CSG SYSTEMS INTL INC (CSGS) Stock Fundamental Analysis
NASDAQ:CSGS • US1263491094
79.93 USD
+0.28 (+0.35%)
At close: Feb 20, 2026
79.93 USD
0 (0%)
After Hours: 2/20/2026, 8:25:57 PM
CSGS gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 87 industry peers in the IT Services industry. CSGS has an average financial health and profitability rating. CSGS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year CSGS was profitable.
- In the past year CSGS had a positive cash flow from operations.
- In the past 5 years CSGS has always been profitable.
- Each year in the past 5 years CSGS had a positive operating cash flow.
1.2 Ratios
- CSGS has a Return On Assets of 3.62%. This is in the better half of the industry: CSGS outperforms 63.22% of its industry peers.
- With an excellent Return On Equity value of 19.70%, CSGS belongs to the best of the industry, outperforming 82.76% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 10.77%, CSGS belongs to the top of the industry, outperforming 80.46% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for CSGS is in line with the industry average of 10.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROIC | 10.77% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.06%
ROIC(5y)11.34%
1.3 Margins
- CSGS has a Profit Margin of 4.57%. This is in the better half of the industry: CSGS outperforms 63.22% of its industry peers.
- CSGS's Profit Margin has declined in the last couple of years.
- CSGS has a better Operating Margin (11.33%) than 74.71% of its industry peers.
- CSGS's Operating Margin has been stable in the last couple of years.
- Looking at the Gross Margin, with a value of 45.76%, CSGS is in the better half of the industry, outperforming 68.97% of the companies in the same industry.
- In the last couple of years the Gross Margin of CSGS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.33% | ||
| PM (TTM) | 4.57% | ||
| GM | 45.76% |
OM growth 3Y-0.44%
OM growth 5Y0.23%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y-9.38%
GM growth 5Y-4.85%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CSGS is creating some value.
- The number of shares outstanding for CSGS has been reduced compared to 1 year ago.
- The number of shares outstanding for CSGS has been reduced compared to 5 years ago.
- Compared to 1 year ago, CSGS has an improved debt to assets ratio.
2.2 Solvency
- CSGS has an Altman-Z score of 3.33. This indicates that CSGS is financially healthy and has little risk of bankruptcy at the moment.
- CSGS has a Altman-Z score of 3.33. This is in the better half of the industry: CSGS outperforms 63.22% of its industry peers.
- CSGS has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as CSGS would need 3.82 years to pay back of all of its debts.
- CSGS has a Debt to FCF ratio (3.82) which is in line with its industry peers.
- A Debt/Equity ratio of 1.90 is on the high side and indicates that CSGS has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.90, CSGS is not doing good in the industry: 74.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 3.33 |
ROIC/WACC1.2
WACC8.94%
2.3 Liquidity
- A Current Ratio of 1.44 indicates that CSGS should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.44, CSGS is in line with its industry, outperforming 40.23% of the companies in the same industry.
- CSGS has a Quick Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
- CSGS has a Quick ratio (1.44) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 8.44% over the past year.
- CSGS shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.50% yearly.
- CSGS shows a small growth in Revenue. In the last year, the Revenue has grown by 2.18%.
- The Revenue has been growing slightly by 4.31% on average over the past years.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
3.2 Future
- CSGS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.87% yearly.
- The Revenue is expected to grow by 1.70% on average over the next years.
EPS Next Y1.77%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y2.64%
Revenue Next 3Y0.96%
Revenue Next 5Y1.7%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 15.55, CSGS is valued correctly.
- CSGS's Price/Earnings ratio is a bit cheaper when compared to the industry. CSGS is cheaper than 70.11% of the companies in the same industry.
- CSGS's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.99.
