CNH INDUSTRIAL NV (CNH) Stock Fundamental Analysis
NYSE:CNH • NL0010545661
12.15 USD
-0.2 (-1.62%)
At close: Feb 26, 2026
12.15 USD
0 (0%)
After Hours: 2/26/2026, 8:18:55 PM
CNH gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 130 industry peers in the Machinery industry. CNH has a medium profitability rating, but doesn't score so well on its financial health evaluation. CNH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year CNH was profitable.
- CNH had a positive operating cash flow in the past year.
- CNH had positive earnings in each of the past 5 years.
- In the past 5 years CNH always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of CNH (1.19%) is worse than 62.31% of its industry peers.
- The Return On Equity of CNH (6.56%) is comparable to the rest of the industry.
- CNH's Return On Invested Capital of 6.08% is in line compared to the rest of the industry. CNH outperforms 46.92% of its industry peers.
- CNH had an Average Return On Invested Capital over the past 3 years of 8.68%. This is in line with the industry average of 10.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.19% | ||
| ROE | 6.56% | ||
| ROIC | 6.08% |
ROA(3y)3.07%
ROA(5y)3.57%
ROE(3y)17.46%
ROE(5y)21.42%
ROIC(3y)8.68%
ROIC(5y)8.79%
1.3 Margins
- Looking at the Profit Margin, with a value of 2.82%, CNH is in line with its industry, outperforming 42.31% of the companies in the same industry.
- CNH's Profit Margin has declined in the last couple of years.
- With a decent Operating Margin value of 15.77%, CNH is doing good in the industry, outperforming 73.08% of the companies in the same industry.
- CNH's Operating Margin has improved in the last couple of years.
- With a Gross Margin value of 31.53%, CNH perfoms like the industry average, outperforming 53.85% of the companies in the same industry.
- CNH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.77% | ||
| PM (TTM) | 2.82% | ||
| GM | 31.53% |
OM growth 3Y-4.07%
OM growth 5Y4.5%
PM growth 3Y-31.1%
PM growth 5YN/A
GM growth 3Y3.21%
GM growth 5Y5.14%
2. Health
2.1 Basic Checks
- CNH has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for CNH remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, CNH has less shares outstanding
- The debt/assets ratio for CNH has remained at the same level compared to a year ago.
2.2 Solvency
- The Debt to FCF ratio of CNH is 19.97, which is on the high side as it means it would take CNH, 19.97 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 19.97, CNH is not doing good in the industry: 65.38% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 3.44 is on the high side and indicates that CNH has dependencies on debt financing.
- CNH has a worse Debt to Equity ratio (3.44) than 87.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.44 | ||
| Debt/FCF | 19.97 | ||
| Altman-Z | N/A |
ROIC/WACC0.81
WACC7.53%
2.3 Liquidity
- CNH has a Current Ratio of 0.91. This is a bad value and indicates that CNH is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.91, CNH is doing worse than 89.23% of the companies in the same industry.
- CNH has a Quick Ratio of 0.91. This is a bad value and indicates that CNH is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.34, CNH is not doing good in the industry: 92.31% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.34 |
3. Growth
3.1 Past
- The earnings per share for CNH have decreased strongly by -50.91% in the last year.
- CNH shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.04% yearly.
- Looking at the last year, CNH shows a decrease in Revenue. The Revenue has decreased by -8.78% in the last year.
- Measured over the past years, CNH shows a small growth in Revenue. The Revenue has been growing by 4.13% on average per year.
EPS 1Y (TTM)-50.91%
EPS 3Y-28.54%
EPS 5Y14.04%
EPS Q2Q%26.67%
Revenue 1Y (TTM)-8.78%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.13%
Sales Q2Q%5.76%
3.2 Future
- Based on estimates for the next years, CNH will show a very strong growth in Earnings Per Share. The EPS will grow by 28.11% on average per year.
- CNH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.49% yearly.
