CION INVESTMENT CORP (CION) Stock Fundamental Analysis

NYSE:CION • US17259U2042

8.393 USD
-0.15 (-1.72%)
Last: Feb 23, 2026, 02:11 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Overall CION gets a fundamental rating of 2 out of 10. We evaluated CION against 238 industry peers in the Capital Markets industry. CION may be in some trouble as it scores bad on both profitability and health. CION is cheap, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year CION was profitable.
  • CION had a positive operating cash flow in the past year.
  • CION had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: CION reported negative operating cash flow in multiple years.
CION Yearly Net Income VS EBIT VS OCF VS FCFCION Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 100M -100M

1.2 Ratios

  • CION has a worse Return On Assets (1.38%) than 63.45% of its industry peers.
  • Looking at the Return On Equity, with a value of 3.36%, CION is doing worse than 64.71% of the companies in the same industry.
  • The Return On Invested Capital of CION (3.99%) is comparable to the rest of the industry.
  • CION had an Average Return On Invested Capital over the past 3 years of 4.00%. This is below the industry average of 7.29%.
Industry RankSector Rank
ROA 1.38%
ROE 3.36%
ROIC 3.99%
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
CION Yearly ROA, ROE, ROICCION Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

  • CION has a worse Profit Margin (10.59%) than 61.76% of its industry peers.
  • In the last couple of years the Profit Margin of CION has declined.
  • The Operating Margin of CION (38.16%) is better than 69.33% of its industry peers.
  • CION's Operating Margin has declined in the last couple of years.
  • CION has a Gross Margin (42.94%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of CION has declined.
Industry RankSector Rank
OM 38.16%
PM (TTM) 10.59%
GM 42.94%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
CION Yearly Profit, Operating, Gross MarginsCION Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • The number of shares outstanding for CION has been reduced compared to 1 year ago.
  • The number of shares outstanding for CION has been reduced compared to 5 years ago.
  • Compared to 1 year ago, CION has a worse debt to assets ratio.
CION Yearly Shares OutstandingCION Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CION Yearly Total Debt VS Total AssetsCION Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • CION has an Altman-Z score of 0.34. This is a bad value and indicates that CION is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of CION (0.34) is worse than 65.97% of its industry peers.
  • CION has a debt to FCF ratio of 21.36. This is a negative value and a sign of low solvency as CION would need 21.36 years to pay back of all of its debts.
  • CION has a Debt to FCF ratio (21.36) which is comparable to the rest of the industry.
  • CION has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.40, CION is not doing good in the industry: 67.23% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF 21.36
Altman-Z 0.34
ROIC/WACCN/A
WACCN/A
CION Yearly LT Debt VS Equity VS FCFCION Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • CION has a Current Ratio of 0.37. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.37, CION is doing worse than 77.31% of the companies in the same industry.
  • A Quick Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.37, CION is doing worse than 76.89% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.37
Quick Ratio 0.37
CION Yearly Current Assets VS Current LiabilitesCION Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • CION shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.67%.
  • The Earnings Per Share has been decreasing by -7.01% on average over the past years.
  • CION shows a decrease in Revenue. In the last year, the revenue decreased by -3.78%.
  • Measured over the past years, CION shows a small growth in Revenue. The Revenue has been growing by 4.65% on average per year.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%

3.2 Future

  • Based on estimates for the next years, CION will show a very negative growth in Earnings Per Share. The EPS will decrease by -15.37% on average per year.
  • The Revenue is expected to decrease by -11.11% on average over the next years. This is quite bad
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue Next Year-4.07%
Revenue Next 2Y-11.23%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CION Yearly Revenue VS EstimatesCION Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M 250M
CION Yearly EPS VS EstimatesCION Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.74, which indicates a rather cheap valuation of CION.
  • 90.76% of the companies in the same industry are more expensive than CION, based on the Price/Earnings ratio.
  • CION is valuated cheaply when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 6.24, which indicates a rather cheap valuation of CION.
  • 89.92% of the companies in the same industry are more expensive than CION, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 28.02. CION is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 4.74
Fwd PE 6.24
CION Price Earnings VS Forward Price EarningsCION Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, CION is valued cheaply inside the industry as 81.09% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 8.59
EV/EBITDA N/A
CION Per share dataCION EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • CION's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A cheap valuation may be justified as CION's earnings are expected to decrease with -15.37% in the coming years.
PEG (NY)1.67
PEG (5Y)N/A
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.95%, CION has a reasonable but not impressive dividend return.
  • CION's Dividend Yield is comparable with the industry average which is at 6.17.
  • CION's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 2.95%

