CENTURY COMMUNITIES INC (CCS) Fundamental Analysis & Valuation
NYSE:CCS • US1565043007
59.98 USD
-1.43 (-2.33%)
At close: Mar 9, 2026
59.98 USD
0 (0%)
After Hours: 3/9/2026, 8:04:00 PM
This CCS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Overall CCS gets a fundamental rating of 4 out of 10. We evaluated CCS against 60 industry peers in the Household Durables industry. CCS has an average financial health and profitability rating. CCS is valued correctly, but it does not seem to be growing.
1. CCS Profitability Analysis
1.1 Basic Checks
- In the past year CCS was profitable.
- CCS had a positive operating cash flow in the past year.
- CCS had positive earnings in each of the past 5 years.
- Of the past 5 years CCS 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 3.31%, CCS is in line with its industry, outperforming 51.67% of the companies in the same industry.
- CCS's Return On Equity of 5.69% is in line compared to the rest of the industry. CCS outperforms 45.00% of its industry peers.
- CCS has a Return On Invested Capital (6.95%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for CCS is in line with the industry average of 9.03%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.31% | ||
| ROE | 5.69% | ||
| ROIC | 6.95% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
1.3 Margins
- CCS has a Profit Margin (3.58%) which is in line with its industry peers.
- In the last couple of years the Profit Margin of CCS has declined.
- With a decent Operating Margin value of 8.98%, CCS is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- In the last couple of years the Operating Margin of CCS has declined.
- CCS has a worse Gross Margin (21.24%) than 70.00% of its industry peers.
- In the last couple of years the Gross Margin of CCS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.98% | ||
| PM (TTM) | 3.58% | ||
| GM | 21.24% |
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
2. CCS Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CCS is destroying value.
- Compared to 1 year ago, CCS has less shares outstanding
- CCS has less shares outstanding than it did 5 years ago.
- CCS has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.30 indicates that CCS is not in any danger for bankruptcy at the moment.
- CCS has a Altman-Z score of 3.30. This is comparable to the rest of the industry: CCS outperforms 53.33% of its industry peers.
- The Debt to FCF ratio of CCS is 11.61, which is on the high side as it means it would take CCS, 11.61 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 11.61, CCS is in line with its industry, outperforming 43.33% of the companies in the same industry.
- CCS has a Debt/Equity ratio of 0.56. This is a neutral value indicating CCS is somewhat dependend on debt financing.
- CCS has a worse Debt to Equity ratio (0.56) than 65.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 11.61 | ||
| Altman-Z | 3.3 |
ROIC/WACC0.8
WACC8.7%
2.3 Liquidity
- CCS has a Current Ratio of 8.30. This indicates that CCS is financially healthy and has no problem in meeting its short term obligations.
- CCS has a Current ratio of 8.30. This is amongst the best in the industry. CCS outperforms 88.33% of its industry peers.
- CCS has a Quick Ratio of 8.30. This is a bad value and indicates that CCS is not financially healthy enough and could expect problems in meeting its short term obligations.
- CCS has a Quick ratio of 0.39. This is amonst the worse of the industry: CCS underperforms 95.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.3 | ||
| Quick Ratio | 0.39 |
3. CCS Growth Analysis
3.1 Past
- CCS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -52.40%.
- The Earnings Per Share has been decreasing by -4.46% on average over the past years.
- CCS shows a decrease in Revenue. In the last year, the revenue decreased by -6.38%.
- Measured over the past years, CCS shows a small growth in Revenue. The Revenue has been growing by 5.43% on average per year.
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
3.2 Future
- Based on estimates for the next years, CCS will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.11% on average per year.
- CCS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.14% yearly.
EPS Next Y-4.97%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.64%
Revenue Next 2Y6.14%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. CCS Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 12.12, which indicates a correct valuation of CCS.
- The rest of the industry has a similar Price/Earnings ratio as CCS.
- CCS is valuated cheaply when we compare the Price/Earnings ratio to 26.46, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 12.75, the valuation of CCS can be described as correct.
- CCS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CCS is cheaper than 63.33% of the companies in the same industry.
- CCS's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.65.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.12 | ||
| Fwd PE | 12.75 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CCS is valued a bit cheaper than the industry average as 61.67% of the companies are valued more expensively.
- CCS's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.02 | ||
| EV/EBITDA | 7.9 |
4.3 Compensation for Growth
- CCS's earnings are expected to grow with 16.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.11%
EPS Next 3YN/A
5. CCS Dividend Analysis
5.1 Amount
- CCS has a Yearly Dividend Yield of 2.03%. Purely for dividend investing, there may be better candidates out there.
- CCS's Dividend Yield is a higher than the industry average which is at 1.24.
- Compared to an average S&P500 Dividend Yield of 1.82, CCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.03% |
5.2 History
- CCS has been paying a dividend for over 5 years, so it has already some track record.
- CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 23.54% of the earnings are spent on dividend by CCS. This is a low number and sustainable payout ratio.
