CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
FRA:CAR - Deutsche Boerse Ag - FR0000120172 - Common Stock - Currency: EUR
Overall CAR gets a fundamental rating of 4 out of 10. We evaluated CAR against 25 industry peers in the Consumer Staples Distribution & Retail industry. CAR may be in some trouble as it scores bad on both profitability and health. CAR has a bad growth rate and is valued cheaply. CAR also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CAR was profitable.
CAR had a positive operating cash flow in the past year.
Each year in the past 5 years CAR has been profitable.
In the past 5 years CAR always reported a positive cash flow from operatings.
1.2 Ratios
CAR's Return On Assets of 1.26% is on the low side compared to the rest of the industry. CAR is outperformed by 72.00% of its industry peers.
Looking at the Return On Equity, with a value of 6.67%, CAR is doing worse than 68.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 4.97%, CAR is doing worse than 68.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CAR is below the industry average of 9.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROIC | 4.97% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CAR has a worse Profit Margin (0.83%) than 72.00% of its industry peers.
CAR's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 2.55%, CAR is doing worse than 68.00% of the companies in the same industry.
CAR's Operating Margin has declined in the last couple of years.
CAR's Gross Margin of 19.44% is on the low side compared to the rest of the industry. CAR is outperformed by 68.00% of its industry peers.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAR is still creating some value.
The number of shares outstanding for CAR has been reduced compared to 1 year ago.
Compared to 5 years ago, CAR has less shares outstanding
Compared to 1 year ago, CAR has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 1.96 indicates that CAR is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.96, CAR is doing worse than 80.00% of the companies in the same industry.
The Debt to FCF ratio of CAR is 8.87, which is on the high side as it means it would take CAR, 8.87 years of fcf income to pay off all of its debts.
CAR has a Debt to FCF ratio (8.87) which is comparable to the rest of the industry.
A Debt/Equity ratio of 1.36 is on the high side and indicates that CAR has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.36, CAR is doing worse than 88.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Altman-Z | 1.96 |
ROIC/WACC1.19
WACC4.19%
2.3 Liquidity
A Current Ratio of 0.88 indicates that CAR may have some problems paying its short term obligations.
CAR has a Current ratio (0.88) which is in line with its industry peers.
A Quick Ratio of 0.63 indicates that CAR may have some problems paying its short term obligations.
CAR has a better Quick ratio (0.63) than 68.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -12.02% in the last year.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
Looking at the last year, CAR shows a small growth in Revenue. The Revenue has grown by 2.78% in the last year.
Measured over the past years, CAR shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
3.2 Future
CAR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.52% yearly.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue Next Year3.45%
Revenue Next 2Y2.75%
Revenue Next 3Y2.49%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.63 indicates a rather cheap valuation of CAR.
Compared to the rest of the industry, the Price/Earnings ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 88.00% of the companies listed in the same industry.
CAR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.30.
A Price/Forward Earnings ratio of 7.58 indicates a rather cheap valuation of CAR.
Based on the Price/Forward Earnings ratio, CAR is valued cheaper than 92.00% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.76, CAR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.63 | ||
| Fwd PE | 7.58 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAR is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
96.00% of the companies in the same industry are more expensive than CAR, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.43 | ||
| EV/EBITDA | 4.59 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)11.07
PEG (5Y)N/A
EPS Next 2Y8.75%
EPS Next 3Y8.11%
5. Dividend
5.1 Amount
CAR has a Yearly Dividend Yield of 7.46%, which is a nice return.
CAR's Dividend Yield is rather good when compared to the industry average which is at 3.85. CAR pays more dividend than 96.00% of the companies in the same industry.
CAR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.46% |
5.2 History
On average, the dividend of CAR grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
83.10% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
CAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP83.1%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
FRA:CAR (7/11/2025, 7:00:00 PM)
12.285
-0.12 (-1.01%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap8.33B
Analysts73.6
Price Target15.2 (23.73%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.46% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP83.1%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.48%
PT rev (3m)3.79%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.43%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.63 | ||
| Fwd PE | 7.58 | ||
| P/S | 0.1 | ||
| P/FCF | 3.43 | ||
| P/OCF | 1.98 | ||
| P/B | 0.77 | ||
| P/tB | 27.13 | ||
| EV/EBITDA | 4.59 |
EPS(TTM)1.61
EY13.11%
EPS(NY)1.62
Fwd EY13.2%
FCF(TTM)3.58
FCFY29.15%
OCF(TTM)6.19
OCFY50.43%
SpS128.72
BVpS15.96
TBVpS0.45
PEG (NY)11.07
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROCE | 7.36% | ||
| ROIC | 4.97% | ||
| ROICexc | 6.43% | ||
| ROICexgc | 11.39% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.78% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score5
Asset Turnover1.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Debt/EBITDA | 3.16 | ||
| Cap/Depr | 73.1% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 4.16 | ||
| Cash Conversion | 90.38% | ||
| Profit Quality | 336.29% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 1.96 |
F-Score5
WACC4.19%
ROIC/WACC1.19
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
Revenue Next Year3.45%
Revenue Next 2Y2.75%
Revenue Next 3Y2.49%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y24.34%
FCF growth 1Y-13.25%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-9.66%
OCF growth 3Y4.68%
OCF growth 5Y5.28%