CHIMERA INVESTMENT CORP (CIM) Stock Fundamental Analysis

NYSE:CIM • US16934Q8024

13.61 USD
+0.02 (+0.15%)
At close: Feb 27, 2026
13.61 USD
0 (0%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to CIM. CIM was compared to 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of CIM while its profitability can be described as average. CIM has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year CIM was profitable.
  • In the past year CIM has reported a negative cash flow from operations.
  • Of the past 5 years CIM 4 years were profitable.
  • CIM had a positive operating cash flow in 4 of the past 5 years.
CIM Yearly Net Income VS EBIT VS OCF VS FCFCIM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -0.20%, CIM is doing worse than 68.12% of the companies in the same industry.
  • The Return On Equity of CIM (-1.18%) is worse than 68.12% of its industry peers.
  • The Return On Invested Capital of CIM (0.83%) is better than 73.91% of its industry peers.
  • CIM had an Average Return On Invested Capital over the past 3 years of 0.81%. This is in line with the industry average of 1.30%.
  • The last Return On Invested Capital (0.83%) for CIM is above the 3 year average (0.81%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -0.2%
ROE -1.18%
ROIC 0.83%
ROA(3y)0.67%
ROA(5y)0.3%
ROE(3y)3.75%
ROE(5y)1.04%
ROIC(3y)0.81%
ROIC(5y)1.31%
CIM Yearly ROA, ROE, ROICCIM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • CIM's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 18.08%, CIM is doing good in the industry, outperforming 72.46% of the companies in the same industry.
  • In the last couple of years the Operating Margin of CIM has declined.
  • With a decent Gross Margin value of 33.41%, CIM is doing good in the industry, outperforming 71.01% of the companies in the same industry.
  • In the last couple of years the Gross Margin of CIM has declined.
Industry RankSector Rank
OM 18.08%
PM (TTM) N/A
GM 33.41%
OM growth 3Y-22.32%
OM growth 5Y-19.65%
PM growth 3YN/A
PM growth 5Y70.35%
GM growth 3Y-12.54%
GM growth 5Y-10.18%
CIM Yearly Profit, Operating, Gross MarginsCIM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CIM is destroying value.
  • Compared to 1 year ago, CIM has more shares outstanding
  • The number of shares outstanding for CIM has been increased compared to 5 years ago.
  • Compared to 1 year ago, CIM has a worse debt to assets ratio.
CIM Yearly Shares OutstandingCIM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
CIM Yearly Total Debt VS Total AssetsCIM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.2 Solvency

  • CIM has an Altman-Z score of -0.50. This is a bad value and indicates that CIM is not financially healthy and even has some risk of bankruptcy.
  • CIM has a worse Altman-Z score (-0.50) than 63.77% of its industry peers.
  • CIM has a Debt/Equity ratio of 4.27. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 4.27, CIM is in the better half of the industry, outperforming 60.87% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 4.27
Debt/FCF N/A
Altman-Z -0.5
ROIC/WACC0.17
WACC4.96%
CIM Yearly LT Debt VS Equity VS FCFCIM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • CIM has a Current Ratio of 0.12. This is a bad value and indicates that CIM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • CIM has a Current ratio (0.12) which is comparable to the rest of the industry.
  • A Quick Ratio of 0.12 indicates that CIM may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.12, CIM is in line with its industry, outperforming 42.03% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.12
Quick Ratio 0.12
CIM Yearly Current Assets VS Current LiabilitesCIM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • CIM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.44%, which is quite good.
  • Measured over the past years, CIM shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -17.80% on average per year.
  • The Revenue has been growing slightly by 5.61% in the past year.
  • Measured over the past years, CIM shows a decrease in Revenue. The Revenue has been decreasing by -7.79% on average per year.
EPS 1Y (TTM)16.44%
EPS 3Y-19.34%
EPS 5Y-17.8%
EPS Q2Q%43.24%
Revenue 1Y (TTM)5.61%
Revenue growth 3Y4.64%
Revenue growth 5Y-7.79%
Sales Q2Q%0.54%

3.2 Future

  • Based on estimates for the next years, CIM will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.50% on average per year.
  • The Revenue is expected to grow by 13.74% on average over the next years. This is quite good.
EPS Next Y24.96%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year27.67%
Revenue Next 2Y13.74%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CIM Yearly Revenue VS EstimatesCIM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
CIM Yearly EPS VS EstimatesCIM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 8.01, the valuation of CIM can be described as reasonable.
  • Based on the Price/Earnings ratio, CIM is valued a bit cheaper than the industry average as 79.71% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of CIM to the average of the S&P500 Index (27.10), we can say CIM is valued rather cheaply.
  • The Price/Forward Earnings ratio is 6.41, which indicates a rather cheap valuation of CIM.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CIM indicates a rather cheap valuation: CIM is cheaper than 88.41% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of CIM to the average of the S&P500 Index (28.06), we can say CIM is valued rather cheaply.
Industry RankSector Rank
PE 8.01
Fwd PE 6.41
CIM Price Earnings VS Forward Price EarningsCIM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CIM Per share dataCIM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • CIM's earnings are expected to grow with 14.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.32
PEG (5Y)N/A
EPS Next 2Y14.5%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 8.70%, CIM is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 11.54, CIM's dividend is way lower than its industry peers. On top of this 89.86% of the companies listed in the same industry pay a better dividend than CIM!
  • Compared to an average S&P500 Dividend Yield of 1.80, CIM pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.7%

