CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - FRA:CAR - FR0000120172 - Common Stock
12.14 EUR
+0.11 (+0.87%)
Taking everything into account, CAR scores 4 out of 10 in our fundamental rating. CAR was compared to 22 industry peers in the Consumer Staples Distribution & Retail industry. CAR has a bad profitability rating. Also its financial health evaluation is rather negative. CAR is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CAR was profitable.
In the past year CAR had a positive cash flow from operations.
In the past 5 years CAR has always been profitable.
Each year in the past 5 years CAR had a positive operating cash flow.
1.2 Ratios
CAR's Return On Assets of 1.31% is on the low side compared to the rest of the industry. CAR is outperformed by 72.73% of its industry peers.
CAR has a worse Return On Equity (7.00%) than 68.18% of its industry peers.
CAR has a worse Return On Invested Capital (4.89%) than 63.64% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CAR is below the industry average of 9.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
With a Profit Margin value of 0.83%, CAR is not doing good in the industry: 72.73% of the companies in the same industry are doing better.
CAR's Profit Margin has declined in the last couple of years.
CAR has a worse Operating Margin (2.55%) than 68.18% of its industry peers.
In the last couple of years the Operating Margin of CAR has declined.
CAR has a Gross Margin of 19.44%. This is in the lower half of the industry: CAR underperforms 63.64% of its industry peers.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAR is creating some value.
CAR has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CAR has been reduced compared to 5 years ago.
The debt/assets ratio for CAR is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.06 indicates that CAR is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of CAR (2.06) is worse than 77.27% of its industry peers.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
CAR has a Debt to FCF ratio (10.30) which is in line with its industry peers.
CAR has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
CAR has a Debt to Equity ratio of 1.63. This is amonst the worse of the industry: CAR underperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.06 |
ROIC/WACC1.24
WACC3.93%
2.3 Liquidity
CAR has a Current Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR has a Current ratio (0.90) which is comparable to the rest of the industry.
CAR has a Quick Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of CAR (0.63) is better than 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -20.11% in the last year.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
The Revenue has been growing slightly by 2.78% in the past year.
CAR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CAR will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.01% on average per year.
CAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y9.01%
Revenue Next Year3.18%
Revenue Next 2Y1.9%
Revenue Next 3Y1.91%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.26 indicates a reasonable valuation of CAR.
Based on the Price/Earnings ratio, CAR is valued cheaper than 90.91% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.20, CAR is valued rather cheaply.
The Price/Forward Earnings ratio is 6.64, which indicates a rather cheap valuation of CAR.
CAR's Price/Forward Earnings ratio is rather cheap when compared to the industry. CAR is cheaper than 95.45% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CAR to the average of the S&P500 Index (22.70), we can say CAR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.26 | ||
| Fwd PE | 6.64 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAR is valued cheaply inside the industry as 86.36% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaper than 95.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.06 | ||
| EV/EBITDA | 5.08 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.54%
EPS Next 3Y7.89%
5. Dividend
5.1 Amount
CAR has a Yearly Dividend Yield of 7.50%, which is a nice return.
CAR's Dividend Yield is rather good when compared to the industry average which is at 4.06. CAR pays more dividend than 100.00% of the companies in the same industry.
CAR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.5% |
5.2 History
The dividend of CAR is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CAR pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
CAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
FRA:CAR (9/17/2025, 7:00:00 PM)
12.14
+0.11 (+0.87%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap8.94B
Analysts73.91
Price Target14.83 (22.16%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.5% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.08%
PT rev (3m)2.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-6%
EPS NY rev (3m)-6%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.24%
Revenue NY rev (3m)-0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.26 | ||
| Fwd PE | 6.64 | ||
| P/S | 0.1 | ||
| P/FCF | 4.06 | ||
| P/OCF | 2.3 | ||
| P/B | 0.87 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.08 |
EPS(TTM)1.47
EY12.11%
EPS(NY)1.83
Fwd EY15.05%
FCF(TTM)2.99
FCFY24.65%
OCF(TTM)5.28
OCFY43.53%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.06 |
F-Score6
WACC3.93%
ROIC/WACC1.24
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y9.01%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.18%
Revenue Next 2Y1.9%
Revenue Next 3Y1.91%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y25.46%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%