COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.02 USD
-0.01 (-0.03%)
30.02 USD
0 (0%)
CRBG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. There are concerns on the financial health of CRBG while its profitability can be described as average. CRBG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
CRBG had positive earnings in the past year.
In the past year CRBG had a positive cash flow from operations.
In the past 5 years CRBG has always been profitable.
Each year in the past 5 years CRBG had a positive operating cash flow.
1.2 Ratios
CRBG has a Return On Assets of 0.24%. This is in the lower half of the industry: CRBG underperforms 69.39% of its industry peers.
CRBG has a Return On Equity (7.32%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of CRBG (5.64%) is comparable to the rest of the industry.
CRBG's Profit Margin has improved in the last couple of years.
CRBG has a Operating Margin (12.90%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of CRBG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
CRBG has less shares outstanding than it did 1 year ago.
CRBG has less shares outstanding than it did 5 years ago.
CRBG has a worse debt/assets ratio than last year.
2.2 Solvency
CRBG has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBG would need 6.80 years to pay back of all of its debts.
CRBG has a Debt to FCF ratio of 6.80. This is comparable to the rest of the industry: CRBG outperforms 56.12% of its industry peers.
CRBG has a Debt/Equity ratio of 0.81. This is a neutral value indicating CRBG is somewhat dependend on debt financing.
CRBG has a Debt to Equity ratio of 0.81. This is comparable to the rest of the industry: CRBG outperforms 46.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.4%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CRBG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
Measured over the past years, CRBG shows a very strong growth in Earnings Per Share. The EPS has been growing by 115.54% on average per year.
Looking at the last year, CRBG shows a very strong growth in Revenue. The Revenue has grown by 20.58%.
The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
CRBG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.31% yearly.
Based on estimates for the next years, CRBG will show a small growth in Revenue. The Revenue will grow by 2.89% on average per year.
EPS Next Y-2.56%
EPS Next 2Y7.69%
EPS Next 3Y11.02%
EPS Next 5Y8.31%
Revenue Next Year-10.4%
Revenue Next 2Y-2.8%
Revenue Next 3Y0.65%
Revenue Next 5Y2.89%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.37, the valuation of CRBG can be described as very cheap.
87.76% of the companies in the same industry are more expensive than CRBG, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.31. CRBG is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 5.35 indicates a rather cheap valuation of CRBG.
Based on the Price/Forward Earnings ratio, CRBG is valued cheaper than 86.73% of the companies in the same industry.
CRBG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.37 | ||
| Fwd PE | 5.35 |
4.2 Price Multiples
68.37% of the companies in the same industry are more expensive than CRBG, based on the Enterprise Value to EBITDA ratio.
CRBG's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CRBG is cheaper than 74.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.65 | ||
| EV/EBITDA | 9.71 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y7.69%
EPS Next 3Y11.02%
5. Dividend
5.1 Amount
CRBG has a Yearly Dividend Yield of 3.20%. Purely for dividend investing, there may be better candidates out there.
CRBG's Dividend Yield is a higher than the industry average which is at 5.04.
Compared to an average S&P500 Dividend Yield of 2.34, CRBG pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.2% |
5.2 History
CRBG has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CRBG pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y7.69%
EPS Next 3Y11.02%
30.02
-0.01 (-0.03%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners86.58%
Inst Owner Change3.53%
Ins Owners0.27%
Ins Owner Change-36.47%
Market Cap15.63B
Revenue(TTM)17.58B
Net Income(TTM)991.00M
Analysts79.05
Price Target40.29 (34.21%)
Short Float %1.67%
Short Ratio1.76
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.2% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP52.57%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.09%
Min EPS beat(2)-9.38%
Max EPS beat(2)15.55%
EPS beat(4)2
Avg EPS beat(4)1.6%
Min EPS beat(4)-9.38%
Max EPS beat(4)15.55%
EPS beat(8)6
Avg EPS beat(8)3.78%
EPS beat(12)9
Avg EPS beat(12)6.23%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-0.99%
Min Revenue beat(2)-11.42%
Max Revenue beat(2)9.43%
Revenue beat(4)1
Avg Revenue beat(4)-7.19%
Min Revenue beat(4)-14.87%
Max Revenue beat(4)9.43%
Revenue beat(8)3
Avg Revenue beat(8)-8.52%
Revenue beat(12)6
Avg Revenue beat(12)-3.04%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.05%
PT rev (3m)-4.24%
EPS NQ rev (1m)-2.89%
EPS NQ rev (3m)-6.86%
EPS NY rev (1m)-4.1%
EPS NY rev (3m)-6.39%
Revenue NQ rev (1m)4.97%
Revenue NQ rev (3m)5.66%
Revenue NY rev (1m)-1.41%
Revenue NY rev (3m)-3.81%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.37 | ||
| Fwd PE | 5.35 | ||
| P/S | 0.89 | ||
| P/FCF | 9.65 | ||
| P/OCF | 9.65 | ||
| P/B | 1.15 | ||
| P/tB | 1.15 | ||
| EV/EBITDA | 9.71 |
EPS(TTM)4.71
EY15.69%
EPS(NY)5.61
Fwd EY18.7%
FCF(TTM)3.11
FCFY10.36%
OCF(TTM)3.11
OCFY10.36%
SpS33.78
BVpS26.02
TBVpS26.02
PEG (NY)N/A
PEG (5Y)0.06
Graham Number52.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A | ||
| FCFM | 9.21% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Debt/EBITDA | 4.06 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.58 | ||
| Cash Conversion | 59.72% | ||
| Profit Quality | 163.37% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC6.4%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-2.56%
EPS Next 2Y7.69%
EPS Next 3Y11.02%
EPS Next 5Y8.31%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-10.4%
Revenue Next 2Y-2.8%
Revenue Next 3Y0.65%
Revenue Next 5Y2.89%
EBIT growth 1Y291.07%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-47.72%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-47.72%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
Can you provide the valuation status for COREBRIDGE FINANCIAL INC?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What is the expected EPS growth for COREBRIDGE FINANCIAL INC (CRBG) stock?
The Earnings per Share (EPS) of COREBRIDGE FINANCIAL INC (CRBG) is expected to decline by -2.56% in the next year.
Is the dividend of COREBRIDGE FINANCIAL INC sustainable?
The dividend rating of COREBRIDGE FINANCIAL INC (CRBG) is 3 / 10 and the dividend payout ratio is 52.57%.