CION INVESTMENT CORP (CION) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CION - US17259U2042 - Common Stock
9.34 USD
+0.03 (+0.32%)
9.34 USD
0 (0%)
CION gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. CION has a bad profitability rating. Also its financial health evaluation is rather negative. CION has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- CION had positive earnings in the past year.
- In the past year CION had a positive cash flow from operations.
- Of the past 5 years CION 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: CION reported negative operating cash flow in multiple years.
1.2 Ratios
- With a Return On Assets value of 1.38%, CION is not doing good in the industry: 64.56% of the companies in the same industry are doing better.
- CION has a worse Return On Equity (3.36%) than 65.82% of its industry peers.
- CION's Return On Invested Capital of 3.99% is in line compared to the rest of the industry. CION outperforms 56.96% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CION is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROIC | 3.99% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
- CION has a worse Profit Margin (10.59%) than 62.03% of its industry peers.
- In the last couple of years the Profit Margin of CION has declined.
- CION has a better Operating Margin (38.16%) than 69.62% of its industry peers.
- CION's Operating Margin has declined in the last couple of years.
- CION has a Gross Margin (42.94%) which is in line with its industry peers.
- CION's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, CION has less shares outstanding
- The number of shares outstanding for CION has been reduced compared to 5 years ago.
- Compared to 1 year ago, CION has a worse debt to assets ratio.
2.2 Solvency
- CION has an Altman-Z score of 0.36. This is a bad value and indicates that CION is not financially healthy and even has some risk of bankruptcy.
- CION has a worse Altman-Z score (0.36) than 65.40% of its industry peers.
- CION has a debt to FCF ratio of 21.36. This is a negative value and a sign of low solvency as CION would need 21.36 years to pay back of all of its debts.
- CION has a Debt to FCF ratio of 21.36. This is comparable to the rest of the industry: CION outperforms 55.70% of its industry peers.
- A Debt/Equity ratio of 1.40 is on the high side and indicates that CION has dependencies on debt financing.
- CION's Debt to Equity ratio of 1.40 is on the low side compared to the rest of the industry. CION is outperformed by 67.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Altman-Z | 0.36 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
- CION has a worse Current ratio (0.37) than 77.64% of its industry peers.
- A Quick Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
- CION has a worse Quick ratio (0.37) than 77.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
- The earnings per share for CION have decreased by -1.67% in the last year.
- CION shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.01% yearly.
- The Revenue has decreased by -3.78% in the past year.
- CION shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.65% yearly.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
3.2 Future
- Based on estimates for the next years, CION will show a very negative growth in Earnings Per Share. The EPS will decrease by -15.37% on average per year.
- Based on estimates for the next years, CION will show a very negative growth in Revenue. The Revenue will decrease by -11.11% on average per year.
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue Next Year-4.07%
Revenue Next 2Y-11.23%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- CION is valuated cheaply with a Price/Earnings ratio of 5.28.
- Based on the Price/Earnings ratio, CION is valued cheaper than 90.72% of the companies in the same industry.
- When comparing the Price/Earnings ratio of CION to the average of the S&P500 Index (27.25), we can say CION is valued rather cheaply.
- A Price/Forward Earnings ratio of 6.94 indicates a rather cheap valuation of CION.
- Based on the Price/Forward Earnings ratio, CION is valued cheaply inside the industry as 89.45% of the companies are valued more expensively.
- The average S&P500 Price/Forward Earnings ratio is at 25.98. CION is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.28 | ||
| Fwd PE | 6.94 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, CION is valued cheaper than 80.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.56 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CION does not grow enough to justify the current Price/Earnings ratio.
- A cheap valuation may be justified as CION's earnings are expected to decrease with -15.37% in the coming years.
PEG (NY)1.86
PEG (5Y)N/A
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
5. Dividend
5.1 Amount
- CION has a Yearly Dividend Yield of 4.26%, which is a nice return.
- Compared to an average industry Dividend Yield of 5.87, CION has a dividend in line with its industry peers.
- CION's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.26% |
5.2 History
- The dividend of CION decreases each year by -7.50%.
- CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- CION pays out 303.09% of its income as dividend. This is not a sustainable payout ratio.
- CION's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP303.09%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
CION INVESTMENT CORP / CION FAQ
What is the fundamental rating for CION stock?
ChartMill assigns a fundamental rating of 2 / 10 to CION.
Can you provide the valuation status for CION INVESTMENT CORP?
ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.
Can you provide the profitability details for CION INVESTMENT CORP?
CION INVESTMENT CORP (CION) has a profitability rating of 2 / 10.
How financially healthy is CION INVESTMENT CORP?
The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.
What is the earnings growth outlook for CION INVESTMENT CORP?
The Earnings per Share (EPS) of CION INVESTMENT CORP (CION) is expected to grow by 2.84% in the next year.