EPS Next Y3.13%
EPS Next 2Y28.66%
EPS Next 3Y36.17%
EPS Next 5Y28.11%
Revenue Next Year-0.99%
Revenue Next 2Y4.21%
Revenue Next 3Y2.38%
Revenue Next 5Y2.49%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 22.50, CNH is valued on the expensive side.
- CNH's Price/Earnings ratio is a bit cheaper when compared to the industry. CNH is cheaper than 70.00% of the companies in the same industry.
- When comparing the Price/Earnings ratio of CNH to the average of the S&P500 Index (27.21), we can say CNH is valued inline with the index average.
- A Price/Forward Earnings ratio of 21.82 indicates a rather expensive valuation of CNH.
- Based on the Price/Forward Earnings ratio, CNH is valued a bit cheaper than 61.54% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.13, CNH is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.5 | ||
| Fwd PE | 21.82 |
4.2 Price Multiples
- 77.69% of the companies in the same industry are more expensive than CNH, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, CNH is valued cheaper than 93.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.3 | ||
| EV/EBITDA | 11.36 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- A more expensive valuation may be justified as CNH's earnings are expected to grow with 36.17% in the coming years.
PEG (NY)7.18
PEG (5Y)1.6
EPS Next 2Y28.66%
EPS Next 3Y36.17%
5. Dividend
5.1 Amount
- CNH has a Yearly Dividend Yield of 1.96%. Purely for dividend investing, there may be better candidates out there.
- CNH's Dividend Yield is rather good when compared to the industry average which is at 1.19. CNH pays more dividend than 86.92% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.80, CNH has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.96% |
5.2 History
- The dividend of CNH is nicely growing with an annual growth rate of 114.35%!
- CNH has been paying a dividend for over 5 years, so it has already some track record.
- CNH has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)114.35%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 65.29% of the earnings are spent on dividend by CNH. This is not a sustainable payout ratio.
- The dividend of CNH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP65.29%
EPS Next 2Y28.66%
EPS Next 3Y36.17%
12.15
-0.2 (-1.62%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)02-17 2026-02-17/bmo
Earnings (Next)04-29 2026-04-29/bmo
Inst Owners72.15%
Inst Owner Change0%
Ins Owners0.12%
Ins Owner Change0.33%
Market Cap15.14B
Revenue(TTM)18.09B
Net Income(TTM)510.00M
Analysts76
Price Target14.13 (16.3%)
Short Float %5.58%
Short Ratio3.93
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.96% |
Yearly Dividend0.27
Dividend Growth(5Y)114.35%
DP65.29%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)23.93%
Min EPS beat(2)-40.39%
Max EPS beat(2)88.25%
EPS beat(4)3
Avg EPS beat(4)16.8%
Min EPS beat(4)-40.39%
Max EPS beat(4)88.25%
EPS beat(8)5
Avg EPS beat(8)7.93%
EPS beat(12)7
Avg EPS beat(12)6.17%
EPS beat(16)11
Avg EPS beat(16)8.03%
Revenue beat(2)2
Avg Revenue beat(2)11.13%
Min Revenue beat(2)10.76%
Max Revenue beat(2)11.51%
Revenue beat(4)4
Avg Revenue beat(4)10.55%
