CARREFOUR SA (CA.PA) Stock Fundamental Analysis
Europe - EPA:CA - FR0000120172 - Common Stock
13.163 EUR
+0.16 (+1.25%)
CA gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 22 industry peers in the Consumer Staples Distribution & Retail industry. CA has a bad profitability rating. Also its financial health evaluation is rather negative. CA has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
In the past year CA had a positive cash flow from operations.
In the past 5 years CA has always been profitable.
Each year in the past 5 years CA had a positive operating cash flow.
1.2 Ratios
The Return On Assets of CA (1.31%) is worse than 68.18% of its industry peers.
CA has a Return On Equity of 7.00%. This is in the lower half of the industry: CA underperforms 63.64% of its industry peers.
With a Return On Invested Capital value of 4.89%, CA perfoms like the industry average, outperforming 40.91% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CA is below the industry average of 9.40%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
The Profit Margin of CA (0.83%) is worse than 68.18% of its industry peers.
CA's Profit Margin has declined in the last couple of years.
CA has a Operating Margin of 2.55%. This is in the lower half of the industry: CA underperforms 63.64% of its industry peers.
CA's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 19.44%, CA is doing worse than 63.64% of the companies in the same industry.
CA's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
CA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for CA has been reduced compared to 1 year ago.
CA has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CA has a worse debt to assets ratio.
2.2 Solvency
CA has an Altman-Z score of 2.07. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.07, CA is doing worse than 81.82% of the companies in the same industry.
The Debt to FCF ratio of CA is 10.30, which is on the high side as it means it would take CA, 10.30 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 10.30, CA is in line with its industry, outperforming 45.45% of the companies in the same industry.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CA has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.63, CA is doing worse than 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.27
WACC3.85%
2.3 Liquidity
CA has a Current Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.90, CA is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
CA has a Quick Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Quick ratio value of 0.63, CA is doing good in the industry, outperforming 72.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.11%.
Measured over the past years, CA shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.23% on average per year.
The Revenue has been growing slightly by 2.78% in the past year.
Measured over the past years, CA shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CA will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.66% on average per year.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.66%
Revenue Next Year3.09%
Revenue Next 2Y1.94%
Revenue Next 3Y1.86%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.95, which indicates a very decent valuation of CA.
Based on the Price/Earnings ratio, CA is valued cheaply inside the industry as 95.45% of the companies are valued more expensively.
CA's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.49.
CA is valuated cheaply with a Price/Forward Earnings ratio of 7.45.
100.00% of the companies in the same industry are more expensive than CA, based on the Price/Forward Earnings ratio.
CA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.99.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.95 | ||
| Fwd PE | 7.45 |
4.2 Price Multiples
86.36% of the companies in the same industry are more expensive than CA, based on the Enterprise Value to EBITDA ratio.
100.00% of the companies in the same industry are more expensive than CA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.4 | ||
| EV/EBITDA | 5.22 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.76%
EPS Next 3Y6.53%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 7.13%, which is a nice return.
Compared to an average industry Dividend Yield of 3.80, CA pays a better dividend. On top of this CA pays more dividend than 95.45% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.43, CA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.13% |
5.2 History
On average, the dividend of CA grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
The dividend of CA is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPA:CA (10/15/2025, 2:28:38 PM)
13.163
+0.16 (+1.25%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.69B
Analysts73.91
Price Target14.83 (12.66%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.13% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.2%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.03%
EPS NY rev (3m)-7.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-0.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.95 | ||
| Fwd PE | 7.45 | ||
| P/S | 0.11 | ||
| P/FCF | 4.4 | ||
| P/OCF | 2.49 | ||
| P/B | 0.94 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.22 |
EPS(TTM)1.47
EY11.17%
EPS(NY)1.77
Fwd EY13.42%
FCF(TTM)2.99
FCFY22.73%
OCF(TTM)5.28
OCFY40.15%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.85%
ROIC/WACC1.27
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.66%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.09%
Revenue Next 2Y1.94%
Revenue Next 3Y1.86%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.75%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%