CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
FRA:CLIQ - Deutsche Boerse Ag - DE000A35JS40 - Common Stock - Currency: EUR
We assign a fundamental rating of 6 out of 10 to CLIQ. CLIQ was compared to 100 industry peers in the Software industry. CLIQ has a great financial health rating, but its profitability evaluates not so good. A decent growth rate in combination with a cheap valuation! Better keep an eye on CLIQ.
1. Profitability
1.1 Basic Checks
CLIQ had negative earnings in the past year.
In the past year CLIQ had a positive cash flow from operations.
CLIQ had positive earnings in 4 of the past 5 years.
CLIQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CLIQ has a worse Return On Assets (-28.23%) than 85.00% of its industry peers.
With a Return On Equity value of -36.59%, CLIQ is not doing good in the industry: 76.00% of the companies in the same industry are doing better.
CLIQ's Return On Invested Capital of 4.02% is in line compared to the rest of the industry. CLIQ outperforms 57.00% of its industry peers.
CLIQ had an Average Return On Invested Capital over the past 3 years of 18.78%. This is significantly above the industry average of 11.09%.
The last Return On Invested Capital (4.02%) for CLIQ is well below the 3 year average (18.78%), which needs to be investigated, but indicates that CLIQ had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.23% | ||
| ROE | -36.59% | ||
| ROIC | 4.02% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
CLIQ has a Operating Margin (1.33%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of CLIQ has declined.
The Gross Margin of CLIQ (19.17%) is worse than 80.00% of its industry peers.
CLIQ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.33% | ||
| PM (TTM) | N/A | ||
| GM | 19.17% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CLIQ is creating value.
Compared to 1 year ago, CLIQ has less shares outstanding
Compared to 5 years ago, CLIQ has less shares outstanding
The debt/assets ratio for CLIQ is higher compared to a year ago.
2.2 Solvency
CLIQ has an Altman-Z score of 5.67. This indicates that CLIQ is financially healthy and has little risk of bankruptcy at the moment.
CLIQ's Altman-Z score of 5.67 is fine compared to the rest of the industry. CLIQ outperforms 70.00% of its industry peers.
The Debt to FCF ratio of CLIQ is 0.44, which is an excellent value as it means it would take CLIQ, only 0.44 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.44, CLIQ belongs to the top of the industry, outperforming 88.00% of the companies in the same industry.
CLIQ has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of CLIQ (0.02) is better than 87.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.44 | ||
| Altman-Z | 5.67 |
ROIC/WACC0.51
WACC7.89%
2.3 Liquidity
A Current Ratio of 4.90 indicates that CLIQ has no problem at all paying its short term obligations.
CLIQ's Current ratio of 4.90 is amongst the best of the industry. CLIQ outperforms 89.00% of its industry peers.
A Quick Ratio of 4.90 indicates that CLIQ has no problem at all paying its short term obligations.
CLIQ's Quick ratio of 4.90 is amongst the best of the industry. CLIQ outperforms 89.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.9 | ||
| Quick Ratio | 4.9 |
3. Growth
3.1 Past
CLIQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -180.78%.
Looking at the last year, CLIQ shows a very negative growth in Revenue. The Revenue has decreased by -28.02% in the last year.
Measured over the past years, CLIQ shows a very strong growth in Revenue. The Revenue has been growing by 30.94% on average per year.
EPS 1Y (TTM)-180.78%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%700%
Revenue 1Y (TTM)-28.02%
Revenue growth 3Y17.45%
Revenue growth 5Y30.94%
Sales Q2Q%-31.55%
3.2 Future
CLIQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 57.09% yearly.
CLIQ is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 22.30% yearly.
EPS Next Y211.5%
EPS Next 2Y86.66%
EPS Next 3Y57.09%
EPS Next 5YN/A
Revenue Next Year-21.84%
Revenue Next 2Y-7.74%
Revenue Next 3Y-3.76%
Revenue Next 5Y22.3%
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CLIQ. In the last year negative earnings were reported.
A Price/Forward Earnings ratio of 4.44 indicates a rather cheap valuation of CLIQ.
99.00% of the companies in the same industry are more expensive than CLIQ, based on the Price/Forward Earnings ratio.
CLIQ is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.90, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 4.44 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CLIQ is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CLIQ is valued cheaper than 99.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.98 | ||
| EV/EBITDA | 1.65 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CLIQ's earnings are expected to grow with 57.09% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y86.66%
EPS Next 3Y57.09%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.14%, CLIQ is a good candidate for dividend investing.
CLIQ's Dividend Yield is rather good when compared to the industry average which is at 2.13. CLIQ pays more dividend than 99.00% of the companies in the same industry.
CLIQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.14% |
5.2 History
The dividend of CLIQ is nicely growing with an annual growth rate of 85.59%!
Dividend Growth(5Y)85.59%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
The earnings of CLIQ are negative and hence is the payout ratio. CLIQ will probably not be able to sustain this dividend level.
CLIQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP-0.97%
EPS Next 2Y86.66%
EPS Next 3Y57.09%
FRA:CLIQ (7/4/2025, 7:00:00 PM)
5.77
+0.08 (+1.41%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners1.22%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap37.56M
Analysts82.5
Price Target8.16 (41.42%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.14% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP-0.97%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-27.82%
Min EPS beat(2)-86.35%
Max EPS beat(2)30.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4%
Min Revenue beat(2)-5.79%
Max Revenue beat(2)-2.22%
Revenue beat(4)0
Avg Revenue beat(4)-6.44%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-1.67%
Revenue beat(8)0
Avg Revenue beat(8)-7.52%
Revenue beat(12)4
Avg Revenue beat(12)14.18%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.79%
PT rev (3m)-80%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-55.56%
EPS NY rev (1m)0%
EPS NY rev (3m)-39.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 4.44 | ||
| P/S | 0.11 | ||
| P/FCF | 4.98 | ||
| P/OCF | 3.45 | ||
| P/B | 0.52 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 1.65 |
EPS(TTM)-5.03
EYN/A
EPS(NY)1.3
Fwd EY22.51%
FCF(TTM)1.16
FCFY20.07%
OCF(TTM)1.67
OCFY29%
SpS53.29
BVpS11.12
TBVpS7.06
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.23% | ||
| ROE | -36.59% | ||
| ROCE | 5.69% | ||
| ROIC | 4.02% | ||
| ROICexc | 4.83% | ||
| ROICexgc | 7.93% | ||
| OM | 1.33% | ||
| PM (TTM) | N/A | ||
| GM | 19.17% | ||
| FCFM | 2.17% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexcg growth 3Y-69.96%
ROICexcg growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score5
Asset Turnover3.7
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.44 | ||
| Debt/EBITDA | 0.11 | ||
| Cap/Depr | 28.9% | ||
| Cap/Sales | 0.97% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 67.13% | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.9 | ||
| Quick Ratio | 4.9 | ||
| Altman-Z | 5.67 |
F-Score5
WACC7.89%
ROIC/WACC0.51
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-180.78%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%700%
EPS Next Y211.5%
EPS Next 2Y86.66%
EPS Next 3Y57.09%
EPS Next 5YN/A
Revenue 1Y (TTM)-28.02%
Revenue growth 3Y17.45%
Revenue growth 5Y30.94%
Sales Q2Q%-31.55%
Revenue Next Year-21.84%
Revenue Next 2Y-7.74%
Revenue Next 3Y-3.76%
Revenue Next 5Y22.3%
EBIT growth 1Y-92.11%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year248.01%
EBIT Next 3Y59.98%
EBIT Next 5YN/A
FCF growth 1Y-51.82%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-58.58%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%