CBIZ INC (CBZ) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:CBZ • US1248051021

38.27 USD
+0.06 (+0.16%)
At close: Feb 6, 2026
38.27 USD
0 (0%)
After Hours: 2/6/2026, 8:21:47 PM
Fundamental Rating

5

Taking everything into account, CBZ scores 5 out of 10 in our fundamental rating. CBZ was compared to 89 industry peers in the Professional Services industry. There are concerns on the financial health of CBZ while its profitability can be described as average. CBZ has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • CBZ had positive earnings in the past year.
  • CBZ had a positive operating cash flow in the past year.
  • CBZ had positive earnings in each of the past 5 years.
  • In the past 5 years CBZ always reported a positive cash flow from operatings.
CBZ Yearly Net Income VS EBIT VS OCF VS FCFCBZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

1.2 Ratios

  • CBZ has a Return On Assets (2.29%) which is comparable to the rest of the industry.
  • CBZ has a Return On Equity (5.56%) which is comparable to the rest of the industry.
  • CBZ has a Return On Invested Capital (4.91%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for CBZ is significantly below the industry average of 12.01%.
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROIC 4.91%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
CBZ Yearly ROA, ROE, ROICCBZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • CBZ's Profit Margin of 3.89% is in line compared to the rest of the industry. CBZ outperforms 57.30% of its industry peers.
  • In the last couple of years the Profit Margin of CBZ has declined.
  • Looking at the Operating Margin, with a value of 9.96%, CBZ is in the better half of the industry, outperforming 70.79% of the companies in the same industry.
  • CBZ's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 13.02%, CBZ is doing worse than 79.78% of the companies in the same industry.
  • CBZ's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
CBZ Yearly Profit, Operating, Gross MarginsCBZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CBZ is destroying value.
  • The number of shares outstanding for CBZ has been increased compared to 1 year ago.
  • The number of shares outstanding for CBZ has been reduced compared to 5 years ago.
  • Compared to 1 year ago, CBZ has a worse debt to assets ratio.
CBZ Yearly Shares OutstandingCBZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CBZ Yearly Total Debt VS Total AssetsCBZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • CBZ has an Altman-Z score of 1.68. This is a bad value and indicates that CBZ is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.68, CBZ is in line with its industry, outperforming 40.45% of the companies in the same industry.
  • CBZ has a debt to FCF ratio of 18.23. This is a negative value and a sign of low solvency as CBZ would need 18.23 years to pay back of all of its debts.
  • CBZ has a Debt to FCF ratio (18.23) which is in line with its industry peers.
  • CBZ has a Debt/Equity ratio of 0.80. This is a neutral value indicating CBZ is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.80, CBZ is doing worse than 61.80% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Altman-Z 1.68
ROIC/WACC0.71
WACC6.94%
CBZ Yearly LT Debt VS Equity VS FCFCBZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • CBZ has a Current Ratio of 1.57. This is a normal value and indicates that CBZ is financially healthy and should not expect problems in meeting its short term obligations.
  • CBZ has a Current ratio of 1.57. This is comparable to the rest of the industry: CBZ outperforms 55.06% of its industry peers.
  • A Quick Ratio of 1.57 indicates that CBZ should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.57, CBZ perfoms like the industry average, outperforming 56.18% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.57
Quick Ratio 1.57
CBZ Yearly Current Assets VS Current LiabilitesCBZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 54.58% over the past year.
  • Measured over the past years, CBZ shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.11% on average per year.
  • Looking at the last year, CBZ shows a very strong growth in Revenue. The Revenue has grown by 59.19%.
  • Measured over the past years, CBZ shows a quite strong growth in Revenue. The Revenue has been growing by 13.84% on average per year.
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%

3.2 Future

  • Based on estimates for the next years, CBZ will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.81% on average per year.
  • The Revenue is expected to grow by 20.45% on average over the next years. This is a very strong growth
EPS Next Y36.17%
EPS Next 2Y21.93%
EPS Next 3Y18.81%
EPS Next 5YN/A
Revenue Next Year58.86%
Revenue Next 2Y29.08%
Revenue Next 3Y20.45%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
CBZ Yearly Revenue VS EstimatesCBZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
CBZ Yearly EPS VS EstimatesCBZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 9.45, which indicates a very decent valuation of CBZ.
  • Compared to the rest of the industry, the Price/Earnings ratio of CBZ indicates a rather cheap valuation: CBZ is cheaper than 88.76% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of CBZ to the average of the S&P500 Index (27.92), we can say CBZ is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 9.60, the valuation of CBZ can be described as reasonable.
  • 88.76% of the companies in the same industry are more expensive than CBZ, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 27.78. CBZ is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.45
Fwd PE 9.6
CBZ Price Earnings VS Forward Price EarningsCBZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 78.65% of the companies in the same industry are more expensive than CBZ, based on the Enterprise Value to EBITDA ratio.
  • CBZ's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 24.19
EV/EBITDA 10.08
CBZ Per share dataCBZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CBZ's earnings are expected to grow with 18.81% in the coming years.
PEG (NY)0.26
PEG (5Y)0.59
EPS Next 2Y21.93%
EPS Next 3Y18.81%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • CBZ does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CBIZ INC

