CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
DUB:C5H - Euronext Dublin - IE00BWY4ZF18 - Common Stock - Currency: EUR
Taking everything into account, C5H scores 7 out of 10 in our fundamental rating. C5H was compared to 32 industry peers in the Household Durables industry. C5H scores excellent points on both the profitability and health parts. This is a solid base for a good stock. C5H has a correct valuation and a medium growth rate. These ratings would make C5H suitable for quality investing!
1. Profitability
1.1 Basic Checks
C5H had positive earnings in the past year.
C5H had a positive operating cash flow in the past year.
Each year in the past 5 years C5H has been profitable.
C5H had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
C5H has a Return On Assets of 10.81%. This is amongst the best in the industry. C5H outperforms 91.43% of its industry peers.
C5H's Return On Equity of 15.11% is fine compared to the rest of the industry. C5H outperforms 74.29% of its industry peers.
C5H has a Return On Invested Capital of 13.73%. This is in the better half of the industry: C5H outperforms 80.00% of its industry peers.
C5H had an Average Return On Invested Capital over the past 3 years of 11.22%. This is below the industry average of 14.20%.
The last Return On Invested Capital (13.73%) for C5H is above the 3 year average (11.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.81% | ||
| ROE | 15.11% | ||
| ROIC | 13.73% |
ROA(3y)8.98%
ROA(5y)6.49%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
The Profit Margin of C5H (13.32%) is better than 91.43% of its industry peers.
C5H's Profit Margin has improved in the last couple of years.
C5H has a Operating Margin of 17.45%. This is amongst the best in the industry. C5H outperforms 91.43% of its industry peers.
In the last couple of years the Operating Margin of C5H has grown nicely.
C5H has a Gross Margin of 21.74%. This is in the lower half of the industry: C5H underperforms 77.14% of its industry peers.
In the last couple of years the Gross Margin of C5H has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), C5H is creating value.
Compared to 1 year ago, C5H has less shares outstanding
C5H has less shares outstanding than it did 5 years ago.
C5H has a worse debt/assets ratio than last year.
2.2 Solvency
C5H has an Altman-Z score of 5.62. This indicates that C5H is financially healthy and has little risk of bankruptcy at the moment.
C5H has a Altman-Z score of 5.62. This is amongst the best in the industry. C5H outperforms 94.29% of its industry peers.
C5H has a debt to FCF ratio of 1.45. This is a very positive value and a sign of high solvency as it would only need 1.45 years to pay back of all of its debts.
The Debt to FCF ratio of C5H (1.45) is better than 88.57% of its industry peers.
C5H has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.23, C5H is doing good in the industry, outperforming 77.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Altman-Z | 5.62 |
ROIC/WACC1.87
WACC7.35%
2.3 Liquidity
A Current Ratio of 8.20 indicates that C5H has no problem at all paying its short term obligations.
C5H has a Current ratio of 8.20. This is amongst the best in the industry. C5H outperforms 100.00% of its industry peers.
A Quick Ratio of 1.34 indicates that C5H should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.34, C5H is doing good in the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.2 | ||
| Quick Ratio | 1.34 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 40.71% over the past year.
Measured over the past years, C5H shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.48% on average per year.
Looking at the last year, C5H shows a very strong growth in Revenue. The Revenue has grown by 28.95%.
C5H shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.59% yearly.
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
3.2 Future
C5H is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.70% yearly.
Based on estimates for the next years, C5H will show a small growth in Revenue. The Revenue will grow by 6.20% on average per year.
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.97%
Revenue Next 2Y7.78%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.56 indicates a reasonable valuation of C5H.
Compared to the rest of the industry, the Price/Earnings ratio of C5H is on the same level as its industry peers.
C5H is valuated cheaply when we compare the Price/Earnings ratio to 29.35, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 10.08, which indicates a very decent valuation of C5H.
The rest of the industry has a similar Price/Forward Earnings ratio as C5H.
When comparing the Price/Forward Earnings ratio of C5H to the average of the S&P500 Index (22.10), we can say C5H is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.56 | ||
| Fwd PE | 10.08 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, C5H is valued a bit more expensive than the industry average as 71.43% of the companies are valued more cheaply.
C5H's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. C5H is cheaper than 65.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.9 | ||
| EV/EBITDA | 9.5 |
4.3 Compensation for Growth
C5H's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)1.02
PEG (5Y)0.56
EPS Next 2Y8.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.95%, C5H has a reasonable but not impressive dividend return.
C5H's Dividend Yield is a higher than the industry average which is at 5.11.
Compared to an average S&P500 Dividend Yield of 2.33, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.95% |
5.2 History
The dividend of C5H is nicely growing with an annual growth rate of 23.30%!
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
C5H pays out 39.03% of its income as dividend. This is a sustainable payout ratio.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.03%
EPS Next 2Y8.7%
EPS Next 3YN/A
DUB:C5H (3/7/2025, 7:00:00 PM)
2.08
+0 (+0.24%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners68.67%
Inst Owner ChangeN/A
Ins Owners3.67%
Ins Owner ChangeN/A
Market Cap1.29B
Analysts84
Price Target2.55 (22.6%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.95% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP39.03%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.74%
PT rev (3m)8.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.33%
EPS NY rev (3m)2.04%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.5%
Revenue NY rev (3m)0.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.56 | ||
| Fwd PE | 10.08 | ||
| P/S | 1.5 | ||
| P/FCF | 9.9 | ||
| P/OCF | 9.58 | ||
| P/B | 1.7 | ||
| P/tB | 1.71 | ||
| EV/EBITDA | 9.5 |
EPS(TTM)0.18
EY8.65%
EPS(NY)0.21
Fwd EY9.92%
FCF(TTM)0.21
FCFY10.1%
OCF(TTM)0.22
OCFY10.44%
SpS1.39
BVpS1.22
TBVpS1.22
PEG (NY)1.02
PEG (5Y)0.56
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.81% | ||
| ROE | 15.11% | ||
| ROCE | 16.07% | ||
| ROIC | 13.73% | ||
| ROICexc | 14.15% | ||
| ROICexgc | 14.22% | ||
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% | ||
| FCFM | 15.15% |
ROA(3y)8.98%
ROA(5y)6.49%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexcg growth 3Y32.35%
ROICexcg growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score6
Asset Turnover0.81
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Debt/EBITDA | 1.13 | ||
| Cap/Depr | 161.25% | ||
| Cap/Sales | 0.51% | ||
| Interest Coverage | 10.07 | ||
| Cash Conversion | 88.17% | ||
| Profit Quality | 113.69% | ||
| Current Ratio | 8.2 | ||
| Quick Ratio | 1.34 | ||
| Altman-Z | 5.62 |
F-Score6
WACC7.35%
ROIC/WACC1.87
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
Revenue Next Year9.97%
Revenue Next 2Y7.78%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
EBIT growth 1Y32.29%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year5.54%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y26.55%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y25.83%
OCF growth 3Y15.01%
OCF growth 5Y6.31%