MR COOPER GROUP INC (COOP) Stock Fundamental Analysis

NASDAQ:COOP • US62482R1077

210.79 USD
-6 (-2.77%)
At close: Sep 30, 2025
213 USD
+2.21 (+1.05%)
After Hours: 9/30/2025, 8:00:01 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to COOP. COOP was compared to 97 industry peers in the Financial Services industry. While COOP is still in line with the averages on profitability rating, there are concerns on its financial health. COOP is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year COOP was profitable.
  • COOP had a negative operating cash flow in the past year.
  • Each year in the past 5 years COOP has been profitable.
  • Of the past 5 years COOP 4 years had a positive operating cash flow.
COOP Yearly Net Income VS EBIT VS OCF VS FCFCOOP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B -2B 3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.08%, COOP is in the better half of the industry, outperforming 69.70% of the companies in the same industry.
  • COOP's Return On Equity of 11.18% is in line compared to the rest of the industry. COOP outperforms 59.60% of its industry peers.
  • The Return On Invested Capital of COOP (3.54%) is comparable to the rest of the industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for COOP is below the industry average of 8.38%.
Industry RankSector Rank
ROA 3.08%
ROE 11.18%
ROIC 3.54%
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
COOP Yearly ROA, ROE, ROICCOOP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

1.3 Margins

  • COOP has a better Profit Margin (25.38%) than 79.80% of its industry peers.
  • In the last couple of years the Profit Margin of COOP has grown nicely.
  • With a decent Operating Margin value of 36.91%, COOP is doing good in the industry, outperforming 75.76% of the companies in the same industry.
  • In the last couple of years the Operating Margin of COOP has grown nicely.
Industry RankSector Rank
OM 36.91%
PM (TTM) 25.38%
GM N/A
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
COOP Yearly Profit, Operating, Gross MarginsCOOP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so COOP is destroying value.
  • Compared to 1 year ago, COOP has less shares outstanding
  • COOP has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, COOP has a worse debt to assets ratio.
COOP Yearly Shares OutstandingCOOP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
COOP Yearly Total Debt VS Total AssetsCOOP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • COOP has an Altman-Z score of 1.20. This is a bad value and indicates that COOP is not financially healthy and even has some risk of bankruptcy.
  • COOP's Altman-Z score of 1.20 is fine compared to the rest of the industry. COOP outperforms 63.64% of its industry peers.
  • A Debt/Equity ratio of 2.39 is on the high side and indicates that COOP has dependencies on debt financing.
  • With a Debt to Equity ratio value of 2.39, COOP is not doing good in the industry: 67.68% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 2.39
Debt/FCF N/A
Altman-Z 1.2
ROIC/WACC0.47
WACC7.53%
COOP Yearly LT Debt VS Equity VS FCFCOOP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B 6B 8B 10B

2.3 Liquidity

  • COOP has a Current Ratio of 0.40. This is a bad value and indicates that COOP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.40, COOP is not doing good in the industry: 67.68% of the companies in the same industry are doing better.
  • COOP has a Quick Ratio of 0.40. This is a bad value and indicates that COOP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • COOP's Quick ratio of 0.40 is on the low side compared to the rest of the industry. COOP is outperformed by 67.68% of its industry peers.
Industry RankSector Rank
Current Ratio 0.4
Quick Ratio 0.4
COOP Yearly Current Assets VS Current LiabilitesCOOP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • COOP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.48%, which is quite impressive.
  • The Earnings Per Share has been growing by 16.95% on average over the past years. This is quite good.
  • COOP shows a small growth in Revenue. In the last year, the Revenue has grown by 5.69%.
  • The Revenue has been growing slightly by 2.92% on average over the past years.
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%

3.2 Future

  • The Earnings Per Share is expected to grow by 17.90% on average over the next years. This is quite good.
  • Based on estimates for the next years, COOP will show a quite strong growth in Revenue. The Revenue will grow by 10.20% on average per year.
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
COOP Yearly Revenue VS EstimatesCOOP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
COOP Yearly EPS VS EstimatesCOOP Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • COOP is valuated rather expensively with a Price/Earnings ratio of 18.06.
  • COOP's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 27.27, COOP is valued a bit cheaper.
  • The Price/Forward Earnings ratio is 13.85, which indicates a correct valuation of COOP.
  • COOP's Price/Forward Earnings ratio is in line with the industry average.
  • COOP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.16.
Industry RankSector Rank
PE 18.06
Fwd PE 13.85
COOP Price Earnings VS Forward Price EarningsCOOP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of COOP is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 26.83
COOP Per share dataCOOP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60

4.3 Compensation for Growth

  • COOP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • COOP's earnings are expected to grow with 17.90% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.78
PEG (5Y)1.07
EPS Next 2Y21.16%
EPS Next 3Y17.9%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

