CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:C5H - IE00BWY4ZF18 - Common Stock
1.996 EUR
+0 (+0.1%)
We assign a fundamental rating of 6 out of 10 to C5H. C5H was compared to 36 industry peers in the Household Durables industry. While C5H has a great profitability rating, there are some minor concerns on its financial health. C5H has a correct valuation and a medium growth rate. C5H also has an excellent dividend rating. This makes C5H very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year C5H was profitable.
In the past year C5H has reported a negative cash flow from operations.
Each year in the past 5 years C5H has been profitable.
C5H had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
C5H's Return On Assets of 7.78% is amongst the best of the industry. C5H outperforms 86.11% of its industry peers.
C5H has a Return On Equity of 13.09%. This is in the better half of the industry: C5H outperforms 77.78% of its industry peers.
Looking at the Return On Invested Capital, with a value of 10.17%, C5H belongs to the top of the industry, outperforming 80.56% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for C5H is in line with the industry average of 9.62%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.78% | ||
| ROE | 13.09% | ||
| ROIC | 10.17% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.25%
ROIC(5y)8.35%
1.3 Margins
Looking at the Profit Margin, with a value of 12.85%, C5H belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
In the last couple of years the Profit Margin of C5H has grown nicely.
With an excellent Operating Margin value of 16.94%, C5H belongs to the best of the industry, outperforming 91.67% of the companies in the same industry.
C5H's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 21.81%, C5H is doing worse than 75.00% of the companies in the same industry.
C5H's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.94% | ||
| PM (TTM) | 12.85% | ||
| GM | 21.81% |
OM growth 3Y8.24%
OM growth 5Y2.26%
PM growth 3Y9.49%
PM growth 5Y2.6%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so C5H is still creating some value.
The number of shares outstanding for C5H has been reduced compared to 1 year ago.
C5H has less shares outstanding than it did 5 years ago.
C5H has a worse debt/assets ratio than last year.
2.2 Solvency
C5H has an Altman-Z score of 4.01. This indicates that C5H is financially healthy and has little risk of bankruptcy at the moment.
C5H's Altman-Z score of 4.01 is amongst the best of the industry. C5H outperforms 86.11% of its industry peers.
A Debt/Equity ratio of 0.45 indicates that C5H is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.45, C5H is in line with its industry, outperforming 55.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.01 |
ROIC/WACC1.37
WACC7.44%
2.3 Liquidity
A Current Ratio of 7.09 indicates that C5H has no problem at all paying its short term obligations.
The Current ratio of C5H (7.09) is better than 100.00% of its industry peers.
C5H has a Quick Ratio of 1.28. This is a normal value and indicates that C5H is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.28, C5H is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
C5H shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.88%.
Measured over the past years, C5H shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.79% on average per year.
Looking at the last year, C5H shows a decrease in Revenue. The Revenue has decreased by -4.33% in the last year.
C5H shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.59% yearly.
EPS 1Y (TTM)-5.88%
EPS 3Y44.23%
EPS 5Y20.79%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
3.2 Future
The Earnings Per Share is expected to grow by 10.22% on average over the next years. This is quite good.
C5H is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.42% yearly.
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.47, which indicates a correct valuation of C5H.
Based on the Price/Earnings ratio, C5H is valued a bit cheaper than 77.78% of the companies in the same industry.
When comparing the Price/Earnings ratio of C5H to the average of the S&P500 Index (26.59), we can say C5H is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 8.47, the valuation of C5H can be described as reasonable.
66.67% of the companies in the same industry are more expensive than C5H, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.80, C5H is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.48 | ||
| Fwd PE | 8.47 |
4.2 Price Multiples
C5H's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. C5H is more expensive than 61.11% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 11.6 |
4.3 Compensation for Growth
C5H's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)0.81
PEG (5Y)0.6
EPS Next 2Y12.71%
EPS Next 3Y10.22%
5. Dividend
5.1 Amount
C5H has a Yearly Dividend Yield of 4.19%, which is a nice return.
