CBIZ INC (CBZ) Stock Fundamental Analysis

NYSE:CBZ • US1248051021

27.84 USD
-0.2 (-0.71%)
At close: Feb 13, 2026
27.84 USD
0 (0%)
After Hours: 2/13/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall CBZ gets a fundamental rating of 5 out of 10. We evaluated CBZ against 89 industry peers in the Professional Services industry. CBZ has a medium profitability rating, but doesn't score so well on its financial health evaluation. CBZ is evaluated to be cheap and growing strongly. This does not happen too often!


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • CBZ had positive earnings in the past year.
  • CBZ had a positive operating cash flow in the past year.
  • Each year in the past 5 years CBZ has been profitable.
  • CBZ had a positive operating cash flow in each of the past 5 years.
CBZ Yearly Net Income VS EBIT VS OCF VS FCFCBZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

1.2 Ratios

  • CBZ has a Return On Assets (2.29%) which is comparable to the rest of the industry.
  • CBZ has a Return On Equity (5.56%) which is comparable to the rest of the industry.
  • CBZ has a Return On Invested Capital (4.91%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for CBZ is significantly below the industry average of 12.01%.
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROIC 4.91%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
CBZ Yearly ROA, ROE, ROICCBZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • CBZ has a Profit Margin (3.89%) which is comparable to the rest of the industry.
  • CBZ's Profit Margin has declined in the last couple of years.
  • CBZ's Operating Margin of 9.96% is fine compared to the rest of the industry. CBZ outperforms 70.79% of its industry peers.
  • In the last couple of years the Operating Margin of CBZ has declined.
  • The Gross Margin of CBZ (13.02%) is worse than 79.78% of its industry peers.
  • In the last couple of years the Gross Margin of CBZ has declined.
Industry RankSector Rank
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
CBZ Yearly Profit, Operating, Gross MarginsCBZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CBZ is destroying value.
  • CBZ has more shares outstanding than it did 1 year ago.
  • CBZ has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, CBZ has a worse debt to assets ratio.
CBZ Yearly Shares OutstandingCBZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CBZ Yearly Total Debt VS Total AssetsCBZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • Based on the Altman-Z score of 1.56, we must say that CBZ is in the distress zone and has some risk of bankruptcy.
  • CBZ's Altman-Z score of 1.56 is on the low side compared to the rest of the industry. CBZ is outperformed by 61.80% of its industry peers.
  • CBZ has a debt to FCF ratio of 18.23. This is a negative value and a sign of low solvency as CBZ would need 18.23 years to pay back of all of its debts.
  • The Debt to FCF ratio of CBZ (18.23) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.80 indicates that CBZ is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.80, CBZ is doing worse than 61.80% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Altman-Z 1.56
ROIC/WACC0.74
WACC6.66%
CBZ Yearly LT Debt VS Equity VS FCFCBZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.57 indicates that CBZ should not have too much problems paying its short term obligations.
  • CBZ has a Current ratio of 1.57. This is comparable to the rest of the industry: CBZ outperforms 55.06% of its industry peers.
  • CBZ has a Quick Ratio of 1.57. This is a normal value and indicates that CBZ is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Quick ratio value of 1.57, CBZ perfoms like the industry average, outperforming 56.18% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.57
Quick Ratio 1.57
CBZ Yearly Current Assets VS Current LiabilitesCBZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 54.58% over the past year.
  • The Earnings Per Share has been growing by 16.11% on average over the past years. This is quite good.
  • Looking at the last year, CBZ shows a very strong growth in Revenue. The Revenue has grown by 59.19%.
  • The Revenue has been growing by 13.84% on average over the past years. This is quite good.
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%

3.2 Future

  • Based on estimates for the next years, CBZ will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.81% on average per year.
  • CBZ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.93% yearly.
EPS Next Y36.05%
EPS Next 2Y20.4%
EPS Next 3Y17.55%
EPS Next 5Y13.81%
Revenue Next Year58.75%
Revenue Next 2Y28.43%
Revenue Next 3Y19.81%
Revenue Next 5Y12.93%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
CBZ Yearly Revenue VS EstimatesCBZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 1B 2B 3B
CBZ Yearly EPS VS EstimatesCBZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2029 1 2 3 4 5

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 6.87, the valuation of CBZ can be described as very cheap.
  • Based on the Price/Earnings ratio, CBZ is valued cheaper than 91.01% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of CBZ to the average of the S&P500 Index (27.97), we can say CBZ is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 7.17, the valuation of CBZ can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CBZ indicates a rather cheap valuation: CBZ is cheaper than 89.89% of the companies listed in the same industry.
  • CBZ is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.96, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 6.87
Fwd PE 7.17
CBZ Price Earnings VS Forward Price EarningsCBZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • CBZ's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CBZ is cheaper than 79.78% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CBZ indicates a somewhat cheap valuation: CBZ is cheaper than 65.17% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 17.6
EV/EBITDA 8.54
CBZ Per share dataCBZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • CBZ's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CBZ's earnings are expected to grow with 17.55% in the coming years.
PEG (NY)0.19
PEG (5Y)0.43
EPS Next 2Y20.4%
EPS Next 3Y17.55%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for CBZ!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

