CION INVESTMENT CORP (CION) Fundamental Analysis & Valuation

NYSE:CION • US17259U2042

Current stock price

6.745 USD
+0.05 (+0.82%)
Last:

This CION fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. CION Profitability Analysis

1.1 Basic Checks

  • In the past year CION was profitable.
  • In the past year CION had a positive cash flow from operations.
  • Of the past 5 years CION 4 years were profitable.
  • In multiple years CION reported negative operating cash flow during the last 5 years.
CION Yearly Net Income VS EBIT VS OCF VS FCFCION Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M

1.2 Ratios

  • CION has a worse Return On Assets (-1.11%) than 78.51% of its industry peers.
  • CION has a Return On Equity of -2.92%. This is in the lower half of the industry: CION underperforms 73.97% of its industry peers.
  • CION has a Return On Invested Capital (4.01%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for CION is below the industry average of 7.15%.
Industry RankSector Rank
ROA -1.11%
ROE -2.92%
ROIC 4.01%
ROA(3y)1.8%
ROA(5y)2.95%
ROE(3y)4.02%
ROE(5y)6.1%
ROIC(3y)4.06%
ROIC(5y)3.87%
CION Yearly ROA, ROE, ROICCION Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • The Operating Margin of CION (38.60%) is better than 70.25% of its industry peers.
  • CION's Operating Margin has declined in the last couple of years.
  • CION's Gross Margin of 43.38% is in line compared to the rest of the industry. CION outperforms 45.87% of its industry peers.
  • CION's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 38.6%
PM (TTM) N/A
GM 43.38%
OM growth 3Y-5.31%
OM growth 5Y-4.36%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.19%
GM growth 5Y-4.08%
CION Yearly Profit, Operating, Gross MarginsCION Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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3

2. CION Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for CION has been reduced compared to 1 year ago.
  • The number of shares outstanding for CION has been reduced compared to 5 years ago.
  • CION has a worse debt/assets ratio than last year.
CION Yearly Shares OutstandingCION Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
CION Yearly Total Debt VS Total AssetsCION Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • CION has an Altman-Z score of 6.54. This indicates that CION is financially healthy and has little risk of bankruptcy at the moment.
  • CION has a better Altman-Z score (6.54) than 88.02% of its industry peers.
  • CION has a debt to FCF ratio of 14.65. This is a negative value and a sign of low solvency as CION would need 14.65 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 14.65, CION is in line with its industry, outperforming 59.09% of the companies in the same industry.
  • A Debt/Equity ratio of 1.59 is on the high side and indicates that CION has dependencies on debt financing.
  • CION has a worse Debt to Equity ratio (1.59) than 71.90% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.59
Debt/FCF 14.65
Altman-Z 6.54
ROIC/WACCN/A
WACCN/A
CION Yearly LT Debt VS Equity VS FCFCION Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • CION has a Current Ratio of 0.64. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.64, CION is not doing good in the industry: 69.42% of the companies in the same industry are doing better.
  • CION has a Quick Ratio of 0.64. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.64, CION is not doing good in the industry: 69.01% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.64
Quick Ratio 0.64
CION Yearly Current Assets VS Current LiabilitesCION Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. CION Growth Analysis

3.1 Past

  • CION shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.14%.
  • The Earnings Per Share has been growing slightly by 4.30% on average over the past years.
  • CION shows a decrease in Revenue. In the last year, the revenue decreased by -4.60%.
  • The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)1.14%
EPS 3Y4.3%
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)-4.6%
Revenue growth 3Y7.31%
Revenue growth 5Y8.01%
Sales Q2Q%-7.09%

3.2 Future

  • CION is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -22.58% yearly.
  • Based on estimates for the next years, CION will show a very negative growth in Revenue. The Revenue will decrease by -14.44% on average per year.
EPS Next Y-24.01%
EPS Next 2Y-22.58%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-17.86%
Revenue Next 2Y-14.44%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CION Yearly Revenue VS EstimatesCION Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M 250M
CION Yearly EPS VS EstimatesCION Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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5

4. CION Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 3.81, which indicates a rather cheap valuation of CION.
  • CION's Price/Earnings ratio is rather cheap when compared to the industry. CION is cheaper than 90.08% of the companies in the same industry.
  • CION is valuated cheaply when we compare the Price/Earnings ratio to 25.96, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 5.01 indicates a rather cheap valuation of CION.
  • CION's Price/Forward Earnings ratio is rather cheap when compared to the industry. CION is cheaper than 91.74% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.04, CION is valued rather cheaply.
Industry RankSector Rank
PE 3.81
Fwd PE 5.01
CION Price Earnings VS Forward Price EarningsCION Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CION is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 162.52
EV/EBITDA N/A
CION Per share dataCION EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5

4.3 Compensation for Growth

  • A cheap valuation may be justified as CION's earnings are expected to decrease with -22.58% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-22.58%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. CION Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.98%, CION is a good candidate for dividend investing.
  • The stock price of CION dropped by -30.89% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • Compared to an average industry Dividend Yield of 6.96, CION has a dividend in line with its industry peers.
  • CION's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 5.98%

