CRAYON GROUP HOLDING AS (CRAYN.OL) Stock Fundamental Analysis
Europe - Euronext Oslo - OSL:CRAYN - NO0010808892 - Common Stock
144 NOK
-0.5 (-0.35%)
Taking everything into account, CRAYN scores 5 out of 10 in our fundamental rating. CRAYN was compared to 116 industry peers in the Software industry. While CRAYN belongs to the best of the industry regarding profitability, there are concerns on its financial health. CRAYN scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
CRAYN had positive earnings in the past year.
In the past year CRAYN had a positive cash flow from operations.
Of the past 5 years CRAYN 4 years were profitable.
CRAYN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.53%, CRAYN is in line with its industry, outperforming 55.77% of the companies in the same industry.
Looking at the Return On Equity, with a value of 10.80%, CRAYN is in the better half of the industry, outperforming 66.35% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 11.88%, CRAYN belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
CRAYN had an Average Return On Invested Capital over the past 3 years of 8.15%. This is below the industry average of 12.89%.
The last Return On Invested Capital (11.88%) for CRAYN is above the 3 year average (8.15%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROIC | 11.88% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
1.3 Margins
With a Profit Margin value of 4.12%, CRAYN perfoms like the industry average, outperforming 55.77% of the companies in the same industry.
In the last couple of years the Profit Margin of CRAYN has declined.
CRAYN has a better Operating Margin (11.00%) than 66.35% of its industry peers.
CRAYN's Operating Margin has improved in the last couple of years.
The Gross Margin of CRAYN (89.27%) is better than 88.46% of its industry peers.
CRAYN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% |
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CRAYN is creating some value.
Compared to 1 year ago, CRAYN has more shares outstanding
Compared to 5 years ago, CRAYN has more shares outstanding
The debt/assets ratio for CRAYN has been reduced compared to a year ago.
2.2 Solvency
CRAYN has an Altman-Z score of 1.02. This is a bad value and indicates that CRAYN is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.02, CRAYN is not doing good in the industry: 70.19% of the companies in the same industry are doing better.
The Debt to FCF ratio of CRAYN is 1.61, which is an excellent value as it means it would take CRAYN, only 1.61 years of fcf income to pay off all of its debts.
CRAYN's Debt to FCF ratio of 1.61 is fine compared to the rest of the industry. CRAYN outperforms 75.96% of its industry peers.
A Debt/Equity ratio of 0.58 indicates that CRAYN is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.58, CRAYN is doing worse than 62.50% of the companies in the same industry.
Although CRAYN does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Altman-Z | 1.02 |
ROIC/WACC1.23
WACC9.67%
2.3 Liquidity
A Current Ratio of 0.98 indicates that CRAYN may have some problems paying its short term obligations.
With a Current ratio value of 0.98, CRAYN is not doing good in the industry: 67.31% of the companies in the same industry are doing better.
CRAYN has a Quick Ratio of 0.98. This is a bad value and indicates that CRAYN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.98, CRAYN is doing worse than 66.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 44.17% over the past year.
Measured over the past years, CRAYN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
CRAYN shows a small growth in Revenue. In the last year, the Revenue has grown by 7.67%.
Measured over the past years, CRAYN shows a very negative growth in Revenue. The Revenue has been decreasing by -12.43% on average per year.
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
3.2 Future
CRAYN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 48.55% yearly.
The Revenue is expected to decrease by -1.25% on average over the next years.
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 35.29, the valuation of CRAYN can be described as expensive.
74.04% of the companies in the same industry are more expensive than CRAYN, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of CRAYN to the average of the S&P500 Index (26.59), we can say CRAYN is valued slightly more expensively.
A Price/Forward Earnings ratio of 13.49 indicates a correct valuation of CRAYN.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CRAYN indicates a rather cheap valuation: CRAYN is cheaper than 86.54% of the companies listed in the same industry.
CRAYN is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.03, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 |
4.2 Price Multiples
CRAYN's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CRAYN is cheaper than 73.08% of the companies in the same industry.
91.35% of the companies in the same industry are more expensive than CRAYN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.23 | ||
| EV/EBITDA | 11.79 |
4.3 Compensation for Growth
CRAYN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CRAYN has a very decent profitability rating, which may justify a higher PE ratio.
