CARLYLE SECURED LENDING INC (CGBD) Stock Fundamental Analysis

NASDAQ:CGBD • US8722801029

11.305 USD
-0.14 (-1.27%)
Last: Feb 25, 2026, 02:34 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

CGBD gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. While CGBD is still in line with the averages on profitability rating, there are concerns on its financial health. CGBD is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year CGBD was profitable.
  • CGBD had a negative operating cash flow in the past year.
  • CGBD had positive earnings in 4 of the past 5 years.
  • Of the past 5 years CGBD 4 years had a positive operating cash flow.
CGBD Yearly Net Income VS EBIT VS OCF VS FCFCGBD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M

1.2 Ratios

  • CGBD has a Return On Assets of 2.82%. This is comparable to the rest of the industry: CGBD outperforms 49.16% of its industry peers.
  • With a Return On Equity value of 6.06%, CGBD perfoms like the industry average, outperforming 44.96% of the companies in the same industry.
  • The Return On Invested Capital of CGBD (3.22%) is comparable to the rest of the industry.
  • CGBD had an Average Return On Invested Capital over the past 3 years of 4.38%. This is below the industry average of 7.31%.
Industry RankSector Rank
ROA 2.82%
ROE 6.06%
ROIC 3.22%
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
CGBD Yearly ROA, ROE, ROICCGBD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 29.49%, CGBD is in the better half of the industry, outperforming 72.69% of the companies in the same industry.
  • CGBD's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 41.53%, CGBD is doing good in the industry, outperforming 74.79% of the companies in the same industry.
  • In the last couple of years the Operating Margin of CGBD has remained more or less at the same level.
  • CGBD has a Gross Margin of 44.34%. This is comparable to the rest of the industry: CGBD outperforms 48.74% of its industry peers.
  • In the last couple of years the Gross Margin of CGBD has remained more or less at the same level.
Industry RankSector Rank
OM 41.53%
PM (TTM) 29.49%
GM 44.34%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
CGBD Yearly Profit, Operating, Gross MarginsCGBD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • There is no outstanding debt for CGBD. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
CGBD Yearly Shares OutstandingCGBD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
CGBD Yearly Total Debt VS Total AssetsCGBD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • CGBD has an Altman-Z score of 0.51. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
  • CGBD has a Altman-Z score of 0.51. This is comparable to the rest of the industry: CGBD outperforms 40.76% of its industry peers.
  • A Debt/Equity ratio of 1.10 is on the high side and indicates that CGBD has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.10, CGBD is in line with its industry, outperforming 45.38% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Altman-Z 0.51
ROIC/WACCN/A
WACCN/A
CGBD Yearly LT Debt VS Equity VS FCFCGBD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

2.3 Liquidity

  • CGBD has a Current Ratio of 1.86. This is a normal value and indicates that CGBD is financially healthy and should not expect problems in meeting its short term obligations.
  • CGBD has a Current ratio of 1.86. This is in the better half of the industry: CGBD outperforms 73.53% of its industry peers.
  • A Quick Ratio of 1.86 indicates that CGBD should not have too much problems paying its short term obligations.
  • The Quick ratio of CGBD (1.86) is better than 73.53% of its industry peers.
Industry RankSector Rank
Current Ratio 1.86
Quick Ratio 1.86
CGBD Yearly Current Assets VS Current LiabilitesCGBD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • CGBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.50%.
  • Measured over the past 5 years, CGBD shows a small growth in Earnings Per Share. The EPS has been growing by 0.13% on average per year.
EPS 1Y (TTM)-24.5%
EPS 3Y-7.85%
EPS 5Y0.13%
EPS Q2Q%-29.79%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-26.43%

3.2 Future

  • Based on estimates for the next years, CGBD will show a small growth in Earnings Per Share. The EPS will grow by 2.16% on average per year.
  • Based on estimates for the next years, CGBD will show a small growth in Revenue. The Revenue will grow by 0.71% on average per year.
EPS Next Y2%
EPS Next 2Y2.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.04%
Revenue Next 2Y0.71%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
CGBD Yearly Revenue VS EstimatesCGBD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M 250M
CGBD Yearly EPS VS EstimatesCGBD Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.49, which indicates a rather cheap valuation of CGBD.
  • Based on the Price/Earnings ratio, CGBD is valued a bit cheaper than 77.31% of the companies in the same industry.
  • CGBD is valuated cheaply when we compare the Price/Earnings ratio to 26.98, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 7.34, the valuation of CGBD can be described as very cheap.
  • 85.71% of the companies in the same industry are more expensive than CGBD, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.01, CGBD is valued rather cheaply.
Industry RankSector Rank
PE 7.49
Fwd PE 7.34
CGBD Price Earnings VS Forward Price EarningsCGBD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CGBD Per share dataCGBD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)3.74
PEG (5Y)56.3
EPS Next 2Y2.16%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • CGBD has a Yearly Dividend Yield of 14.41%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.17, CGBD pays a better dividend. On top of this CGBD pays more dividend than 87.39% of the companies listed in the same industry.
  • CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 14.41%

5.2 History

  • The dividend of CGBD has a limited annual growth rate of 1.13%.
  • CGBD has been paying a dividend for over 5 years, so it has already some track record.
  • CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
CGBD Yearly Dividends per shareCGBD Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • CGBD pays out 136.52% of its income as dividend. This is not a sustainable payout ratio.
  • CGBD's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP136.52%
EPS Next 2Y2.16%
EPS Next 3YN/A
CGBD Yearly Income VS Free CF VS DividendCGBD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M
CGBD Dividend Payout.CGBD Dividend Payout, showing the Payout Ratio.CGBD Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

CARLYLE SECURED LENDING INC

NASDAQ:CGBD (2/25/2026, 2:34:46 PM)

11.305

-0.14 (-1.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-24
Earnings (Next)05-04
Inst Owners37.66%
Inst Owner Change4.91%
Ins Owners0.43%
Ins Owner Change1.66%
Market Cap824.13M
Revenue(TTM)N/A
Net Income(TTM)72.24M
Analysts71.43
Price Target13.62 (20.48%)
Short Float %1.22%
Short Ratio1.72
Dividend
Industry RankSector Rank
Dividend Yield 14.41%
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0%
PT rev (3m)-5.44%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.86%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.83%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.88%
Valuation
Industry RankSector Rank
PE 7.49
Fwd PE 7.34
P/S 3.36
P/FCF N/A
P/OCF N/A
P/B 0.69
P/tB 0.69
EV/EBITDA N/A
EPS(TTM)1.51
EY13.36%
EPS(NY)1.54
Fwd EY13.62%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)3.74
PEG (5Y)56.3
Graham Number23.58
Profitability
Industry RankSector Rank
ROA 2.82%
ROE 6.06%
ROCE 4.07%
ROIC 3.22%
ROICexc 3.28%
ROICexgc 3.29%
OM 41.53%
PM (TTM) 29.49%
GM 44.34%
FCFM N/A
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.26
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.86
Quick Ratio 1.86
Altman-Z 0.51
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.5%
EPS 3Y-7.85%
EPS 5Y0.13%
EPS Q2Q%-29.79%
EPS Next Y2%
EPS Next 2Y2.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-26.43%
Revenue Next Year3.04%
Revenue Next 2Y0.71%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A

CARLYLE SECURED LENDING INC / CGBD FAQ

What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?

ChartMill assigns a fundamental rating of 4 / 10 to CGBD.


What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?

ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.


What is the profitability of CGBD stock?

CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.


Can you provide the financial health for CGBD stock?

The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 3 / 10.


Is the dividend of CARLYLE SECURED LENDING INC sustainable?

The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.