CENTURY COMMUNITIES INC (CCS) Stock Fundamental Analysis
NYSE:CCS • US1565043007
71.85 USD
+0.19 (+0.27%)
At close: Feb 20, 2026
71.85 USD
0 (0%)
After Hours: 2/20/2026, 8:21:17 PM
Overall CCS gets a fundamental rating of 4 out of 10. We evaluated CCS against 60 industry peers in the Household Durables industry. Both the profitability and the financial health of CCS get a neutral evaluation. Nothing too spectacular is happening here. CCS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- CCS had positive earnings in the past year.
- CCS had a positive operating cash flow in the past year.
- In the past 5 years CCS has always been profitable.
- Of the past 5 years CCS 4 years had a positive operating cash flow.
1.2 Ratios
- CCS has a Return On Assets (3.31%) which is in line with its industry peers.
- CCS has a Return On Equity (5.69%) which is comparable to the rest of the industry.
- CCS has a Return On Invested Capital of 6.95%. This is comparable to the rest of the industry: CCS outperforms 55.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CCS is in line with the industry average of 9.21%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.31% | ||
| ROE | 5.69% | ||
| ROIC | 6.95% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
1.3 Margins
- Looking at the Profit Margin, with a value of 3.58%, CCS is in line with its industry, outperforming 50.00% of the companies in the same industry.
- In the last couple of years the Profit Margin of CCS has declined.
- Looking at the Operating Margin, with a value of 8.98%, CCS is in the better half of the industry, outperforming 65.00% of the companies in the same industry.
- In the last couple of years the Operating Margin of CCS has declined.
- CCS's Gross Margin of 21.24% is on the low side compared to the rest of the industry. CCS is outperformed by 71.67% of its industry peers.
- CCS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.98% | ||
| PM (TTM) | 3.58% | ||
| GM | 21.24% |
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
2. Health
2.1 Basic Checks
- CCS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for CCS has been reduced compared to 1 year ago.
- Compared to 5 years ago, CCS has less shares outstanding
- Compared to 1 year ago, CCS has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 3.39 indicates that CCS is not in any danger for bankruptcy at the moment.
- CCS's Altman-Z score of 3.39 is in line compared to the rest of the industry. CCS outperforms 53.33% of its industry peers.
- The Debt to FCF ratio of CCS is 11.61, which is on the high side as it means it would take CCS, 11.61 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of CCS (11.61) is comparable to the rest of the industry.
- CCS has a Debt/Equity ratio of 0.56. This is a neutral value indicating CCS is somewhat dependend on debt financing.
- The Debt to Equity ratio of CCS (0.56) is worse than 65.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 11.61 | ||
| Altman-Z | 3.39 |
ROIC/WACC0.8
WACC8.74%
2.3 Liquidity
- A Current Ratio of 8.30 indicates that CCS has no problem at all paying its short term obligations.
- CCS has a Current ratio of 8.30. This is amongst the best in the industry. CCS outperforms 86.67% of its industry peers.
- CCS has a Quick Ratio of 8.30. This is a bad value and indicates that CCS is not financially healthy enough and could expect problems in meeting its short term obligations.
- CCS has a Quick ratio of 0.39. This is amonst the worse of the industry: CCS underperforms 93.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.3 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
- CCS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -52.40%.
- The Earnings Per Share has been decreasing by -4.46% on average over the past years.
- CCS shows a decrease in Revenue. In the last year, the revenue decreased by -6.38%.
- The Revenue has been growing slightly by 5.43% on average over the past years.
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
3.2 Future
- CCS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.11% yearly.
- CCS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.46% yearly.
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 14.52, the valuation of CCS can be described as correct.
- Compared to the rest of the industry, the Price/Earnings ratio of CCS is on the same level as its industry peers.
- Compared to an average S&P500 Price/Earnings ratio of 26.99, CCS is valued a bit cheaper.
- A Price/Forward Earnings ratio of 14.90 indicates a correct valuation of CCS.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CCS indicates a somewhat cheap valuation: CCS is cheaper than 61.67% of the companies listed in the same industry.
- CCS is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.52 | ||
| Fwd PE | 14.9 |
4.2 Price Multiples
- CCS's Enterprise Value to EBITDA ratio is in line with the industry average.
- CCS's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.79 | ||
| EV/EBITDA | 8.66 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as CCS's earnings are expected to grow with 16.11% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.79%, CCS has a reasonable but not impressive dividend return.
- CCS's Dividend Yield is a higher than the industry average which is at 1.16.
- Compared to an average S&P500 Dividend Yield of 1.81, CCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
- CCS has been paying a dividend for over 5 years, so it has already some track record.
- CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 23.54% of the earnings are spent on dividend by CCS. This is a low number and sustainable payout ratio.
