MR COOPER GROUP INC (COOP) Fundamental Analysis & Valuation

NASDAQ:COOP • US62482R1077

Current stock price

210.79 USD
-6 (-2.77%)
At close:
213 USD
+2.21 (+1.05%)
After Hours:

This COOP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. COOP Profitability Analysis

1.1 Basic Checks

  • COOP had positive earnings in the past year.
  • In the past year COOP has reported a negative cash flow from operations.
  • Each year in the past 5 years COOP has been profitable.
  • COOP had a positive operating cash flow in 4 of the past 5 years.
COOP Yearly Net Income VS EBIT VS OCF VS FCFCOOP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B -2B 3B

1.2 Ratios

  • COOP has a Return On Assets of 3.08%. This is in the better half of the industry: COOP outperforms 69.70% of its industry peers.
  • COOP has a Return On Equity (11.18%) which is comparable to the rest of the industry.
  • COOP has a Return On Invested Capital (3.54%) which is comparable to the rest of the industry.
  • COOP had an Average Return On Invested Capital over the past 3 years of 5.13%. This is below the industry average of 8.06%.
Industry RankSector Rank
ROA 3.08%
ROE 11.18%
ROIC 3.54%
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
COOP Yearly ROA, ROE, ROICCOOP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

1.3 Margins

  • Looking at the Profit Margin, with a value of 25.38%, COOP is in the better half of the industry, outperforming 79.80% of the companies in the same industry.
  • COOP's Profit Margin has improved in the last couple of years.
  • COOP has a Operating Margin of 36.91%. This is in the better half of the industry: COOP outperforms 75.76% of its industry peers.
  • COOP's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 36.91%
PM (TTM) 25.38%
GM N/A
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
COOP Yearly Profit, Operating, Gross MarginsCOOP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

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1

2. COOP Health Analysis

2.1 Basic Checks

  • COOP has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for COOP has been reduced compared to 1 year ago.
  • Compared to 5 years ago, COOP has less shares outstanding
  • Compared to 1 year ago, COOP has a worse debt to assets ratio.
COOP Yearly Shares OutstandingCOOP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
COOP Yearly Total Debt VS Total AssetsCOOP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of 1.20, we must say that COOP is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.20, COOP is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
  • A Debt/Equity ratio of 2.39 is on the high side and indicates that COOP has dependencies on debt financing.
  • COOP has a worse Debt to Equity ratio (2.39) than 67.68% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.39
Debt/FCF N/A
Altman-Z 1.2
ROIC/WACC0.47
WACC7.53%
COOP Yearly LT Debt VS Equity VS FCFCOOP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.40 indicates that COOP may have some problems paying its short term obligations.
  • COOP has a worse Current ratio (0.40) than 67.68% of its industry peers.
  • COOP has a Quick Ratio of 0.40. This is a bad value and indicates that COOP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of COOP (0.40) is worse than 67.68% of its industry peers.
Industry RankSector Rank
Current Ratio 0.4
Quick Ratio 0.4
COOP Yearly Current Assets VS Current LiabilitesCOOP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. COOP Growth Analysis

3.1 Past

  • COOP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.48%, which is quite impressive.
  • Measured over the past years, COOP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.95% on average per year.
  • The Revenue has been growing slightly by 5.69% in the past year.
  • The Revenue has been growing slightly by 2.92% on average over the past years.
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%

3.2 Future

  • Based on estimates for the next years, COOP will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.90% on average per year.
  • COOP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.20% yearly.
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
COOP Yearly Revenue VS EstimatesCOOP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
COOP Yearly EPS VS EstimatesCOOP Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15

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4

4. COOP Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 18.06, which indicates a rather expensive current valuation of COOP.
  • COOP's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 25.51, COOP is valued a bit cheaper.
  • COOP is valuated correctly with a Price/Forward Earnings ratio of 13.85.
  • COOP's Price/Forward Earnings is on the same level as the industry average.
  • COOP's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.76.
Industry RankSector Rank
PE 18.06
Fwd PE 13.85
COOP Price Earnings VS Forward Price EarningsCOOP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of COOP is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 26.83
COOP Per share dataCOOP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • COOP's earnings are expected to grow with 17.90% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.78
PEG (5Y)1.07
EPS Next 2Y21.16%
EPS Next 3Y17.9%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

1

5. COOP Dividend Analysis

5.1 Amount

  • COOP has a yearly dividend return of 0.95%, which is pretty low.
  • Compared to an average industry Dividend Yield of 2.13, COOP has a dividend in line with its industry peers.
  • With a Dividend Yield of 0.95, COOP pays less dividend than the S&P500 average, which is at 1.89.
Industry RankSector Rank
Dividend Yield 0.95%

5.2 History

  • COOP is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
COOP Yearly Income VS Free CF VS DividendCOOP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B -2B 3B

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COOP Fundamentals: All Metrics, Ratios and Statistics

MR COOPER GROUP INC

NASDAQ:COOP (9/30/2025, 8:00:01 PM)

