CARREFOUR SA (CA.PA) Stock Fundamental Analysis
Europe - EPA:CA - FR0000120172 - Common Stock
13.525 EUR
+0.28 (+2.08%)
CA gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 21 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CA have multiple concerns. CA is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
CA had a positive operating cash flow in the past year.
Each year in the past 5 years CA has been profitable.
CA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CA's Return On Assets of 1.31% is on the low side compared to the rest of the industry. CA is outperformed by 76.19% of its industry peers.
CA has a worse Return On Equity (7.00%) than 71.43% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.89%, CA is doing worse than 66.67% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CA is below the industry average of 9.40%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CA has a Profit Margin of 0.83%. This is in the lower half of the industry: CA underperforms 76.19% of its industry peers.
In the last couple of years the Profit Margin of CA has declined.
Looking at the Operating Margin, with a value of 2.55%, CA is doing worse than 71.43% of the companies in the same industry.
CA's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 19.44%, CA is doing worse than 71.43% of the companies in the same industry.
In the last couple of years the Gross Margin of CA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
CA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for CA has been reduced compared to 1 year ago.
CA has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CA has a worse debt to assets ratio.
2.2 Solvency
CA has an Altman-Z score of 2.07. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
CA's Altman-Z score of 2.07 is on the low side compared to the rest of the industry. CA is outperformed by 80.95% of its industry peers.
CA has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CA would need 10.30 years to pay back of all of its debts.
CA has a worse Debt to FCF ratio (10.30) than 61.90% of its industry peers.
CA has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CA (1.63) is worse than 90.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.27
WACC3.84%
2.3 Liquidity
A Current Ratio of 0.90 indicates that CA may have some problems paying its short term obligations.
The Current ratio of CA (0.90) is comparable to the rest of the industry.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.63, CA is doing good in the industry, outperforming 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -20.11% in the last year.
Measured over the past years, CA shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.23% on average per year.
CA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
CA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CA will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.53% on average per year.
CA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.20, the valuation of CA can be described as reasonable.
Based on the Price/Earnings ratio, CA is valued cheaply inside the industry as 90.48% of the companies are valued more expensively.
CA is valuated cheaply when we compare the Price/Earnings ratio to 26.34, which is the current average of the S&P500 Index.
CA is valuated cheaply with a Price/Forward Earnings ratio of 7.60.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CA indicates a rather cheap valuation: CA is cheaper than 90.48% of the companies listed in the same industry.
CA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.2 | ||
| Fwd PE | 7.6 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CA is valued cheaply inside the industry as 80.95% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CA is valued cheaply inside the industry as 90.48% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.52 | ||
| EV/EBITDA | 5.26 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.13%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 7.07%, which is a nice return.
Compared to an average industry Dividend Yield of 3.91, CA pays a better dividend. On top of this CA pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, CA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.07% |
5.2 History
On average, the dividend of CA grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CA pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
The dividend of CA is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPA:CA (11/13/2025, 5:36:15 PM)
13.525
+0.28 (+2.08%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.96B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target14.82 (9.57%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.07% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.11%
PT rev (3m)-0.11%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.99%
EPS NY rev (3m)-6.07%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.42%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.2 | ||
| Fwd PE | 7.6 | ||
| P/S | 0.11 | ||
| P/FCF | 4.52 | ||
| P/OCF | 2.56 | ||
| P/B | 0.97 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.26 |
EPS(TTM)1.47
EY10.87%
EPS(NY)1.78
Fwd EY13.16%
FCF(TTM)2.99
FCFY22.12%
OCF(TTM)5.28
OCFY39.07%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.84%
ROIC/WACC1.27
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.8%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CA.PA FAQ
What is the ChartMill fundamental rating of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CA.PA.
What is the valuation status of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CA.PA). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CA.PA) stock?
CARREFOUR SA (CA.PA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for CA stock?
The Price/Earnings (PE) ratio for CARREFOUR SA (CA.PA) is 9.2 and the Price/Book (PB) ratio is 0.97.
What is the financial health of CARREFOUR SA (CA.PA) stock?
The financial health rating of CARREFOUR SA (CA.PA) is 3 / 10.