CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:CLIQ - DE000A35JS40 - Common Stock
1.364 EUR
-0.09 (-6.45%)
CLIQ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 116 industry peers in the Software industry. CLIQ has a great financial health rating, but its profitability evaluates not so good. CLIQ has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CLIQ had negative earnings in the past year.
In the past year CLIQ had a positive cash flow from operations.
CLIQ had positive earnings in 4 of the past 5 years.
In the past 5 years CLIQ always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of -27.64%, CLIQ is doing worse than 87.07% of the companies in the same industry.
The Return On Equity of CLIQ (-35.43%) is worse than 77.59% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.78%, CLIQ is in line with its industry, outperforming 56.90% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CLIQ is significantly above the industry average of 12.89%.
The last Return On Invested Capital (4.78%) for CLIQ is well below the 3 year average (18.78%), which needs to be investigated, but indicates that CLIQ had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.64% | ||
| ROE | -35.43% | ||
| ROIC | 4.78% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
CLIQ has a Operating Margin (1.79%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of CLIQ has declined.
CLIQ has a Gross Margin of 20.96%. This is amonst the worse of the industry: CLIQ underperforms 83.62% of its industry peers.
In the last couple of years the Gross Margin of CLIQ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.79% | ||
| PM (TTM) | N/A | ||
| GM | 20.96% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CLIQ is creating value.
Compared to 1 year ago, CLIQ has less shares outstanding
CLIQ has less shares outstanding than it did 5 years ago.
The debt/assets ratio for CLIQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 4.48 indicates that CLIQ is not in any danger for bankruptcy at the moment.
With a decent Altman-Z score value of 4.48, CLIQ is doing good in the industry, outperforming 68.10% of the companies in the same industry.
CLIQ has a debt to FCF ratio of 0.21. This is a very positive value and a sign of high solvency as it would only need 0.21 years to pay back of all of its debts.
CLIQ has a better Debt to FCF ratio (0.21) than 90.52% of its industry peers.
A Debt/Equity ratio of 0.02 indicates that CLIQ is not too dependend on debt financing.
CLIQ's Debt to Equity ratio of 0.02 is amongst the best of the industry. CLIQ outperforms 86.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.21 | ||
| Altman-Z | 4.48 |
ROIC/WACC0.63
WACC7.52%
2.3 Liquidity
A Current Ratio of 4.81 indicates that CLIQ has no problem at all paying its short term obligations.
CLIQ's Current ratio of 4.81 is amongst the best of the industry. CLIQ outperforms 90.52% of its industry peers.
CLIQ has a Quick Ratio of 4.81. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
CLIQ has a better Quick ratio (4.81) than 90.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.81 | ||
| Quick Ratio | 4.81 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.79% over the past year.
CLIQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 70.61% yearly.
The Revenue has grown by 18.73% in the past year. This is quite good.
CLIQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 41.17% yearly.
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%N/A
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-60.14%
3.2 Future
The Earnings Per Share is expected to decrease by -27.58% on average over the next years. This is quite bad
Based on estimates for the next years, CLIQ will show a decrease in Revenue. The Revenue will decrease by -7.54% on average per year.
EPS Next Y-118.16%
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
EPS Next 5Y-27.58%
Revenue Next Year-24.74%
Revenue Next 2Y-23.04%
Revenue Next 3Y-14.07%
Revenue Next 5Y-7.54%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CLIQ reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
With a Price/Forward Earnings ratio of 2.06, the valuation of CLIQ can be described as very cheap.
Based on the Price/Forward Earnings ratio, CLIQ is valued cheaply inside the industry as 99.14% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, CLIQ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 2.06 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CLIQ indicates a rather cheap valuation: CLIQ is cheaper than 100.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.61 | ||
| EV/EBITDA | -0.47 |
4.3 Compensation for Growth
A cheap valuation may be justified as CLIQ's earnings are expected to decrease with -41.42% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
5. Dividend
5.1 Amount
CLIQ has a Yearly Dividend Yield of 2.76%. Purely for dividend investing, there may be better candidates out there.
