CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
Europe - FRA:CLIQ - DE000A35JS40 - Common Stock
2.34 EUR
-0.03 (-1.06%)
We assign a fundamental rating of 5 out of 10 to CLIQ. CLIQ was compared to 110 industry peers in the Software industry. While CLIQ has a great health rating, there are worries on its profitability. CLIQ has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CLIQ had negative earnings in the past year.
CLIQ had a positive operating cash flow in the past year.
CLIQ had positive earnings in 4 of the past 5 years.
Each year in the past 5 years CLIQ had a positive operating cash flow.
1.2 Ratios
CLIQ has a worse Return On Assets (-27.64%) than 86.36% of its industry peers.
With a Return On Equity value of -35.43%, CLIQ is not doing good in the industry: 77.27% of the companies in the same industry are doing better.
CLIQ's Return On Invested Capital of 4.78% is in line compared to the rest of the industry. CLIQ outperforms 59.09% of its industry peers.
CLIQ had an Average Return On Invested Capital over the past 3 years of 18.78%. This is significantly above the industry average of 12.42%.
The last Return On Invested Capital (4.78%) for CLIQ is well below the 3 year average (18.78%), which needs to be investigated, but indicates that CLIQ had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.64% | ||
| ROE | -35.43% | ||
| ROIC | 4.78% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
CLIQ's Operating Margin of 1.79% is in line compared to the rest of the industry. CLIQ outperforms 50.91% of its industry peers.
CLIQ's Operating Margin has declined in the last couple of years.
The Gross Margin of CLIQ (20.96%) is worse than 83.64% of its industry peers.
In the last couple of years the Gross Margin of CLIQ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.79% | ||
| PM (TTM) | N/A | ||
| GM | 20.96% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
CLIQ has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
CLIQ has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CLIQ has been reduced compared to 5 years ago.
Compared to 1 year ago, CLIQ has a worse debt to assets ratio.
2.2 Solvency
CLIQ has an Altman-Z score of 4.66. This indicates that CLIQ is financially healthy and has little risk of bankruptcy at the moment.
CLIQ's Altman-Z score of 4.66 is fine compared to the rest of the industry. CLIQ outperforms 63.64% of its industry peers.
CLIQ has a debt to FCF ratio of 0.21. This is a very positive value and a sign of high solvency as it would only need 0.21 years to pay back of all of its debts.
CLIQ has a better Debt to FCF ratio (0.21) than 90.91% of its industry peers.
A Debt/Equity ratio of 0.02 indicates that CLIQ is not too dependend on debt financing.
CLIQ has a Debt to Equity ratio of 0.02. This is amongst the best in the industry. CLIQ outperforms 85.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.21 | ||
| Altman-Z | 4.66 |
ROIC/WACC0.61
WACC7.83%
2.3 Liquidity
A Current Ratio of 4.81 indicates that CLIQ has no problem at all paying its short term obligations.
With an excellent Current ratio value of 4.81, CLIQ belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
CLIQ has a Quick Ratio of 4.81. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
CLIQ has a Quick ratio of 4.81. This is amongst the best in the industry. CLIQ outperforms 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.81 | ||
| Quick Ratio | 4.81 |
3. Growth
3.1 Past
CLIQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -226.21%.
Looking at the last year, CLIQ shows a very negative growth in Revenue. The Revenue has decreased by -34.46% in the last year.
Measured over the past years, CLIQ shows a very strong growth in Revenue. The Revenue has been growing by 30.94% on average per year.
EPS 1Y (TTM)-226.21%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-80%
Revenue 1Y (TTM)-34.46%
Revenue growth 3Y17.45%
Revenue growth 5Y30.94%
Sales Q2Q%-29.62%
3.2 Future
The Earnings Per Share is expected to grow by 35.32% on average over the next years. This is a very strong growth
CLIQ is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.44% yearly.
