CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:CLIQ - DE000A35JS40 - Common Stock
2.293 EUR
-0.23 (-9.01%)
We assign a fundamental rating of 5 out of 10 to CLIQ. CLIQ was compared to 125 industry peers in the Software industry. While CLIQ has a great health rating, there are worries on its profitability. CLIQ has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- CLIQ had negative earnings in the past year.
- In the past year CLIQ had a positive cash flow from operations.
- CLIQ had positive earnings in 4 of the past 5 years.
- CLIQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CLIQ's Return On Assets of -27.64% is on the low side compared to the rest of the industry. CLIQ is outperformed by 88.00% of its industry peers.
- The Return On Equity of CLIQ (-35.43%) is worse than 80.00% of its industry peers.
- CLIQ has a Return On Invested Capital of 4.78%. This is comparable to the rest of the industry: CLIQ outperforms 57.60% of its industry peers.
- CLIQ had an Average Return On Invested Capital over the past 3 years of 18.78%. This is significantly above the industry average of 12.89%.
- The 3 year average ROIC (18.78%) for CLIQ is well above the current ROIC(4.78%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.64% | ||
| ROE | -35.43% | ||
| ROIC | 4.78% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
- With a Operating Margin value of 1.79%, CLIQ perfoms like the industry average, outperforming 49.60% of the companies in the same industry.
- CLIQ's Operating Margin has declined in the last couple of years.
- With a Gross Margin value of 20.96%, CLIQ is not doing good in the industry: 84.00% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of CLIQ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.79% | ||
| PM (TTM) | N/A | ||
| GM | 20.96% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
- CLIQ has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for CLIQ has been reduced compared to 1 year ago.
- CLIQ has less shares outstanding than it did 5 years ago.
- CLIQ has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 4.69 indicates that CLIQ is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 4.69, CLIQ is in the better half of the industry, outperforming 64.80% of the companies in the same industry.
- CLIQ has a debt to FCF ratio of 0.21. This is a very positive value and a sign of high solvency as it would only need 0.21 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.21, CLIQ belongs to the top of the industry, outperforming 88.80% of the companies in the same industry.
- A Debt/Equity ratio of 0.02 indicates that CLIQ is not too dependend on debt financing.
- The Debt to Equity ratio of CLIQ (0.02) is better than 83.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.21 | ||
| Altman-Z | 4.69 |
ROIC/WACC0.61
WACC7.78%
2.3 Liquidity
- CLIQ has a Current Ratio of 4.81. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 4.81, CLIQ belongs to the best of the industry, outperforming 91.20% of the companies in the same industry.
- A Quick Ratio of 4.81 indicates that CLIQ has no problem at all paying its short term obligations.
- The Quick ratio of CLIQ (4.81) is better than 91.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.81 | ||
| Quick Ratio | 4.81 |
3. Growth
3.1 Past
- CLIQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.79%, which is quite good.
- The Earnings Per Share has been growing by 70.61% on average over the past years. This is a very strong growth
- CLIQ shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.73%.
- CLIQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 41.17% yearly.
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%N/A
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-60.14%
3.2 Future
- The Earnings Per Share is expected to decrease by -27.58% on average over the next years. This is quite bad
- The Revenue is expected to decrease by -7.54% on average over the next years.
EPS Next Y-118.16%
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
EPS Next 5Y-27.58%
Revenue Next Year-24.74%
Revenue Next 2Y-23.04%
Revenue Next 3Y-14.07%
Revenue Next 5Y-7.54%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for CLIQ. In the last year negative earnings were reported.
- With a Price/Forward Earnings ratio of 3.46, the valuation of CLIQ can be described as very cheap.
- CLIQ's Price/Forward Earnings ratio is rather cheap when compared to the industry. CLIQ is cheaper than 98.40% of the companies in the same industry.
