CALERES INC (CAL) Stock Fundamental Analysis

NYSE:CAL • US1295001044

11.6 USD
-0.37 (-3.09%)
At close: Feb 12, 2026
11.6 USD
0 (0%)
After Hours: 2/12/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall CAL gets a fundamental rating of 5 out of 10. We evaluated CAL against 120 industry peers in the Specialty Retail industry. While CAL is still in line with the averages on profitability rating, there are concerns on its financial health. CAL has a bad growth rate and is valued cheaply. Finally CAL also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CAL had positive earnings in the past year.
  • In the past year CAL had a positive cash flow from operations.
  • Of the past 5 years CAL 4 years were profitable.
  • Each year in the past 5 years CAL had a positive operating cash flow.
CAL Yearly Net Income VS EBIT VS OCF VS FCFCAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • With a Return On Assets value of 0.97%, CAL perfoms like the industry average, outperforming 52.50% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 3.28%, CAL is in line with its industry, outperforming 58.33% of the companies in the same industry.
  • CAL's Return On Invested Capital of 3.57% is in line compared to the rest of the industry. CAL outperforms 53.33% of its industry peers.
  • CAL had an Average Return On Invested Capital over the past 3 years of 13.19%. This is in line with the industry average of 12.31%.
  • The 3 year average ROIC (13.19%) for CAL is well above the current ROIC(3.57%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 0.97%
ROE 3.28%
ROIC 3.57%
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
CAL Yearly ROA, ROE, ROICCAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100 -150 -200

1.3 Margins

  • CAL has a Profit Margin (0.75%) which is in line with its industry peers.
  • In the last couple of years the Profit Margin of CAL has grown nicely.
  • The Operating Margin of CAL (2.30%) is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of CAL has grown nicely.
  • CAL's Gross Margin of 43.28% is fine compared to the rest of the industry. CAL outperforms 65.00% of its industry peers.
  • In the last couple of years the Gross Margin of CAL has grown nicely.
Industry RankSector Rank
OM 2.3%
PM (TTM) 0.75%
GM 43.28%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
CAL Yearly Profit, Operating, Gross MarginsCAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAL is still creating some value.
  • CAL has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CAL has less shares outstanding
  • The debt/assets ratio for CAL is higher compared to a year ago.
CAL Yearly Shares OutstandingCAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
CAL Yearly Total Debt VS Total AssetsCAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • An Altman-Z score of 1.90 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • CAL has a Altman-Z score of 1.90. This is comparable to the rest of the industry: CAL outperforms 45.83% of its industry peers.
  • The Debt to FCF ratio of CAL is 32.29, which is on the high side as it means it would take CAL, 32.29 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 32.29, CAL perfoms like the industry average, outperforming 42.50% of the companies in the same industry.
  • A Debt/Equity ratio of 0.58 indicates that CAL is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.58, CAL perfoms like the industry average, outperforming 51.67% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.58
Debt/FCF 32.29
Altman-Z 1.9
ROIC/WACC0.36
WACC9.91%
CAL Yearly LT Debt VS Equity VS FCFCAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 1.06 indicates that CAL should not have too much problems paying its short term obligations.
  • CAL's Current ratio of 1.06 is on the low side compared to the rest of the industry. CAL is outperformed by 69.17% of its industry peers.
  • CAL has a Quick Ratio of 1.06. This is a bad value and indicates that CAL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of CAL (0.33) is worse than 66.67% of its industry peers.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 0.33
CAL Yearly Current Assets VS Current LiabilitesCAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • CAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -58.90%.
  • CAL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.39% yearly.
  • The Revenue for CAL has decreased by -21.45% in the past year. This is quite bad
  • CAL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.40% yearly.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.08% on average over the next years.
  • Based on estimates for the next years, CAL will show a decrease in Revenue. The Revenue will decrease by -0.04% on average per year.
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year3.71%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CAL Yearly Revenue VS EstimatesCAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B
CAL Yearly EPS VS EstimatesCAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 4

