CHIMERA INVESTMENT CORP (CIM) Fundamental Analysis & Valuation

NYSE:CIM • US16934Q8024

Current stock price

12.41 USD
-0.31 (-2.44%)
At close:
12.41 USD
0 (0%)
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This CIM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. CIM Profitability Analysis

1.1 Basic Checks

  • CIM had positive earnings in the past year.
  • In the past year CIM has reported a negative cash flow from operations.
  • Of the past 5 years CIM 4 years were profitable.
  • CIM had a positive operating cash flow in 4 of the past 5 years.
CIM Yearly Net Income VS EBIT VS OCF VS FCFCIM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M 600M

1.2 Ratios

  • The Return On Assets of CIM (0.91%) is better than 63.24% of its industry peers.
  • CIM has a Return On Equity (5.62%) which is in line with its industry peers.
  • CIM's Return On Invested Capital of 0.68% is in line compared to the rest of the industry. CIM outperforms 50.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for CIM is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 0.91%
ROE 5.62%
ROIC 0.68%
ROA(3y)0.67%
ROA(5y)0.3%
ROE(3y)3.75%
ROE(5y)1.04%
ROIC(3y)0.82%
ROIC(5y)1.32%
CIM Yearly ROA, ROE, ROICCIM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • CIM has a Profit Margin of 18.10%. This is in the better half of the industry: CIM outperforms 70.59% of its industry peers.
  • CIM's Profit Margin has improved in the last couple of years.
  • CIM has a Operating Margin of 15.62%. This is comparable to the rest of the industry: CIM outperforms 57.35% of its industry peers.
  • CIM's Operating Margin has declined in the last couple of years.
  • CIM has a worse Gross Margin (31.43%) than 60.29% of its industry peers.
  • CIM's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 15.62%
PM (TTM) 18.1%
GM 31.43%
OM growth 3Y-22.61%
OM growth 5Y-19.82%
PM growth 3YN/A
PM growth 5Y70.35%
GM growth 3Y-12.54%
GM growth 5Y-10.18%
CIM Yearly Profit, Operating, Gross MarginsCIM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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0

2. CIM Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CIM is destroying value.
  • CIM has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for CIM has been increased compared to 5 years ago.
  • CIM has a worse debt/assets ratio than last year.
CIM Yearly Shares OutstandingCIM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
CIM Yearly Total Debt VS Total AssetsCIM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.2 Solvency

  • CIM has an Altman-Z score of -0.59. This is a bad value and indicates that CIM is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of CIM (-0.59) is worse than 66.18% of its industry peers.
  • CIM has a Debt/Equity ratio of 4.62. This is a high value indicating a heavy dependency on external financing.
  • With a decent Debt to Equity ratio value of 4.62, CIM is doing good in the industry, outperforming 61.76% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 4.62
Debt/FCF N/A
Altman-Z -0.59
ROIC/WACC0.15
WACC4.68%
CIM Yearly LT Debt VS Equity VS FCFCIM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

  • CIM has a Current Ratio of 0.05. This is a bad value and indicates that CIM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.05, CIM is not doing good in the industry: 72.06% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.05 indicates that CIM may have some problems paying its short term obligations.
  • CIM's Quick ratio of 0.05 is on the low side compared to the rest of the industry. CIM is outperformed by 72.06% of its industry peers.
Industry RankSector Rank
Current Ratio 0.05
Quick Ratio 0.05
CIM Yearly Current Assets VS Current LiabilitesCIM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. CIM Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 16.44% over the past year.
  • CIM shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -17.80% yearly.
  • The Revenue has been growing slightly by 5.61% in the past year.
  • CIM shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.79% yearly.
EPS 1Y (TTM)16.44%
EPS 3Y-19.34%
EPS 5Y-17.8%
EPS Q2Q%43.24%
Revenue 1Y (TTM)5.61%
Revenue growth 3Y4.64%
Revenue growth 5Y-7.79%
Sales Q2Q%0.54%

3.2 Future

  • The Earnings Per Share is expected to grow by 12.76% on average over the next years. This is quite good.
  • Based on estimates for the next years, CIM will show a quite strong growth in Revenue. The Revenue will grow by 10.58% on average per year.
EPS Next Y19.71%
EPS Next 2Y12.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year22.38%
Revenue Next 2Y12.16%
Revenue Next 3Y10.58%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CIM Yearly Revenue VS EstimatesCIM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
CIM Yearly EPS VS EstimatesCIM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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7

4. CIM Valuation Analysis

4.1 Price/Earnings Ratio

  • CIM is valuated cheaply with a Price/Earnings ratio of 7.30.
  • Compared to the rest of the industry, the Price/Earnings ratio of CIM indicates a rather cheap valuation: CIM is cheaper than 80.88% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 24.89, CIM is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 6.10, the valuation of CIM can be described as very cheap.
  • 89.71% of the companies in the same industry are more expensive than CIM, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.19, CIM is valued rather cheaply.
Industry RankSector Rank
PE 7.3
Fwd PE 6.1
CIM Price Earnings VS Forward Price EarningsCIM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CIM indicates a somewhat cheap valuation: CIM is cheaper than 77.94% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 59.13
CIM Per share dataCIM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • CIM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CIM's earnings are expected to grow with 12.76% in the coming years.
PEG (NY)0.37
PEG (5Y)N/A
EPS Next 2Y12.76%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. CIM Dividend Analysis

5.1 Amount

  • CIM has a Yearly Dividend Yield of 14.15%, which is a nice return.
  • CIM's Dividend Yield is comparable with the industry average which is at 13.42.
  • CIM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 14.15%

