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CONN'S INC (CONN) Stock Fundamental Analysis

NASDAQ:CONN - Nasdaq - US2082421072 - Common Stock - Currency: USD

0.0975  -0.08 (-46.4%)

After market: 0.072 -0.03 (-26.15%)

Fundamental Rating

2

CONN gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 120 industry peers in the Specialty Retail industry. CONN has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, CONN is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year CONN has reported negative net income.
CONN had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: CONN reported negative net income in multiple years.
CONN had a positive operating cash flow in 4 of the past 5 years.
CONN Yearly Net Income VS EBIT VS OCF VS FCFCONN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M

1.2 Ratios

CONN has a Return On Assets of -3.15%. This is in the lower half of the industry: CONN underperforms 60.00% of its industry peers.
With a Return On Equity value of -15.46%, CONN is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -3.15%
ROE -15.46%
ROIC N/A
ROA(3y)-0.14%
ROA(5y)0.39%
ROE(3y)-3.22%
ROE(5y)-0.26%
ROIC(3y)N/A
ROIC(5y)N/A
CONN Yearly ROA, ROE, ROICCONN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10

1.3 Margins

CONN's Gross Margin of 49.12% is fine compared to the rest of the industry. CONN outperforms 76.80% of its industry peers.
CONN's Gross Margin has declined in the last couple of years.
The Profit Margin and Operating Margin are not available for CONN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 49.12%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.74%
GM growth 5Y-2.13%
CONN Yearly Profit, Operating, Gross MarginsCONN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

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3

2. Health

2.1 Basic Checks

CONN does not have a ROIC to compare to the WACC, probably because it is not profitable.
CONN has more shares outstanding than it did 1 year ago.
CONN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CONN has a worse debt to assets ratio.
CONN Yearly Shares OutstandingCONN Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
CONN Yearly Total Debt VS Total AssetsCONN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

CONN has an Altman-Z score of 0.99. This is a bad value and indicates that CONN is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of CONN (0.99) is worse than 76.80% of its industry peers.
A Debt/Equity ratio of 1.69 is on the high side and indicates that CONN has dependencies on debt financing.
The Debt to Equity ratio of CONN (1.69) is worse than 64.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.69
Debt/FCF N/A
Altman-Z 0.99
ROIC/WACCN/A
WACC5.85%
CONN Yearly LT Debt VS Equity VS FCFCONN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

2.3 Liquidity

CONN has a Current Ratio of 2.58. This indicates that CONN is financially healthy and has no problem in meeting its short term obligations.
CONN has a Current ratio of 2.58. This is amongst the best in the industry. CONN outperforms 87.20% of its industry peers.
A Quick Ratio of 1.87 indicates that CONN should not have too much problems paying its short term obligations.
CONN has a Quick ratio of 1.87. This is amongst the best in the industry. CONN outperforms 88.00% of its industry peers.
Industry RankSector Rank
Current Ratio 2.58
Quick Ratio 1.87
CONN Yearly Current Assets VS Current LiabilitesCONN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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3. Growth

3.1 Past

CONN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -175.11%.
CONN shows a decrease in Revenue. In the last year, the revenue decreased by -7.81%.
The Revenue has been decreasing by -4.40% on average over the past years.
EPS 1Y (TTM)-175.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%19.35%
Revenue 1Y (TTM)-7.81%
Revenue growth 3Y-3.7%
Revenue growth 5Y-4.4%
Sales Q2Q%9.31%

3.2 Future

Based on estimates for the next years, CONN will show a very strong growth in Earnings Per Share. The EPS will grow by 42.52% on average per year.
CONN is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 24.38% yearly.
EPS Next Y81.05%
EPS Next 2Y42.52%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year47.5%
Revenue Next 2Y24.38%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
CONN Yearly Revenue VS EstimatesCONN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 500M 1B 1.5B 2B
CONN Yearly EPS VS EstimatesCONN Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 2 -2 -4 -6

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for CONN. In the last year negative earnings were reported.
Also next year CONN is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CONN Price Earnings VS Forward Price EarningsCONN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CONN Per share dataCONN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

CONN's earnings are expected to grow with 42.52% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y42.52%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

CONN does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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CONN'S INC

NASDAQ:CONN (8/5/2024, 8:00:00 PM)

After market: 0.072 -0.03 (-26.15%)

0.0975

-0.08 (-46.4%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)06-12 2024-06-12/amc
Earnings (Next)08-28 2024-08-28/amc
Inst Owners1.19%
Inst Owner Change-99.99%
Ins Owners45.07%
Ins Owner Change2.6%
Market Cap2.43M
Analysts85.71
Price Target5.61 (5653.85%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.19%
Min EPS beat(2)-36.31%
Max EPS beat(2)21.94%
EPS beat(4)2
Avg EPS beat(4)-3.92%
Min EPS beat(4)-36.31%
Max EPS beat(4)21.94%
EPS beat(8)3
Avg EPS beat(8)-9.27%
EPS beat(12)5
Avg EPS beat(12)30.84%
EPS beat(16)9
Avg EPS beat(16)86.41%
Revenue beat(2)0
Avg Revenue beat(2)-11.81%
Min Revenue beat(2)-15.03%
Max Revenue beat(2)-8.59%
Revenue beat(4)0
Avg Revenue beat(4)-8.15%
Min Revenue beat(4)-15.03%
Max Revenue beat(4)-2.36%
Revenue beat(8)0
Avg Revenue beat(8)-6.2%
Revenue beat(12)3
Avg Revenue beat(12)-2.05%
Revenue beat(16)5
Avg Revenue beat(16)-1.52%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-59.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.97%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0
P/FCF N/A
P/OCF N/A
P/B 0
P/tB 0
EV/EBITDA N/A
EPS(TTM)-6.19
EYN/A
EPS(NY)-1.17
Fwd EYN/A
FCF(TTM)-4.11
FCFYN/A
OCF(TTM)-2.06
OCFYN/A
SpS49.73
BVpS19.99
TBVpS19.99
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -3.15%
ROE -15.46%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 49.12%
FCFM N/A
ROA(3y)-0.14%
ROA(5y)0.39%
ROE(3y)-3.22%
ROE(5y)-0.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.74%
GM growth 5Y-2.13%
F-Score4
Asset Turnover0.51
Health
Industry RankSector Rank
Debt/Equity 1.69
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 101.27%
Cap/Sales 4.12%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.58
Quick Ratio 1.87
Altman-Z 0.99
F-Score4
WACC5.85%
ROIC/WACCN/A
Cap/Depr(3y)119.21%
Cap/Depr(5y)129.98%
Cap/Sales(3y)4.13%
Cap/Sales(5y)4.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-175.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%19.35%
EPS Next Y81.05%
EPS Next 2Y42.52%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-7.81%
Revenue growth 3Y-3.7%
Revenue growth 5Y-4.4%
Sales Q2Q%9.31%
Revenue Next Year47.5%
Revenue Next 2Y24.38%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-608.87%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year195.57%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-711.81%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-184.82%
OCF growth 3YN/A
OCF growth 5YN/A