MR COOPER GROUP INC (COOP) Stock Fundamental Analysis
USA - NASDAQ:COOP - US62482R1077 - Common Stock
210.79 USD
-6 (-2.77%)
213 USD
+2.21 (+1.05%)
Overall COOP gets a fundamental rating of 4 out of 10. We evaluated COOP against 97 industry peers in the Financial Services industry. There are concerns on the financial health of COOP while its profitability can be described as average. COOP is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
COOP had positive earnings in the past year.
In the past year COOP has reported a negative cash flow from operations.
In the past 5 years COOP has always been profitable.
Of the past 5 years COOP 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.08%, COOP is in the better half of the industry, outperforming 69.70% of the companies in the same industry.
COOP has a Return On Equity (11.18%) which is in line with its industry peers.
Looking at the Return On Invested Capital, with a value of 3.54%, COOP is in line with its industry, outperforming 55.56% of the companies in the same industry.
COOP had an Average Return On Invested Capital over the past 3 years of 5.13%. This is below the industry average of 8.15%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 11.18% | ||
| ROIC | 3.54% |
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
1.3 Margins
Looking at the Profit Margin, with a value of 25.38%, COOP is in the better half of the industry, outperforming 79.80% of the companies in the same industry.
In the last couple of years the Profit Margin of COOP has grown nicely.
COOP has a Operating Margin of 36.91%. This is in the better half of the industry: COOP outperforms 75.76% of its industry peers.
In the last couple of years the Operating Margin of COOP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.91% | ||
| PM (TTM) | 25.38% | ||
| GM | N/A |
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
COOP has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for COOP has been reduced compared to 1 year ago.
COOP has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, COOP has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.20, we must say that COOP is in the distress zone and has some risk of bankruptcy.
COOP has a Altman-Z score of 1.20. This is in the better half of the industry: COOP outperforms 63.64% of its industry peers.
COOP has a Debt/Equity ratio of 2.39. This is a high value indicating a heavy dependency on external financing.
COOP has a Debt to Equity ratio of 2.39. This is in the lower half of the industry: COOP underperforms 67.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.39 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.2 |
ROIC/WACC0.47
WACC7.53%
2.3 Liquidity
COOP has a Current Ratio of 0.40. This is a bad value and indicates that COOP is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of COOP (0.40) is worse than 67.68% of its industry peers.
COOP has a Quick Ratio of 0.40. This is a bad value and indicates that COOP is not financially healthy enough and could expect problems in meeting its short term obligations.
COOP's Quick ratio of 0.40 is on the low side compared to the rest of the industry. COOP is outperformed by 67.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
COOP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.48%, which is quite impressive.
COOP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 16.95% yearly.
Looking at the last year, COOP shows a small growth in Revenue. The Revenue has grown by 5.69% in the last year.
The Revenue has been growing slightly by 2.92% on average over the past years.
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
3.2 Future
Based on estimates for the next years, COOP will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.90% on average per year.
Based on estimates for the next years, COOP will show a quite strong growth in Revenue. The Revenue will grow by 10.20% on average per year.
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 18.06, COOP is valued on the expensive side.
COOP's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of COOP to the average of the S&P500 Index (26.28), we can say COOP is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 13.85, the valuation of COOP can be described as correct.
COOP's Price/Forward Earnings ratio is in line with the industry average.
COOP is valuated cheaply when we compare the Price/Forward Earnings ratio to 33.61, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 13.85 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as COOP.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 26.83 |
4.3 Compensation for Growth
COOP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as COOP's earnings are expected to grow with 17.90% in the coming years.
