COFLE SPA (CFL.MI) Stock Fundamental Analysis

Europe • Euronext Milan • BIT:CFL • IT0005465619

2.98 EUR
-0.17 (-5.4%)
Last: Feb 2, 2026, 07:00 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to CFL. CFL was compared to 29 industry peers in the Automobile Components industry. CFL may be in some trouble as it scores bad on both profitability and health. CFL has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • CFL had negative earnings in the past year.
  • CFL had a positive operating cash flow in the past year.
  • CFL had positive earnings in 4 of the past 5 years.
  • CFL had a positive operating cash flow in 4 of the past 5 years.
CFL.MI Yearly Net Income VS EBIT VS OCF VS FCFCFL.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 5M -5M 10M

1.2 Ratios

  • The Return On Assets of CFL (-10.82%) is worse than 87.10% of its industry peers.
  • CFL's Return On Equity of -31.17% is on the low side compared to the rest of the industry. CFL is outperformed by 80.65% of its industry peers.
Industry RankSector Rank
ROA -10.82%
ROE -31.17%
ROIC N/A
ROA(3y)-1.46%
ROA(5y)4.45%
ROE(3y)-4.12%
ROE(5y)11.87%
ROIC(3y)N/A
ROIC(5y)N/A
CFL.MI Yearly ROA, ROE, ROICCFL.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 20 -20

1.3 Margins

  • CFL has a Gross Margin of 42.11%. This is in the better half of the industry: CFL outperforms 61.29% of its industry peers.
  • In the last couple of years the Gross Margin of CFL has declined.
  • The Profit Margin and Operating Margin are not available for CFL so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 42.11%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.56%
GM growth 5YN/A
CFL.MI Yearly Profit, Operating, Gross MarginsCFL.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 10 20 30 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • CFL does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for CFL has been reduced compared to 1 year ago.
  • CFL has a worse debt/assets ratio than last year.
CFL.MI Yearly Shares OutstandingCFL.MI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 2M 4M 6M
CFL.MI Yearly Total Debt VS Total AssetsCFL.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 20M 40M 60M

2.2 Solvency

  • Based on the Altman-Z score of 1.76, we must say that CFL is in the distress zone and has some risk of bankruptcy.
  • CFL has a Altman-Z score of 1.76. This is comparable to the rest of the industry: CFL outperforms 58.06% of its industry peers.
  • A Debt/Equity ratio of 1.02 is on the high side and indicates that CFL has dependencies on debt financing.
  • CFL's Debt to Equity ratio of 1.02 is in line compared to the rest of the industry. CFL outperforms 48.39% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Altman-Z 1.76
ROIC/WACCN/A
WACC6.1%
CFL.MI Yearly LT Debt VS Equity VS FCFCFL.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 10M 20M

2.3 Liquidity

  • CFL has a Current Ratio of 1.42. This is a normal value and indicates that CFL is financially healthy and should not expect problems in meeting its short term obligations.
  • CFL's Current ratio of 1.42 is fine compared to the rest of the industry. CFL outperforms 70.97% of its industry peers.
  • A Quick Ratio of 0.80 indicates that CFL may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.80, CFL is in line with its industry, outperforming 48.39% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.42
Quick Ratio 0.8
CFL.MI Yearly Current Assets VS Current LiabilitesCFL.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for CFL have decreased strongly by -174.44% in the last year.
  • Looking at the last year, CFL shows a very negative growth in Revenue. The Revenue has decreased by -14.21% in the last year.
  • Measured over the past years, CFL shows a small growth in Revenue. The Revenue has been growing by 4.67% on average per year.
EPS 1Y (TTM)-174.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-47.16%
Revenue 1Y (TTM)-14.21%
Revenue growth 3Y4.67%
Revenue growth 5YN/A
Sales Q2Q%-21.55%

