79.75 USD
-0.06 (-0.08%)
Last: Feb 3, 2026, 11:55 AM
Overall CSGS gets a fundamental rating of 6 out of 10. We evaluated CSGS against 88 industry peers in the IT Services industry. While CSGS belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. CSGS is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- CSGS had positive earnings in the past year.
- CSGS had a positive operating cash flow in the past year.
- In the past 5 years CSGS has always been profitable.
- Each year in the past 5 years CSGS had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.66%, CSGS is in the better half of the industry, outperforming 71.59% of the companies in the same industry.
- CSGS has a Return On Equity of 28.79%. This is amongst the best in the industry. CSGS outperforms 88.64% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 12.51%, CSGS belongs to the top of the industry, outperforming 82.95% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for CSGS is significantly below the industry average of 29.07%.
- The 3 year average ROIC (11.79%) for CSGS is below the current ROIC(12.51%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.66% | ||
| ROE | 28.79% | ||
| ROIC | 12.51% |
ROA(3y)4.55%
ROA(5y)4.65%
ROE(3y)22.46%
ROE(5y)19.57%
ROIC(3y)11.79%
ROIC(5y)11.7%
1.3 Margins
- Looking at the Profit Margin, with a value of 6.85%, CSGS is in the better half of the industry, outperforming 67.05% of the companies in the same industry.
- CSGS's Profit Margin has declined in the last couple of years.
- The Operating Margin of CSGS (12.39%) is better than 76.14% of its industry peers.
- In the last couple of years the Operating Margin of CSGS has declined.
- Looking at the Gross Margin, with a value of 49.35%, CSGS is in the better half of the industry, outperforming 71.59% of the companies in the same industry.
- In the last couple of years the Gross Margin of CSGS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.39% | ||
| PM (TTM) | 6.85% | ||
| GM | 49.35% |
OM growth 3Y-0.69%
OM growth 5Y-1.65%
PM growth 3Y1.64%
PM growth 5Y-2.67%
GM growth 3Y0.4%
GM growth 5Y0.57%
2. Health
2.1 Basic Checks
- CSGS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, CSGS has less shares outstanding
- CSGS has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for CSGS has been reduced compared to a year ago.
2.2 Solvency
- CSGS has an Altman-Z score of 3.54. This indicates that CSGS is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 3.54, CSGS is in the better half of the industry, outperforming 61.36% of the companies in the same industry.
- CSGS has a debt to FCF ratio of 3.32. This is a good value and a sign of high solvency as CSGS would need 3.32 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 3.32, CSGS is doing good in the industry, outperforming 60.23% of the companies in the same industry.
- A Debt/Equity ratio of 1.86 is on the high side and indicates that CSGS has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.86, CSGS is not doing good in the industry: 73.86% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.86 | ||
| Debt/FCF | 3.32 | ||
| Altman-Z | 3.54 |
ROIC/WACC1.4
WACC8.93%
2.3 Liquidity
- CSGS has a Current Ratio of 1.50. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
- CSGS's Current ratio of 1.50 is in line compared to the rest of the industry. CSGS outperforms 42.05% of its industry peers.
- A Quick Ratio of 1.50 indicates that CSGS should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.50, CSGS perfoms like the industry average, outperforming 43.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 |
3. Growth
3.1 Past
- CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 31.17%, which is quite impressive.
- CSGS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.07% yearly.
- The Revenue has been growing slightly by 3.30% in the past year.
- The Revenue has been growing slightly by 3.73% on average over the past years.
EPS 1Y (TTM)31.17%
EPS 3Y12.27%
EPS 5Y6.07%
EPS Q2Q%23.58%
Revenue 1Y (TTM)3.3%
Revenue growth 3Y4.59%
Revenue growth 5Y3.73%
Sales Q2Q%2.87%
3.2 Future
- The Earnings Per Share is expected to grow by 8.79% on average over the next years. This is quite good.
- CSGS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.76% yearly.
EPS Next Y2.22%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
EPS Next 5Y8.79%
Revenue Next Year1.99%
Revenue Next 2Y3.34%
Revenue Next 3Y2.42%
Revenue Next 5Y1.76%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 15.16 indicates a correct valuation of CSGS.
- Based on the Price/Earnings ratio, CSGS is valued a bit cheaper than 72.73% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.41, CSGS is valued a bit cheaper.
- The Price/Forward Earnings ratio is 15.25, which indicates a correct valuation of CSGS.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CSGS indicates a somewhat cheap valuation: CSGS is cheaper than 71.59% of the companies listed in the same industry.
- CSGS's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.64.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.16 | ||
| Fwd PE | 15.25 |
4.2 Price Multiples
- CSGS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 73.86% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, CSGS is valued a bit cheaper than the industry average as 78.41% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.02 | ||
| EV/EBITDA | 11.88 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)6.84
PEG (5Y)2.5
EPS Next 2Y5.05%
EPS Next 3Y5.59%
5. Dividend
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.61%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 0.45, CSGS pays a better dividend. On top of this CSGS pays more dividend than 88.64% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, CSGS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
5.2 History
- The dividend of CSGS has a limited annual growth rate of 0.69%.
- CSGS has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of CSGS decreased in the last 3 years.
Dividend Growth(5Y)0.69%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 32.90% of the earnings are spent on dividend by CSGS. This is a low number and sustainable payout ratio.
