13 USD
+0.06 (+0.46%)
We assign a fundamental rating of 4 out of 10 to CGBD. CGBD was compared to 238 industry peers in the Capital Markets industry. Both the profitability and the financial health of CGBD get a neutral evaluation. Nothing too spectacular is happening here. CGBD has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CGBD was profitable.
In the past year CGBD has reported a negative cash flow from operations.
In the past 5 years CGBD has always been profitable.
CGBD had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CGBD has a Return On Assets (2.82%) which is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 6.06%, CGBD is in line with its industry, outperforming 42.44% of the companies in the same industry.
CGBD has a Return On Invested Capital of 3.22%. This is comparable to the rest of the industry: CGBD outperforms 46.22% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CGBD is below the industry average of 6.95%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
CGBD has a better Profit Margin (29.49%) than 74.37% of its industry peers.
CGBD's Profit Margin has improved in the last couple of years.
CGBD has a better Operating Margin (41.53%) than 75.63% of its industry peers.
CGBD's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 44.34%, CGBD perfoms like the industry average, outperforming 50.84% of the companies in the same industry.
CGBD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
The number of shares outstanding for CGBD has been increased compared to 1 year ago.
The number of shares outstanding for CGBD has been reduced compared to 5 years ago.
Compared to 1 year ago, CGBD has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.57, we must say that CGBD is in the distress zone and has some risk of bankruptcy.
CGBD has a Altman-Z score of 0.57. This is in the lower half of the industry: CGBD underperforms 60.50% of its industry peers.
A Debt/Equity ratio of 1.10 is on the high side and indicates that CGBD has dependencies on debt financing.
CGBD has a Debt to Equity ratio of 1.10. This is comparable to the rest of the industry: CGBD outperforms 44.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CGBD has a Current Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.31, CGBD is in the better half of the industry, outperforming 76.89% of the companies in the same industry.
A Quick Ratio of 2.31 indicates that CGBD has no problem at all paying its short term obligations.
CGBD has a Quick ratio of 2.31. This is in the better half of the industry: CGBD outperforms 76.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
CGBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -21.05%.
CGBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.24% yearly.
Looking at the last year, CGBD shows a small growth in Revenue. The Revenue has grown by 2.55% in the last year.
CGBD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.00% yearly.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
CGBD is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.24% yearly.
The Revenue is expected to grow by 5.05% on average over the next years.
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
CGBD is valuated cheaply with a Price/Earnings ratio of 7.88.
Based on the Price/Earnings ratio, CGBD is valued cheaper than 82.35% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.41. CGBD is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 8.13 indicates a reasonable valuation of CGBD.
Based on the Price/Forward Earnings ratio, CGBD is valued cheaply inside the industry as 84.45% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 35.40. CGBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.88 | ||
| Fwd PE | 8.13 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as CGBD's earnings are expected to decrease with -7.24% in the coming years.
PEG (NY)N/A
PEG (5Y)3.51
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 12.77%, CGBD is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.39, CGBD pays a bit more dividend than its industry peers.
CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.77% |
5.2 History
The dividend of CGBD has a limited annual growth rate of 1.13%.
CGBD has been paying a dividend for over 5 years, so it has already some track record.
CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
CGBD pays out 136.52% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of CGBD has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
NASDAQ:CGBD (12/5/2025, 9:59:29 AM)
13
+0.06 (+0.46%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners36%
Inst Owner Change-0.53%
Ins Owners0.42%
Ins Owner Change0.66%
Market Cap947.70M
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts51.67
Price Target13.62 (4.77%)
Short Float %0.94%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.77% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)-7.56%
PT rev (3m)-7.56%
EPS NQ rev (1m)-6.78%
EPS NQ rev (3m)-6.67%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.27%
Revenue NQ rev (1m)-1.98%
Revenue NQ rev (3m)0.85%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.88 | ||
| Fwd PE | 8.13 | ||
| P/S | 3.87 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY12.69%
EPS(NY)1.6
Fwd EY12.31%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)3.51
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.57 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status for CGBD stock?
ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
How financially healthy is CARLYLE SECURED LENDING INC?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
How sustainable is the dividend of CARLYLE SECURED LENDING INC (CGBD) stock?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.