CHIMERA INVESTMENT CORP (CIM) Stock Fundamental Analysis

NYSE:CIM • US16934Q8024

14.08 USD
+0.82 (+6.18%)
Last: Feb 13, 2026, 03:47 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, CIM scores 3 out of 10 in our fundamental rating. CIM was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. CIM has a bad profitability rating. Also its financial health evaluation is rather negative. CIM has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • CIM had positive earnings in the past year.
  • CIM had a negative operating cash flow in the past year.
  • Of the past 5 years CIM 4 years were profitable.
  • CIM had a positive operating cash flow in each of the past 5 years.
CIM Yearly Net Income VS EBIT VS OCF VS FCFCIM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -0.20%, CIM is doing worse than 65.71% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of -1.18%, CIM is doing worse than 65.71% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 0.83%, CIM is doing good in the industry, outperforming 75.71% of the companies in the same industry.
  • CIM had an Average Return On Invested Capital over the past 3 years of 1.06%. This is in line with the industry average of 1.26%.
Industry RankSector Rank
ROA -0.2%
ROE -1.18%
ROIC 0.83%
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
CIM Yearly ROA, ROE, ROICCIM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

  • CIM's Profit Margin has declined in the last couple of years.
  • The Operating Margin of CIM (18.08%) is better than 72.86% of its industry peers.
  • In the last couple of years the Operating Margin of CIM has declined.
  • CIM has a Gross Margin of 33.41%. This is in the better half of the industry: CIM outperforms 71.43% of its industry peers.
  • CIM's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 18.08%
PM (TTM) N/A
GM 33.41%
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
CIM Yearly Profit, Operating, Gross MarginsCIM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CIM is destroying value.
  • CIM has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for CIM has been increased compared to 5 years ago.
  • The debt/assets ratio for CIM has been reduced compared to a year ago.
CIM Yearly Shares OutstandingCIM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
CIM Yearly Total Debt VS Total AssetsCIM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B 25B

2.2 Solvency

  • CIM has an Altman-Z score of -0.50. This is a bad value and indicates that CIM is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of CIM (-0.50) is worse than 64.29% of its industry peers.
  • A Debt/Equity ratio of 4.27 is on the high side and indicates that CIM has dependencies on debt financing.
  • CIM has a Debt to Equity ratio of 4.27. This is comparable to the rest of the industry: CIM outperforms 60.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.27
Debt/FCF N/A
Altman-Z -0.5
ROIC/WACC0.17
WACC4.95%
CIM Yearly LT Debt VS Equity VS FCFCIM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 0.12 indicates that CIM may have some problems paying its short term obligations.
  • CIM has a Current ratio of 0.12. This is comparable to the rest of the industry: CIM outperforms 41.43% of its industry peers.
  • A Quick Ratio of 0.12 indicates that CIM may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.12, CIM perfoms like the industry average, outperforming 41.43% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.12
Quick Ratio 0.12
CIM Yearly Current Assets VS Current LiabilitesCIM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • CIM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.05%.
  • The earnings per share for CIM have been decreasing by -26.31% on average. This is quite bad
  • Looking at the last year, CIM shows a small growth in Revenue. The Revenue has grown by 5.28% in the last year.
  • The Revenue for CIM have been decreasing by -11.37% on average. This is quite bad
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%

3.2 Future

  • Based on estimates for the next years, CIM will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.14% on average per year.
  • CIM is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.18% yearly.
EPS Next Y22.62%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
EPS Next 5YN/A
Revenue Next Year6.23%
Revenue Next 2Y16.46%
Revenue Next 3Y11.18%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
CIM Yearly Revenue VS EstimatesCIM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
CIM Yearly EPS VS EstimatesCIM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 9.14 indicates a reasonable valuation of CIM.
  • 75.71% of the companies in the same industry are more expensive than CIM, based on the Price/Earnings ratio.
  • CIM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.67.
  • With a Price/Forward Earnings ratio of 6.63, the valuation of CIM can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, CIM is valued cheaper than 91.43% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.69, CIM is valued rather cheaply.
Industry RankSector Rank
PE 9.14
Fwd PE 6.63
CIM Price Earnings VS Forward Price EarningsCIM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CIM is valued cheaper than 85.71% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 55.42
CIM Per share dataCIM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • CIM's earnings are expected to grow with 15.14% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y20.63%
EPS Next 3Y15.14%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 10.64%, CIM is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 12.51, CIM is paying slightly less dividend.
  • CIM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 10.64%

5.2 History

  • The dividend of CIM decreases each year by -17.33%.
  • CIM has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-17.33%
Div Incr Years0
Div Non Decr Years0
CIM Yearly Dividends per shareCIM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3 4 5

5.3 Sustainability

  • The earnings of CIM are negative and hence is the payout ratio. CIM will probably not be able to sustain this dividend level.
DP-682.63%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
CIM Yearly Income VS Free CF VS DividendCIM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M

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Find the best dividend stocksShow peers with best dividend