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.39, the valuation of CAL can be described as very cheap.
  • Based on the Price/Earnings ratio, CAL is valued cheaply inside the industry as 95.00% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of CAL to the average of the S&P500 Index (27.67), we can say CAL is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 6.88, the valuation of CAL can be described as very cheap.
  • CAL's Price/Forward Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 96.67% of the companies in the same industry.
  • CAL is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.69, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.39
Fwd PE 6.88
CAL Price Earnings VS Forward Price EarningsCAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • 95.83% of the companies in the same industry are more expensive than CAL, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CAL is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 35.71
EV/EBITDA 2.99
CAL Per share dataCAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The decent profitability rating of CAL may justify a higher PE ratio.
  • A cheap valuation may be justified as CAL's earnings are expected to decrease with -7.96% in the coming years.
PEG (NY)N/A
PEG (5Y)0.79
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • CAL has a Yearly Dividend Yield of 2.23%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.26, CAL pays a better dividend. On top of this CAL pays more dividend than 80.83% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.80, CAL pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.23%

5.2 History

  • The dividend of CAL has a limited annual growth rate of 0.25%.
  • CAL has been paying a dividend for at least 10 years, so it has a reliable track record.
  • CAL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
CAL Yearly Dividends per shareCAL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • 46.69% of the earnings are spent on dividend by CAL. This is a bit on the high side, but may be sustainable.
  • CAL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP46.69%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
CAL Yearly Income VS Free CF VS DividendCAL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
CAL Dividend Payout.CAL Dividend Payout, showing the Payout Ratio.CAL Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

CALERES INC

NYSE:CAL (2/12/2026, 8:04:00 PM)

After market: 11.6 0 (0%)

11.6

-0.37 (-3.09%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-09
Earnings (Next)05-27
Inst Owners102.06%
Inst Owner Change3.64%
Ins Owners4.06%
Ins Owner Change2.34%
Market Cap392.54M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (49.48%)
Short Float %16.5%
Short Ratio5.98
Dividend
Industry RankSector Rank
Dividend Yield 2.23%
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)0%
PT rev (3m)-10.53%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-232.93%
EPS NY rev (1m)-40.62%
EPS NY rev (3m)-66.99%
Revenue NQ rev (1m)1.15%
Revenue NQ rev (3m)-0.48%
Revenue NY rev (1m)3.34%
Revenue NY rev (3m)3.83%
Valuation
Industry RankSector Rank
PE 7.39
Fwd PE 6.88
P/S 0.15
P/FCF 35.71
P/OCF 5.68
P/B 0.64
P/tB 0.95
EV/EBITDA 2.99
EPS(TTM)1.57
EY13.53%
EPS(NY)1.69
Fwd EY14.54%
FCF(TTM)0.32
FCFY2.8%
OCF(TTM)2.04
OCFY17.62%
SpS79.85
BVpS18.23
TBVpS12.22
PEG (NY)N/A
PEG (5Y)0.79
Graham Number25.37
Profitability
Industry RankSector Rank
ROA 0.97%
ROE 3.28%
ROCE 5.39%
ROIC 3.57%
ROICexc 3.65%
ROICexgc 4.24%
OM 2.3%
PM (TTM) 0.75%
GM 43.28%
FCFM 0.41%
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
Industry RankSector Rank
Debt/Equity 0.58
Debt/FCF 32.29
Debt/EBITDA 2.86
Cap/Depr 93.84%
Cap/Sales 2.15%
Interest Coverage 250
Cash Conversion 55.67%
Profit Quality 54.29%
Current Ratio 1.06
Quick Ratio 0.33
Altman-Z 1.9
F-Score5
WACC9.91%
ROIC/WACC0.36
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year3.71%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-14.54%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%

CALERES INC / CAL FAQ

Can you provide the ChartMill fundamental rating for CALERES INC?

ChartMill assigns a fundamental rating of 5 / 10 to CAL.


What is the valuation status for CAL stock?

ChartMill assigns a valuation rating of 7 / 10 to CALERES INC (CAL). This can be considered as Undervalued.


What is the profitability of CAL stock?

CALERES INC (CAL) has a profitability rating of 6 / 10.


Can you provide the financial health for CAL stock?

The financial health rating of CALERES INC (CAL) is 3 / 10.


What is the expected EPS growth for CALERES INC (CAL) stock?

The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -82.5% in the next year.