COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBD - US21871X2080
24.08 USD
-0.14 (-0.58%)
CRBD gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. CRBD has a medium profitability rating, but doesn't score so well on its financial health evaluation. CRBD scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
- CRBD had positive earnings in the past year.
- In the past year CRBD had a positive cash flow from operations.
- CRBD had positive earnings in each of the past 5 years.
- In the past 5 years CRBD always reported a positive cash flow from operatings.
1.2 Ratios
- CRBD's Return On Assets of 0.24% is on the low side compared to the rest of the industry. CRBD is outperformed by 67.01% of its industry peers.
- CRBD has a Return On Equity of 7.32%. This is comparable to the rest of the industry: CRBD outperforms 43.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- CRBD's Profit Margin of 5.64% is in line compared to the rest of the industry. CRBD outperforms 43.30% of its industry peers.
- In the last couple of years the Profit Margin of CRBD has grown nicely.
- CRBD's Operating Margin of 12.90% is in line compared to the rest of the industry. CRBD outperforms 49.48% of its industry peers.
- CRBD's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CRBD does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for CRBD has been reduced compared to 1 year ago.
- Compared to 5 years ago, CRBD has less shares outstanding
- Compared to 1 year ago, CRBD has a worse debt to assets ratio.
2.2 Solvency
- CRBD has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBD would need 6.80 years to pay back of all of its debts.
- CRBD's Debt to FCF ratio of 6.80 is in line compared to the rest of the industry. CRBD outperforms 54.64% of its industry peers.
- A Debt/Equity ratio of 0.81 indicates that CRBD is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.81, CRBD is in line with its industry, outperforming 48.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.5%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- CRBD shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.29%.
- Measured over the past years, CRBD shows a very strong growth in Earnings Per Share. The EPS has been growing by 115.54% on average per year.
- The Revenue has grown by 20.58% in the past year. This is a very strong growth!
- Measured over the past years, CRBD shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
- CRBD is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.31% yearly.
- The Revenue is expected to grow by 2.89% on average over the next years.
EPS Next Y-8.15%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
EPS Next 5Y8.31%
Revenue Next Year-5.22%
Revenue Next 2Y1.19%
Revenue Next 3Y3.17%
Revenue Next 5Y2.89%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 5.11, which indicates a rather cheap valuation of CRBD.
- Compared to the rest of the industry, the Price/Earnings ratio of CRBD indicates a rather cheap valuation: CRBD is cheaper than 93.81% of the companies listed in the same industry.
- CRBD's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.32.
- With a Price/Forward Earnings ratio of 4.48, the valuation of CRBD can be described as very cheap.
- Based on the Price/Forward Earnings ratio, CRBD is valued cheaply inside the industry as 95.88% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of CRBD to the average of the S&P500 Index (24.32), we can say CRBD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.11 | ||
| Fwd PE | 4.48 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CRBD indicates a somewhat cheap valuation: CRBD is cheaper than 72.16% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, CRBD is valued cheaply inside the industry as 82.47% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.74 | ||
| EV/EBITDA | 8.57 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y5.39%
EPS Next 3Y9.69%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.15%, CRBD has a reasonable but not impressive dividend return.
- CRBD's Dividend Yield is a higher than the industry average which is at 2.24.
- Compared to an average S&P500 Dividend Yield of 1.83, CRBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.15% |
5.2 History
- CRBD is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 52.57% of the earnings are spent on dividend by CRBD. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 / CRBD FAQ
Can you provide the ChartMill fundamental rating for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64?
ChartMill assigns a fundamental rating of 4 / 10 to CRBD.
What is the valuation status of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
ChartMill assigns a valuation rating of 7 / 10 to COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD). This can be considered as Undervalued.
What is the profitability of CRBD stock?
COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) has a profitability rating of 4 / 10.
What is the valuation of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 based on its PE and PB ratios?
The Price/Earnings (PE) ratio for COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is 5.11 and the Price/Book (PB) ratio is 0.93.
What is the financial health of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) stock?
The financial health rating of COREBRIDGE FINANCIAL INC - CRBG 6 3/8 12/15/64 (CRBD) is 2 / 10.