CBIZ INC (CBZ) Stock Fundamental Analysis

NYSE:CBZ • US1248051021

27.68 USD
-1.47 (-5.04%)
At close: Feb 23, 2026
27.68 USD
0 (0%)
After Hours: 2/23/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

CBZ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 88 industry peers in the Professional Services industry. There are concerns on the financial health of CBZ while its profitability can be described as average. CBZ has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year CBZ was profitable.
  • CBZ had a positive operating cash flow in the past year.
  • In the past 5 years CBZ has always been profitable.
  • Each year in the past 5 years CBZ had a positive operating cash flow.
CBZ Yearly Net Income VS EBIT VS OCF VS FCFCBZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

1.2 Ratios

  • CBZ has a Return On Assets (2.29%) which is in line with its industry peers.
  • CBZ has a Return On Equity (5.56%) which is in line with its industry peers.
  • CBZ has a Return On Invested Capital (4.91%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for CBZ is significantly below the industry average of 12.89%.
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROIC 4.91%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
CBZ Yearly ROA, ROE, ROICCBZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • The Profit Margin of CBZ (3.89%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of CBZ has declined.
  • CBZ's Operating Margin of 9.96% is fine compared to the rest of the industry. CBZ outperforms 68.18% of its industry peers.
  • In the last couple of years the Operating Margin of CBZ has declined.
  • CBZ's Gross Margin of 13.02% is on the low side compared to the rest of the industry. CBZ is outperformed by 80.68% of its industry peers.
  • In the last couple of years the Gross Margin of CBZ has declined.
Industry RankSector Rank
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
CBZ Yearly Profit, Operating, Gross MarginsCBZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • CBZ has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for CBZ has been increased compared to 1 year ago.
  • CBZ has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for CBZ is higher compared to a year ago.
CBZ Yearly Shares OutstandingCBZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CBZ Yearly Total Debt VS Total AssetsCBZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • CBZ has an Altman-Z score of 1.55. This is a bad value and indicates that CBZ is not financially healthy and even has some risk of bankruptcy.
  • CBZ has a worse Altman-Z score (1.55) than 63.64% of its industry peers.
  • The Debt to FCF ratio of CBZ is 18.23, which is on the high side as it means it would take CBZ, 18.23 years of fcf income to pay off all of its debts.
  • CBZ has a Debt to FCF ratio (18.23) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.80 indicates that CBZ is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.80, CBZ is doing worse than 63.64% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Altman-Z 1.55
ROIC/WACC0.75
WACC6.55%
CBZ Yearly LT Debt VS Equity VS FCFCBZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.57 indicates that CBZ should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.57, CBZ is in line with its industry, outperforming 51.14% of the companies in the same industry.
  • A Quick Ratio of 1.57 indicates that CBZ should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.57, CBZ is in line with its industry, outperforming 51.14% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.57
Quick Ratio 1.57
CBZ Yearly Current Assets VS Current LiabilitesCBZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 54.58% over the past year.
  • Measured over the past years, CBZ shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.11% on average per year.
  • CBZ shows a strong growth in Revenue. In the last year, the Revenue has grown by 59.19%.
  • Measured over the past years, CBZ shows a quite strong growth in Revenue. The Revenue has been growing by 13.84% on average per year.
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%

3.2 Future

  • The Earnings Per Share is expected to grow by 13.81% on average over the next years. This is quite good.
  • CBZ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.93% yearly.
EPS Next Y36.05%
EPS Next 2Y20.4%
EPS Next 3Y17.55%
EPS Next 5Y13.81%
Revenue Next Year58.75%
Revenue Next 2Y28.43%
Revenue Next 3Y19.81%
Revenue Next 5Y12.93%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
CBZ Yearly Revenue VS EstimatesCBZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 1B 2B 3B
CBZ Yearly EPS VS EstimatesCBZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 6.83, which indicates a rather cheap valuation of CBZ.
  • Based on the Price/Earnings ratio, CBZ is valued cheaply inside the industry as 90.91% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 26.64, CBZ is valued rather cheaply.
  • A Price/Forward Earnings ratio of 7.12 indicates a rather cheap valuation of CBZ.
  • 88.64% of the companies in the same industry are more expensive than CBZ, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 27.75. CBZ is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.83
Fwd PE 7.12
CBZ Price Earnings VS Forward Price EarningsCBZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CBZ is valued a bit cheaper than 76.14% of the companies in the same industry.
  • CBZ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CBZ is cheaper than 65.91% of the companies in the same industry.
Industry RankSector Rank
P/FCF 17.49
EV/EBITDA 8.49
CBZ Per share dataCBZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • CBZ's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CBZ's earnings are expected to grow with 17.55% in the coming years.
PEG (NY)0.19
PEG (5Y)0.42
EPS Next 2Y20.4%
EPS Next 3Y17.55%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • CBZ does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CBIZ INC

NYSE:CBZ (2/23/2026, 8:04:00 PM)

