COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.49 USD
+0.04 (+0.13%)
30.49 USD
0 (0%)
Taking everything into account, CRBG scores 4 out of 10 in our fundamental rating. CRBG was compared to 98 industry peers in the Financial Services industry. While CRBG is still in line with the averages on profitability rating, there are concerns on its financial health. CRBG is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year CRBG was profitable.
- In the past year CRBG had a positive cash flow from operations.
- In the past 5 years CRBG has always been profitable.
- Each year in the past 5 years CRBG had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.24%, CRBG is doing worse than 68.37% of the companies in the same industry.
- CRBG has a Return On Equity of 7.32%. This is comparable to the rest of the industry: CRBG outperforms 42.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of CRBG (5.64%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of CRBG has grown nicely.
- With a Operating Margin value of 12.90%, CRBG perfoms like the industry average, outperforming 48.98% of the companies in the same industry.
- CRBG's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, CRBG has less shares outstanding
- The number of shares outstanding for CRBG has been reduced compared to 5 years ago.
- CRBG has a worse debt/assets ratio than last year.
2.2 Solvency
- The Debt to FCF ratio of CRBG is 6.80, which is on the high side as it means it would take CRBG, 6.80 years of fcf income to pay off all of its debts.
- CRBG has a Debt to FCF ratio (6.80) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.81 indicates that CRBG is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.81, CRBG is in line with its industry, outperforming 46.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.62%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 1.29% over the past year.
- The Earnings Per Share has been growing by 115.54% on average over the past years. This is a very strong growth
- The Revenue has grown by 20.58% in the past year. This is a very strong growth!
- Measured over the past years, CRBG shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
- CRBG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.31% yearly.
- CRBG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.89% yearly.
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 6.47 indicates a rather cheap valuation of CRBG.
- Based on the Price/Earnings ratio, CRBG is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
- CRBG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.47.
- A Price/Forward Earnings ratio of 5.54 indicates a rather cheap valuation of CRBG.
- 86.73% of the companies in the same industry are more expensive than CRBG, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 24.26. CRBG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.47 | ||
| Fwd PE | 5.54 |
4.2 Price Multiples
- 70.41% of the companies in the same industry are more expensive than CRBG, based on the Enterprise Value to EBITDA ratio.
- CRBG's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CRBG is cheaper than 74.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.8 | ||
| EV/EBITDA | 9.79 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y6.6%
EPS Next 3Y10.25%
5. Dividend
5.1 Amount
- CRBG has a Yearly Dividend Yield of 3.12%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.49, CRBG pays a bit more dividend than its industry peers.
- CRBG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.12% |
5.2 History
- CRBG has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- CRBG pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
30.49
+0.04 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-03 2025-11-03/amc
Earnings (Next)02-10 2026-02-10/amc
Inst Owners85.7%
Inst Owner Change-0.04%
Ins Owners0.26%
Ins Owner Change-36.43%
Market Cap15.87B
Revenue(TTM)17.58B
Net Income(TTM)991.00M
Analysts78.1
Price Target39.54 (29.68%)
Short Float %1.92%
Short Ratio1.33
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.12% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP52.57%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.88%
Min EPS beat(2)-13.79%
Max EPS beat(2)15.55%
EPS beat(4)2
Avg EPS beat(4)0.49%
Min EPS beat(4)-13.79%
Max EPS beat(4)15.55%
EPS beat(8)6
Avg EPS beat(8)3.22%
EPS beat(12)9
Avg EPS beat(12)5.86%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.16%
Min Revenue beat(2)-11.42%
Max Revenue beat(2)15.74%
Revenue beat(4)1
Avg Revenue beat(4)-5.62%
Min Revenue beat(4)-14.87%
Max Revenue beat(4)15.74%
Revenue beat(8)3
Avg Revenue beat(8)-7.73%
Revenue beat(12)6
Avg Revenue beat(12)-2.52%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.27%
PT rev (3m)-5.82%
EPS NQ rev (1m)-0.47%
EPS NQ rev (3m)-4.9%
EPS NY rev (1m)-0.38%
EPS NY rev (3m)-10.28%
Revenue NQ rev (1m)-1.56%
Revenue NQ rev (3m)1.83%
Revenue NY rev (1m)1.12%
Revenue NY rev (3m)2.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.47 | ||
| Fwd PE | 5.54 | ||
| P/S | 0.9 | ||
| P/FCF | 9.8 | ||
| P/OCF | 9.8 | ||
| P/B | 1.17 | ||
| P/tB | 1.17 | ||
| EV/EBITDA | 9.79 |
EPS(TTM)4.71
EY15.45%
EPS(NY)5.5
Fwd EY18.04%
FCF(TTM)3.11
FCFY10.2%
OCF(TTM)3.11
OCFY10.2%
SpS33.78
BVpS26.02
TBVpS26.02
PEG (NY)N/A
PEG (5Y)0.06
Graham Number52.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A | ||
| FCFM | 9.21% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Debt/EBITDA | 4.06 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.58 | ||
| Cash Conversion | 59.72% | ||
| Profit Quality | 163.37% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC7.62%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
EBIT growth 1Y291.07%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-47.72%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-47.72%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
What is the valuation status of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What are the PE and PB ratios of COREBRIDGE FINANCIAL INC (CRBG) stock?
The Price/Earnings (PE) ratio for COREBRIDGE FINANCIAL INC (CRBG) is 6.47 and the Price/Book (PB) ratio is 1.17.
Can you provide the financial health for CRBG stock?
The financial health rating of COREBRIDGE FINANCIAL INC (CRBG) is 2 / 10.