CENTURY COMMUNITIES INC (CCS) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:CCS • US1565043007
64.955 USD
+1.98 (+3.15%)
Last: Feb 3, 2026, 03:45 PM
Overall CCS gets a fundamental rating of 5 out of 10. We evaluated CCS against 60 industry peers in the Household Durables industry. CCS has an average financial health and profitability rating. CCS is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year CCS was profitable.
- CCS had a positive operating cash flow in the past year.
- Each year in the past 5 years CCS has been profitable.
- The reported operating cash flow has been mixed in the past 5 years: CCS reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.57%, CCS is in line with its industry, outperforming 55.00% of the companies in the same industry.
- CCS has a Return On Equity (8.32%) which is comparable to the rest of the industry.
- CCS has a Return On Invested Capital (6.61%) which is comparable to the rest of the industry.
- Measured over the past 3 years, the Average Return On Invested Capital for CCS is in line with the industry average of 9.52%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROIC | 6.61% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
1.3 Margins
- CCS has a Profit Margin (5.16%) which is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of CCS has declined.
- Looking at the Operating Margin, with a value of 8.88%, CCS is in the better half of the industry, outperforming 61.67% of the companies in the same industry.
- CCS's Operating Margin has declined in the last couple of years.
- CCS has a Gross Margin of 21.22%. This is in the lower half of the industry: CCS underperforms 71.67% of its industry peers.
- CCS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% |
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CCS is destroying value.
- CCS has less shares outstanding than it did 1 year ago.
- CCS has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for CCS has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.17 indicates that CCS is not in any danger for bankruptcy at the moment.
- The Altman-Z score of CCS (3.17) is comparable to the rest of the industry.
- CCS has a debt to FCF ratio of 7.83. This is a slightly negative value and a sign of low solvency as CCS would need 7.83 years to pay back of all of its debts.
- CCS's Debt to FCF ratio of 7.83 is in line compared to the rest of the industry. CCS outperforms 43.33% of its industry peers.
- A Debt/Equity ratio of 0.65 indicates that CCS is somewhat dependend on debt financing.
- The Debt to Equity ratio of CCS (0.65) is worse than 61.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Altman-Z | 3.17 |
ROIC/WACC0.76
WACC8.71%
2.3 Liquidity
- CCS has a Current Ratio of 8.36. This indicates that CCS is financially healthy and has no problem in meeting its short term obligations.
- CCS's Current ratio of 8.36 is amongst the best of the industry. CCS outperforms 83.33% of its industry peers.
- A Quick Ratio of 0.44 indicates that CCS may have some problems paying its short term obligations.
- CCS's Quick ratio of 0.44 is on the low side compared to the rest of the industry. CCS is outperformed by 86.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 |
3. Growth
3.1 Past
- CCS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -48.75%.
- Measured over the past years, CCS shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.04% on average per year.
- CCS shows a decrease in Revenue. In the last year, the revenue decreased by -6.38%.
- Measured over the past years, CCS shows a small growth in Revenue. The Revenue has been growing by 5.43% on average per year.
EPS 1Y (TTM)-48.75%
EPS 3Y-30.87%
EPS 5Y-3.04%
EPS Q2Q%-50.31%
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
3.2 Future
- Based on estimates for the next years, CCS will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.68% on average per year.
- The Revenue is expected to grow by 2.74% on average over the next years.
EPS Next Y20.28%
EPS Next 2Y14.68%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.95%
Revenue Next 2Y2.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- CCS is valuated correctly with a Price/Earnings ratio of 12.19.
- CCS's Price/Earnings ratio is a bit cheaper when compared to the industry. CCS is cheaper than 63.33% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.41, CCS is valued rather cheaply.
- With a Price/Forward Earnings ratio of 10.13, the valuation of CCS can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, CCS is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.64, CCS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.19 | ||
| Fwd PE | 10.13 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as CCS.
- Based on the Price/Free Cash Flow ratio, CCS is valued cheaper than 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.99 | ||
| EV/EBITDA | 8.56 |
4.3 Compensation for Growth
- CCS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as CCS's earnings are expected to grow with 14.68% in the coming years.
PEG (NY)0.6
PEG (5Y)N/A
EPS Next 2Y14.68%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.84%, CCS has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 1.22, CCS pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, CCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
- CCS has been paying a dividend for over 5 years, so it has already some track record.
- CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- CCS pays out 16.06% of its income as dividend. This is a sustainable payout ratio.
