MR COOPER GROUP INC (COOP) Fundamental Analysis & Valuation

NASDAQ:COOP • US62482R1077

Current stock price

210.79 USD
-6 (-2.77%)
At close:
213 USD
+2.21 (+1.05%)
After Hours:

This COOP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. COOP Profitability Analysis

1.1 Basic Checks

  • COOP had positive earnings in the past year.
  • In the past year COOP has reported a negative cash flow from operations.
  • COOP had positive earnings in each of the past 5 years.
  • COOP had a positive operating cash flow in 4 of the past 5 years.
COOP Yearly Net Income VS EBIT VS OCF VS FCFCOOP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B -2B 3B

1.2 Ratios

  • COOP has a better Return On Assets (3.08%) than 69.70% of its industry peers.
  • COOP's Return On Equity of 11.18% is in line compared to the rest of the industry. COOP outperforms 59.60% of its industry peers.
  • COOP has a Return On Invested Capital of 3.54%. This is comparable to the rest of the industry: COOP outperforms 55.56% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for COOP is below the industry average of 8.14%.
Industry RankSector Rank
ROA 3.08%
ROE 11.18%
ROIC 3.54%
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
COOP Yearly ROA, ROE, ROICCOOP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

1.3 Margins

  • Looking at the Profit Margin, with a value of 25.38%, COOP is in the better half of the industry, outperforming 79.80% of the companies in the same industry.
  • COOP's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 36.91%, COOP is in the better half of the industry, outperforming 75.76% of the companies in the same industry.
  • COOP's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 36.91%
PM (TTM) 25.38%
GM N/A
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
COOP Yearly Profit, Operating, Gross MarginsCOOP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. COOP Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), COOP is destroying value.
  • The number of shares outstanding for COOP has been reduced compared to 1 year ago.
  • Compared to 5 years ago, COOP has less shares outstanding
  • Compared to 1 year ago, COOP has a worse debt to assets ratio.
COOP Yearly Shares OutstandingCOOP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
COOP Yearly Total Debt VS Total AssetsCOOP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of 1.20, we must say that COOP is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of COOP (1.20) is better than 63.64% of its industry peers.
  • A Debt/Equity ratio of 2.39 is on the high side and indicates that COOP has dependencies on debt financing.
  • The Debt to Equity ratio of COOP (2.39) is worse than 67.68% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.39
Debt/FCF N/A
Altman-Z 1.2
ROIC/WACC0.47
WACC7.53%
COOP Yearly LT Debt VS Equity VS FCFCOOP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B 6B 8B 10B

2.3 Liquidity

  • COOP has a Current Ratio of 0.40. This is a bad value and indicates that COOP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • COOP's Current ratio of 0.40 is on the low side compared to the rest of the industry. COOP is outperformed by 67.68% of its industry peers.
  • A Quick Ratio of 0.40 indicates that COOP may have some problems paying its short term obligations.
  • The Quick ratio of COOP (0.40) is worse than 67.68% of its industry peers.
Industry RankSector Rank
Current Ratio 0.4
Quick Ratio 0.4
COOP Yearly Current Assets VS Current LiabilitesCOOP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. COOP Growth Analysis

3.1 Past

  • COOP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.48%, which is quite impressive.
  • The Earnings Per Share has been growing by 16.95% on average over the past years. This is quite good.
  • Looking at the last year, COOP shows a small growth in Revenue. The Revenue has grown by 5.69% in the last year.
  • COOP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.92% yearly.
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%

3.2 Future

  • Based on estimates for the next years, COOP will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.90% on average per year.
  • COOP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.20% yearly.
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
COOP Yearly Revenue VS EstimatesCOOP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
COOP Yearly EPS VS EstimatesCOOP Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15

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4

4. COOP Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 18.06, which indicates a rather expensive current valuation of COOP.
  • COOP's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 25.23. COOP is valued slightly cheaper when compared to this.
  • COOP is valuated correctly with a Price/Forward Earnings ratio of 13.85.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of COOP is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of COOP to the average of the S&P500 Index (22.42), we can say COOP is valued slightly cheaper.
Industry RankSector Rank
PE 18.06
Fwd PE 13.85
COOP Price Earnings VS Forward Price EarningsCOOP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as COOP.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 26.83
COOP Per share dataCOOP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60

4.3 Compensation for Growth

  • COOP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as COOP's earnings are expected to grow with 17.90% in the coming years.
PEG (NY)0.78
PEG (5Y)1.07
EPS Next 2Y21.16%
EPS Next 3Y17.9%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

