MR COOPER GROUP INC (COOP) Stock Fundamental Analysis
USA - NASDAQ:COOP - US62482R1077 - Common Stock
210.79 USD
-6 (-2.77%)
213 USD
+2.21 (+1.05%)
We assign a fundamental rating of 4 out of 10 to COOP. COOP was compared to 99 industry peers in the Financial Services industry. There are concerns on the financial health of COOP while its profitability can be described as average. COOP has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
COOP had positive earnings in the past year.
In the past year COOP has reported a negative cash flow from operations.
In the past 5 years COOP has always been profitable.
Of the past 5 years COOP 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.08%, COOP is in the better half of the industry, outperforming 69.70% of the companies in the same industry.
COOP has a Return On Equity (11.18%) which is comparable to the rest of the industry.
COOP has a Return On Invested Capital (3.54%) which is comparable to the rest of the industry.
COOP had an Average Return On Invested Capital over the past 3 years of 5.13%. This is below the industry average of 7.79%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 11.18% | ||
| ROIC | 3.54% |
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
1.3 Margins
COOP has a better Profit Margin (25.38%) than 79.80% of its industry peers.
In the last couple of years the Profit Margin of COOP has grown nicely.
Looking at the Operating Margin, with a value of 36.91%, COOP is in the better half of the industry, outperforming 75.76% of the companies in the same industry.
In the last couple of years the Operating Margin of COOP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.91% | ||
| PM (TTM) | 25.38% | ||
| GM | N/A |
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
COOP has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, COOP has less shares outstanding
Compared to 5 years ago, COOP has less shares outstanding
Compared to 1 year ago, COOP has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.20, we must say that COOP is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.20, COOP is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
A Debt/Equity ratio of 2.39 is on the high side and indicates that COOP has dependencies on debt financing.
With a Debt to Equity ratio value of 2.39, COOP is not doing good in the industry: 67.68% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.39 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.2 |
ROIC/WACC0.47
WACC7.53%
2.3 Liquidity
A Current Ratio of 0.40 indicates that COOP may have some problems paying its short term obligations.
With a Current ratio value of 0.40, COOP is not doing good in the industry: 67.68% of the companies in the same industry are doing better.
A Quick Ratio of 0.40 indicates that COOP may have some problems paying its short term obligations.
The Quick ratio of COOP (0.40) is worse than 67.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 25.48% over the past year.
The Earnings Per Share has been growing by 16.95% on average over the past years. This is quite good.
Looking at the last year, COOP shows a small growth in Revenue. The Revenue has grown by 5.69% in the last year.
COOP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.92% yearly.
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
3.2 Future
Based on estimates for the next years, COOP will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.90% on average per year.
The Revenue is expected to grow by 10.20% on average over the next years. This is quite good.
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 18.06, COOP is valued on the expensive side.
Compared to the rest of the industry, the Price/Earnings ratio of COOP is on the same level as its industry peers.
COOP is valuated rather cheaply when we compare the Price/Earnings ratio to 27.08, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 13.85 indicates a correct valuation of COOP.
Compared to the rest of the industry, the Price/Forward Earnings ratio of COOP is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.09, COOP is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 13.85 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of COOP is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 26.83 |
4.3 Compensation for Growth
COOP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
COOP's earnings are expected to grow with 17.90% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.78
PEG (5Y)1.07
EPS Next 2Y21.16%
EPS Next 3Y17.9%
5. Dividend
5.1 Amount
COOP has a yearly dividend return of 0.95%, which is pretty low.
Compared to an average industry Dividend Yield of 4.60, COOP has a dividend in line with its industry peers.
