CARLYLE SECURED LENDING INC (CGBD) Fundamental Analysis & Valuation

NASDAQ:CGBD • US8722801029

Current stock price

11.06 USD
+0.13 (+1.19%)
At close:
11.06 USD
0 (0%)
After Hours:

This CGBD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. CGBD Profitability Analysis

1.1 Basic Checks

  • In the past year CGBD was profitable.
  • CGBD had a negative operating cash flow in the past year.
  • Each year in the past 5 years CGBD has been profitable.
  • CGBD had a positive operating cash flow in 4 of the past 5 years.
CGBD Yearly Net Income VS EBIT VS OCF VS FCFCGBD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M

1.2 Ratios

  • CGBD has a Return On Assets of 2.48%. This is comparable to the rest of the industry: CGBD outperforms 50.83% of its industry peers.
  • CGBD's Return On Equity of 5.92% is in line compared to the rest of the industry. CGBD outperforms 45.42% of its industry peers.
  • CGBD has a Return On Invested Capital of 2.95%. This is comparable to the rest of the industry: CGBD outperforms 43.75% of its industry peers.
  • CGBD had an Average Return On Invested Capital over the past 3 years of 3.99%. This is below the industry average of 7.19%.
Industry RankSector Rank
ROA 2.48%
ROE 5.92%
ROIC 2.95%
ROA(3y)3.83%
ROA(5y)4.65%
ROE(3y)8.36%
ROE(5y)10.12%
ROIC(3y)3.99%
ROIC(5y)3.91%
CGBD Yearly ROA, ROE, ROICCGBD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 27.06%, CGBD is in the better half of the industry, outperforming 70.83% of the companies in the same industry.
  • In the last couple of years the Profit Margin of CGBD has grown nicely.
  • CGBD has a better Operating Margin (39.42%) than 70.42% of its industry peers.
  • CGBD's Operating Margin has declined in the last couple of years.
  • The Gross Margin of CGBD (42.26%) is comparable to the rest of the industry.
  • CGBD's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 39.42%
PM (TTM) 27.06%
GM 42.26%
OM growth 3Y-7.72%
OM growth 5Y-4.17%
PM growth 3Y-11.93%
PM growth 5Y60.68%
GM growth 3Y-7.31%
GM growth 5Y-3.57%
CGBD Yearly Profit, Operating, Gross MarginsCGBD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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3

2. CGBD Health Analysis

2.1 Basic Checks

  • CGBD has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CGBD has more shares outstanding
  • CGBD has a worse debt/assets ratio than last year.
CGBD Yearly Shares OutstandingCGBD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
CGBD Yearly Total Debt VS Total AssetsCGBD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • CGBD has an Altman-Z score of 0.49. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.49, CGBD is in line with its industry, outperforming 41.25% of the companies in the same industry.
  • A Debt/Equity ratio of 1.31 is on the high side and indicates that CGBD has dependencies on debt financing.
  • CGBD has a worse Debt to Equity ratio (1.31) than 65.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.31
Debt/FCF N/A
Altman-Z 0.49
ROIC/WACCN/A
WACCN/A
CGBD Yearly LT Debt VS Equity VS FCFCGBD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 3.27 indicates that CGBD has no problem at all paying its short term obligations.
  • CGBD has a Current ratio of 3.27. This is amongst the best in the industry. CGBD outperforms 81.67% of its industry peers.
  • A Quick Ratio of 3.27 indicates that CGBD has no problem at all paying its short term obligations.
  • The Quick ratio of CGBD (3.27) is better than 81.67% of its industry peers.
Industry RankSector Rank
Current Ratio 3.27
Quick Ratio 3.27
CGBD Yearly Current Assets VS Current LiabilitesCGBD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. CGBD Growth Analysis

3.1 Past

  • CGBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -23.00%.
  • CGBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.53% yearly.
  • The Revenue has grown by 9.88% in the past year. This is quite good.
  • Measured over the past years, CGBD shows a small growth in Revenue. The Revenue has been growing by 7.01% on average per year.
EPS 1Y (TTM)-23%
EPS 3Y-7.25%
EPS 5Y0.53%
EPS Q2Q%-23.4%
Revenue 1Y (TTM)9.88%
Revenue growth 3Y7.23%
Revenue growth 5Y7.01%
Sales Q2Q%18.74%

3.2 Future

  • CGBD is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -14.91% yearly.
  • CGBD is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.29% yearly.
EPS Next Y-3.36%
EPS Next 2Y-1.88%
EPS Next 3Y-14.91%
EPS Next 5YN/A
Revenue Next Year0.94%
Revenue Next 2Y1.37%
Revenue Next 3Y-0.29%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CGBD Yearly Revenue VS EstimatesCGBD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
CGBD Yearly EPS VS EstimatesCGBD Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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5

4. CGBD Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 7.18, the valuation of CGBD can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 81.67% of the companies listed in the same industry.
  • CGBD's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.86.
  • Based on the Price/Forward Earnings ratio of 7.43, the valuation of CGBD can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 84.58% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 37.39, CGBD is valued rather cheaply.
Industry RankSector Rank
PE 7.18
Fwd PE 7.43
CGBD Price Earnings VS Forward Price EarningsCGBD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CGBD Per share dataCGBD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • CGBD's earnings are expected to decrease with -14.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)13.61
EPS Next 2Y-1.88%
EPS Next 3Y-14.91%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. CGBD Dividend Analysis

5.1 Amount

  • CGBD has a Yearly Dividend Yield of 14.77%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.65, CGBD pays a better dividend. On top of this CGBD pays more dividend than 87.92% of the companies listed in the same industry.
  • CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 14.77%

