CSG SYSTEMS INTL INC (CSGS) Fundamental Analysis & Valuation
NASDAQ:CSGS • US1263491094
Current stock price
80.33 USD
0 (0%)
At close:
80.33 USD
0 (0%)
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This CSGS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. CSGS Profitability Analysis
1.1 Basic Checks
- CSGS had positive earnings in the past year.
- CSGS had a positive operating cash flow in the past year.
- In the past 5 years CSGS has always been profitable.
- In the past 5 years CSGS always reported a positive cash flow from operatings.
1.2 Ratios
- CSGS has a Return On Assets of 3.62%. This is in the better half of the industry: CSGS outperforms 61.36% of its industry peers.
- CSGS has a better Return On Equity (19.70%) than 81.82% of its industry peers.
- CSGS has a better Return On Invested Capital (11.26%) than 81.82% of its industry peers.
- CSGS had an Average Return On Invested Capital over the past 3 years of 11.42%. This is in line with the industry average of 10.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROIC | 11.26% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
1.3 Margins
- CSGS has a Profit Margin of 4.57%. This is in the better half of the industry: CSGS outperforms 62.50% of its industry peers.
- In the last couple of years the Profit Margin of CSGS has declined.
- CSGS has a Operating Margin of 11.84%. This is in the better half of the industry: CSGS outperforms 73.86% of its industry peers.
- CSGS's Operating Margin has improved in the last couple of years.
- CSGS has a better Gross Margin (49.03%) than 73.86% of its industry peers.
- CSGS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.84% | ||
| PM (TTM) | 4.57% | ||
| GM | 49.03% |
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
2. CSGS Health Analysis
2.1 Basic Checks
- CSGS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- CSGS has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CSGS has less shares outstanding
- The debt/assets ratio for CSGS has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.36 indicates that CSGS is not in any danger for bankruptcy at the moment.
- With a decent Altman-Z score value of 3.36, CSGS is doing good in the industry, outperforming 68.18% of the companies in the same industry.
- CSGS has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as CSGS would need 3.82 years to pay back of all of its debts.
- CSGS has a better Debt to FCF ratio (3.82) than 61.36% of its industry peers.
- CSGS has a Debt/Equity ratio of 1.90. This is a high value indicating a heavy dependency on external financing.
- CSGS has a Debt to Equity ratio of 1.90. This is in the lower half of the industry: CSGS underperforms 73.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 3.36 |
ROIC/WACC1.14
WACC9.9%
2.3 Liquidity
- CSGS has a Current Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
- With a Current ratio value of 1.44, CSGS perfoms like the industry average, outperforming 40.91% of the companies in the same industry.
- A Quick Ratio of 1.44 indicates that CSGS should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.44, CSGS perfoms like the industry average, outperforming 42.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 |
3. CSGS Growth Analysis
3.1 Past
- CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.44%, which is quite good.
- CSGS shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.50% yearly.
- CSGS shows a small growth in Revenue. In the last year, the Revenue has grown by 2.18%.
- Measured over the past years, CSGS shows a small growth in Revenue. The Revenue has been growing by 4.31% on average per year.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
3.2 Future
- The Earnings Per Share is expected to grow by 8.87% on average over the next years. This is quite good.
- The Revenue is expected to grow by 1.70% on average over the next years.
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. CSGS Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 15.63, which indicates a correct valuation of CSGS.
- 63.64% of the companies in the same industry are more expensive than CSGS, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of CSGS to the average of the S&P500 Index (27.42), we can say CSGS is valued slightly cheaper.
- Based on the Price/Forward Earnings ratio of 15.36, the valuation of CSGS can be described as correct.
- CSGS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 61.36% of the companies in the same industry.
- CSGS's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.24.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.63 | ||
| Fwd PE | 15.36 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CSGS indicates a somewhat cheap valuation: CSGS is cheaper than 65.91% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CSGS indicates a somewhat cheap valuation: CSGS is cheaper than 65.91% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.19 | ||
| EV/EBITDA | 12.19 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSGS does not grow enough to justify the current Price/Earnings ratio.
- CSGS has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)9.01
PEG (5Y)1.49
EPS Next 2Y4.16%
EPS Next 3Y8.35%
5. CSGS Dividend Analysis
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.69%. Purely for dividend investing, there may be better candidates out there.
- CSGS's Dividend Yield is rather good when compared to the industry average which is at 1.12. CSGS pays more dividend than 84.09% of the companies in the same industry.
- CSGS's Dividend Yield is comparable with the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
5.2 History
- On average, the dividend of CSGS grows each year by 6.63%, which is quite nice.
- CSGS has paid a dividend for at least 10 years, which is a reliable track record.
- CSGS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 66.92% of the earnings are spent on dividend by CSGS. This is not a sustainable payout ratio.
- The dividend of CSGS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP66.92%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
CSGS Fundamentals: All Metrics, Ratios and Statistics
80.33
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-06 2026-05-06
Inst Owners110.38%
Inst Owner Change0.74%
Ins Owners4.21%
Ins Owner Change2.63%
Market Cap2.29B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (2.46%)
Short Float %13.86%
Short Ratio9.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-18 2026-03-18 (0.34)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.63 | ||
| Fwd PE | 15.36 | ||
| P/S | 1.87 | ||
| P/FCF | 16.19 | ||
| P/OCF | 14.68 | ||
| P/B | 8.07 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.19 |
EPS(TTM)5.14
EY6.4%
EPS(NY)5.23
Fwd EY6.51%
FCF(TTM)4.96
FCFY6.18%
OCF(TTM)5.47
OCFY6.81%
SpS42.92
BVpS9.95
TBVpS-5.65
PEG (NY)9.01
PEG (5Y)1.49
Graham Number33.9296 (-57.76%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROCE | 16.2% | ||
| ROIC | 11.26% | ||
| ROICexc | 14.09% | ||
| ROICexgc | 37.37% | ||
| OM | 11.84% | ||
| PM (TTM) | 4.57% | ||
| GM | 49.03% | ||
| FCFM | 11.56% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
ROICexc(3y)14.25%
ROICexc(5y)15.05%
ROICexgc(3y)36.27%
ROICexgc(5y)541.49%
ROCE(3y)16.43%
ROCE(5y)16.64%
ROICexgc growth 3Y3.4%
ROICexgc growth 5Y5.97%
ROICexc growth 3Y4.66%
ROICexc growth 5Y4.79%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
F-Score6
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 2.48 | ||
| Cap/Depr | 20.08% | ||
| Cap/Sales | 1.19% | ||
| Interest Coverage | 5.7 | ||
| Cash Conversion | 71.78% | ||
| Profit Quality | 253.02% | ||
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 | ||
| Altman-Z | 3.36 |
F-Score6
WACC9.9%
ROIC/WACC1.14
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
EBIT growth 1Y0.09%
EBIT growth 3Y6.84%
EBIT growth 5Y6.59%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%
CSG SYSTEMS INTL INC / CSGS Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 6 / 10 to CSGS.
What is the valuation status for CSGS stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
Can you provide the profitability details for CSG SYSTEMS INTL INC?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 6 / 10.
What is the earnings growth outlook for CSG SYSTEMS INTL INC?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.74% in the next year.