CENTURY COMMUNITIES INC (CCS) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:CCS • US1565043007
73.37 USD
+0.74 (+1.02%)
At close: Feb 11, 2026
73.37 USD
0 (0%)
After Hours: 2/11/2026, 8:10:42 PM
Overall CCS gets a fundamental rating of 4 out of 10. We evaluated CCS against 60 industry peers in the Household Durables industry. CCS has an average financial health and profitability rating. CCS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CCS was profitable.
- CCS had a positive operating cash flow in the past year.
- In the past 5 years CCS has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: CCS reported negative operating cash flow in multiple years.
1.2 Ratios
- CCS's Return On Assets of 4.57% is in line compared to the rest of the industry. CCS outperforms 55.00% of its industry peers.
- CCS has a Return On Equity (8.32%) which is in line with its industry peers.
- CCS has a Return On Invested Capital (6.61%) which is comparable to the rest of the industry.
- Measured over the past 3 years, the Average Return On Invested Capital for CCS is in line with the industry average of 9.31%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROIC | 6.61% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
1.3 Margins
- CCS has a Profit Margin (5.16%) which is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of CCS has declined.
- The Operating Margin of CCS (8.88%) is better than 61.67% of its industry peers.
- CCS's Operating Margin has declined in the last couple of years.
- Looking at the Gross Margin, with a value of 21.22%, CCS is doing worse than 71.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of CCS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% |
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CCS is destroying value.
- Compared to 1 year ago, CCS has less shares outstanding
- Compared to 5 years ago, CCS has less shares outstanding
- Compared to 1 year ago, CCS has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 3.25 indicates that CCS is not in any danger for bankruptcy at the moment.
- With a Altman-Z score value of 3.25, CCS perfoms like the industry average, outperforming 53.33% of the companies in the same industry.
- CCS has a debt to FCF ratio of 7.83. This is a slightly negative value and a sign of low solvency as CCS would need 7.83 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 7.83, CCS perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
- CCS has a Debt/Equity ratio of 0.65. This is a neutral value indicating CCS is somewhat dependend on debt financing.
- CCS's Debt to Equity ratio of 0.65 is on the low side compared to the rest of the industry. CCS is outperformed by 61.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Altman-Z | 3.25 |
ROIC/WACC0.75
WACC8.81%
2.3 Liquidity
- A Current Ratio of 8.36 indicates that CCS has no problem at all paying its short term obligations.
- The Current ratio of CCS (8.36) is better than 83.33% of its industry peers.
- A Quick Ratio of 0.44 indicates that CCS may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.44, CCS is doing worse than 86.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 |
3. Growth
3.1 Past
- The earnings per share for CCS have decreased strongly by -52.40% in the last year.
- CCS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -4.46% yearly.
- The Revenue has decreased by -6.38% in the past year.
- Measured over the past years, CCS shows a small growth in Revenue. The Revenue has been growing by 5.43% on average per year.
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
3.2 Future
- The Earnings Per Share is expected to grow by 16.11% on average over the next years. This is quite good.
- CCS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.46% yearly.
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 14.82, CCS is valued correctly.
- The rest of the industry has a similar Price/Earnings ratio as CCS.
- CCS is valuated rather cheaply when we compare the Price/Earnings ratio to 28.23, which is the current average of the S&P500 Index.
- CCS is valuated correctly with a Price/Forward Earnings ratio of 15.22.
- CCS's Price/Forward Earnings ratio is in line with the industry average.
- When comparing the Price/Forward Earnings ratio of CCS to the average of the S&P500 Index (28.01), we can say CCS is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.82 | ||
| Fwd PE | 15.22 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as CCS.
- 85.00% of the companies in the same industry are more expensive than CCS, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.16 | ||
| EV/EBITDA | 9.28 |
4.3 Compensation for Growth
- CCS's earnings are expected to grow with 16.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.84%, CCS has a reasonable but not impressive dividend return.
- CCS's Dividend Yield is a higher than the industry average which is at 1.17.
- Compared to an average S&P500 Dividend Yield of 1.79, CCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
- CCS has been paying a dividend for over 5 years, so it has already some track record.
- CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- CCS pays out 16.06% of its income as dividend. This is a sustainable payout ratio.
DP16.06%
EPS Next 2Y16.11%
EPS Next 3YN/A
73.37
+0.74 (+1.02%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners93.02%
Inst Owner Change-1.9%
Ins Owners13.13%
Ins Owner Change12.08%
Market Cap2.16B
Revenue(TTM)4.12B
Net Income(TTM)214.38M
Analysts72.5
Price Target83.64 (14%)
Short Float %8.3%
Short Ratio8.24
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
Yearly Dividend1.04
Dividend Growth(5Y)N/A
DP16.06%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)31.05%
Min EPS beat(2)0.42%
Max EPS beat(2)61.67%
EPS beat(4)2
Avg EPS beat(4)9.55%
Min EPS beat(4)-23.59%
Max EPS beat(4)61.67%
EPS beat(8)6
Avg EPS beat(8)13.88%
EPS beat(12)10
Avg EPS beat(12)24.27%
EPS beat(16)14
Avg EPS beat(16)20.68%
Revenue beat(2)2
Avg Revenue beat(2)7.13%
Min Revenue beat(2)6.82%
Max Revenue beat(2)7.44%
Revenue beat(4)2
Avg Revenue beat(4)2.18%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)7.44%
Revenue beat(8)5
Avg Revenue beat(8)7.99%
Revenue beat(12)9
Avg Revenue beat(12)10.58%
Revenue beat(16)12
Avg Revenue beat(16)8.28%
PT rev (1m)17.14%
PT rev (3m)13.89%
EPS NQ rev (1m)-6.83%
EPS NQ rev (3m)-6.83%
EPS NY rev (1m)-24.79%
EPS NY rev (3m)-24.79%
Revenue NQ rev (1m)-1.93%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)-3.38%
Revenue NY rev (3m)-3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.82 | ||
| Fwd PE | 15.22 | ||
| P/S | 0.52 | ||
| P/FCF | 10.16 | ||
| P/OCF | 8.91 | ||
| P/B | 0.84 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | 9.28 |
EPS(TTM)4.95
EY6.75%
EPS(NY)4.82
Fwd EY6.57%
FCF(TTM)7.22
FCFY9.85%
OCF(TTM)8.24
OCFY11.23%
SpS141.51
BVpS87.75
TBVpS86.35
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROCE | 8.71% | ||
| ROIC | 6.61% | ||
| ROICexc | 6.82% | ||
| ROICexgc | 8.15% | ||
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% | ||
| FCFM | 5.11% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
ROICexc(3y)8.62%
ROICexc(5y)12.91%
ROICexgc(3y)10%
ROICexgc(5y)15.28%
ROCE(3y)10.87%
ROCE(5y)16.6%
ROICexgc growth 3Y-28.91%
ROICexgc growth 5Y-11.73%
ROICexc growth 3Y-27.5%
ROICexc growth 5Y-9.64%
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
F-Score4
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 115.71% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.26% | ||
| Profit Quality | 99.01% | ||
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 | ||
| Altman-Z | 3.25 |
F-Score4
WACC8.81%
ROIC/WACC0.75
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.49%
EBIT growth 3Y-21.33%
EBIT growth 5Y2.33%
EBIT Next Year68.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y194.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y246.37%
OCF growth 3YN/A
OCF growth 5YN/A
CENTURY COMMUNITIES INC / CCS FAQ
What is the fundamental rating for CCS stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCS.
What is the valuation status of CENTURY COMMUNITIES INC (CCS) stock?
ChartMill assigns a valuation rating of 4 / 10 to CENTURY COMMUNITIES INC (CCS). This can be considered as Fairly Valued.
What is the profitability of CCS stock?
CENTURY COMMUNITIES INC (CCS) has a profitability rating of 4 / 10.
Can you provide the financial health for CCS stock?
The financial health rating of CENTURY COMMUNITIES INC (CCS) is 5 / 10.
Can you provide the expected EPS growth for CCS stock?
The Earnings per Share (EPS) of CENTURY COMMUNITIES INC (CCS) is expected to decline by -2.59% in the next year.