CARREFOUR SA (CA.PA) Stock Fundamental Analysis
EPA:CA - Euronext Paris - Matif - FR0000120172 - Common Stock - Currency: EUR
Overall CA gets a fundamental rating of 4 out of 10. We evaluated CA against 28 industry peers in the Consumer Staples Distribution & Retail industry. CA has a bad profitability rating. Also its financial health evaluation is rather negative. CA has a bad growth rate and is valued cheaply. CA also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
In the past year CA had a positive cash flow from operations.
CA had positive earnings in each of the past 5 years.
In the past 5 years CA always reported a positive cash flow from operatings.
1.2 Ratios
CA has a worse Return On Assets (1.26%) than 64.29% of its industry peers.
CA has a worse Return On Equity (6.67%) than 64.29% of its industry peers.
The Return On Invested Capital of CA (4.97%) is worse than 67.86% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CA is below the industry average of 9.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROIC | 4.97% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
With a Profit Margin value of 0.83%, CA is not doing good in the industry: 64.29% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of CA has declined.
The Operating Margin of CA (2.55%) is worse than 71.43% of its industry peers.
In the last couple of years the Operating Margin of CA has declined.
With a Gross Margin value of 19.44%, CA is not doing good in the industry: 60.71% of the companies in the same industry are doing better.
CA's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
CA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, CA has less shares outstanding
CA has less shares outstanding than it did 5 years ago.
CA has a worse debt/assets ratio than last year.
2.2 Solvency
CA has an Altman-Z score of 1.96. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 1.96, CA is not doing good in the industry: 82.14% of the companies in the same industry are doing better.
The Debt to FCF ratio of CA is 8.87, which is on the high side as it means it would take CA, 8.87 years of fcf income to pay off all of its debts.
CA has a Debt to FCF ratio (8.87) which is comparable to the rest of the industry.
A Debt/Equity ratio of 1.36 is on the high side and indicates that CA has dependencies on debt financing.
CA has a Debt to Equity ratio of 1.36. This is amonst the worse of the industry: CA underperforms 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Altman-Z | 1.96 |
ROIC/WACC1.16
WACC4.28%
2.3 Liquidity
CA has a Current Ratio of 0.88. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
CA has a Current ratio (0.88) which is comparable to the rest of the industry.
CA has a Quick Ratio of 0.88. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Quick ratio value of 0.63, CA is doing good in the industry, outperforming 67.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -53.13% in the last year.
Measured over the past years, CA shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.23% on average per year.
The Revenue has been growing slightly by 2.78% in the past year.
CA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-53.13%
EPS 3Y-7.22%
EPS 5Y-5.23%
EPS Q2Q%-4.02%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%7.62%
3.2 Future
CA is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.87% yearly.
CA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.17% yearly.
EPS Next Y15.19%
EPS Next 2Y16.61%
EPS Next 3Y10.6%
EPS Next 5Y9.87%
Revenue Next Year3.74%
Revenue Next 2Y3.07%
Revenue Next 3Y2.75%
Revenue Next 5Y2.17%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.06, CA is valued correctly.
Compared to the rest of the industry, the Price/Earnings ratio of CA indicates a somewhat cheap valuation: CA is cheaper than 78.57% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 29.35. CA is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 6.58, the valuation of CA can be described as very cheap.
92.86% of the companies in the same industry are more expensive than CA, based on the Price/Forward Earnings ratio.
CA is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.10, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 6.58 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CA is valued cheaply inside the industry as 82.14% of the companies are valued more expensively.
96.43% of the companies in the same industry are more expensive than CA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.64 | ||
| EV/EBITDA | 4.68 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y16.61%
EPS Next 3Y10.6%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.66%, CA is a good candidate for dividend investing.
CA's Dividend Yield is rather good when compared to the industry average which is at 3.75. CA pays more dividend than 100.00% of the companies in the same industry.
CA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
83.10% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP83.1%
EPS Next 2Y16.61%
EPS Next 3Y10.6%
EPA:CA (3/7/2025, 7:00:00 PM)
13.03
-0.03 (-0.23%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners42%
Inst Owner ChangeN/A
Ins Owners9.38%
Ins Owner ChangeN/A
Market Cap8.83B
Analysts72.86
Price Target15.52 (19.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP83.1%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.23%
PT rev (3m)-11.37%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.89%
EPS NY rev (3m)-7.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.36%
Revenue NY rev (3m)-0.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 6.58 | ||
| P/S | 0.1 | ||
| P/FCF | 3.64 | ||
| P/OCF | 2.1 | ||
| P/B | 0.82 | ||
| P/tB | 28.78 | ||
| EV/EBITDA | 4.68 |
EPS(TTM)1.08
EY8.29%
EPS(NY)1.98
Fwd EY15.2%
FCF(TTM)3.58
FCFY27.48%
OCF(TTM)6.19
OCFY47.54%
SpS128.72
BVpS15.96
TBVpS0.45
PEG (NY)0.79
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROCE | 7.36% | ||
| ROIC | 4.97% | ||
| ROICexc | 6.43% | ||
| ROICexgc | 11.39% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.78% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score5
Asset Turnover1.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Debt/EBITDA | 3.16 | ||
| Cap/Depr | 73.1% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 4.16 | ||
| Cash Conversion | 90.38% | ||
| Profit Quality | 336.29% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 1.96 |
F-Score5
WACC4.28%
ROIC/WACC1.16
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-53.13%
EPS 3Y-7.22%
EPS 5Y-5.23%
EPS Q2Q%-4.02%
EPS Next Y15.19%
EPS Next 2Y16.61%
EPS Next 3Y10.6%
EPS Next 5Y9.87%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%7.62%
Revenue Next Year3.74%
Revenue Next 2Y3.07%
Revenue Next 3Y2.75%
Revenue Next 5Y2.17%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year125.52%
EBIT Next 3Y33.75%
EBIT Next 5Y25.18%
FCF growth 1Y-13.25%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-9.66%
OCF growth 3Y4.68%
OCF growth 5Y5.28%