CBIZ INC (CBZ) Fundamental Analysis & Valuation

NYSE:CBZ • US1248051021

Current stock price

26.61 USD
+0.23 (+0.87%)
At close:
26.61 USD
0 (0%)
After Hours:

This CBZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. CBZ Profitability Analysis

1.1 Basic Checks

  • CBZ had positive earnings in the past year.
  • In the past year CBZ had a positive cash flow from operations.
  • Each year in the past 5 years CBZ has been profitable.
  • Each year in the past 5 years CBZ had a positive operating cash flow.
CBZ Yearly Net Income VS EBIT VS OCF VS FCFCBZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

1.2 Ratios

  • CBZ has a Return On Assets (2.62%) which is comparable to the rest of the industry.
  • CBZ's Return On Equity of 6.55% is in line compared to the rest of the industry. CBZ outperforms 49.43% of its industry peers.
  • CBZ has a Return On Invested Capital of 5.82%. This is comparable to the rest of the industry: CBZ outperforms 49.43% of its industry peers.
  • CBZ had an Average Return On Invested Capital over the past 3 years of 5.33%. This is significantly below the industry average of 12.57%.
  • The last Return On Invested Capital (5.82%) for CBZ is above the 3 year average (5.33%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.62%
ROE 6.55%
ROIC 5.82%
ROA(3y)3.15%
ROA(5y)3.88%
ROE(3y)8.05%
ROE(5y)9.79%
ROIC(3y)5.33%
ROIC(5y)6.27%
CBZ Yearly ROA, ROE, ROICCBZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 4.19%, CBZ is in line with its industry, outperforming 55.17% of the companies in the same industry.
  • CBZ's Profit Margin has declined in the last couple of years.
  • CBZ has a Operating Margin of 10.85%. This is in the better half of the industry: CBZ outperforms 68.97% of its industry peers.
  • In the last couple of years the Operating Margin of CBZ has grown nicely.
  • With a Gross Margin value of 12.89%, CBZ is not doing good in the industry: 81.61% of the companies in the same industry are doing better.
  • CBZ's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 10.85%
PM (TTM) 4.19%
GM 12.89%
OM growth 3Y-4.91%
OM growth 5Y2.42%
PM growth 3Y-17.54%
PM growth 5Y-12.42%
GM growth 3Y-7.86%
GM growth 5Y-2.15%
CBZ Yearly Profit, Operating, Gross MarginsCBZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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2

2. CBZ Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CBZ is destroying value.
  • Compared to 1 year ago, CBZ has more shares outstanding
  • CBZ has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for CBZ is higher compared to a year ago.
CBZ Yearly Shares OutstandingCBZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
CBZ Yearly Total Debt VS Total AssetsCBZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • Based on the Altman-Z score of 1.51, we must say that CBZ is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of CBZ (1.51) is worse than 63.22% of its industry peers.
  • CBZ has a debt to FCF ratio of 8.37. This is a slightly negative value and a sign of low solvency as CBZ would need 8.37 years to pay back of all of its debts.
  • CBZ has a Debt to FCF ratio (8.37) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.80 indicates that CBZ is somewhat dependend on debt financing.
  • CBZ has a Debt to Equity ratio of 0.80. This is in the lower half of the industry: CBZ underperforms 64.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 8.37
Altman-Z 1.51
ROIC/WACC0.81
WACC7.19%
CBZ Yearly LT Debt VS Equity VS FCFCBZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.22 indicates that CBZ should not have too much problems paying its short term obligations.
  • The Current ratio of CBZ (1.22) is worse than 62.07% of its industry peers.
  • A Quick Ratio of 1.22 indicates that CBZ should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.22, CBZ is doing worse than 62.07% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.22
Quick Ratio 1.22
CBZ Yearly Current Assets VS Current LiabilitesCBZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. CBZ Growth Analysis

