COFLE SPA (CFL.MI) Stock Fundamental Analysis
BIT:CFL - Euronext Milan - IT0005465619 - Common Stock - Currency: EUR
CFL gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 30 industry peers in the Automobile Components industry. The financial health of CFL is average, but there are quite some concerns on its profitability. While showing a medium growth rate, CFL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year CFL has reported negative net income.
CFL had a positive operating cash flow in the past year.
Of the past 5 years CFL 4 years were profitable.
CFL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of -3.40%, CFL is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Looking at the Return On Equity, with a value of -8.67%, CFL is doing worse than 68.75% of the companies in the same industry.
With a Return On Invested Capital value of 5.57%, CFL perfoms like the industry average, outperforming 59.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.4% | ||
| ROE | -8.67% | ||
| ROIC | 5.57% |
ROA(3y)-1.46%
ROA(5y)4.45%
ROE(3y)-4.12%
ROE(5y)11.87%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Operating Margin value of 8.53%, CFL belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
CFL's Gross Margin of 43.84% is fine compared to the rest of the industry. CFL outperforms 65.63% of its industry peers.
In the last couple of years the Gross Margin of CFL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.53% | ||
| PM (TTM) | N/A | ||
| GM | 43.84% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.56%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CFL is creating some value.
Compared to 1 year ago, CFL has less shares outstanding
The debt/assets ratio for CFL is higher compared to a year ago.
2.2 Solvency
CFL has an Altman-Z score of 2.27. This is not the best score and indicates that CFL is in the grey zone with still only limited risk for bankruptcy at the moment.
CFL has a better Altman-Z score (2.27) than 75.00% of its industry peers.
CFL has a Debt/Equity ratio of 0.91. This is a neutral value indicating CFL is somewhat dependend on debt financing.
CFL has a Debt to Equity ratio (0.91) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.27 |
ROIC/WACC1.03
WACC5.43%
2.3 Liquidity
A Current Ratio of 1.73 indicates that CFL should not have too much problems paying its short term obligations.
CFL's Current ratio of 1.73 is amongst the best of the industry. CFL outperforms 87.50% of its industry peers.
CFL has a Quick Ratio of 1.14. This is a normal value and indicates that CFL is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.14, CFL is doing good in the industry, outperforming 78.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.73 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
CFL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -3164.60%.
CFL shows a small growth in Revenue. In the last year, the Revenue has grown by 7.66%.
Measured over the past years, CFL shows a small growth in Revenue. The Revenue has been growing by 4.67% on average per year.
EPS 1Y (TTM)-3164.6%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-407.44%
Revenue 1Y (TTM)7.66%
Revenue growth 3Y4.67%
Revenue growth 5YN/A
Sales Q2Q%4.71%
3.2 Future
Based on estimates for the next years, CFL will show a very strong growth in Earnings Per Share. The EPS will grow by 75.97% on average per year.
CFL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.57% yearly.
EPS Next Y144.37%
EPS Next 2Y75.97%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year4.4%
Revenue Next 2Y5.89%
Revenue Next 3Y7.61%
Revenue Next 5Y6.57%
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CFL. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 25.39, which means the current valuation is very expensive for CFL.
Based on the Price/Forward Earnings ratio, CFL is valued expensively inside the industry as 81.25% of the companies are valued cheaper.
When comparing the Price/Forward Earnings ratio of CFL to the average of the S&P500 Index (21.90), we can say CFL is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 25.39 |
4.2 Price Multiples
96.88% of the companies in the same industry are more expensive than CFL, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 1.44 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CFL's earnings are expected to grow with 75.97% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y75.97%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.79%, CFL is a good candidate for dividend investing.
The stock price of CFL dropped by -21.68% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 5.31, CFL pays a better dividend. On top of this CFL pays more dividend than 81.25% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, CFL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.79% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CFL has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-57.53%
EPS Next 2Y75.97%
EPS Next 3YN/A
BIT:CFL (7/1/2025, 7:00:00 PM)
3.59
+0.46 (+14.7%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners4.35%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap22.11M
Analysts82.86
Price Target7.34 (104.46%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.79% |
Yearly Dividend0.21
Dividend Growth(5Y)N/A
DP-57.53%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.26%
PT rev (3m)-7.49%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 25.39 | ||
| P/S | 0.36 | ||
| P/FCF | N/A | ||
| P/OCF | 38.27 | ||
| P/B | 0.84 | ||
| P/tB | 1.07 | ||
| EV/EBITDA | 1.44 |
EPS(TTM)-0.37
EYN/A
EPS(NY)0.14
Fwd EY3.94%
FCF(TTM)-1.03
FCFYN/A
OCF(TTM)0.09
OCFY2.61%
SpS10.06
BVpS4.25
TBVpS3.35
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.4% | ||
| ROE | -8.67% | ||
| ROCE | 13.64% | ||
| ROIC | 5.57% | ||
| ROICexc | 7.51% | ||
| ROICexgc | 8.72% | ||
| OM | 8.53% | ||
| PM (TTM) | N/A | ||
| GM | 43.84% | ||
| FCFM | N/A |
ROA(3y)-1.46%
ROA(5y)4.45%
ROE(3y)-4.12%
ROE(5y)11.87%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.56%
GM growth 5YN/A
F-Score5
Asset Turnover0.93
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.56 | ||
| Cap/Depr | 172.95% | ||
| Cap/Sales | 11.14% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 6.23% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.73 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 2.27 |
F-Score5
WACC5.43%
ROIC/WACC1.03
Cap/Depr(3y)161.85%
Cap/Depr(5y)151.67%
Cap/Sales(3y)9.53%
Cap/Sales(5y)8.09%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3164.6%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-407.44%
EPS Next Y144.37%
EPS Next 2Y75.97%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.66%
Revenue growth 3Y4.67%
Revenue growth 5YN/A
Sales Q2Q%4.71%
Revenue Next Year4.4%
Revenue Next 2Y5.89%
Revenue Next 3Y7.61%
Revenue Next 5Y6.57%
EBIT growth 1Y-16.38%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year186.21%
EBIT Next 3Y58.28%
EBIT Next 5Y34.99%
FCF growth 1Y-252.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-84.6%
OCF growth 3YN/A
OCF growth 5YN/A