CSG SYSTEMS INTL INC (CSGS) Stock Fundamental Analysis
NASDAQ:CSGS • US1263491094
79.61 USD
+0.02 (+0.03%)
At close: Feb 12, 2026
79.61 USD
0 (0%)
After Hours: 2/12/2026, 8:00:00 PM
Taking everything into account, CSGS scores 5 out of 10 in our fundamental rating. CSGS was compared to 87 industry peers in the IT Services industry. Both the profitability and the financial health of CSGS get a neutral evaluation. Nothing too spectacular is happening here. CSGS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- CSGS had positive earnings in the past year.
- CSGS had a positive operating cash flow in the past year.
- CSGS had positive earnings in each of the past 5 years.
- Each year in the past 5 years CSGS had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 3.62%, CSGS is in the better half of the industry, outperforming 63.22% of the companies in the same industry.
- With an excellent Return On Equity value of 19.70%, CSGS belongs to the best of the industry, outperforming 83.91% of the companies in the same industry.
- CSGS's Return On Invested Capital of 10.77% is amongst the best of the industry. CSGS outperforms 80.46% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CSGS is in line with the industry average of 10.57%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROIC | 10.77% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.06%
ROIC(5y)11.34%
1.3 Margins
- CSGS's Profit Margin of 4.57% is fine compared to the rest of the industry. CSGS outperforms 63.22% of its industry peers.
- CSGS's Profit Margin has declined in the last couple of years.
- CSGS's Operating Margin of 11.33% is fine compared to the rest of the industry. CSGS outperforms 74.71% of its industry peers.
- CSGS's Operating Margin has been stable in the last couple of years.
- CSGS has a better Gross Margin (45.76%) than 67.82% of its industry peers.
- CSGS's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.33% | ||
| PM (TTM) | 4.57% | ||
| GM | 45.76% |
OM growth 3Y-0.44%
OM growth 5Y0.23%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y-9.38%
GM growth 5Y-4.85%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CSGS is creating some value.
- The number of shares outstanding for CSGS has been reduced compared to 1 year ago.
- CSGS has less shares outstanding than it did 5 years ago.
- CSGS has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.33 indicates that CSGS is not in any danger for bankruptcy at the moment.
- CSGS has a Altman-Z score (3.33) which is comparable to the rest of the industry.
- The Debt to FCF ratio of CSGS is 3.82, which is a good value as it means it would take CSGS, 3.82 years of fcf income to pay off all of its debts.
- CSGS has a Debt to FCF ratio (3.82) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.90 is on the high side and indicates that CSGS has dependencies on debt financing.
- CSGS has a worse Debt to Equity ratio (1.90) than 74.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 3.33 |
ROIC/WACC1.25
WACC8.61%
2.3 Liquidity
- CSGS has a Current Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
- CSGS has a Current ratio of 1.44. This is in the lower half of the industry: CSGS underperforms 60.92% of its industry peers.
- A Quick Ratio of 1.44 indicates that CSGS should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.44, CSGS is in line with its industry, outperforming 40.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 |
3. Growth
3.1 Past
- CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.44%, which is quite good.
- Measured over the past years, CSGS shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.50% on average per year.
- The Revenue has been growing slightly by 2.18% in the past year.
- Measured over the past years, CSGS shows a small growth in Revenue. The Revenue has been growing by 4.31% on average per year.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
3.2 Future
- Based on estimates for the next years, CSGS will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.87% on average per year.
- CSGS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.70% yearly.
EPS Next Y1.77%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y2.64%
Revenue Next 3Y0.96%
Revenue Next 5Y1.7%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 15.49, the valuation of CSGS can be described as correct.
- Based on the Price/Earnings ratio, CSGS is valued a bit cheaper than 67.82% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.67. CSGS is valued slightly cheaper when compared to this.
- A Price/Forward Earnings ratio of 15.22 indicates a correct valuation of CSGS.
- Based on the Price/Forward Earnings ratio, CSGS is valued a bit cheaper than the industry average as 63.22% of the companies are valued more expensively.
- CSGS's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.49 | ||
| Fwd PE | 15.22 |
4.2 Price Multiples
- CSGS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 68.97% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, CSGS is valued a bit cheaper than 65.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.97 | ||
| EV/EBITDA | 12.41 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSGS does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)8.76
PEG (5Y)1.48
EPS Next 2Y4.19%
EPS Next 3Y8.35%
5. Dividend
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.71%. Purely for dividend investing, there may be better candidates out there.
- CSGS's Dividend Yield is rather good when compared to the industry average which is at 0.50. CSGS pays more dividend than 85.06% of the companies in the same industry.
- CSGS's Dividend Yield is comparable with the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.71% |
5.2 History
- On average, the dividend of CSGS grows each year by 6.63%, which is quite nice.
- CSGS has been paying a dividend for at least 10 years, so it has a reliable track record.
- CSGS has decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- CSGS pays out 66.92% of its income as dividend. This is not a sustainable payout ratio.
- CSGS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP66.92%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
79.61
+0.02 (+0.03%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-05 2026-05-05
Inst Owners106.28%
Inst Owner Change-6.4%
Ins Owners3.92%
Ins Owner Change2.56%
Market Cap2.26B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (3.39%)
Short Float %11.68%
Short Ratio6.71
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.71% |
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)4.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.56%
EPS NY rev (1m)0%
EPS NY rev (3m)2.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.49 | ||
| Fwd PE | 15.22 | ||
| P/S | 1.85 | ||
| P/FCF | 15.97 | ||
| P/OCF | 14.48 | ||
| P/B | 7.96 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.41 |
EPS(TTM)5.14
EY6.46%
EPS(NY)5.23
Fwd EY6.57%
FCF(TTM)4.98
FCFY6.26%
OCF(TTM)5.5
OCFY6.9%
SpS43.12
BVpS10
TBVpS-5.67
PEG (NY)8.76
PEG (5Y)1.48
Graham Number34.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROCE | 15.5% | ||
| ROIC | 10.77% | ||
| ROICexc | 13.49% | ||
| ROICexgc | 35.77% | ||
| OM | 11.33% | ||
| PM (TTM) | 4.57% | ||
| GM | 45.76% | ||
| FCFM | 11.56% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.06%
ROIC(5y)11.34%
ROICexc(3y)13.79%
ROICexc(5y)14.78%
ROICexgc(3y)35.06%
ROICexgc(5y)540.77%
ROCE(3y)15.91%
ROCE(5y)16.32%
ROICexgc growth 3Y0.14%
ROICexgc growth 5Y3.94%
ROICexc growth 3Y1.35%
ROICexc growth 5Y2.79%
OM growth 3Y-0.44%
OM growth 5Y0.23%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y-9.38%
GM growth 5Y-4.85%
F-Score5
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 2.56 | ||
| Cap/Depr | 20.08% | ||
| Cap/Sales | 1.19% | ||
| Interest Coverage | 5.46 | ||
| Cash Conversion | 73.9% | ||
| Profit Quality | 253.02% | ||
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 | ||
| Altman-Z | 3.33 |
F-Score5
WACC8.61%
ROIC/WACC1.25
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.77%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y2.64%
Revenue Next 3Y0.96%
Revenue Next 5Y1.7%
EBIT growth 1Y-4.21%
EBIT growth 3Y3.47%
EBIT growth 5Y4.56%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%
CSG SYSTEMS INTL INC / CSGS FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 5 / 10 to CSGS.
What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
What is the profitability of CSGS stock?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 6 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 5 / 10.
Can you provide the expected EPS growth for CSGS stock?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.77% in the next year.