COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.77 USD
+0.64 (+2.12%)
30.77 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to CRBG. CRBG was compared to 98 industry peers in the Financial Services industry. CRBG has a medium profitability rating, but doesn't score so well on its financial health evaluation. CRBG is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
CRBG had positive earnings in the past year.
In the past year CRBG had a positive cash flow from operations.
CRBG had positive earnings in each of the past 5 years.
CRBG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of CRBG (0.24%) is worse than 67.35% of its industry peers.
Looking at the Return On Equity, with a value of 7.32%, CRBG is in line with its industry, outperforming 42.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 5.64%, CRBG perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
CRBG's Profit Margin has improved in the last couple of years.
CRBG has a Operating Margin (12.90%) which is comparable to the rest of the industry.
CRBG's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CRBG has been reduced compared to 1 year ago.
Compared to 5 years ago, CRBG has less shares outstanding
CRBG has a worse debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of CRBG is 6.80, which is on the high side as it means it would take CRBG, 6.80 years of fcf income to pay off all of its debts.
CRBG has a Debt to FCF ratio (6.80) which is in line with its industry peers.
A Debt/Equity ratio of 0.81 indicates that CRBG is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.81, CRBG is in line with its industry, outperforming 47.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.69%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CRBG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
CRBG shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 115.54% yearly.
The Revenue has grown by 20.58% in the past year. This is a very strong growth!
CRBG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
CRBG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.31% yearly.
CRBG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.89% yearly.
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.53 indicates a rather cheap valuation of CRBG.
Compared to the rest of the industry, the Price/Earnings ratio of CRBG indicates a rather cheap valuation: CRBG is cheaper than 87.76% of the companies listed in the same industry.
CRBG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.00.
The Price/Forward Earnings ratio is 5.59, which indicates a rather cheap valuation of CRBG.
85.71% of the companies in the same industry are more expensive than CRBG, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.70. CRBG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.53 | ||
| Fwd PE | 5.59 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CRBG indicates a somewhat cheap valuation: CRBG is cheaper than 70.41% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, CRBG is valued a bit cheaper than the industry average as 75.51% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.89 | ||
| EV/EBITDA | 9.73 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y6.6%
EPS Next 3Y10.25%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.18%, CRBG has a reasonable but not impressive dividend return.
CRBG's Dividend Yield is a higher than the industry average which is at 2.35.
CRBG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.18% |
5.2 History
CRBG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
52.57% of the earnings are spent on dividend by CRBG. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
30.77
+0.64 (+2.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.7%
Inst Owner Change0%
Ins Owners0.26%
Ins Owner Change-36.42%
Market Cap16.02B
Revenue(TTM)17.58B
Net Income(TTM)991.00M
Analysts78.1
Price Target39.54 (28.5%)
Short Float %1.92%
Short Ratio1.33
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.18% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP52.57%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.88%
Min EPS beat(2)-13.79%
Max EPS beat(2)15.55%
EPS beat(4)2
Avg EPS beat(4)0.49%
Min EPS beat(4)-13.79%
Max EPS beat(4)15.55%
EPS beat(8)6
Avg EPS beat(8)3.22%
EPS beat(12)9
Avg EPS beat(12)5.86%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.16%
Min Revenue beat(2)-11.42%
Max Revenue beat(2)15.74%
Revenue beat(4)1
Avg Revenue beat(4)-5.62%
Min Revenue beat(4)-14.87%
Max Revenue beat(4)15.74%
Revenue beat(8)3
Avg Revenue beat(8)-7.73%
Revenue beat(12)6
Avg Revenue beat(12)-2.52%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.85%
PT rev (3m)-5.82%
EPS NQ rev (1m)-0.47%
EPS NQ rev (3m)-5.17%
EPS NY rev (1m)-0.38%
EPS NY rev (3m)-10.28%
Revenue NQ rev (1m)-1.56%
Revenue NQ rev (3m)1.83%
Revenue NY rev (1m)1.12%
Revenue NY rev (3m)2.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.53 | ||
| Fwd PE | 5.59 | ||
| P/S | 0.91 | ||
| P/FCF | 9.89 | ||
| P/OCF | 9.89 | ||
| P/B | 1.18 | ||
| P/tB | 1.18 | ||
| EV/EBITDA | 9.73 |
EPS(TTM)4.71
EY15.31%
EPS(NY)5.5
Fwd EY17.88%
FCF(TTM)3.11
FCFY10.11%
OCF(TTM)3.11
OCFY10.11%
SpS33.78
BVpS26.02
TBVpS26.02
PEG (NY)N/A
PEG (5Y)0.06
Graham Number52.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A | ||
| FCFM | 9.21% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Debt/EBITDA | 4.06 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.58 | ||
| Cash Conversion | 59.72% | ||
| Profit Quality | 163.37% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC7.69%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
EBIT growth 1Y291.07%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-47.72%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-47.72%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
What is the valuation status of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What are the PE and PB ratios of COREBRIDGE FINANCIAL INC (CRBG) stock?
The Price/Earnings (PE) ratio for COREBRIDGE FINANCIAL INC (CRBG) is 6.53 and the Price/Book (PB) ratio is 1.18.
Can you provide the financial health for CRBG stock?
The financial health rating of COREBRIDGE FINANCIAL INC (CRBG) is 2 / 10.