5.2 History

  • The dividend of CION decreases each year by -7.50%.
  • CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
CION Yearly Dividends per shareCION Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • CION has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • CION's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-378.19%
EPS Next 2Y-22.58%
EPS Next 3YN/A
CION Yearly Income VS Free CF VS DividendCION Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M

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CION Fundamentals: All Metrics, Ratios and Statistics

CION INVESTMENT CORP

NYSE:CION (3/17/2026, 2:28:41 PM)

6.745

+0.05 (+0.82%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-12
Earnings (Next)05-06
Inst Owners39.11%
Inst Owner Change-0.79%
Ins Owners0.46%
Ins Owner Change0%
Market Cap12.49B
Revenue(TTM)240.82M
Net Income(TTM)-20.63M
Analysts47.5
Price Target10.88 (61.3%)
Short Float %0.35%
Short Ratio0.35
Dividend
Industry RankSector Rank
Dividend Yield 5.98%
Yearly Dividend1.49
Dividend Growth(5Y)-7.5%
DP-378.19%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)58.95%
Min EPS beat(2)1.12%
Max EPS beat(2)116.78%
EPS beat(4)3
Avg EPS beat(4)28.73%
Min EPS beat(4)-5.79%
Max EPS beat(4)116.78%
EPS beat(8)6
Avg EPS beat(8)19.81%
EPS beat(12)8
Avg EPS beat(12)18.91%
EPS beat(16)12
Avg EPS beat(16)18.43%
Revenue beat(2)2
Avg Revenue beat(2)24.3%
Min Revenue beat(2)2.09%
Max Revenue beat(2)46.51%
Revenue beat(4)3
Avg Revenue beat(4)12.39%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)46.51%
Revenue beat(8)7
Avg Revenue beat(8)10.93%
Revenue beat(12)10
Avg Revenue beat(12)10.66%
Revenue beat(16)14
Avg Revenue beat(16)10.25%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.6%
Valuation
Industry RankSector Rank
PE 3.81
Fwd PE 5.01
P/S 51.85
P/FCF 162.52
P/OCF 162.52
P/B 17.65
P/tB 17.65
EV/EBITDA N/A
EPS(TTM)1.77
EY26.24%
EPS(NY)1.35
Fwd EY19.94%
FCF(TTM)0.04
FCFY0.62%
OCF(TTM)0.04
OCFY0.62%
SpS0.13
BVpS0.38
TBVpS0.38
PEG (NY)N/A
PEG (5Y)N/A
Graham Number3.9
Profitability
Industry RankSector Rank
ROA -1.11%
ROE -2.92%
ROCE 5.07%
ROIC 4.01%
ROICexc 4.02%
ROICexgc 4.02%
OM 38.6%
PM (TTM) N/A
GM 43.38%
FCFM 31.9%
ROA(3y)1.8%
ROA(5y)2.95%
ROE(3y)4.02%
ROE(5y)6.1%
ROIC(3y)4.06%
ROIC(5y)3.87%
ROICexc(3y)4.08%
ROICexc(5y)3.92%
ROICexgc(3y)4.08%
ROICexgc(5y)3.92%
ROCE(3y)5.14%
ROCE(5y)4.9%
ROICexgc growth 3Y0.24%
ROICexgc growth 5Y0.35%
ROICexc growth 3Y0.24%
ROICexc growth 5Y0.35%
OM growth 3Y-5.31%
OM growth 5Y-4.36%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.19%
GM growth 5Y-4.08%
F-Score6
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 1.59
Debt/FCF 14.65
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.09
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.64
Quick Ratio 0.64
Altman-Z 6.54
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.14%
EPS 3Y4.3%
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y-24.01%
EPS Next 2Y-22.58%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.6%
Revenue growth 3Y7.31%
Revenue growth 5Y8.01%
Sales Q2Q%-7.09%
Revenue Next Year-17.86%
Revenue Next 2Y-14.44%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-3.14%
EBIT growth 3Y1.61%
EBIT growth 5Y3.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-12.88%
FCF growth 3Y29.6%
FCF growth 5Y-17.31%
OCF growth 1Y-12.88%
OCF growth 3Y29.6%
OCF growth 5Y-17.31%

CION INVESTMENT CORP / CION Fundamental Analysis FAQ

What is the fundamental rating for CION stock?

ChartMill assigns a fundamental rating of 2 / 10 to CION.


Can you provide the valuation status for CION INVESTMENT CORP?

ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.


Can you provide the profitability details for CION INVESTMENT CORP?

CION INVESTMENT CORP (CION) has a profitability rating of 2 / 10.


How financially healthy is CION INVESTMENT CORP?

The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.


What is the earnings growth outlook for CION INVESTMENT CORP?

The Earnings per Share (EPS) of CION INVESTMENT CORP (CION) is expected to decline by -24.01% in the next year.