CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
FRA:CLIQ - Deutsche Boerse Ag - DE000A35JS40 - Common Stock - Currency: EUR
Overall CLIQ gets a fundamental rating of 6 out of 10. We evaluated CLIQ against 101 industry peers in the Software industry. No worries on liquidiy or solvency for CLIQ as it has an excellent financial health rating, but there are worries on the profitability. CLIQ may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
CLIQ had negative earnings in the past year.
In the past year CLIQ had a positive cash flow from operations.
Of the past 5 years CLIQ 4 years were profitable.
In the past 5 years CLIQ always reported a positive cash flow from operatings.
1.2 Ratios
CLIQ's Return On Assets of -27.81% is on the low side compared to the rest of the industry. CLIQ is outperformed by 80.81% of its industry peers.
CLIQ has a Return On Equity of -38.33%. This is in the lower half of the industry: CLIQ underperforms 74.75% of its industry peers.
The Return On Invested Capital of CLIQ (3.10%) is comparable to the rest of the industry.
CLIQ had an Average Return On Invested Capital over the past 3 years of 18.78%. This is significantly above the industry average of 11.53%.
The last Return On Invested Capital (3.10%) for CLIQ is well below the 3 year average (18.78%), which needs to be investigated, but indicates that CLIQ had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.81% | ||
| ROE | -38.33% | ||
| ROIC | 3.1% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
CLIQ has a Operating Margin of 0.96%. This is comparable to the rest of the industry: CLIQ outperforms 46.46% of its industry peers.
CLIQ's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 18.73%, CLIQ is not doing good in the industry: 80.81% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of CLIQ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.96% | ||
| PM (TTM) | N/A | ||
| GM | 18.73% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CLIQ is creating value.
The number of shares outstanding for CLIQ has been reduced compared to 1 year ago.
The number of shares outstanding for CLIQ has been reduced compared to 5 years ago.
The debt/assets ratio for CLIQ is higher compared to a year ago.
2.2 Solvency
CLIQ has an Altman-Z score of 5.33. This indicates that CLIQ is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of CLIQ (5.33) is better than 72.73% of its industry peers.
CLIQ has a debt to FCF ratio of 2.05. This is a good value and a sign of high solvency as CLIQ would need 2.05 years to pay back of all of its debts.
The Debt to FCF ratio of CLIQ (2.05) is better than 69.70% of its industry peers.
A Debt/Equity ratio of 0.03 indicates that CLIQ is not too dependend on debt financing.
CLIQ's Debt to Equity ratio of 0.03 is amongst the best of the industry. CLIQ outperforms 84.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 2.05 | ||
| Altman-Z | 5.33 |
ROIC/WACC0.41
WACC7.55%
2.3 Liquidity
A Current Ratio of 3.74 indicates that CLIQ has no problem at all paying its short term obligations.
The Current ratio of CLIQ (3.74) is better than 88.89% of its industry peers.
CLIQ has a Quick Ratio of 3.74. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of CLIQ (3.74) is better than 88.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.74 | ||
| Quick Ratio | 3.74 |
3. Growth
3.1 Past
CLIQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -169.33%.
CLIQ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -24.78%.
CLIQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 30.94% yearly.
EPS 1Y (TTM)-169.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-325.36%
Revenue 1Y (TTM)-24.78%
Revenue growth 3Y17.45%
Revenue growth 5Y30.94%
Sales Q2Q%21.03%
3.2 Future
Based on estimates for the next years, CLIQ will show a very strong growth in Earnings Per Share. The EPS will grow by 114.18% on average per year.
CLIQ is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 22.30% yearly.
EPS Next Y284.5%
EPS Next 2Y114.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-21.57%
Revenue Next 2Y-6.87%
Revenue Next 3Y-3.76%
Revenue Next 5Y22.3%
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CLIQ. In the last year negative earnings were reported.
With a Price/Forward Earnings ratio of 3.18, the valuation of CLIQ can be described as very cheap.
Based on the Price/Forward Earnings ratio, CLIQ is valued cheaper than 98.99% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.10, CLIQ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 3.18 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CLIQ is valued cheaply inside the industry as 97.98% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CLIQ is valued cheaply inside the industry as 82.83% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.83 | ||
| EV/EBITDA | 1.63 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CLIQ's earnings are expected to grow with 114.18% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y114.18%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CLIQ has a yearly dividend return of 0.80%, which is pretty low.
Compared to an average industry Dividend Yield of 2.92, CLIQ pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.33, CLIQ's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.8% |
5.2 History
The dividend of CLIQ is nicely growing with an annual growth rate of 85.59%!
Dividend Growth(5Y)85.59%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
The earnings of CLIQ are negative and hence is the payout ratio. CLIQ will probably not be able to sustain this dividend level.
The dividend of CLIQ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-0.95%
EPS Next 2Y114.18%
EPS Next 3YN/A
FRA:CLIQ (3/7/2025, 7:00:00 PM)
5.14
+0.14 (+2.8%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners1.36%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap33.46M
Analysts82.5
Price Target40.8 (693.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.8% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP-0.95%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-7.11%
Min Revenue beat(2)-16.07%
Max Revenue beat(2)1.85%
Revenue beat(4)1
Avg Revenue beat(4)-4.46%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)1.85%
Revenue beat(8)2
Avg Revenue beat(8)-3.64%
Revenue beat(12)6
Avg Revenue beat(12)15.91%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.09%
PT rev (3m)-9.09%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-32.54%
EPS NY rev (3m)-14.89%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-34.63%
Revenue NY rev (3m)-35.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 3.18 | ||
| P/S | 0.09 | ||
| P/FCF | 18.83 | ||
| P/OCF | 4.74 | ||
| P/B | 0.47 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | 1.63 |
EPS(TTM)-5.17
EYN/A
EPS(NY)1.61
Fwd EY31.41%
FCF(TTM)0.27
FCFY5.31%
OCF(TTM)1.08
OCFY21.08%
SpS56.83
BVpS10.94
TBVpS6.67
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.81% | ||
| ROE | -38.33% | ||
| ROCE | 4.38% | ||
| ROIC | 3.1% | ||
| ROICexc | 3.63% | ||
| ROICexgc | 6.07% | ||
| OM | 0.96% | ||
| PM (TTM) | N/A | ||
| GM | 18.73% | ||
| FCFM | 0.48% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexcg growth 3Y-69.96%
ROICexcg growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score5
Asset Turnover3.77
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 2.05 | ||
| Debt/EBITDA | 0.13 | ||
| Cap/Depr | 44.27% | ||
| Cap/Sales | 1.43% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 45.59% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.74 | ||
| Quick Ratio | 3.74 | ||
| Altman-Z | 5.33 |
F-Score5
WACC7.55%
ROIC/WACC0.41
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-169.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-325.36%
EPS Next Y284.5%
EPS Next 2Y114.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-24.78%
Revenue growth 3Y17.45%
Revenue growth 5Y30.94%
Sales Q2Q%21.03%
Revenue Next Year-21.57%
Revenue Next 2Y-6.87%
Revenue Next 3Y-3.76%
Revenue Next 5Y22.3%
EBIT growth 1Y-94.91%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year296.14%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.97%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-76.79%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%