COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.37 USD
+0.32 (+1.06%)
30.37 USD
0 (0%)
Overall CRBG gets a fundamental rating of 4 out of 10. We evaluated CRBG against 97 industry peers in the Financial Services industry. While CRBG is still in line with the averages on profitability rating, there are concerns on its financial health. CRBG has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year CRBG was profitable.
- CRBG had a positive operating cash flow in the past year.
- Each year in the past 5 years CRBG has been profitable.
- Each year in the past 5 years CRBG had a positive operating cash flow.
1.2 Ratios
- CRBG has a worse Return On Assets (0.24%) than 68.04% of its industry peers.
- CRBG has a Return On Equity (7.32%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- CRBG has a Profit Margin (5.64%) which is in line with its industry peers.
- In the last couple of years the Profit Margin of CRBG has grown nicely.
- CRBG's Operating Margin of 12.90% is in line compared to the rest of the industry. CRBG outperforms 49.48% of its industry peers.
- In the last couple of years the Operating Margin of CRBG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- CRBG has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CRBG has less shares outstanding
- The debt/assets ratio for CRBG is higher compared to a year ago.
2.2 Solvency
- CRBG has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBG would need 6.80 years to pay back of all of its debts.
- CRBG's Debt to FCF ratio of 6.80 is in line compared to the rest of the industry. CRBG outperforms 53.61% of its industry peers.
- CRBG has a Debt/Equity ratio of 0.81. This is a neutral value indicating CRBG is somewhat dependend on debt financing.
- The Debt to Equity ratio of CRBG (0.81) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.56%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- CRBG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
- The Earnings Per Share has been growing by 115.54% on average over the past years. This is a very strong growth
- Looking at the last year, CRBG shows a very strong growth in Revenue. The Revenue has grown by 20.58%.
- CRBG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
- The Earnings Per Share is expected to grow by 8.31% on average over the next years. This is quite good.
- CRBG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.89% yearly.
EPS Next Y-8.15%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
EPS Next 5Y8.31%
Revenue Next Year-5.24%
Revenue Next 2Y1.21%
Revenue Next 3Y3.23%
Revenue Next 5Y2.89%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- CRBG is valuated cheaply with a Price/Earnings ratio of 6.45.
- CRBG's Price/Earnings ratio is rather cheap when compared to the industry. CRBG is cheaper than 87.63% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.25. CRBG is valued rather cheaply when compared to this.
- CRBG is valuated cheaply with a Price/Forward Earnings ratio of 5.65.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CRBG indicates a rather cheap valuation: CRBG is cheaper than 86.60% of the companies listed in the same industry.
- CRBG is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.98, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.45 | ||
| Fwd PE | 5.65 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CRBG is valued a bit cheaper than the industry average as 69.07% of the companies are valued more expensively.
- 73.20% of the companies in the same industry are more expensive than CRBG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.76 | ||
| EV/EBITDA | 9.78 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y5.39%
EPS Next 3Y9.69%
5. Dividend
5.1 Amount
- CRBG has a Yearly Dividend Yield of 3.14%.
- Compared to an average industry Dividend Yield of 2.09, CRBG pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, CRBG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.14% |
5.2 History
- CRBG has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- CRBG pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
What is the valuation status of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What are the PE and PB ratios of COREBRIDGE FINANCIAL INC (CRBG) stock?
The Price/Earnings (PE) ratio for COREBRIDGE FINANCIAL INC (CRBG) is 6.45 and the Price/Book (PB) ratio is 1.17.
Can you provide the financial health for CRBG stock?
The financial health rating of COREBRIDGE FINANCIAL INC (CRBG) is 2 / 10.