COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) Stock Fundamental Analysis
USA - NYSE:CRBD - US21871X2080
24.88 USD
+0.02 (+0.08%)
We assign a fundamental rating of 4 out of 10 to CRBD. CRBD was compared to 98 industry peers in the Financial Services industry. CRBD has a bad profitability rating. Also its financial health evaluation is rather negative. CRBD has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CRBD had positive earnings in the past year.
In the past year CRBD had a positive cash flow from operations.
Each year in the past 5 years CRBD has been profitable.
In the past 5 years CRBD always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of -0.08%, CRBD is doing worse than 75.51% of the companies in the same industry.
The Return On Equity of CRBD (-2.74%) is worse than 77.55% of its industry peers.
With a Return On Invested Capital value of 0.20%, CRBD is not doing good in the industry: 69.39% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for CRBD is significantly below the industry average of 7.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.08% | ||
| ROE | -2.74% | ||
| ROIC | 0.2% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)1.08%
ROIC(5y)0.99%
1.3 Margins
In the last couple of years the Profit Margin of CRBD has grown nicely.
CRBD's Operating Margin of 7.02% is on the low side compared to the rest of the industry. CRBD is outperformed by 62.24% of its industry peers.
CRBD's Operating Margin has improved in the last couple of years.
CRBD does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.02% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CRBD is destroying value.
CRBD has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CRBD has less shares outstanding
CRBD has a worse debt/assets ratio than last year.
2.2 Solvency
CRBD has a debt to FCF ratio of 6.76. This is a slightly negative value and a sign of low solvency as CRBD would need 6.76 years to pay back of all of its debts.
CRBD has a Debt to FCF ratio (6.76) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.92 indicates that CRBD is somewhat dependend on debt financing.
CRBD has a Debt to Equity ratio (0.92) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | 6.76 | ||
| Altman-Z | N/A |
ROIC/WACC0.03
WACC6.25%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CRBD shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
The Earnings Per Share has been growing by 115.54% on average over the past years. This is a very strong growth
Looking at the last year, CRBD shows a decrease in Revenue. The Revenue has decreased by -0.82% in the last year.
The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)-0.82%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
The Earnings Per Share is expected to grow by 10.99% on average over the next years. This is quite good.
The Revenue is expected to grow by 2.61% on average over the next years.
EPS Next Y-2.56%
EPS Next 2Y7.69%
EPS Next 3Y11.02%
EPS Next 5Y10.99%
Revenue Next Year-10.4%
Revenue Next 2Y-2.8%
Revenue Next 3Y0.65%
Revenue Next 5Y2.61%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 5.28 indicates a rather cheap valuation of CRBD.
Based on the Price/Earnings ratio, CRBD is valued cheaper than 91.84% of the companies in the same industry.
When comparing the Price/Earnings ratio of CRBD to the average of the S&P500 Index (25.67), we can say CRBD is valued rather cheaply.
CRBD is valuated cheaply with a Price/Forward Earnings ratio of 4.43.
CRBD's Price/Forward Earnings ratio is rather cheap when compared to the industry. CRBD is cheaper than 90.82% of the companies in the same industry.
CRBD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 31.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.28 | ||
| Fwd PE | 4.43 |
4.2 Price Multiples
CRBD's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, CRBD is valued a bit cheaper than 74.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.98 | ||
| EV/EBITDA | 18.6 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.05
EPS Next 2Y7.69%
EPS Next 3Y11.02%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.21%, CRBD has a reasonable but not impressive dividend return.
CRBD's Dividend Yield is a higher than the industry average which is at 4.92.
Compared to an average S&P500 Dividend Yield of 2.40, CRBD pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
5.2 History
CRBD does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The earnings of CRBD are negative and hence is the payout ratio. CRBD will probably not be able to sustain this dividend level.
DP-156.08%
EPS Next 2Y7.69%
EPS Next 3Y11.02%
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64
NYSE:CRBD (11/7/2025, 4:15:00 PM)
24.88
+0.02 (+0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners86.58%
Inst Owner ChangeN/A
Ins Owners0.27%
Ins Owner ChangeN/A
Market Cap13.40B
Revenue(TTM)17.85B
Net Income(TTM)-337.00M
Analysts79.05
Price Target31.83 (27.93%)
Short Float %0%
Short Ratio0.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP-156.08%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)7.55%
Min EPS beat(2)-0.44%
Max EPS beat(2)15.55%
EPS beat(4)3
Avg EPS beat(4)7.91%
Min EPS beat(4)-0.44%
Max EPS beat(4)15.87%
EPS beat(8)6
Avg EPS beat(8)4.91%
EPS beat(12)10
Avg EPS beat(12)8.09%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-11.67%
Min Revenue beat(2)-11.92%
Max Revenue beat(2)-11.42%
Revenue beat(4)0
Avg Revenue beat(4)-14.95%
Min Revenue beat(4)-21.6%
Max Revenue beat(4)-11.42%
Revenue beat(8)2
Avg Revenue beat(8)-15.15%
Revenue beat(12)4
Avg Revenue beat(12)-7.57%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.72%
PT rev (3m)16.28%
EPS NQ rev (1m)-7.16%
EPS NQ rev (3m)-12.34%
EPS NY rev (1m)-1.99%
EPS NY rev (3m)-0.68%
Revenue NQ rev (1m)-3.4%
Revenue NQ rev (3m)-5.99%
Revenue NY rev (1m)-1.76%
Revenue NY rev (3m)-8.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.28 | ||
| Fwd PE | 4.43 | ||
| P/S | 0.91 | ||
| P/FCF | 7.98 | ||
| P/OCF | 7.98 | ||
| P/B | 1.09 | ||
| P/tB | 1.09 | ||
| EV/EBITDA | 18.6 |
EPS(TTM)4.71
EY18.93%
EPS(NY)5.61
Fwd EY22.56%
FCF(TTM)3.12
FCFY12.52%
OCF(TTM)3.12
OCFY12.52%
SpS27.22
BVpS22.85
TBVpS22.85
PEG (NY)N/A
PEG (5Y)0.05
Graham Number49.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.08% | ||
| ROE | -2.74% | ||
| ROCE | 0.26% | ||
| ROIC | 0.2% | ||
| ROICexc | 0.2% | ||
| ROICexgc | 0.3% | ||
| OM | 7.02% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 11.45% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)1.08%
ROIC(5y)0.99%
ROICexc(3y)1.09%
ROICexc(5y)0.99%
ROICexgc(3y)1.62%
ROICexgc(5y)1.5%
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3Y-24.91%
ROICexgc growth 5YN/A
ROICexc growth 3Y-23.75%
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | 6.76 | ||
| Debt/EBITDA | 8.67 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.78 | ||
| Cash Conversion | 128.19% | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC6.25%
ROIC/WACC0.03
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-2.56%
EPS Next 2Y7.69%
EPS Next 3Y11.02%
EPS Next 5Y10.99%
Revenue 1Y (TTM)-0.82%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-10.4%
Revenue Next 2Y-2.8%
Revenue Next 3Y0.65%
Revenue Next 5Y2.61%
EBIT growth 1Y-41.6%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-55.04%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-55.04%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 / CRBD FAQ
Can you provide the ChartMill fundamental rating for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64?
ChartMill assigns a fundamental rating of 4 / 10 to CRBD.
Can you provide the valuation status for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for CRBD stock?
The Earnings per Share (EPS) of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is expected to decline by -2.56% in the next year.
How sustainable is the dividend of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
The dividend rating of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is 2 / 10 and the dividend payout ratio is -156.08%.