Compared to an average industry Dividend Yield of 4.83, C5H pays a bit more dividend than its industry peers.
C5H's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.19% |
5.2 History
The dividend of C5H is nicely growing with an annual growth rate of 23.44%!
Dividend Growth(5Y)23.44%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
C5H pays out 52.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP52%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
DUB:C5H (12/10/2025, 7:00:00 PM)
1.996
+0 (+0.1%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners80.78%
Inst Owner ChangeN/A
Ins Owners3.77%
Ins Owner ChangeN/A
Market Cap1.25B
Revenue(TTM)778.20M
Net Income(TTM)100.00M
Analysts83.64
Price Target2.54 (27.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.19% |
Yearly Dividend0.07
Dividend Growth(5Y)23.44%
DP52%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.44%
PT rev (3m)1.85%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)3.32%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.48 | ||
| Fwd PE | 8.47 | ||
| P/S | 1.6 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.63 | ||
| P/tB | 1.64 | ||
| EV/EBITDA | 11.6 |
EPS(TTM)0.16
EY8.02%
EPS(NY)0.24
Fwd EY11.8%
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS1.24
BVpS1.22
TBVpS1.21
PEG (NY)0.81
PEG (5Y)0.6
Graham Number2.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.78% | ||
| ROE | 13.09% | ||
| ROCE | 11.89% | ||
| ROIC | 10.17% | ||
| ROICexc | 10.59% | ||
| ROICexgc | 10.64% | ||
| OM | 16.94% | ||
| PM (TTM) | 12.85% | ||
| GM | 21.81% | ||
| FCFM | N/A |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.25%
ROIC(5y)8.35%
ROICexc(3y)11.56%
ROICexc(5y)8.62%
ROICexgc(3y)11.62%
ROICexgc(5y)8.65%
ROCE(3y)13.15%
ROCE(5y)9.77%
ROICexgc growth 3Y32.44%
ROICexgc growth 5Y16.09%
ROICexc growth 3Y32.3%
ROICexc growth 5Y16%
OM growth 3Y8.24%
OM growth 5Y2.26%
PM growth 3Y9.49%
PM growth 5Y2.6%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score2
Asset Turnover0.61
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.53 | ||
| Cap/Depr | 127.44% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 11.6 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | 4.01 |
F-Score2
WACC7.44%
ROIC/WACC1.37
Cap/Depr(3y)261.58%
Cap/Depr(5y)199.46%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.88%
EPS 3Y44.23%
EPS 5Y20.79%
EPS Q2Q%-28.57%
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
EBIT growth 1Y-9.22%
EBIT growth 3Y37.01%
EBIT growth 5Y17.17%
EBIT Next Year11.7%
EBIT Next 3Y7.53%
EBIT Next 5YN/A
FCF growth 1Y-145.1%
FCF growth 3Y14.49%
FCF growth 5Y5.94%
OCF growth 1Y-137.9%
OCF growth 3Y15.11%
OCF growth 5Y6.36%
CAIRN HOMES PLC / C5H.I FAQ
Can you provide the ChartMill fundamental rating for CAIRN HOMES PLC?
ChartMill assigns a fundamental rating of 6 / 10 to C5H.I.
What is the valuation status for C5H stock?
ChartMill assigns a valuation rating of 5 / 10 to CAIRN HOMES PLC (C5H.I). This can be considered as Fairly Valued.
What is the profitability of C5H stock?
CAIRN HOMES PLC (C5H.I) has a profitability rating of 7 / 10.
What are the PE and PB ratios of CAIRN HOMES PLC (C5H.I) stock?
The Price/Earnings (PE) ratio for CAIRN HOMES PLC (C5H.I) is 12.48 and the Price/Book (PB) ratio is 1.63.
Can you provide the financial health for C5H stock?
The financial health rating of CAIRN HOMES PLC (C5H.I) is 6 / 10.