DP23.54%
EPS Next 2Y16.11%
EPS Next 3YN/A
CCS Fundamentals: All Metrics, Ratios and Statistics
59.98
-1.43 (-2.33%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners92.83%
Inst Owner Change-2.7%
Ins Owners15.07%
Ins Owner Change7.14%
Market Cap1.74B
Revenue(TTM)4.12B
Net Income(TTM)147.60M
Analysts75
Price Target83.64 (39.45%)
Short Float %7.42%
Short Ratio6.63
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.03% |
Yearly Dividend1.16
Dividend Growth(5Y)N/A
DP23.54%
Div Incr Years3
Div Non Decr Years3
Ex-Date02-25 2026-02-25 (0.32)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)26.35%
Min EPS beat(2)-8.97%
Max EPS beat(2)61.67%
EPS beat(4)2
Avg EPS beat(4)7.38%
Min EPS beat(4)-23.59%
Max EPS beat(4)61.67%
EPS beat(8)5
Avg EPS beat(8)9.58%
EPS beat(12)9
Avg EPS beat(12)22.66%
EPS beat(16)13
Avg EPS beat(16)19.11%
Revenue beat(2)2
Avg Revenue beat(2)11.27%
Min Revenue beat(2)6.82%
Max Revenue beat(2)15.72%
Revenue beat(4)3
Avg Revenue beat(4)6.67%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)15.72%
Revenue beat(8)5
Avg Revenue beat(8)5.81%
Revenue beat(12)9
Avg Revenue beat(12)10.6%
Revenue beat(16)12
Avg Revenue beat(16)9.18%
PT rev (1m)0%
PT rev (3m)17.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-57.58%
EPS NY rev (1m)-2.44%
EPS NY rev (3m)-26.62%
Revenue NQ rev (1m)-4.03%
Revenue NQ rev (3m)-19.63%
Revenue NY rev (1m)-3.38%
Revenue NY rev (3m)-6.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.12 | ||
| Fwd PE | 12.75 | ||
| P/S | 0.42 | ||
| P/FCF | 14.02 | ||
| P/OCF | 11.38 | ||
| P/B | 0.67 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | 7.9 |
EPS(TTM)4.95
EY8.25%
EPS(NY)4.7
Fwd EY7.84%
FCF(TTM)4.28
FCFY7.13%
OCF(TTM)5.27
OCFY8.79%
SpS141.75
BVpS89.22
TBVpS87.8
PEG (NY)N/A
PEG (5Y)N/A
Graham Number99.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.31% | ||
| ROE | 5.69% | ||
| ROCE | 9.16% | ||
| ROIC | 6.95% | ||
| ROICexc | 7.15% | ||
| ROICexgc | 8.73% | ||
| OM | 8.98% | ||
| PM (TTM) | 3.58% | ||
| GM | 21.24% | ||
| FCFM | 3.02% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
ROICexc(3y)8.62%
ROICexc(5y)12.91%
ROICexgc(3y)10.3%
ROICexgc(5y)15.46%
ROCE(3y)10.87%
ROCE(5y)16.6%
ROICexgc growth 3Y-26.27%
ROICexgc growth 5Y-9.77%
ROICexc growth 3Y-27.5%
ROICexc growth 5Y-9.64%
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
F-Score5
Asset Turnover0.92
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 11.61 | ||
| Debt/EBITDA | 3.66 | ||
| Cap/Depr | 115.89% | ||
| Cap/Sales | 0.7% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 38.81% | ||
| Profit Quality | 84.23% | ||
| Current Ratio | 8.3 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 3.3 |
F-Score5
WACC8.7%
ROIC/WACC0.8
Cap/Depr(3y)183.28%
Cap/Depr(5y)167.68%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
EPS Next Y-4.97%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
Revenue Next Year1.64%
Revenue Next 2Y6.14%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.87%
EBIT growth 3Y-21.33%
EBIT growth 5Y2.33%
EBIT Next Year52.71%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y43.34%
FCF growth 3Y-25.02%
FCF growth 5Y-17.84%
OCF growth 1Y21.79%
OCF growth 3Y-21.4%
OCF growth 5Y-14.78%
CENTURY COMMUNITIES INC / CCS FAQ
What is the fundamental rating for CCS stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCS.
What is the valuation status of CENTURY COMMUNITIES INC (CCS) stock?
ChartMill assigns a valuation rating of 4 / 10 to CENTURY COMMUNITIES INC (CCS). This can be considered as Fairly Valued.
What is the profitability of CCS stock?
CENTURY COMMUNITIES INC (CCS) has a profitability rating of 4 / 10.
Can you provide the financial health for CCS stock?
The financial health rating of CENTURY COMMUNITIES INC (CCS) is 5 / 10.
Can you provide the expected EPS growth for CCS stock?
The Earnings per Share (EPS) of CENTURY COMMUNITIES INC (CCS) is expected to decline by -4.97% in the next year.