DP23.54%
EPS Next 2Y16.11%
EPS Next 3YN/A
71.85
+0.19 (+0.27%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners93.02%
Inst Owner Change-1.61%
Ins Owners13.13%
Ins Owner Change7.14%
Market Cap2.09B
Revenue(TTM)4.12B
Net Income(TTM)147.60M
Analysts73.33
Price Target83.64 (16.41%)
Short Float %7.16%
Short Ratio6.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend1.16
Dividend Growth(5Y)N/A
DP23.54%
Div Incr Years3
Div Non Decr Years3
Ex-Date02-25 2026-02-25 (0.32)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)26.35%
Min EPS beat(2)-8.97%
Max EPS beat(2)61.67%
EPS beat(4)2
Avg EPS beat(4)7.38%
Min EPS beat(4)-23.59%
Max EPS beat(4)61.67%
EPS beat(8)5
Avg EPS beat(8)9.58%
EPS beat(12)9
Avg EPS beat(12)22.66%
EPS beat(16)13
Avg EPS beat(16)19.11%
Revenue beat(2)2
Avg Revenue beat(2)11.27%
Min Revenue beat(2)6.82%
Max Revenue beat(2)15.72%
Revenue beat(4)3
Avg Revenue beat(4)6.67%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)15.72%
Revenue beat(8)5
Avg Revenue beat(8)5.81%
Revenue beat(12)9
Avg Revenue beat(12)10.6%
Revenue beat(16)12
Avg Revenue beat(16)9.18%
PT rev (1m)17.14%
PT rev (3m)13.89%
EPS NQ rev (1m)-57.58%
EPS NQ rev (3m)-57.58%
EPS NY rev (1m)-24.79%
EPS NY rev (3m)-24.79%
Revenue NQ rev (1m)-16.25%
Revenue NQ rev (3m)-16.25%
Revenue NY rev (1m)-3.38%
Revenue NY rev (3m)-3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.52 | ||
| Fwd PE | 14.9 | ||
| P/S | 0.51 | ||
| P/FCF | 16.79 | ||
| P/OCF | 13.63 | ||
| P/B | 0.81 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 8.66 |
EPS(TTM)4.95
EY6.89%
EPS(NY)4.82
Fwd EY6.71%
FCF(TTM)4.28
FCFY5.96%
OCF(TTM)5.27
OCFY7.33%
SpS141.75
BVpS89.22
TBVpS87.8
PEG (NY)N/A
PEG (5Y)N/A
Graham Number99.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.31% | ||
| ROE | 5.69% | ||
| ROCE | 9.16% | ||
| ROIC | 6.95% | ||
| ROICexc | 7.15% | ||
| ROICexgc | 8.73% | ||
| OM | 8.98% | ||
| PM (TTM) | 3.58% | ||
| GM | 21.24% | ||
| FCFM | 3.02% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
ROICexc(3y)8.62%
ROICexc(5y)12.91%
ROICexgc(3y)10.3%
ROICexgc(5y)15.46%
ROCE(3y)10.87%
ROCE(5y)16.6%
ROICexgc growth 3Y-26.27%
ROICexgc growth 5Y-9.77%
ROICexc growth 3Y-27.5%
ROICexc growth 5Y-9.64%
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
F-Score5
Asset Turnover0.92
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 11.61 | ||
| Debt/EBITDA | 3.66 | ||
| Cap/Depr | 115.89% | ||
| Cap/Sales | 0.7% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 38.81% | ||
| Profit Quality | 84.23% | ||
| Current Ratio | 8.3 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 3.39 |
F-Score5
WACC8.74%
ROIC/WACC0.8
Cap/Depr(3y)183.28%
Cap/Depr(5y)167.68%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.87%
EBIT growth 3Y-21.33%
EBIT growth 5Y2.33%
EBIT Next Year68.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y43.34%
FCF growth 3Y-25.02%
FCF growth 5Y-17.84%
OCF growth 1Y21.79%
OCF growth 3Y-21.4%
OCF growth 5Y-14.78%
CENTURY COMMUNITIES INC / CCS FAQ
What is the fundamental rating for CCS stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCS.
What is the valuation status of CENTURY COMMUNITIES INC (CCS) stock?
ChartMill assigns a valuation rating of 4 / 10 to CENTURY COMMUNITIES INC (CCS). This can be considered as Fairly Valued.
What is the profitability of CCS stock?
CENTURY COMMUNITIES INC (CCS) has a profitability rating of 4 / 10.
Can you provide the financial health for CCS stock?
The financial health rating of CENTURY COMMUNITIES INC (CCS) is 5 / 10.
Can you provide the expected EPS growth for CCS stock?
The Earnings per Share (EPS) of CENTURY COMMUNITIES INC (CCS) is expected to decline by -2.59% in the next year.