CRAYON GROUP HOLDING AS (CRAYN.OL) Stock Fundamental Analysis
Europe • Euronext Oslo • OSL:CRAYN • NO0010808892
144 NOK
-0.5 (-0.35%)
Last: Jul 2, 2025, 07:00 PM
Overall CRAYN gets a fundamental rating of 5 out of 10. We evaluated CRAYN against 115 industry peers in the Software industry. CRAYN has an excellent profitability rating, but there are concerns on its financial health. CRAYN scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
- CRAYN had positive earnings in the past year.
- In the past year CRAYN had a positive cash flow from operations.
- CRAYN had positive earnings in 4 of the past 5 years.
- In the past 5 years CRAYN always reported a positive cash flow from operatings.
1.2 Ratios
- CRAYN has a Return On Assets (1.53%) which is in line with its industry peers.
- CRAYN's Return On Equity of 10.80% is fine compared to the rest of the industry. CRAYN outperforms 66.35% of its industry peers.
- CRAYN's Return On Invested Capital of 11.88% is amongst the best of the industry. CRAYN outperforms 84.62% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CRAYN is below the industry average of 13.06%.
- The 3 year average ROIC (8.15%) for CRAYN is below the current ROIC(11.88%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROIC | 11.88% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
1.3 Margins
- Looking at the Profit Margin, with a value of 4.12%, CRAYN is in line with its industry, outperforming 55.77% of the companies in the same industry.
- In the last couple of years the Profit Margin of CRAYN has declined.
- CRAYN's Operating Margin of 11.00% is fine compared to the rest of the industry. CRAYN outperforms 66.35% of its industry peers.
- CRAYN's Operating Margin has improved in the last couple of years.
- With an excellent Gross Margin value of 89.27%, CRAYN belongs to the best of the industry, outperforming 88.46% of the companies in the same industry.
- In the last couple of years the Gross Margin of CRAYN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% |
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CRAYN is still creating some value.
- CRAYN has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CRAYN has more shares outstanding
- CRAYN has a better debt/assets ratio than last year.
2.2 Solvency
- CRAYN has an Altman-Z score of 1.02. This is a bad value and indicates that CRAYN is not financially healthy and even has some risk of bankruptcy.
- CRAYN has a worse Altman-Z score (1.02) than 70.19% of its industry peers.
- CRAYN has a debt to FCF ratio of 1.61. This is a very positive value and a sign of high solvency as it would only need 1.61 years to pay back of all of its debts.
- CRAYN has a Debt to FCF ratio of 1.61. This is in the better half of the industry: CRAYN outperforms 75.96% of its industry peers.
- A Debt/Equity ratio of 0.58 indicates that CRAYN is somewhat dependend on debt financing.
- CRAYN has a worse Debt to Equity ratio (0.58) than 62.50% of its industry peers.
- Although CRAYN does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Altman-Z | 1.02 |
ROIC/WACC1.23
WACC9.67%
2.3 Liquidity
- A Current Ratio of 0.98 indicates that CRAYN may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.98, CRAYN is doing worse than 67.31% of the companies in the same industry.
- A Quick Ratio of 0.98 indicates that CRAYN may have some problems paying its short term obligations.
- The Quick ratio of CRAYN (0.98) is worse than 66.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 44.17% over the past year.
- Measured over the past years, CRAYN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
- Looking at the last year, CRAYN shows a small growth in Revenue. The Revenue has grown by 7.67% in the last year.
- Measured over the past years, CRAYN shows a very negative growth in Revenue. The Revenue has been decreasing by -12.43% on average per year.
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
3.2 Future
- The Earnings Per Share is expected to grow by 48.55% on average over the next years. This is a very strong growth
- CRAYN is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.25% yearly.
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 35.29, the valuation of CRAYN can be described as expensive.
- 74.04% of the companies in the same industry are more expensive than CRAYN, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of CRAYN to the average of the S&P500 Index (28.41), we can say CRAYN is valued slightly more expensively.
- Based on the Price/Forward Earnings ratio of 13.49, the valuation of CRAYN can be described as correct.
- 86.54% of the companies in the same industry are more expensive than CRAYN, based on the Price/Forward Earnings ratio.
- CRAYN's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.64.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CRAYN is valued a bit cheaper than the industry average as 73.08% of the companies are valued more expensively.
- 91.35% of the companies in the same industry are more expensive than CRAYN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.23 | ||
| EV/EBITDA | 11.79 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of CRAYN may justify a higher PE ratio.