With a Dividend Yield of 0.95, COOP pays less dividend than the S&P500 average, which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.95% |
5.2 History
COOP does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
210.79
-6 (-2.77%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners91.82%
Inst Owner Change-0.95%
Ins Owners1.89%
Ins Owner Change-21.29%
Market Cap13.49B
Revenue(TTM)2.25B
Net Income(TTM)570.00M
Analysts75.71
Price Target175.95 (-16.53%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.95% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-1.86%
Min EPS beat(2)-3.55%
Max EPS beat(2)-0.18%
EPS beat(4)2
Avg EPS beat(4)1.11%
Min EPS beat(4)-3.55%
Max EPS beat(4)7.72%
EPS beat(8)6
Avg EPS beat(8)13.25%
EPS beat(12)10
Avg EPS beat(12)15.82%
EPS beat(16)14
Avg EPS beat(16)49.45%
Revenue beat(2)0
Avg Revenue beat(2)-11.09%
Min Revenue beat(2)-11.6%
Max Revenue beat(2)-10.58%
Revenue beat(4)1
Avg Revenue beat(4)-9.05%
Min Revenue beat(4)-23.26%
Max Revenue beat(4)9.23%
Revenue beat(8)4
Avg Revenue beat(8)-0.33%
Revenue beat(12)6
Avg Revenue beat(12)-0.3%
Revenue beat(16)10
Avg Revenue beat(16)8.38%
PT rev (1m)0%
PT rev (3m)20.51%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 13.85 | ||
| P/S | 6.01 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.65 | ||
| P/tB | 2.78 | ||
| EV/EBITDA | 26.83 |
EPS(TTM)11.67
EY5.54%
EPS(NY)15.22
Fwd EY7.22%
FCF(TTM)-22.22
FCFYN/A
OCF(TTM)-0.98
OCFYN/A
SpS35.1
BVpS79.68
TBVpS75.9
PEG (NY)0.78
PEG (5Y)1.07
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 11.18% | ||
| ROCE | 5.01% | ||
| ROIC | 3.54% | ||
| ROICexc | 3.7% | ||
| ROICexgc | 3.98% | ||
| OM | 36.91% | ||
| PM (TTM) | 25.38% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
ROICexc(3y)5.36%
ROICexc(5y)5.92%
ROICexgc(3y)5.76%
ROICexgc(5y)6.3%
ROCE(3y)7.69%
ROCE(5y)8.61%
ROICexgc growth 3Y-25.49%
ROICexgc growth 5Y27.88%
ROICexc growth 3Y-25.94%
ROICexc growth 5Y27.26%
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.39 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 13.74 | ||
| Cap/Depr | 2384.21% | ||
| Cap/Sales | 60.51% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 1.2 |
F-Score3
WACC7.53%
ROIC/WACC0.47
Cap/Depr(3y)1082.9%
Cap/Depr(5y)679.53%
Cap/Sales(3y)21.41%
Cap/Sales(5y)13.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
EBIT growth 1Y-9.1%
EBIT growth 3Y-17.7%
EBIT growth 5Y34.71%
EBIT Next Year178.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-210.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-104.72%
OCF growth 3YN/A
OCF growth 5YN/A
MR COOPER GROUP INC / COOP FAQ
Can you provide the ChartMill fundamental rating for MR COOPER GROUP INC?
ChartMill assigns a fundamental rating of 4 / 10 to COOP.
Can you provide the valuation status for MR COOPER GROUP INC?
ChartMill assigns a valuation rating of 4 / 10 to MR COOPER GROUP INC (COOP). This can be considered as Fairly Valued.
Can you provide the profitability details for MR COOPER GROUP INC?
MR COOPER GROUP INC (COOP) has a profitability rating of 5 / 10.
What are the PE and PB ratios of MR COOPER GROUP INC (COOP) stock?
The Price/Earnings (PE) ratio for MR COOPER GROUP INC (COOP) is 18.06 and the Price/Book (PB) ratio is 2.65.
What is the earnings growth outlook for MR COOPER GROUP INC?
The Earnings per Share (EPS) of MR COOPER GROUP INC (COOP) is expected to grow by 23.08% in the next year.