COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBD - US21871X2080
23.17 USD
+0.05 (+0.22%)
We assign a fundamental rating of 4 out of 10 to CRBD. CRBD was compared to 98 industry peers in the Financial Services industry. While CRBD is still in line with the averages on profitability rating, there are concerns on its financial health. CRBD scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year CRBD was profitable.
In the past year CRBD had a positive cash flow from operations.
CRBD had positive earnings in each of the past 5 years.
Each year in the past 5 years CRBD had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.24%, CRBD is doing worse than 66.33% of the companies in the same industry.
Looking at the Return On Equity, with a value of 7.32%, CRBD is in line with its industry, outperforming 43.88% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 5.64%, CRBD perfoms like the industry average, outperforming 43.88% of the companies in the same industry.
CRBD's Profit Margin has improved in the last couple of years.
CRBD's Operating Margin of 12.90% is in line compared to the rest of the industry. CRBD outperforms 50.00% of its industry peers.
CRBD's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CRBD does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, CRBD has less shares outstanding
Compared to 5 years ago, CRBD has less shares outstanding
The debt/assets ratio for CRBD is higher compared to a year ago.
2.2 Solvency
CRBD has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBD would need 6.80 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.80, CRBD is in line with its industry, outperforming 55.10% of the companies in the same industry.
CRBD has a Debt/Equity ratio of 0.81. This is a neutral value indicating CRBD is somewhat dependend on debt financing.
CRBD has a Debt to Equity ratio of 0.81. This is comparable to the rest of the industry: CRBD outperforms 47.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.12%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CRBD shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
Measured over the past years, CRBD shows a very strong growth in Earnings Per Share. The EPS has been growing by 115.54% on average per year.
CRBD shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.58%.
CRBD shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
Based on estimates for the next years, CRBD will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.31% on average per year.
CRBD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.89% yearly.
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.92 indicates a rather cheap valuation of CRBD.
Based on the Price/Earnings ratio, CRBD is valued cheaper than 93.88% of the companies in the same industry.
When comparing the Price/Earnings ratio of CRBD to the average of the S&P500 Index (26.84), we can say CRBD is valued rather cheaply.
CRBD is valuated cheaply with a Price/Forward Earnings ratio of 4.21.
CRBD's Price/Forward Earnings ratio is rather cheap when compared to the industry. CRBD is cheaper than 93.88% of the companies in the same industry.
CRBD is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.40, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 4.21 |
4.2 Price Multiples
72.45% of the companies in the same industry are more expensive than CRBD, based on the Enterprise Value to EBITDA ratio.
CRBD's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CRBD is cheaper than 86.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.45 | ||
| EV/EBITDA | 8.39 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y6.6%
EPS Next 3Y10.25%
5. Dividend
5.1 Amount
CRBD has a Yearly Dividend Yield of 3.13%.
CRBD's Dividend Yield is a higher than the industry average which is at 2.36.
Compared to an average S&P500 Dividend Yield of 2.00, CRBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
5.2 History
CRBD does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
52.57% of the earnings are spent on dividend by CRBD. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64
NYSE:CRBD (12/30/2025, 1:29:30 PM)
23.17
+0.05 (+0.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.6%
Inst Owner ChangeN/A
Ins Owners0.25%
Ins Owner ChangeN/A
Market Cap12.06B
Revenue(TTM)17.58B
Net Income(TTM)991.00M
Analysts78.1
Price Target30.04 (29.65%)
Short Float %0%
Short Ratio0.06
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
Yearly Dividend0.92
Dividend Growth(5Y)N/A
DP52.57%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.88%
Min EPS beat(2)-13.79%
Max EPS beat(2)15.55%
EPS beat(4)2
Avg EPS beat(4)0.49%
Min EPS beat(4)-13.79%
Max EPS beat(4)15.55%
EPS beat(8)6
Avg EPS beat(8)3.22%
EPS beat(12)9
Avg EPS beat(12)5.86%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.16%
Min Revenue beat(2)-11.42%
Max Revenue beat(2)15.74%
Revenue beat(4)1
Avg Revenue beat(4)-5.62%
Min Revenue beat(4)-14.87%
Max Revenue beat(4)15.74%
Revenue beat(8)2
Avg Revenue beat(8)-14.47%
Revenue beat(12)4
Avg Revenue beat(12)-10.28%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-12.16%
PT rev (3m)-3.99%
EPS NQ rev (1m)-0.47%
EPS NQ rev (3m)-5.17%
EPS NY rev (1m)-4.55%
EPS NY rev (3m)-10.28%
Revenue NQ rev (1m)-1.56%
Revenue NQ rev (3m)1.83%
Revenue NY rev (1m)6.19%
Revenue NY rev (3m)2.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 4.21 | ||
| P/S | 0.69 | ||
| P/FCF | 7.45 | ||
| P/OCF | 7.45 | ||
| P/B | 0.89 | ||
| P/tB | 0.89 | ||
| EV/EBITDA | 8.39 |
EPS(TTM)4.71
EY20.33%
EPS(NY)5.5
Fwd EY23.74%
FCF(TTM)3.11
FCFY13.42%
OCF(TTM)3.11
OCFY13.42%
SpS33.78
BVpS26.02
TBVpS26.02
PEG (NY)N/A
PEG (5Y)0.04
Graham Number52.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A | ||
| FCFM | 9.21% |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Debt/EBITDA | 4.06 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.58 | ||
| Cash Conversion | 59.72% | ||
| Profit Quality | 163.37% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC6.12%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)144.44%
Profit Quality(5y)197%
High Growth Momentum
Growth
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
EPS Next Y-6.99%
EPS Next 2Y6.6%
EPS Next 3Y10.25%
EPS Next 5Y8.31%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
Revenue Next Year-4.85%
Revenue Next 2Y1.32%
Revenue Next 3Y3.31%
Revenue Next 5Y2.89%
EBIT growth 1Y291.07%
EBIT growth 3Y-25.44%
EBIT growth 5Y34.3%
EBIT Next Year-5.93%
EBIT Next 3Y-0.33%
EBIT Next 5YN/A
FCF growth 1Y-47.72%
FCF growth 3Y-4.39%
FCF growth 5Y-2.53%
OCF growth 1Y-47.72%
OCF growth 3Y-4.39%
OCF growth 5Y-2.53%
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 / CRBD FAQ
Can you provide the ChartMill fundamental rating for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64?
ChartMill assigns a fundamental rating of 4 / 10 to CRBD.
Can you provide the valuation status for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64?
ChartMill assigns a valuation rating of 7 / 10 to COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD). This can be considered as Undervalued.
How profitable is COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for CRBD stock?
The Earnings per Share (EPS) of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is expected to decline by -6.99% in the next year.
How sustainable is the dividend of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
The dividend rating of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is 3 / 10 and the dividend payout ratio is 52.57%.