210.79 USD
-6 (-2.77%)
213 USD
+2.21 (+1.05%)
Taking everything into account, COOP scores 4 out of 10 in our fundamental rating. COOP was compared to 97 industry peers in the Financial Services industry. While COOP is still in line with the averages on profitability rating, there are concerns on its financial health. COOP is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year COOP was profitable.
- In the past year COOP has reported a negative cash flow from operations.
- In the past 5 years COOP has always been profitable.
- COOP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- COOP has a Return On Assets of 3.08%. This is in the better half of the industry: COOP outperforms 69.70% of its industry peers.
- COOP's Return On Equity of 11.18% is in line compared to the rest of the industry. COOP outperforms 59.60% of its industry peers.
- COOP's Return On Invested Capital of 3.54% is in line compared to the rest of the industry. COOP outperforms 55.56% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for COOP is below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 11.18% | ||
| ROIC | 3.54% |
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
1.3 Margins
- Looking at the Profit Margin, with a value of 25.38%, COOP is in the better half of the industry, outperforming 79.80% of the companies in the same industry.
- COOP's Profit Margin has improved in the last couple of years.
- With a decent Operating Margin value of 36.91%, COOP is doing good in the industry, outperforming 75.76% of the companies in the same industry.
- In the last couple of years the Operating Margin of COOP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.91% | ||
| PM (TTM) | 25.38% | ||
| GM | N/A |
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), COOP is destroying value.
- COOP has less shares outstanding than it did 1 year ago.
- COOP has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, COOP has a worse debt to assets ratio.
2.2 Solvency
- COOP has an Altman-Z score of 1.20. This is a bad value and indicates that COOP is not financially healthy and even has some risk of bankruptcy.
- COOP has a Altman-Z score of 1.20. This is in the better half of the industry: COOP outperforms 63.64% of its industry peers.
- COOP has a Debt/Equity ratio of 2.39. This is a high value indicating a heavy dependency on external financing.
- COOP has a Debt to Equity ratio of 2.39. This is in the lower half of the industry: COOP underperforms 67.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.39 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.2 |
ROIC/WACC0.47
WACC7.53%
2.3 Liquidity
- COOP has a Current Ratio of 0.40. This is a bad value and indicates that COOP is not financially healthy enough and could expect problems in meeting its short term obligations.
- COOP's Current ratio of 0.40 is on the low side compared to the rest of the industry. COOP is outperformed by 67.68% of its industry peers.
- A Quick Ratio of 0.40 indicates that COOP may have some problems paying its short term obligations.
- The Quick ratio of COOP (0.40) is worse than 67.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 25.48% over the past year.
- The Earnings Per Share has been growing by 16.95% on average over the past years. This is quite good.
- Looking at the last year, COOP shows a small growth in Revenue. The Revenue has grown by 5.69% in the last year.
- COOP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.92% yearly.
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
3.2 Future
- The Earnings Per Share is expected to grow by 17.90% on average over the next years. This is quite good.
- The Revenue is expected to grow by 10.20% on average over the next years. This is quite good.
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 18.06, which indicates a rather expensive current valuation of COOP.
- Compared to the rest of the industry, the Price/Earnings ratio of COOP is on the same level as its industry peers.
- Compared to an average S&P500 Price/Earnings ratio of 27.32, COOP is valued a bit cheaper.
- With a Price/Forward Earnings ratio of 13.85, COOP is valued correctly.
- COOP's Price/Forward Earnings ratio is in line with the industry average.
- COOP is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.32, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 13.85 |
4.2 Price Multiples
- COOP's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 26.83 |
4.3 Compensation for Growth
- COOP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as COOP's earnings are expected to grow with 17.90% in the coming years.
PEG (NY)0.78
PEG (5Y)1.07
EPS Next 2Y21.16%
EPS Next 3Y17.9%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.95%, COOP is not a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.24, COOP has a dividend in line with its industry peers.
