CALERES INC (CAL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CAL - US1295001044 - Common Stock
13.73 USD
-0.05 (-0.36%)
13.73 USD
0 (0%)
Overall CAL gets a fundamental rating of 4 out of 10. We evaluated CAL against 121 industry peers in the Specialty Retail industry. While CAL is still in line with the averages on profitability rating, there are concerns on its financial health. CAL has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year CAL was profitable.
- In the past year CAL had a positive cash flow from operations.
- CAL had positive earnings in 4 of the past 5 years.
- Each year in the past 5 years CAL had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.97%, CAL is in line with its industry, outperforming 52.89% of the companies in the same industry.
- With a Return On Equity value of 3.28%, CAL perfoms like the industry average, outperforming 57.85% of the companies in the same industry.
- The Return On Invested Capital of CAL (3.57%) is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for CAL is in line with the industry average of 12.37%.
- The last Return On Invested Capital (3.57%) for CAL is well below the 3 year average (13.19%), which needs to be investigated, but indicates that CAL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROIC | 3.57% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 0.75%, CAL is in line with its industry, outperforming 52.89% of the companies in the same industry.
- In the last couple of years the Profit Margin of CAL has grown nicely.
- CAL has a Operating Margin (2.30%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of CAL has grown nicely.
- Looking at the Gross Margin, with a value of 43.28%, CAL is in the better half of the industry, outperforming 65.29% of the companies in the same industry.
- In the last couple of years the Gross Margin of CAL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAL is still creating some value.
- The number of shares outstanding for CAL has been reduced compared to 1 year ago.
- CAL has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for CAL is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 1.92 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- CAL has a Altman-Z score (1.92) which is comparable to the rest of the industry.
- The Debt to FCF ratio of CAL is 32.29, which is on the high side as it means it would take CAL, 32.29 years of fcf income to pay off all of its debts.
- CAL's Debt to FCF ratio of 32.29 is in line compared to the rest of the industry. CAL outperforms 44.63% of its industry peers.
- CAL has a Debt/Equity ratio of 0.58. This is a neutral value indicating CAL is somewhat dependend on debt financing.
- CAL has a Debt to Equity ratio (0.58) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Altman-Z | 1.92 |
ROIC/WACC0.36
WACC9.94%
2.3 Liquidity
- CAL has a Current Ratio of 1.06. This is a normal value and indicates that CAL is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 1.06, CAL is doing worse than 70.25% of the companies in the same industry.
- CAL has a Quick Ratio of 1.06. This is a bad value and indicates that CAL is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.33, CAL is doing worse than 66.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 |
3. Growth
3.1 Past
- The earnings per share for CAL have decreased strongly by -58.90% in the last year.
- Measured over the past years, CAL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.39% on average per year.
- CAL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.45%.
- Measured over the past years, CAL shows a decrease in Revenue. The Revenue has been decreasing by -1.40% on average per year.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
3.2 Future
- Based on estimates for the next years, CAL will show a small growth in Earnings Per Share. The EPS will grow by 2.08% on average per year.
- CAL is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.04% yearly.
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year1.77%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- CAL is valuated reasonably with a Price/Earnings ratio of 8.75.
- Based on the Price/Earnings ratio, CAL is valued cheaply inside the industry as 92.56% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of CAL to the average of the S&P500 Index (27.38), we can say CAL is valued rather cheaply.
- With a Price/Forward Earnings ratio of 6.79, the valuation of CAL can be described as very cheap.
- Based on the Price/Forward Earnings ratio, CAL is valued cheaply inside the industry as 98.35% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of CAL to the average of the S&P500 Index (24.29), we can say CAL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.75 | ||
| Fwd PE | 6.79 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 94.21% of the companies listed in the same industry.
- CAL's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.26 | ||
| EV/EBITDA | 3.47 |
4.3 Compensation for Growth
- The decent profitability rating of CAL may justify a higher PE ratio.
- CAL's earnings are expected to decrease with -7.96% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.93
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
5. Dividend
5.1 Amount
- CAL has a Yearly Dividend Yield of 2.03%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.08, CAL pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.84, CAL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.03% |
5.2 History
- The dividend of CAL has a limited annual growth rate of 0.25%.
- CAL has been paying a dividend for at least 10 years, so it has a reliable track record.
- CAL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
- CAL pays out 46.69% of its income as dividend. This is a bit on the high side, but may be sustainable.
- CAL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP46.69%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
13.73
-0.05 (-0.36%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-09 2025-12-09/bmo
Earnings (Next)05-27 2026-05-27
Inst Owners102.06%
Inst Owner Change0.29%
Ins Owners4.06%
Ins Owner Change2.33%
Market Cap464.62M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (26.29%)
Short Float %17.13%
Short Ratio5.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.03% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)-10.53%
PT rev (3m)-10.53%
EPS NQ rev (1m)-179.48%
EPS NQ rev (3m)-232.93%
EPS NY rev (1m)-44.4%
EPS NY rev (3m)-50.6%
Revenue NQ rev (1m)-0.22%
Revenue NQ rev (3m)-0.48%
Revenue NY rev (1m)1.88%
Revenue NY rev (3m)1.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.75 | ||
| Fwd PE | 6.79 | ||
| P/S | 0.17 | ||
| P/FCF | 42.26 | ||
| P/OCF | 6.72 | ||
| P/B | 0.75 | ||
| P/tB | 1.12 | ||
| EV/EBITDA | 3.47 |
EPS(TTM)1.57
EY11.43%
EPS(NY)2.02
Fwd EY14.74%
FCF(TTM)0.32
FCFY2.37%
OCF(TTM)2.04
OCFY14.89%
SpS79.85
BVpS18.23
TBVpS12.22
PEG (NY)N/A
PEG (5Y)0.93
Graham Number25.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROCE | 5.39% | ||
| ROIC | 3.57% | ||
| ROICexc | 3.65% | ||
| ROICexgc | 4.24% | ||
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% | ||
| FCFM | 0.41% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 93.84% | ||
| Cap/Sales | 2.15% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.67% | ||
| Profit Quality | 54.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 | ||
| Altman-Z | 1.92 |
F-Score5
WACC9.94%
ROIC/WACC0.36
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year1.77%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-35.02%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%
CALERES INC / CAL FAQ
Can you provide the ChartMill fundamental rating for CALERES INC?
ChartMill assigns a fundamental rating of 4 / 10 to CAL.
What is the valuation status for CAL stock?
ChartMill assigns a valuation rating of 6 / 10 to CALERES INC (CAL). This can be considered as Fairly Valued.
What is the profitability of CAL stock?
CALERES INC (CAL) has a profitability rating of 6 / 10.
Can you provide the financial health for CAL stock?
The financial health rating of CALERES INC (CAL) is 3 / 10.
What is the expected EPS growth for CALERES INC (CAL) stock?
The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -70.53% in the next year.