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CHAINCE DIGITAL HOLDINGS INC (CD) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:CD - KYG594672027 - Common Stock

6.03 USD
+0.13 (+2.2%)
Last: 12/24/2025, 8:17:59 PM
6.02 USD
-0.01 (-0.17%)
After Hours: 12/24/2025, 8:17:59 PM
Fundamental Rating

3

CD gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 278 industry peers in the Software industry. While CD seems to be doing ok healthwise, there are quite some concerns on its profitability. CD has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

In the past year CD has reported negative net income.
CD had a negative operating cash flow in the past year.
CD had negative earnings in each of the past 5 years.
In the past 5 years CD always reported negative operating cash flow.
CD Yearly Net Income VS EBIT VS OCF VS FCFCD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M -150M

1.2 Ratios

Looking at the Return On Assets, with a value of -12.70%, CD is doing worse than 67.27% of the companies in the same industry.
CD has a Return On Equity of -18.82%. This is comparable to the rest of the industry: CD outperforms 41.37% of its industry peers.
Industry RankSector Rank
ROA -12.7%
ROE -18.82%
ROIC N/A
ROA(3y)-24.43%
ROA(5y)-65.81%
ROE(3y)-34.94%
ROE(5y)-81.19%
ROIC(3y)N/A
ROIC(5y)N/A
CD Yearly ROA, ROE, ROICCD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K

1.3 Margins

CD does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CD Yearly Profit, Operating, Gross MarginsCD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K

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4

2. Health

2.1 Basic Checks

CD does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, CD has more shares outstanding
The number of shares outstanding for CD has been reduced compared to 5 years ago.
The debt/assets ratio for CD has been reduced compared to a year ago.
CD Yearly Shares OutstandingCD Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B
CD Yearly Total Debt VS Total AssetsCD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

CD has an Altman-Z score of -21.82. This is a bad value and indicates that CD is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of CD (-21.82) is worse than 93.17% of its industry peers.
CD has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of CD (0.31) is worse than 61.15% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Altman-Z -21.82
ROIC/WACCN/A
WACC10.89%
CD Yearly LT Debt VS Equity VS FCFCD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

A Current Ratio of 2.59 indicates that CD has no problem at all paying its short term obligations.
The Current ratio of CD (2.59) is better than 70.50% of its industry peers.
CD has a Quick Ratio of 2.59. This indicates that CD is financially healthy and has no problem in meeting its short term obligations.
With a decent Quick ratio value of 2.59, CD is doing good in the industry, outperforming 70.86% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.59
Quick Ratio 2.59
CD Yearly Current Assets VS Current LiabilitesCD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

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4

3. Growth

3.1 Past

CD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 63.50%, which is quite impressive.
CD shows a strong growth in Revenue. In the last year, the Revenue has grown by 125.93%.
CD shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -10.35% yearly.
EPS 1Y (TTM)63.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.91%
Revenue 1Y (TTM)125.93%
Revenue growth 3Y14.56%
Revenue growth 5Y-10.35%
Sales Q2Q%145.52%

3.2 Future

Based on estimates for the next years, CD will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.30% on average per year.
Based on estimates for the next years, CD will show a quite strong growth in Revenue. The Revenue will grow by 13.04% on average per year.
EPS Next Y33.75%
EPS Next 2Y14.84%
EPS Next 3Y15.75%
EPS Next 5Y13.3%
Revenue Next Year22.17%
Revenue Next 2Y18.37%
Revenue Next 3Y16.07%
Revenue Next 5Y13.04%

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CD Yearly Revenue VS EstimatesCD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
CD Yearly EPS VS EstimatesCD Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 4 6

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4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for CD. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 1.37, which indicates a rather cheap valuation of CD.
Based on the Price/Forward Earnings ratio, CD is valued cheaper than 100.00% of the companies in the same industry.
CD is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.03, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE N/A
Fwd PE 1.37
CD Price Earnings VS Forward Price EarningsCD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CD Per share dataCD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4

4.3 Compensation for Growth

CD's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CD's earnings are expected to grow with 15.75% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y14.84%
EPS Next 3Y15.75%

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0

5. Dividend

5.1 Amount

No dividends for CD!.
Industry RankSector Rank
Dividend Yield 0%

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CHAINCE DIGITAL HOLDINGS INC

NASDAQ:CD (12/24/2025, 8:17:59 PM)

After market: 6.02 -0.01 (-0.17%)

6.03

+0.13 (+2.2%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2023-11-20/bmo
Earnings (Next)03-13 2024-03-13/amc
Inst Owners27.11%
Inst Owner Change0%
Ins Owners24.2%
Ins Owner Change-6.8%
Market Cap86.16M
Revenue(TTM)1.01M
Net Income(TTM)-4.53M
Analysts82.86
Price TargetN/A
Short Float %27.3%
Short Ratio9.01
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 1.37
P/S 85.52
P/FCF N/A
P/OCF N/A
P/B 3.58
P/tB 4.11
EV/EBITDA N/A
EPS(TTM)-0.32
EYN/A
EPS(NY)4.41
Fwd EY73.11%
FCF(TTM)-0.25
FCFYN/A
OCF(TTM)-0.25
OCFYN/A
SpS0.07
BVpS1.69
TBVpS1.47
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -12.7%
ROE -18.82%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-24.43%
ROA(5y)-65.81%
ROE(3y)-34.94%
ROE(5y)-81.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 0.38%
Cap/Sales 0.26%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.59
Quick Ratio 2.59
Altman-Z -21.82
F-Score6
WACC10.89%
ROIC/WACCN/A
Cap/Depr(3y)122.62%
Cap/Depr(5y)73.57%
Cap/Sales(3y)225.02%
Cap/Sales(5y)135.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)63.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.91%
EPS Next Y33.75%
EPS Next 2Y14.84%
EPS Next 3Y15.75%
EPS Next 5Y13.3%
Revenue 1Y (TTM)125.93%
Revenue growth 3Y14.56%
Revenue growth 5Y-10.35%
Sales Q2Q%145.52%
Revenue Next Year22.17%
Revenue Next 2Y18.37%
Revenue Next 3Y16.07%
Revenue Next 5Y13.04%
EBIT growth 1Y34.73%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year117.03%
EBIT Next 3Y44.8%
EBIT Next 5Y29.72%
FCF growth 1Y38.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-28.14%
OCF growth 3YN/A
OCF growth 5YN/A

CHAINCE DIGITAL HOLDINGS INC / CD FAQ

What is the fundamental rating for CD stock?

ChartMill assigns a fundamental rating of 3 / 10 to CD.


What is the valuation status of CHAINCE DIGITAL HOLDINGS INC (CD) stock?

ChartMill assigns a valuation rating of 4 / 10 to CHAINCE DIGITAL HOLDINGS INC (CD). This can be considered as Fairly Valued.


Can you provide the profitability details for CHAINCE DIGITAL HOLDINGS INC?

CHAINCE DIGITAL HOLDINGS INC (CD) has a profitability rating of 0 / 10.


What is the financial health of CHAINCE DIGITAL HOLDINGS INC (CD) stock?

The financial health rating of CHAINCE DIGITAL HOLDINGS INC (CD) is 4 / 10.