CARREFOUR SA (CA.PA) Stock Fundamental Analysis
EPA:CA - Euronext Paris - Matif - FR0000120172 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to CA. CA was compared to 24 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CA have multiple concerns. CA has a bad growth rate and is valued cheaply. Finally CA also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
CA had a positive operating cash flow in the past year.
Each year in the past 5 years CA has been profitable.
CA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.26%, CA is doing worse than 66.67% of the companies in the same industry.
CA has a Return On Equity of 6.67%. This is in the lower half of the industry: CA underperforms 62.50% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.97%, CA is doing worse than 62.50% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CA is below the industry average of 8.77%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROIC | 4.97% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
Looking at the Profit Margin, with a value of 0.83%, CA is doing worse than 66.67% of the companies in the same industry.
In the last couple of years the Profit Margin of CA has declined.
Looking at the Operating Margin, with a value of 2.55%, CA is doing worse than 62.50% of the companies in the same industry.
CA's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 19.44%, CA is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
CA's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CA is creating some value.
CA has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CA has been reduced compared to 5 years ago.
CA has a worse debt/assets ratio than last year.
2.2 Solvency
CA has an Altman-Z score of 1.97. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.97, CA is doing worse than 79.17% of the companies in the same industry.
The Debt to FCF ratio of CA is 8.87, which is on the high side as it means it would take CA, 8.87 years of fcf income to pay off all of its debts.
CA has a Debt to FCF ratio of 8.87. This is comparable to the rest of the industry: CA outperforms 50.00% of its industry peers.
A Debt/Equity ratio of 1.36 is on the high side and indicates that CA has dependencies on debt financing.
The Debt to Equity ratio of CA (1.36) is worse than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Altman-Z | 1.97 |
ROIC/WACC1.21
WACC4.12%
2.3 Liquidity
CA has a Current Ratio of 0.88. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
CA's Current ratio of 0.88 is in line compared to the rest of the industry. CA outperforms 45.83% of its industry peers.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
CA's Quick ratio of 0.63 is fine compared to the rest of the industry. CA outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.02%.
CA shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.23% yearly.
CA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
CA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
3.2 Future
The Earnings Per Share is expected to grow by 4.98% on average over the next years.
Based on estimates for the next years, CA will show a small growth in Revenue. The Revenue will grow by 0.59% on average per year.
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y4.98%
Revenue Next Year3.74%
Revenue Next 2Y3.07%
Revenue Next 3Y2.75%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.54, the valuation of CA can be described as very reasonable.
87.50% of the companies in the same industry are more expensive than CA, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 28.79, CA is valued rather cheaply.
CA is valuated reasonably with a Price/Forward Earnings ratio of 8.48.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CA indicates a rather cheap valuation: CA is cheaper than 83.33% of the companies listed in the same industry.
CA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.54 | ||
| Fwd PE | 8.48 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CA is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CA is valued cheaper than 95.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.84 | ||
| EV/EBITDA | 4.79 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)12.39
PEG (5Y)N/A
EPS Next 2Y8.75%
EPS Next 3Y8.11%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.71%, CA is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.40, CA pays a better dividend. On top of this CA pays more dividend than 100.00% of the companies listed in the same industry.
CA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.71% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
CA pays out 83.10% of its income as dividend. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP83.1%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPA:CA (4/25/2025, 7:00:00 PM)
13.75
-0.02 (-0.15%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners42%
Inst Owner ChangeN/A
Ins Owners9.38%
Ins Owner ChangeN/A
Market Cap9.32B
Analysts72.14
Price Target14.65 (6.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.71% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP83.1%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.61%
PT rev (3m)-16.34%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-18.17%
EPS NY rev (3m)-24.56%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.54 | ||
| Fwd PE | 8.48 | ||
| P/S | 0.11 | ||
| P/FCF | 3.84 | ||
| P/OCF | 2.22 | ||
| P/B | 0.86 | ||
| P/tB | 30.37 | ||
| EV/EBITDA | 4.79 |
EPS(TTM)1.61
EY11.71%
EPS(NY)1.62
Fwd EY11.79%
FCF(TTM)3.58
FCFY26.05%
OCF(TTM)6.19
OCFY45.05%
SpS128.72
BVpS15.96
TBVpS0.45
PEG (NY)12.39
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROCE | 7.36% | ||
| ROIC | 4.97% | ||
| ROICexc | 6.43% | ||
| ROICexgc | 11.39% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.78% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score5
Asset Turnover1.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Debt/EBITDA | 3.16 | ||
| Cap/Depr | 73.1% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 4.16 | ||
| Cash Conversion | 90.38% | ||
| Profit Quality | 336.29% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 1.97 |
F-Score5
WACC4.12%
ROIC/WACC1.21
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y4.98%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
Revenue Next Year3.74%
Revenue Next 2Y3.07%
Revenue Next 3Y2.75%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year112.18%
EBIT Next 3Y33.81%
EBIT Next 5Y23.86%
FCF growth 1Y-13.25%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-9.66%
OCF growth 3Y4.68%
OCF growth 5Y5.28%