5.2 History

  • The dividend of CIM decreases each year by -17.33%.
  • CIM has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-17.33%
Div Incr Years0
Div Non Decr Years0
CIM Yearly Dividends per shareCIM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • CIM has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-682.63%
EPS Next 2Y14.5%
EPS Next 3YN/A
CIM Yearly Income VS Free CF VS DividendCIM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M

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Find the best dividend stocksShow peers with best dividend

CHIMERA INVESTMENT CORP

NYSE:CIM (2/27/2026, 8:04:00 PM)

After market: 13.61 0 (0%)

13.61

+0.02 (+0.15%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners55.79%
Inst Owner Change5.12%
Ins Owners1.65%
Ins Owner Change2.73%
Market Cap1.13B
Revenue(TTM)798.15M
Net Income(TTM)-30.31M
Analysts71.11
Price Target14.79 (8.67%)
Short Float %2.73%
Short Ratio2.49
Dividend
Industry RankSector Rank
Dividend Yield 8.7%
Yearly Dividend2.77
Dividend Growth(5Y)-17.33%
DP-682.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-18.19%
Min EPS beat(2)-20.93%
Max EPS beat(2)-15.44%
EPS beat(4)0
Avg EPS beat(4)-18.38%
Min EPS beat(4)-21.72%
Max EPS beat(4)-15.43%
EPS beat(8)0
Avg EPS beat(8)-20.42%
EPS beat(12)0
Avg EPS beat(12)-24.36%
EPS beat(16)2
Avg EPS beat(16)-17.42%
Revenue beat(2)0
Avg Revenue beat(2)-21.8%
Min Revenue beat(2)-24.11%
Max Revenue beat(2)-19.49%
Revenue beat(4)0
Avg Revenue beat(4)-17.34%
Min Revenue beat(4)-24.11%
Max Revenue beat(4)-9.79%
Revenue beat(8)0
Avg Revenue beat(8)-14.15%
Revenue beat(12)1
Avg Revenue beat(12)-10.59%
Revenue beat(16)5
Avg Revenue beat(16)3.25%
PT rev (1m)0%
PT rev (3m)-6.45%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.62%
EPS NY rev (1m)0%
EPS NY rev (3m)-9.73%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.32%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.18%
Valuation
Industry RankSector Rank
PE 8.01
Fwd PE 6.41
P/S 1.43
P/FCF N/A
P/OCF N/A
P/B 0.44
P/tB 0.44
EV/EBITDA N/A
EPS(TTM)1.7
EY12.49%
EPS(NY)2.12
Fwd EY15.61%
FCF(TTM)-1.16
FCFYN/A
OCF(TTM)-0.7
OCFYN/A
SpS9.52
BVpS30.92
TBVpS30.92
PEG (NY)0.32
PEG (5Y)N/A
Graham Number34.39
Profitability
Industry RankSector Rank
ROA -0.2%
ROE -1.18%
ROCE 1.65%
ROIC 0.83%
ROICexc 0.87%
ROICexgc 0.88%
OM 18.08%
PM (TTM) N/A
GM 33.41%
FCFM N/A
ROA(3y)0.67%
ROA(5y)0.3%
ROE(3y)3.75%
ROE(5y)1.04%
ROIC(3y)0.81%
ROIC(5y)1.31%
ROICexc(3y)0.82%
ROICexc(5y)1.34%
ROICexgc(3y)0.83%
ROICexgc(5y)1.35%
ROCE(3y)1.41%
ROCE(5y)2.22%
ROICexgc growth 3Y-22.52%
ROICexgc growth 5Y-23.93%
ROICexc growth 3Y-23.09%
ROICexc growth 5Y-24.37%
OM growth 3Y-22.32%
OM growth 5Y-19.65%
PM growth 3YN/A
PM growth 5Y70.35%
GM growth 3Y-12.54%
GM growth 5Y-10.18%
F-Score3
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 4.27
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.28
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.12
Quick Ratio 0.12
Altman-Z -0.5
F-Score3
WACC4.96%
ROIC/WACC0.17
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.44%
EPS 3Y-19.34%
EPS 5Y-17.8%
EPS Q2Q%43.24%
EPS Next Y24.96%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.61%
Revenue growth 3Y4.64%
Revenue growth 5Y-7.79%
Sales Q2Q%0.54%
Revenue Next Year27.67%
Revenue Next 2Y13.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.4%
EBIT growth 3Y-18.72%
EBIT growth 5Y-25.9%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-148.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-129.22%
OCF growth 3YN/A
OCF growth 5YN/A

CHIMERA INVESTMENT CORP / CIM FAQ

Can you provide the ChartMill fundamental rating for CHIMERA INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to CIM.


What is the valuation status for CIM stock?

ChartMill assigns a valuation rating of 6 / 10 to CHIMERA INVESTMENT CORP (CIM). This can be considered as Fairly Valued.


Can you provide the profitability details for CHIMERA INVESTMENT CORP?

CHIMERA INVESTMENT CORP (CIM) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for CIM stock?

The Price/Earnings (PE) ratio for CHIMERA INVESTMENT CORP (CIM) is 8.01 and the Price/Book (PB) ratio is 0.44.


Can you provide the dividend sustainability for CIM stock?

The dividend rating of CHIMERA INVESTMENT CORP (CIM) is 4 / 10 and the dividend payout ratio is -682.63%.