CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:CAR - FR0000120172 - Common Stock
14.195 EUR
+0.01 (+0.07%)
CAR gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 24 industry peers in the Consumer Staples Distribution & Retail industry. CAR has a bad profitability rating. Also its financial health evaluation is rather negative. CAR is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
In the past year CAR had a positive cash flow from operations.
Each year in the past 5 years CAR has been profitable.
In the past 5 years CAR always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.31%, CAR is doing worse than 66.67% of the companies in the same industry.
CAR's Return On Equity of 7.00% is on the low side compared to the rest of the industry. CAR is outperformed by 62.50% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.89%, CAR is in line with its industry, outperforming 41.67% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CAR is below the industry average of 8.82%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CAR has a worse Profit Margin (0.83%) than 62.50% of its industry peers.
CAR's Profit Margin has declined in the last couple of years.
CAR's Operating Margin of 2.55% is on the low side compared to the rest of the industry. CAR is outperformed by 62.50% of its industry peers.
In the last couple of years the Operating Margin of CAR has declined.
CAR has a Gross Margin of 19.44%. This is in the lower half of the industry: CAR underperforms 66.67% of its industry peers.
In the last couple of years the Gross Margin of CAR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
CAR has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
CAR has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CAR has been reduced compared to 5 years ago.
CAR has a worse debt/assets ratio than last year.
2.2 Solvency
CAR has an Altman-Z score of 2.08. This is not the best score and indicates that CAR is in the grey zone with still only limited risk for bankruptcy at the moment.
CAR has a worse Altman-Z score (2.08) than 79.17% of its industry peers.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
CAR has a Debt to FCF ratio (10.30) which is in line with its industry peers.
CAR has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
CAR's Debt to Equity ratio of 1.63 is on the low side compared to the rest of the industry. CAR is outperformed by 79.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.08 |
ROIC/WACC1.24
WACC3.93%
2.3 Liquidity
A Current Ratio of 0.90 indicates that CAR may have some problems paying its short term obligations.
CAR has a Current ratio (0.90) which is in line with its industry peers.
CAR has a Quick Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR has a better Quick ratio (0.63) than 79.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -20.11% in the last year.
Measured over the past years, CAR shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.19% on average per year.
CAR shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
Measured over the past years, CAR shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.19%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CAR will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.33% on average per year.
Based on estimates for the next years, CAR will show a small growth in Revenue. The Revenue will grow by 0.59% on average per year.
EPS Next Y-5.16%
EPS Next 2Y5.08%
EPS Next 3Y6.19%
EPS Next 5Y9.33%
Revenue Next Year0.66%
Revenue Next 2Y1.01%
Revenue Next 3Y1.46%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
CAR is valuated reasonably with a Price/Earnings ratio of 9.66.
95.83% of the companies in the same industry are more expensive than CAR, based on the Price/Earnings ratio.
CAR is valuated cheaply when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
CAR is valuated cheaply with a Price/Forward Earnings ratio of 7.98.
Based on the Price/Forward Earnings ratio, CAR is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
CAR is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.13, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.66 | ||
| Fwd PE | 7.98 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 87.50% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaper than 95.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.74 | ||
| EV/EBITDA | 5.4 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.08%
EPS Next 3Y6.19%
5. Dividend
5.1 Amount
CAR has a Yearly Dividend Yield of 6.51%, which is a nice return.
CAR's Dividend Yield is rather good when compared to the industry average which is at 2.98. CAR pays more dividend than 87.50% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.51% |
5.2 History
On average, the dividend of CAR grows each year by 46.19%, which is quite nice.
Dividend Growth(5Y)46.19%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
The dividend of CAR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.08%
EPS Next 3Y6.19%
FRA:CAR (12/30/2025, 7:00:00 PM)
14.195
+0.01 (+0.07%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners39.7%
Inst Owner ChangeN/A
Ins Owners0.51%
Ins Owner ChangeN/A
Market Cap10.45B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target15.06 (6.09%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.51% |
Yearly Dividend0.9
Dividend Growth(5Y)46.19%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.2%
PT rev (3m)1.52%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.28%
EPS NY rev (3m)2.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.94%
Revenue NY rev (3m)-2.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.66 | ||
| Fwd PE | 7.98 | ||
| P/S | 0.12 | ||
| P/FCF | 4.74 | ||
| P/OCF | 2.69 | ||
| P/B | 1.01 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.4 |
EPS(TTM)1.47
EY10.36%
EPS(NY)1.78
Fwd EY12.52%
FCF(TTM)2.99
FCFY21.08%
OCF(TTM)5.28
OCFY37.23%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.08 |
F-Score6
WACC3.93%
ROIC/WACC1.24
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.19%
EPS Q2Q%-30.43%
EPS Next Y-5.16%
EPS Next 2Y5.08%
EPS Next 3Y6.19%
EPS Next 5Y9.33%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year0.66%
Revenue Next 2Y1.01%
Revenue Next 3Y1.46%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year103.62%
EBIT Next 3Y30.25%
EBIT Next 5Y26.57%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CAR.DE FAQ
What is the fundamental rating for CAR stock?
ChartMill assigns a fundamental rating of 4 / 10 to CAR.DE.
What is the valuation status for CAR stock?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CAR.DE). This can be considered as Undervalued.
What is the profitability of CAR stock?
CARREFOUR SA (CAR.DE) has a profitability rating of 2 / 10.
What are the PE and PB ratios of CARREFOUR SA (CAR.DE) stock?
The Price/Earnings (PE) ratio for CARREFOUR SA (CAR.DE) is 9.66 and the Price/Book (PB) ratio is 1.01.
What is the expected EPS growth for CARREFOUR SA (CAR.DE) stock?
The Earnings per Share (EPS) of CARREFOUR SA (CAR.DE) is expected to decline by -5.16% in the next year.