CHIMERA INVESTMENT CORP (CIM) Fundamental Analysis & Valuation

NYSE:CIM • US16934Q8024

Current stock price

13.09 USD
-0.06 (-0.46%)
At close:
13.09 USD
0 (0%)
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This CIM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. CIM Profitability Analysis

1.1 Basic Checks

  • In the past year CIM was profitable.
  • In the past year CIM has reported a negative cash flow from operations.
  • CIM had positive earnings in 4 of the past 5 years.
  • CIM had a positive operating cash flow in 4 of the past 5 years.
CIM Yearly Net Income VS EBIT VS OCF VS FCFCIM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M 600M

1.2 Ratios

  • CIM has a better Return On Assets (0.91%) than 63.24% of its industry peers.
  • CIM's Return On Equity of 5.62% is in line compared to the rest of the industry. CIM outperforms 55.88% of its industry peers.
  • CIM's Return On Invested Capital of 0.68% is in line compared to the rest of the industry. CIM outperforms 48.53% of its industry peers.
  • CIM had an Average Return On Invested Capital over the past 3 years of 0.82%. This is in line with the industry average of 1.41%.
Industry RankSector Rank
ROA 0.91%
ROE 5.62%
ROIC 0.68%
ROA(3y)0.67%
ROA(5y)0.3%
ROE(3y)3.75%
ROE(5y)1.04%
ROIC(3y)0.82%
ROIC(5y)1.32%
CIM Yearly ROA, ROE, ROICCIM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • The Profit Margin of CIM (18.10%) is better than 70.59% of its industry peers.
  • CIM's Profit Margin has improved in the last couple of years.
  • CIM has a Operating Margin (15.62%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of CIM has declined.
  • CIM has a Gross Margin of 31.43%. This is comparable to the rest of the industry: CIM outperforms 47.06% of its industry peers.
  • In the last couple of years the Gross Margin of CIM has declined.
Industry RankSector Rank
OM 15.62%
PM (TTM) 18.1%
GM 31.43%
OM growth 3Y-22.61%
OM growth 5Y-19.82%
PM growth 3YN/A
PM growth 5Y70.35%
GM growth 3Y-12.54%
GM growth 5Y-10.18%
CIM Yearly Profit, Operating, Gross MarginsCIM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. CIM Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CIM is destroying value.
  • The number of shares outstanding for CIM has been increased compared to 1 year ago.
  • CIM has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for CIM is higher compared to a year ago.
CIM Yearly Shares OutstandingCIM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
CIM Yearly Total Debt VS Total AssetsCIM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.2 Solvency

  • Based on the Altman-Z score of -0.59, we must say that CIM is in the distress zone and has some risk of bankruptcy.
  • CIM has a worse Altman-Z score (-0.59) than 70.59% of its industry peers.
  • A Debt/Equity ratio of 4.62 is on the high side and indicates that CIM has dependencies on debt financing.
  • The Debt to Equity ratio of CIM (4.62) is better than 61.76% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.62
Debt/FCF N/A
Altman-Z -0.59
ROIC/WACC0.14
WACC4.71%
CIM Yearly LT Debt VS Equity VS FCFCIM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

  • CIM has a Current Ratio of 0.05. This is a bad value and indicates that CIM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of CIM (0.05) is worse than 73.53% of its industry peers.
  • CIM has a Quick Ratio of 0.05. This is a bad value and indicates that CIM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • CIM has a worse Quick ratio (0.05) than 73.53% of its industry peers.
Industry RankSector Rank
Current Ratio 0.05
Quick Ratio 0.05
CIM Yearly Current Assets VS Current LiabilitesCIM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. CIM Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 16.44% over the past year.
  • Measured over the past years, CIM shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -17.80% on average per year.
  • Looking at the last year, CIM shows a small growth in Revenue. The Revenue has grown by 5.61% in the last year.
  • CIM shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.79% yearly.
EPS 1Y (TTM)16.44%
EPS 3Y-19.34%
EPS 5Y-17.8%
EPS Q2Q%43.24%
Revenue 1Y (TTM)5.61%
Revenue growth 3Y4.64%
Revenue growth 5Y-7.79%
Sales Q2Q%0.54%

3.2 Future

  • Based on estimates for the next years, CIM will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.76% on average per year.
  • CIM is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.33% yearly.
EPS Next Y19.71%
EPS Next 2Y12.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.32%
Revenue Next 2Y9.33%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
CIM Yearly Revenue VS EstimatesCIM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
CIM Yearly EPS VS EstimatesCIM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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6

4. CIM Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.70, the valuation of CIM can be described as very cheap.
  • 79.41% of the companies in the same industry are more expensive than CIM, based on the Price/Earnings ratio.
  • CIM is valuated cheaply when we compare the Price/Earnings ratio to 25.70, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 6.43, the valuation of CIM can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CIM indicates a rather cheap valuation: CIM is cheaper than 88.24% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.84, CIM is valued rather cheaply.
Industry RankSector Rank
PE 7.7
Fwd PE 6.43
CIM Price Earnings VS Forward Price EarningsCIM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • CIM's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CIM is cheaper than 75.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 59.56
CIM Per share dataCIM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CIM's earnings are expected to grow with 12.76% in the coming years.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y12.76%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. CIM Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 8.95%, CIM is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 11.50, CIM's dividend is way lower than its industry peers. On top of this 86.76% of the companies listed in the same industry pay a better dividend than CIM!
  • CIM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 8.95%

