CANACCORD GENUITY GROUP INC (CF.CA) Stock Fundamental Analysis
TSX:CF - Toronto Stock Exchange - CA1348011091 - Common Stock - Currency: CAD
CF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 82 industry peers in the Capital Markets industry. While CF seems to be doing ok healthwise, there are quite some concerns on its profitability. CF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CF had positive earnings in the past year.
CF had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: CF reported negative net income in multiple years.
In multiple years CF reported negative operating cash flow during the last 5 years.
1.2 Ratios
CF has a Return On Assets of -0.43%. This is in the lower half of the industry: CF underperforms 69.51% of its industry peers.
CF has a Return On Equity of -3.01%. This is in the lower half of the industry: CF underperforms 73.17% of its industry peers.
Looking at the Return On Invested Capital, with a value of 3.49%, CF is in the better half of the industry, outperforming 70.73% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CF is below the industry average of 7.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.43% | ||
| ROE | -3.01% | ||
| ROIC | 3.49% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
1.3 Margins
CF has a Operating Margin of 11.60%. This is in the lower half of the industry: CF underperforms 63.41% of its industry peers.
CF's Operating Margin has been stable in the last couple of years.
CF's Gross Margin of 94.51% is amongst the best of the industry. CF outperforms 91.46% of its industry peers.
In the last couple of years the Gross Margin of CF has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.6% | ||
| PM (TTM) | N/A | ||
| GM | 94.51% |
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
2. Health
2.1 Basic Checks
The number of shares outstanding for CF has been increased compared to 1 year ago.
Compared to 5 years ago, CF has more shares outstanding
Compared to 1 year ago, CF has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.62, we must say that CF is in the distress zone and has some risk of bankruptcy.
CF's Altman-Z score of 0.62 is fine compared to the rest of the industry. CF outperforms 62.20% of its industry peers.
CF has a debt to FCF ratio of 3.45. This is a good value and a sign of high solvency as CF would need 3.45 years to pay back of all of its debts.
CF's Debt to FCF ratio of 3.45 is fine compared to the rest of the industry. CF outperforms 74.39% of its industry peers.
CF has a Debt/Equity ratio of 1.39. This is a high value indicating a heavy dependency on external financing.
CF has a Debt to Equity ratio (1.39) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | 3.45 | ||
| Altman-Z | 0.62 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CF has a Current Ratio of 1.19. This is a normal value and indicates that CF is financially healthy and should not expect problems in meeting its short term obligations.
CF has a Current ratio of 1.19. This is in the better half of the industry: CF outperforms 60.98% of its industry peers.
A Quick Ratio of 1.19 indicates that CF should not have too much problems paying its short term obligations.
The Quick ratio of CF (1.19) is better than 60.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.19 | ||
| Quick Ratio | 1.19 |
3. Growth
3.1 Past
CF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 47.62%, which is quite impressive.
Measured over the past years, CF shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.21% on average per year.
The Revenue has grown by 19.63% in the past year. This is quite good.
The Revenue has been growing slightly by 7.65% on average over the past years.
EPS 1Y (TTM)47.62%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%-20%
Revenue 1Y (TTM)19.63%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%12.76%
3.2 Future
CF is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 35.18% yearly.
The Revenue is expected to grow by 8.31% on average over the next years. This is quite good.
EPS Next Y67.24%
EPS Next 2Y35.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.78%
Revenue Next 2Y8.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
CF is valuated rather expensively with a Price/Earnings ratio of 17.42.
CF's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 27.30. CF is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 10.42, which indicates a very decent valuation of CF.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CF indicates a somewhat cheap valuation: CF is cheaper than 65.85% of the companies listed in the same industry.
CF's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.76.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.42 | ||
| Fwd PE | 10.42 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CF indicates a rather cheap valuation: CF is cheaper than 98.78% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.79 | ||
| EV/EBITDA | -2.5 |
4.3 Compensation for Growth
CF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CF's earnings are expected to grow with 35.18% in the coming years.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y35.18%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CF has a Yearly Dividend Yield of 3.23%.
