CENTURY COMMUNITIES INC (CCS) Stock Fundamental Analysis
USA - NYSE:CCS - US1565043007 - Common Stock
67.78 USD
+0.41 (+0.61%)
Taking everything into account, CCS scores 5 out of 10 in our fundamental rating. CCS was compared to 63 industry peers in the Household Durables industry. CCS has an average financial health and profitability rating. CCS has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CCS had positive earnings in the past year.
In the past year CCS had a positive cash flow from operations.
In the past 5 years CCS has always been profitable.
CCS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.68%, CCS is in line with its industry, outperforming 58.73% of the companies in the same industry.
CCS has a Return On Equity (10.14%) which is comparable to the rest of the industry.
With a Return On Invested Capital value of 7.69%, CCS perfoms like the industry average, outperforming 53.97% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CCS is in line with the industry average of 10.51%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 10.14% | ||
| ROIC | 7.69% |
ROA(3y)9.18%
ROA(5y)9.81%
ROE(3y)16.01%
ROE(5y)18.47%
ROIC(3y)11.48%
ROIC(5y)12.4%
1.3 Margins
CCS has a Profit Margin (6.03%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CCS has grown nicely.
CCS's Operating Margin of 9.89% is in line compared to the rest of the industry. CCS outperforms 55.56% of its industry peers.
In the last couple of years the Operating Margin of CCS has grown nicely.
CCS's Gross Margin of 22.08% is on the low side compared to the rest of the industry. CCS is outperformed by 74.60% of its industry peers.
In the last couple of years the Gross Margin of CCS has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.89% | ||
| PM (TTM) | 6.03% | ||
| GM | 22.08% |
OM growth 3Y-12.42%
OM growth 5Y9.7%
PM growth 3Y-13.74%
PM growth 5Y11.24%
GM growth 3Y-4.17%
GM growth 5Y4%
2. Health
2.1 Basic Checks
CCS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
CCS has less shares outstanding than it did 1 year ago.
CCS has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CCS has a worse debt to assets ratio.
2.2 Solvency
CCS has an Altman-Z score of 3.35. This indicates that CCS is financially healthy and has little risk of bankruptcy at the moment.
CCS has a Altman-Z score (3.35) which is comparable to the rest of the industry.
The Debt to FCF ratio of CCS is 12.10, which is on the high side as it means it would take CCS, 12.10 years of fcf income to pay off all of its debts.
CCS's Debt to FCF ratio of 12.10 is in line compared to the rest of the industry. CCS outperforms 52.38% of its industry peers.
CCS has a Debt/Equity ratio of 0.62. This is a neutral value indicating CCS is somewhat dependend on debt financing.
The Debt to Equity ratio of CCS (0.62) is worse than 63.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | 12.1 | ||
| Altman-Z | 3.35 |
ROIC/WACC0.93
WACC8.3%
2.3 Liquidity
CCS has a Current Ratio of 8.56. This indicates that CCS is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 8.56, CCS belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
CCS has a Quick Ratio of 8.56. This is a bad value and indicates that CCS is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.38, CCS is not doing good in the industry: 87.30% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.56 | ||
| Quick Ratio | 0.38 |
3. Growth
3.1 Past
The earnings per share for CCS have decreased strongly by -18.58% in the last year.
CCS shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 22.96% yearly.
CCS shows a small growth in Revenue. In the last year, the Revenue has grown by 5.66%.
Measured over the past years, CCS shows a quite strong growth in Revenue. The Revenue has been growing by 11.64% on average per year.
EPS 1Y (TTM)-18.58%
EPS 3Y-11.26%
EPS 5Y22.96%
EPS Q2Q%-56.32%
Revenue 1Y (TTM)5.66%
Revenue growth 3Y1.42%
Revenue growth 5Y11.64%
Sales Q2Q%-3.73%
3.2 Future
The Earnings Per Share is expected to decrease by -18.50% on average over the next years. This is quite bad
The Revenue is expected to decrease by -0.16% on average over the next years.
EPS Next Y-54.45%
EPS Next 2Y-18.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-10.39%
Revenue Next 2Y-0.16%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.23, which indicates a very decent valuation of CCS.
84.13% of the companies in the same industry are more expensive than CCS, based on the Price/Earnings ratio.
CCS is valuated cheaply when we compare the Price/Earnings ratio to 27.20, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 9.81, the valuation of CCS can be described as reasonable.
Based on the Price/Forward Earnings ratio, CCS is valued cheaply inside the industry as 80.95% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of CCS to the average of the S&P500 Index (22.70), we can say CCS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.23 | ||
| Fwd PE | 9.81 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CCS indicates a somewhat cheap valuation: CCS is cheaper than 65.08% of the companies listed in the same industry.
77.78% of the companies in the same industry are more expensive than CCS, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.34 | ||
| EV/EBITDA | 7.72 |
4.3 Compensation for Growth
CCS's earnings are expected to decrease with -18.50% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.36
EPS Next 2Y-18.5%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.67%, CCS has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.03, CCS pays a bit more dividend than its industry peers.