- CLIQ is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 3.46 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, CLIQ is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.02 | ||
| EV/EBITDA | -0.03 |
4.3 Compensation for Growth
- A cheap valuation may be justified as CLIQ's earnings are expected to decrease with -41.42% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
5. Dividend
5.1 Amount
- CLIQ has a Yearly Dividend Yield of 2.76%.
- CLIQ's Dividend Yield is rather good when compared to the industry average which is at 0.62. CLIQ pays more dividend than 94.40% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.91, CLIQ pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.76% |
5.2 History
- The dividend of CLIQ is nicely growing with an annual growth rate of 85.59%!
Dividend Growth(5Y)85.59%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
DP0%
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
FRA:CLIQ (1/15/2026, 9:34:21 AM)
2.293
-0.23 (-9.01%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)02-18 2026-02-18
Inst Owners0.38%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap14.93M
Revenue(TTM)326.36M
Net Income(TTM)-25.98M
Analysts82.86
Price Target8.16 (255.87%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.76% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP0%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.51%
Min EPS beat(2)10.29%
Max EPS beat(2)30.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-7.64%
Min Revenue beat(2)-9.5%
Max Revenue beat(2)-5.79%
Revenue beat(4)0
Avg Revenue beat(4)-8.39%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-2.22%
Revenue beat(8)0
Avg Revenue beat(8)-7.97%
Revenue beat(12)3
Avg Revenue beat(12)5.13%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)1081.82%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)20.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 3.46 | ||
| P/S | 0.05 | ||
| P/FCF | 1.02 | ||
| P/OCF | 0.86 | ||
| P/B | 0.2 | ||
| P/tB | 0.31 | ||
| EV/EBITDA | -0.03 |
EPS(TTM)-6.18
EYN/A
EPS(NY)0.66
Fwd EY28.91%
FCF(TTM)2.24
FCFY97.89%
OCF(TTM)2.67
OCFY116.42%
SpS46.67
BVpS11.26
TBVpS7.44
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.64% | ||
| ROE | -35.43% | ||
| ROCE | 6.75% | ||
| ROIC | 4.78% | ||
| ROICexc | 6.35% | ||
| ROICexgc | 10.76% | ||
| OM | 1.79% | ||
| PM (TTM) | N/A | ||
| GM | 20.96% | ||
| FCFM | 4.81% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexgc growth 3Y-69.96%
ROICexgc growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score6
Asset Turnover3.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.21 | ||
| Debt/EBITDA | 0.09 | ||
| Cap/Depr | 23.36% | ||
| Cap/Sales | 0.91% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 100.53% | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.81 | ||
| Quick Ratio | 4.81 | ||
| Altman-Z | 4.69 |
F-Score6
WACC7.78%
ROIC/WACC0.61
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%N/A
EPS Next Y-118.16%
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
EPS Next 5Y-27.58%
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-60.14%
Revenue Next Year-24.74%
Revenue Next 2Y-23.04%
Revenue Next 3Y-14.07%
Revenue Next 5Y-7.54%
EBIT growth 1Y-85.37%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year253.46%
EBIT Next 3Y61.84%
EBIT Next 5YN/A
FCF growth 1Y-44.65%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-53.44%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%
CLIQ DIGITAL AG / CLIQ.DE FAQ
What is the ChartMill fundamental rating of CLIQ DIGITAL AG (CLIQ.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to CLIQ.DE.
Can you provide the valuation status for CLIQ DIGITAL AG?
ChartMill assigns a valuation rating of 5 / 10 to CLIQ DIGITAL AG (CLIQ.DE). This can be considered as Fairly Valued.
How profitable is CLIQ DIGITAL AG (CLIQ.DE) stock?
CLIQ DIGITAL AG (CLIQ.DE) has a profitability rating of 3 / 10.
What is the financial health of CLIQ DIGITAL AG (CLIQ.DE) stock?
The financial health rating of CLIQ DIGITAL AG (CLIQ.DE) is 9 / 10.