COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.05 USD
-0.49 (-1.6%)
30.05 USD
0 (0%)
Overall CRBG gets a fundamental rating of 4 out of 10. We evaluated CRBG against 97 industry peers in the Financial Services industry. There are concerns on the financial health of CRBG while its profitability can be described as average. CRBG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- CRBG had positive earnings in the past year.
- CRBG had a positive operating cash flow in the past year.
- CRBG had positive earnings in each of the past 5 years.
- In the past 5 years CRBG always reported a positive cash flow from operatings.
1.2 Ratios
- CRBG has a Return On Assets of 0.24%. This is in the lower half of the industry: CRBG underperforms 68.04% of its industry peers.
- Looking at the Return On Equity, with a value of 7.32%, CRBG is in line with its industry, outperforming 42.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of CRBG (5.64%) is comparable to the rest of the industry.
- CRBG's Profit Margin has improved in the last couple of years.
- CRBG has a Operating Margin (12.90%) which is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of CRBG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- CRBG has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CRBG has less shares outstanding
- The debt/assets ratio for CRBG is higher compared to a year ago.
2.2 Solvency
- CRBG has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBG would need 6.80 years to pay back of all of its debts.
- CRBG has a Debt to FCF ratio (6.80) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.81 indicates that CRBG is somewhat dependend on debt financing.
- CRBG has a Debt to Equity ratio (0.81) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.6%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 1.29% over the past year.
- The Earnings Per Share has been growing by 115.54% on average over the past years. This is a very strong growth
- The Revenue has grown by 20.58% in the past year. This is a very strong growth!
- CRBG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
- Based on estimates for the next years, CRBG will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.31% on average per year.
- The Revenue is expected to grow by 2.89% on average over the next years.
EPS Next Y-8.15%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
EPS Next 5Y8.31%
Revenue Next Year-5.22%
Revenue Next 2Y1.19%
Revenue Next 3Y3.17%
Revenue Next 5Y2.89%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 6.38, the valuation of CRBG can be described as very cheap.
- Based on the Price/Earnings ratio, CRBG is valued cheaply inside the industry as 85.57% of the companies are valued more expensively.
- CRBG is valuated cheaply when we compare the Price/Earnings ratio to 27.21, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 5.59, the valuation of CRBG can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CRBG indicates a rather cheap valuation: CRBG is cheaper than 86.60% of the companies listed in the same industry.
- CRBG is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.38 | ||
| Fwd PE | 5.59 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CRBG is valued a bit cheaper than the industry average as 69.07% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CRBG indicates a somewhat cheap valuation: CRBG is cheaper than 73.20% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.66 | ||
| EV/EBITDA | 9.81 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y5.39%
EPS Next 3Y9.69%
5. Dividend
5.1 Amount
- CRBG has a Yearly Dividend Yield of 3.15%.
- CRBG's Dividend Yield is a higher than the industry average which is at 2.24.
- Compared to an average S&P500 Dividend Yield of 1.82, CRBG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.15% |
5.2 History
- CRBG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- CRBG pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
What is the valuation status of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What are the PE and PB ratios of COREBRIDGE FINANCIAL INC (CRBG) stock?
The Price/Earnings (PE) ratio for COREBRIDGE FINANCIAL INC (CRBG) is 6.38 and the Price/Book (PB) ratio is 1.15.
Can you provide the financial health for CRBG stock?
The financial health rating of COREBRIDGE FINANCIAL INC (CRBG) is 2 / 10.