CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:C5H - IE00BWY4ZF18 - Common Stock
2.12 EUR
+0.04 (+2.17%)
Taking everything into account, C5H scores 6 out of 10 in our fundamental rating. C5H was compared to 32 industry peers in the Household Durables industry. C5H scores excellent on profitability, but there are some minor concerns on its financial health. C5H is not valued too expensively and it also shows a decent growth rate. Finally C5H also has an excellent dividend rating. These ratings would make C5H suitable for dividend investing!
1. Profitability
1.1 Basic Checks
C5H had positive earnings in the past year.
C5H had a negative operating cash flow in the past year.
Each year in the past 5 years C5H has been profitable.
Of the past 5 years C5H 4 years had a positive operating cash flow.
1.2 Ratios
C5H's Return On Assets of 7.73% is amongst the best of the industry. C5H outperforms 87.50% of its industry peers.
C5H has a better Return On Equity (13.01%) than 78.13% of its industry peers.
With an excellent Return On Invested Capital value of 10.12%, C5H belongs to the best of the industry, outperforming 81.25% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for C5H is in line with the industry average of 9.55%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROIC | 10.12% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
C5H has a better Profit Margin (12.77%) than 93.75% of its industry peers.
In the last couple of years the Profit Margin of C5H has grown nicely.
With an excellent Operating Margin value of 16.87%, C5H belongs to the best of the industry, outperforming 93.75% of the companies in the same industry.
In the last couple of years the Operating Margin of C5H has grown nicely.
C5H has a worse Gross Margin (21.81%) than 75.00% of its industry peers.
C5H's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
C5H has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
C5H has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, C5H has less shares outstanding
Compared to 1 year ago, C5H has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.06 indicates that C5H is not in any danger for bankruptcy at the moment.
C5H has a Altman-Z score of 4.06. This is amongst the best in the industry. C5H outperforms 90.63% of its industry peers.
C5H has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.45, C5H is in line with its industry, outperforming 56.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.06 |
ROIC/WACC1.36
WACC7.46%
2.3 Liquidity
A Current Ratio of 7.09 indicates that C5H has no problem at all paying its short term obligations.
C5H's Current ratio of 7.09 is amongst the best of the industry. C5H outperforms 100.00% of its industry peers.
C5H has a Quick Ratio of 1.28. This is a normal value and indicates that C5H is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Quick ratio value of 1.28, C5H belongs to the best of the industry, outperforming 81.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
The earnings per share for C5H have decreased by -9.00% in the last year.
The Earnings Per Share has been growing by 20.48% on average over the past years. This is a very strong growth
Looking at the last year, C5H shows a decrease in Revenue. The Revenue has decreased by -4.33% in the last year.
Measured over the past years, C5H shows a quite strong growth in Revenue. The Revenue has been growing by 14.59% on average per year.
EPS 1Y (TTM)-9%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
3.2 Future
Based on estimates for the next years, C5H will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.22% on average per year.
C5H is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.42% yearly.
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.25, which indicates a correct valuation of C5H.
71.88% of the companies in the same industry are more expensive than C5H, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of C5H to the average of the S&P500 Index (27.19), we can say C5H is valued rather cheaply.
A Price/Forward Earnings ratio of 9.00 indicates a reasonable valuation of C5H.
Based on the Price/Forward Earnings ratio, C5H is valued a bit cheaper than 65.63% of the companies in the same industry.
C5H is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.25 | ||
| Fwd PE | 9 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, C5H is valued a bit more expensive than the industry average as 62.50% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12.02 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)0.86
PEG (5Y)0.65
EPS Next 2Y12.71%
EPS Next 3Y10.22%
5. Dividend
5.1 Amount
C5H has a Yearly Dividend Yield of 4.10%, which is a nice return.
Compared to an average industry Dividend Yield of 2.69, C5H pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.94, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.1% |
5.2 History
On average, the dividend of C5H grows each year by 23.30%, which is quite nice.
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
51.93% of the earnings are spent on dividend by C5H. This is a bit on the high side, but may be sustainable.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.93%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
DUB:C5H (1/9/2026, 7:00:00 PM)
2.12
+0.04 (+2.17%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners80.17%
Inst Owner ChangeN/A
Ins Owners3.78%
Ins Owner ChangeN/A
Market Cap1.33B
Revenue(TTM)778.20M
Net Income(TTM)99.37M
Analysts83.64
Price Target2.54 (19.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.1% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP51.93%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.92%
PT rev (3m)1.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1.63%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.25 | ||
| Fwd PE | 9 | ||
| P/S | 1.7 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.74 | ||
| P/tB | 1.75 | ||
| EV/EBITDA | 12.02 |
EPS(TTM)0.16
EY7.55%
EPS(NY)0.24
Fwd EY11.11%
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS1.24
BVpS1.22
TBVpS1.21
PEG (NY)0.86
PEG (5Y)0.65
Graham Number2.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROCE | 11.85% | ||
| ROIC | 10.12% | ||
| ROICexc | 10.54% | ||
| ROICexgc | 10.58% | ||
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% | ||
| FCFM | N/A |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexgc growth 3Y32.35%
ROICexgc growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score2
Asset Turnover0.61
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.55 | ||
| Cap/Depr | 127.6% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 11.65 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | 4.06 |
F-Score2
WACC7.46%
ROIC/WACC1.36
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
EBIT growth 1Y-9.69%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year11.7%
EBIT Next 3Y7.53%
EBIT Next 5YN/A
FCF growth 1Y-144.51%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y-137.35%
OCF growth 3Y15.01%
OCF growth 5Y6.31%
CAIRN HOMES PLC / C5H.I FAQ
Can you provide the ChartMill fundamental rating for CAIRN HOMES PLC?
ChartMill assigns a fundamental rating of 6 / 10 to C5H.I.
Can you provide the valuation status for CAIRN HOMES PLC?
ChartMill assigns a valuation rating of 5 / 10 to CAIRN HOMES PLC (C5H.I). This can be considered as Fairly Valued.
What is the profitability of C5H stock?
CAIRN HOMES PLC (C5H.I) has a profitability rating of 7 / 10.
How financially healthy is CAIRN HOMES PLC?
The financial health rating of CAIRN HOMES PLC (C5H.I) is 6 / 10.
What is the earnings growth outlook for CAIRN HOMES PLC?
The Earnings per Share (EPS) of CAIRN HOMES PLC (C5H.I) is expected to grow by 15.37% in the next year.