CALERES INC (CAL) Stock Fundamental Analysis

NYSE:CAL • US1295001044

13.08 USD
+0.62 (+4.98%)
At close: Feb 20, 2026
12.593 USD
-0.49 (-3.72%)
After Hours: 2/20/2026, 8:20:22 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Overall CAL gets a fundamental rating of 4 out of 10. We evaluated CAL against 123 industry peers in the Specialty Retail industry. There are concerns on the financial health of CAL while its profitability can be described as average. CAL has a valuation in line with the averages, but on the other hand it scores bad on growth. CAL also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CAL had positive earnings in the past year.
  • CAL had a positive operating cash flow in the past year.
  • CAL had positive earnings in 4 of the past 5 years.
  • CAL had a positive operating cash flow in each of the past 5 years.
CAL Yearly Net Income VS EBIT VS OCF VS FCFCAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • CAL has a Return On Assets (0.97%) which is comparable to the rest of the industry.
  • CAL has a Return On Equity (3.28%) which is comparable to the rest of the industry.
  • The Return On Invested Capital of CAL (3.57%) is comparable to the rest of the industry.
  • CAL had an Average Return On Invested Capital over the past 3 years of 13.19%. This is in line with the industry average of 12.08%.
  • The last Return On Invested Capital (3.57%) for CAL is well below the 3 year average (13.19%), which needs to be investigated, but indicates that CAL had better years and this may not be a problem.
Industry RankSector Rank
ROA 0.97%
ROE 3.28%
ROIC 3.57%
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
CAL Yearly ROA, ROE, ROICCAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100 -150 -200

1.3 Margins

  • CAL has a Profit Margin of 0.75%. This is comparable to the rest of the industry: CAL outperforms 52.85% of its industry peers.
  • In the last couple of years the Profit Margin of CAL has grown nicely.
  • CAL has a Operating Margin (2.30%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of CAL has grown nicely.
  • Looking at the Gross Margin, with a value of 43.28%, CAL is in the better half of the industry, outperforming 64.23% of the companies in the same industry.
  • In the last couple of years the Gross Margin of CAL has grown nicely.
Industry RankSector Rank
OM 2.3%
PM (TTM) 0.75%
GM 43.28%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
CAL Yearly Profit, Operating, Gross MarginsCAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • CAL has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • CAL has less shares outstanding than it did 1 year ago.
  • CAL has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, CAL has a worse debt to assets ratio.
CAL Yearly Shares OutstandingCAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
CAL Yearly Total Debt VS Total AssetsCAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • An Altman-Z score of 1.91 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • CAL has a Altman-Z score (1.91) which is in line with its industry peers.
  • CAL has a debt to FCF ratio of 32.29. This is a negative value and a sign of low solvency as CAL would need 32.29 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 32.29, CAL is in line with its industry, outperforming 43.09% of the companies in the same industry.
  • CAL has a Debt/Equity ratio of 0.58. This is a neutral value indicating CAL is somewhat dependend on debt financing.
  • CAL has a Debt to Equity ratio of 0.58. This is comparable to the rest of the industry: CAL outperforms 50.41% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.58
Debt/FCF 32.29
Altman-Z 1.91
ROIC/WACC0.36
WACC9.95%
CAL Yearly LT Debt VS Equity VS FCFCAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 1.06 indicates that CAL should not have too much problems paying its short term obligations.
  • CAL's Current ratio of 1.06 is on the low side compared to the rest of the industry. CAL is outperformed by 68.29% of its industry peers.
  • A Quick Ratio of 0.33 indicates that CAL may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.33, CAL is doing worse than 66.67% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 0.33
CAL Yearly Current Assets VS Current LiabilitesCAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • CAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -58.90%.
  • CAL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.39% yearly.
  • The Revenue for CAL has decreased by -21.45% in the past year. This is quite bad
  • CAL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.40% yearly.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%

3.2 Future

  • CAL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.08% yearly.
  • Based on estimates for the next years, CAL will show a decrease in Revenue. The Revenue will decrease by -0.04% on average per year.
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year1.69%
Revenue Next 2Y2.9%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
CAL Yearly Revenue VS EstimatesCAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B
CAL Yearly EPS VS EstimatesCAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 4

