CALERES INC (CAL) Stock Fundamental Analysis
NYSE:CAL - New York Stock Exchange, Inc. - US1295001044 - Common Stock - Currency: USD
CAL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. CAL has an excellent profitability rating, but there are concerns on its financial health. CAL is valued quite cheap, but it does not seem to be growing. Finally CAL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CAL was profitable.
In the past year CAL had a positive cash flow from operations.
CAL had positive earnings in 4 of the past 5 years.
Each year in the past 5 years CAL had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.77%, CAL is in the better half of the industry, outperforming 71.90% of the companies in the same industry.
With a decent Return On Equity value of 18.20%, CAL is doing good in the industry, outperforming 76.86% of the companies in the same industry.
CAL has a Return On Invested Capital of 10.64%. This is in the better half of the industry: CAL outperforms 74.38% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CAL is in line with the industry average of 13.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.77% | ||
| ROE | 18.2% | ||
| ROIC | 10.64% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 3.30%, CAL is doing good in the industry, outperforming 71.07% of the companies in the same industry.
CAL's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 5.14%, CAL is in the better half of the industry, outperforming 69.42% of the companies in the same industry.
CAL's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 44.97%, CAL is in the better half of the industry, outperforming 70.25% of the companies in the same industry.
CAL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.14% | ||
| PM (TTM) | 3.3% | ||
| GM | 44.97% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
CAL has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for CAL has been reduced compared to 1 year ago.
The number of shares outstanding for CAL has been reduced compared to 5 years ago.
The debt/assets ratio for CAL is higher compared to a year ago.
2.2 Solvency
CAL has an Altman-Z score of 2.63. This is not the best score and indicates that CAL is in the grey zone with still only limited risk for bankruptcy at the moment.
CAL has a Altman-Z score of 2.63. This is comparable to the rest of the industry: CAL outperforms 59.50% of its industry peers.
The Debt to FCF ratio of CAL is 3541.10, which is on the high side as it means it would take CAL, 3541.10 years of fcf income to pay off all of its debts.
CAL's Debt to FCF ratio of 3541.10 is in line compared to the rest of the industry. CAL outperforms 44.63% of its industry peers.
CAL has a Debt/Equity ratio of 0.43. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.43, CAL perfoms like the industry average, outperforming 52.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | 3541.1 | ||
| Altman-Z | 2.63 |
ROIC/WACC1.1
WACC9.64%
2.3 Liquidity
CAL has a Current Ratio of 1.10. This is a normal value and indicates that CAL is financially healthy and should not expect problems in meeting its short term obligations.
CAL's Current ratio of 1.10 is on the low side compared to the rest of the industry. CAL is outperformed by 66.94% of its industry peers.
A Quick Ratio of 0.35 indicates that CAL may have some problems paying its short term obligations.
The Quick ratio of CAL (0.35) is worse than 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 0.35 |
3. Growth
3.1 Past
The earnings per share for CAL have decreased strongly by -35.70% in the last year.
Measured over the past years, CAL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.39% on average per year.
CAL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.59%.
The Revenue has been decreasing by -1.40% on average over the past years.
EPS 1Y (TTM)-35.7%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-75%
Revenue 1Y (TTM)18.59%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%-6.82%
3.2 Future
The Earnings Per Share is expected to grow by 2.08% on average over the next years.
CAL is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.04% yearly.
EPS Next Y-30.01%
EPS Next 2Y-6.13%
EPS Next 3Y0.03%
EPS Next 5Y2.08%
Revenue Next Year-3.68%
Revenue Next 2Y-0.16%
Revenue Next 3Y0.99%
Revenue Next 5Y-0.04%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CAL is valuated cheaply with a Price/Earnings ratio of 5.22.
CAL's Price/Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 97.52% of the companies in the same industry.
When comparing the Price/Earnings ratio of CAL to the average of the S&P500 Index (27.30), we can say CAL is valued rather cheaply.
CAL is valuated cheaply with a Price/Forward Earnings ratio of 4.74.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 95.04% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.76, CAL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.22 | ||
| Fwd PE | 4.74 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 98.35% of the companies listed in the same industry.
CAL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6416.39 | ||
| EV/EBITDA | 1.91 |
4.3 Compensation for Growth
The decent profitability rating of CAL may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.56
EPS Next 2Y-6.13%
EPS Next 3Y0.03%
5. Dividend
5.1 Amount
CAL has a Yearly Dividend Yield of 2.00%.