After market: 27.68 0 (0%)

27.68

-1.47 (-5.04%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)10-29
Earnings (Next)02-25
Inst Owners94.18%
Inst Owner Change14.23%
Ins Owners3.46%
Ins Owner Change1.11%
Market Cap1.51B
Revenue(TTM)2.68B
Net Income(TTM)104.14M
Analysts80
Price Target68.85 (148.74%)
Short Float %9.74%
Short Ratio5.85
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.53%
Min EPS beat(2)11.52%
Max EPS beat(2)11.53%
EPS beat(4)4
Avg EPS beat(4)12.04%
Min EPS beat(4)7.63%
Max EPS beat(4)17.49%
EPS beat(8)7
Avg EPS beat(8)5.2%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)12
Avg EPS beat(16)-0.46%
Revenue beat(2)0
Avg Revenue beat(2)-3.33%
Min Revenue beat(2)-3.52%
Max Revenue beat(2)-3.14%
Revenue beat(4)1
Avg Revenue beat(4)0.47%
Min Revenue beat(4)-3.55%
Max Revenue beat(4)12.08%
Revenue beat(8)2
Avg Revenue beat(8)0.4%
Revenue beat(12)6
Avg Revenue beat(12)1.19%
Revenue beat(16)10
Avg Revenue beat(16)2.55%
PT rev (1m)-26.23%
PT rev (3m)-26.23%
EPS NQ rev (1m)-3.12%
EPS NQ rev (3m)-10%
EPS NY rev (1m)-0.09%
EPS NY rev (3m)-0.09%
Revenue NQ rev (1m)-0.39%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-0.07%
Valuation
Industry RankSector Rank
PE 6.83
Fwd PE 7.12
P/S 0.56
P/FCF 17.49
P/OCF 14.43
P/B 0.8
P/tB N/A
EV/EBITDA 8.49
EPS(TTM)4.05
EY14.63%
EPS(NY)3.89
Fwd EY14.04%
FCF(TTM)1.58
FCFY5.72%
OCF(TTM)1.92
OCFY6.93%
SpS49.18
BVpS34.41
TBVpS-18.64
PEG (NY)0.19
PEG (5Y)0.42
Graham Number56
Profitability
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROCE 6.83%
ROIC 4.91%
ROICexc 4.93%
ROICexgc 19.14%
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
FCFM 3.22%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
ROICexc(3y)6.56%
ROICexc(5y)6.34%
ROICexgc(3y)21.85%
ROICexgc(5y)20.77%
ROCE(3y)9.09%
ROCE(5y)8.79%
ROICexgc growth 3Y-18.93%
ROICexgc growth 5Y-6.45%
ROICexc growth 3Y-27.55%
ROICexc growth 5Y-15.96%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
F-Score5
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Debt/EBITDA 4.17
Cap/Depr 19.51%
Cap/Sales 0.68%
Interest Coverage 250
Cash Conversion 28.97%
Profit Quality 82.65%
Current Ratio 1.57
Quick Ratio 1.57
Altman-Z 1.55
F-Score5
WACC6.55%
ROIC/WACC0.75
Cap/Depr(3y)38.86%
Cap/Depr(5y)40%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.96%
Profit Quality(3y)163.09%
Profit Quality(5y)166.86%
High Growth Momentum
Growth
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
EPS Next Y36.05%
EPS Next 2Y20.4%
EPS Next 3Y17.55%
EPS Next 5Y13.81%
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%
Revenue Next Year58.75%
Revenue Next 2Y28.43%
Revenue Next 3Y19.81%
Revenue Next 5Y12.93%
EBIT growth 1Y63.25%
EBIT growth 3Y5.86%
EBIT growth 5Y8.74%
EBIT Next Year155.85%
EBIT Next 3Y40.58%
EBIT Next 5Y24.05%
FCF growth 1Y-15.35%
FCF growth 3Y-3.22%
FCF growth 5Y5.61%
OCF growth 1Y-15.37%
OCF growth 3Y-1.95%
OCF growth 5Y4.72%

CBIZ INC / CBZ FAQ

Can you provide the ChartMill fundamental rating for CBIZ INC?

ChartMill assigns a fundamental rating of 5 / 10 to CBZ.


What is the valuation status of CBIZ INC (CBZ) stock?

ChartMill assigns a valuation rating of 8 / 10 to CBIZ INC (CBZ). This can be considered as Undervalued.


What is the profitability of CBZ stock?

CBIZ INC (CBZ) has a profitability rating of 4 / 10.


What are the PE and PB ratios of CBIZ INC (CBZ) stock?

The Price/Earnings (PE) ratio for CBIZ INC (CBZ) is 6.83 and the Price/Book (PB) ratio is 0.8.


What is the expected EPS growth for CBIZ INC (CBZ) stock?

The Earnings per Share (EPS) of CBIZ INC (CBZ) is expected to grow by 36.05% in the next year.