CHIMERA INVESTMENT CORP

NYSE:CIM (2/13/2026, 3:47:08 PM)

14.08

+0.82 (+6.18%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-10
Earnings (Next)05-06
Inst Owners55.79%
Inst Owner Change2.16%
Ins Owners1.65%
Ins Owner Change5.63%
Market Cap1.17B
Revenue(TTM)791.98M
Net Income(TTM)-30.31M
Analysts71.11
Price Target14.79 (5.04%)
Short Float %2.2%
Short Ratio2.27
Dividend
Industry RankSector Rank
Dividend Yield 10.64%
Yearly Dividend2.77
Dividend Growth(5Y)-17.33%
DP-682.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-18.19%
Min EPS beat(2)-20.93%
Max EPS beat(2)-15.44%
EPS beat(4)0
Avg EPS beat(4)-18.38%
Min EPS beat(4)-21.72%
Max EPS beat(4)-15.43%
EPS beat(8)0
Avg EPS beat(8)-20.42%
EPS beat(12)0
Avg EPS beat(12)-24.36%
EPS beat(16)2
Avg EPS beat(16)-17.42%
Revenue beat(2)0
Avg Revenue beat(2)-21.8%
Min Revenue beat(2)-24.11%
Max Revenue beat(2)-19.49%
Revenue beat(4)0
Avg Revenue beat(4)-17.34%
Min Revenue beat(4)-24.11%
Max Revenue beat(4)-9.79%
Revenue beat(8)0
Avg Revenue beat(8)-14.15%
Revenue beat(12)1
Avg Revenue beat(12)-10.59%
Revenue beat(16)5
Avg Revenue beat(16)3.25%
PT rev (1m)0%
PT rev (3m)-6.45%
EPS NQ rev (1m)0.33%
EPS NQ rev (3m)-0.98%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.53%
Revenue NQ rev (1m)3.42%
Revenue NQ rev (3m)3.32%
Revenue NY rev (1m)-0.91%
Revenue NY rev (3m)-6.53%
Valuation
Industry RankSector Rank
PE 9.14
Fwd PE 6.63
P/S 1.48
P/FCF N/A
P/OCF N/A
P/B 0.46
P/tB 0.46
EV/EBITDA 55.42
EPS(TTM)1.54
EY10.94%
EPS(NY)2.12
Fwd EY15.09%
FCF(TTM)-1.16
FCFYN/A
OCF(TTM)-0.7
OCFYN/A
SpS9.52
BVpS30.92
TBVpS30.92
PEG (NY)0.4
PEG (5Y)N/A
Graham Number32.73
Profitability
Industry RankSector Rank
ROA -0.2%
ROE -1.18%
ROCE 1.65%
ROIC 0.83%
ROICexc 0.87%
ROICexgc 0.88%
OM 18.08%
PM (TTM) N/A
GM 33.41%
FCFM N/A
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
ROICexc(3y)1.07%
ROICexc(5y)1.73%
ROICexgc(3y)1.08%
ROICexgc(5y)1.74%
ROCE(3y)1.76%
ROCE(5y)2.84%
ROICexgc growth 3Y-27.85%
ROICexgc growth 5Y-7.12%
ROICexc growth 3Y-27.99%
ROICexc growth 5Y-7.16%
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
F-Score3
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 4.27
Debt/FCF N/A
Debt/EBITDA 76.53
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.28
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.12
Quick Ratio 0.12
Altman-Z -0.5
F-Score3
WACC4.95%
ROIC/WACC0.17
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
EPS Next Y22.62%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
EPS Next 5YN/A
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%
Revenue Next Year6.23%
Revenue Next 2Y16.46%
Revenue Next 3Y11.18%
Revenue Next 5YN/A
EBIT growth 1Y-11.4%
EBIT growth 3Y-33.87%
EBIT growth 5Y-21.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-146.25%
FCF growth 3Y-26.56%
FCF growth 5Y25.89%
OCF growth 1Y-127.91%
OCF growth 3Y-26.56%
OCF growth 5Y25.89%

CHIMERA INVESTMENT CORP / CIM FAQ

Can you provide the ChartMill fundamental rating for CHIMERA INVESTMENT CORP?

ChartMill assigns a fundamental rating of 3 / 10 to CIM.


What is the valuation status for CIM stock?

ChartMill assigns a valuation rating of 6 / 10 to CHIMERA INVESTMENT CORP (CIM). This can be considered as Fairly Valued.


Can you provide the profitability details for CHIMERA INVESTMENT CORP?

CHIMERA INVESTMENT CORP (CIM) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for CIM stock?

The Price/Earnings (PE) ratio for CHIMERA INVESTMENT CORP (CIM) is 9.14 and the Price/Book (PB) ratio is 0.46.


Can you provide the dividend sustainability for CIM stock?

The dividend rating of CHIMERA INVESTMENT CORP (CIM) is 5 / 10 and the dividend payout ratio is -682.63%.