COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.05 USD
-0.49 (-1.6%)
30.05 USD
0 (0%)
Taking everything into account, CRBG scores 4 out of 10 in our fundamental rating. CRBG was compared to 97 industry peers in the Financial Services industry. While CRBG is still in line with the averages on profitability rating, there are concerns on its financial health. CRBG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- CRBG had positive earnings in the past year.
- CRBG had a positive operating cash flow in the past year.
- CRBG had positive earnings in each of the past 5 years.
- CRBG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.24%, CRBG is doing worse than 68.04% of the companies in the same industry.
- The Return On Equity of CRBG (7.32%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of CRBG (5.64%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of CRBG has grown nicely.
- CRBG has a Operating Margin (12.90%) which is in line with its industry peers.
- CRBG's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, CRBG has less shares outstanding
- The number of shares outstanding for CRBG has been reduced compared to 5 years ago.
- CRBG has a worse debt/assets ratio than last year.
2.2 Solvency
- The Debt to FCF ratio of CRBG is 6.80, which is on the high side as it means it would take CRBG, 6.80 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of CRBG (6.80) is comparable to the rest of the industry.
- CRBG has a Debt/Equity ratio of 0.81. This is a neutral value indicating CRBG is somewhat dependend on debt financing.
- CRBG's Debt to Equity ratio of 0.81 is in line compared to the rest of the industry. CRBG outperforms 47.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.59%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- CRBG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
- The Earnings Per Share has been growing by 115.54% on average over the past years. This is a very strong growth
- The Revenue has grown by 20.58% in the past year. This is a very strong growth!
- Measured over the past years, CRBG shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
- CRBG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.31% yearly.
- The Revenue is expected to grow by 2.89% on average over the next years.
EPS Next Y-8.15%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
EPS Next 5Y8.31%
Revenue Next Year-5.22%
Revenue Next 2Y1.19%
Revenue Next 3Y3.17%
Revenue Next 5Y2.89%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 6.38, which indicates a rather cheap valuation of CRBG.
- 85.57% of the companies in the same industry are more expensive than CRBG, based on the Price/Earnings ratio.
- CRBG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.21.
- The Price/Forward Earnings ratio is 5.59, which indicates a rather cheap valuation of CRBG.
- Based on the Price/Forward Earnings ratio, CRBG is valued cheaper than 86.60% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, CRBG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.38 | ||
| Fwd PE | 5.59 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CRBG is valued a bit cheaper than 69.07% of the companies in the same industry.
- CRBG's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CRBG is cheaper than 73.20% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.66 | ||
| EV/EBITDA | 9.81 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y5.39%
EPS Next 3Y9.69%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.15%, CRBG has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.24, CRBG pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, CRBG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.15% |
5.2 History
- CRBG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 52.57% of the earnings are spent on dividend by CRBG. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
What is the valuation status of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What are the PE and PB ratios of COREBRIDGE FINANCIAL INC (CRBG) stock?
The Price/Earnings (PE) ratio for COREBRIDGE FINANCIAL INC (CRBG) is 6.38 and the Price/Book (PB) ratio is 1.15.
Can you provide the financial health for CRBG stock?
The financial health rating of COREBRIDGE FINANCIAL INC (CRBG) is 2 / 10.