CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
FRA:CAR - Deutsche Boerse Ag - FR0000120172 - Common Stock - Currency: EUR
Taking everything into account, CAR scores 4 out of 10 in our fundamental rating. CAR was compared to 26 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CAR have multiple concerns. CAR is cheap, but on the other hand it scores bad on growth. Finally CAR also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
CAR had a positive operating cash flow in the past year.
Each year in the past 5 years CAR has been profitable.
Each year in the past 5 years CAR had a positive operating cash flow.
1.2 Ratios
CAR's Return On Assets of 1.26% is on the low side compared to the rest of the industry. CAR is outperformed by 60.71% of its industry peers.
Looking at the Return On Equity, with a value of 6.67%, CAR is doing worse than 60.71% of the companies in the same industry.
CAR's Return On Invested Capital of 4.97% is on the low side compared to the rest of the industry. CAR is outperformed by 64.29% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CAR is below the industry average of 9.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROIC | 4.97% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CAR has a Profit Margin of 0.83%. This is in the lower half of the industry: CAR underperforms 60.71% of its industry peers.
In the last couple of years the Profit Margin of CAR has declined.
With a Operating Margin value of 2.55%, CAR is not doing good in the industry: 67.86% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of CAR has declined.
With a Gross Margin value of 19.44%, CAR perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAR is creating some value.
The number of shares outstanding for CAR has been reduced compared to 1 year ago.
Compared to 5 years ago, CAR has less shares outstanding
The debt/assets ratio for CAR is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 1.96 indicates that CAR is not a great score, but indicates only limited risk for bankruptcy at the moment.
CAR's Altman-Z score of 1.96 is on the low side compared to the rest of the industry. CAR is outperformed by 85.71% of its industry peers.
CAR has a debt to FCF ratio of 8.87. This is a slightly negative value and a sign of low solvency as CAR would need 8.87 years to pay back of all of its debts.
CAR has a Debt to FCF ratio (8.87) which is comparable to the rest of the industry.
CAR has a Debt/Equity ratio of 1.36. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CAR (1.36) is worse than 82.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Altman-Z | 1.96 |
ROIC/WACC1.05
WACC4.73%
2.3 Liquidity
A Current Ratio of 0.88 indicates that CAR may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.88, CAR is in line with its industry, outperforming 57.14% of the companies in the same industry.
A Quick Ratio of 0.63 indicates that CAR may have some problems paying its short term obligations.
CAR's Quick ratio of 0.63 is fine compared to the rest of the industry. CAR outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -53.13% in the last year.
CAR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.23% yearly.
Looking at the last year, CAR shows a small growth in Revenue. The Revenue has grown by 2.78% in the last year.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-53.13%
EPS 3Y-7.22%
EPS 5Y-5.23%
EPS Q2Q%-4.02%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%7.62%
3.2 Future
Based on estimates for the next years, CAR will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.87% on average per year.
The Revenue is expected to grow by 2.17% on average over the next years.
EPS Next Y15.19%
EPS Next 2Y16.61%
EPS Next 3Y10.6%
EPS Next 5Y9.87%
Revenue Next Year3.74%
Revenue Next 2Y3.07%
Revenue Next 3Y2.75%
Revenue Next 5Y2.17%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.06 indicates a correct valuation of CAR.
Based on the Price/Earnings ratio, CAR is valued cheaper than 82.14% of the companies in the same industry.
CAR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 29.35.
With a Price/Forward Earnings ratio of 6.57, the valuation of CAR can be described as very cheap.
Based on the Price/Forward Earnings ratio, CAR is valued cheaply inside the industry as 96.43% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.10, CAR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 6.57 |
4.2 Price Multiples
CAR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CAR is cheaper than 85.71% of the companies in the same industry.
100.00% of the companies in the same industry are more expensive than CAR, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.64 | ||
| EV/EBITDA | 4.68 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y16.61%
EPS Next 3Y10.6%
5. Dividend
5.1 Amount
CAR has a Yearly Dividend Yield of 6.66%, which is a nice return.
Compared to an average industry Dividend Yield of 3.95, CAR pays a better dividend. On top of this CAR pays more dividend than 96.43% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.33, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
The dividend of CAR is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
83.10% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
CAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP83.1%
EPS Next 2Y16.61%
EPS Next 3Y10.6%
FRA:CAR (3/7/2025, 7:00:00 PM)
13.02
-0.04 (-0.34%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners42%
Inst Owner ChangeN/A
Ins Owners9.38%
Ins Owner ChangeN/A
Market Cap8.83B
Analysts72.86
Price Target15.53 (19.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP83.1%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.22%
PT rev (3m)-11.37%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.89%
EPS NY rev (3m)-7.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.36%
Revenue NY rev (3m)-0.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 6.57 | ||
| P/S | 0.1 | ||
| P/FCF | 3.64 | ||
| P/OCF | 2.1 | ||
| P/B | 0.82 | ||
| P/tB | 28.75 | ||
| EV/EBITDA | 4.68 |
EPS(TTM)1.08
EY8.29%
EPS(NY)1.98
Fwd EY15.22%
FCF(TTM)3.58
FCFY27.51%
OCF(TTM)6.19
OCFY47.58%
SpS128.72
BVpS15.96
TBVpS0.45
PEG (NY)0.79
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROCE | 7.36% | ||
| ROIC | 4.97% | ||
| ROICexc | 6.43% | ||
| ROICexgc | 11.39% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.78% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score5
Asset Turnover1.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Debt/EBITDA | 3.16 | ||
| Cap/Depr | 73.1% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 4.16 | ||
| Cash Conversion | 90.38% | ||
| Profit Quality | 336.29% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 1.96 |
F-Score5
WACC4.73%
ROIC/WACC1.05
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-53.13%
EPS 3Y-7.22%
EPS 5Y-5.23%
EPS Q2Q%-4.02%
EPS Next Y15.19%
EPS Next 2Y16.61%
EPS Next 3Y10.6%
EPS Next 5Y9.87%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%7.62%
Revenue Next Year3.74%
Revenue Next 2Y3.07%
Revenue Next 3Y2.75%
Revenue Next 5Y2.17%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year125.52%
EBIT Next 3Y33.75%
EBIT Next 5Y25.18%
FCF growth 1Y-13.25%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-9.66%
OCF growth 3Y4.68%
OCF growth 5Y5.28%