5.2 History

  • The dividend of CGBD decreases each year by -0.15%.
  • CGBD has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-0.15%
Div Incr Years0
Div Non Decr Years0
CGBD Yearly Dividends per shareCGBD Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 150.46% of the earnings are spent on dividend by CGBD. This is not a sustainable payout ratio.
  • The Dividend Rate of CGBD has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP150.46%
EPS Next 2Y-1.88%
EPS Next 3Y-14.91%
CGBD Yearly Income VS Free CF VS DividendCGBD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M
CGBD Dividend Payout.CGBD Dividend Payout, showing the Payout Ratio.CGBD Dividend Payout.PayoutRetained Earnings

More info and screens

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CGBD Fundamentals: All Metrics, Ratios and Statistics

CARLYLE SECURED LENDING INC

NASDAQ:CGBD (4/13/2026, 4:30:01 PM)

After market: 11.06 0 (0%)

11.06

+0.13 (+1.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-24
Earnings (Next)05-04
Inst Owners38.83%
Inst Owner Change0.7%
Ins Owners0.41%
Ins Owner Change3.86%
Market Cap781.72M
Revenue(TTM)255.57M
Net Income(TTM)69.15M
Analysts72.86
Price Target13.35 (20.71%)
Short Float %4.09%
Short Ratio4.06
Dividend
Industry RankSector Rank
Dividend Yield 14.77%
Yearly Dividend1.7
Dividend Growth(5Y)-0.15%
DP150.46%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.78%
Min EPS beat(2)-5.88%
Max EPS beat(2)-5.68%
EPS beat(4)0
Avg EPS beat(4)-5.29%
Min EPS beat(4)-7.06%
Max EPS beat(4)-2.53%
EPS beat(8)2
Avg EPS beat(8)-2.32%
EPS beat(12)5
Avg EPS beat(12)-0.82%
EPS beat(16)9
Avg EPS beat(16)3.34%
Revenue beat(2)0
Avg Revenue beat(2)-4.92%
Min Revenue beat(2)-6.33%
Max Revenue beat(2)-3.52%
Revenue beat(4)0
Avg Revenue beat(4)-5.17%
Min Revenue beat(4)-7.79%
Max Revenue beat(4)-3.03%
Revenue beat(8)2
Avg Revenue beat(8)-3.42%
Revenue beat(12)3
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.2%
PT rev (1m)-2.05%
PT rev (3m)-2.05%
EPS NQ rev (1m)-4.72%
EPS NQ rev (3m)-5.4%
EPS NY rev (1m)-3.37%
EPS NY rev (3m)-4.26%
Revenue NQ rev (1m)-2.83%
Revenue NQ rev (3m)-4.53%
Revenue NY rev (1m)-2.04%
Revenue NY rev (3m)-3.69%
Valuation
Industry RankSector Rank
PE 7.18
Fwd PE 7.43
P/S 3.06
P/FCF N/A
P/OCF N/A
P/B 0.67
P/tB 0.67
EV/EBITDA N/A
EPS(TTM)1.54
EY13.92%
EPS(NY)1.49
Fwd EY13.46%
FCF(TTM)-2.89
FCFYN/A
OCF(TTM)-2.89
OCFYN/A
SpS3.62
BVpS16.52
TBVpS16.52
PEG (NY)N/A
PEG (5Y)13.61
Graham Number23.92
Profitability
Industry RankSector Rank
ROA 2.48%
ROE 5.92%
ROCE 3.73%
ROIC 2.95%
ROICexc 3%
ROICexgc 3%
OM 39.42%
PM (TTM) 27.06%
GM 42.26%
FCFM N/A
ROA(3y)3.83%
ROA(5y)4.65%
ROE(3y)8.36%
ROE(5y)10.12%
ROIC(3y)3.99%
ROIC(5y)3.91%
ROICexc(3y)4.11%
ROICexc(5y)4.02%
ROICexgc(3y)4.11%
ROICexgc(5y)4.02%
ROCE(3y)5.05%
ROCE(5y)4.95%
ROICexgc growth 3Y-10.51%
ROICexgc growth 5Y-4.93%
ROICexc growth 3Y-10.51%
ROICexc growth 5Y-4.94%
OM growth 3Y-7.72%
OM growth 5Y-4.17%
PM growth 3Y-11.93%
PM growth 5Y60.68%
GM growth 3Y-7.31%
GM growth 5Y-3.57%
F-Score3
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 1.31
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.3
Cash Conversion N/A
Profit Quality N/A
Current Ratio 3.27
Quick Ratio 3.27
Altman-Z 0.49
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23%
EPS 3Y-7.25%
EPS 5Y0.53%
EPS Q2Q%-23.4%
EPS Next Y-3.36%
EPS Next 2Y-1.88%
EPS Next 3Y-14.91%
EPS Next 5YN/A
Revenue 1Y (TTM)9.88%
Revenue growth 3Y7.23%
Revenue growth 5Y7.01%
Sales Q2Q%18.74%
Revenue Next Year0.94%
Revenue Next 2Y1.37%
Revenue Next 3Y-0.29%
Revenue Next 5YN/A
EBIT growth 1Y-3.99%
EBIT growth 3Y-1.05%
EBIT growth 5Y2.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-296.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-296.19%
OCF growth 3YN/A
OCF growth 5YN/A

CARLYLE SECURED LENDING INC / CGBD Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?

ChartMill assigns a fundamental rating of 4 / 10 to CGBD.


What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?

ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.


How profitable is CARLYLE SECURED LENDING INC (CGBD) stock?

CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 4 / 10.


How financially healthy is CARLYLE SECURED LENDING INC?

The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 3 / 10.


What is the earnings growth outlook for CARLYLE SECURED LENDING INC?

The Earnings per Share (EPS) of CARLYLE SECURED LENDING INC (CGBD) is expected to decline by -3.36% in the next year.