CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:CAR - FR0000120172 - Common Stock
14.42 EUR
+0.22 (+1.59%)
Taking everything into account, CAR scores 4 out of 10 in our fundamental rating. CAR was compared to 24 industry peers in the Consumer Staples Distribution & Retail industry. CAR may be in some trouble as it scores bad on both profitability and health. CAR is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
In the past year CAR had a positive cash flow from operations.
CAR had positive earnings in each of the past 5 years.
Each year in the past 5 years CAR had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 1.31%, CAR is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
CAR's Return On Equity of 7.00% is on the low side compared to the rest of the industry. CAR is outperformed by 62.50% of its industry peers.
CAR's Return On Invested Capital of 4.89% is in line compared to the rest of the industry. CAR outperforms 41.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CAR is below the industry average of 8.82%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CAR's Profit Margin of 0.83% is on the low side compared to the rest of the industry. CAR is outperformed by 62.50% of its industry peers.
In the last couple of years the Profit Margin of CAR has declined.
CAR has a Operating Margin of 2.55%. This is in the lower half of the industry: CAR underperforms 62.50% of its industry peers.
In the last couple of years the Operating Margin of CAR has declined.
Looking at the Gross Margin, with a value of 19.44%, CAR is doing worse than 66.67% of the companies in the same industry.
In the last couple of years the Gross Margin of CAR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAR is still creating some value.
Compared to 1 year ago, CAR has less shares outstanding
CAR has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CAR has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.08 indicates that CAR is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.08, CAR is doing worse than 79.17% of the companies in the same industry.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
With a Debt to FCF ratio value of 10.30, CAR perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CAR has dependencies on debt financing.
CAR has a worse Debt to Equity ratio (1.63) than 79.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.08 |
ROIC/WACC1.24
WACC3.94%
2.3 Liquidity
CAR has a Current Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR has a Current ratio (0.90) which is comparable to the rest of the industry.
CAR has a Quick Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR has a better Quick ratio (0.63) than 79.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -20.11% in the last year.
Measured over the past years, CAR shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.19% on average per year.
The Revenue has been growing slightly by 2.78% in the past year.
CAR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.19%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CAR will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.33% on average per year.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y-5.16%
EPS Next 2Y5.08%
EPS Next 3Y6.19%
EPS Next 5Y9.33%
Revenue Next Year0.66%
Revenue Next 2Y1.01%
Revenue Next 3Y1.46%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.81 indicates a reasonable valuation of CAR.
CAR's Price/Earnings ratio is rather cheap when compared to the industry. CAR is cheaper than 95.83% of the companies in the same industry.
When comparing the Price/Earnings ratio of CAR to the average of the S&P500 Index (26.60), we can say CAR is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 8.11, the valuation of CAR can be described as reasonable.
100.00% of the companies in the same industry are more expensive than CAR, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.23. CAR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.81 | ||
| Fwd PE | 8.11 |
4.2 Price Multiples
CAR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CAR is cheaper than 87.50% of the companies in the same industry.
95.83% of the companies in the same industry are more expensive than CAR, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.82 | ||
| EV/EBITDA | 5.4 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.08%
EPS Next 3Y6.19%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.51%, CAR is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.98, CAR pays a better dividend. On top of this CAR pays more dividend than 87.50% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.51% |
5.2 History
On average, the dividend of CAR grows each year by 46.19%, which is quite nice.
Dividend Growth(5Y)46.19%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
CAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.08%
EPS Next 3Y6.19%
FRA:CAR (1/2/2026, 7:00:00 PM)
14.42
+0.22 (+1.59%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners39.7%
Inst Owner ChangeN/A
Ins Owners0.51%
Ins Owner ChangeN/A
Market Cap10.62B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target15.06 (4.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.51% |
Yearly Dividend0.9
Dividend Growth(5Y)46.19%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.2%
PT rev (3m)1.52%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.28%
EPS NY rev (3m)2.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.94%
Revenue NY rev (3m)-2.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.81 | ||
| Fwd PE | 8.11 | ||
| P/S | 0.12 | ||
| P/FCF | 4.82 | ||
| P/OCF | 2.73 | ||
| P/B | 1.03 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.4 |
EPS(TTM)1.47
EY10.19%
EPS(NY)1.78
Fwd EY12.33%
FCF(TTM)2.99
FCFY20.75%
OCF(TTM)5.28
OCFY36.65%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.08 |
F-Score6
WACC3.94%
ROIC/WACC1.24
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.19%
EPS Q2Q%-30.43%
EPS Next Y-5.16%
EPS Next 2Y5.08%
EPS Next 3Y6.19%
EPS Next 5Y9.33%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year0.66%
Revenue Next 2Y1.01%
Revenue Next 3Y1.46%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year103.62%
EBIT Next 3Y30.25%
EBIT Next 5Y26.57%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CAR.DE FAQ
What is the fundamental rating for CAR stock?
ChartMill assigns a fundamental rating of 4 / 10 to CAR.DE.
What is the valuation status for CAR stock?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CAR.DE). This can be considered as Undervalued.
What is the profitability of CAR stock?
CARREFOUR SA (CAR.DE) has a profitability rating of 2 / 10.
What are the PE and PB ratios of CARREFOUR SA (CAR.DE) stock?
The Price/Earnings (PE) ratio for CARREFOUR SA (CAR.DE) is 9.81 and the Price/Book (PB) ratio is 1.03.
What is the expected EPS growth for CARREFOUR SA (CAR.DE) stock?
The Earnings per Share (EPS) of CARREFOUR SA (CAR.DE) is expected to decline by -5.16% in the next year.