In the last 3 months the price of CLIQ has falen by -47.84%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 0.66, CLIQ pays a better dividend. On top of this CLIQ pays more dividend than 93.97% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.88, CLIQ pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.76% |
5.2 History
On average, the dividend of CLIQ grows each year by 85.59%, which is quite nice.
Dividend Growth(5Y)85.59%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
DP0%
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
FRA:CLIQ (12/23/2025, 7:00:00 PM)
1.364
-0.09 (-6.45%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners0.77%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap8.88M
Revenue(TTM)326.36M
Net Income(TTM)-25.98M
Analysts82.86
Price Target8.16 (498.24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.76% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP0%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.51%
Min EPS beat(2)10.29%
Max EPS beat(2)30.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-7.64%
Min Revenue beat(2)-9.5%
Max Revenue beat(2)-5.79%
Revenue beat(4)0
Avg Revenue beat(4)-8.39%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-2.22%
Revenue beat(8)0
Avg Revenue beat(8)-7.97%
Revenue beat(12)3
Avg Revenue beat(12)5.13%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)1081.82%
EPS NY rev (3m)-4.41%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)20.62%
Revenue NY rev (3m)20.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 2.06 | ||
| P/S | 0.03 | ||
| P/FCF | 0.61 | ||
| P/OCF | 0.51 | ||
| P/B | 0.12 | ||
| P/tB | 0.18 | ||
| EV/EBITDA | -0.47 |
EPS(TTM)-6.18
EYN/A
EPS(NY)0.66
Fwd EY48.61%
FCF(TTM)2.24
FCFY164.56%
OCF(TTM)2.67
OCFY195.72%
SpS46.67
BVpS11.26
TBVpS7.44
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.64% | ||
| ROE | -35.43% | ||
| ROCE | 6.75% | ||
| ROIC | 4.78% | ||
| ROICexc | 6.35% | ||
| ROICexgc | 10.76% | ||
| OM | 1.79% | ||
| PM (TTM) | N/A | ||
| GM | 20.96% | ||
| FCFM | 4.81% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexgc growth 3Y-69.96%
ROICexgc growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score6
Asset Turnover3.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.21 | ||
| Debt/EBITDA | 0.09 | ||
| Cap/Depr | 23.36% | ||
| Cap/Sales | 0.91% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 100.53% | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.81 | ||
| Quick Ratio | 4.81 | ||
| Altman-Z | 4.48 |
F-Score6
WACC7.52%
ROIC/WACC0.63
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%N/A
EPS Next Y-118.16%
EPS Next 2Y-62.91%
EPS Next 3Y-41.42%
EPS Next 5Y-27.58%
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-60.14%
Revenue Next Year-24.74%
Revenue Next 2Y-23.04%
Revenue Next 3Y-14.07%
Revenue Next 5Y-7.54%
EBIT growth 1Y-85.37%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year253.46%
EBIT Next 3Y61.84%
EBIT Next 5YN/A
FCF growth 1Y-44.65%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-53.44%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%
CLIQ DIGITAL AG / CLIQ.DE FAQ
What is the ChartMill fundamental rating of CLIQ DIGITAL AG (CLIQ.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to CLIQ.DE.
What is the valuation status of CLIQ DIGITAL AG (CLIQ.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to CLIQ DIGITAL AG (CLIQ.DE). This can be considered as Fairly Valued.
How profitable is CLIQ DIGITAL AG (CLIQ.DE) stock?
CLIQ DIGITAL AG (CLIQ.DE) has a profitability rating of 3 / 10.
Can you provide the financial health for CLIQ stock?
The financial health rating of CLIQ DIGITAL AG (CLIQ.DE) is 9 / 10.
Is the dividend of CLIQ DIGITAL AG sustainable?
The dividend rating of CLIQ DIGITAL AG (CLIQ.DE) is 5 / 10 and the dividend payout ratio is 0%.