CARLYLE SECURED LENDING INC (CGBD) Stock Fundamental Analysis

NASDAQ:CGBD • US8722801029

11.12 USD
-0.46 (-3.97%)
At close: Feb 27, 2026
11.12 USD
0 (0%)
After Hours: 2/27/2026, 8:00:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

CGBD gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. CGBD has a medium profitability rating, but doesn't score so well on its financial health evaluation. CGBD has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year CGBD was profitable.
  • In the past year CGBD has reported a negative cash flow from operations.
  • Of the past 5 years CGBD 4 years were profitable.
  • Of the past 5 years CGBD 4 years had a positive operating cash flow.
CGBD Yearly Net Income VS EBIT VS OCF VS FCFCGBD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M

1.2 Ratios

  • With a Return On Assets value of 2.82%, CGBD perfoms like the industry average, outperforming 49.16% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 6.06%, CGBD is in line with its industry, outperforming 44.96% of the companies in the same industry.
  • CGBD has a Return On Invested Capital of 3.22%. This is comparable to the rest of the industry: CGBD outperforms 46.22% of its industry peers.
  • CGBD had an Average Return On Invested Capital over the past 3 years of 4.38%. This is below the industry average of 7.31%.
Industry RankSector Rank
ROA 2.82%
ROE 6.06%
ROIC 3.22%
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
CGBD Yearly ROA, ROE, ROICCGBD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • The Profit Margin of CGBD (29.49%) is better than 72.69% of its industry peers.
  • CGBD's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 41.53%, CGBD is in the better half of the industry, outperforming 74.79% of the companies in the same industry.
  • CGBD's Operating Margin has been stable in the last couple of years.
  • CGBD has a Gross Margin (44.34%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of CGBD has remained more or less at the same level.
Industry RankSector Rank
OM 41.53%
PM (TTM) 29.49%
GM 44.34%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
CGBD Yearly Profit, Operating, Gross MarginsCGBD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • CGBD has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
CGBD Yearly Shares OutstandingCGBD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
CGBD Yearly Total Debt VS Total AssetsCGBD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 0.52, we must say that CGBD is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of CGBD (0.52) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 1.10 is on the high side and indicates that CGBD has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.10, CGBD perfoms like the industry average, outperforming 45.38% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Altman-Z 0.52
ROIC/WACCN/A
WACCN/A
CGBD Yearly LT Debt VS Equity VS FCFCGBD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

2.3 Liquidity

  • CGBD has a Current Ratio of 1.86. This is a normal value and indicates that CGBD is financially healthy and should not expect problems in meeting its short term obligations.
  • CGBD has a Current ratio of 1.86. This is in the better half of the industry: CGBD outperforms 73.53% of its industry peers.
  • A Quick Ratio of 1.86 indicates that CGBD should not have too much problems paying its short term obligations.
  • With a decent Quick ratio value of 1.86, CGBD is doing good in the industry, outperforming 73.53% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.86
Quick Ratio 1.86
CGBD Yearly Current Assets VS Current LiabilitesCGBD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • CGBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.50%.
  • Measured over the past 5 years, CGBD shows a small growth in Earnings Per Share. The EPS has been growing by 0.13% on average per year.
EPS 1Y (TTM)-24.5%
EPS 3Y-7.85%
EPS 5Y0.13%
EPS Q2Q%-29.79%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-26.43%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.16% on average over the next years.
  • CGBD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.71% yearly.
EPS Next Y2%
EPS Next 2Y2.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.04%
Revenue Next 2Y0.71%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CGBD Yearly Revenue VS EstimatesCGBD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M 250M
CGBD Yearly EPS VS EstimatesCGBD Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.36 indicates a rather cheap valuation of CGBD.
  • Based on the Price/Earnings ratio, CGBD is valued a bit cheaper than 77.31% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of CGBD to the average of the S&P500 Index (27.10), we can say CGBD is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 7.22, the valuation of CGBD can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, CGBD is valued cheaper than 85.71% of the companies in the same industry.
  • CGBD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE 7.36
Fwd PE 7.22
CGBD Price Earnings VS Forward Price EarningsCGBD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CGBD Per share dataCGBD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CGBD does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)3.68
PEG (5Y)55.38
EPS Next 2Y2.16%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • CGBD has a Yearly Dividend Yield of 14.07%, which is a nice return.
  • CGBD's Dividend Yield is rather good when compared to the industry average which is at 6.37. CGBD pays more dividend than 86.13% of the companies in the same industry.
  • CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 14.07%

5.2 History

  • The dividend of CGBD has a limited annual growth rate of 1.13%.
  • CGBD has been paying a dividend for over 5 years, so it has already some track record.
  • CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
CGBD Yearly Dividends per shareCGBD Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • CGBD pays out 136.52% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of CGBD is growing, but earnings are growing more, so the dividend growth is sustainable.
DP136.52%
EPS Next 2Y2.16%
EPS Next 3YN/A
CGBD Yearly Income VS Free CF VS DividendCGBD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M
CGBD Dividend Payout.CGBD Dividend Payout, showing the Payout Ratio.CGBD Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

CARLYLE SECURED LENDING INC

NASDAQ:CGBD (2/27/2026, 8:00:00 PM)

After market: 11.12 0 (0%)

11.12

-0.46 (-3.97%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-24
Earnings (Next)05-04
Inst Owners37.66%
Inst Owner Change4.91%
Ins Owners0.43%
Ins Owner Change1.66%
Market Cap810.65M
Revenue(TTM)N/A
Net Income(TTM)72.24M
Analysts71.43
Price Target13.62 (22.48%)
Short Float %1.22%
Short Ratio1.72
Dividend
Industry RankSector Rank
Dividend Yield 14.07%
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0%
PT rev (3m)-5.44%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.86%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.83%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.88%
Valuation
Industry RankSector Rank
PE 7.36
Fwd PE 7.22
P/S 3.31
P/FCF N/A
P/OCF N/A
P/B 0.68
P/tB 0.68
EV/EBITDA N/A
EPS(TTM)1.51
EY13.58%
EPS(NY)1.54
Fwd EY13.85%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)3.68
PEG (5Y)55.38
Graham Number23.58
Profitability
Industry RankSector Rank
ROA 2.82%
ROE 6.06%
ROCE 4.07%
ROIC 3.22%
ROICexc 3.28%
ROICexgc 3.29%
OM 41.53%
PM (TTM) 29.49%
GM 44.34%
FCFM N/A
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.26
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.86
Quick Ratio 1.86
Altman-Z 0.52
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.5%
EPS 3Y-7.85%
EPS 5Y0.13%
EPS Q2Q%-29.79%
EPS Next Y2%
EPS Next 2Y2.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-26.43%
Revenue Next Year3.04%
Revenue Next 2Y0.71%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A

CARLYLE SECURED LENDING INC / CGBD FAQ

What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?

ChartMill assigns a fundamental rating of 4 / 10 to CGBD.


What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?

ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.


What is the profitability of CGBD stock?

CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 4 / 10.


Can you provide the financial health for CGBD stock?

The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 3 / 10.


Is the dividend of CARLYLE SECURED LENDING INC sustainable?

The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 6 / 10 and the dividend payout ratio is 136.52%.