COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBD - US21871X2080
23 USD
-0.14 (-0.61%)
We assign a fundamental rating of 4 out of 10 to CRBD. CRBD was compared to 97 industry peers in the Financial Services industry. While CRBD is still in line with the averages on profitability rating, there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on CRBD.
1. Profitability
1.1 Basic Checks
In the past year CRBD was profitable.
CRBD had a positive operating cash flow in the past year.
Each year in the past 5 years CRBD has been profitable.
CRBD had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.24%, CRBD is not doing good in the industry: 67.01% of the companies in the same industry are doing better.
CRBD has a Return On Equity of 7.32%. This is comparable to the rest of the industry: CRBD outperforms 43.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 5.64%, CRBD perfoms like the industry average, outperforming 43.30% of the companies in the same industry.
In the last couple of years the Profit Margin of CRBD has grown nicely.
Looking at the Operating Margin, with a value of 12.90%, CRBD is in line with its industry, outperforming 49.48% of the companies in the same industry.
In the last couple of years the Operating Margin of CRBD has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CRBD does not have a ROIC to compare to the WACC, probably because it is not profitable.
CRBD has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CRBD has less shares outstanding
Compared to 1 year ago, CRBD has a worse debt to assets ratio.
2.2 Solvency
CRBD has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBD would need 6.80 years to pay back of all of its debts.
CRBD has a Debt to FCF ratio (6.80) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.81 indicates that CRBD is somewhat dependend on debt financing.
CRBD has a Debt to Equity ratio of 0.81. This is comparable to the rest of the industry: CRBD outperforms 47.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.11%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CRBD shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
The Earnings Per Share has been growing by 115.54% on average over the past years. This is a very strong growth
Looking at the last year, CRBD shows a very strong growth in Revenue. The Revenue has grown by 20.58%.
The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
The Earnings Per Share is expected to grow by 8.31% on average over the next years. This is quite good.
Based on estimates for the next years, CRBD will show a small growth in Revenue. The Revenue will grow by 2.89% on average per year.
EPS Next Y-6.64%
EPS Next 2Y6.61%
EPS Next 3Y10.18%
EPS Next 5Y8.31%
Revenue Next Year-5.9%
Revenue Next 2Y1.17%
Revenue Next 3Y3.53%
Revenue Next 5Y2.89%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 4.88, the valuation of CRBD can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of CRBD indicates a rather cheap valuation: CRBD is cheaper than 92.78% of the companies listed in the same industry.
CRBD's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.49.
The Price/Forward Earnings ratio is 4.18, which indicates a rather cheap valuation of CRBD.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CRBD indicates a rather cheap valuation: CRBD is cheaper than 92.78% of the companies listed in the same industry.
CRBD is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.69, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.88 | ||
| Fwd PE | 4.18 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CRBD indicates a somewhat cheap valuation: CRBD is cheaper than 72.16% of the companies listed in the same industry.
85.57% of the companies in the same industry are more expensive than CRBD, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.39 | ||
| EV/EBITDA | 8.36 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y6.61%
EPS Next 3Y10.18%
5. Dividend
5.1 Amount
CRBD has a Yearly Dividend Yield of 3.17%. Purely for dividend investing, there may be better candidates out there.
CRBD's Dividend Yield is a higher than the industry average which is at 3.96.
Compared to an average S&P500 Dividend Yield of 2.31, CRBD pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.17% |
5.2 History
CRBD does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CRBD pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y6.61%
EPS Next 3Y10.18%
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64
NYSE:CRBD (12/5/2025, 8:11:55 PM)
23
-0.14 (-0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.6%
Inst Owner ChangeN/A
Ins Owners0.25%
Ins Owner ChangeN/A
Market Cap11.97B
Revenue(TTM)17.58B
Net Income(TTM)991.00M
Analysts78.1
Price Target30.16 (31.13%)
Short Float %0%
Short Ratio0.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.17% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP52.57%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.88%
Min EPS beat(2)-13.79%
Max EPS beat(2)15.55%
EPS beat(4)2
Avg EPS beat(4)0.49%
Min EPS beat(4)-13.79%
Max EPS beat(4)15.55%
EPS beat(8)6
Avg EPS beat(8)3.22%
EPS beat(12)9
Avg EPS beat(12)5.86%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.16%
Min Revenue beat(2)-11.42%
Max Revenue beat(2)15.74%
Revenue beat(4)1
Avg Revenue beat(4)-5.62%
Min Revenue beat(4)-14.87%
Max Revenue beat(4)15.74%
Revenue beat(8)2
Avg Revenue beat(8)-14.47%
Revenue beat(12)4
Avg Revenue beat(12)-10.28%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.26%
PT rev (3m)-1.43%
EPS NQ rev (1m)-0.9%
EPS NQ rev (3m)-6.86%
EPS NY rev (1m)-4.19%
EPS NY rev (3m)-10.31%
Revenue NQ rev (1m)4.4%
Revenue NQ rev (3m)5.66%
Revenue NY rev (1m)5.01%
Revenue NY rev (3m)1.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.88 | ||
| Fwd PE | 4.18 | ||
| P/S | 0.68 | ||
| P/FCF | 7.39 | ||
| P/OCF | 7.39 | ||
| P/B | 0.88 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | 8.36 |
EPS(TTM)4.71
EY20.48%
EPS(NY)5.5
Fwd EY23.92%
FCF(TTM)3.11
FCFY13.52%
OCF(TTM)3.11
OCFY13.52%
SpS33.78
BVpS26.02
TBVpS26.02
PEG (NY)N/A
PEG (5Y)0.04
Graham Number52.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A | ||
| FCFM | 9.21% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Debt/EBITDA | 4.06 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.58 | ||
| Cash Conversion | 59.72% | ||
| Profit Quality | 163.37% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC6.11%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-6.64%
EPS Next 2Y6.61%
EPS Next 3Y10.18%
EPS Next 5Y8.31%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-5.9%
Revenue Next 2Y1.17%
Revenue Next 3Y3.53%
Revenue Next 5Y2.89%
EBIT growth 1Y291.07%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-47.72%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-47.72%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 / CRBD FAQ
Can you provide the ChartMill fundamental rating for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64?
ChartMill assigns a fundamental rating of 4 / 10 to CRBD.
Can you provide the valuation status for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64?
ChartMill assigns a valuation rating of 7 / 10 to COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD). This can be considered as Undervalued.
How profitable is COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for CRBD stock?
The Earnings per Share (EPS) of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is expected to decline by -6.64% in the next year.
How sustainable is the dividend of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
The dividend rating of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is 3 / 10 and the dividend payout ratio is 52.57%.