CENTURY COMMUNITIES INC (CCS) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:CCS • US1565043007
69.79 USD
+0.21 (+0.3%)
At close: Feb 6, 2026
69.79 USD
0 (0%)
After Hours: 2/6/2026, 8:22:04 PM
Overall CCS gets a fundamental rating of 4 out of 10. We evaluated CCS against 60 industry peers in the Household Durables industry. CCS has only an average score on both its financial health and profitability. CCS has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CCS was profitable.
- In the past year CCS had a positive cash flow from operations.
- Each year in the past 5 years CCS has been profitable.
- The reported operating cash flow has been mixed in the past 5 years: CCS reported negative operating cash flow in multiple years.
1.2 Ratios
- CCS has a Return On Assets (4.57%) which is comparable to the rest of the industry.
- CCS has a Return On Equity of 8.32%. This is comparable to the rest of the industry: CCS outperforms 43.33% of its industry peers.
- CCS has a Return On Invested Capital (6.61%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for CCS is in line with the industry average of 9.41%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROIC | 6.61% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
1.3 Margins
- CCS's Profit Margin of 5.16% is in line compared to the rest of the industry. CCS outperforms 55.00% of its industry peers.
- In the last couple of years the Profit Margin of CCS has declined.
- CCS's Operating Margin of 8.88% is fine compared to the rest of the industry. CCS outperforms 61.67% of its industry peers.
- In the last couple of years the Operating Margin of CCS has declined.
- With a Gross Margin value of 21.22%, CCS is not doing good in the industry: 71.67% of the companies in the same industry are doing better.
- CCS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% |
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CCS is destroying value.
- CCS has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for CCS has been reduced compared to 5 years ago.
- CCS has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.23 indicates that CCS is not in any danger for bankruptcy at the moment.
- The Altman-Z score of CCS (3.23) is comparable to the rest of the industry.
- CCS has a debt to FCF ratio of 7.83. This is a slightly negative value and a sign of low solvency as CCS would need 7.83 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 7.83, CCS perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
- A Debt/Equity ratio of 0.65 indicates that CCS is somewhat dependend on debt financing.
- The Debt to Equity ratio of CCS (0.65) is worse than 61.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Altman-Z | 3.23 |
ROIC/WACC0.76
WACC8.74%
2.3 Liquidity
- A Current Ratio of 8.36 indicates that CCS has no problem at all paying its short term obligations.
- CCS's Current ratio of 8.36 is amongst the best of the industry. CCS outperforms 83.33% of its industry peers.
- CCS has a Quick Ratio of 8.36. This is a bad value and indicates that CCS is not financially healthy enough and could expect problems in meeting its short term obligations.
- CCS's Quick ratio of 0.44 is on the low side compared to the rest of the industry. CCS is outperformed by 86.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 |
3. Growth
3.1 Past
- CCS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -52.40%.
- CCS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -4.46% yearly.
- CCS shows a decrease in Revenue. In the last year, the revenue decreased by -6.38%.
- Measured over the past years, CCS shows a small growth in Revenue. The Revenue has been growing by 5.43% on average per year.
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
3.2 Future
- CCS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.11% yearly.
- CCS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.46% yearly.
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 14.10, the valuation of CCS can be described as correct.
- CCS's Price/Earnings ratio is in line with the industry average.
- CCS is valuated rather cheaply when we compare the Price/Earnings ratio to 27.92, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 14.47 indicates a correct valuation of CCS.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CCS is on the same level as its industry peers.
- When comparing the Price/Forward Earnings ratio of CCS to the average of the S&P500 Index (27.78), we can say CCS is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.1 | ||
| Fwd PE | 14.47 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CCS is on the same level as its industry peers.
- Based on the Price/Free Cash Flow ratio, CCS is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.66 | ||
| EV/EBITDA | 9.05 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as CCS's earnings are expected to grow with 16.11% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- CCS has a Yearly Dividend Yield of 1.84%.
- Compared to an average industry Dividend Yield of 1.20, CCS pays a bit more dividend than its industry peers.
- CCS's Dividend Yield is comparable with the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
- CCS has been paying a dividend for over 5 years, so it has already some track record.
- CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- CCS pays out 16.06% of its income as dividend. This is a sustainable payout ratio.
DP16.06%
EPS Next 2Y16.11%
EPS Next 3YN/A
69.79
+0.21 (+0.3%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners93.02%
Inst Owner Change-1.9%
Ins Owners13.13%
Ins Owner Change0%
Market Cap2.05B
Revenue(TTM)4.12B
Net Income(TTM)214.38M
Analysts72.5
Price Target83.64 (19.85%)
Short Float %8.3%
Short Ratio8.24
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
Yearly Dividend1.04
Dividend Growth(5Y)N/A
DP16.06%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)31.05%
Min EPS beat(2)0.42%
Max EPS beat(2)61.67%
EPS beat(4)2
Avg EPS beat(4)9.55%
Min EPS beat(4)-23.59%
Max EPS beat(4)61.67%
EPS beat(8)6
Avg EPS beat(8)13.88%
EPS beat(12)10
Avg EPS beat(12)24.27%
EPS beat(16)14
Avg EPS beat(16)20.68%
Revenue beat(2)2
Avg Revenue beat(2)7.13%
Min Revenue beat(2)6.82%
Max Revenue beat(2)7.44%
Revenue beat(4)2
Avg Revenue beat(4)2.18%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)7.44%
Revenue beat(8)5
Avg Revenue beat(8)7.99%
Revenue beat(12)9
Avg Revenue beat(12)10.58%
Revenue beat(16)12
Avg Revenue beat(16)8.28%
PT rev (1m)0%
PT rev (3m)-2.78%
EPS NQ rev (1m)-6.83%
EPS NQ rev (3m)-7.54%
EPS NY rev (1m)0%
EPS NY rev (3m)3.92%
Revenue NQ rev (1m)-1.93%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.1 | ||
| Fwd PE | 14.47 | ||
| P/S | 0.49 | ||
| P/FCF | 9.66 | ||
| P/OCF | 8.47 | ||
| P/B | 0.8 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 9.05 |
EPS(TTM)4.95
EY7.09%
EPS(NY)4.82
Fwd EY6.91%
FCF(TTM)7.22
FCFY10.35%
OCF(TTM)8.24
OCFY11.8%
SpS141.51
BVpS87.75
TBVpS86.35
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROCE | 8.71% | ||
| ROIC | 6.61% | ||
| ROICexc | 6.82% | ||
| ROICexgc | 8.15% | ||
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% | ||
| FCFM | 5.11% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
ROICexc(3y)8.62%
ROICexc(5y)12.91%
ROICexgc(3y)10%
ROICexgc(5y)15.28%
ROCE(3y)10.87%
ROCE(5y)16.6%
ROICexgc growth 3Y-28.91%
ROICexgc growth 5Y-11.73%
ROICexc growth 3Y-27.5%
ROICexc growth 5Y-9.64%
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
F-Score4
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 115.71% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.26% | ||
| Profit Quality | 99.01% | ||
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 | ||
| Altman-Z | 3.23 |
F-Score4
WACC8.74%
ROIC/WACC0.76
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.49%
EBIT growth 3Y-21.33%
EBIT growth 5Y2.33%
EBIT Next Year68.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y194.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y246.37%
OCF growth 3YN/A
OCF growth 5YN/A
CENTURY COMMUNITIES INC / CCS FAQ
What is the fundamental rating for CCS stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCS.
What is the valuation status of CENTURY COMMUNITIES INC (CCS) stock?
ChartMill assigns a valuation rating of 4 / 10 to CENTURY COMMUNITIES INC (CCS). This can be considered as Fairly Valued.
What is the profitability of CCS stock?
CENTURY COMMUNITIES INC (CCS) has a profitability rating of 4 / 10.
Can you provide the financial health for CCS stock?
The financial health rating of CENTURY COMMUNITIES INC (CCS) is 5 / 10.
Can you provide the expected EPS growth for CCS stock?
The Earnings per Share (EPS) of CENTURY COMMUNITIES INC (CCS) is expected to decline by -2.59% in the next year.