CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
Europe - FRA:CLIQ - DE000A35JS40 - Common Stock
2.81 EUR
+0.04 (+1.26%)
CLIQ gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 103 industry peers in the Software industry. While CLIQ has a great health rating, its profitability is only average at the moment. CLIQ may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
In the past year CLIQ was profitable.
CLIQ had a positive operating cash flow in the past year.
CLIQ had positive earnings in 4 of the past 5 years.
Each year in the past 5 years CLIQ had a positive operating cash flow.
1.2 Ratios
CLIQ has a worse Return On Assets (-28.23%) than 83.50% of its industry peers.
With a Return On Equity value of -36.59%, CLIQ is not doing good in the industry: 74.76% of the companies in the same industry are doing better.
CLIQ has a Return On Invested Capital of 4.02%. This is comparable to the rest of the industry: CLIQ outperforms 55.34% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CLIQ is significantly above the industry average of 12.80%.
The last Return On Invested Capital (4.02%) for CLIQ is well below the 3 year average (18.78%), which needs to be investigated, but indicates that CLIQ had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.23% | ||
| ROE | -36.59% | ||
| ROIC | 4.02% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
The Operating Margin of CLIQ (1.33%) is comparable to the rest of the industry.
CLIQ's Operating Margin has declined in the last couple of years.
CLIQ has a worse Gross Margin (19.17%) than 83.50% of its industry peers.
CLIQ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.33% | ||
| PM (TTM) | N/A | ||
| GM | 19.17% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CLIQ is creating value.
The number of shares outstanding for CLIQ has been reduced compared to 1 year ago.
Compared to 5 years ago, CLIQ has less shares outstanding
CLIQ has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 5.14 indicates that CLIQ is not in any danger for bankruptcy at the moment.
CLIQ has a Altman-Z score of 5.14. This is in the better half of the industry: CLIQ outperforms 67.96% of its industry peers.
CLIQ has a debt to FCF ratio of 0.44. This is a very positive value and a sign of high solvency as it would only need 0.44 years to pay back of all of its debts.
The Debt to FCF ratio of CLIQ (0.44) is better than 87.38% of its industry peers.
CLIQ has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
CLIQ's Debt to Equity ratio of 0.02 is amongst the best of the industry. CLIQ outperforms 88.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.44 | ||
| Altman-Z | 5.14 |
ROIC/WACC0.55
WACC7.32%
2.3 Liquidity
CLIQ has a Current Ratio of 4.90. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
CLIQ has a better Current ratio (4.90) than 89.32% of its industry peers.
A Quick Ratio of 4.90 indicates that CLIQ has no problem at all paying its short term obligations.
CLIQ has a better Quick ratio (4.90) than 89.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.9 | ||
| Quick Ratio | 4.9 |
3. Growth
3.1 Past
CLIQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.79%, which is quite good.
The Earnings Per Share has been growing by 70.61% on average over the past years. This is a very strong growth
The Revenue has grown by 18.73% in the past year. This is quite good.
CLIQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 41.17% yearly.
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-80%
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-29.62%
3.2 Future
Based on estimates for the next years, CLIQ will show a very negative growth in Earnings Per Share. The EPS will decrease by -26.62% on average per year.
CLIQ is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -7.54% yearly.
EPS Next Y-118.16%
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
EPS Next 5Y-26.62%
Revenue Next Year-24.74%
Revenue Next 2Y-29.93%
Revenue Next 3Y-22.59%
Revenue Next 5Y-7.54%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 0.58, the valuation of CLIQ can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of CLIQ indicates a rather cheap valuation: CLIQ is cheaper than 100.00% of the companies listed in the same industry.
CLIQ is valuated cheaply when we compare the Price/Earnings ratio to 27.20, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 4.05 indicates a rather cheap valuation of CLIQ.
99.03% of the companies in the same industry are more expensive than CLIQ, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.71. CLIQ is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.58 | ||
| Fwd PE | 4.05 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CLIQ indicates a rather cheap valuation: CLIQ is cheaper than 100.00% of the companies listed in the same industry.
CLIQ's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CLIQ is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.43 | ||
| EV/EBITDA | 0.5 |
4.3 Compensation for Growth
A cheap valuation may be justified as CLIQ's earnings are expected to decrease with -39.05% in the coming years.
PEG (NY)N/A
PEG (5Y)0.01
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
5. Dividend
5.1 Amount
CLIQ has a Yearly Dividend Yield of 1.38%. Purely for dividend investing, there may be better candidates out there.
In the last 3 months the price of CLIQ has falen by -51.55%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 2.08, CLIQ pays a better dividend. On top of this CLIQ pays more dividend than 84.47% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, CLIQ's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.38% |
5.2 History
On average, the dividend of CLIQ grows each year by 85.59%, which is quite nice.
Dividend Growth(5Y)85.59%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
The earnings of CLIQ are negative and hence is the payout ratio. CLIQ will probably not be able to sustain this dividend level.
DP-0.97%
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
FRA:CLIQ (9/16/2025, 7:00:00 PM)
2.81
+0.04 (+1.26%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners1.22%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap18.29M
Analysts82.5
Price Target8.16 (190.39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.38% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP-0.97%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-27.82%
Min EPS beat(2)-86.35%
Max EPS beat(2)30.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4%
Min Revenue beat(2)-5.79%
Max Revenue beat(2)-2.22%
Revenue beat(4)0
Avg Revenue beat(4)-6.44%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-1.67%
Revenue beat(8)0
Avg Revenue beat(8)-7.52%
Revenue beat(12)4
Avg Revenue beat(12)14.18%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-28.92%
EPS NY rev (3m)-28.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-16.52%
Revenue NY rev (3m)-16.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.58 | ||
| Fwd PE | 4.05 | ||
| P/S | 0.05 | ||
| P/FCF | 2.43 | ||
| P/OCF | 1.68 | ||
| P/B | 0.25 | ||
| P/tB | 0.4 | ||
| EV/EBITDA | 0.5 |
EPS(TTM)4.82
EY171.53%
EPS(NY)0.69
Fwd EY24.68%
FCF(TTM)1.16
FCFY41.21%
OCF(TTM)1.67
OCFY59.56%
SpS53.29
BVpS11.12
TBVpS7.06
PEG (NY)N/A
PEG (5Y)0.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.23% | ||
| ROE | -36.59% | ||
| ROCE | 5.69% | ||
| ROIC | 4.02% | ||
| ROICexc | 4.83% | ||
| ROICexgc | 7.93% | ||
| OM | 1.33% | ||
| PM (TTM) | N/A | ||
| GM | 19.17% | ||
| FCFM | 2.17% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexcg growth 3Y-69.96%
ROICexcg growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score5
Asset Turnover3.7
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.44 | ||
| Debt/EBITDA | 0.11 | ||
| Cap/Depr | 28.9% | ||
| Cap/Sales | 0.97% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 67.13% | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.9 | ||
| Quick Ratio | 4.9 | ||
| Altman-Z | 5.14 |
F-Score5
WACC7.32%
ROIC/WACC0.55
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-80%
EPS Next Y-118.16%
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
EPS Next 5Y-26.62%
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-29.62%
Revenue Next Year-24.74%
Revenue Next 2Y-29.93%
Revenue Next 3Y-22.59%
Revenue Next 5Y-7.54%
EBIT growth 1Y-92.11%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year248.01%
EBIT Next 3Y59.98%
EBIT Next 5YN/A
FCF growth 1Y-51.82%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-58.58%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%