COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
31.54 USD
-0.12 (-0.38%)
31.54 USD
0 (0%)
Overall CRBG gets a fundamental rating of 4 out of 10. We evaluated CRBG against 97 industry peers in the Financial Services industry. While CRBG is still in line with the averages on profitability rating, there are concerns on its financial health. CRBG is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year CRBG was profitable.
CRBG had a positive operating cash flow in the past year.
In the past 5 years CRBG has always been profitable.
CRBG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CRBG's Return On Assets of 0.24% is on the low side compared to the rest of the industry. CRBG is outperformed by 69.07% of its industry peers.
CRBG has a Return On Equity of 7.32%. This is comparable to the rest of the industry: CRBG outperforms 42.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of CRBG (5.64%) is comparable to the rest of the industry.
CRBG's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 12.90%, CRBG perfoms like the industry average, outperforming 48.45% of the companies in the same industry.
In the last couple of years the Operating Margin of CRBG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CRBG has been reduced compared to 1 year ago.
The number of shares outstanding for CRBG has been reduced compared to 5 years ago.
CRBG has a worse debt/assets ratio than last year.
2.2 Solvency
CRBG has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBG would need 6.80 years to pay back of all of its debts.
CRBG has a Debt to FCF ratio (6.80) which is in line with its industry peers.
A Debt/Equity ratio of 0.81 indicates that CRBG is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.81, CRBG perfoms like the industry average, outperforming 47.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.56%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CRBG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
CRBG shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 115.54% yearly.
Looking at the last year, CRBG shows a very strong growth in Revenue. The Revenue has grown by 20.58%.
The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
The Earnings Per Share is expected to grow by 8.31% on average over the next years. This is quite good.
Based on estimates for the next years, CRBG will show a small growth in Revenue. The Revenue will grow by 2.89% on average per year.
EPS Next Y-6.64%
EPS Next 2Y6.61%
EPS Next 3Y10.18%
EPS Next 5Y8.31%
Revenue Next Year-5.9%
Revenue Next 2Y1.17%
Revenue Next 3Y3.53%
Revenue Next 5Y2.89%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 6.70, the valuation of CRBG can be described as very cheap.
Based on the Price/Earnings ratio, CRBG is valued cheaper than 87.63% of the companies in the same industry.
When comparing the Price/Earnings ratio of CRBG to the average of the S&P500 Index (26.56), we can say CRBG is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 5.73, the valuation of CRBG can be described as very cheap.
85.57% of the companies in the same industry are more expensive than CRBG, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of CRBG to the average of the S&P500 Index (23.79), we can say CRBG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.7 | ||
| Fwd PE | 5.73 |
4.2 Price Multiples
CRBG's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CRBG is cheaper than 65.98% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CRBG is valued a bit cheaper than 75.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.14 | ||
| EV/EBITDA | 10 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y6.61%
EPS Next 3Y10.18%
5. Dividend
5.1 Amount
CRBG has a Yearly Dividend Yield of 3.03%.
Compared to an average industry Dividend Yield of 2.16, CRBG pays a bit more dividend than its industry peers.
CRBG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.03% |
5.2 History
CRBG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CRBG pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y6.61%
EPS Next 3Y10.18%
31.54
-0.12 (-0.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.6%
Inst Owner Change3.54%
Ins Owners0.25%
Ins Owner Change-36.42%
Market Cap16.42B
Revenue(TTM)17.58B
Net Income(TTM)991.00M
Analysts78.1
Price Target39.44 (25.05%)
Short Float %2.08%
Short Ratio1.91
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.03% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP52.57%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.88%
Min EPS beat(2)-13.79%
Max EPS beat(2)15.55%
EPS beat(4)2
Avg EPS beat(4)0.49%
Min EPS beat(4)-13.79%
Max EPS beat(4)15.55%
EPS beat(8)6
Avg EPS beat(8)3.22%
EPS beat(12)9
Avg EPS beat(12)5.86%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.16%
Min Revenue beat(2)-11.42%
Max Revenue beat(2)15.74%
Revenue beat(4)1
Avg Revenue beat(4)-5.62%
Min Revenue beat(4)-14.87%
Max Revenue beat(4)15.74%
Revenue beat(8)3
Avg Revenue beat(8)-7.73%
Revenue beat(12)6
Avg Revenue beat(12)-2.52%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.13%
PT rev (3m)-6.07%
EPS NQ rev (1m)-0.9%
EPS NQ rev (3m)-4.72%
EPS NY rev (1m)-4.19%
EPS NY rev (3m)-10.31%
Revenue NQ rev (1m)4.4%
Revenue NQ rev (3m)3.44%
Revenue NY rev (1m)5.01%
Revenue NY rev (3m)1.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.7 | ||
| Fwd PE | 5.73 | ||
| P/S | 0.93 | ||
| P/FCF | 10.14 | ||
| P/OCF | 10.14 | ||
| P/B | 1.21 | ||
| P/tB | 1.21 | ||
| EV/EBITDA | 10 |
EPS(TTM)4.71
EY14.93%
EPS(NY)5.5
Fwd EY17.44%
FCF(TTM)3.11
FCFY9.86%
OCF(TTM)3.11
OCFY9.86%
SpS33.78
BVpS26.02
TBVpS26.02
PEG (NY)N/A
PEG (5Y)0.06
Graham Number52.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A | ||
| FCFM | 9.21% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Debt/EBITDA | 4.06 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.58 | ||
| Cash Conversion | 59.72% | ||
| Profit Quality | 163.37% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC6.56%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-6.64%
EPS Next 2Y6.61%
EPS Next 3Y10.18%
EPS Next 5Y8.31%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-5.9%
Revenue Next 2Y1.17%
Revenue Next 3Y3.53%
Revenue Next 5Y2.89%
EBIT growth 1Y291.07%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-47.72%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-47.72%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
Can you provide the valuation status for COREBRIDGE FINANCIAL INC?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What is the expected EPS growth for COREBRIDGE FINANCIAL INC (CRBG) stock?
The Earnings per Share (EPS) of COREBRIDGE FINANCIAL INC (CRBG) is expected to decline by -6.64% in the next year.
Is the dividend of COREBRIDGE FINANCIAL INC sustainable?
The dividend rating of COREBRIDGE FINANCIAL INC (CRBG) is 3 / 10 and the dividend payout ratio is 52.57%.