CARREFOUR SA (CA.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:CA - FR0000120172 - Common Stock
13.5 EUR
+0.07 (+0.52%)
CA gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 25 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CA have multiple concerns. CA has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
In the past year CA had a positive cash flow from operations.
CA had positive earnings in each of the past 5 years.
CA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CA has a worse Return On Assets (1.31%) than 76.00% of its industry peers.
CA has a Return On Equity of 7.00%. This is in the lower half of the industry: CA underperforms 72.00% of its industry peers.
The Return On Invested Capital of CA (4.89%) is worse than 72.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CA is below the industry average of 9.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
With a Profit Margin value of 0.83%, CA is not doing good in the industry: 76.00% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of CA has declined.
Looking at the Operating Margin, with a value of 2.55%, CA is doing worse than 76.00% of the companies in the same industry.
CA's Operating Margin has declined in the last couple of years.
CA has a Gross Margin of 19.44%. This is in the lower half of the industry: CA underperforms 76.00% of its industry peers.
In the last couple of years the Gross Margin of CA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CA is still creating some value.
CA has less shares outstanding than it did 1 year ago.
CA has less shares outstanding than it did 5 years ago.
The debt/assets ratio for CA is higher compared to a year ago.
2.2 Solvency
CA has an Altman-Z score of 2.07. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of CA (2.07) is worse than 84.00% of its industry peers.
CA has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CA would need 10.30 years to pay back of all of its debts.
CA has a worse Debt to FCF ratio (10.30) than 68.00% of its industry peers.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CA has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.63, CA is doing worse than 88.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.2
WACC4.07%
2.3 Liquidity
CA has a Current Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of CA (0.90) is comparable to the rest of the industry.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
CA's Quick ratio of 0.63 is fine compared to the rest of the industry. CA outperforms 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.11%.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
The Revenue has been growing slightly by 2.78% in the past year.
Measured over the past years, CA shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.33% on average over the next years. This is quite good.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y-5.16%
EPS Next 2Y4.89%
EPS Next 3Y6.05%
EPS Next 5Y9.33%
Revenue Next Year0.79%
Revenue Next 2Y1.06%
Revenue Next 3Y1.5%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.18, the valuation of CA can be described as very reasonable.
Based on the Price/Earnings ratio, CA is valued cheaper than 92.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.49. CA is valued rather cheaply when compared to this.
CA is valuated cheaply with a Price/Forward Earnings ratio of 7.62.
CA's Price/Forward Earnings ratio is rather cheap when compared to the industry. CA is cheaper than 92.00% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CA to the average of the S&P500 Index (23.69), we can say CA is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.18 | ||
| Fwd PE | 7.62 |
4.2 Price Multiples
84.00% of the companies in the same industry are more expensive than CA, based on the Enterprise Value to EBITDA ratio.
CA's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CA is cheaper than 92.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.51 | ||
| EV/EBITDA | 5.3 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.89%
EPS Next 3Y6.05%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 6.85%, which is a nice return.
Compared to an average industry Dividend Yield of 3.66, CA pays a better dividend. On top of this CA pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, CA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.85% |
5.2 History
On average, the dividend of CA grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CA pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y4.89%
EPS Next 3Y6.05%
EPA:CA (12/5/2025, 7:00:00 PM)
13.5
+0.07 (+0.52%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners39.7%
Inst Owner ChangeN/A
Ins Owners0.51%
Ins Owner ChangeN/A
Market Cap9.94B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target14.9 (10.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.85% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.53%
PT rev (3m)0.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.28%
EPS NY rev (3m)0.2%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.82%
Revenue NY rev (3m)-2.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.18 | ||
| Fwd PE | 7.62 | ||
| P/S | 0.11 | ||
| P/FCF | 4.51 | ||
| P/OCF | 2.55 | ||
| P/B | 0.96 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.3 |
EPS(TTM)1.47
EY10.89%
EPS(NY)1.77
Fwd EY13.12%
FCF(TTM)2.99
FCFY22.16%
OCF(TTM)5.28
OCFY39.14%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC4.07%
ROIC/WACC1.2
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.16%
EPS Next 2Y4.89%
EPS Next 3Y6.05%
EPS Next 5Y9.33%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year0.79%
Revenue Next 2Y1.06%
Revenue Next 3Y1.5%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year103.62%
EBIT Next 3Y30.23%
EBIT Next 5Y26.57%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CA.PA FAQ
What is the ChartMill fundamental rating of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CA.PA.
What is the valuation status of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CA.PA). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CA.PA) stock?
CARREFOUR SA (CA.PA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for CA stock?
The Price/Earnings (PE) ratio for CARREFOUR SA (CA.PA) is 9.18 and the Price/Book (PB) ratio is 0.96.
What is the financial health of CARREFOUR SA (CA.PA) stock?
The financial health rating of CARREFOUR SA (CA.PA) is 2 / 10.