CI FINANCIAL CORP (CIXX) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CIXX - CA1254911003 - Common Stock
11.42 USD
-0.08 (-0.7%)
11.35 USD
-0.07 (-0.61%)
We assign a fundamental rating of 4 out of 10 to CIXX. CIXX was compared to 237 industry peers in the Capital Markets industry. CIXX has a medium profitability rating, but doesn't score so well on its financial health evaluation. CIXX is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- CIXX had positive earnings in the past year.
- In the past year CIXX had a positive cash flow from operations.
1.2 Ratios
- With a decent Return On Assets value of 4.66%, CIXX is doing good in the industry, outperforming 70.19% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 26.09%, CIXX belongs to the top of the industry, outperforming 87.98% of the companies in the same industry.
- CIXX's Return On Invested Capital of 10.69% is amongst the best of the industry. CIXX outperforms 82.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.66% | ||
| ROE | 26.09% | ||
| ROIC | 10.69% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- CIXX's Profit Margin of 16.80% is in line compared to the rest of the industry. CIXX outperforms 59.62% of its industry peers.
- CIXX's Profit Margin has declined in the last couple of years.
- With a Operating Margin value of 34.82%, CIXX perfoms like the industry average, outperforming 55.29% of the companies in the same industry.
- In the last couple of years the Operating Margin of CIXX has declined.
- CIXX has a Gross Margin of 83.80%. This is amongst the best in the industry. CIXX outperforms 82.21% of its industry peers.
- In the last couple of years the Gross Margin of CIXX has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 34.82% | ||
| PM (TTM) | 16.8% | ||
| GM | 83.8% |
OM growth 3Y-11.59%
OM growth 5Y-5.44%
PM growth 3Y-18.39%
PM growth 5Y-10.28%
GM growth 3Y-3.18%
GM growth 5Y-2%
2. Health
2.1 Basic Checks
- CIXX has less shares outstanding than it did 1 year ago.
- CIXX has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.63, we must say that CIXX is in the distress zone and has some risk of bankruptcy.
- CIXX's Altman-Z score of 0.63 is in line compared to the rest of the industry. CIXX outperforms 43.75% of its industry peers.
- The Debt to FCF ratio of CIXX is 7.37, which is on the high side as it means it would take CIXX, 7.37 years of fcf income to pay off all of its debts.
- With a decent Debt to FCF ratio value of 7.37, CIXX is doing good in the industry, outperforming 68.75% of the companies in the same industry.
- A Debt/Equity ratio of 2.23 is on the high side and indicates that CIXX has dependencies on debt financing.
- CIXX has a Debt to Equity ratio of 2.23. This is amonst the worse of the industry: CIXX underperforms 82.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.23 | ||
| Debt/FCF | 7.37 | ||
| Altman-Z | 0.63 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- CIXX has a Current Ratio of 0.60. This is a bad value and indicates that CIXX is not financially healthy enough and could expect problems in meeting its short term obligations.
- CIXX has a worse Current ratio (0.60) than 70.19% of its industry peers.
- CIXX has a Quick Ratio of 0.60. This is a bad value and indicates that CIXX is not financially healthy enough and could expect problems in meeting its short term obligations.
- CIXX's Quick ratio of 0.60 is on the low side compared to the rest of the industry. CIXX is outperformed by 70.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.6 | ||
| Quick Ratio | 0.6 |
3. Growth
3.1 Past
- CIXX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.12%, which is quite good.
- CIXX shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.63% yearly.
- CIXX shows a small growth in Revenue. In the last year, the Revenue has grown by 5.79%.
- Measured over the past years, CIXX shows a small growth in Revenue. The Revenue has been growing by 6.96% on average per year.
EPS 1Y (TTM)9.12%
EPS 3Y9.29%
EPS 5Y9.63%
EPS Q2Q%-7.59%
Revenue 1Y (TTM)5.79%
Revenue growth 3Y6.83%
Revenue growth 5Y6.96%
Sales Q2Q%3.19%
3.2 Future
- Based on estimates for the next years, CIXX will show a small growth in Earnings Per Share. The EPS will grow by 2.42% on average per year.
- Based on estimates for the next years, CIXX will show a decrease in Revenue. The Revenue will decrease by -2.04% on average per year.
EPS Next Y0.39%
EPS Next 2Y3.16%
EPS Next 3Y4.47%
EPS Next 5Y2.42%
Revenue Next Year-16.51%
Revenue Next 2Y-6.07%
Revenue Next 3Y-1.83%
Revenue Next 5Y-2.04%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 4.72, the valuation of CIXX can be described as very cheap.
- CIXX's Price/Earnings ratio is rather cheap when compared to the industry. CIXX is cheaper than 95.19% of the companies in the same industry.
- CIXX's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.21.
- The Price/Forward Earnings ratio is 4.58, which indicates a rather cheap valuation of CIXX.
- 96.15% of the companies in the same industry are more expensive than CIXX, based on the Price/Forward Earnings ratio.
- CIXX is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.98, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.72 | ||
| Fwd PE | 4.58 |
4.2 Price Multiples
- 84.62% of the companies in the same industry are more expensive than CIXX, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, CIXX is valued cheaply inside the industry as 86.54% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.99 | ||
| EV/EBITDA | 6.36 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CIXX does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)12.01
PEG (5Y)0.49
EPS Next 2Y3.16%
EPS Next 3Y4.47%
5. Dividend
5.1 Amount
- CIXX has a Yearly Dividend Yield of 4.53%, which is a nice return.
- Compared to an average industry Dividend Yield of 5.87, CIXX has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.81, CIXX pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.53% |
5.2 History
- The dividend of CIXX decreases each year by -16.52%.
- CIXX has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-16.52%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 32.44% of the earnings are spent on dividend by CIXX. This is a low number and sustainable payout ratio.
DP32.44%
EPS Next 2Y3.16%
EPS Next 3Y4.47%
CI FINANCIAL CORP / CIXX FAQ
What is the fundamental rating for CIXX stock?
ChartMill assigns a fundamental rating of 3 / 10 to CIXX.
What is the valuation status for CIXX stock?
ChartMill assigns a valuation rating of 6 / 10 to CI FINANCIAL CORP (CIXX). This can be considered as Fairly Valued.
Can you provide the profitability details for CI FINANCIAL CORP?
CI FINANCIAL CORP (CIXX) has a profitability rating of 5 / 10.
What are the PE and PB ratios of CI FINANCIAL CORP (CIXX) stock?
The Price/Earnings (PE) ratio for CI FINANCIAL CORP (CIXX) is 4.72 and the Price/Book (PB) ratio is 1.68.
Can you provide the expected EPS growth for CIXX stock?
The Earnings per Share (EPS) of CI FINANCIAL CORP (CIXX) is expected to grow by 0.39% in the next year.