Compared to an average industry Dividend Yield of 5.39, CF has a dividend in line with its industry peers.
CF's Dividend Yield is a higher than the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.23% |
5.2 History
On average, the dividend of CF grows each year by 11.34%, which is quite nice.
CF has been paying a dividend for at least 10 years, so it has a reliable track record.
CF has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)11.34%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
CF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
CF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-244.16%
EPS Next 2Y35.18%
EPS Next 3YN/A
TSX:CF (7/11/2025, 7:00:00 PM)
10.8
-0.26 (-2.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners12.85%
Inst Owner ChangeN/A
Ins Owners4.54%
Ins Owner ChangeN/A
Market Cap1.11B
Analysts83.33
Price Target11.65 (7.87%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.23% |
Yearly Dividend0.75
Dividend Growth(5Y)11.34%
DP-244.16%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-28.43%
Min EPS beat(2)-31.23%
Max EPS beat(2)-25.64%
EPS beat(4)0
Avg EPS beat(4)-26.88%
Min EPS beat(4)-38.93%
Max EPS beat(4)-11.74%
EPS beat(8)1
Avg EPS beat(8)-25.31%
EPS beat(12)2
Avg EPS beat(12)-28.22%
EPS beat(16)6
Avg EPS beat(16)-16.16%
Revenue beat(2)0
Avg Revenue beat(2)-2.88%
Min Revenue beat(2)-3.28%
Max Revenue beat(2)-2.47%
Revenue beat(4)2
Avg Revenue beat(4)48413.3%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)97433.2%
Revenue beat(8)3
Avg Revenue beat(8)24203.3%
Revenue beat(12)4
Avg Revenue beat(12)16133.3%
Revenue beat(16)7
Avg Revenue beat(16)12101%
PT rev (1m)0%
PT rev (3m)3.01%
EPS NQ rev (1m)-10.14%
EPS NQ rev (3m)-10.14%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.94%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.42 | ||
| Fwd PE | 10.42 | ||
| P/S | 0.63 | ||
| P/FCF | 2.79 | ||
| P/OCF | 2.33 | ||
| P/B | 1.15 | ||
| P/tB | N/A | ||
| EV/EBITDA | -2.5 |
EPS(TTM)0.62
EY5.74%
EPS(NY)1.04
Fwd EY9.6%
FCF(TTM)3.87
FCFY35.8%
OCF(TTM)4.64
OCFY42.95%
SpS17.25
BVpS9.36
TBVpS-0.71
PEG (NY)0.26
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.43% | ||
| ROE | -3.01% | ||
| ROCE | 8.88% | ||
| ROIC | 3.49% | ||
| ROICexc | 10% | ||
| ROICexgc | N/A | ||
| OM | 11.6% | ||
| PM (TTM) | N/A | ||
| GM | 94.51% | ||
| FCFM | 22.41% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
ROICexc(3y)16.73%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.63%
ROCE(5y)16.38%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | 3.45 | ||
| Debt/EBITDA | 4.77 | ||
| Cap/Depr | 105.69% | ||
| Cap/Sales | 4.48% | ||
| Interest Coverage | 1.57 | ||
| Cash Conversion | 169.8% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.19 | ||
| Quick Ratio | 1.19 | ||
| Altman-Z | 0.62 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)61.72%
Cap/Depr(5y)45.52%
Cap/Sales(3y)2.7%
Cap/Sales(5y)1.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)47.62%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%-20%
EPS Next Y67.24%
EPS Next 2Y35.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.63%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%12.76%
Revenue Next Year12.78%
Revenue Next 2Y8.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.87%
EBIT growth 3Y-21.6%
EBIT growth 5Y8.62%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1128.08%
FCF growth 3Y16.83%
FCF growth 5Y1.82%
OCF growth 1Y3791.78%
OCF growth 3Y21.79%
OCF growth 5Y5.22%