CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:CAR - FR0000120172 - Common Stock
12.99 EUR
+0.15 (+1.21%)
CAR gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 24 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CAR have multiple concerns. CAR has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
In the past year CAR was profitable.
CAR had a positive operating cash flow in the past year.
CAR had positive earnings in each of the past 5 years.
CAR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.31%, CAR is doing worse than 75.00% of the companies in the same industry.
CAR has a worse Return On Equity (7.00%) than 70.83% of its industry peers.
CAR's Return On Invested Capital of 4.89% is on the low side compared to the rest of the industry. CAR is outperformed by 66.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CAR is below the industry average of 9.51%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
Looking at the Profit Margin, with a value of 0.83%, CAR is doing worse than 75.00% of the companies in the same industry.
CAR's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 2.55%, CAR is not doing good in the industry: 70.83% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of CAR has declined.
Looking at the Gross Margin, with a value of 19.44%, CAR is doing worse than 70.83% of the companies in the same industry.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAR is creating some value.
The number of shares outstanding for CAR has been reduced compared to 1 year ago.
Compared to 5 years ago, CAR has less shares outstanding
The debt/assets ratio for CAR is higher compared to a year ago.
2.2 Solvency
CAR has an Altman-Z score of 2.07. This is not the best score and indicates that CAR is in the grey zone with still only limited risk for bankruptcy at the moment.
CAR has a Altman-Z score of 2.07. This is amonst the worse of the industry: CAR underperforms 83.33% of its industry peers.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
CAR has a worse Debt to FCF ratio (10.30) than 62.50% of its industry peers.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CAR has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.63, CAR is doing worse than 87.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.23
WACC3.97%
2.3 Liquidity
CAR has a Current Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR has a Current ratio (0.90) which is in line with its industry peers.
CAR has a Quick Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Quick ratio value of 0.63, CAR is doing good in the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CAR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.11%.
CAR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.23% yearly.
CAR shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
CAR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
CAR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.53% yearly.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.84 indicates a reasonable valuation of CAR.
91.67% of the companies in the same industry are more expensive than CAR, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of CAR to the average of the S&P500 Index (25.45), we can say CAR is valued rather cheaply.
A Price/Forward Earnings ratio of 7.30 indicates a rather cheap valuation of CAR.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 91.67% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of CAR to the average of the S&P500 Index (34.46), we can say CAR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.84 | ||
| Fwd PE | 7.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAR is valued cheaper than 87.50% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaply inside the industry as 87.50% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.34 | ||
| EV/EBITDA | 5.19 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.13%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
CAR has a Yearly Dividend Yield of 7.16%, which is a nice return.
CAR's Dividend Yield is rather good when compared to the industry average which is at 3.98. CAR pays more dividend than 95.83% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.16% |
5.2 History
The dividend of CAR is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
CAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
FRA:CAR (11/21/2025, 7:00:00 PM)
12.99
+0.15 (+1.21%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.56B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target14.88 (14.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.16% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.11%
PT rev (3m)-0.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.99%
EPS NY rev (3m)-6.07%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.42%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.84 | ||
| Fwd PE | 7.3 | ||
| P/S | 0.11 | ||
| P/FCF | 4.34 | ||
| P/OCF | 2.46 | ||
| P/B | 0.93 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.19 |
EPS(TTM)1.47
EY11.32%
EPS(NY)1.78
Fwd EY13.7%
FCF(TTM)2.99
FCFY23.03%
OCF(TTM)5.28
OCFY40.68%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.97%
ROIC/WACC1.23
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.8%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CAR.DE FAQ
What is the fundamental rating for CAR stock?
ChartMill assigns a fundamental rating of 3 / 10 to CAR.DE.
Can you provide the valuation status for CARREFOUR SA?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CAR.DE). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CAR.DE) stock?
CARREFOUR SA (CAR.DE) has a profitability rating of 2 / 10.
Can you provide the financial health for CAR stock?
The financial health rating of CARREFOUR SA (CAR.DE) is 2 / 10.
Is the dividend of CARREFOUR SA sustainable?
The dividend rating of CARREFOUR SA (CAR.DE) is 6 / 10 and the dividend payout ratio is 112.47%.