3.1 Past

  • CBZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.46%, which is quite impressive.
  • Measured over the past years, CBZ shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.28% on average per year.
  • The Revenue has grown by 52.08% in the past year. This is a very strong growth!
  • Measured over the past years, CBZ shows a very strong growth in Revenue. The Revenue has been growing by 23.40% on average per year.
EPS 1Y (TTM)32.46%
EPS 3Y21.08%
EPS 5Y20.28%
EPS Q2Q%-250%
Revenue 1Y (TTM)52.08%
Revenue growth 3Y25%
Revenue growth 5Y23.4%
Sales Q2Q%17.9%

3.2 Future

  • The Earnings Per Share is expected to grow by 14.74% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 2.46% on average over the next years.
EPS Next Y7.26%
EPS Next 2Y8.49%
EPS Next 3YN/A
EPS Next 5Y14.74%
Revenue Next Year1.6%
Revenue Next 2Y2.85%
Revenue Next 3YN/A
Revenue Next 5Y2.46%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CBZ Yearly Revenue VS EstimatesCBZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 2030 1B 2B 3B
CBZ Yearly EPS VS EstimatesCBZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 2030 2 4 6

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Find the best growth stocksShow best growing peers

8

4. CBZ Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 7.50, the valuation of CBZ can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of CBZ indicates a rather cheap valuation: CBZ is cheaper than 89.66% of the companies listed in the same industry.
  • CBZ's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.79.
  • Based on the Price/Forward Earnings ratio of 6.99, the valuation of CBZ can be described as very cheap.
  • 93.10% of the companies in the same industry are more expensive than CBZ, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of CBZ to the average of the S&P500 Index (23.80), we can say CBZ is valued rather cheaply.
Industry RankSector Rank
PE 7.5
Fwd PE 6.99
CBZ Price Earnings VS Forward Price EarningsCBZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • CBZ's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CBZ is cheaper than 79.31% of the companies in the same industry.
  • 86.21% of the companies in the same industry are more expensive than CBZ, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 7.59
EV/EBITDA 6.97
CBZ Per share dataCBZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.03
PEG (5Y)0.37
EPS Next 2Y8.49%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CBZ Dividend Analysis

5.1 Amount

  • No dividends for CBZ!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

CBZ Fundamentals: All Metrics, Ratios and Statistics

CBIZ INC

NYSE:CBZ (3/19/2026, 5:49:07 PM)

After market: 26.61 0 (0%)