After market: 213 +2.21 (+1.05%)

210.79

-6 (-2.77%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-23
Earnings (Next)10-22
Inst Owners91.82%
Inst Owner Change-81.46%
Ins Owners1.89%
Ins Owner Change-21.54%
Market Cap13.49B
Revenue(TTM)2.25B
Net Income(TTM)570.00M
Analysts75.71
Price Target175.95 (-16.53%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.95%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-1.86%
Min EPS beat(2)-3.55%
Max EPS beat(2)-0.18%
EPS beat(4)2
Avg EPS beat(4)1.11%
Min EPS beat(4)-3.55%
Max EPS beat(4)7.72%
EPS beat(8)6
Avg EPS beat(8)13.25%
EPS beat(12)10
Avg EPS beat(12)15.82%
EPS beat(16)14
Avg EPS beat(16)49.45%
Revenue beat(2)0
Avg Revenue beat(2)-11.09%
Min Revenue beat(2)-11.6%
Max Revenue beat(2)-10.58%
Revenue beat(4)1
Avg Revenue beat(4)-9.05%
Min Revenue beat(4)-23.26%
Max Revenue beat(4)9.23%
Revenue beat(8)4
Avg Revenue beat(8)-0.33%
Revenue beat(12)6
Avg Revenue beat(12)-0.3%
Revenue beat(16)10
Avg Revenue beat(16)8.38%
PT rev (1m)0%
PT rev (3m)20.51%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.85%
Valuation
Industry RankSector Rank
PE 18.06
Fwd PE 13.85
P/S 6.01
P/FCF N/A
P/OCF N/A
P/B 2.65
P/tB 2.78
EV/EBITDA 26.83
EPS(TTM)11.67
EY5.54%
EPS(NY)15.22
Fwd EY7.22%
FCF(TTM)-22.22
FCFYN/A
OCF(TTM)-0.98
OCFYN/A
SpS35.1
BVpS79.68
TBVpS75.9
PEG (NY)0.78
PEG (5Y)1.07
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 3.08%
ROE 11.18%
ROCE 5.01%
ROIC 3.54%
ROICexc 3.7%
ROICexgc 3.98%
OM 36.91%
PM (TTM) 25.38%
GM N/A
FCFM N/A
ROA(3y)4.76%
ROA(5y)5.1%
ROE(3y)16.11%
ROE(5y)20.5%
ROIC(3y)5.13%
ROIC(5y)5.62%
ROICexc(3y)5.36%
ROICexc(5y)5.92%
ROICexgc(3y)5.76%
ROICexgc(5y)6.3%
ROCE(3y)7.69%
ROCE(5y)8.61%
ROICexgc growth 3Y-25.49%
ROICexgc growth 5Y27.88%
ROICexc growth 3Y-25.94%
ROICexc growth 5Y27.26%
OM growth 3Y-5.97%
OM growth 5Y30.89%
PM growth 3Y-11.06%
PM growth 5Y16.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 2.39
Debt/FCF N/A
Debt/EBITDA 13.74
Cap/Depr 2384.21%
Cap/Sales 60.51%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.4
Quick Ratio 0.4
Altman-Z 1.2
F-Score3
WACC7.53%
ROIC/WACC0.47
Cap/Depr(3y)1082.9%
Cap/Depr(5y)679.53%
Cap/Sales(3y)21.41%
Cap/Sales(5y)13.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.48%
EPS 3Y5.66%
EPS 5Y16.95%
EPS Q2Q%24.21%
EPS Next Y23.08%
EPS Next 2Y21.16%
EPS Next 3Y17.9%
EPS Next 5YN/A
Revenue 1Y (TTM)5.69%
Revenue growth 3Y-12.47%
Revenue growth 5Y2.92%
Sales Q2Q%4.29%
Revenue Next Year13.79%
Revenue Next 2Y12.3%
Revenue Next 3Y10.2%
Revenue Next 5YN/A
EBIT growth 1Y-9.1%
EBIT growth 3Y-17.7%
EBIT growth 5Y34.71%
EBIT Next Year178.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-210.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-104.72%
OCF growth 3YN/A
OCF growth 5YN/A

MR COOPER GROUP INC / COOP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MR COOPER GROUP INC?

ChartMill assigns a fundamental rating of 4 / 10 to COOP.


What is the valuation status of MR COOPER GROUP INC (COOP) stock?

ChartMill assigns a valuation rating of 4 / 10 to MR COOPER GROUP INC (COOP). This can be considered as Fairly Valued.


What is the profitability of COOP stock?

MR COOPER GROUP INC (COOP) has a profitability rating of 5 / 10.


What is the valuation of MR COOPER GROUP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for MR COOPER GROUP INC (COOP) is 18.06 and the Price/Book (PB) ratio is 2.65.


Can you provide the expected EPS growth for COOP stock?

The Earnings per Share (EPS) of MR COOPER GROUP INC (COOP) is expected to grow by 23.08% in the next year.