CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - FRA:CAR - FR0000120172 - Common Stock
13.235 EUR
+0.07 (+0.57%)
We assign a fundamental rating of 3 out of 10 to CAR. CAR was compared to 21 industry peers in the Consumer Staples Distribution & Retail industry. CAR has a bad profitability rating. Also its financial health evaluation is rather negative. CAR is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
CAR had a positive operating cash flow in the past year.
CAR had positive earnings in each of the past 5 years.
Each year in the past 5 years CAR had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.31%, CAR is doing worse than 76.19% of the companies in the same industry.
CAR has a worse Return On Equity (7.00%) than 71.43% of its industry peers.
With a Return On Invested Capital value of 4.89%, CAR is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for CAR is below the industry average of 9.40%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
With a Profit Margin value of 0.83%, CAR is not doing good in the industry: 76.19% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of CAR has declined.
CAR has a worse Operating Margin (2.55%) than 71.43% of its industry peers.
CAR's Operating Margin has declined in the last couple of years.
The Gross Margin of CAR (19.44%) is worse than 71.43% of its industry peers.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAR is creating some value.
CAR has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CAR has less shares outstanding
CAR has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.07 indicates that CAR is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.07, CAR is doing worse than 85.71% of the companies in the same industry.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
With a Debt to FCF ratio value of 10.30, CAR is not doing good in the industry: 61.90% of the companies in the same industry are doing better.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CAR has dependencies on debt financing.
CAR has a Debt to Equity ratio of 1.63. This is amonst the worse of the industry: CAR underperforms 90.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.27
WACC3.84%
2.3 Liquidity
CAR has a Current Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.90, CAR perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
CAR has a Quick Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR has a Quick ratio of 0.63. This is in the better half of the industry: CAR outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CAR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.11%.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
Looking at the last year, CAR shows a small growth in Revenue. The Revenue has grown by 2.78% in the last year.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.53% on average over the next years. This is quite good.
Based on estimates for the next years, CAR will show a small growth in Revenue. The Revenue will grow by 0.59% on average per year.
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.00, which indicates a very decent valuation of CAR.
Based on the Price/Earnings ratio, CAR is valued cheaper than 90.48% of the companies in the same industry.
CAR is valuated cheaply when we compare the Price/Earnings ratio to 26.35, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 7.44 indicates a rather cheap valuation of CAR.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 95.24% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 33.72. CAR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | 7.44 |
4.2 Price Multiples
CAR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CAR is cheaper than 85.71% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaper than 90.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.42 | ||
| EV/EBITDA | 5.25 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.13%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
CAR has a Yearly Dividend Yield of 7.07%, which is a nice return.
CAR's Dividend Yield is rather good when compared to the industry average which is at 3.91. CAR pays more dividend than 95.24% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.07% |
5.2 History
On average, the dividend of CAR grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CAR pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
The dividend of CAR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
FRA:CAR (11/11/2025, 7:00:00 PM)
13.235
+0.07 (+0.57%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.75B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target14.82 (11.98%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.07% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.11%
PT rev (3m)0.68%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.99%
EPS NY rev (3m)-6.07%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.42%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | 7.44 | ||
| P/S | 0.11 | ||
| P/FCF | 4.42 | ||
| P/OCF | 2.5 | ||
| P/B | 0.95 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.25 |
EPS(TTM)1.47
EY11.11%
EPS(NY)1.78
Fwd EY13.44%
FCF(TTM)2.99
FCFY22.61%
OCF(TTM)5.28
OCFY39.93%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.84%
ROIC/WACC1.27
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.8%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CAR.DE FAQ
What is the fundamental rating for CAR stock?
ChartMill assigns a fundamental rating of 4 / 10 to CAR.DE.
Can you provide the valuation status for CARREFOUR SA?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CAR.DE). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CAR.DE) stock?
CARREFOUR SA (CAR.DE) has a profitability rating of 2 / 10.
Can you provide the financial health for CAR stock?
The financial health rating of CARREFOUR SA (CAR.DE) is 3 / 10.
Is the dividend of CARREFOUR SA sustainable?
The dividend rating of CARREFOUR SA (CAR.DE) is 6 / 10 and the dividend payout ratio is 112.47%.