CBIZ INC (CBZ) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:CBZ • US1248051021

38.27 USD
+0.06 (+0.16%)
At close: Feb 6, 2026
38.27 USD
0 (0%)
After Hours: 2/6/2026, 8:21:47 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to CBZ. CBZ was compared to 89 industry peers in the Professional Services industry. CBZ has a medium profitability rating, but doesn't score so well on its financial health evaluation. CBZ is evaluated to be cheap and growing strongly. This does not happen too often!


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • CBZ had positive earnings in the past year.
  • In the past year CBZ had a positive cash flow from operations.
  • Each year in the past 5 years CBZ has been profitable.
  • Each year in the past 5 years CBZ had a positive operating cash flow.
CBZ Yearly Net Income VS EBIT VS OCF VS FCFCBZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

1.2 Ratios

  • The Return On Assets of CBZ (2.29%) is comparable to the rest of the industry.
  • CBZ has a Return On Equity of 5.56%. This is comparable to the rest of the industry: CBZ outperforms 49.44% of its industry peers.
  • CBZ has a Return On Invested Capital of 4.91%. This is comparable to the rest of the industry: CBZ outperforms 49.44% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for CBZ is significantly below the industry average of 12.01%.
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROIC 4.91%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
CBZ Yearly ROA, ROE, ROICCBZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • CBZ has a Profit Margin (3.89%) which is comparable to the rest of the industry.
  • CBZ's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 9.96%, CBZ is in the better half of the industry, outperforming 70.79% of the companies in the same industry.
  • CBZ's Operating Margin has declined in the last couple of years.
  • The Gross Margin of CBZ (13.02%) is worse than 79.78% of its industry peers.
  • In the last couple of years the Gross Margin of CBZ has declined.
Industry RankSector Rank
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
CBZ Yearly Profit, Operating, Gross MarginsCBZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CBZ is destroying value.
  • CBZ has more shares outstanding than it did 1 year ago.
  • CBZ has less shares outstanding than it did 5 years ago.
  • CBZ has a worse debt/assets ratio than last year.
CBZ Yearly Shares OutstandingCBZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CBZ Yearly Total Debt VS Total AssetsCBZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • CBZ has an Altman-Z score of 1.68. This is a bad value and indicates that CBZ is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of CBZ (1.68) is comparable to the rest of the industry.
  • The Debt to FCF ratio of CBZ is 18.23, which is on the high side as it means it would take CBZ, 18.23 years of fcf income to pay off all of its debts.
  • CBZ has a Debt to FCF ratio (18.23) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.80 indicates that CBZ is somewhat dependend on debt financing.
  • The Debt to Equity ratio of CBZ (0.80) is worse than 61.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Altman-Z 1.68
ROIC/WACC0.71
WACC6.94%
CBZ Yearly LT Debt VS Equity VS FCFCBZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.57 indicates that CBZ should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.57, CBZ perfoms like the industry average, outperforming 55.06% of the companies in the same industry.
  • CBZ has a Quick Ratio of 1.57. This is a normal value and indicates that CBZ is financially healthy and should not expect problems in meeting its short term obligations.
  • CBZ's Quick ratio of 1.57 is in line compared to the rest of the industry. CBZ outperforms 56.18% of its industry peers.
Industry RankSector Rank
Current Ratio 1.57
Quick Ratio 1.57
CBZ Yearly Current Assets VS Current LiabilitesCBZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 54.58% over the past year.
  • The Earnings Per Share has been growing by 16.11% on average over the past years. This is quite good.
  • Looking at the last year, CBZ shows a very strong growth in Revenue. The Revenue has grown by 59.19%.
  • Measured over the past years, CBZ shows a quite strong growth in Revenue. The Revenue has been growing by 13.84% on average per year.
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%

3.2 Future

  • CBZ is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.81% yearly.
  • Based on estimates for the next years, CBZ will show a very strong growth in Revenue. The Revenue will grow by 20.45% on average per year.
EPS Next Y36.17%
EPS Next 2Y21.93%
EPS Next 3Y18.81%
EPS Next 5YN/A
Revenue Next Year58.86%
Revenue Next 2Y29.08%
Revenue Next 3Y20.45%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CBZ Yearly Revenue VS EstimatesCBZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
CBZ Yearly EPS VS EstimatesCBZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.45, the valuation of CBZ can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of CBZ indicates a rather cheap valuation: CBZ is cheaper than 88.76% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.92. CBZ is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 9.60 indicates a reasonable valuation of CBZ.
  • Based on the Price/Forward Earnings ratio, CBZ is valued cheaply inside the industry as 88.76% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.78, CBZ is valued rather cheaply.
Industry RankSector Rank
PE 9.45
Fwd PE 9.6
CBZ Price Earnings VS Forward Price EarningsCBZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 78.65% of the companies in the same industry are more expensive than CBZ, based on the Enterprise Value to EBITDA ratio.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as CBZ.
Industry RankSector Rank
P/FCF 24.19
EV/EBITDA 10.08
CBZ Per share dataCBZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • CBZ's earnings are expected to grow with 18.81% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.26
PEG (5Y)0.59
EPS Next 2Y21.93%
EPS Next 3Y18.81%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • CBZ does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