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6

4. Valuation

4.1 Price/Earnings Ratio

  • CAL is valuated reasonably with a Price/Earnings ratio of 8.33.
  • 93.50% of the companies in the same industry are more expensive than CAL, based on the Price/Earnings ratio.
  • CAL is valuated cheaply when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 7.75, which indicates a rather cheap valuation of CAL.
  • Based on the Price/Forward Earnings ratio, CAL is valued cheaply inside the industry as 95.12% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 28.02. CAL is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 8.33
Fwd PE 7.75
CAL Price Earnings VS Forward Price EarningsCAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 95.94% of the companies listed in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as CAL.
Industry RankSector Rank
P/FCF 40.33
EV/EBITDA 3.3
CAL Per share dataCAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The decent profitability rating of CAL may justify a higher PE ratio.
  • A cheap valuation may be justified as CAL's earnings are expected to decrease with -7.96% in the coming years.
PEG (NY)N/A
PEG (5Y)0.89
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • CAL has a Yearly Dividend Yield of 2.25%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.21, CAL pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.81, CAL pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.25%

5.2 History

  • The dividend of CAL has a limited annual growth rate of 0.25%.
  • CAL has paid a dividend for at least 10 years, which is a reliable track record.
  • CAL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
CAL Yearly Dividends per shareCAL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • 46.69% of the earnings are spent on dividend by CAL. This is a bit on the high side, but may be sustainable.
  • CAL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP46.69%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
CAL Yearly Income VS Free CF VS DividendCAL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
CAL Dividend Payout.CAL Dividend Payout, showing the Payout Ratio.CAL Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

CALERES INC

NYSE:CAL (2/20/2026, 8:20:22 PM)

After market: 12.593 -0.49 (-3.72%)

13.08

+0.62 (+4.98%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-09
Earnings (Next)05-27
Inst Owners102.06%
Inst Owner Change5.13%
Ins Owners4.06%
Ins Owner Change2.34%
Market Cap443.41M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (32.57%)
Short Float %14.15%
Short Ratio5.75
Dividend
Industry RankSector Rank
Dividend Yield 2.25%
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)0%
PT rev (3m)-10.53%
EPS NQ rev (1m)-5.5%
EPS NQ rev (3m)-240.24%
EPS NY rev (1m)0%
EPS NY rev (3m)-66.99%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-0.68%
Revenue NY rev (1m)-1.95%
Revenue NY rev (3m)1.81%
Valuation
Industry RankSector Rank
PE 8.33
Fwd PE 7.75
P/S 0.16
P/FCF 40.33
P/OCF 6.41
P/B 0.72
P/tB 1.07
EV/EBITDA 3.3
EPS(TTM)1.57
EY12%
EPS(NY)1.69
Fwd EY12.9%
FCF(TTM)0.32
FCFY2.48%
OCF(TTM)2.04
OCFY15.6%
SpS79.71
BVpS18.19
TBVpS12.2
PEG (NY)N/A
PEG (5Y)0.89
Graham Number25.35
Profitability
Industry RankSector Rank
ROA 0.97%
ROE 3.28%
ROCE 5.39%
ROIC 3.57%
ROICexc 3.65%
ROICexgc 4.24%
OM 2.3%
PM (TTM) 0.75%
GM 43.28%
FCFM 0.41%
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
Industry RankSector Rank
Debt/Equity 0.58
Debt/FCF 32.29
Debt/EBITDA 2.86
Cap/Depr 93.84%
Cap/Sales 2.15%
Interest Coverage 250
Cash Conversion 55.67%
Profit Quality 54.29%
Current Ratio 1.06
Quick Ratio 0.33
Altman-Z 1.91
F-Score5
WACC9.95%
ROIC/WACC0.36
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year1.69%
Revenue Next 2Y2.9%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-14.54%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%

CALERES INC / CAL FAQ

Can you provide the ChartMill fundamental rating for CALERES INC?

ChartMill assigns a fundamental rating of 4 / 10 to CAL.


What is the valuation status for CAL stock?

ChartMill assigns a valuation rating of 6 / 10 to CALERES INC (CAL). This can be considered as Fairly Valued.


What is the profitability of CAL stock?

CALERES INC (CAL) has a profitability rating of 6 / 10.


Can you provide the financial health for CAL stock?

The financial health rating of CALERES INC (CAL) is 3 / 10.


What is the expected EPS growth for CALERES INC (CAL) stock?

The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -82.5% in the next year.