CONN'S INC (CONN)

US2082421072 - Common Stock

0.0975  -0.08 (-46.4%)

After market: 0.072 -0.03 (-26.15%)

Fundamental Rating

2

Taking everything into account, CONN scores 2 out of 10 in our fundamental rating. CONN was compared to 119 industry peers in the Specialty Retail industry. Both the profitability and financial health of CONN have multiple concerns. While showing a medium growth rate, CONN is valued expensive at the moment.



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1

1. Profitability

1.1 Basic Checks

In the past year CONN has reported negative net income.
In the past year CONN has reported a negative cash flow from operations.
In multiple years CONN reported negative net income over the last 5 years.
CONN had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

CONN has a worse Return On Assets (-3.15%) than 60.00% of its industry peers.
CONN has a worse Return On Equity (-15.46%) than 60.00% of its industry peers.
Industry RankSector Rank
ROA -3.15%
ROE -15.46%
ROIC N/A
ROA(3y)-0.14%
ROA(5y)0.39%
ROE(3y)-3.22%
ROE(5y)-0.26%
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

CONN has a Gross Margin of 49.12%. This is in the better half of the industry: CONN outperforms 76.80% of its industry peers.
In the last couple of years the Gross Margin of CONN has declined.
CONN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 49.12%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.74%
GM growth 5Y-2.13%

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3

2. Health

2.1 Basic Checks

CONN does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, CONN has more shares outstanding
The number of shares outstanding for CONN has been reduced compared to 5 years ago.
The debt/assets ratio for CONN is higher compared to a year ago.

2.2 Solvency

Based on the Altman-Z score of 0.99, we must say that CONN is in the distress zone and has some risk of bankruptcy.
CONN's Altman-Z score of 0.99 is on the low side compared to the rest of the industry. CONN is outperformed by 76.80% of its industry peers.
CONN has a Debt/Equity ratio of 1.69. This is a high value indicating a heavy dependency on external financing.
CONN's Debt to Equity ratio of 1.69 is on the low side compared to the rest of the industry. CONN is outperformed by 64.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.69
Debt/FCF N/A
Altman-Z 0.99
ROIC/WACCN/A
WACC5.85%

2.3 Liquidity

A Current Ratio of 2.58 indicates that CONN has no problem at all paying its short term obligations.
CONN has a Current ratio of 2.58. This is amongst the best in the industry. CONN outperforms 87.20% of its industry peers.
CONN has a Quick Ratio of 1.87. This is a normal value and indicates that CONN is financially healthy and should not expect problems in meeting its short term obligations.
CONN has a better Quick ratio (1.87) than 88.00% of its industry peers.
Industry RankSector Rank
Current Ratio 2.58
Quick Ratio 1.87

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4

3. Growth

3.1 Past

CONN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -175.11%.
Looking at the last year, CONN shows a decrease in Revenue. The Revenue has decreased by -7.81% in the last year.
The Revenue has been decreasing by -4.40% on average over the past years.
EPS 1Y (TTM)-175.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%19.35%
Revenue 1Y (TTM)-7.81%
Revenue growth 3Y-3.7%
Revenue growth 5Y-4.4%
Sales Q2Q%9.31%

3.2 Future

The Earnings Per Share is expected to grow by 42.52% on average over the next years. This is a very strong growth
CONN is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 24.38% yearly.
EPS Next Y81.05%
EPS Next 2Y42.52%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year47.5%
Revenue Next 2Y24.38%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

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1

4. Valuation

4.1 Price/Earnings Ratio

CONN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year CONN is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A

4.3 Compensation for Growth

A more expensive valuation may be justified as CONN's earnings are expected to grow with 42.52% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y42.52%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for CONN!.
Industry RankSector Rank
Dividend Yield N/A

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CONN'S INC

NASDAQ:CONN (8/5/2024, 8:00:00 PM)

After market: 0.072 -0.03 (-26.15%)

0.0975

-0.08 (-46.4%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)06-12 2024-06-12/amc
Earnings (Next)08-28 2024-08-28/amc
Inst Owners1.19%
Inst Owner Change-0.01%
Ins Owners45.07%
Ins Owner Change2.6%
Market Cap2.43M
Analysts85.71
Price Target5.61 (5653.85%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.19%
Min EPS beat(2)-36.31%
Max EPS beat(2)21.94%
EPS beat(4)2
Avg EPS beat(4)-3.92%
Min EPS beat(4)-36.31%
Max EPS beat(4)21.94%
EPS beat(8)3
Avg EPS beat(8)-9.27%
EPS beat(12)5
Avg EPS beat(12)30.84%
EPS beat(16)9
Avg EPS beat(16)86.41%
Revenue beat(2)0
Avg Revenue beat(2)-11.81%
Min Revenue beat(2)-15.03%
Max Revenue beat(2)-8.59%
Revenue beat(4)0
Avg Revenue beat(4)-8.15%
Min Revenue beat(4)-15.03%
Max Revenue beat(4)-2.36%
Revenue beat(8)0
Avg Revenue beat(8)-6.2%
Revenue beat(12)3
Avg Revenue beat(12)-2.05%
Revenue beat(16)5
Avg Revenue beat(16)-1.52%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-59.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.97%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0
P/FCF N/A
P/OCF N/A
P/B 0
P/tB 0
EV/EBITDA N/A
EPS(TTM)-6.19
EYN/A
EPS(NY)-1.17
Fwd EYN/A
FCF(TTM)-4.11
FCFYN/A
OCF(TTM)-2.06
OCFYN/A
SpS49.73
BVpS19.99
TBVpS19.99
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -3.15%
ROE -15.46%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 49.12%
FCFM N/A
ROA(3y)-0.14%
ROA(5y)0.39%
ROE(3y)-3.22%
ROE(5y)-0.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.74%
GM growth 5Y-2.13%
F-Score4
Asset Turnover0.51
Health
Industry RankSector Rank
Debt/Equity 1.69
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 101.27%
Cap/Sales 4.12%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.58
Quick Ratio 1.87
Altman-Z 0.99
F-Score4
WACC5.85%
ROIC/WACCN/A
Cap/Depr(3y)119.21%
Cap/Depr(5y)129.98%
Cap/Sales(3y)4.13%
Cap/Sales(5y)4.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-175.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%19.35%
EPS Next Y81.05%
EPS Next 2Y42.52%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-7.81%
Revenue growth 3Y-3.7%
Revenue growth 5Y-4.4%
Sales Q2Q%9.31%
Revenue Next Year47.5%
Revenue Next 2Y24.38%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-608.87%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year195.57%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-711.81%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-184.82%
OCF growth 3YN/A
OCF growth 5YN/A