CALERES INC (CAL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CAL - US1295001044 - Common Stock
12.47 USD
+0.3 (+2.47%)
Taking everything into account, CAL scores 4 out of 10 in our fundamental rating. CAL was compared to 123 industry peers in the Specialty Retail industry. While CAL is still in line with the averages on profitability rating, there are concerns on its financial health. CAL has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
In the past year CAL was profitable.
In the past year CAL had a positive cash flow from operations.
Of the past 5 years CAL 4 years were profitable.
In the past 5 years CAL always reported a positive cash flow from operatings.
1.2 Ratios
CAL has a Return On Assets (0.97%) which is comparable to the rest of the industry.
CAL's Return On Equity of 3.28% is in line compared to the rest of the industry. CAL outperforms 57.72% of its industry peers.
CAL's Return On Invested Capital of 3.57% is in line compared to the rest of the industry. CAL outperforms 52.03% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CAL is in line with the industry average of 12.14%.
The 3 year average ROIC (13.19%) for CAL is well above the current ROIC(3.57%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROIC | 3.57% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
CAL has a Profit Margin (0.75%) which is in line with its industry peers.
CAL's Profit Margin has improved in the last couple of years.
CAL has a Operating Margin (2.30%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of CAL has grown nicely.
With a decent Gross Margin value of 43.28%, CAL is doing good in the industry, outperforming 64.23% of the companies in the same industry.
In the last couple of years the Gross Margin of CAL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAL is still creating some value.
Compared to 1 year ago, CAL has less shares outstanding
The number of shares outstanding for CAL has been reduced compared to 5 years ago.
CAL has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 1.90 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
CAL has a Altman-Z score (1.90) which is comparable to the rest of the industry.
The Debt to FCF ratio of CAL is 32.29, which is on the high side as it means it would take CAL, 32.29 years of fcf income to pay off all of its debts.
CAL has a Debt to FCF ratio (32.29) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.58 indicates that CAL is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.58, CAL perfoms like the industry average, outperforming 51.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Altman-Z | 1.9 |
ROIC/WACC0.36
WACC9.87%
2.3 Liquidity
A Current Ratio of 1.06 indicates that CAL should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.06, CAL is doing worse than 70.73% of the companies in the same industry.
A Quick Ratio of 0.33 indicates that CAL may have some problems paying its short term obligations.
With a Quick ratio value of 0.33, CAL is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 |
3. Growth
3.1 Past
The earnings per share for CAL have decreased strongly by -58.90% in the last year.
Measured over the past years, CAL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.39% on average per year.
CAL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.45%.
The Revenue has been decreasing by -1.40% on average over the past years.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
3.2 Future
CAL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.08% yearly.
The Revenue is expected to decrease by -0.04% on average over the next years.
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year0.36%
Revenue Next 2Y2%
Revenue Next 3Y2.86%
Revenue Next 5Y-0.04%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.94 indicates a rather cheap valuation of CAL.
Based on the Price/Earnings ratio, CAL is valued cheaply inside the industry as 94.31% of the companies are valued more expensively.
CAL is valuated cheaply when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
CAL is valuated cheaply with a Price/Forward Earnings ratio of 6.16.
CAL's Price/Forward Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 98.37% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CAL to the average of the S&P500 Index (23.13), we can say CAL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.94 | ||
| Fwd PE | 6.16 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAL is valued cheaply inside the industry as 94.31% of the companies are valued more expensively.
CAL's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.38 | ||
| EV/EBITDA | 3.04 |
4.3 Compensation for Growth
CAL has a very decent profitability rating, which may justify a higher PE ratio.
CAL's earnings are expected to decrease with -7.96% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.85
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
5. Dividend
5.1 Amount
CAL has a Yearly Dividend Yield of 2.13%.
CAL's Dividend Yield is a higher than the industry average which is at 2.01.
Compared to an average S&P500 Dividend Yield of 2.00, CAL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.13% |
5.2 History
The dividend of CAL has a limited annual growth rate of 0.25%.
CAL has been paying a dividend for at least 10 years, so it has a reliable track record.
CAL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
CAL pays out 46.69% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of CAL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP46.69%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
NYSE:CAL (1/2/2026, 9:34:32 AM)
12.47
+0.3 (+2.47%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners102.79%
Inst Owner Change-0.81%
Ins Owners4.06%
Ins Owner Change3.08%
Market Cap421.98M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (39.05%)
Short Float %21.55%
Short Ratio5.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.13% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)-10.53%
PT rev (3m)-10.53%
EPS NQ rev (1m)-232.93%
EPS NQ rev (3m)-229.76%
EPS NY rev (1m)-44.4%
EPS NY rev (3m)-50.6%
Revenue NQ rev (1m)-1.62%
Revenue NQ rev (3m)-1.68%
Revenue NY rev (1m)0.47%
Revenue NY rev (3m)0.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.94 | ||
| Fwd PE | 6.16 | ||
| P/S | 0.16 | ||
| P/FCF | 38.38 | ||
| P/OCF | 6.1 | ||
| P/B | 0.68 | ||
| P/tB | 1.02 | ||
| EV/EBITDA | 3.04 |
EPS(TTM)1.57
EY12.59%
EPS(NY)2.02
Fwd EY16.23%
FCF(TTM)0.32
FCFY2.61%
OCF(TTM)2.04
OCFY16.39%
SpS79.85
BVpS18.23
TBVpS12.22
PEG (NY)N/A
PEG (5Y)0.85
Graham Number25.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROCE | 5.39% | ||
| ROIC | 3.57% | ||
| ROICexc | 3.65% | ||
| ROICexgc | 4.24% | ||
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% | ||
| FCFM | 0.41% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 93.84% | ||
| Cap/Sales | 2.15% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.67% | ||
| Profit Quality | 54.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 | ||
| Altman-Z | 1.9 |
F-Score5
WACC9.87%
ROIC/WACC0.36
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year0.36%
Revenue Next 2Y2%
Revenue Next 3Y2.86%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-35.02%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%
CALERES INC / CAL FAQ
Can you provide the ChartMill fundamental rating for CALERES INC?
ChartMill assigns a fundamental rating of 4 / 10 to CAL.
What is the valuation status for CAL stock?
ChartMill assigns a valuation rating of 7 / 10 to CALERES INC (CAL). This can be considered as Undervalued.
What is the profitability of CAL stock?
CALERES INC (CAL) has a profitability rating of 6 / 10.
Can you provide the financial health for CAL stock?
The financial health rating of CALERES INC (CAL) is 3 / 10.
What is the expected EPS growth for CALERES INC (CAL) stock?
The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -70.53% in the next year.