5.2 History

  • The dividend of CION decreases each year by -7.50%.
  • CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
CION Yearly Dividends per shareCION Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 303.09% of the earnings are spent on dividend by CION. This is not a sustainable payout ratio.
  • CION's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP303.09%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
CION Yearly Income VS Free CF VS DividendCION Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 100M -100M
CION Dividend Payout.CION Dividend Payout, showing the Payout Ratio.CION Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

CION INVESTMENT CORP

NYSE:CION (2/23/2026, 2:11:27 PM)

8.393

-0.15 (-1.72%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06
Earnings (Next)03-12
Inst Owners38.98%
Inst Owner Change1.75%
Ins Owners0.46%
Ins Owner Change0%
Market Cap433.67M
Revenue(TTM)244.92M
Net Income(TTM)25.95M
Analysts47.5
Price Target10.88 (29.63%)
Short Float %0.48%
Short Ratio0.59
Dividend
Industry RankSector Rank
Dividend Yield 2.95%
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP303.09%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)55.49%
Min EPS beat(2)-5.79%
Max EPS beat(2)116.78%
EPS beat(4)2
Avg EPS beat(4)27.96%
Min EPS beat(4)-5.79%
Max EPS beat(4)116.78%
EPS beat(8)5
Avg EPS beat(8)18.98%
EPS beat(12)8
Avg EPS beat(12)20.52%
EPS beat(16)11
Avg EPS beat(16)18.06%
Revenue beat(2)1
Avg Revenue beat(2)21.26%
Min Revenue beat(2)-3.98%
Max Revenue beat(2)46.51%
Revenue beat(4)3
Avg Revenue beat(4)13.09%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)46.51%
Revenue beat(8)7
Avg Revenue beat(8)10.78%
Revenue beat(12)10
Avg Revenue beat(12)11.33%
Revenue beat(16)13
Avg Revenue beat(16)9.86%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)0%
EPS NY rev (3m)30.43%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.69%
Revenue NY rev (1m)0%
Revenue NY rev (3m)11.44%
Valuation
Industry RankSector Rank
PE 4.74
Fwd PE 6.24
P/S 1.77
P/FCF 8.59
P/OCF 8.59
P/B 0.56
P/tB 0.56
EV/EBITDA N/A
EPS(TTM)1.77
EY21.09%
EPS(NY)1.35
Fwd EY16.03%
FCF(TTM)0.98
FCFY11.64%
OCF(TTM)0.98
OCFY11.64%
SpS4.74
BVpS14.95
TBVpS14.95
PEG (NY)1.67
PEG (5Y)N/A
Graham Number24.4
Profitability
Industry RankSector Rank
ROA 1.38%
ROE 3.36%
ROCE 5.05%
ROIC 3.99%
ROICexc 4%
ROICexgc 4%
OM 38.16%
PM (TTM) 10.59%
GM 42.94%
FCFM 20.62%
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexgc growth 3Y5.57%
ROICexgc growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score4
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF 21.36
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.07
Cash Conversion N/A
Profit Quality 194.62%
Current Ratio 0.37
Quick Ratio 0.37
Altman-Z 0.34
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
Revenue Next Year-4.07%
Revenue Next 2Y-11.23%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
EBIT growth 1Y-5.58%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.44%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y124.44%
OCF growth 3YN/A
OCF growth 5Y-6.89%

CION INVESTMENT CORP / CION FAQ

What is the fundamental rating for CION stock?

ChartMill assigns a fundamental rating of 2 / 10 to CION.


Can you provide the valuation status for CION INVESTMENT CORP?

ChartMill assigns a valuation rating of 7 / 10 to CION INVESTMENT CORP (CION). This can be considered as Undervalued.


Can you provide the profitability details for CION INVESTMENT CORP?

CION INVESTMENT CORP (CION) has a profitability rating of 2 / 10.


How financially healthy is CION INVESTMENT CORP?

The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.


What is the earnings growth outlook for CION INVESTMENT CORP?

The Earnings per Share (EPS) of CION INVESTMENT CORP (CION) is expected to grow by 2.84% in the next year.