CION INVESTMENT CORP (CION) Stock Fundamental Analysis
NYSE:CION - New York Stock Exchange, Inc. - US17259U2042 - Common Stock - Currency: USD
Overall CION gets a fundamental rating of 2 out of 10. We evaluated CION against 233 industry peers in the Capital Markets industry. CION may be in some trouble as it scores bad on both profitability and health. CION has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CION was profitable.
CION had a negative operating cash flow in the past year.
CION had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CION reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of -0.80%, CION is not doing good in the industry: 76.82% of the companies in the same industry are doing better.
CION has a worse Return On Equity (-2.01%) than 75.11% of its industry peers.
CION has a Return On Invested Capital (3.52%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for CION is below the industry average of 7.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.8% | ||
| ROE | -2.01% | ||
| ROIC | 3.52% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
CION's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 35.17%, CION is in the better half of the industry, outperforming 62.66% of the companies in the same industry.
In the last couple of years the Operating Margin of CION has declined.
With a Gross Margin value of 40.35%, CION is not doing good in the industry: 64.38% of the companies in the same industry are doing better.
CION's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.17% | ||
| PM (TTM) | N/A | ||
| GM | 40.35% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
The number of shares outstanding for CION has been reduced compared to 1 year ago.
The number of shares outstanding for CION has been reduced compared to 5 years ago.
CION has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.33, we must say that CION is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.33, CION is not doing good in the industry: 70.82% of the companies in the same industry are doing better.
CION has a Debt/Equity ratio of 1.45. This is a high value indicating a heavy dependency on external financing.
CION has a Debt to Equity ratio of 1.45. This is in the lower half of the industry: CION underperforms 69.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.33 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CION has a Current Ratio of 0.25. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
CION's Current ratio of 0.25 is on the low side compared to the rest of the industry. CION is outperformed by 87.55% of its industry peers.
A Quick Ratio of 0.25 indicates that CION may have some problems paying its short term obligations.
CION has a Quick ratio of 0.25. This is amonst the worse of the industry: CION underperforms 87.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.25 | ||
| Quick Ratio | 0.25 |
3. Growth
3.1 Past
The earnings per share for CION have decreased strongly by -23.74% in the last year.
CION shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.01% yearly.
Looking at the last year, CION shows a decrease in Revenue. The Revenue has decreased by -9.49% in the last year.
Measured over the past years, CION shows a small growth in Revenue. The Revenue has been growing by 4.65% on average per year.
EPS 1Y (TTM)-23.74%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%-40%
Revenue 1Y (TTM)-9.49%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%-23.76%
3.2 Future
CION is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -13.51% yearly.
Based on estimates for the next years, CION will show a decrease in Revenue. The Revenue will decrease by -9.64% on average per year.
EPS Next Y-20.89%
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
EPS Next 5YN/A
Revenue Next Year-13.75%
Revenue Next 2Y-9.46%
Revenue Next 3Y-9.64%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CION is valuated cheaply with a Price/Earnings ratio of 6.51.
90.13% of the companies in the same industry are more expensive than CION, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.45. CION is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 7.65, the valuation of CION can be described as very cheap.
89.70% of the companies in the same industry are more expensive than CION, based on the Price/Forward Earnings ratio.
CION is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.90, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.51 | ||
| Fwd PE | 7.65 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
CION's earnings are expected to decrease with -13.51% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
5. Dividend
5.1 Amount
CION has a Yearly Dividend Yield of 15.17%, which is a nice return.
Compared to an average industry Dividend Yield of 8.00, CION pays a better dividend. On top of this CION pays more dividend than 93.56% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, CION pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.17% |
5.2 History
The dividend of CION decreases each year by -7.50%.
CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CION has negative earnings and hence a negative payout ratio. The dividend may be in danger.
CION's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-413.36%
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
NYSE:CION (7/3/2025, 5:04:00 PM)
9.83
+0.06 (+0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.3%
Inst Owner Change-6.11%
Ins Owners0.43%
Ins Owner Change2%
Market Cap517.94M
Analysts47.5
Price Target11.05 (12.41%)
Short Float %1.28%
Short Ratio2.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.17% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP-413.36%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.42%
Min EPS beat(2)-1.96%
Max EPS beat(2)2.8%
EPS beat(4)3
Avg EPS beat(4)1.15%
Min EPS beat(4)-1.96%
Max EPS beat(4)3.2%
EPS beat(8)5
Avg EPS beat(8)8.97%
EPS beat(12)9
Avg EPS beat(12)15.15%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.93%
Min Revenue beat(2)4.89%
Max Revenue beat(2)4.96%
Revenue beat(4)4
Avg Revenue beat(4)4.21%
Min Revenue beat(4)2.54%
Max Revenue beat(4)4.96%
Revenue beat(8)7
Avg Revenue beat(8)7.52%
Revenue beat(12)11
Avg Revenue beat(12)9.87%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-8.45%
PT rev (3m)-13.33%
EPS NQ rev (1m)-0.99%
EPS NQ rev (3m)-6.64%
EPS NY rev (1m)0.25%
EPS NY rev (3m)-3.96%
Revenue NQ rev (1m)1.65%
Revenue NQ rev (3m)1.88%
Revenue NY rev (1m)2.36%
Revenue NY rev (3m)2.47%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.51 | ||
| Fwd PE | 7.65 | ||
| P/S | 2.2 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.68 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.51
EY15.36%
EPS(NY)1.29
Fwd EY13.08%
FCF(TTM)-0.04
FCFYN/A
OCF(TTM)-0.04
OCFYN/A
SpS4.46
BVpS14.36
TBVpS14.36
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.8% | ||
| ROE | -2.01% | ||
| ROCE | 4.45% | ||
| ROIC | 3.52% | ||
| ROICexc | 3.53% | ||
| ROICexgc | 3.53% | ||
| OM | 35.17% | ||
| PM (TTM) | N/A | ||
| GM | 40.35% | ||
| FCFM | N/A |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexcg growth 3Y5.57%
ROICexcg growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score2
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.9 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.25 | ||
| Quick Ratio | 0.25 | ||
| Altman-Z | 0.33 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.74%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%-40%
EPS Next Y-20.89%
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-9.49%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%-23.76%
Revenue Next Year-13.75%
Revenue Next 2Y-9.46%
Revenue Next 3Y-9.64%
Revenue Next 5YN/A
EBIT growth 1Y-23.28%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-104.12%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y-104.12%
OCF growth 3YN/A
OCF growth 5Y-6.89%