Min Revenue beat(4)8.01%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)7.8%
Revenue beat(12)12
Avg Revenue beat(12)5.59%
Revenue beat(16)16
Avg Revenue beat(16)6.53%
PT rev (1m)0.89%
PT rev (3m)-6.18%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.81%
EPS NY rev (1m)0%
EPS NY rev (3m)-22.23%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.87%
Revenue NY rev (1m)0.53%
Revenue NY rev (3m)4.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.5 | ||
| Fwd PE | 21.82 | ||
| P/S | 0.84 | ||
| P/FCF | 11.3 | ||
| P/OCF | 5.97 | ||
| P/B | 1.95 | ||
| P/tB | 4.93 | ||
| EV/EBITDA | 11.36 |
EPS(TTM)0.54
EY4.44%
EPS(NY)0.56
Fwd EY4.58%
FCF(TTM)1.08
FCFY8.85%
OCF(TTM)2.04
OCFY16.76%
SpS14.52
BVpS6.24
TBVpS2.46
PEG (NY)7.18
PEG (5Y)1.6
Graham Number8.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.19% | ||
| ROE | 6.56% | ||
| ROCE | 8.25% | ||
| ROIC | 6.08% | ||
| ROICexc | 6.57% | ||
| ROICexgc | 8.68% | ||
| OM | 15.77% | ||
| PM (TTM) | 2.82% | ||
| GM | 31.53% | ||
| FCFM | 7.41% |
ROA(3y)3.07%
ROA(5y)3.57%
ROE(3y)17.46%
ROE(5y)21.42%
ROIC(3y)8.68%
ROIC(5y)8.79%
ROICexc(3y)9.72%
ROICexc(5y)10.98%
ROICexgc(3y)12.57%
ROICexgc(5y)16.62%
ROCE(3y)11.78%
ROCE(5y)11.94%
ROICexgc growth 3Y-33.14%
ROICexgc growth 5Y-12.27%
ROICexc growth 3Y-29.83%
ROICexc growth 5Y-9.66%
OM growth 3Y-4.07%
OM growth 5Y4.5%
PM growth 3Y-31.1%
PM growth 5YN/A
GM growth 3Y3.21%
GM growth 5Y5.14%
F-Score5
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.44 | ||
| Debt/FCF | 19.97 | ||
| Debt/EBITDA | 7.68 | ||
| Cap/Depr | 190.46% | ||
| Cap/Sales | 6.62% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 72.87% | ||
| Profit Quality | 262.75% | ||
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.34 | ||
| Altman-Z | N/A |
F-Score5
WACC7.53%
ROIC/WACC0.81
Cap/Depr(3y)199.46%
Cap/Depr(5y)192.44%
Cap/Sales(3y)5.81%
Cap/Sales(5y)6.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-50.91%
EPS 3Y-28.54%
EPS 5Y14.04%
EPS Q2Q%26.67%
EPS Next Y3.13%
EPS Next 2Y28.66%
EPS Next 3Y36.17%
EPS Next 5Y28.11%
Revenue 1Y (TTM)-8.78%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.13%
Sales Q2Q%5.76%
Revenue Next Year-0.99%
Revenue Next 2Y4.21%
Revenue Next 3Y2.38%
Revenue Next 5Y2.49%
EBIT growth 1Y-25.87%
EBIT growth 3Y-12.14%
EBIT growth 5Y8.82%
EBIT Next Year82.24%
EBIT Next 3Y51.39%
EBIT Next 5Y60.14%
FCF growth 1Y71.36%
FCF growth 3YN/A
FCF growth 5Y-18.29%
OCF growth 1Y28.96%
OCF growth 3Y65.79%
OCF growth 5Y-14.42%
CNH INDUSTRIAL NV / CNH FAQ
Can you provide the ChartMill fundamental rating for CNH INDUSTRIAL NV?
ChartMill assigns a fundamental rating of 4 / 10 to CNH.
What is the valuation status of CNH INDUSTRIAL NV (CNH) stock?
ChartMill assigns a valuation rating of 5 / 10 to CNH INDUSTRIAL NV (CNH). This can be considered as Fairly Valued.
Can you provide the profitability details for CNH INDUSTRIAL NV?
CNH INDUSTRIAL NV (CNH) has a profitability rating of 5 / 10.
Can you provide the financial health for CNH stock?
The financial health rating of CNH INDUSTRIAL NV (CNH) is 1 / 10.
What is the expected EPS growth for CNH INDUSTRIAL NV (CNH) stock?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (CNH) is expected to grow by 3.13% in the next year.