC (CSGS) Stock Fundamental Analysis
NASDAQ:CSGS • US1263491094
79.9 USD
+0.02 (+0.03%)
At close: Feb 27, 2026
79.9 USD
0 (0%)
After Hours: 2/27/2026, 8:00:00 PM
We assign a fundamental rating of 5 out of 10 to CSGS. CSGS was compared to 86 industry peers in the IT Services industry. CSGS scores excellent on profitability, but there are some minor concerns on its financial health. CSGS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year CSGS was profitable.
- In the past year CSGS had a positive cash flow from operations.
- In the past 5 years CSGS has always been profitable.
- CSGS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CSGS's Return On Assets of 3.62% is fine compared to the rest of the industry. CSGS outperforms 63.22% of its industry peers.
- With an excellent Return On Equity value of 19.70%, CSGS belongs to the best of the industry, outperforming 81.61% of the companies in the same industry.
- CSGS's Return On Invested Capital of 11.26% is amongst the best of the industry. CSGS outperforms 81.61% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CSGS is in line with the industry average of 10.76%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROIC | 11.26% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
1.3 Margins
- With a decent Profit Margin value of 4.57%, CSGS is doing good in the industry, outperforming 62.07% of the companies in the same industry.
- In the last couple of years the Profit Margin of CSGS has declined.
- CSGS has a Operating Margin of 11.84%. This is in the better half of the industry: CSGS outperforms 73.56% of its industry peers.
- CSGS's Operating Margin has improved in the last couple of years.
- CSGS's Gross Margin of 49.03% is fine compared to the rest of the industry. CSGS outperforms 73.56% of its industry peers.
- CSGS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.84% | ||
| PM (TTM) | 4.57% | ||
| GM | 49.03% |
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CSGS is creating some value.
- Compared to 1 year ago, CSGS has less shares outstanding
- CSGS has less shares outstanding than it did 5 years ago.
- CSGS has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.34 indicates that CSGS is not in any danger for bankruptcy at the moment.
- With a decent Altman-Z score value of 3.34, CSGS is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- CSGS has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as CSGS would need 3.82 years to pay back of all of its debts.
- The Debt to FCF ratio of CSGS (3.82) is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.90 is on the high side and indicates that CSGS has dependencies on debt financing.
- CSGS has a worse Debt to Equity ratio (1.90) than 74.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 3.34 |
ROIC/WACC1.27
WACC8.84%
2.3 Liquidity
- A Current Ratio of 1.44 indicates that CSGS should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.44, CSGS perfoms like the industry average, outperforming 40.23% of the companies in the same industry.
- CSGS has a Quick Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
- CSGS has a Quick ratio (1.44) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 |
3. Growth
3.1 Past
- CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.44%, which is quite good.
- CSGS shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.50% yearly.
- CSGS shows a small growth in Revenue. In the last year, the Revenue has grown by 2.18%.
- The Revenue has been growing slightly by 4.31% on average over the past years.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
3.2 Future
- The Earnings Per Share is expected to grow by 8.87% on average over the next years. This is quite good.
- Based on estimates for the next years, CSGS will show a small growth in Revenue. The Revenue will grow by 1.70% on average per year.
EPS Next Y1.77%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 15.54, which indicates a correct valuation of CSGS.
- 68.97% of the companies in the same industry are more expensive than CSGS, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of CSGS to the average of the S&P500 Index (27.07), we can say CSGS is valued slightly cheaper.
- CSGS is valuated correctly with a Price/Forward Earnings ratio of 15.27.
- 63.22% of the companies in the same industry are more expensive than CSGS, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 28.05. CSGS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.54 | ||
| Fwd PE | 15.27 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CSGS indicates a somewhat cheap valuation: CSGS is cheaper than 70.11% of the companies listed in the same industry.
- CSGS's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.03 | ||
| EV/EBITDA | 12.09 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- CSGS has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)8.79
PEG (5Y)1.48
EPS Next 2Y4.19%
EPS Next 3Y8.35%
5. Dividend
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.70%.
- CSGS's Dividend Yield is rather good when compared to the industry average which is at 0.55. CSGS pays more dividend than 85.06% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, CSGS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.7% |
5.2 History
- On average, the dividend of CSGS grows each year by 6.63%, which is quite nice.
- CSGS has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of CSGS decreased in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 66.92% of the earnings are spent on dividend by CSGS. This is not a sustainable payout ratio.
- CSGS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP66.92%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
79.9
+0.02 (+0.03%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-05 2026-05-05
Inst Owners106.28%
Inst Owner Change3.59%
Ins Owners3.92%
Ins Owner Change2.56%
Market Cap2.27B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (3.02%)
Short Float %12.24%
Short Ratio7.12
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.7% |
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-18 2026-03-18 (0.34)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0.28%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)0%
EPS NY rev (3m)0.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.54 | ||
| Fwd PE | 15.27 | ||
| P/S | 1.85 | ||
| P/FCF | 16.03 | ||
| P/OCF | 14.54 | ||
| P/B | 7.99 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.09 |
EPS(TTM)5.14
EY6.43%
EPS(NY)5.23
Fwd EY6.55%
FCF(TTM)4.98
FCFY6.24%
OCF(TTM)5.5
OCFY6.88%
SpS43.12
BVpS10
TBVpS-5.67
PEG (NY)8.79
PEG (5Y)1.48
Graham Number34.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROCE | 16.2% | ||
| ROIC | 11.26% | ||
| ROICexc | 14.09% | ||
| ROICexgc | 37.37% | ||
| OM | 11.84% | ||
| PM (TTM) | 4.57% | ||
| GM | 49.03% | ||
| FCFM | 11.56% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
ROICexc(3y)14.25%
ROICexc(5y)15.05%
ROICexgc(3y)36.27%
ROICexgc(5y)541.49%
ROCE(3y)16.43%
ROCE(5y)16.64%
ROICexgc growth 3Y3.4%
ROICexgc growth 5Y5.97%
ROICexc growth 3Y4.66%
ROICexc growth 5Y4.79%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
F-Score6
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 2.48 | ||
| Cap/Depr | 20.08% | ||
| Cap/Sales | 1.19% | ||
| Interest Coverage | 5.7 | ||
| Cash Conversion | 71.78% | ||
| Profit Quality | 253.02% | ||
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 | ||
| Altman-Z | 3.34 |
F-Score6
WACC8.84%
ROIC/WACC1.27
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.77%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
EBIT growth 1Y0.09%
EBIT growth 3Y6.84%
EBIT growth 5Y6.59%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%
CSG SYSTEMS INTL INC / CSGS FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 5 / 10 to CSGS.
What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
What is the profitability of CSGS stock?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 6 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 5 / 10.
Can you provide the expected EPS growth for CSGS stock?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.77% in the next year.