COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.28 USD
-0.16 (-0.53%)
30.28 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to CRBG. CRBG was compared to 98 industry peers in the Financial Services industry. CRBG has a medium profitability rating, but doesn't score so well on its financial health evaluation. CRBG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
CRBG had positive earnings in the past year.
In the past year CRBG had a positive cash flow from operations.
In the past 5 years CRBG has always been profitable.
In the past 5 years CRBG always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of CRBG (0.24%) is worse than 67.35% of its industry peers.
CRBG has a Return On Equity (7.32%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
CRBG's Profit Margin of 5.64% is in line compared to the rest of the industry. CRBG outperforms 42.86% of its industry peers.
CRBG's Profit Margin has improved in the last couple of years.
CRBG has a Operating Margin of 12.90%. This is comparable to the rest of the industry: CRBG outperforms 48.98% of its industry peers.
In the last couple of years the Operating Margin of CRBG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, CRBG has less shares outstanding
The number of shares outstanding for CRBG has been reduced compared to 5 years ago.
Compared to 1 year ago, CRBG has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of CRBG is 6.80, which is on the high side as it means it would take CRBG, 6.80 years of fcf income to pay off all of its debts.
CRBG's Debt to FCF ratio of 6.80 is in line compared to the rest of the industry. CRBG outperforms 54.08% of its industry peers.
CRBG has a Debt/Equity ratio of 0.81. This is a neutral value indicating CRBG is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.81, CRBG is in line with its industry, outperforming 46.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.46%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CRBG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
Measured over the past years, CRBG shows a very strong growth in Earnings Per Share. The EPS has been growing by 115.54% on average per year.
The Revenue has grown by 20.58% in the past year. This is a very strong growth!
Measured over the past years, CRBG shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
CRBG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.31% yearly.
Based on estimates for the next years, CRBG will show a small growth in Revenue. The Revenue will grow by 2.89% on average per year.
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 6.43, the valuation of CRBG can be described as very cheap.
Based on the Price/Earnings ratio, CRBG is valued cheaper than 87.76% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.77. CRBG is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 5.51, which indicates a rather cheap valuation of CRBG.
CRBG's Price/Forward Earnings ratio is rather cheap when compared to the industry. CRBG is cheaper than 85.71% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CRBG to the average of the S&P500 Index (23.35), we can say CRBG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.43 | ||
| Fwd PE | 5.51 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CRBG indicates a somewhat cheap valuation: CRBG is cheaper than 70.41% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CRBG indicates a somewhat cheap valuation: CRBG is cheaper than 75.51% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.73 | ||
| EV/EBITDA | 9.76 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y6.6%
EPS Next 3Y10.25%
5. Dividend
5.1 Amount
CRBG has a Yearly Dividend Yield of 3.13%.
CRBG's Dividend Yield is a higher than the industry average which is at 2.36.
Compared to an average S&P500 Dividend Yield of 2.00, CRBG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
5.2 History
CRBG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CRBG pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
30.28
-0.16 (-0.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.6%
Inst Owner Change3.54%
Ins Owners0.25%
Ins Owner Change-36.42%
Market Cap15.76B
Revenue(TTM)17.58B
Net Income(TTM)991.00M
Analysts78.1
Price Target39.54 (30.58%)
Short Float %1.92%
Short Ratio1.33
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP52.57%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.88%
Min EPS beat(2)-13.79%
Max EPS beat(2)15.55%
EPS beat(4)2
Avg EPS beat(4)0.49%
Min EPS beat(4)-13.79%
Max EPS beat(4)15.55%
EPS beat(8)6
Avg EPS beat(8)3.22%
EPS beat(12)9
Avg EPS beat(12)5.86%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.16%
Min Revenue beat(2)-11.42%
Max Revenue beat(2)15.74%
Revenue beat(4)1
Avg Revenue beat(4)-5.62%
Min Revenue beat(4)-14.87%
Max Revenue beat(4)15.74%
Revenue beat(8)3
Avg Revenue beat(8)-7.73%
Revenue beat(12)6
Avg Revenue beat(12)-2.52%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.85%
PT rev (3m)-5.82%
EPS NQ rev (1m)-0.47%
EPS NQ rev (3m)-5.17%
EPS NY rev (1m)-4.55%
EPS NY rev (3m)-10.28%
Revenue NQ rev (1m)-1.56%
Revenue NQ rev (3m)1.83%
Revenue NY rev (1m)6.19%
Revenue NY rev (3m)2.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.43 | ||
| Fwd PE | 5.51 | ||
| P/S | 0.9 | ||
| P/FCF | 9.73 | ||
| P/OCF | 9.73 | ||
| P/B | 1.16 | ||
| P/tB | 1.16 | ||
| EV/EBITDA | 9.76 |
EPS(TTM)4.71
EY15.55%
EPS(NY)5.5
Fwd EY18.16%
FCF(TTM)3.11
FCFY10.27%
OCF(TTM)3.11
OCFY10.27%
SpS33.78
BVpS26.02
TBVpS26.02
PEG (NY)N/A
PEG (5Y)0.06
Graham Number52.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A | ||
| FCFM | 9.21% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Debt/EBITDA | 4.06 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.58 | ||
| Cash Conversion | 59.72% | ||
| Profit Quality | 163.37% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC6.46%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
EBIT growth 1Y291.07%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-47.72%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-47.72%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
Can you provide the valuation status for COREBRIDGE FINANCIAL INC?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What is the expected EPS growth for COREBRIDGE FINANCIAL INC (CRBG) stock?
The Earnings per Share (EPS) of COREBRIDGE FINANCIAL INC (CRBG) is expected to decline by -6.99% in the next year.
Is the dividend of COREBRIDGE FINANCIAL INC sustainable?
The dividend rating of COREBRIDGE FINANCIAL INC (CRBG) is 4 / 10 and the dividend payout ratio is 52.57%.