CAL's Dividend Yield is rather good when compared to the industry average which is at 4.99. CAL pays more dividend than 82.64% of the companies in the same industry.
CAL's Dividend Yield is comparable with the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2% |
5.2 History
The dividend of CAL has a limited annual growth rate of 0.25%.
CAL has been paying a dividend for at least 10 years, so it has a reliable track record.
CAL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
CAL pays out 8.73% of its income as dividend. This is a sustainable payout ratio.
CAL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP8.73%
EPS Next 2Y-6.13%
EPS Next 3Y0.03%
NYSE:CAL (7/9/2025, 9:35:11 AM)
13.74
-0.08 (-0.58%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners100.43%
Inst Owner Change0%
Ins Owners4.13%
Ins Owner Change10.14%
Market Cap468.40M
Analysts76.67
Price Target19.89 (44.76%)
Short Float %17.12%
Short Ratio5.51
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP8.73%
Div Incr Years0
Div Non Decr Years26
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.48%
Min EPS beat(2)-40.32%
Max EPS beat(2)33.36%
EPS beat(4)1
Avg EPS beat(4)-12.03%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)3
Avg EPS beat(8)-4.72%
EPS beat(12)6
Avg EPS beat(12)-2.54%
EPS beat(16)10
Avg EPS beat(16)13.7%
Revenue beat(2)0
Avg Revenue beat(2)-2.72%
Min Revenue beat(2)-3.21%
Max Revenue beat(2)-2.24%
Revenue beat(4)0
Avg Revenue beat(4)-3.58%
Min Revenue beat(4)-6.53%
Max Revenue beat(4)-2.24%
Revenue beat(8)0
Avg Revenue beat(8)-2.71%
Revenue beat(12)1
Avg Revenue beat(12)-2.31%
Revenue beat(16)4
Avg Revenue beat(16)-0.84%
PT rev (1m)6.36%
PT rev (3m)-8.59%
EPS NQ rev (1m)2.28%
EPS NQ rev (3m)-33.53%
EPS NY rev (1m)-25%
EPS NY rev (3m)-29.64%
Revenue NQ rev (1m)0.37%
Revenue NQ rev (3m)-3.7%
Revenue NY rev (1m)-1.55%
Revenue NY rev (3m)-2.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.22 | ||
| Fwd PE | 4.74 | ||
| P/S | 0.14 | ||
| P/FCF | 6416.39 | ||
| P/OCF | 7.45 | ||
| P/B | 0.77 | ||
| P/tB | 1.13 | ||
| EV/EBITDA | 1.91 |
EPS(TTM)2.63
EY19.14%
EPS(NY)2.9
Fwd EY21.1%
FCF(TTM)0
FCFY0.02%
OCF(TTM)1.85
OCFY13.43%
SpS97.89
BVpS17.75
TBVpS12.19
PEG (NY)N/A
PEG (5Y)0.56
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.77% | ||
| ROE | 18.2% | ||
| ROCE | 15.07% | ||
| ROIC | 10.64% | ||
| ROICexc | 10.89% | ||
| ROICexgc | 12.65% | ||
| OM | 5.14% | ||
| PM (TTM) | 3.3% | ||
| GM | 44.97% | ||
| FCFM | 0% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexcg growth 3Y-17.97%
ROICexcg growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score6
Asset Turnover1.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | 3541.1 | ||
| Debt/EBITDA | 1.13 | ||
| Cap/Depr | 108.86% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 27.46% | ||
| Profit Quality | 0.07% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 0.35 | ||
| Altman-Z | 2.63 |
F-Score6
WACC9.64%
ROIC/WACC1.1
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-35.7%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-75%
EPS Next Y-30.01%
EPS Next 2Y-6.13%
EPS Next 3Y0.03%
EPS Next 5Y2.08%
Revenue 1Y (TTM)18.59%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%-6.82%
Revenue Next Year-3.68%
Revenue Next 2Y-0.16%
Revenue Next 3Y0.99%
Revenue Next 5Y-0.04%
EBIT growth 1Y-12.19%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year35.93%
EBIT Next 3Y3.94%
EBIT Next 5Y6.27%
FCF growth 1Y-99.91%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-56.22%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%