COFLE SPA (CFL.MI) Stock Fundamental Analysis

Europe • Euronext Milan • BIT:CFL • IT0005465619

2.98 EUR
-0.17 (-5.4%)
Last: Feb 2, 2026, 07:00 PM
Fundamental Rating

2

Overall CFL gets a fundamental rating of 2 out of 10. We evaluated CFL against 29 industry peers in the Automobile Components industry. CFL has a bad profitability rating. Also its financial health evaluation is rather negative. CFL does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • CFL had negative earnings in the past year.
  • In the past year CFL had a positive cash flow from operations.
  • Of the past 5 years CFL 4 years were profitable.
  • CFL had a positive operating cash flow in 4 of the past 5 years.
CFL.MI Yearly Net Income VS EBIT VS OCF VS FCFCFL.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 5M -5M 10M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -10.82%, CFL is doing worse than 87.10% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of -31.17%, CFL is doing worse than 80.65% of the companies in the same industry.
Industry RankSector Rank
ROA -10.82%
ROE -31.17%
ROIC N/A
ROA(3y)-1.46%
ROA(5y)4.45%
ROE(3y)-4.12%
ROE(5y)11.87%
ROIC(3y)N/A
ROIC(5y)N/A
CFL.MI Yearly ROA, ROE, ROICCFL.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 20 -20

1.3 Margins

  • CFL has a better Gross Margin (42.11%) than 61.29% of its industry peers.
  • In the last couple of years the Gross Margin of CFL has declined.
  • CFL does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 42.11%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.56%
GM growth 5YN/A
CFL.MI Yearly Profit, Operating, Gross MarginsCFL.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 10 20 30 40

More info and screens

2

2. Health

2.1 Basic Checks

  • CFL does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CFL has less shares outstanding
  • Compared to 1 year ago, CFL has a worse debt to assets ratio.
CFL.MI Yearly Shares OutstandingCFL.MI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 2M 4M 6M
CFL.MI Yearly Total Debt VS Total AssetsCFL.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 20M 40M 60M

2.2 Solvency

  • Based on the Altman-Z score of 1.76, we must say that CFL is in the distress zone and has some risk of bankruptcy.
  • CFL has a Altman-Z score (1.76) which is comparable to the rest of the industry.
  • CFL has a Debt/Equity ratio of 1.02. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.02, CFL is in line with its industry, outperforming 48.39% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Altman-Z 1.76
ROIC/WACCN/A
WACC6.1%
CFL.MI Yearly LT Debt VS Equity VS FCFCFL.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 10M 20M

2.3 Liquidity

  • A Current Ratio of 1.42 indicates that CFL should not have too much problems paying its short term obligations.
  • The Current ratio of CFL (1.42) is better than 70.97% of its industry peers.
  • A Quick Ratio of 0.80 indicates that CFL may have some problems paying its short term obligations.
  • CFL has a Quick ratio (0.80) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.42
Quick Ratio 0.8
CFL.MI Yearly Current Assets VS Current LiabilitesCFL.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

More info and screens

3

3. Growth

3.1 Past

  • CFL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -174.44%.
  • Looking at the last year, CFL shows a very negative growth in Revenue. The Revenue has decreased by -14.21% in the last year.
  • The Revenue has been growing slightly by 4.67% on average over the past years.
EPS 1Y (TTM)-174.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-47.16%
Revenue 1Y (TTM)-14.21%
Revenue growth 3Y4.67%
Revenue growth 5YN/A
Sales Q2Q%-21.55%

3.2 Future

  • The Earnings Per Share is expected to grow by 31.44% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 6.57% on average over the next years.
EPS Next Y-66.24%
EPS Next 2Y25.07%
EPS Next 3Y31.44%
EPS Next 5YN/A
Revenue Next Year-8.75%
Revenue Next 2Y-1.88%
Revenue Next 3Y0.81%
Revenue Next 5Y6.57%