- The dividend of CSGS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP32.9%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
NASDAQ:CSGS (2/3/2026, 11:55:09 AM)
79.75
-0.06 (-0.08%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)11-05 2025-11-05/amc
Earnings (Next)02-11 2026-02-11/amc
Inst Owners106.28%
Inst Owner Change-5.73%
Ins Owners3.92%
Ins Owner Change2.56%
Market Cap2.27B
Revenue(TTM)1.22B
Net Income(TTM)83.35M
Analysts51.67
Price Target82.31 (3.21%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
Yearly Dividend0.91
Dividend Growth(5Y)0.69%
DP32.9%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.26%
Min EPS beat(2)8.57%
Max EPS beat(2)11.96%
EPS beat(4)4
Avg EPS beat(4)16.07%
Min EPS beat(4)8.57%
Max EPS beat(4)34%
EPS beat(8)7
Avg EPS beat(8)10.36%
EPS beat(12)10
Avg EPS beat(12)8.36%
EPS beat(16)13
Avg EPS beat(16)7.61%
Revenue beat(2)0
Avg Revenue beat(2)-0.19%
Min Revenue beat(2)-0.26%
Max Revenue beat(2)-0.11%
Revenue beat(4)1
Avg Revenue beat(4)-0.17%
Min Revenue beat(4)-0.74%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.43%
Revenue beat(12)4
Avg Revenue beat(12)-1.02%
Revenue beat(16)8
Avg Revenue beat(16)0.71%
PT rev (1m)0%
PT rev (3m)5.32%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.56%
EPS NY rev (1m)0%
EPS NY rev (3m)2.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.16 | ||
| Fwd PE | 15.25 | ||
| P/S | 1.87 | ||
| P/FCF | 14.02 | ||
| P/OCF | 12.69 | ||
| P/B | 7.86 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.88 |
EPS(TTM)5.26
EY6.6%
EPS(NY)5.23
Fwd EY6.56%
FCF(TTM)5.69
FCFY7.13%
OCF(TTM)6.28
OCFY7.88%
SpS42.67
BVpS10.15
TBVpS-5.56
PEG (NY)6.84
PEG (5Y)2.5
Graham Number34.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.66% | ||
| ROE | 28.79% | ||
| ROCE | 16.78% | ||
| ROIC | 12.51% | ||
| ROICexc | 15.19% | ||
| ROICexgc | 38.47% | ||
| OM | 12.39% | ||
| PM (TTM) | 6.85% | ||
| GM | 49.35% | ||
| FCFM | 13.33% |
ROA(3y)4.55%
ROA(5y)4.65%
ROE(3y)22.46%
ROE(5y)19.57%
ROIC(3y)11.79%
ROIC(5y)11.7%
ROICexc(3y)14.61%
ROICexc(5y)15.49%
ROICexgc(3y)37.56%
ROICexgc(5y)578.79%
ROCE(3y)15.82%
ROCE(5y)15.7%
ROICexgc growth 3Y-76.11%
ROICexgc growth 5Y1.77%
ROICexc growth 3Y-10.8%
ROICexc growth 5Y0.81%
OM growth 3Y-0.69%
OM growth 5Y-1.65%
PM growth 3Y1.64%
PM growth 5Y-2.67%
GM growth 3Y0.4%
GM growth 5Y0.57%
F-Score7
Asset Turnover0.83
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.86 | ||
| Debt/FCF | 3.32 | ||
| Debt/EBITDA | 2.41 | ||
| Cap/Depr | 23.44% | ||
| Cap/Sales | 1.4% | ||
| Interest Coverage | 5.85 | ||
| Cash Conversion | 80.18% | ||
| Profit Quality | 194.6% | ||
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 | ||
| Altman-Z | 3.54 |
F-Score7
WACC8.93%
ROIC/WACC1.4
Cap/Depr(3y)39.41%
Cap/Depr(5y)39.76%
Cap/Sales(3y)2.55%
Cap/Sales(5y)2.63%
Profit Quality(3y)115.88%
Profit Quality(5y)149.88%
High Growth Momentum
Growth
EPS 1Y (TTM)31.17%
EPS 3Y12.27%
EPS 5Y6.07%
EPS Q2Q%23.58%
EPS Next Y2.22%
EPS Next 2Y5.05%
EPS Next 3Y5.59%
EPS Next 5Y8.79%
Revenue 1Y (TTM)3.3%
Revenue growth 3Y4.59%
Revenue growth 5Y3.73%
Sales Q2Q%2.87%
Revenue Next Year1.99%
Revenue Next 2Y3.34%
Revenue Next 3Y2.42%
Revenue Next 5Y1.76%
EBIT growth 1Y12.77%
EBIT growth 3Y3.87%
EBIT growth 5Y2.02%
EBIT Next Year35.38%
EBIT Next 3Y12.14%
EBIT Next 5Y10.8%
FCF growth 1Y107.68%
FCF growth 3Y-0.09%
FCF growth 5Y-0.09%
OCF growth 1Y68.46%
OCF growth 3Y-1.08%
OCF growth 5Y-2.12%
CSG SYSTEMS INTL INC / CSGS FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 6 / 10 to CSGS.
What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
What is the profitability of CSGS stock?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 6 / 10.
Can you provide the expected EPS growth for CSGS stock?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 2.22% in the next year.