DP16.06%
EPS Next 2Y14.68%
EPS Next 3YN/A
NYSE:CCS (2/3/2026, 3:45:45 PM)
64.955
+1.98 (+3.15%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners93.02%
Inst Owner Change-1.9%
Ins Owners13.13%
Ins Owner Change0%
Market Cap1.91B
Revenue(TTM)4.12B
Net Income(TTM)214.38M
Analysts72.5
Price Target71.4 (9.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
Yearly Dividend1.04
Dividend Growth(5Y)N/A
DP16.06%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)31.05%
Min EPS beat(2)0.42%
Max EPS beat(2)61.67%
EPS beat(4)2
Avg EPS beat(4)9.55%
Min EPS beat(4)-23.59%
Max EPS beat(4)61.67%
EPS beat(8)6
Avg EPS beat(8)13.88%
EPS beat(12)10
Avg EPS beat(12)24.27%
EPS beat(16)14
Avg EPS beat(16)20.68%
Revenue beat(2)2
Avg Revenue beat(2)7.13%
Min Revenue beat(2)6.82%
Max Revenue beat(2)7.44%
Revenue beat(4)2
Avg Revenue beat(4)2.18%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)7.44%
Revenue beat(8)5
Avg Revenue beat(8)7.99%
Revenue beat(12)9
Avg Revenue beat(12)10.58%
Revenue beat(16)12
Avg Revenue beat(16)8.28%
PT rev (1m)0%
PT rev (3m)-2.78%
EPS NQ rev (1m)-6.83%
EPS NQ rev (3m)-7.54%
EPS NY rev (1m)0%
EPS NY rev (3m)3.92%
Revenue NQ rev (1m)-1.93%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.19 | ||
| Fwd PE | 10.13 | ||
| P/S | 0.46 | ||
| P/FCF | 8.99 | ||
| P/OCF | 7.89 | ||
| P/B | 0.74 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | 8.56 |
EPS(TTM)5.33
EY8.21%
EPS(NY)6.41
Fwd EY9.87%
FCF(TTM)7.22
FCFY11.12%
OCF(TTM)8.24
OCFY12.68%
SpS141.51
BVpS87.75
TBVpS86.35
PEG (NY)0.6
PEG (5Y)N/A
Graham Number102.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROCE | 8.71% | ||
| ROIC | 6.61% | ||
| ROICexc | 6.82% | ||
| ROICexgc | 8.15% | ||
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% | ||
| FCFM | 5.11% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
ROICexc(3y)8.62%
ROICexc(5y)12.91%
ROICexgc(3y)10%
ROICexgc(5y)15.28%
ROCE(3y)10.87%
ROCE(5y)16.6%
ROICexgc growth 3Y-28.91%
ROICexgc growth 5Y-11.73%
ROICexc growth 3Y-27.5%
ROICexc growth 5Y-9.64%
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
F-Score4
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 115.71% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.26% | ||
| Profit Quality | 99.01% | ||
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 | ||
| Altman-Z | 3.17 |
F-Score4
WACC8.71%
ROIC/WACC0.76
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-48.75%
EPS 3Y-30.87%
EPS 5Y-3.04%
EPS Q2Q%-50.31%
EPS Next Y20.28%
EPS Next 2Y14.68%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
Revenue Next Year5.95%
Revenue Next 2Y2.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.49%
EBIT growth 3Y-21.33%
EBIT growth 5Y2.33%
EBIT Next Year68.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y194.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y246.37%
OCF growth 3YN/A
OCF growth 5YN/A
CENTURY COMMUNITIES INC / CCS FAQ
What is the fundamental rating for CCS stock?
ChartMill assigns a fundamental rating of 5 / 10 to CCS.
What is the valuation status of CENTURY COMMUNITIES INC (CCS) stock?
ChartMill assigns a valuation rating of 7 / 10 to CENTURY COMMUNITIES INC (CCS). This can be considered as Undervalued.
What is the profitability of CCS stock?
CENTURY COMMUNITIES INC (CCS) has a profitability rating of 4 / 10.
Can you provide the financial health for CCS stock?
The financial health rating of CENTURY COMMUNITIES INC (CCS) is 5 / 10.
Can you provide the expected EPS growth for CCS stock?
The Earnings per Share (EPS) of CENTURY COMMUNITIES INC (CCS) is expected to grow by 20.28% in the next year.