CARREFOUR SA (CA.PA) Stock Fundamental Analysis
Europe - EPA:CA - FR0000120172 - Common Stock
12.205 EUR
+0.04 (+0.37%)
Taking everything into account, CA scores 4 out of 10 in our fundamental rating. CA was compared to 22 industry peers in the Consumer Staples Distribution & Retail industry. CA has a bad profitability rating. Also its financial health evaluation is rather negative. CA has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
CA had positive earnings in the past year.
CA had a positive operating cash flow in the past year.
Each year in the past 5 years CA has been profitable.
Each year in the past 5 years CA had a positive operating cash flow.
1.2 Ratios
CA has a Return On Assets of 1.31%. This is in the lower half of the industry: CA underperforms 68.18% of its industry peers.
Looking at the Return On Equity, with a value of 7.00%, CA is doing worse than 63.64% of the companies in the same industry.
CA has a Return On Invested Capital of 4.89%. This is comparable to the rest of the industry: CA outperforms 40.91% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CA is below the industry average of 9.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CA has a worse Profit Margin (0.83%) than 68.18% of its industry peers.
CA's Profit Margin has declined in the last couple of years.
CA has a Operating Margin of 2.55%. This is in the lower half of the industry: CA underperforms 63.64% of its industry peers.
CA's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 19.44%, CA perfoms like the industry average, outperforming 40.91% of the companies in the same industry.
CA's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CA is still creating some value.
The number of shares outstanding for CA has been reduced compared to 1 year ago.
Compared to 5 years ago, CA has less shares outstanding
Compared to 1 year ago, CA has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.06 indicates that CA is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of CA (2.06) is worse than 77.27% of its industry peers.
The Debt to FCF ratio of CA is 10.30, which is on the high side as it means it would take CA, 10.30 years of fcf income to pay off all of its debts.
CA's Debt to FCF ratio of 10.30 is in line compared to the rest of the industry. CA outperforms 50.00% of its industry peers.
CA has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CA (1.63) is worse than 77.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.06 |
ROIC/WACC1.24
WACC3.94%
2.3 Liquidity
A Current Ratio of 0.90 indicates that CA may have some problems paying its short term obligations.
CA's Current ratio of 0.90 is in line compared to the rest of the industry. CA outperforms 59.09% of its industry peers.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
The Quick ratio of CA (0.63) is better than 68.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.11%.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
Looking at the last year, CA shows a small growth in Revenue. The Revenue has grown by 2.78% in the last year.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.01% on average over the next years. This is quite good.
CA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y9.01%
Revenue Next Year3.18%
Revenue Next 2Y1.9%
Revenue Next 3Y1.91%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.30 indicates a reasonable valuation of CA.
95.45% of the companies in the same industry are more expensive than CA, based on the Price/Earnings ratio.
CA's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.30.
With a Price/Forward Earnings ratio of 6.68, the valuation of CA can be described as very cheap.
100.00% of the companies in the same industry are more expensive than CA, based on the Price/Forward Earnings ratio.
CA is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.73, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.3 | ||
| Fwd PE | 6.68 |
4.2 Price Multiples
90.91% of the companies in the same industry are more expensive than CA, based on the Enterprise Value to EBITDA ratio.
100.00% of the companies in the same industry are more expensive than CA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.08 | ||
| EV/EBITDA | 5.09 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.54%
EPS Next 3Y7.89%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 7.50%, which is a nice return.
Compared to an average industry Dividend Yield of 4.06, CA pays a better dividend. On top of this CA pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, CA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.5% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
The dividend of CA is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPA:CA (9/15/2025, 9:07:00 AM)
12.205
+0.04 (+0.37%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap8.99B
Analysts73.91
Price Target14.83 (21.51%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.5% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-6%
EPS NY rev (3m)-6%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.24%
Revenue NY rev (3m)-0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.3 | ||
| Fwd PE | 6.68 | ||
| P/S | 0.1 | ||
| P/FCF | 4.08 | ||
| P/OCF | 2.31 | ||
| P/B | 0.87 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.09 |
EPS(TTM)1.47
EY12.04%
EPS(NY)1.83
Fwd EY14.97%
FCF(TTM)2.99
FCFY24.51%
OCF(TTM)5.28
OCFY43.3%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.06 |
F-Score6
WACC3.94%
ROIC/WACC1.24
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y9.01%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.18%
Revenue Next 2Y1.9%
Revenue Next 3Y1.91%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y25.46%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%