1

5. COOP Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.95%, COOP is not a good candidate for dividend investing.
  • COOP's Dividend Yield is comparable with the industry average which is at 2.53.
  • Compared to an average S&P500 Dividend Yield of 1.89, COOP's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.95%

5.2 History

  • COOP is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
COOP Yearly Income VS Free CF VS DividendCOOP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B -2B 3B

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COOP Fundamentals: All Metrics, Ratios and Statistics

MR COOPER GROUP INC

NASDAQ:COOP (9/30/2025, 8:00:01 PM)

After market: 213 +2.21 (+1.05%)

210.79

-6 (-2.77%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-23
Earnings (Next)10-22
Inst Owners91.82%
Inst Owner Change-81.46%
Ins Owners1.89%
Ins Owner Change-21.54%
Market Cap13.49B
Revenue(TTM)2.25B
Net Income(TTM)570.00M
Analysts75.71
Price Target175.95 (-16.53%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.95%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-1.86%
Min EPS beat(2)-3.55%
Max EPS beat(2)-0.18%
EPS beat(4)2
Avg EPS beat(4)1.11%
Min EPS beat(4)-3.55%
Max EPS beat(4)7.72%
EPS beat(8)6
Avg EPS beat(8)13.25%
EPS beat(12)10
Avg EPS beat(12)15.82%
EPS beat(16)14
Avg EPS beat(16)49.45%
Revenue beat(2)0
Avg Revenue beat(2)-11.09%
Min Revenue beat(2)-11.6%
Max Revenue beat(2)-10.58%
Revenue beat(4)1
Avg Revenue beat(4)-9.05%
Min Revenue beat(4)-23.26%
Max Revenue beat(4)9.23%
Revenue beat(8)4
Avg Revenue beat(8)-0.33%
Revenue beat(12)6
Avg Revenue beat(12)-0.3%
Revenue beat(16)10
Avg Revenue beat(16)8.38%
PT rev (1m)0%
PT rev (3m)20.51%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.85%
Valuation
Industry RankSector Rank
PE 18.06
Fwd PE 13.85
P/S 6.01
P/FCF N/A
P/OCF N/A
P/B 2.65
P/tB 2.78
EV/EBITDA 26.83
EPS(TTM)11.67
EY5.54%
EPS(NY)15.22
Fwd EY7.22%
FCF(TTM)-22.22
FCFYN/A
OCF(TTM)-0.98
OCFYN/A
SpS35.1
BVpS79.68
TBVpS75.9
PEG (NY)0.78
PEG (5Y)1.07
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 3.08%
ROE 11.18%
ROCE 5.01%
ROIC 3.54%
ROICexc 3.7%
ROICexgc 3.98%
OM 36.91%
PM (TTM) 25.38%
GM N/A
FCFM N/A
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
ROICexc(3y)5.36%
ROICexc(5y)5.92%
ROICexgc(3y)5.76%
ROICexgc(5y)6.3%
ROCE(3y)7.69%
ROCE(5y)8.61%
ROICexgc growth 3Y-25.49%
ROICexgc growth 5Y27.88%
ROICexc growth 3Y-25.94%
ROICexc growth 5Y27.26%
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 2.39
Debt/FCF N/A
Debt/EBITDA 13.74
Cap/Depr 2384.21%
Cap/Sales 60.51%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.4
Quick Ratio 0.4
Altman-Z 1.2
F-Score3
WACC7.53%
ROIC/WACC0.47
Cap/Depr(3y)1082.9%
Cap/Depr(5y)679.53%
Cap/Sales(3y)21.41%
Cap/Sales(5y)13.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
EBIT growth 1Y-9.1%
EBIT growth 3Y-17.7%
EBIT growth 5Y34.71%
EBIT Next Year178.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-210.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-104.72%
OCF growth 3YN/A
OCF growth 5YN/A

MR COOPER GROUP INC / COOP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MR COOPER GROUP INC?

ChartMill assigns a fundamental rating of 4 / 10 to COOP.


What is the valuation status of MR COOPER GROUP INC (COOP) stock?

ChartMill assigns a valuation rating of 4 / 10 to MR COOPER GROUP INC (COOP). This can be considered as Fairly Valued.


Can you provide the profitability details for MR COOPER GROUP INC?

MR COOPER GROUP INC (COOP) has a profitability rating of 5 / 10.


Can you provide the financial health for COOP stock?

The financial health rating of MR COOPER GROUP INC (COOP) is 1 / 10.


Can you provide the expected EPS growth for COOP stock?

The Earnings per Share (EPS) of MR COOPER GROUP INC (COOP) is expected to grow by 23.08% in the next year.