CALERES INC (CAL) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:CAL • US1295001044
12.66 USD
+0.44 (+3.6%)
Last: Feb 2, 2026, 01:54 PM
Taking everything into account, CAL scores 4 out of 10 in our fundamental rating. CAL was compared to 121 industry peers in the Specialty Retail industry. CAL has a medium profitability rating, but doesn't score so well on its financial health evaluation. CAL has a valuation in line with the averages, but on the other hand it scores bad on growth. CAL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year CAL was profitable.
- In the past year CAL had a positive cash flow from operations.
- CAL had positive earnings in 4 of the past 5 years.
- Each year in the past 5 years CAL had a positive operating cash flow.
1.2 Ratios
- CAL has a Return On Assets (0.97%) which is comparable to the rest of the industry.
- CAL has a Return On Equity of 3.28%. This is comparable to the rest of the industry: CAL outperforms 57.85% of its industry peers.
- CAL has a Return On Invested Capital (3.57%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for CAL is in line with the industry average of 12.28%.
- The last Return On Invested Capital (3.57%) for CAL is well below the 3 year average (13.19%), which needs to be investigated, but indicates that CAL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROIC | 3.57% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of CAL (0.75%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of CAL has grown nicely.
- CAL has a Operating Margin of 2.30%. This is comparable to the rest of the industry: CAL outperforms 50.41% of its industry peers.
- In the last couple of years the Operating Margin of CAL has grown nicely.
- CAL's Gross Margin of 43.28% is fine compared to the rest of the industry. CAL outperforms 64.46% of its industry peers.
- In the last couple of years the Gross Margin of CAL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAL is still creating some value.
- CAL has less shares outstanding than it did 1 year ago.
- CAL has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for CAL is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 1.90 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 1.90, CAL is in line with its industry, outperforming 46.28% of the companies in the same industry.
- The Debt to FCF ratio of CAL is 32.29, which is on the high side as it means it would take CAL, 32.29 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 32.29, CAL is in line with its industry, outperforming 43.80% of the companies in the same industry.
- CAL has a Debt/Equity ratio of 0.58. This is a neutral value indicating CAL is somewhat dependend on debt financing.
- The Debt to Equity ratio of CAL (0.58) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Altman-Z | 1.9 |
ROIC/WACC0.36
WACC9.97%
2.3 Liquidity
- A Current Ratio of 1.06 indicates that CAL should not have too much problems paying its short term obligations.
- CAL's Current ratio of 1.06 is on the low side compared to the rest of the industry. CAL is outperformed by 70.25% of its industry peers.
- CAL has a Quick Ratio of 1.06. This is a bad value and indicates that CAL is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.33, CAL is not doing good in the industry: 66.12% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 |
3. Growth
3.1 Past
- CAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -58.90%.
- CAL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.39% yearly.
- CAL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.45%.
- CAL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.40% yearly.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
3.2 Future
- The Earnings Per Share is expected to grow by 2.08% on average over the next years.
- Based on estimates for the next years, CAL will show a decrease in Revenue. The Revenue will decrease by -0.04% on average per year.
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year3.71%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.06, the valuation of CAL can be described as very reasonable.
- 95.04% of the companies in the same industry are more expensive than CAL, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 28.32, CAL is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 7.51, the valuation of CAL can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 95.87% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, CAL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.06 | ||
| Fwd PE | 7.51 |
4.2 Price Multiples
- 95.87% of the companies in the same industry are more expensive than CAL, based on the Enterprise Value to EBITDA ratio.
- CAL's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.97 | ||
| EV/EBITDA | 3.06 |
4.3 Compensation for Growth
- The decent profitability rating of CAL may justify a higher PE ratio.
- CAL's earnings are expected to decrease with -7.96% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.86
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
5. Dividend
5.1 Amount
- CAL has a Yearly Dividend Yield of 2.27%.
- CAL's Dividend Yield is a higher than the industry average which is at 2.20.
- Compared to an average S&P500 Dividend Yield of 1.83, CAL pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.27% |
5.2 History
- The dividend of CAL has a limited annual growth rate of 0.25%.
- CAL has been paying a dividend for at least 10 years, so it has a reliable track record.
- CAL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
- 46.69% of the earnings are spent on dividend by CAL. This is a bit on the high side, but may be sustainable.
- The dividend of CAL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP46.69%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
CALERES INC / CAL FAQ
Can you provide the ChartMill fundamental rating for CALERES INC?
ChartMill assigns a fundamental rating of 5 / 10 to CAL.
What is the valuation status for CAL stock?
ChartMill assigns a valuation rating of 7 / 10 to CALERES INC (CAL). This can be considered as Undervalued.
What is the profitability of CAL stock?
CALERES INC (CAL) has a profitability rating of 6 / 10.
Can you provide the financial health for CAL stock?
The financial health rating of CALERES INC (CAL) is 3 / 10.
What is the expected EPS growth for CALERES INC (CAL) stock?
The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -82.5% in the next year.