5.2 History

  • The dividend of CIM decreases each year by -14.90%.
  • CIM has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-14.9%
Div Incr Years0
Div Non Decr Years0
CIM Yearly Dividends per shareCIM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • 144.48% of the earnings are spent on dividend by CIM. This is not a sustainable payout ratio.
DP144.48%
EPS Next 2Y12.76%
EPS Next 3YN/A
CIM Yearly Income VS Free CF VS DividendCIM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M
CIM Dividend Payout.CIM Dividend Payout, showing the Payout Ratio.CIM Dividend Payout.PayoutRetained Earnings

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CIM Fundamentals: All Metrics, Ratios and Statistics

CHIMERA INVESTMENT CORP

NYSE:CIM (3/13/2026, 8:16:22 PM)

After market: 13.09 0 (0%)

13.09

-0.06 (-0.46%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners57.89%
Inst Owner Change5.1%
Ins Owners1.84%
Ins Owner Change2.73%
Market Cap1.09B
Revenue(TTM)798.15M
Net Income(TTM)144.47M
Analysts71.11
Price Target15.13 (15.58%)
Short Float %2.41%
Short Ratio2.11
Dividend
Industry RankSector Rank
Dividend Yield 8.95%
Yearly Dividend2.54
Dividend Growth(5Y)-14.9%
DP144.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-31
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-8.51%
Min EPS beat(2)-20.93%
Max EPS beat(2)3.91%
EPS beat(4)1
Avg EPS beat(4)-11.97%
Min EPS beat(4)-20.93%
Max EPS beat(4)3.91%
EPS beat(8)1
Avg EPS beat(8)-16.68%
EPS beat(12)1
Avg EPS beat(12)-19.66%
EPS beat(16)2
Avg EPS beat(16)-18.35%
Revenue beat(2)0
Avg Revenue beat(2)-27.4%
Min Revenue beat(2)-30.7%
Max Revenue beat(2)-24.11%
Revenue beat(4)0
Avg Revenue beat(4)-21.02%
Min Revenue beat(4)-30.7%
Max Revenue beat(4)-9.79%
Revenue beat(8)0
Avg Revenue beat(8)-15.63%
Revenue beat(12)0
Avg Revenue beat(12)-17%
Revenue beat(16)4
Avg Revenue beat(16)-2.05%
PT rev (1m)2.3%
PT rev (3m)-2.73%
EPS NQ rev (1m)3.33%
EPS NQ rev (3m)0.32%
EPS NY rev (1m)-4.2%
EPS NY rev (3m)-6.28%
Revenue NQ rev (1m)0.73%
Revenue NQ rev (3m)0.73%
Revenue NY rev (1m)-9.67%
Revenue NY rev (3m)-5.95%
Valuation
Industry RankSector Rank
PE 7.7
Fwd PE 6.43
P/S 1.37
P/FCF N/A
P/OCF N/A
P/B 0.42
P/tB 0.42
EV/EBITDA 59.56
EPS(TTM)1.7
EY12.99%
EPS(NY)2.04
Fwd EY15.55%
FCF(TTM)-3.44
FCFYN/A
OCF(TTM)-2.98
OCFYN/A
SpS9.57
BVpS30.85
TBVpS30.85
PEG (NY)0.39
PEG (5Y)N/A
Graham Number34.35
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 5.62%
ROCE 1.48%
ROIC 0.68%
ROICexc 0.69%
ROICexgc 0.72%
OM 15.62%
PM (TTM) 18.1%
GM 31.43%
FCFM N/A
ROA(3y)0.67%
ROA(5y)0.3%
ROE(3y)3.75%
ROE(5y)1.04%
ROIC(3y)0.82%
ROIC(5y)1.32%
ROICexc(3y)0.83%
ROICexc(5y)1.35%
ROICexgc(3y)0.84%
ROICexgc(5y)1.36%
ROCE(3y)1.46%
ROCE(5y)2.25%
ROICexgc growth 3Y-20.75%
ROICexgc growth 5Y-22.9%
ROICexc growth 3Y-21.28%
ROICexc growth 5Y-23.3%
OM growth 3Y-22.61%
OM growth 5Y-19.82%
PM growth 3YN/A
PM growth 5Y70.35%
GM growth 3Y-12.54%
GM growth 5Y-10.18%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 4.62
Debt/FCF N/A
Debt/EBITDA 90.08
Cap/Depr 532.1%
Cap/Sales 4.79%
Interest Coverage 0.23
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.05
Quick Ratio 0.05
Altman-Z -0.59
F-Score5
WACC4.71%
ROIC/WACC0.14
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.44%
EPS 3Y-19.34%
EPS 5Y-17.8%
EPS Q2Q%43.24%
EPS Next Y19.71%
EPS Next 2Y12.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.61%
Revenue growth 3Y4.64%
Revenue growth 5Y-7.79%
Sales Q2Q%0.54%
Revenue Next Year15.32%
Revenue Next 2Y9.33%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-17.21%
EBIT growth 3Y-19.02%
EBIT growth 5Y-26.07%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-239.59%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-221.01%
OCF growth 3YN/A
OCF growth 5YN/A

CHIMERA INVESTMENT CORP / CIM Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CHIMERA INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to CIM.


What is the valuation status for CIM stock?

ChartMill assigns a valuation rating of 7 / 10 to CHIMERA INVESTMENT CORP (CIM). This can be considered as Undervalued.


Can you provide the profitability details for CHIMERA INVESTMENT CORP?

CHIMERA INVESTMENT CORP (CIM) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for CIM stock?

The Price/Earnings (PE) ratio for CHIMERA INVESTMENT CORP (CIM) is 7.7 and the Price/Book (PB) ratio is 0.42.


Can you provide the dividend sustainability for CIM stock?

The dividend rating of CHIMERA INVESTMENT CORP (CIM) is 4 / 10 and the dividend payout ratio is 144.48%.