CBIZ INC

NYSE:CBZ (2/6/2026, 8:21:47 PM)

After market: 38.27 0 (0%)

38.27

+0.06 (+0.16%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)10-29
Earnings (Next)02-12
Inst Owners94.18%
Inst Owner Change0.78%
Ins Owners3.46%
Ins Owner Change0.18%
Market Cap2.08B
Revenue(TTM)2.68B
Net Income(TTM)104.14M
Analysts85.71
Price Target68.85 (79.91%)
Short Float %9.97%
Short Ratio6.77
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.53%
Min EPS beat(2)11.52%
Max EPS beat(2)11.53%
EPS beat(4)4
Avg EPS beat(4)12.04%
Min EPS beat(4)7.63%
Max EPS beat(4)17.49%
EPS beat(8)7
Avg EPS beat(8)5.2%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)12
Avg EPS beat(16)-0.46%
Revenue beat(2)0
Avg Revenue beat(2)-3.33%
Min Revenue beat(2)-3.52%
Max Revenue beat(2)-3.14%
Revenue beat(4)1
Avg Revenue beat(4)0.47%
Min Revenue beat(4)-3.55%
Max Revenue beat(4)12.08%
Revenue beat(8)2
Avg Revenue beat(8)0.4%
Revenue beat(12)6
Avg Revenue beat(12)1.19%
Revenue beat(16)10
Avg Revenue beat(16)2.55%
PT rev (1m)0%
PT rev (3m)-3.68%
EPS NQ rev (1m)-10%
EPS NQ rev (3m)-27.74%
EPS NY rev (1m)0%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
Industry RankSector Rank
PE 9.45
Fwd PE 9.6
P/S 0.78
P/FCF 24.19
P/OCF 19.95
P/B 1.11
P/tB N/A
EV/EBITDA 10.08
EPS(TTM)4.05
EY10.58%
EPS(NY)3.98
Fwd EY10.41%
FCF(TTM)1.58
FCFY4.13%
OCF(TTM)1.92
OCFY5.01%
SpS49.18
BVpS34.41
TBVpS-18.64
PEG (NY)0.26
PEG (5Y)0.59
Graham Number56
Profitability
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROCE 6.83%
ROIC 4.91%
ROICexc 4.93%
ROICexgc 19.14%
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
FCFM 3.22%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
ROICexc(3y)6.56%
ROICexc(5y)6.34%
ROICexgc(3y)21.85%
ROICexgc(5y)20.77%
ROCE(3y)9.09%
ROCE(5y)8.79%
ROICexgc growth 3Y-18.93%
ROICexgc growth 5Y-6.45%
ROICexc growth 3Y-27.55%
ROICexc growth 5Y-15.96%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
F-Score5
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Debt/EBITDA 4.17
Cap/Depr 19.51%
Cap/Sales 0.68%
Interest Coverage 250
Cash Conversion 28.97%
Profit Quality 82.65%
Current Ratio 1.57
Quick Ratio 1.57
Altman-Z 1.68
F-Score5
WACC6.94%
ROIC/WACC0.71
Cap/Depr(3y)38.86%
Cap/Depr(5y)40%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.96%
Profit Quality(3y)163.09%
Profit Quality(5y)166.86%
High Growth Momentum
Growth
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
EPS Next Y36.17%
EPS Next 2Y21.93%
EPS Next 3Y18.81%
EPS Next 5YN/A
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%
Revenue Next Year58.86%
Revenue Next 2Y29.08%
Revenue Next 3Y20.45%
Revenue Next 5YN/A
EBIT growth 1Y63.25%
EBIT growth 3Y5.86%
EBIT growth 5Y8.74%
EBIT Next Year155.85%
EBIT Next 3Y40.58%
EBIT Next 5YN/A
FCF growth 1Y-15.35%
FCF growth 3Y-3.22%
FCF growth 5Y5.61%
OCF growth 1Y-15.37%
OCF growth 3Y-1.95%
OCF growth 5Y4.72%

CBIZ INC / CBZ FAQ

Can you provide the ChartMill fundamental rating for CBIZ INC?

ChartMill assigns a fundamental rating of 5 / 10 to CBZ.


What is the valuation status of CBIZ INC (CBZ) stock?

ChartMill assigns a valuation rating of 7 / 10 to CBIZ INC (CBZ). This can be considered as Undervalued.


What is the profitability of CBZ stock?

CBIZ INC (CBZ) has a profitability rating of 4 / 10.


What are the PE and PB ratios of CBIZ INC (CBZ) stock?

The Price/Earnings (PE) ratio for CBIZ INC (CBZ) is 9.45 and the Price/Book (PB) ratio is 1.11.


What is the expected EPS growth for CBIZ INC (CBZ) stock?

The Earnings per Share (EPS) of CBIZ INC (CBZ) is expected to grow by 36.17% in the next year.