12.31 USD
-0.07 (-0.57%)
CGBD gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. Both the profitability and the financial health of CGBD get a neutral evaluation. Nothing too spectacular is happening here. CGBD has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year CGBD was profitable.
- In the past year CGBD has reported a negative cash flow from operations.
- Each year in the past 5 years CGBD has been profitable.
- Each year in the past 5 years CGBD had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of CGBD (2.82%) is comparable to the rest of the industry.
- The Return On Equity of CGBD (6.06%) is comparable to the rest of the industry.
- CGBD has a Return On Invested Capital (3.22%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for CGBD is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
- The Profit Margin of CGBD (29.49%) is better than 73.00% of its industry peers.
- CGBD's Profit Margin has improved in the last couple of years.
- The Operating Margin of CGBD (41.53%) is better than 75.11% of its industry peers.
- CGBD's Operating Margin has been stable in the last couple of years.
- CGBD has a Gross Margin of 44.34%. This is comparable to the rest of the industry: CGBD outperforms 47.68% of its industry peers.
- In the last couple of years the Gross Margin of CGBD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
- CGBD has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for CGBD has been reduced compared to 5 years ago.
- The debt/assets ratio for CGBD has been reduced compared to a year ago.
2.2 Solvency
- CGBD has an Altman-Z score of 0.56. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of CGBD (0.56) is comparable to the rest of the industry.
- CGBD has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 1.10, CGBD perfoms like the industry average, outperforming 44.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.56 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- CGBD has a Current Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
- CGBD has a Current ratio of 2.31. This is in the better half of the industry: CGBD outperforms 76.79% of its industry peers.
- CGBD has a Quick Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
- The Quick ratio of CGBD (2.31) is better than 76.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
- The earnings per share for CGBD have decreased strongly by -21.05% in the last year.
- CGBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.24% yearly.
- Looking at the last year, CGBD shows a small growth in Revenue. The Revenue has grown by 2.55% in the last year.
- The Revenue has been growing slightly by 1.00% on average over the past years.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
- CGBD is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.64% yearly.
- Based on estimates for the next years, CGBD will show a small growth in Revenue. The Revenue will grow by 4.13% on average per year.
EPS Next Y-21.72%
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue Next Year11.31%
Revenue Next 2Y7.09%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.46 indicates a rather cheap valuation of CGBD.
- Compared to the rest of the industry, the Price/Earnings ratio of CGBD indicates a somewhat cheap valuation: CGBD is cheaper than 78.90% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.60, CGBD is valued rather cheaply.
- With a Price/Forward Earnings ratio of 7.99, the valuation of CGBD can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 84.39% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of CGBD to the average of the S&P500 Index (25.83), we can say CGBD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.46 | ||
| Fwd PE | 7.99 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CGBD's earnings are expected to decrease with -7.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.33
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 12.43%, CGBD is a good candidate for dividend investing.
- CGBD's Dividend Yield is rather good when compared to the industry average which is at 5.87. CGBD pays more dividend than 83.54% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, CGBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.43% |
5.2 History
- The dividend of CGBD has a limited annual growth rate of 1.13%.
- CGBD has been paying a dividend for over 5 years, so it has already some track record.
- CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- CGBD pays out 136.52% of its income as dividend. This is not a sustainable payout ratio.
- CGBD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a valuation rating of 4 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
Can you provide the financial health for CGBD stock?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
Is the dividend of CARLYLE SECURED LENDING INC sustainable?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.