12.7 USD
+0.04 (+0.32%)
12.7 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to CGBD. CGBD was compared to 235 industry peers in the Capital Markets industry. CGBD has an average financial health and profitability rating. CGBD has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CGBD had positive earnings in the past year.
CGBD had a negative operating cash flow in the past year.
In the past 5 years CGBD has always been profitable.
Each year in the past 5 years CGBD had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.82%, CGBD is in line with its industry, outperforming 53.62% of the companies in the same industry.
CGBD's Return On Equity of 6.06% is in line compared to the rest of the industry. CGBD outperforms 43.83% of its industry peers.
CGBD has a Return On Invested Capital (3.22%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for CGBD is below the industry average of 7.14%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
With a decent Profit Margin value of 29.49%, CGBD is doing good in the industry, outperforming 75.74% of the companies in the same industry.
CGBD's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 41.53%, CGBD is doing good in the industry, outperforming 74.89% of the companies in the same industry.
In the last couple of years the Operating Margin of CGBD has remained more or less at the same level.
Looking at the Gross Margin, with a value of 44.34%, CGBD is in line with its industry, outperforming 48.09% of the companies in the same industry.
In the last couple of years the Gross Margin of CGBD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
The number of shares outstanding for CGBD has been increased compared to 1 year ago.
CGBD has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CGBD has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.57, we must say that CGBD is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.57, CGBD is in line with its industry, outperforming 41.70% of the companies in the same industry.
CGBD has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
CGBD has a Debt to Equity ratio of 1.10. This is comparable to the rest of the industry: CGBD outperforms 44.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CGBD has a Current Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
CGBD has a Current ratio of 2.31. This is in the better half of the industry: CGBD outperforms 77.02% of its industry peers.
CGBD has a Quick Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
CGBD has a better Quick ratio (2.31) than 77.02% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
The earnings per share for CGBD have decreased strongly by -21.05% in the last year.
Measured over the past 5 years, CGBD shows a small growth in Earnings Per Share. The EPS has been growing by 2.24% on average per year.
The Revenue has been growing slightly by 2.55% in the past year.
Measured over the past years, CGBD shows a small growth in Revenue. The Revenue has been growing by 1.00% on average per year.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
CGBD is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.64% yearly.
CGBD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.13% yearly.
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
CGBD is valuated cheaply with a Price/Earnings ratio of 7.70.
82.98% of the companies in the same industry are more expensive than CGBD, based on the Price/Earnings ratio.
CGBD is valuated cheaply when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
CGBD is valuated reasonably with a Price/Forward Earnings ratio of 8.17.
Based on the Price/Forward Earnings ratio, CGBD is valued cheaper than 84.26% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.88. CGBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.7 | ||
| Fwd PE | 8.17 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
CGBD's earnings are expected to decrease with -7.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.43
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 12.81%, CGBD is a good candidate for dividend investing.
CGBD's Dividend Yield is rather good when compared to the industry average which is at 6.39. CGBD pays more dividend than 82.13% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, CGBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.81% |
5.2 History
The dividend of CGBD has a limited annual growth rate of 1.13%.
CGBD has been paying a dividend for over 5 years, so it has already some track record.
CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
136.52% of the earnings are spent on dividend by CGBD. This is not a sustainable payout ratio.
CGBD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
12.7
+0.04 (+0.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners37.66%
Inst Owner Change0%
Ins Owners0.43%
Ins Owner Change0.67%
Market Cap925.83M
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts72.31
Price Target13.62 (7.24%)
Short Float %0.84%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.81% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0%
PT rev (3m)-7.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.78%
EPS NY rev (1m)-0.13%
EPS NY rev (3m)-3.17%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.7 | ||
| Fwd PE | 8.17 | ||
| P/S | 3.78 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY12.99%
EPS(NY)1.55
Fwd EY12.24%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)3.43
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.57 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
Can you provide the financial health for CGBD stock?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
Is the dividend of CARLYLE SECURED LENDING INC sustainable?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.