CION INVESTMENT CORP (CION) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CION - US17259U2042 - Common Stock
9.55 USD
-0.13 (-1.34%)
9.55 USD
0 (0%)
Taking everything into account, CION scores 3 out of 10 in our fundamental rating. CION was compared to 238 industry peers in the Capital Markets industry. CION has a bad profitability rating. Also its financial health evaluation is rather negative. CION has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CION was profitable.
CION had a positive operating cash flow in the past year.
CION had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CION reported negative operating cash flow in multiple years.
1.2 Ratios
CION has a Return On Assets of 1.38%. This is in the lower half of the industry: CION underperforms 61.76% of its industry peers.
With a Return On Equity value of 3.36%, CION is not doing good in the industry: 67.23% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 3.99%, CION is in line with its industry, outperforming 57.56% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CION is below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROIC | 3.99% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
The Profit Margin of CION (10.59%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CION has declined.
The Operating Margin of CION (38.16%) is better than 70.17% of its industry peers.
CION's Operating Margin has declined in the last couple of years.
CION has a Gross Margin of 42.94%. This is comparable to the rest of the industry: CION outperforms 47.90% of its industry peers.
CION's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
The number of shares outstanding for CION has been reduced compared to 1 year ago.
The number of shares outstanding for CION has been reduced compared to 5 years ago.
The debt/assets ratio for CION is higher compared to a year ago.
2.2 Solvency
CION has an Altman-Z score of 0.37. This is a bad value and indicates that CION is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.37, CION is doing worse than 65.55% of the companies in the same industry.
CION has a debt to FCF ratio of 21.36. This is a negative value and a sign of low solvency as CION would need 21.36 years to pay back of all of its debts.
CION has a Debt to FCF ratio of 21.36. This is comparable to the rest of the industry: CION outperforms 49.58% of its industry peers.
CION has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CION (1.40) is worse than 68.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Altman-Z | 0.37 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CION has a Current Ratio of 0.37. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
CION's Current ratio of 0.37 is on the low side compared to the rest of the industry. CION is outperformed by 78.15% of its industry peers.
A Quick Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
CION has a Quick ratio of 0.37. This is in the lower half of the industry: CION underperforms 77.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
CION shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.67%.
CION shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.01% yearly.
CION shows a decrease in Revenue. In the last year, the revenue decreased by -3.78%.
The Revenue has been growing slightly by 4.65% on average over the past years.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
3.2 Future
The Earnings Per Share is expected to decrease by -15.37% on average over the next years. This is quite bad
Based on estimates for the next years, CION will show a very negative growth in Revenue. The Revenue will decrease by -11.11% on average per year.
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 5.40, the valuation of CION can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of CION indicates a rather cheap valuation: CION is cheaper than 92.02% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.61. CION is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 7.10, which indicates a rather cheap valuation of CION.
Based on the Price/Forward Earnings ratio, CION is valued cheaper than 87.39% of the companies in the same industry.
CION's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.01.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.4 | ||
| Fwd PE | 7.1 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CION is valued a bit cheaper than 73.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.77 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CION does not grow enough to justify the current Price/Earnings ratio.
CION's earnings are expected to decrease with -15.37% in the coming years. This may justify a cheaper valuation.
PEG (NY)1.9
PEG (5Y)N/A
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
5. Dividend
5.1 Amount
CION has a Yearly Dividend Yield of 14.47%, which is a nice return.
Compared to an average industry Dividend Yield of 6.43, CION pays a better dividend. On top of this CION pays more dividend than 86.97% of the companies listed in the same industry.
CION's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.47% |
5.2 History
The dividend of CION decreases each year by -7.50%.
CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
303.09% of the earnings are spent on dividend by CION. This is not a sustainable payout ratio.
The Dividend Rate of CION has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP303.09%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
9.55
-0.13 (-1.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.81%
Inst Owner Change-1.44%
Ins Owners0.46%
Ins Owner Change0.19%
Market Cap493.45M
Revenue(TTM)244.92M
Net Income(TTM)25.95M
Analysts47.5
Price Target10.88 (13.93%)
Short Float %0.79%
Short Ratio1.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.47% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP303.09%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)55.49%
Min EPS beat(2)-5.79%
Max EPS beat(2)116.78%
EPS beat(4)2
Avg EPS beat(4)27.96%
Min EPS beat(4)-5.79%
Max EPS beat(4)116.78%
EPS beat(8)5
Avg EPS beat(8)18.98%
EPS beat(12)8
Avg EPS beat(12)20.52%
EPS beat(16)11
Avg EPS beat(16)18.06%
Revenue beat(2)1
Avg Revenue beat(2)21.26%
Min Revenue beat(2)-3.98%
Max Revenue beat(2)46.51%
Revenue beat(4)3
Avg Revenue beat(4)13.09%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)46.51%
Revenue beat(8)7
Avg Revenue beat(8)10.78%
Revenue beat(12)10
Avg Revenue beat(12)11.33%
Revenue beat(16)13
Avg Revenue beat(16)9.86%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)30.43%
EPS NY rev (3m)30.43%
Revenue NQ rev (1m)1.18%
Revenue NQ rev (3m)1.45%
Revenue NY rev (1m)8.54%
Revenue NY rev (3m)8.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.4 | ||
| Fwd PE | 7.1 | ||
| P/S | 2.01 | ||
| P/FCF | 9.77 | ||
| P/OCF | 9.77 | ||
| P/B | 0.64 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY18.53%
EPS(NY)1.35
Fwd EY14.08%
FCF(TTM)0.98
FCFY10.23%
OCF(TTM)0.98
OCFY10.23%
SpS4.74
BVpS14.95
TBVpS14.95
PEG (NY)1.9
PEG (5Y)N/A
Graham Number24.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROCE | 5.05% | ||
| ROIC | 3.99% | ||
| ROICexc | 4% | ||
| ROICexgc | 4% | ||
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% | ||
| FCFM | 20.62% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexgc growth 3Y5.57%
ROICexgc growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.62% | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.37 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
EBIT growth 1Y-5.58%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.44%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y124.44%
OCF growth 3YN/A
OCF growth 5Y-6.89%
CION INVESTMENT CORP / CION FAQ
What is the fundamental rating for CION stock?
ChartMill assigns a fundamental rating of 3 / 10 to CION.
What is the valuation status of CION INVESTMENT CORP (CION) stock?
ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.
Can you provide the profitability details for CION INVESTMENT CORP?
CION INVESTMENT CORP (CION) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for CION stock?
The Price/Earnings (PE) ratio for CION INVESTMENT CORP (CION) is 5.4 and the Price/Book (PB) ratio is 0.64.
What is the financial health of CION INVESTMENT CORP (CION) stock?
The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.