CALERES INC (CAL) Stock Fundamental Analysis
NYSE:CAL • US1295001044
12.12 USD
-0.32 (-2.57%)
At close: Feb 24, 2026
12.12 USD
0 (0%)
After Hours: 2/24/2026, 8:12:30 PM
We assign a fundamental rating of 5 out of 10 to CAL. CAL was compared to 123 industry peers in the Specialty Retail industry. While CAL is still in line with the averages on profitability rating, there are concerns on its financial health. CAL is valued quite cheap, but it does not seem to be growing. Finally CAL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- CAL had positive earnings in the past year.
- In the past year CAL had a positive cash flow from operations.
- CAL had positive earnings in 4 of the past 5 years.
- In the past 5 years CAL always reported a positive cash flow from operatings.
1.2 Ratios
- CAL's Return On Assets of 0.97% is in line compared to the rest of the industry. CAL outperforms 52.85% of its industry peers.
- With a Return On Equity value of 3.28%, CAL perfoms like the industry average, outperforming 58.54% of the companies in the same industry.
- CAL has a Return On Invested Capital (3.57%) which is in line with its industry peers.
- The Average Return On Invested Capital over the past 3 years for CAL is in line with the industry average of 11.89%.
- The 3 year average ROIC (13.19%) for CAL is well above the current ROIC(3.57%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROIC | 3.57% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
- CAL has a Profit Margin (0.75%) which is comparable to the rest of the industry.
- CAL's Profit Margin has improved in the last couple of years.
- CAL's Operating Margin of 2.30% is in line compared to the rest of the industry. CAL outperforms 51.22% of its industry peers.
- CAL's Operating Margin has improved in the last couple of years.
- CAL has a Gross Margin of 43.28%. This is in the better half of the industry: CAL outperforms 64.23% of its industry peers.
- In the last couple of years the Gross Margin of CAL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAL is still creating some value.
- CAL has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for CAL has been reduced compared to 5 years ago.
- The debt/assets ratio for CAL is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 1.90 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 1.90, CAL perfoms like the industry average, outperforming 46.34% of the companies in the same industry.
- CAL has a debt to FCF ratio of 32.29. This is a negative value and a sign of low solvency as CAL would need 32.29 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 32.29, CAL is in line with its industry, outperforming 43.09% of the companies in the same industry.
- A Debt/Equity ratio of 0.58 indicates that CAL is somewhat dependend on debt financing.
- The Debt to Equity ratio of CAL (0.58) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Altman-Z | 1.9 |
ROIC/WACC0.37
WACC9.75%
2.3 Liquidity
- A Current Ratio of 1.06 indicates that CAL should not have too much problems paying its short term obligations.
- CAL has a Current ratio of 1.06. This is in the lower half of the industry: CAL underperforms 68.29% of its industry peers.
- A Quick Ratio of 0.33 indicates that CAL may have some problems paying its short term obligations.
- With a Quick ratio value of 0.33, CAL is not doing good in the industry: 65.85% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 |
3. Growth
3.1 Past
- CAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -58.90%.
- Measured over the past years, CAL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.39% on average per year.
- CAL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.45%.
- The Revenue has been decreasing by -1.40% on average over the past years.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
3.2 Future
- CAL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.08% yearly.
- CAL is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.04% yearly.
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year1.69%
Revenue Next 2Y2.9%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.72, the valuation of CAL can be described as very cheap.
- CAL's Price/Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 95.12% of the companies in the same industry.
- CAL is valuated cheaply when we compare the Price/Earnings ratio to 26.98, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 7.19, the valuation of CAL can be described as very cheap.
- CAL's Price/Forward Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 95.94% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of CAL to the average of the S&P500 Index (28.01), we can say CAL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.72 | ||
| Fwd PE | 7.19 |
4.2 Price Multiples
- 95.94% of the companies in the same industry are more expensive than CAL, based on the Enterprise Value to EBITDA ratio.
- The rest of the industry has a similar Price/Free Cash Flow ratio as CAL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.37 | ||
| EV/EBITDA | 3.03 |
4.3 Compensation for Growth
- The decent profitability rating of CAL may justify a higher PE ratio.
- CAL's earnings are expected to decrease with -7.96% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.82
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.25%, CAL has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.21, CAL pays a bit more dividend than its industry peers.
- CAL's Dividend Yield is a higher than the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
5.2 History
- The dividend of CAL has a limited annual growth rate of 0.25%.
- CAL has paid a dividend for at least 10 years, which is a reliable track record.
- CAL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
- CAL pays out 46.69% of its income as dividend. This is a bit on the high side, but may be sustainable.
- CAL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP46.69%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
12.12
-0.32 (-2.57%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-09 2025-12-09/bmo
Earnings (Next)05-27 2026-05-27
Inst Owners102.06%
Inst Owner Change5.13%
Ins Owners4.06%
Ins Owner Change2.34%
Market Cap410.87M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (43.07%)
Short Float %14.15%
Short Ratio5.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)0%
PT rev (3m)-10.53%
EPS NQ rev (1m)-5.5%
EPS NQ rev (3m)-240.24%
EPS NY rev (1m)0%
EPS NY rev (3m)-66.99%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-0.68%
Revenue NY rev (1m)-1.95%
Revenue NY rev (3m)1.81%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.72 | ||
| Fwd PE | 7.19 | ||
| P/S | 0.15 | ||
| P/FCF | 37.37 | ||
| P/OCF | 5.94 | ||
| P/B | 0.67 | ||
| P/tB | 0.99 | ||
| EV/EBITDA | 3.03 |
EPS(TTM)1.57
EY12.95%
EPS(NY)1.69
Fwd EY13.92%
FCF(TTM)0.32
FCFY2.68%
OCF(TTM)2.04
OCFY16.83%
SpS79.71
BVpS18.19
TBVpS12.2
PEG (NY)N/A
PEG (5Y)0.82
Graham Number25.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROCE | 5.39% | ||
| ROIC | 3.57% | ||
| ROICexc | 3.65% | ||
| ROICexgc | 4.24% | ||
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% | ||
| FCFM | 0.41% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 93.84% | ||
| Cap/Sales | 2.15% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.67% | ||
| Profit Quality | 54.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 | ||
| Altman-Z | 1.9 |
F-Score5
WACC9.75%
ROIC/WACC0.37
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year1.69%
Revenue Next 2Y2.9%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-14.54%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%
CALERES INC / CAL FAQ
Can you provide the ChartMill fundamental rating for CALERES INC?
ChartMill assigns a fundamental rating of 5 / 10 to CAL.
What is the valuation status for CAL stock?
ChartMill assigns a valuation rating of 7 / 10 to CALERES INC (CAL). This can be considered as Undervalued.
What is the profitability of CAL stock?
CALERES INC (CAL) has a profitability rating of 6 / 10.
Can you provide the financial health for CAL stock?
The financial health rating of CALERES INC (CAL) is 3 / 10.
What is the expected EPS growth for CALERES INC (CAL) stock?
The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -82.5% in the next year.