CHECHE GROUP INC (CCG)
KYG207071088 - Common Stock
Overall CCG gets a fundamental rating of 2 out of 10. We evaluated CCG against 140 industry peers in the Insurance industry. The financial health of CCG is average, but there are quite some concerns on its profitability. CCG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
CCG had negative earnings in the past year.
CCG had a negative operating cash flow in the past year.
In multiple years CCG reported negative net income over the last 5 years.
CCG had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
CCG has a Return On Assets of -103.11%. This is amonst the worse of the industry: CCG underperforms 98.56% of its industry peers.
CCG has a worse Return On Equity (-243.73%) than 95.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -103.11% | ||
| ROE | -243.73% | ||
| ROIC | N/A |
ROA(3y)-28.71%
ROA(5y)N/A
ROE(3y)-75.24%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Gross Margin value of 4.25%, CCG belongs to the best of the industry, outperforming 87.77% of the companies in the same industry.
CCG does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 4.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CCG does not have a ROIC to compare to the WACC, probably because it is not profitable.
CCG has more shares outstanding than it did 1 year ago.
CCG has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.72, we must say that CCG is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.72, CCG is in the better half of the industry, outperforming 77.70% of the companies in the same industry.
A Debt/Equity ratio of 0.05 indicates that CCG is not too dependend on debt financing.
CCG has a better Debt to Equity ratio (0.05) than 86.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.72 |
ROIC/WACCN/A
WACC7.46%
2.3 Liquidity
A Current Ratio of 1.56 indicates that CCG should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.56, CCG belongs to the top of the industry, outperforming 89.21% of the companies in the same industry.
A Quick Ratio of 1.56 indicates that CCG should not have too much problems paying its short term obligations.
CCG's Quick ratio of 1.56 is amongst the best of the industry. CCG outperforms 89.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.56 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
CCG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -4834.74%.
EPS 1Y (TTM)-4834.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-349.84%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
3.2 Future
Based on estimates for the next years, CCG will show a very strong growth in Earnings Per Share. The EPS will grow by 27.49% on average per year.
Based on estimates for the next years, CCG will show a very strong growth in Revenue. The Revenue will grow by 104.27% on average per year.
EPS Next Y58.61%
EPS Next 2Y34.02%
EPS Next 3Y27.49%
EPS Next 5YN/A
Revenue Next Year658.16%
Revenue Next 2Y179.1%
Revenue Next 3Y104.27%
Revenue Next 5YN/A
3.3 Evolution
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CCG. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for CCG. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
CCG's earnings are expected to grow with 27.49% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y34.02%
EPS Next 3Y27.49%
5. Dividend
5.1 Amount
No dividends for CCG!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
CHECHE GROUP INC
NASDAQ:CCG (11/18/2024, 8:14:07 PM)
After market: 0.867 +0 (+0.23%)0.865
-0.03 (-3.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap67.34M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -103.11% | ||
| ROE | -243.73% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 4.25% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover3.69
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.56 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)-4834.74%
EPS 3YN/A
EPS 5Y
EPS Q2Q%
EPS Next Y58.61%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y