26.61

+0.23 (+0.87%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-25
Earnings (Next)04-22
Inst Owners108.72%
Inst Owner Change14.23%
Ins Owners3.8%
Ins Owner Change9.87%
Market Cap1.33B
Revenue(TTM)2.76B
Net Income(TTM)115.44M
Analysts80
Price Target68.85 (158.74%)
Short Float %10.66%
Short Ratio4.01
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.26%
Min EPS beat(2)-5.01%
Max EPS beat(2)11.52%
EPS beat(4)3
Avg EPS beat(4)6.42%
Min EPS beat(4)-5.01%
Max EPS beat(4)11.53%
EPS beat(8)6
Avg EPS beat(8)3.37%
EPS beat(12)9
Avg EPS beat(12)3.8%
EPS beat(16)12
Avg EPS beat(16)5.35%
Revenue beat(2)0
Avg Revenue beat(2)-5.09%
Min Revenue beat(2)-7.05%
Max Revenue beat(2)-3.14%
Revenue beat(4)0
Avg Revenue beat(4)-4.31%
Min Revenue beat(4)-7.05%
Max Revenue beat(4)-3.14%
Revenue beat(8)1
Avg Revenue beat(8)-1.1%
Revenue beat(12)5
Avg Revenue beat(12)0.29%
Revenue beat(16)9
Avg Revenue beat(16)1.9%
PT rev (1m)0%
PT rev (3m)-26.23%
EPS NQ rev (1m)-2.98%
EPS NQ rev (3m)-2.56%
EPS NY rev (1m)-1.99%
EPS NY rev (3m)-6.06%
Revenue NQ rev (1m)-1.55%
Revenue NQ rev (3m)-0.87%
Revenue NY rev (1m)-2.22%
Revenue NY rev (3m)-4.34%
Valuation
Industry RankSector Rank
PE 7.5
Fwd PE 6.99
P/S 0.48
P/FCF 7.59
P/OCF 6.92
P/B 0.76
P/tB N/A
EV/EBITDA 6.97
EPS(TTM)3.55
EY13.34%
EPS(NY)3.81
Fwd EY14.31%
FCF(TTM)3.51
FCFY13.17%
OCF(TTM)3.84
OCFY14.45%
SpS55.08
BVpS35.19
TBVpS-22.12
PEG (NY)1.03
PEG (5Y)0.37
Graham Number53.02
Profitability
Industry RankSector Rank
ROA 2.62%
ROE 6.55%
ROCE 8.15%
ROIC 5.82%
ROICexc 5.84%
ROICexgc 27.19%
OM 10.85%
PM (TTM) 4.19%
GM 12.89%
FCFM 6.36%
ROA(3y)3.15%
ROA(5y)3.88%
ROE(3y)8.05%
ROE(5y)9.79%
ROIC(3y)5.33%
ROIC(5y)6.27%
ROICexc(3y)5.35%
ROICexc(5y)6.3%
ROICexgc(3y)20.44%
ROICexgc(5y)22.51%
ROCE(3y)7.46%
ROCE(5y)8.79%
ROICexgc growth 3Y-4.28%
ROICexgc growth 5Y8.95%
ROICexc growth 3Y-14.46%
ROICexc growth 5Y-0.05%
OM growth 3Y-4.91%
OM growth 5Y2.42%
PM growth 3Y-17.54%
PM growth 5Y-12.42%
GM growth 3Y-7.86%
GM growth 5Y-2.15%
F-Score8
Asset Turnover0.63
Health
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 8.37
Debt/EBITDA 3.53
Cap/Depr 17.26%
Cap/Sales 0.61%
Interest Coverage 2.84
Cash Conversion 48.41%
Profit Quality 152.04%
Current Ratio 1.22
Quick Ratio 1.22
Altman-Z 1.51
F-Score8
WACC7.19%
ROIC/WACC0.81
Cap/Depr(3y)35.9%
Cap/Depr(5y)33.41%
Cap/Sales(3y)0.93%
Cap/Sales(5y)0.84%
Profit Quality(3y)176.61%
Profit Quality(5y)162.73%
High Growth Momentum
Growth
EPS 1Y (TTM)32.46%
EPS 3Y21.08%
EPS 5Y20.28%
EPS Q2Q%-250%
EPS Next Y7.26%
EPS Next 2Y8.49%
EPS Next 3YN/A
EPS Next 5Y14.74%
Revenue 1Y (TTM)52.08%
Revenue growth 3Y25%
Revenue growth 5Y23.4%
Sales Q2Q%17.9%
Revenue Next Year1.6%
Revenue Next 2Y2.85%
Revenue Next 3YN/A
Revenue Next 5Y2.46%
EBIT growth 1Y158.66%
EBIT growth 3Y18.87%
EBIT growth 5Y26.39%
EBIT Next Year47.15%
EBIT Next 3YN/A
EBIT Next 5Y11.09%
FCF growth 1Y58.45%
FCF growth 3Y14.31%
FCF growth 5Y5.36%
OCF growth 1Y55.62%
OCF growth 3Y15.14%
OCF growth 5Y5.57%

CBIZ INC / CBZ Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CBIZ INC?

ChartMill assigns a fundamental rating of 5 / 10 to CBZ.


What is the valuation status of CBIZ INC (CBZ) stock?

ChartMill assigns a valuation rating of 8 / 10 to CBIZ INC (CBZ). This can be considered as Undervalued.


What is the profitability of CBZ stock?

CBIZ INC (CBZ) has a profitability rating of 5 / 10.


What are the PE and PB ratios of CBIZ INC (CBZ) stock?

The Price/Earnings (PE) ratio for CBIZ INC (CBZ) is 7.5 and the Price/Book (PB) ratio is 0.76.


What is the expected EPS growth for CBIZ INC (CBZ) stock?

The Earnings per Share (EPS) of CBIZ INC (CBZ) is expected to grow by 7.26% in the next year.