12.885 USD
+0.14 (+1.14%)
Taking everything into account, CGBD scores 4 out of 10 in our fundamental rating. CGBD was compared to 238 industry peers in the Capital Markets industry. CGBD has only an average score on both its financial health and profitability. CGBD has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- CGBD had positive earnings in the past year.
- In the past year CGBD has reported a negative cash flow from operations.
- In the past 5 years CGBD has always been profitable.
- In the past 5 years CGBD always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of 2.82%, CGBD perfoms like the industry average, outperforming 49.58% of the companies in the same industry.
- CGBD's Return On Equity of 6.06% is in line compared to the rest of the industry. CGBD outperforms 44.12% of its industry peers.
- CGBD has a Return On Invested Capital (3.22%) which is in line with its industry peers.
- The Average Return On Invested Capital over the past 3 years for CGBD is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
- CGBD's Profit Margin of 29.49% is fine compared to the rest of the industry. CGBD outperforms 73.11% of its industry peers.
- In the last couple of years the Profit Margin of CGBD has grown nicely.
- CGBD has a Operating Margin of 41.53%. This is in the better half of the industry: CGBD outperforms 75.21% of its industry peers.
- CGBD's Operating Margin has been stable in the last couple of years.
- CGBD has a Gross Margin of 44.34%. This is comparable to the rest of the industry: CGBD outperforms 47.90% of its industry peers.
- CGBD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
- CGBD has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CGBD has less shares outstanding
- CGBD has a better debt/assets ratio than last year.
2.2 Solvency
- CGBD has an Altman-Z score of 0.57. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
- CGBD has a Altman-Z score (0.57) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.10 is on the high side and indicates that CGBD has dependencies on debt financing.
- CGBD has a Debt to Equity ratio of 1.10. This is comparable to the rest of the industry: CGBD outperforms 44.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 2.31 indicates that CGBD has no problem at all paying its short term obligations.
- The Current ratio of CGBD (2.31) is better than 76.89% of its industry peers.
- A Quick Ratio of 2.31 indicates that CGBD has no problem at all paying its short term obligations.
- Looking at the Quick ratio, with a value of 2.31, CGBD is in the better half of the industry, outperforming 76.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
- The earnings per share for CGBD have decreased strongly by -21.05% in the last year.
- CGBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.24% yearly.
- The Revenue has been growing slightly by 2.55% in the past year.
- The Revenue has been growing slightly by 1.00% on average over the past years.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
- Based on estimates for the next years, CGBD will show a decrease in Earnings Per Share. The EPS will decrease by -7.64% on average per year.
- CGBD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.13% yearly.
EPS Next Y-21.72%
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue Next Year11.31%
Revenue Next 2Y7.09%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.81, the valuation of CGBD can be described as very cheap.
- Based on the Price/Earnings ratio, CGBD is valued a bit cheaper than the industry average as 78.99% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of CGBD to the average of the S&P500 Index (26.94), we can say CGBD is valued rather cheaply.
- With a Price/Forward Earnings ratio of 8.37, the valuation of CGBD can be described as very reasonable.
- CGBD's Price/Forward Earnings ratio is rather cheap when compared to the industry. CGBD is cheaper than 83.61% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.94, CGBD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.81 | ||
| Fwd PE | 8.37 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CGBD's earnings are expected to decrease with -7.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.48
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
5. Dividend
5.1 Amount
- CGBD has a Yearly Dividend Yield of 12.37%, which is a nice return.
- CGBD's Dividend Yield is rather good when compared to the industry average which is at 6.10. CGBD pays more dividend than 80.67% of the companies in the same industry.
- CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.37% |
5.2 History
- The dividend of CGBD has a limited annual growth rate of 1.13%.
- CGBD has been paying a dividend for over 5 years, so it has already some track record.
- CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 136.52% of the earnings are spent on dividend by CGBD. This is not a sustainable payout ratio.
- CGBD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
NASDAQ:CGBD (1/21/2026, 12:02:22 PM)
12.885
+0.14 (+1.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners37.66%
Inst Owner Change0.43%
Ins Owners0.43%
Ins Owner Change0.67%
Market Cap939.32M
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts71.43
Price Target13.62 (5.7%)
Short Float %1.55%
Short Ratio2.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.37% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0%
PT rev (3m)-7.56%
EPS NQ rev (1m)-0.27%
EPS NQ rev (3m)-7.02%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)-3.36%
Revenue NQ rev (1m)-1.21%
Revenue NQ rev (3m)-3.83%
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-1.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.81 | ||
| Fwd PE | 8.37 | ||
| P/S | 3.83 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY12.81%
EPS(NY)1.54
Fwd EY11.95%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)3.48
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.57 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-21.72%
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year11.31%
Revenue Next 2Y7.09%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a valuation rating of 4 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
Can you provide the financial health for CGBD stock?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
Is the dividend of CARLYLE SECURED LENDING INC sustainable?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.