3.2 Future

  • The Earnings Per Share is expected to grow by 31.44% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 6.57% on average over the next years.
EPS Next Y-66.24%
EPS Next 2Y25.07%
EPS Next 3Y31.44%
EPS Next 5YN/A
Revenue Next Year-8.75%
Revenue Next 2Y-1.88%
Revenue Next 3Y0.81%
Revenue Next 5Y6.57%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CFL.MI Yearly Revenue VS EstimatesCFL.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20M 40M 60M 80M
CFL.MI Yearly EPS VS EstimatesCFL.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 1

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for CFL. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for CFL. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CFL.MI Price Earnings VS Forward Price EarningsCFL.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 -20

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CFL indicates a rather expensive valuation: CFL more expensive than 80.65% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.7
CFL.MI Per share dataCFL.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

  • A more expensive valuation may be justified as CFL's earnings are expected to grow with 31.44% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y25.07%
EPS Next 3Y31.44%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • CFL has a Yearly Dividend Yield of 3.57%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 3.01, CFL pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, CFL pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.57%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2Y25.07%
EPS Next 3Y31.44%
CFL.MI Yearly Income VS Free CF VS DividendCFL.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 0 5M -5M

More info and screens

Find the best dividend stocksShow peers with best dividend

COFLE SPA

BIT:CFL (2/2/2026, 7:00:00 PM)

2.98

-0.17 (-5.4%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners1.2%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap18.36M
Revenue(TTM)53.17M
Net Income(TTM)-6.23M
Analysts82.86
Price Target5.64 (89.26%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.57%
Yearly Dividend0.21
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-8.29%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.15%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-9.52%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.35
P/FCF N/A
P/OCF 10.47
P/B 0.92
P/tB 1.33
EV/EBITDA 10.7
EPS(TTM)-1.01
EYN/A
EPS(NY)-0.14
Fwd EYN/A
FCF(TTM)-0.24
FCFYN/A
OCF(TTM)0.28
OCFY9.55%
SpS8.63
BVpS3.25
TBVpS2.24
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -10.82%
ROE -31.17%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 42.11%
FCFM N/A
ROA(3y)-1.46%
ROA(5y)4.45%
ROE(3y)-4.12%
ROE(5y)11.87%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.56%
GM growth 5YN/A
F-Score4
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Debt/EBITDA 14.65
Cap/Depr 82.31%
Cap/Sales 6.1%
Interest Coverage N/A
Cash Conversion 125.74%
Profit Quality N/A
Current Ratio 1.42
Quick Ratio 0.8
Altman-Z 1.76
F-Score4
WACC6.1%
ROIC/WACCN/A
Cap/Depr(3y)161.85%
Cap/Depr(5y)151.67%
Cap/Sales(3y)9.53%
Cap/Sales(5y)8.09%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-174.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-47.16%
EPS Next Y-66.24%
EPS Next 2Y25.07%
EPS Next 3Y31.44%
EPS Next 5YN/A
Revenue 1Y (TTM)-14.21%
Revenue growth 3Y4.67%
Revenue growth 5YN/A
Sales Q2Q%-21.55%
Revenue Next Year-8.75%
Revenue Next 2Y-1.88%
Revenue Next 3Y0.81%
Revenue Next 5Y6.57%
EBIT growth 1Y-148.13%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year160.91%
EBIT Next 3Y47.82%
EBIT Next 5Y34.99%
FCF growth 1Y17.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-53.28%
OCF growth 3YN/A
OCF growth 5YN/A

COFLE SPA / CFL.MI FAQ

What is the fundamental rating for CFL stock?

ChartMill assigns a fundamental rating of 2 / 10 to CFL.MI.


Can you provide the valuation status for COFLE SPA?

ChartMill assigns a valuation rating of 1 / 10 to COFLE SPA (CFL.MI). This can be considered as Overvalued.


Can you provide the profitability details for COFLE SPA?

COFLE SPA (CFL.MI) has a profitability rating of 2 / 10.


Is the dividend of COFLE SPA sustainable?

The dividend rating of COFLE SPA (CFL.MI) is 4 / 10 and the dividend payout ratio is 0%.