5.2 History

  • The dividend of CIM decreases each year by -14.90%.
  • CIM has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-14.9%
Div Incr Years0
Div Non Decr Years0
CIM Yearly Dividends per shareCIM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • 144.48% of the earnings are spent on dividend by CIM. This is not a sustainable payout ratio.
DP144.48%
EPS Next 2Y12.76%
EPS Next 3YN/A
CIM Yearly Income VS Free CF VS DividendCIM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M
CIM Dividend Payout.CIM Dividend Payout, showing the Payout Ratio.CIM Dividend Payout.PayoutRetained Earnings

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CIM Fundamentals: All Metrics, Ratios and Statistics

CHIMERA INVESTMENT CORP

NYSE:CIM (3/27/2026, 8:07:14 PM)

After market: 12.41 0 (0%)

12.41

-0.31 (-2.44%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners57.89%
Inst Owner Change5.1%
Ins Owners1.84%
Ins Owner Change2.73%
Market Cap1.03B
Revenue(TTM)798.15M
Net Income(TTM)144.47M
Analysts71.11
Price Target15.13 (21.92%)
Short Float %2.17%
Short Ratio1.98
Dividend
Industry RankSector Rank
Dividend Yield 14.15%
Yearly Dividend2.54
Dividend Growth(5Y)-14.9%
DP144.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-31
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-8.51%
Min EPS beat(2)-20.93%
Max EPS beat(2)3.91%
EPS beat(4)1
Avg EPS beat(4)-11.97%
Min EPS beat(4)-20.93%
Max EPS beat(4)3.91%
EPS beat(8)1
Avg EPS beat(8)-16.68%
EPS beat(12)1
Avg EPS beat(12)-19.66%
EPS beat(16)2
Avg EPS beat(16)-18.35%
Revenue beat(2)0
Avg Revenue beat(2)-27.4%
Min Revenue beat(2)-30.7%
Max Revenue beat(2)-24.11%
Revenue beat(4)0
Avg Revenue beat(4)-21.02%
Min Revenue beat(4)-30.7%
Max Revenue beat(4)-9.79%
Revenue beat(8)0
Avg Revenue beat(8)-15.63%
Revenue beat(12)0
Avg Revenue beat(12)-17%
Revenue beat(16)4
Avg Revenue beat(16)-2.05%
PT rev (1m)0%
PT rev (3m)2.3%
EPS NQ rev (1m)4.38%
EPS NQ rev (3m)3.33%
EPS NY rev (1m)-4.2%
EPS NY rev (3m)-4.2%
Revenue NQ rev (1m)5.79%
Revenue NQ rev (3m)0.73%
Revenue NY rev (1m)-4.15%
Revenue NY rev (3m)-0.2%
Valuation
Industry RankSector Rank
PE 7.3
Fwd PE 6.1
P/S 1.3
P/FCF N/A
P/OCF N/A
P/B 0.4
P/tB 0.4
EV/EBITDA 59.13
EPS(TTM)1.7
EY13.7%
EPS(NY)2.04
Fwd EY16.4%
FCF(TTM)-3.44
FCFYN/A
OCF(TTM)-2.98
OCFYN/A
SpS9.57
BVpS30.85
TBVpS30.85
PEG (NY)0.37
PEG (5Y)N/A
Graham Number34.35
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 5.62%
ROCE 1.48%
ROIC 0.68%
ROICexc 0.69%
ROICexgc 0.71%
OM 15.62%
PM (TTM) 18.1%
GM 31.43%
FCFM N/A
ROA(3y)0.67%
ROA(5y)0.3%
ROE(3y)3.75%
ROE(5y)1.04%
ROIC(3y)0.82%
ROIC(5y)1.32%
ROICexc(3y)0.83%
ROICexc(5y)1.35%
ROICexgc(3y)0.84%
ROICexgc(5y)1.36%
ROCE(3y)1.46%
ROCE(5y)2.25%
ROICexgc growth 3Y-20.82%
ROICexgc growth 5Y-22.94%
ROICexc growth 3Y-21.28%
ROICexc growth 5Y-23.3%
OM growth 3Y-22.61%
OM growth 5Y-19.82%
PM growth 3YN/A
PM growth 5Y70.35%
GM growth 3Y-12.54%
GM growth 5Y-10.18%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 4.62
Debt/FCF N/A
Debt/EBITDA 90.08
Cap/Depr 532.1%
Cap/Sales 4.79%
Interest Coverage 0.23
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.05
Quick Ratio 0.05
Altman-Z -0.59
F-Score5
WACC4.68%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.44%
EPS 3Y-19.34%
EPS 5Y-17.8%
EPS Q2Q%43.24%
EPS Next Y19.71%
EPS Next 2Y12.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.61%
Revenue growth 3Y4.64%
Revenue growth 5Y-7.79%
Sales Q2Q%0.54%
Revenue Next Year22.38%
Revenue Next 2Y12.16%
Revenue Next 3Y10.58%
Revenue Next 5YN/A
EBIT growth 1Y-17.21%
EBIT growth 3Y-19.02%
EBIT growth 5Y-26.07%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-239.59%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-221.01%
OCF growth 3YN/A
OCF growth 5YN/A

CHIMERA INVESTMENT CORP / CIM Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CHIMERA INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to CIM.


What is the valuation status for CIM stock?

ChartMill assigns a valuation rating of 7 / 10 to CHIMERA INVESTMENT CORP (CIM). This can be considered as Undervalued.


Can you provide the profitability details for CHIMERA INVESTMENT CORP?

CHIMERA INVESTMENT CORP (CIM) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for CIM stock?

The Price/Earnings (PE) ratio for CHIMERA INVESTMENT CORP (CIM) is 7.3 and the Price/Book (PB) ratio is 0.4.


Can you provide the dividend sustainability for CIM stock?

The dividend rating of CHIMERA INVESTMENT CORP (CIM) is 4 / 10 and the dividend payout ratio is 144.48%.