CALERES INC (CAL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CAL - US1295001044 - Common Stock
12.44 USD
-0.57 (-4.38%)
We assign a fundamental rating of 4 out of 10 to CAL. CAL was compared to 123 industry peers in the Specialty Retail industry. CAL has a medium profitability rating, but doesn't score so well on its financial health evaluation. CAL is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CAL was profitable.
In the past year CAL had a positive cash flow from operations.
Of the past 5 years CAL 4 years were profitable.
CAL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CAL's Return On Assets of 0.97% is in line compared to the rest of the industry. CAL outperforms 52.85% of its industry peers.
CAL has a Return On Equity (3.28%) which is in line with its industry peers.
Looking at the Return On Invested Capital, with a value of 3.57%, CAL is in line with its industry, outperforming 52.03% of the companies in the same industry.
CAL had an Average Return On Invested Capital over the past 3 years of 13.19%. This is in line with the industry average of 12.14%.
The 3 year average ROIC (13.19%) for CAL is well above the current ROIC(3.57%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROIC | 3.57% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 0.75%, CAL perfoms like the industry average, outperforming 52.85% of the companies in the same industry.
CAL's Profit Margin has improved in the last couple of years.
CAL's Operating Margin of 2.30% is in line compared to the rest of the industry. CAL outperforms 50.41% of its industry peers.
In the last couple of years the Operating Margin of CAL has grown nicely.
The Gross Margin of CAL (43.28%) is better than 64.23% of its industry peers.
In the last couple of years the Gross Margin of CAL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
CAL has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
CAL has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CAL has been reduced compared to 5 years ago.
Compared to 1 year ago, CAL has a worse debt to assets ratio.
2.2 Solvency
CAL has an Altman-Z score of 1.91. This is not the best score and indicates that CAL is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of CAL (1.91) is comparable to the rest of the industry.
The Debt to FCF ratio of CAL is 32.29, which is on the high side as it means it would take CAL, 32.29 years of fcf income to pay off all of its debts.
CAL's Debt to FCF ratio of 32.29 is in line compared to the rest of the industry. CAL outperforms 45.53% of its industry peers.
CAL has a Debt/Equity ratio of 0.58. This is a neutral value indicating CAL is somewhat dependend on debt financing.
CAL has a Debt to Equity ratio (0.58) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Altman-Z | 1.91 |
ROIC/WACC0.36
WACC9.82%
2.3 Liquidity
CAL has a Current Ratio of 1.06. This is a normal value and indicates that CAL is financially healthy and should not expect problems in meeting its short term obligations.
CAL has a Current ratio of 1.06. This is in the lower half of the industry: CAL underperforms 71.54% of its industry peers.
CAL has a Quick Ratio of 1.06. This is a bad value and indicates that CAL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.33, CAL is not doing good in the industry: 67.48% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 |
3. Growth
3.1 Past
CAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -58.90%.
The Earnings Per Share has been growing by 9.39% on average over the past years. This is quite good.
CAL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.45%.
Measured over the past years, CAL shows a decrease in Revenue. The Revenue has been decreasing by -1.40% on average per year.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
3.2 Future
The Earnings Per Share is expected to grow by 2.08% on average over the next years.
Based on estimates for the next years, CAL will show a decrease in Revenue. The Revenue will decrease by -0.04% on average per year.
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year0.36%
Revenue Next 2Y2%
Revenue Next 3Y2.86%
Revenue Next 5Y-0.04%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
CAL is valuated cheaply with a Price/Earnings ratio of 7.92.
Compared to the rest of the industry, the Price/Earnings ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 91.06% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of CAL to the average of the S&P500 Index (26.77), we can say CAL is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.15, the valuation of CAL can be described as very cheap.
Based on the Price/Forward Earnings ratio, CAL is valued cheaper than 97.56% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.35. CAL is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.92 | ||
| Fwd PE | 6.15 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 93.50% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CAL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.29 | ||
| EV/EBITDA | 3.27 |
4.3 Compensation for Growth
CAL has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as CAL's earnings are expected to decrease with -7.96% in the coming years.
PEG (NY)N/A
PEG (5Y)0.84
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
5. Dividend
5.1 Amount
CAL has a Yearly Dividend Yield of 2.13%.
Compared to an average industry Dividend Yield of 2.01, CAL pays a bit more dividend than its industry peers.
CAL's Dividend Yield is comparable with the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.13% |
5.2 History
The dividend of CAL has a limited annual growth rate of 0.25%.
CAL has paid a dividend for at least 10 years, which is a reliable track record.
CAL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
CAL pays out 46.69% of its income as dividend. This is a bit on the high side, but may be sustainable.
CAL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP46.69%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
NYSE:CAL (12/31/2025, 12:28:06 PM)
12.44
-0.57 (-4.38%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners102.79%
Inst Owner Change-0.81%
Ins Owners4.06%
Ins Owner Change3.08%
Market Cap420.97M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (39.39%)
Short Float %21.55%
Short Ratio5.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.13% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)-10.53%
PT rev (3m)-10.53%
EPS NQ rev (1m)-232.93%
EPS NQ rev (3m)-229.76%
EPS NY rev (1m)-44.4%
EPS NY rev (3m)-50.6%
Revenue NQ rev (1m)-1.62%
Revenue NQ rev (3m)-1.68%
Revenue NY rev (1m)0.47%
Revenue NY rev (3m)0.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.92 | ||
| Fwd PE | 6.15 | ||
| P/S | 0.16 | ||
| P/FCF | 38.29 | ||
| P/OCF | 6.09 | ||
| P/B | 0.68 | ||
| P/tB | 1.02 | ||
| EV/EBITDA | 3.27 |
EPS(TTM)1.57
EY12.62%
EPS(NY)2.02
Fwd EY16.26%
FCF(TTM)0.32
FCFY2.61%
OCF(TTM)2.04
OCFY16.43%
SpS79.85
BVpS18.23
TBVpS12.22
PEG (NY)N/A
PEG (5Y)0.84
Graham Number25.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROCE | 5.39% | ||
| ROIC | 3.57% | ||
| ROICexc | 3.65% | ||
| ROICexgc | 4.24% | ||
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% | ||
| FCFM | 0.41% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 93.84% | ||
| Cap/Sales | 2.15% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.67% | ||
| Profit Quality | 54.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 | ||
| Altman-Z | 1.91 |
F-Score5
WACC9.82%
ROIC/WACC0.36
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year0.36%
Revenue Next 2Y2%
Revenue Next 3Y2.86%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-35.02%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%
CALERES INC / CAL FAQ
Can you provide the ChartMill fundamental rating for CALERES INC?
ChartMill assigns a fundamental rating of 4 / 10 to CAL.
What is the valuation status of CALERES INC (CAL) stock?
ChartMill assigns a valuation rating of 6 / 10 to CALERES INC (CAL). This can be considered as Fairly Valued.
What is the profitability of CAL stock?
CALERES INC (CAL) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for CAL stock?
The Price/Earnings (PE) ratio for CALERES INC (CAL) is 7.92 and the Price/Book (PB) ratio is 0.68.
Is the dividend of CALERES INC sustainable?
The dividend rating of CALERES INC (CAL) is 6 / 10 and the dividend payout ratio is 46.69%.