CBIZ INC (CBZ) Stock Fundamental Analysis

NYSE:CBZ • US1248051021

27.28 USD
-0.5 (-1.8%)
At close: Feb 25, 2026
27.6 USD
+0.32 (+1.17%)
After Hours: 2/25/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Overall CBZ gets a fundamental rating of 4 out of 10. We evaluated CBZ against 88 industry peers in the Professional Services industry. CBZ may be in some trouble as it scores bad on both profitability and health. A decent growth rate in combination with a cheap valuation! Better keep an eye on CBZ.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • CBZ had positive earnings in the past year.
  • In the past year CBZ had a positive cash flow from operations.
  • Of the past 5 years CBZ 4 years were profitable.
  • Of the past 5 years CBZ 4 years had a positive operating cash flow.
CBZ Yearly Net Income VS EBIT VS OCF VS FCFCBZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

1.2 Ratios

  • The Return On Assets of CBZ (2.29%) is comparable to the rest of the industry.
  • CBZ has a Return On Equity (5.56%) which is in line with its industry peers.
  • CBZ's Return On Invested Capital of 4.91% is in line compared to the rest of the industry. CBZ outperforms 46.59% of its industry peers.
  • CBZ had an Average Return On Invested Capital over the past 3 years of 6.53%. This is significantly below the industry average of 12.91%.
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROIC 4.91%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
CBZ Yearly ROA, ROE, ROICCBZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • CBZ's Profit Margin of 3.89% is in line compared to the rest of the industry. CBZ outperforms 55.68% of its industry peers.
  • In the last couple of years the Profit Margin of CBZ has declined.
  • CBZ's Operating Margin of 9.96% is fine compared to the rest of the industry. CBZ outperforms 68.18% of its industry peers.
  • CBZ's Operating Margin has declined in the last couple of years.
  • CBZ's Gross Margin of 13.02% is on the low side compared to the rest of the industry. CBZ is outperformed by 80.68% of its industry peers.
  • In the last couple of years the Gross Margin of CBZ has declined.
Industry RankSector Rank
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
CBZ Yearly Profit, Operating, Gross MarginsCBZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • CBZ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • There is no outstanding debt for CBZ. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
CBZ Yearly Shares OutstandingCBZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CBZ Yearly Total Debt VS Total AssetsCBZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • Based on the Altman-Z score of 1.55, we must say that CBZ is in the distress zone and has some risk of bankruptcy.
  • CBZ has a Altman-Z score of 1.55. This is in the lower half of the industry: CBZ underperforms 63.64% of its industry peers.
  • The Debt to FCF ratio of CBZ is 18.23, which is on the high side as it means it would take CBZ, 18.23 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 18.23, CBZ is in line with its industry, outperforming 42.05% of the companies in the same industry.
  • CBZ has a Debt/Equity ratio of 0.80. This is a neutral value indicating CBZ is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.80, CBZ is not doing good in the industry: 63.64% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Altman-Z 1.55
ROIC/WACC0.75
WACC6.5%
CBZ Yearly LT Debt VS Equity VS FCFCBZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • CBZ has a Current Ratio of 1.57. This is a normal value and indicates that CBZ is financially healthy and should not expect problems in meeting its short term obligations.
  • CBZ has a Current ratio (1.57) which is comparable to the rest of the industry.
  • A Quick Ratio of 1.57 indicates that CBZ should not have too much problems paying its short term obligations.
  • CBZ has a Quick ratio (1.57) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.57
Quick Ratio 1.57
CBZ Yearly Current Assets VS Current LiabilitesCBZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • CBZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.46%, which is quite impressive.
  • CBZ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.28% yearly.
EPS 1Y (TTM)32.46%
EPS 3Y21.08%
EPS 5Y20.28%
EPS Q2Q%-250%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.9%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.57% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 3.71% on average over the next years.
EPS Next Y9.44%
EPS Next 2Y10.74%
EPS Next 3YN/A
EPS Next 5Y9.57%
Revenue Next Year3.9%
Revenue Next 2Y4.08%
Revenue Next 3YN/A
Revenue Next 5Y3.71%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CBZ Yearly Revenue VS EstimatesCBZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 1B 2B 3B
CBZ Yearly EPS VS EstimatesCBZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.68, which indicates a rather cheap valuation of CBZ.
  • Compared to the rest of the industry, the Price/Earnings ratio of CBZ indicates a rather cheap valuation: CBZ is cheaper than 88.64% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.05. CBZ is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 7.02, the valuation of CBZ can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, CBZ is valued cheaper than 90.91% of the companies in the same industry.
  • CBZ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.03.
Industry RankSector Rank
PE 7.68
Fwd PE 7.02
CBZ Price Earnings VS Forward Price EarningsCBZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CBZ is valued a bit cheaper than the industry average as 78.41% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, CBZ is valued a bit cheaper than the industry average as 65.91% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 17.24
EV/EBITDA 8.43
CBZ Per share dataCBZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.81
PEG (5Y)0.38
EPS Next 2Y10.74%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for CBZ!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CBIZ INC