- Based on the Price/Forward Earnings ratio of 15.28, the valuation of CSGS can be described as correct.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CSGS indicates a somewhat cheap valuation: CSGS is cheaper than 63.22% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.02. CSGS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.55 | ||
| Fwd PE | 15.28 |
4.2 Price Multiples
- 68.97% of the companies in the same industry are more expensive than CSGS, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, CSGS is valued a bit cheaper than the industry average as 65.52% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.04 | ||
| EV/EBITDA | 12.45 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSGS does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)8.79
PEG (5Y)1.48
EPS Next 2Y4.19%
EPS Next 3Y8.35%
5. Dividend
5.1 Amount
- CSGS has a Yearly Dividend Yield of 1.71%.
- CSGS's Dividend Yield is rather good when compared to the industry average which is at 0.54. CSGS pays more dividend than 85.06% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.81, CSGS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.71% |
5.2 History
- On average, the dividend of CSGS grows each year by 6.63%, which is quite nice.
- CSGS has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of CSGS decreased in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 66.92% of the earnings are spent on dividend by CSGS. This is not a sustainable payout ratio.
- CSGS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP66.92%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
79.93
+0.28 (+0.35%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-05 2026-05-05
Inst Owners106.28%
Inst Owner Change3.59%
Ins Owners3.92%
Ins Owner Change2.56%
Market Cap2.27B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (2.98%)
Short Float %12.24%
Short Ratio7.12
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.71% |
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)4.42%
EPS NQ rev (1m)0.28%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)0%
EPS NY rev (3m)0.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.55 | ||
| Fwd PE | 15.28 | ||
| P/S | 1.85 | ||
| P/FCF | 16.04 | ||
| P/OCF | 14.54 | ||
| P/B | 7.99 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.45 |
EPS(TTM)5.14
EY6.43%
EPS(NY)5.23
Fwd EY6.54%
FCF(TTM)4.98
FCFY6.24%
OCF(TTM)5.5
OCFY6.88%
SpS43.12
BVpS10
TBVpS-5.67
PEG (NY)8.79
PEG (5Y)1.48
Graham Number34.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.62% | ||
| ROE | 19.7% | ||
| ROCE | 15.5% | ||
| ROIC | 10.77% | ||
| ROICexc | 13.49% | ||
| ROICexgc | 35.77% | ||
| OM | 11.33% | ||
| PM (TTM) | 4.57% | ||
| GM | 45.76% | ||
| FCFM | 11.56% |
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.06%
ROIC(5y)11.34%
ROICexc(3y)13.79%
ROICexc(5y)14.78%
ROICexgc(3y)35.06%
ROICexgc(5y)540.77%
ROCE(3y)15.91%
ROCE(5y)16.32%
ROICexgc growth 3Y0.14%
ROICexgc growth 5Y3.94%
ROICexc growth 3Y1.35%
ROICexc growth 5Y2.79%
OM growth 3Y-0.44%
OM growth 5Y0.23%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y-9.38%
GM growth 5Y-4.85%
F-Score5
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 2.56 | ||
| Cap/Depr | 20.08% | ||
| Cap/Sales | 1.19% | ||
| Interest Coverage | 5.46 | ||
| Cash Conversion | 73.9% | ||
| Profit Quality | 253.02% | ||
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 | ||
| Altman-Z | 3.33 |
F-Score5
WACC8.94%
ROIC/WACC1.2
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.77%
EPS Next 2Y4.19%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y2.64%
Revenue Next 3Y0.96%
Revenue Next 5Y1.7%
EBIT growth 1Y-4.21%
EBIT growth 3Y3.47%
EBIT growth 5Y4.56%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%
CSG SYSTEMS INTL INC / CSGS FAQ
Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?
ChartMill assigns a fundamental rating of 5 / 10 to CSGS.
What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?
ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.
What is the profitability of CSGS stock?
CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 6 / 10.
Can you provide the financial health for CSGS stock?
The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 5 / 10.
Can you provide the expected EPS growth for CSGS stock?
The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.77% in the next year.