CARREFOUR SA (CA.PA) Stock Fundamental Analysis
EPA:CA - Euronext Paris - Matif - FR0000120172 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to CA. CA was compared to 24 industry peers in the Consumer Staples Distribution & Retail industry. CA may be in some trouble as it scores bad on both profitability and health. CA has a bad growth rate and is valued cheaply. Finally CA also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CA had positive earnings in the past year.
CA had a positive operating cash flow in the past year.
CA had positive earnings in each of the past 5 years.
In the past 5 years CA always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.26%, CA is doing worse than 66.67% of the companies in the same industry.
Looking at the Return On Equity, with a value of 6.67%, CA is doing worse than 62.50% of the companies in the same industry.
The Return On Invested Capital of CA (4.97%) is worse than 62.50% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CA is below the industry average of 9.60%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROIC | 4.97% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
With a Profit Margin value of 0.83%, CA is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of CA has declined.
CA has a worse Operating Margin (2.55%) than 62.50% of its industry peers.
In the last couple of years the Operating Margin of CA has declined.
With a Gross Margin value of 19.44%, CA is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
CA's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CA is creating some value.
Compared to 1 year ago, CA has less shares outstanding
The number of shares outstanding for CA has been reduced compared to 5 years ago.
The debt/assets ratio for CA is higher compared to a year ago.
2.2 Solvency
CA has an Altman-Z score of 1.95. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.95, CA is doing worse than 79.17% of the companies in the same industry.
The Debt to FCF ratio of CA is 8.87, which is on the high side as it means it would take CA, 8.87 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 8.87, CA perfoms like the industry average, outperforming 54.17% of the companies in the same industry.
A Debt/Equity ratio of 1.36 is on the high side and indicates that CA has dependencies on debt financing.
The Debt to Equity ratio of CA (1.36) is worse than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Altman-Z | 1.95 |
ROIC/WACC1.21
WACC4.11%
2.3 Liquidity
CA has a Current Ratio of 0.88. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.88, CA perfoms like the industry average, outperforming 54.17% of the companies in the same industry.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.63, CA is in the better half of the industry, outperforming 70.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -12.02% in the last year.
CA shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.23% yearly.
CA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
3.2 Future
CA is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.52% yearly.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue Next Year3.45%
Revenue Next 2Y2.75%
Revenue Next 3Y2.49%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CA is valuated cheaply with a Price/Earnings ratio of 7.43.
CA's Price/Earnings ratio is rather cheap when compared to the industry. CA is cheaper than 91.67% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.15. CA is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 7.38 indicates a rather cheap valuation of CA.
Based on the Price/Forward Earnings ratio, CA is valued cheaper than 95.83% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CA to the average of the S&P500 Index (21.60), we can say CA is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.43 | ||
| Fwd PE | 7.38 |
4.2 Price Multiples
CA's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CA is cheaper than 83.33% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CA is valued cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.34 | ||
| EV/EBITDA | 4.51 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)10.79
PEG (5Y)N/A
EPS Next 2Y8.75%
EPS Next 3Y8.11%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.83%, CA is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.01, CA pays a better dividend. On top of this CA pays more dividend than 95.83% of the companies listed in the same industry.
CA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.83% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CA pays out 83.10% of its income as dividend. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP83.1%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPA:CA (6/30/2025, 7:00:00 PM)
11.97
+0.13 (+1.14%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap8.12B
Analysts72.31
Price Target14.8 (23.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.83% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP83.1%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.72%
PT rev (3m)0.46%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.43%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.43 | ||
| Fwd PE | 7.38 | ||
| P/S | 0.09 | ||
| P/FCF | 3.34 | ||
| P/OCF | 1.93 | ||
| P/B | 0.75 | ||
| P/tB | 26.43 | ||
| EV/EBITDA | 4.51 |
EPS(TTM)1.61
EY13.45%
EPS(NY)1.62
Fwd EY13.54%
FCF(TTM)3.58
FCFY29.92%
OCF(TTM)6.19
OCFY51.75%
SpS128.72
BVpS15.96
TBVpS0.45
PEG (NY)10.79
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROCE | 7.36% | ||
| ROIC | 4.97% | ||
| ROICexc | 6.43% | ||
| ROICexgc | 11.39% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.78% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score5
Asset Turnover1.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Debt/EBITDA | 3.16 | ||
| Cap/Depr | 73.1% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 4.16 | ||
| Cash Conversion | 90.38% | ||
| Profit Quality | 336.29% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 1.95 |
F-Score5
WACC4.11%
ROIC/WACC1.21
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
Revenue Next Year3.45%
Revenue Next 2Y2.75%
Revenue Next 3Y2.49%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y24.34%
FCF growth 1Y-13.25%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-9.66%
OCF growth 3Y4.68%
OCF growth 5Y5.28%