CION INVESTMENT CORP (CION) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CION - US17259U2042 - Common Stock
10.2 USD
+0.15 (+1.49%)
10.4408 USD
+0.24 (+2.36%)
Overall CION gets a fundamental rating of 3 out of 10. We evaluated CION against 237 industry peers in the Capital Markets industry. CION may be in some trouble as it scores bad on both profitability and health. CION is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CION was profitable.
In the past year CION had a positive cash flow from operations.
Of the past 5 years CION 4 years were profitable.
In multiple years CION reported negative operating cash flow during the last 5 years.
1.2 Ratios
CION has a Return On Assets of 1.38%. This is in the lower half of the industry: CION underperforms 62.03% of its industry peers.
CION has a worse Return On Equity (3.36%) than 67.51% of its industry peers.
CION's Return On Invested Capital of 3.99% is in line compared to the rest of the industry. CION outperforms 57.38% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CION is below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROIC | 3.99% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
With a Profit Margin value of 10.59%, CION perfoms like the industry average, outperforming 40.51% of the companies in the same industry.
CION's Profit Margin has declined in the last couple of years.
CION has a better Operating Margin (38.16%) than 70.04% of its industry peers.
CION's Operating Margin has declined in the last couple of years.
The Gross Margin of CION (42.94%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of CION has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
The number of shares outstanding for CION has been reduced compared to 1 year ago.
Compared to 5 years ago, CION has less shares outstanding
Compared to 1 year ago, CION has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.39, we must say that CION is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of CION (0.39) is worse than 65.82% of its industry peers.
CION has a debt to FCF ratio of 21.36. This is a negative value and a sign of low solvency as CION would need 21.36 years to pay back of all of its debts.
The Debt to FCF ratio of CION (21.36) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.40 is on the high side and indicates that CION has dependencies on debt financing.
CION has a Debt to Equity ratio of 1.40. This is in the lower half of the industry: CION underperforms 68.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Altman-Z | 0.39 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CION has a Current Ratio of 0.37. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
CION's Current ratio of 0.37 is on the low side compared to the rest of the industry. CION is outperformed by 78.48% of its industry peers.
A Quick Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
CION has a worse Quick ratio (0.37) than 78.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
The earnings per share for CION have decreased by -1.67% in the last year.
The Earnings Per Share has been decreasing by -7.01% on average over the past years.
Looking at the last year, CION shows a decrease in Revenue. The Revenue has decreased by -3.78% in the last year.
The Revenue has been growing slightly by 4.65% on average over the past years.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
3.2 Future
The Earnings Per Share is expected to decrease by -15.37% on average over the next years. This is quite bad
CION is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -11.11% yearly.
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CION is valuated cheaply with a Price/Earnings ratio of 5.76.
91.98% of the companies in the same industry are more expensive than CION, based on the Price/Earnings ratio.
CION's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.56.
The Price/Forward Earnings ratio is 7.58, which indicates a rather cheap valuation of CION.
Based on the Price/Forward Earnings ratio, CION is valued cheaper than 86.08% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CION to the average of the S&P500 Index (23.79), we can say CION is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.76 | ||
| Fwd PE | 7.58 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CION is valued a bit cheaper than 71.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.44 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A cheap valuation may be justified as CION's earnings are expected to decrease with -15.37% in the coming years.
PEG (NY)2.03
PEG (5Y)N/A
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
5. Dividend
5.1 Amount
CION has a Yearly Dividend Yield of 14.33%, which is a nice return.
CION's Dividend Yield is rather good when compared to the industry average which is at 6.13. CION pays more dividend than 89.87% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, CION pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.33% |
5.2 History
The dividend of CION decreases each year by -7.50%.
CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
303.09% of the earnings are spent on dividend by CION. This is not a sustainable payout ratio.
The Dividend Rate of CION has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP303.09%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
10.2
+0.15 (+1.49%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.81%
Inst Owner Change-1.44%
Ins Owners0.46%
Ins Owner Change0.19%
Market Cap527.03M
Revenue(TTM)244.92M
Net Income(TTM)25.95M
Analysts47.5
Price Target10.88 (6.67%)
Short Float %0.99%
Short Ratio1.79
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.33% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP303.09%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)55.49%
Min EPS beat(2)-5.79%
Max EPS beat(2)116.78%
EPS beat(4)2
Avg EPS beat(4)27.96%
Min EPS beat(4)-5.79%
Max EPS beat(4)116.78%
EPS beat(8)5
Avg EPS beat(8)18.98%
EPS beat(12)8
Avg EPS beat(12)20.52%
EPS beat(16)11
Avg EPS beat(16)18.06%
Revenue beat(2)1
Avg Revenue beat(2)21.26%
Min Revenue beat(2)-3.98%
Max Revenue beat(2)46.51%
Revenue beat(4)3
Avg Revenue beat(4)13.09%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)46.51%
Revenue beat(8)7
Avg Revenue beat(8)10.78%
Revenue beat(12)10
Avg Revenue beat(12)11.33%
Revenue beat(16)13
Avg Revenue beat(16)9.86%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)1.8%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)30.43%
EPS NY rev (3m)28.85%
Revenue NQ rev (1m)1.45%
Revenue NQ rev (3m)1.45%
Revenue NY rev (1m)8.54%
Revenue NY rev (3m)8.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.76 | ||
| Fwd PE | 7.58 | ||
| P/S | 2.15 | ||
| P/FCF | 10.44 | ||
| P/OCF | 10.44 | ||
| P/B | 0.68 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY17.35%
EPS(NY)1.35
Fwd EY13.19%
FCF(TTM)0.98
FCFY9.58%
OCF(TTM)0.98
OCFY9.58%
SpS4.74
BVpS14.95
TBVpS14.95
PEG (NY)2.03
PEG (5Y)N/A
Graham Number24.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROCE | 5.05% | ||
| ROIC | 3.99% | ||
| ROICexc | 4% | ||
| ROICexgc | 4% | ||
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% | ||
| FCFM | 20.62% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexgc growth 3Y5.57%
ROICexgc growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.62% | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.39 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
EBIT growth 1Y-5.58%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.44%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y124.44%
OCF growth 3YN/A
OCF growth 5Y-6.89%
CION INVESTMENT CORP / CION FAQ
What is the fundamental rating for CION stock?
ChartMill assigns a fundamental rating of 3 / 10 to CION.
What is the valuation status of CION INVESTMENT CORP (CION) stock?
ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.
Can you provide the profitability details for CION INVESTMENT CORP?
CION INVESTMENT CORP (CION) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for CION stock?
The Price/Earnings (PE) ratio for CION INVESTMENT CORP (CION) is 5.76 and the Price/Book (PB) ratio is 0.68.
What is the financial health of CION INVESTMENT CORP (CION) stock?
The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.