- CRAYN's earnings are expected to grow with 48.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.33
PEG (5Y)N/A
EPS Next 2Y65.95%
EPS Next 3Y48.55%
5. Dividend
5.1 Amount
- No dividends for CRAYN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
OSL:CRAYN (7/2/2025, 7:00:00 PM)
144
-0.5 (-0.35%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)05-21 2025-05-21/bmo
Earnings (Next)08-27 2025-08-27
Inst Owners59.97%
Inst Owner ChangeN/A
Ins Owners1.32%
Ins Owner ChangeN/A
Market Cap12.90B
Revenue(TTM)7.12B
Net Income(TTM)293.00M
Analysts76
Price Target144.46 (0.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-49.25%
Min EPS beat(2)-60.61%
Max EPS beat(2)-37.9%
EPS beat(4)0
Avg EPS beat(4)-35.83%
Min EPS beat(4)-60.61%
Max EPS beat(4)-13.94%
EPS beat(8)2
Avg EPS beat(8)-24.98%
EPS beat(12)2
Avg EPS beat(12)-66.98%
EPS beat(16)5
Avg EPS beat(16)-94.94%
Revenue beat(2)0
Avg Revenue beat(2)-8.54%
Min Revenue beat(2)-9.83%
Max Revenue beat(2)-7.25%
Revenue beat(4)0
Avg Revenue beat(4)-7.68%
Min Revenue beat(4)-9.83%
Max Revenue beat(4)-4.06%
Revenue beat(8)3
Avg Revenue beat(8)-3.98%
Revenue beat(12)5
Avg Revenue beat(12)-13.42%
Revenue beat(16)5
Avg Revenue beat(16)-31.36%
PT rev (1m)0%
PT rev (3m)0.55%
EPS NQ rev (1m)-2.8%
EPS NQ rev (3m)-1.78%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 | ||
| P/S | 1.81 | ||
| P/FCF | 11.23 | ||
| P/OCF | 9.75 | ||
| P/B | 4.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.79 |
EPS(TTM)4.08
EY2.83%
EPS(NY)10.68
Fwd EY7.41%
FCF(TTM)12.83
FCFY8.91%
OCF(TTM)14.77
OCFY10.26%
SpS79.49
BVpS30.28
TBVpS-11.43
PEG (NY)0.33
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROCE | 17.55% | ||
| ROIC | 11.88% | ||
| ROICexc | 17.65% | ||
| ROICexgc | N/A | ||
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% | ||
| FCFM | 16.14% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
ROICexc(3y)11.91%
ROICexc(5y)28.33%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.05%
ROCE(5y)12.29%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y22.85%
ROICexc growth 5Y8.87%
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Debt/EBITDA | 1.4 | ||
| Cap/Depr | 50.58% | ||
| Cap/Sales | 2.44% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 117.39% | ||
| Profit Quality | 392.15% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 | ||
| Altman-Z | 1.02 |
F-Score6
WACC9.67%
ROIC/WACC1.23
Cap/Depr(3y)45.9%
Cap/Depr(5y)48.63%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
EBIT growth 1Y72.09%
EBIT growth 3Y24.41%
EBIT growth 5Y42.57%
EBIT Next Year56.93%
EBIT Next 3Y29.1%
EBIT Next 5YN/A
FCF growth 1Y231.56%
FCF growth 3YN/A
FCF growth 5Y59.47%
OCF growth 1Y165.01%
OCF growth 3Y272.45%
OCF growth 5Y47.49%
CRAYON GROUP HOLDING AS / CRAYN.OL FAQ
Can you provide the ChartMill fundamental rating for CRAYON GROUP HOLDING AS?
ChartMill assigns a fundamental rating of 5 / 10 to CRAYN.OL.
Can you provide the valuation status for CRAYON GROUP HOLDING AS?
ChartMill assigns a valuation rating of 7 / 10 to CRAYON GROUP HOLDING AS (CRAYN.OL). This can be considered as Undervalued.
How profitable is CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
CRAYON GROUP HOLDING AS (CRAYN.OL) has a profitability rating of 7 / 10.
What is the earnings growth outlook for CRAYON GROUP HOLDING AS?
The Earnings per Share (EPS) of CRAYON GROUP HOLDING AS (CRAYN.OL) is expected to grow by 108.12% in the next year.
Is the dividend of CRAYON GROUP HOLDING AS sustainable?
The dividend rating of CRAYON GROUP HOLDING AS (CRAYN.OL) is 0 / 10 and the dividend payout ratio is 0%.