CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
DUB:C5H - Euronext Dublin - IE00BWY4ZF18 - Common Stock - Currency: EUR
Overall C5H gets a fundamental rating of 7 out of 10. We evaluated C5H against 31 industry peers in the Household Durables industry. C5H gets an excellent profitability rating and is at the same time showing great financial health properties. C5H has a correct valuation and a medium growth rate. This makes C5H very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year C5H was profitable.
C5H had a positive operating cash flow in the past year.
C5H had positive earnings in each of the past 5 years.
C5H had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
C5H has a Return On Assets of 10.68%. This is amongst the best in the industry. C5H outperforms 87.10% of its industry peers.
With a decent Return On Equity value of 15.11%, C5H is doing good in the industry, outperforming 74.19% of the companies in the same industry.
The Return On Invested Capital of C5H (13.73%) is better than 77.42% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for C5H is below the industry average of 16.03%.
The 3 year average ROIC (11.22%) for C5H is below the current ROIC(13.73%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROIC | 13.73% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
The Profit Margin of C5H (13.32%) is better than 90.32% of its industry peers.
C5H's Profit Margin has improved in the last couple of years.
C5H's Operating Margin of 17.45% is amongst the best of the industry. C5H outperforms 90.32% of its industry peers.
C5H's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 21.74%, C5H is doing worse than 80.65% of the companies in the same industry.
C5H's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
C5H has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
C5H has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, C5H has less shares outstanding
Compared to 1 year ago, C5H has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.66 indicates that C5H is not in any danger for bankruptcy at the moment.
The Altman-Z score of C5H (5.66) is better than 93.55% of its industry peers.
C5H has a debt to FCF ratio of 1.45. This is a very positive value and a sign of high solvency as it would only need 1.45 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 1.45, C5H belongs to the best of the industry, outperforming 83.87% of the companies in the same industry.
A Debt/Equity ratio of 0.23 indicates that C5H is not too dependend on debt financing.
C5H's Debt to Equity ratio of 0.23 is fine compared to the rest of the industry. C5H outperforms 74.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Altman-Z | 5.66 |
ROIC/WACC1.84
WACC7.45%
2.3 Liquidity
A Current Ratio of 7.53 indicates that C5H has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 7.53, C5H belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
C5H has a Quick Ratio of 1.31. This is a normal value and indicates that C5H is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of C5H (1.31) is better than 80.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 |
3. Growth
3.1 Past
C5H shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 40.71%, which is quite impressive.
The Earnings Per Share has been growing by 20.48% on average over the past years. This is a very strong growth
Looking at the last year, C5H shows a very strong growth in Revenue. The Revenue has grown by 28.95%.
The Revenue has been growing by 14.59% on average over the past years. This is quite good.
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
3.2 Future
Based on estimates for the next years, C5H will show a small growth in Earnings Per Share. The EPS will grow by 6.92% on average per year.
Based on estimates for the next years, C5H will show a small growth in Revenue. The Revenue will grow by 6.20% on average per year.
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue Next Year10.74%
Revenue Next 2Y7.83%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.11, which indicates a correct valuation of C5H.
C5H's Price/Earnings is on the same level as the industry average.
C5H's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.30.
A Price/Forward Earnings ratio of 10.57 indicates a reasonable valuation of C5H.
C5H's Price/Forward Earnings ratio is in line with the industry average.
C5H's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.76.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.11 | ||
| Fwd PE | 10.57 |
4.2 Price Multiples
67.74% of the companies in the same industry are cheaper than C5H, based on the Enterprise Value to EBITDA ratio.
64.52% of the companies in the same industry are more expensive than C5H, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.47 | ||
| EV/EBITDA | 10.13 |
4.3 Compensation for Growth
C5H's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
C5H has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.07
PEG (5Y)0.59
EPS Next 2Y8.7%
EPS Next 3Y6.92%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.89%, C5H has a reasonable but not impressive dividend return.
C5H's Dividend Yield is a higher than the industry average which is at 4.60.
Compared to an average S&P500 Dividend Yield of 2.37, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.89% |
5.2 History
On average, the dividend of C5H grows each year by 23.30%, which is quite nice.
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
C5H pays out 39.03% of its income as dividend. This is a sustainable payout ratio.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.03%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
DUB:C5H (7/11/2025, 7:00:00 PM)
2.18
-0.03 (-1.58%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners77.29%
Inst Owner ChangeN/A
Ins Owners3.77%
Ins Owner ChangeN/A
Market Cap1.36B
Analysts83.64
Price Target2.59 (18.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.89% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP39.03%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.53%
PT rev (3m)3.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.11 | ||
| Fwd PE | 10.57 | ||
| P/S | 1.59 | ||
| P/FCF | 10.47 | ||
| P/OCF | 10.13 | ||
| P/B | 1.8 | ||
| P/tB | 1.81 | ||
| EV/EBITDA | 10.13 |
EPS(TTM)0.18
EY8.26%
EPS(NY)0.21
Fwd EY9.47%
FCF(TTM)0.21
FCFY9.55%
OCF(TTM)0.22
OCFY9.87%
SpS1.37
BVpS1.21
TBVpS1.2
PEG (NY)1.07
PEG (5Y)0.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROCE | 16.07% | ||
| ROIC | 13.73% | ||
| ROICexc | 14.15% | ||
| ROICexgc | 14.22% | ||
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% | ||
| FCFM | 15.15% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexcg growth 3Y32.35%
ROICexcg growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score6
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Debt/EBITDA | 1.13 | ||
| Cap/Depr | 161.25% | ||
| Cap/Sales | 0.51% | ||
| Interest Coverage | 10.07 | ||
| Cash Conversion | 88.17% | ||
| Profit Quality | 113.69% | ||
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 | ||
| Altman-Z | 5.66 |
F-Score6
WACC7.45%
ROIC/WACC1.84
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
Revenue Next Year10.74%
Revenue Next 2Y7.83%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
EBIT growth 1Y32.29%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year9.34%
EBIT Next 3Y5.93%
EBIT Next 5YN/A
FCF growth 1Y26.55%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y25.83%
OCF growth 3Y15.01%
OCF growth 5Y6.31%