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
CFL.MI Yearly Revenue VS EstimatesCFL.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20M 40M 60M 80M
CFL.MI Yearly EPS VS EstimatesCFL.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 1

More info and screens

1

4. Valuation

4.1 Price/Earnings Ratio

  • CFL reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year CFL is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CFL.MI Price Earnings VS Forward Price EarningsCFL.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 -20

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CFL is valued expensively inside the industry as 80.65% of the companies are valued cheaper.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.7
CFL.MI Per share dataCFL.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

  • A more expensive valuation may be justified as CFL's earnings are expected to grow with 31.44% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y25.07%
EPS Next 3Y31.44%

More info and screens

4

5. Dividend

5.1 Amount

  • CFL has a Yearly Dividend Yield of 3.57%.
  • CFL's Dividend Yield is a higher than the industry average which is at 3.01.
  • Compared to an average S&P500 Dividend Yield of 1.83, CFL pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.57%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2Y25.07%
EPS Next 3Y31.44%
CFL.MI Yearly Income VS Free CF VS DividendCFL.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 0 5M -5M

More info and screens

COFLE SPA

BIT:CFL (2/2/2026, 7:00:00 PM)

2.98

-0.17 (-5.4%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners1.2%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap18.36M
Revenue(TTM)53.17M
Net Income(TTM)-6.23M
Analysts82.86
Price Target5.64 (89.26%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.57%
Yearly Dividend0.21
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-8.29%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.15%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-9.52%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.35
P/FCF N/A
P/OCF 10.47
P/B 0.92
P/tB 1.33
EV/EBITDA 10.7
EPS(TTM)-1.01
EYN/A
EPS(NY)-0.14
Fwd EYN/A
FCF(TTM)-0.24
FCFYN/A
OCF(TTM)0.28
OCFY9.55%
SpS8.63
BVpS3.25
TBVpS2.24
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -10.82%
ROE -31.17%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 42.11%
FCFM N/A
ROA(3y)-1.46%
ROA(5y)4.45%
ROE(3y)-4.12%
ROE(5y)11.87%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.56%
GM growth 5YN/A
F-Score4
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Debt/EBITDA 14.65
Cap/Depr 82.31%
Cap/Sales 6.1%
Interest Coverage N/A
Cash Conversion 125.74%
Profit Quality N/A
Current Ratio 1.42
Quick Ratio 0.8
Altman-Z 1.76
F-Score4
WACC6.1%
ROIC/WACCN/A
Cap/Depr(3y)161.85%
Cap/Depr(5y)151.67%
Cap/Sales(3y)9.53%
Cap/Sales(5y)8.09%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-174.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-47.16%
EPS Next Y-66.24%
EPS Next 2Y25.07%
EPS Next 3Y31.44%
EPS Next 5YN/A
Revenue 1Y (TTM)-14.21%
Revenue growth 3Y4.67%
Revenue growth 5YN/A
Sales Q2Q%-21.55%
Revenue Next Year-8.75%
Revenue Next 2Y-1.88%
Revenue Next 3Y0.81%
Revenue Next 5Y6.57%
EBIT growth 1Y-148.13%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year160.91%
EBIT Next 3Y47.82%
EBIT Next 5Y34.99%
FCF growth 1Y17.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-53.28%
OCF growth 3YN/A
OCF growth 5YN/A

COFLE SPA / CFL.MI FAQ

What is the fundamental rating for CFL stock?

ChartMill assigns a fundamental rating of 2 / 10 to CFL.MI.


Can you provide the valuation status for COFLE SPA?

ChartMill assigns a valuation rating of 1 / 10 to COFLE SPA (CFL.MI). This can be considered as Overvalued.


Can you provide the profitability details for COFLE SPA?

COFLE SPA (CFL.MI) has a profitability rating of 2 / 10.


Is the dividend of COFLE SPA sustainable?

The dividend rating of COFLE SPA (CFL.MI) is 4 / 10 and the dividend payout ratio is 0%.