PEG (NY)0.78
PEG (5Y)1.07
EPS Next 2Y21.16%
EPS Next 3Y17.9%
5. Dividend
5.1 Amount
With a yearly dividend of 0.95%, COOP is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.49, COOP has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, COOP's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.95% |
5.2 History
COOP does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
210.79
-6 (-2.77%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners91.82%
Inst Owner Change-1.47%
Ins Owners1.89%
Ins Owner Change-21.29%
Market Cap13.49B
Revenue(TTM)2.25B
Net Income(TTM)570.00M
Analysts75.71
Price Target175.95 (-16.53%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.95% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-1.86%
Min EPS beat(2)-3.55%
Max EPS beat(2)-0.18%
EPS beat(4)2
Avg EPS beat(4)1.11%
Min EPS beat(4)-3.55%
Max EPS beat(4)7.72%
EPS beat(8)6
Avg EPS beat(8)13.25%
EPS beat(12)10
Avg EPS beat(12)15.82%
EPS beat(16)14
Avg EPS beat(16)49.45%
Revenue beat(2)0
Avg Revenue beat(2)-11.09%
Min Revenue beat(2)-11.6%
Max Revenue beat(2)-10.58%
Revenue beat(4)1
Avg Revenue beat(4)-9.05%
Min Revenue beat(4)-23.26%
Max Revenue beat(4)9.23%
Revenue beat(8)4
Avg Revenue beat(8)-0.33%
Revenue beat(12)6
Avg Revenue beat(12)-0.3%
Revenue beat(16)10
Avg Revenue beat(16)8.38%
PT rev (1m)0%
PT rev (3m)20.51%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 13.85 | ||
| P/S | 6.01 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.65 | ||
| P/tB | 2.78 | ||
| EV/EBITDA | 26.83 |
EPS(TTM)11.67
EY5.54%
EPS(NY)15.22
Fwd EY7.22%
FCF(TTM)-22.22
FCFYN/A
OCF(TTM)-0.98
OCFYN/A
SpS35.1
BVpS79.68
TBVpS75.9
PEG (NY)0.78
PEG (5Y)1.07
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 11.18% | ||
| ROCE | 5.01% | ||
| ROIC | 3.54% | ||
| ROICexc | 3.7% | ||
| ROICexgc | 3.98% | ||
| OM | 36.91% | ||
| PM (TTM) | 25.38% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
ROICexc(3y)5.36%
ROICexc(5y)5.92%
ROICexgc(3y)5.76%
ROICexgc(5y)6.3%
ROCE(3y)7.69%
ROCE(5y)8.61%
ROICexgc growth 3Y-25.49%
ROICexgc growth 5Y27.88%
ROICexc growth 3Y-25.94%
ROICexc growth 5Y27.26%
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.39 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 13.74 | ||
| Cap/Depr | 2384.21% | ||
| Cap/Sales | 60.51% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 1.2 |
F-Score3
WACC7.53%
ROIC/WACC0.47
Cap/Depr(3y)1082.9%
Cap/Depr(5y)679.53%
Cap/Sales(3y)21.41%
Cap/Sales(5y)13.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
EBIT growth 1Y-9.1%
EBIT growth 3Y-17.7%
EBIT growth 5Y34.71%
EBIT Next Year178.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-210.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-104.72%
OCF growth 3YN/A
OCF growth 5YN/A
MR COOPER GROUP INC / COOP FAQ
Can you provide the ChartMill fundamental rating for MR COOPER GROUP INC?
ChartMill assigns a fundamental rating of 4 / 10 to COOP.
Can you provide the valuation status for MR COOPER GROUP INC?
ChartMill assigns a valuation rating of 4 / 10 to MR COOPER GROUP INC (COOP). This can be considered as Fairly Valued.
Can you provide the profitability details for MR COOPER GROUP INC?
MR COOPER GROUP INC (COOP) has a profitability rating of 5 / 10.
What are the PE and PB ratios of MR COOPER GROUP INC (COOP) stock?
The Price/Earnings (PE) ratio for MR COOPER GROUP INC (COOP) is 18.06 and the Price/Book (PB) ratio is 2.65.
What is the earnings growth outlook for MR COOPER GROUP INC?
The Earnings per Share (EPS) of MR COOPER GROUP INC (COOP) is expected to grow by 23.08% in the next year.