CSG SYSTEMS INTL INC (CSGS) Fundamental Analysis & Valuation
NASDAQ:CSGS • US1263491094
Current stock price
80.33 USD
+0.07 (+0.09%)
At close:
80.33 USD
0 (0%)
After Hours:
This CSGS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. CSGS Profitability Analysis
1.1 Basic Checks
- CSGS had positive earnings in the past year.
- CSGS had a positive operating cash flow in the past year.
- CSGS had positive earnings in each of the past 5 years.
- CSGS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CSGS has a better Return On Assets (3.62%) than 61.36% of its industry peers.
- With an excellent Return On Equity value of 19.70%, CSGS belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
- The Return On Invested Capital of CSGS (11.26%) is better than 81.82% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for CSGS is in line with the industry average of 10.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROIC | 11.26% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
1.3 Margins
- CSGS's Profit Margin of 4.57% is fine compared to the rest of the industry. CSGS outperforms 62.50% of its industry peers.
- In the last couple of years the Profit Margin of CSGS has declined.
- CSGS has a better Operating Margin (11.84%) than 73.86% of its industry peers.
- In the last couple of years the Operating Margin of CSGS has grown nicely.
- CSGS's Gross Margin of 49.03% is fine compared to the rest of the industry. CSGS outperforms 73.86% of its industry peers.
- CSGS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.84% | ||
| PM (TTM) | 4.57% | ||
| GM | 49.03% |
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
2. CSGS Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CSGS is still creating some value.
- The number of shares outstanding for CSGS has been reduced compared to 1 year ago.
- CSGS has less shares outstanding than it did 5 years ago.
- CSGS has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.36 indicates that CSGS is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 3.36, CSGS is in the better half of the industry, outperforming 68.18% of the companies in the same industry.
- CSGS has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as CSGS would need 3.82 years to pay back of all of its debts.
- CSGS has a Debt to FCF ratio of 3.82. This is in the better half of the industry: CSGS outperforms 61.36% of its industry peers.
- CSGS has a Debt/Equity ratio of 1.90. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 1.90, CSGS is doing worse than 73.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 3.36 |
ROIC/WACC1.13
WACC9.92%
2.3 Liquidity
- A Current Ratio of 1.44 indicates that CSGS should not have too much problems paying its short term obligations.
- CSGS has a Current ratio (1.44) which is in line with its industry peers.
- CSGS has a Quick Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
- CSGS's Quick ratio of 1.44 is in line compared to the rest of the industry. CSGS outperforms 42.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 |
3. CSGS Growth Analysis
3.1 Past
- CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.44%, which is quite good.
- The Earnings Per Share has been growing by 10.50% on average over the past years. This is quite good.
- Looking at the last year, CSGS shows a small growth in Revenue. The Revenue has grown by 2.18% in the last year.
- CSGS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.31% yearly.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
3.2 Future
- Based on estimates for the next years, CSGS will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.87% on average per year.
- The Revenue is expected to grow by 1.70% on average over the next years.
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. CSGS Valuation Analysis
4.1 Price/Earnings Ratio
- CSGS is valuated correctly with a Price/Earnings ratio of 15.63.
- 63.64% of the companies in the same industry are more expensive than CSGS, based on the Price/Earnings ratio.
- CSGS's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.47.
- With a Price/Forward Earnings ratio of 15.36, CSGS is valued correctly.
- 61.36% of the companies in the same industry are more expensive than CSGS, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 22.62, CSGS is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.63 | ||
| Fwd PE | 15.36 |
4.2 Price Multiples
- 65.91% of the companies in the same industry are more expensive than CSGS, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, CSGS is valued a bit cheaper than the industry average as 65.91% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.19 | ||
| EV/EBITDA | 12.19 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)9.01
PEG (5Y)1.49
EPS Next 2Y4.16%
EPS Next 3Y8.35%
5. CSGS Dividend Analysis
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.69%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 1.11, CSGS pays a better dividend. On top of this CSGS pays more dividend than 84.09% of the companies listed in the same industry.
- CSGS's Dividend Yield is comparable with the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
5.2 History
- The dividend of CSGS is nicely growing with an annual growth rate of 6.63%!
- CSGS has paid a dividend for at least 10 years, which is a reliable track record.
- CSGS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- CSGS pays out 66.92% of its income as dividend. This is not a sustainable payout ratio.
- CSGS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP66.92%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
CSGS Fundamentals: All Metrics, Ratios and Statistics
80.33
+0.07 (+0.09%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-06 2026-05-06
Inst Owners110.38%
Inst Owner Change0.74%
Ins Owners4.21%
Ins Owner Change2.63%
Market Cap2.29B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (2.46%)
Short Float %13.86%
Short Ratio9.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-18 2026-03-18 (0.34)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.63 | ||
| Fwd PE | 15.36 | ||
| P/S | 1.87 | ||
| P/FCF | 16.19 | ||
| P/OCF | 14.68 | ||
| P/B | 8.07 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.19 |
EPS(TTM)5.14
EY6.4%
EPS(NY)5.23
Fwd EY6.51%
FCF(TTM)4.96
FCFY6.18%
OCF(TTM)5.47
OCFY6.81%
SpS42.92
BVpS9.95
TBVpS-5.65
PEG (NY)9.01
PEG (5Y)1.49
Graham Number33.9296 (-57.76%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROCE | 16.2% | ||
| ROIC | 11.26% | ||
| ROICexc | 14.09% | ||
| ROICexgc | 37.37% | ||
| OM | 11.84% | ||
| PM (TTM) | 4.57% | ||
| GM | 49.03% | ||
| FCFM | 11.56% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
ROICexc(3y)14.25%
ROICexc(5y)15.05%
ROICexgc(3y)36.27%
ROICexgc(5y)541.49%
ROCE(3y)16.43%
ROCE(5y)16.64%
ROICexgc growth 3Y3.4%
ROICexgc growth 5Y5.97%
ROICexc growth 3Y4.66%
ROICexc growth 5Y4.79%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
F-Score6
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 2.48 | ||
| Cap/Depr | 20.08% | ||
| Cap/Sales | 1.19% | ||
| Interest Coverage | 5.7 | ||
| Cash Conversion | 71.78% | ||
| Profit Quality | 253.02% | ||
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 | ||
| Altman-Z | 3.36 |
F-Score6
WACC9.92%
ROIC/WACC1.13
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
EBIT growth 1Y0.09%
EBIT growth 3Y6.84%
EBIT growth 5Y6.59%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%
CSG SYSTEMS INTL INC / CSGS Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 6 / 10 to CSGS.
What is the valuation status for CSGS stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
Can you provide the profitability details for CSG SYSTEMS INTL INC?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 6 / 10.
What is the earnings growth outlook for CSG SYSTEMS INTL INC?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.74% in the next year.