12.81 USD
+0.28 (+2.23%)
We assign a fundamental rating of 4 out of 10 to CGBD. CGBD was compared to 235 industry peers in the Capital Markets industry. CGBD has an average financial health and profitability rating. CGBD is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CGBD was profitable.
- CGBD had a negative operating cash flow in the past year.
- Each year in the past 5 years CGBD has been profitable.
- Each year in the past 5 years CGBD had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 2.82%, CGBD is in line with its industry, outperforming 53.62% of the companies in the same industry.
- CGBD has a Return On Equity (6.06%) which is comparable to the rest of the industry.
- CGBD has a Return On Invested Capital (3.22%) which is in line with its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for CGBD is below the industry average of 7.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
- CGBD has a Profit Margin of 29.49%. This is in the better half of the industry: CGBD outperforms 75.32% of its industry peers.
- In the last couple of years the Profit Margin of CGBD has grown nicely.
- With a decent Operating Margin value of 41.53%, CGBD is doing good in the industry, outperforming 74.89% of the companies in the same industry.
- CGBD's Operating Margin has been stable in the last couple of years.
- Looking at the Gross Margin, with a value of 44.34%, CGBD is in line with its industry, outperforming 48.09% of the companies in the same industry.
- In the last couple of years the Gross Margin of CGBD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
- The number of shares outstanding for CGBD has been increased compared to 1 year ago.
- Compared to 5 years ago, CGBD has less shares outstanding
- Compared to 1 year ago, CGBD has an improved debt to assets ratio.
2.2 Solvency
- CGBD has an Altman-Z score of 0.56. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
- CGBD's Altman-Z score of 0.56 is in line compared to the rest of the industry. CGBD outperforms 42.55% of its industry peers.
- A Debt/Equity ratio of 1.10 is on the high side and indicates that CGBD has dependencies on debt financing.
- CGBD has a Debt to Equity ratio of 1.10. This is comparable to the rest of the industry: CGBD outperforms 45.11% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.56 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- CGBD has a Current Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
- With a decent Current ratio value of 2.31, CGBD is doing good in the industry, outperforming 77.45% of the companies in the same industry.
- CGBD has a Quick Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
- CGBD has a Quick ratio of 2.31. This is in the better half of the industry: CGBD outperforms 77.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
- The earnings per share for CGBD have decreased strongly by -21.05% in the last year.
- Measured over the past 5 years, CGBD shows a small growth in Earnings Per Share. The EPS has been growing by 2.24% on average per year.
- The Revenue has been growing slightly by 2.55% in the past year.
- CGBD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.00% yearly.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
- The Earnings Per Share is expected to decrease by -7.64% on average over the next years.
- CGBD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.13% yearly.
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.76, the valuation of CGBD can be described as very cheap.
- CGBD's Price/Earnings ratio is rather cheap when compared to the industry. CGBD is cheaper than 82.98% of the companies in the same industry.
- CGBD is valuated cheaply when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 8.24 indicates a reasonable valuation of CGBD.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 84.68% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.04. CGBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 8.24 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CGBD's earnings are expected to decrease with -7.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.46
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
5. Dividend
5.1 Amount
- CGBD has a Yearly Dividend Yield of 12.64%, which is a nice return.
- Compared to an average industry Dividend Yield of 6.19, CGBD pays a better dividend. On top of this CGBD pays more dividend than 82.55% of the companies listed in the same industry.
- CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.64% |
5.2 History
- The dividend of CGBD has a limited annual growth rate of 1.13%.
- CGBD has been paying a dividend for over 5 years, so it has already some track record.
- CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- CGBD pays out 136.52% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of CGBD has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
NASDAQ:CGBD (1/14/2026, 2:02:43 PM)
12.81
+0.28 (+2.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners37.66%
Inst Owner Change0.13%
Ins Owners0.43%
Ins Owner Change0.67%
Market Cap933.85M
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts71.43
Price Target13.62 (6.32%)
Short Float %0.84%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.64% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0%
PT rev (3m)-7.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.78%
EPS NY rev (1m)-0.13%
EPS NY rev (3m)-3.17%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 8.24 | ||
| P/S | 3.81 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY12.88%
EPS(NY)1.55
Fwd EY12.13%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)3.46
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.56 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
Can you provide the financial health for CGBD stock?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
Is the dividend of CARLYLE SECURED LENDING INC sustainable?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.