12.81 USD
+0.28 (+2.23%)
12.81 USD
0 (0%)
Overall CGBD gets a fundamental rating of 4 out of 10. We evaluated CGBD against 235 industry peers in the Capital Markets industry. CGBD has only an average score on both its financial health and profitability. CGBD has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CGBD was profitable.
- In the past year CGBD has reported a negative cash flow from operations.
- In the past 5 years CGBD has always been profitable.
- Each year in the past 5 years CGBD had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of CGBD (2.82%) is comparable to the rest of the industry.
- CGBD's Return On Equity of 6.06% is in line compared to the rest of the industry. CGBD outperforms 43.83% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 3.22%, CGBD is in line with its industry, outperforming 46.38% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for CGBD is below the industry average of 7.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
- With a decent Profit Margin value of 29.49%, CGBD is doing good in the industry, outperforming 75.32% of the companies in the same industry.
- In the last couple of years the Profit Margin of CGBD has grown nicely.
- Looking at the Operating Margin, with a value of 41.53%, CGBD is in the better half of the industry, outperforming 74.89% of the companies in the same industry.
- In the last couple of years the Operating Margin of CGBD has remained more or less at the same level.
- Looking at the Gross Margin, with a value of 44.34%, CGBD is in line with its industry, outperforming 48.09% of the companies in the same industry.
- CGBD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
- The number of shares outstanding for CGBD has been increased compared to 1 year ago.
- CGBD has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CGBD has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.56, we must say that CGBD is in the distress zone and has some risk of bankruptcy.
- CGBD has a Altman-Z score of 0.56. This is comparable to the rest of the industry: CGBD outperforms 42.55% of its industry peers.
- CGBD has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of CGBD (1.10) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.56 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 2.31 indicates that CGBD has no problem at all paying its short term obligations.
- The Current ratio of CGBD (2.31) is better than 77.45% of its industry peers.
- CGBD has a Quick Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
- The Quick ratio of CGBD (2.31) is better than 77.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
- The earnings per share for CGBD have decreased strongly by -21.05% in the last year.
- The Earnings Per Share has been growing slightly by 2.24% on average over the past years.
- Looking at the last year, CGBD shows a small growth in Revenue. The Revenue has grown by 2.55% in the last year.
- CGBD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.00% yearly.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
- The Earnings Per Share is expected to decrease by -7.64% on average over the next years.
- CGBD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.13% yearly.
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.76, the valuation of CGBD can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 82.98% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, CGBD is valued rather cheaply.
- A Price/Forward Earnings ratio of 8.24 indicates a reasonable valuation of CGBD.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 84.68% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.12. CGBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 8.24 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CGBD's earnings are expected to decrease with -7.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.46
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
5. Dividend
5.1 Amount
- CGBD has a Yearly Dividend Yield of 12.64%, which is a nice return.
- CGBD's Dividend Yield is rather good when compared to the industry average which is at 6.19. CGBD pays more dividend than 82.55% of the companies in the same industry.
- CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.64% |
5.2 History
- The dividend of CGBD has a limited annual growth rate of 1.13%.
- CGBD has been paying a dividend for over 5 years, so it has already some track record.
- CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 136.52% of the earnings are spent on dividend by CGBD. This is not a sustainable payout ratio.
- The Dividend Rate of CGBD has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
12.81
+0.28 (+2.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners37.66%
Inst Owner Change0.13%
Ins Owners0.43%
Ins Owner Change0.67%
Market Cap933.85M
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts71.43
Price Target13.62 (6.32%)
Short Float %0.84%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.64% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0%
PT rev (3m)-7.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.78%
EPS NY rev (1m)-0.13%
EPS NY rev (3m)-3.17%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 8.24 | ||
| P/S | 3.81 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY12.88%
EPS(NY)1.55
Fwd EY12.13%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)3.46
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.56 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
Can you provide the financial health for CGBD stock?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
Is the dividend of CARLYLE SECURED LENDING INC sustainable?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.