Compared to the average S&P500 Dividend Yield of 2.38, CCS is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
5.2 History
CCS has been paying a dividend for over 5 years, so it has already some track record.
CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
CCS pays out 13.07% of its income as dividend. This is a sustainable payout ratio.
DP13.07%
EPS Next 2Y-18.5%
EPS Next 3YN/A
NYSE:CCS (9/18/2025, 12:04:49 PM)
67.78
+0.41 (+0.61%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners95.86%
Inst Owner Change-1.91%
Ins Owners13%
Ins Owner Change1.11%
Market Cap2.01B
Analysts75
Price Target70.38 (3.84%)
Short Float %8.24%
Short Ratio6.31
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
Yearly Dividend1.04
Dividend Growth(5Y)N/A
DP13.07%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-11.59%
Min EPS beat(2)-23.59%
Max EPS beat(2)0.42%
EPS beat(4)2
Avg EPS beat(4)-5.85%
Min EPS beat(4)-23.59%
Max EPS beat(4)0.42%
EPS beat(8)6
Avg EPS beat(8)13.17%
EPS beat(12)10
Avg EPS beat(12)19.53%
EPS beat(16)14
Avg EPS beat(16)17.92%
Revenue beat(2)1
Avg Revenue beat(2)2.08%
Min Revenue beat(2)-3.28%
Max Revenue beat(2)7.44%
Revenue beat(4)2
Avg Revenue beat(4)1.12%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)7.44%
Revenue beat(8)5
Avg Revenue beat(8)8.65%
Revenue beat(12)9
Avg Revenue beat(12)10.61%
Revenue beat(16)11
Avg Revenue beat(16)7.72%
PT rev (1m)0%
PT rev (3m)-28.12%
EPS NQ rev (1m)-2.07%
EPS NQ rev (3m)-48.37%
EPS NY rev (1m)-25.56%
EPS NY rev (3m)-44.07%
Revenue NQ rev (1m)1.03%
Revenue NQ rev (3m)-14.79%
Revenue NY rev (1m)-1.69%
Revenue NY rev (3m)-4.67%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.23 | ||
| Fwd PE | 9.81 | ||
| P/S | 0.47 | ||
| P/FCF | 15.34 | ||
| P/OCF | 12.85 | ||
| P/B | 0.78 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | 7.72 |
EPS(TTM)8.24
EY12.16%
EPS(NY)6.91
Fwd EY10.19%
FCF(TTM)4.42
FCFY6.52%
OCF(TTM)5.27
OCFY7.78%
SpS145.36
BVpS86.39
TBVpS85
PEG (NY)N/A
PEG (5Y)0.36
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 10.14% | ||
| ROCE | 10.28% | ||
| ROIC | 7.69% | ||
| ROICexc | 7.87% | ||
| ROICexgc | 9.44% | ||
| OM | 9.89% | ||
| PM (TTM) | 6.03% | ||
| GM | 22.08% | ||
| FCFM | 3.04% |
ROA(3y)9.18%
ROA(5y)9.81%
ROE(3y)16.01%
ROE(5y)18.47%
ROIC(3y)11.48%
ROIC(5y)12.4%
ROICexc(3y)12.32%
ROICexc(5y)13.67%
ROICexgc(3y)14.46%
ROICexgc(5y)16.41%
ROCE(3y)15.8%
ROCE(5y)17.71%
ROICexcg growth 3Y-22.02%
ROICexcg growth 5Y8.94%
ROICexc growth 3Y-20.98%
ROICexc growth 5Y8.42%
OM growth 3Y-12.42%
OM growth 5Y9.7%
PM growth 3Y-13.74%
PM growth 5Y11.24%
GM growth 3Y-4.17%
GM growth 5Y4%
F-Score4
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | 12.1 | ||
| Debt/EBITDA | 3.51 | ||
| Cap/Depr | 97.62% | ||
| Cap/Sales | 0.59% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 34.59% | ||
| Profit Quality | 50.45% | ||
| Current Ratio | 8.56 | ||
| Quick Ratio | 0.38 | ||
| Altman-Z | 3.35 |
F-Score4
WACC8.3%
ROIC/WACC0.93
Cap/Depr(3y)205.37%
Cap/Depr(5y)157.48%
Cap/Sales(3y)0.84%
Cap/Sales(5y)0.61%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.58%
EPS 3Y-11.26%
EPS 5Y22.96%
EPS Q2Q%-56.32%
EPS Next Y-54.45%
EPS Next 2Y-18.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.66%
Revenue growth 3Y1.42%
Revenue growth 5Y11.64%
Sales Q2Q%-3.73%
Revenue Next Year-10.39%
Revenue Next 2Y-0.16%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-15.36%
EBIT growth 3Y-11.18%
EBIT growth 5Y22.47%
EBIT Next Year-36.07%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-75.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-71.59%
OCF growth 3YN/A
OCF growth 5YN/A