NYSE:CBZ (2/6/2026, 8:21:47 PM)

After market: 38.27 0 (0%)

38.27

+0.06 (+0.16%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)10-29
Earnings (Next)02-12
Inst Owners94.18%
Inst Owner Change0.78%
Ins Owners3.46%
Ins Owner Change0.18%
Market Cap2.08B
Revenue(TTM)2.68B
Net Income(TTM)104.14M
Analysts85.71
Price Target93.33 (143.87%)
Short Float %9.97%
Short Ratio6.77
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.53%
Min EPS beat(2)11.52%
Max EPS beat(2)11.53%
EPS beat(4)4
Avg EPS beat(4)12.04%
Min EPS beat(4)7.63%
Max EPS beat(4)17.49%
EPS beat(8)7
Avg EPS beat(8)5.2%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)12
Avg EPS beat(16)-0.46%
Revenue beat(2)0
Avg Revenue beat(2)-3.33%
Min Revenue beat(2)-3.52%
Max Revenue beat(2)-3.14%
Revenue beat(4)1
Avg Revenue beat(4)0.47%
Min Revenue beat(4)-3.55%
Max Revenue beat(4)12.08%
Revenue beat(8)2
Avg Revenue beat(8)0.4%
Revenue beat(12)6
Avg Revenue beat(12)1.19%
Revenue beat(16)10
Avg Revenue beat(16)2.55%
PT rev (1m)0%
PT rev (3m)-3.68%
EPS NQ rev (1m)-10%
EPS NQ rev (3m)-27.74%
EPS NY rev (1m)0%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
Industry RankSector Rank
PE 9.45
Fwd PE 9.6
P/S 0.78
P/FCF 24.19
P/OCF 19.95
P/B 1.11
P/tB N/A
EV/EBITDA 10.08
EPS(TTM)4.05
EY10.58%
EPS(NY)3.98
Fwd EY10.41%
FCF(TTM)1.58
FCFY4.13%
OCF(TTM)1.92
OCFY5.01%
SpS49.18
BVpS34.41
TBVpS-18.64
PEG (NY)0.26
PEG (5Y)0.59
Graham Number56
Profitability
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROCE 6.83%
ROIC 4.91%
ROICexc 4.93%
ROICexgc 19.14%
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
FCFM 3.22%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
ROICexc(3y)6.56%
ROICexc(5y)6.34%
ROICexgc(3y)21.85%
ROICexgc(5y)20.77%
ROCE(3y)9.09%
ROCE(5y)8.79%
ROICexgc growth 3Y-18.93%
ROICexgc growth 5Y-6.45%
ROICexc growth 3Y-27.55%
ROICexc growth 5Y-15.96%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
F-Score5
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Debt/EBITDA 4.17
Cap/Depr 19.51%
Cap/Sales 0.68%
Interest Coverage 250
Cash Conversion 28.97%
Profit Quality 82.65%
Current Ratio 1.57
Quick Ratio 1.57
Altman-Z 1.68
F-Score5
WACC6.94%
ROIC/WACC0.71
Cap/Depr(3y)38.86%
Cap/Depr(5y)40%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.96%
Profit Quality(3y)163.09%
Profit Quality(5y)166.86%
High Growth Momentum
Growth
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
EPS Next Y36.17%
EPS Next 2Y21.93%
EPS Next 3Y18.81%
EPS Next 5YN/A
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%
Revenue Next Year58.86%
Revenue Next 2Y29.08%
Revenue Next 3Y20.45%
Revenue Next 5YN/A
EBIT growth 1Y63.25%
EBIT growth 3Y5.86%
EBIT growth 5Y8.74%
EBIT Next Year155.85%
EBIT Next 3Y40.58%
EBIT Next 5YN/A
FCF growth 1Y-15.35%
FCF growth 3Y-3.22%
FCF growth 5Y5.61%
OCF growth 1Y-15.37%
OCF growth 3Y-1.95%
OCF growth 5Y4.72%

CBIZ INC / CBZ FAQ

Can you provide the ChartMill fundamental rating for CBIZ INC?

ChartMill assigns a fundamental rating of 5 / 10 to CBZ.


What is the valuation status of CBIZ INC (CBZ) stock?

ChartMill assigns a valuation rating of 7 / 10 to CBIZ INC (CBZ). This can be considered as Undervalued.


What is the profitability of CBZ stock?

CBIZ INC (CBZ) has a profitability rating of 4 / 10.


What are the PE and PB ratios of CBIZ INC (CBZ) stock?

The Price/Earnings (PE) ratio for CBIZ INC (CBZ) is 9.45 and the Price/Book (PB) ratio is 1.11.


What is the expected EPS growth for CBIZ INC (CBZ) stock?

The Earnings per Share (EPS) of CBIZ INC (CBZ) is expected to grow by 36.17% in the next year.