CARREFOUR SA (CA.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:CA - FR0000120172 - Common Stock
12.985 EUR
+0.14 (+1.09%)
Overall CA gets a fundamental rating of 4 out of 10. We evaluated CA against 25 industry peers in the Consumer Staples Distribution & Retail industry. CA may be in some trouble as it scores bad on both profitability and health. CA is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
In the past year CA had a positive cash flow from operations.
Each year in the past 5 years CA has been profitable.
In the past 5 years CA always reported a positive cash flow from operatings.
1.2 Ratios
CA has a Return On Assets of 1.31%. This is in the lower half of the industry: CA underperforms 70.83% of its industry peers.
CA has a worse Return On Equity (7.00%) than 66.67% of its industry peers.
CA has a Return On Invested Capital of 4.89%. This is in the lower half of the industry: CA underperforms 62.50% of its industry peers.
CA had an Average Return On Invested Capital over the past 3 years of 5.21%. This is below the industry average of 9.34%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CA has a Profit Margin of 0.83%. This is in the lower half of the industry: CA underperforms 70.83% of its industry peers.
In the last couple of years the Profit Margin of CA has declined.
The Operating Margin of CA (2.55%) is worse than 66.67% of its industry peers.
CA's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 19.44%, CA is doing worse than 66.67% of the companies in the same industry.
CA's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CA is creating some value.
The number of shares outstanding for CA has been reduced compared to 1 year ago.
CA has less shares outstanding than it did 5 years ago.
CA has a worse debt/assets ratio than last year.
2.2 Solvency
CA has an Altman-Z score of 2.07. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.07, CA is doing worse than 83.33% of the companies in the same industry.
The Debt to FCF ratio of CA is 10.30, which is on the high side as it means it would take CA, 10.30 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 10.30, CA is in line with its industry, outperforming 41.67% of the companies in the same industry.
CA has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CA (1.63) is worse than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.23
WACC3.97%
2.3 Liquidity
CA has a Current Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
CA has a Current ratio of 0.90. This is in the better half of the industry: CA outperforms 62.50% of its industry peers.
CA has a Quick Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
CA has a better Quick ratio (0.63) than 79.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -20.11% in the last year.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
Looking at the last year, CA shows a small growth in Revenue. The Revenue has grown by 2.78% in the last year.
CA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CA will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.53% on average per year.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CA is valuated reasonably with a Price/Earnings ratio of 8.83.
Compared to the rest of the industry, the Price/Earnings ratio of CA indicates a rather cheap valuation: CA is cheaper than 95.83% of the companies listed in the same industry.
CA is valuated cheaply when we compare the Price/Earnings ratio to 25.47, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 7.30, the valuation of CA can be described as very cheap.
95.83% of the companies in the same industry are more expensive than CA, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 34.42. CA is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.83 | ||
| Fwd PE | 7.3 |
4.2 Price Multiples
87.50% of the companies in the same industry are more expensive than CA, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CA indicates a rather cheap valuation: CA is cheaper than 91.67% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.34 | ||
| EV/EBITDA | 5.22 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.13%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 7.16%, which is a nice return.
Compared to an average industry Dividend Yield of 3.90, CA pays a better dividend. On top of this CA pays more dividend than 95.83% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, CA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.16% |
5.2 History
On average, the dividend of CA grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPA:CA (11/21/2025, 7:00:00 PM)
12.985
+0.14 (+1.09%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.56B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target14.9 (14.75%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.16% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.42%
PT rev (3m)0.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.99%
EPS NY rev (3m)-0.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.42%
Revenue NY rev (3m)-1.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.83 | ||
| Fwd PE | 7.3 | ||
| P/S | 0.11 | ||
| P/FCF | 4.34 | ||
| P/OCF | 2.46 | ||
| P/B | 0.93 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.22 |
EPS(TTM)1.47
EY11.32%
EPS(NY)1.78
Fwd EY13.7%
FCF(TTM)2.99
FCFY23.04%
OCF(TTM)5.28
OCFY40.7%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.97%
ROIC/WACC1.23
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.8%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CA.PA FAQ
What is the ChartMill fundamental rating of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CA.PA.
What is the valuation status of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CA.PA). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CA.PA) stock?
CARREFOUR SA (CA.PA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for CA stock?
The Price/Earnings (PE) ratio for CARREFOUR SA (CA.PA) is 8.83 and the Price/Book (PB) ratio is 0.93.
What is the financial health of CARREFOUR SA (CA.PA) stock?
The financial health rating of CARREFOUR SA (CA.PA) is 3 / 10.