EPS Next Y106.41%
EPS Next 2Y49.63%
EPS Next 3Y35.32%
EPS Next 5YN/A
Revenue Next Year-34.76%
Revenue Next 2Y-21.5%
Revenue Next 3Y-13.36%
Revenue Next 5Y-1.44%
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CLIQ reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
A Price/Forward Earnings ratio of 11.19 indicates a reasonable valuation of CLIQ.
CLIQ's Price/Forward Earnings ratio is rather cheap when compared to the industry. CLIQ is cheaper than 92.73% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CLIQ to the average of the S&P500 Index (23.09), we can say CLIQ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 11.19 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CLIQ is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.04 | ||
| EV/EBITDA | -0.1 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CLIQ's earnings are expected to grow with 35.32% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y49.63%
EPS Next 3Y35.32%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.67%, CLIQ has a reasonable but not impressive dividend return.
The stock price of CLIQ dropped by -55.93% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 2.80, CLIQ pays a better dividend. On top of this CLIQ pays more dividend than 88.18% of the companies listed in the same industry.
Compared to the average S&P500 Dividend Yield of 2.32, CLIQ is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
5.2 History
On average, the dividend of CLIQ grows each year by 85.59%, which is quite nice.
Dividend Growth(5Y)85.59%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
CLIQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP0%
EPS Next 2Y49.63%
EPS Next 3Y35.32%
FRA:CLIQ (10/22/2025, 7:00:00 PM)
2.34
-0.03 (-1.06%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners0.88%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap15.23M
Revenue(TTM)303.80M
Net Income(TTM)-25979000
Analysts80
Price Target8.16 (248.72%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP0%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.51%
Min EPS beat(2)10.29%
Max EPS beat(2)30.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-7.64%
Min Revenue beat(2)-9.5%
Max Revenue beat(2)-5.79%
Revenue beat(4)0
Avg Revenue beat(4)-8.39%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-2.22%
Revenue beat(8)0
Avg Revenue beat(8)-7.97%
Revenue beat(12)3
Avg Revenue beat(12)5.13%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-186.36%
EPS NY rev (1m)-91.91%
EPS NY rev (3m)-94.25%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-65.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-16.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 11.19 | ||
| P/S | 0.05 | ||
| P/FCF | 1.04 | ||
| P/OCF | 0.88 | ||
| P/B | 0.21 | ||
| P/tB | 0.31 | ||
| EV/EBITDA | -0.1 |
EPS(TTM)-4.93
EYN/A
EPS(NY)0.21
Fwd EY8.94%
FCF(TTM)2.24
FCFY95.92%
OCF(TTM)2.67
OCFY114.09%
SpS46.67
BVpS11.26
TBVpS7.44
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.64% | ||
| ROE | -35.43% | ||
| ROCE | 6.75% | ||
| ROIC | 4.78% | ||
| ROICexc | 6.35% | ||
| ROICexgc | 10.76% | ||
| OM | 1.79% | ||
| PM (TTM) | N/A | ||
| GM | 20.96% | ||
| FCFM | 4.81% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexgc growth 3Y-69.96%
ROICexgc growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score6
Asset Turnover3.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.21 | ||
| Debt/EBITDA | 0.09 | ||
| Cap/Depr | 23.36% | ||
| Cap/Sales | 0.91% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 100.53% | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.81 | ||
| Quick Ratio | 4.81 | ||
| Altman-Z | 4.66 |
F-Score6
WACC7.83%
ROIC/WACC0.61
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-226.21%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-80%
EPS Next Y106.41%
EPS Next 2Y49.63%
EPS Next 3Y35.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-34.46%
Revenue growth 3Y17.45%
Revenue growth 5Y30.94%
Sales Q2Q%-29.62%
Revenue Next Year-34.76%
Revenue Next 2Y-21.5%
Revenue Next 3Y-13.36%
Revenue Next 5Y-1.44%
EBIT growth 1Y-85.37%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year189.31%
EBIT Next 3Y61.84%
EBIT Next 5YN/A
FCF growth 1Y-44.65%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-53.44%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%