NYSE:CBZ (2/25/2026, 8:04:00 PM)

After market: 27.6 +0.32 (+1.17%)

27.28

-0.5 (-1.8%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-25
Earnings (Next)04-22
Inst Owners94.18%
Inst Owner Change14.23%
Ins Owners3.46%
Ins Owner Change1.11%
Market Cap1.48B
Revenue(TTM)N/A
Net Income(TTM)104.14M
Analysts80
Price Target68.85 (152.38%)
Short Float %9.74%
Short Ratio5.85
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.53%
Min EPS beat(2)11.52%
Max EPS beat(2)11.53%
EPS beat(4)4
Avg EPS beat(4)12.04%
Min EPS beat(4)7.63%
Max EPS beat(4)17.49%
EPS beat(8)7
Avg EPS beat(8)5.2%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)12
Avg EPS beat(16)-0.46%
Revenue beat(2)0
Avg Revenue beat(2)-3.33%
Min Revenue beat(2)-3.52%
Max Revenue beat(2)-3.14%
Revenue beat(4)1
Avg Revenue beat(4)0.47%
Min Revenue beat(4)-3.55%
Max Revenue beat(4)12.08%
Revenue beat(8)2
Avg Revenue beat(8)0.4%
Revenue beat(12)6
Avg Revenue beat(12)1.19%
Revenue beat(16)10
Avg Revenue beat(16)2.55%
PT rev (1m)-26.23%
PT rev (3m)-26.23%
EPS NQ rev (1m)-3.12%
EPS NQ rev (3m)-10%
EPS NY rev (1m)-0.09%
EPS NY rev (3m)-0.09%
Revenue NQ rev (1m)-0.39%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-0.07%
Valuation
Industry RankSector Rank
PE 7.68
Fwd PE 7.02
P/S 0.55
P/FCF 17.24
P/OCF 14.22
P/B 0.79
P/tB N/A
EV/EBITDA 8.43
EPS(TTM)3.55
EY13.01%
EPS(NY)3.89
Fwd EY14.24%
FCF(TTM)1.58
FCFY5.8%
OCF(TTM)1.92
OCFY7.03%
SpS49.18
BVpS34.41
TBVpS-18.64
PEG (NY)0.81
PEG (5Y)0.38
Graham Number52.42
Profitability
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROCE 6.83%
ROIC 4.91%
ROICexc 4.93%
ROICexgc 19.14%
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
FCFM 3.22%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
ROICexc(3y)6.56%
ROICexc(5y)6.34%
ROICexgc(3y)21.85%
ROICexgc(5y)20.77%
ROCE(3y)9.09%
ROCE(5y)8.79%
ROICexgc growth 3Y-18.93%
ROICexgc growth 5Y-6.45%
ROICexc growth 3Y-27.55%
ROICexc growth 5Y-15.96%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
F-Score5
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Debt/EBITDA 4.17
Cap/Depr 19.51%
Cap/Sales 0.68%
Interest Coverage 250
Cash Conversion 28.97%
Profit Quality 82.65%
Current Ratio 1.57
Quick Ratio 1.57
Altman-Z 1.55
F-Score5
WACC6.5%
ROIC/WACC0.75
Cap/Depr(3y)38.86%
Cap/Depr(5y)40%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.96%
Profit Quality(3y)163.09%
Profit Quality(5y)166.86%
High Growth Momentum
Growth
EPS 1Y (TTM)32.46%
EPS 3Y21.08%
EPS 5Y20.28%
EPS Q2Q%-250%
EPS Next Y9.44%
EPS Next 2Y10.74%
EPS Next 3YN/A
EPS Next 5Y9.57%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.9%
Revenue Next Year3.9%
Revenue Next 2Y4.08%
Revenue Next 3YN/A
Revenue Next 5Y3.71%
EBIT growth 1Y63.25%
EBIT growth 3Y5.86%
EBIT growth 5Y8.74%
EBIT Next Year154.98%
EBIT Next 3Y40.58%
EBIT Next 5Y24.05%
FCF growth 1Y-15.35%
FCF growth 3Y-3.22%
FCF growth 5Y5.61%
OCF growth 1Y-15.37%
OCF growth 3Y-1.95%
OCF growth 5Y4.72%

CBIZ INC / CBZ FAQ

Can you provide the ChartMill fundamental rating for CBIZ INC?

ChartMill assigns a fundamental rating of 5 / 10 to CBZ.


What is the valuation status of CBIZ INC (CBZ) stock?

ChartMill assigns a valuation rating of 8 / 10 to CBIZ INC (CBZ). This can be considered as Undervalued.


What is the profitability of CBZ stock?

CBIZ INC (CBZ) has a profitability rating of 4 / 10.


What are the PE and PB ratios of CBIZ INC (CBZ) stock?

The Price/Earnings (PE) ratio for CBIZ INC (CBZ) is 7.68 and the Price/Book (PB) ratio is 0.79.


What is the expected EPS growth for CBIZ INC (CBZ) stock?

The Earnings per Share (EPS) of CBIZ INC (CBZ) is expected to grow by 9.44% in the next year.