CRAYN's earnings are expected to grow with 48.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.33
PEG (5Y)N/A
EPS Next 2Y65.95%
EPS Next 3Y48.55%
5. Dividend
5.1 Amount
CRAYN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
OSL:CRAYN (7/2/2025, 7:00:00 PM)
144
-0.5 (-0.35%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners59.97%
Inst Owner ChangeN/A
Ins Owners1.32%
Ins Owner ChangeN/A
Market Cap12.90B
Revenue(TTM)7.12B
Net Income(TTM)293.00M
Analysts76
Price Target144.46 (0.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-49.25%
Min EPS beat(2)-60.61%
Max EPS beat(2)-37.9%
EPS beat(4)0
Avg EPS beat(4)-35.83%
Min EPS beat(4)-60.61%
Max EPS beat(4)-13.94%
EPS beat(8)2
Avg EPS beat(8)-24.98%
EPS beat(12)2
Avg EPS beat(12)-66.98%
EPS beat(16)5
Avg EPS beat(16)-94.94%
Revenue beat(2)0
Avg Revenue beat(2)-8.54%
Min Revenue beat(2)-9.83%
Max Revenue beat(2)-7.25%
Revenue beat(4)0
Avg Revenue beat(4)-7.68%
Min Revenue beat(4)-9.83%
Max Revenue beat(4)-4.06%
Revenue beat(8)3
Avg Revenue beat(8)-3.98%
Revenue beat(12)5
Avg Revenue beat(12)-13.42%
Revenue beat(16)5
Avg Revenue beat(16)-31.36%
PT rev (1m)0%
PT rev (3m)0.55%
EPS NQ rev (1m)-2.8%
EPS NQ rev (3m)-1.78%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 | ||
| P/S | 1.81 | ||
| P/FCF | 11.23 | ||
| P/OCF | 9.75 | ||
| P/B | 4.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.79 |
EPS(TTM)4.08
EY2.83%
EPS(NY)10.68
Fwd EY7.41%
FCF(TTM)12.83
FCFY8.91%
OCF(TTM)14.77
OCFY10.26%
SpS79.49
BVpS30.28
TBVpS-11.43
PEG (NY)0.33
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROCE | 17.55% | ||
| ROIC | 11.88% | ||
| ROICexc | 17.65% | ||
| ROICexgc | N/A | ||
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% | ||
| FCFM | 16.14% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
ROICexc(3y)11.91%
ROICexc(5y)28.33%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.05%
ROCE(5y)12.29%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y22.85%
ROICexc growth 5Y8.87%
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Debt/EBITDA | 1.4 | ||
| Cap/Depr | 50.58% | ||
| Cap/Sales | 2.44% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 117.39% | ||
| Profit Quality | 392.15% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 | ||
| Altman-Z | 1.02 |
F-Score6
WACC9.67%
ROIC/WACC1.23
Cap/Depr(3y)45.9%
Cap/Depr(5y)48.63%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
EBIT growth 1Y72.09%
EBIT growth 3Y24.41%
EBIT growth 5Y42.57%
EBIT Next Year56.93%
EBIT Next 3Y29.1%
EBIT Next 5YN/A
FCF growth 1Y231.56%
FCF growth 3YN/A
FCF growth 5Y59.47%
OCF growth 1Y165.01%
OCF growth 3Y272.45%
OCF growth 5Y47.49%
CRAYON GROUP HOLDING AS / CRAYN.OL FAQ
Can you provide the ChartMill fundamental rating for CRAYON GROUP HOLDING AS?
ChartMill assigns a fundamental rating of 5 / 10 to CRAYN.OL.
What is the valuation status for CRAYN stock?
ChartMill assigns a valuation rating of 7 / 10 to CRAYON GROUP HOLDING AS (CRAYN.OL). This can be considered as Undervalued.
How profitable is CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
CRAYON GROUP HOLDING AS (CRAYN.OL) has a profitability rating of 7 / 10.
What is the financial health of CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
The financial health rating of CRAYON GROUP HOLDING AS (CRAYN.OL) is 3 / 10.
What is the expected EPS growth for CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
The Earnings per Share (EPS) of CRAYON GROUP HOLDING AS (CRAYN.OL) is expected to grow by 108.12% in the next year.