- With a Dividend Yield of 0.95, COOP pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.95% |
5.2 History
- COOP is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
210.79
-6 (-2.77%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-23 2025-07-23/bmo
Earnings (Next)10-22 2025-10-22/bmo
Inst Owners91.82%
Inst Owner Change-0.32%
Ins Owners1.89%
Ins Owner Change-21.54%
Market Cap13.49B
Revenue(TTM)2.25B
Net Income(TTM)570.00M
Analysts75.71
Price Target175.95 (-16.53%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.95% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-1.86%
Min EPS beat(2)-3.55%
Max EPS beat(2)-0.18%
EPS beat(4)2
Avg EPS beat(4)1.11%
Min EPS beat(4)-3.55%
Max EPS beat(4)7.72%
EPS beat(8)6
Avg EPS beat(8)13.25%
EPS beat(12)10
Avg EPS beat(12)15.82%
EPS beat(16)14
Avg EPS beat(16)49.45%
Revenue beat(2)0
Avg Revenue beat(2)-11.09%
Min Revenue beat(2)-11.6%
Max Revenue beat(2)-10.58%
Revenue beat(4)1
Avg Revenue beat(4)-9.05%
Min Revenue beat(4)-23.26%
Max Revenue beat(4)9.23%
Revenue beat(8)4
Avg Revenue beat(8)-0.33%
Revenue beat(12)6
Avg Revenue beat(12)-0.3%
Revenue beat(16)10
Avg Revenue beat(16)8.38%
PT rev (1m)0%
PT rev (3m)20.51%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 13.85 | ||
| P/S | 6.01 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.65 | ||
| P/tB | 2.78 | ||
| EV/EBITDA | 26.83 |
EPS(TTM)11.67
EY5.54%
EPS(NY)15.22
Fwd EY7.22%
FCF(TTM)-22.22
FCFYN/A
OCF(TTM)-0.98
OCFYN/A
SpS35.1
BVpS79.68
TBVpS75.9
PEG (NY)0.78
PEG (5Y)1.07
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.08% | ||
| ROE | 11.18% | ||
| ROCE | 5.01% | ||
| ROIC | 3.54% | ||
| ROICexc | 3.7% | ||
| ROICexgc | 3.98% | ||
| OM | 36.91% | ||
| PM (TTM) | 25.38% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
ROICexc(3y)5.36%
ROICexc(5y)5.92%
ROICexgc(3y)5.76%
ROICexgc(5y)6.3%
ROCE(3y)7.69%
ROCE(5y)8.61%
ROICexgc growth 3Y-25.49%
ROICexgc growth 5Y27.88%
ROICexc growth 3Y-25.94%
ROICexc growth 5Y27.26%
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.39 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 13.74 | ||
| Cap/Depr | 2384.21% | ||
| Cap/Sales | 60.51% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 1.2 |
F-Score3
WACC7.53%
ROIC/WACC0.47
Cap/Depr(3y)1082.9%
Cap/Depr(5y)679.53%
Cap/Sales(3y)21.41%
Cap/Sales(5y)13.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
EBIT growth 1Y-9.1%
EBIT growth 3Y-17.7%
EBIT growth 5Y34.71%
EBIT Next Year178.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-210.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-104.72%
OCF growth 3YN/A
OCF growth 5YN/A
MR COOPER GROUP INC / COOP FAQ
Can you provide the ChartMill fundamental rating for MR COOPER GROUP INC?
ChartMill assigns a fundamental rating of 4 / 10 to COOP.
What is the valuation status of MR COOPER GROUP INC (COOP) stock?
ChartMill assigns a valuation rating of 4 / 10 to MR COOPER GROUP INC (COOP). This can be considered as Fairly Valued.
Can you provide the profitability details for MR COOPER GROUP INC?
MR COOPER GROUP INC (COOP) has a profitability rating of 5 / 10.
Can you provide the financial health for COOP stock?
The financial health rating of MR COOPER GROUP INC (COOP) is 1 / 10.
Can you provide the expected EPS growth for COOP stock?
The Earnings per Share (EPS) of MR COOPER GROUP INC (COOP) is expected to grow by 23.08% in the next year.