1

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.95%, COOP is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.34, COOP has a dividend in line with its industry peers.
  • With a Dividend Yield of 0.95, COOP pays less dividend than the S&P500 average, which is at 1.85.
Industry RankSector Rank
Dividend Yield 0.95%

5.2 History

  • COOP is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
COOP Yearly Income VS Free CF VS DividendCOOP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B -2B 3B

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Find the best dividend stocksShow peers with best dividend

MR COOPER GROUP INC

NASDAQ:COOP (9/30/2025, 8:00:01 PM)

After market: 213 +2.21 (+1.05%)

210.79

-6 (-2.77%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-23
Earnings (Next)10-22
Inst Owners91.82%
Inst Owner Change-48.01%
Ins Owners1.89%
Ins Owner Change-21.54%
Market Cap13.49B
Revenue(TTM)2.25B
Net Income(TTM)570.00M
Analysts75.71
Price Target175.95 (-16.53%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.95%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-1.86%
Min EPS beat(2)-3.55%
Max EPS beat(2)-0.18%
EPS beat(4)2
Avg EPS beat(4)1.11%
Min EPS beat(4)-3.55%
Max EPS beat(4)7.72%
EPS beat(8)6
Avg EPS beat(8)13.25%
EPS beat(12)10
Avg EPS beat(12)15.82%
EPS beat(16)14
Avg EPS beat(16)49.45%
Revenue beat(2)0
Avg Revenue beat(2)-11.09%
Min Revenue beat(2)-11.6%
Max Revenue beat(2)-10.58%
Revenue beat(4)1
Avg Revenue beat(4)-9.05%
Min Revenue beat(4)-23.26%
Max Revenue beat(4)9.23%
Revenue beat(8)4
Avg Revenue beat(8)-0.33%
Revenue beat(12)6
Avg Revenue beat(12)-0.3%
Revenue beat(16)10
Avg Revenue beat(16)8.38%
PT rev (1m)0%
PT rev (3m)20.51%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.85%
Valuation
Industry RankSector Rank
PE 18.06
Fwd PE 13.85
P/S 6.01
P/FCF N/A
P/OCF N/A
P/B 2.65
P/tB 2.78
EV/EBITDA 26.83
EPS(TTM)11.67
EY5.54%
EPS(NY)15.22
Fwd EY7.22%
FCF(TTM)-22.22
FCFYN/A
OCF(TTM)-0.98
OCFYN/A
SpS35.1
BVpS79.68
TBVpS75.9
PEG (NY)0.78
PEG (5Y)1.07
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 3.08%
ROE 11.18%
ROCE 5.01%
ROIC 3.54%
ROICexc 3.7%
ROICexgc 3.98%
OM 36.91%
PM (TTM) 25.38%
GM N/A
FCFM N/A
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
ROICexc(3y)5.36%
ROICexc(5y)5.92%
ROICexgc(3y)5.76%
ROICexgc(5y)6.3%
ROCE(3y)7.69%
ROCE(5y)8.61%
ROICexgc growth 3Y-25.49%
ROICexgc growth 5Y27.88%
ROICexc growth 3Y-25.94%
ROICexc growth 5Y27.26%
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 2.39
Debt/FCF N/A
Debt/EBITDA 13.74
Cap/Depr 2384.21%
Cap/Sales 60.51%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.4
Quick Ratio 0.4
Altman-Z 1.2
F-Score3
WACC7.53%
ROIC/WACC0.47
Cap/Depr(3y)1082.9%
Cap/Depr(5y)679.53%
Cap/Sales(3y)21.41%
Cap/Sales(5y)13.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
EBIT growth 1Y-9.1%
EBIT growth 3Y-17.7%
EBIT growth 5Y34.71%
EBIT Next Year178.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-210.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-104.72%
OCF growth 3YN/A
OCF growth 5YN/A

MR COOPER GROUP INC / COOP FAQ

Can you provide the ChartMill fundamental rating for MR COOPER GROUP INC?

ChartMill assigns a fundamental rating of 4 / 10 to COOP.


What is the valuation status of MR COOPER GROUP INC (COOP) stock?

ChartMill assigns a valuation rating of 4 / 10 to MR COOPER GROUP INC (COOP). This can be considered as Fairly Valued.


Can you provide the profitability details for MR COOPER GROUP INC?

MR COOPER GROUP INC (COOP) has a profitability rating of 5 / 10.


Can you provide the financial health for COOP stock?

The financial health rating of MR COOPER GROUP INC (COOP) is 1 / 10.


Can you provide the expected EPS growth for COOP stock?

The Earnings per Share (EPS) of MR COOPER GROUP INC (COOP) is expected to grow by 23.08% in the next year.