CARLYLE SECURED LENDING INC (CGBD) Stock Fundamental Analysis
USA - NASDAQ:CGBD - US8722801029 - Common Stock
11.98 USD
+0.05 (+0.42%)
11.98 USD
0 (0%)
CGBD gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. CGBD has an average financial health and profitability rating. CGBD has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CGBD was profitable.
CGBD had a negative operating cash flow in the past year.
CGBD had positive earnings in each of the past 5 years.
Each year in the past 5 years CGBD had a positive operating cash flow.
1.2 Ratios
CGBD has a Return On Assets (2.61%) which is comparable to the rest of the industry.
The Return On Equity of CGBD (5.60%) is worse than 60.76% of its industry peers.
With a Return On Invested Capital value of 3.14%, CGBD perfoms like the industry average, outperforming 43.46% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CGBD is below the industry average of 7.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.61% | ||
| ROE | 5.6% | ||
| ROIC | 3.14% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
Looking at the Profit Margin, with a value of 28.61%, CGBD is in the better half of the industry, outperforming 73.84% of the companies in the same industry.
In the last couple of years the Profit Margin of CGBD has grown nicely.
With a decent Operating Margin value of 42.57%, CGBD is doing good in the industry, outperforming 74.68% of the companies in the same industry.
In the last couple of years the Operating Margin of CGBD has remained more or less at the same level.
CGBD's Gross Margin of 45.47% is in line compared to the rest of the industry. CGBD outperforms 49.37% of its industry peers.
In the last couple of years the Gross Margin of CGBD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.57% | ||
| PM (TTM) | 28.61% | ||
| GM | 45.47% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
The number of shares outstanding for CGBD has been increased compared to 1 year ago.
Compared to 5 years ago, CGBD has less shares outstanding
CGBD has a better debt/assets ratio than last year.
2.2 Solvency
CGBD has an Altman-Z score of 0.58. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
CGBD has a worse Altman-Z score (0.58) than 61.60% of its industry peers.
A Debt/Equity ratio of 1.09 is on the high side and indicates that CGBD has dependencies on debt financing.
CGBD has a Debt to Equity ratio (1.09) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.58 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CGBD has a Current Ratio of 3.55. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 3.55, CGBD belongs to the top of the industry, outperforming 82.28% of the companies in the same industry.
A Quick Ratio of 3.55 indicates that CGBD has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 3.55, CGBD belongs to the best of the industry, outperforming 82.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.55 | ||
| Quick Ratio | 3.55 |
3. Growth
3.1 Past
CGBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -21.05%.
CGBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.24% yearly.
The Revenue has decreased by -3.74% in the past year.
CGBD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.00% yearly.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)-3.74%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%-21.02%
3.2 Future
CGBD is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.24% yearly.
Based on estimates for the next years, CGBD will show a small growth in Revenue. The Revenue will grow by 5.05% on average per year.
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.26, the valuation of CGBD can be described as very cheap.
Based on the Price/Earnings ratio, CGBD is valued cheaply inside the industry as 83.97% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 25.83, CGBD is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 7.49, the valuation of CGBD can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 85.65% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of CGBD to the average of the S&P500 Index (32.68), we can say CGBD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.26 | ||
| Fwd PE | 7.49 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as CGBD's earnings are expected to decrease with -7.24% in the coming years.
PEG (NY)N/A
PEG (5Y)3.24
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.41%, CGBD is a good candidate for dividend investing.
CGBD's Dividend Yield is rather good when compared to the industry average which is at 8.39. CGBD pays more dividend than 83.54% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, CGBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.41% |
5.2 History
The dividend of CGBD has a limited annual growth rate of 1.13%.
CGBD has been paying a dividend for over 5 years, so it has already some track record.
CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
CGBD pays out 139.71% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of CGBD has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP139.71%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
11.98
+0.05 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners36%
Inst Owner Change0.33%
Ins Owners0.42%
Ins Owner Change-1.01%
Market Cap873.34M
Revenue(TTM)232.59M
Net Income(TTM)67.08M
Analysts51.67
Price Target14.41 (20.28%)
Short Float %0.75%
Short Ratio1.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.41% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP139.71%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.8%
Min EPS beat(2)-7.06%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-1.34%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)4
Avg EPS beat(8)-0.01%
EPS beat(12)7
Avg EPS beat(12)3.46%
EPS beat(16)10
Avg EPS beat(16)4.11%
Revenue beat(2)0
Avg Revenue beat(2)-5.41%
Min Revenue beat(2)-7.79%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-3.8%
Min Revenue beat(4)-7.79%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-1.96%
Revenue beat(12)5
Avg Revenue beat(12)0.4%
Revenue beat(16)8
Avg Revenue beat(16)0.83%
PT rev (1m)-2.25%
PT rev (3m)0.89%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.94%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.65%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.26 | ||
| Fwd PE | 7.49 | ||
| P/S | 3.72 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.73 | ||
| P/tB | 0.73 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY13.77%
EPS(NY)1.6
Fwd EY13.35%
FCF(TTM)-1.84
FCFYN/A
OCF(TTM)-1.84
OCFYN/A
SpS3.22
BVpS16.43
TBVpS16.43
PEG (NY)N/A
PEG (5Y)3.24
Graham Number24.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.61% | ||
| ROE | 5.6% | ||
| ROCE | 3.98% | ||
| ROIC | 3.14% | ||
| ROICexc | 3.21% | ||
| ROICexgc | 3.21% | ||
| OM | 42.57% | ||
| PM (TTM) | 28.61% | ||
| GM | 45.47% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.55 | ||
| Quick Ratio | 3.55 | ||
| Altman-Z | 0.58 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.74%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%-21.02%
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
EBIT growth 1Y-10.26%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-178.83%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-178.83%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status for CGBD stock?
ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
How financially healthy is CARLYLE SECURED LENDING INC?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
How sustainable is the dividend of CARLYLE SECURED LENDING INC (CGBD) stock?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 139.71%.