CBIZ INC

NYSE:CBZ (2/13/2026, 8:04:00 PM)

After market: 27.84 0 (0%)

27.84

-0.2 (-0.71%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)10-29
Earnings (Next)02-25
Inst Owners94.18%
Inst Owner Change-0.15%
Ins Owners3.46%
Ins Owner Change0.1%
Market Cap1.51B
Revenue(TTM)2.68B
Net Income(TTM)104.14M
Analysts80
Price Target68.85 (147.31%)
Short Float %9.97%
Short Ratio6.77
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.53%
Min EPS beat(2)11.52%
Max EPS beat(2)11.53%
EPS beat(4)4
Avg EPS beat(4)12.04%
Min EPS beat(4)7.63%
Max EPS beat(4)17.49%
EPS beat(8)7
Avg EPS beat(8)5.2%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)12
Avg EPS beat(16)-0.46%
Revenue beat(2)0
Avg Revenue beat(2)-3.33%
Min Revenue beat(2)-3.52%
Max Revenue beat(2)-3.14%
Revenue beat(4)1
Avg Revenue beat(4)0.47%
Min Revenue beat(4)-3.55%
Max Revenue beat(4)12.08%
Revenue beat(8)2
Avg Revenue beat(8)0.4%
Revenue beat(12)6
Avg Revenue beat(12)1.19%
Revenue beat(16)10
Avg Revenue beat(16)2.55%
PT rev (1m)-26.23%
PT rev (3m)-28.95%
EPS NQ rev (1m)-10%
EPS NQ rev (3m)-10%
EPS NY rev (1m)-0.09%
EPS NY rev (3m)-0.09%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-0.07%
Valuation
Industry RankSector Rank
PE 6.87
Fwd PE 7.17
P/S 0.57
P/FCF 17.6
P/OCF 14.51
P/B 0.81
P/tB N/A
EV/EBITDA 8.54
EPS(TTM)4.05
EY14.55%
EPS(NY)3.89
Fwd EY13.96%
FCF(TTM)1.58
FCFY5.68%
OCF(TTM)1.92
OCFY6.89%
SpS49.18
BVpS34.41
TBVpS-18.64
PEG (NY)0.19
PEG (5Y)0.43
Graham Number56
Profitability
Industry RankSector Rank
ROA 2.29%
ROE 5.56%
ROCE 6.83%
ROIC 4.91%
ROICexc 4.93%
ROICexgc 19.14%
OM 9.96%
PM (TTM) 3.89%
GM 13.02%
FCFM 3.22%
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
ROICexc(3y)6.56%
ROICexc(5y)6.34%
ROICexgc(3y)21.85%
ROICexgc(5y)20.77%
ROCE(3y)9.09%
ROCE(5y)8.79%
ROICexgc growth 3Y-18.93%
ROICexgc growth 5Y-6.45%
ROICexc growth 3Y-27.55%
ROICexc growth 5Y-15.96%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
F-Score5
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF 18.23
Debt/EBITDA 4.17
Cap/Depr 19.51%
Cap/Sales 0.68%
Interest Coverage 250
Cash Conversion 28.97%
Profit Quality 82.65%
Current Ratio 1.57
Quick Ratio 1.57
Altman-Z 1.56
F-Score5
WACC6.66%
ROIC/WACC0.74
Cap/Depr(3y)38.86%
Cap/Depr(5y)40%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.96%
Profit Quality(3y)163.09%
Profit Quality(5y)166.86%
High Growth Momentum
Growth
EPS 1Y (TTM)54.58%
EPS 3Y17.79%
EPS 5Y16.11%
EPS Q2Q%20.24%
EPS Next Y36.05%
EPS Next 2Y20.4%
EPS Next 3Y17.55%
EPS Next 5Y13.81%
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%
Revenue Next Year58.75%
Revenue Next 2Y28.43%
Revenue Next 3Y19.81%
Revenue Next 5Y12.93%
EBIT growth 1Y63.25%
EBIT growth 3Y5.86%
EBIT growth 5Y8.74%
EBIT Next Year155.85%
EBIT Next 3Y40.58%
EBIT Next 5Y24.05%
FCF growth 1Y-15.35%
FCF growth 3Y-3.22%
FCF growth 5Y5.61%
OCF growth 1Y-15.37%
OCF growth 3Y-1.95%
OCF growth 5Y4.72%

CBIZ INC / CBZ FAQ

Can you provide the ChartMill fundamental rating for CBIZ INC?

ChartMill assigns a fundamental rating of 5 / 10 to CBZ.


What is the valuation status of CBIZ INC (CBZ) stock?

ChartMill assigns a valuation rating of 8 / 10 to CBIZ INC (CBZ). This can be considered as Undervalued.


What is the profitability of CBZ stock?

CBIZ INC (CBZ) has a profitability rating of 4 / 10.


What are the PE and PB ratios of CBIZ INC (CBZ) stock?

The Price/Earnings (PE) ratio for CBIZ INC (CBZ) is 6.87 and the Price/Book (PB) ratio is 0.81.


What is the expected EPS growth for CBIZ INC (CBZ) stock?

The Earnings per Share (EPS) of CBIZ INC (CBZ) is expected to grow by 36.05% in the next year.