CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
Europe - DUB:C5H - IE00BWY4ZF18 - Common Stock
1.904 EUR
-0.05 (-2.36%)
Overall C5H gets a fundamental rating of 6 out of 10. We evaluated C5H against 35 industry peers in the Household Durables industry. While C5H belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. C5H has a decent growth rate and is not valued too expensively. C5H also has an excellent dividend rating. These ratings could make C5H a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
In the past year C5H was profitable.
In the past year C5H has reported a negative cash flow from operations.
C5H had positive earnings in each of the past 5 years.
C5H had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.78%, C5H belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
C5H has a better Return On Equity (13.09%) than 77.14% of its industry peers.
Looking at the Return On Invested Capital, with a value of 10.17%, C5H is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
C5H had an Average Return On Invested Capital over the past 3 years of 11.25%. This is in line with the industry average of 9.94%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.78% | ||
| ROE | 13.09% | ||
| ROIC | 10.17% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.25%
ROIC(5y)8.35%
1.3 Margins
With an excellent Profit Margin value of 12.85%, C5H belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
C5H's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 16.94%, C5H belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
In the last couple of years the Operating Margin of C5H has grown nicely.
C5H's Gross Margin of 21.81% is on the low side compared to the rest of the industry. C5H is outperformed by 74.29% of its industry peers.
C5H's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.94% | ||
| PM (TTM) | 12.85% | ||
| GM | 21.81% |
OM growth 3Y8.24%
OM growth 5Y2.26%
PM growth 3Y9.49%
PM growth 5Y2.6%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so C5H is still creating some value.
C5H has less shares outstanding than it did 1 year ago.
C5H has less shares outstanding than it did 5 years ago.
The debt/assets ratio for C5H is higher compared to a year ago.
2.2 Solvency
C5H has an Altman-Z score of 3.98. This indicates that C5H is financially healthy and has little risk of bankruptcy at the moment.
C5H has a better Altman-Z score (3.98) than 85.71% of its industry peers.
C5H has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
C5H has a Debt to Equity ratio of 0.45. This is comparable to the rest of the industry: C5H outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.98 |
ROIC/WACC1.36
WACC7.5%
2.3 Liquidity
C5H has a Current Ratio of 7.09. This indicates that C5H is financially healthy and has no problem in meeting its short term obligations.
C5H's Current ratio of 7.09 is amongst the best of the industry. C5H outperforms 100.00% of its industry peers.
C5H has a Quick Ratio of 1.28. This is a normal value and indicates that C5H is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.28, C5H is doing good in the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
C5H shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.88%.
Measured over the past years, C5H shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.79% on average per year.
Looking at the last year, C5H shows a decrease in Revenue. The Revenue has decreased by -4.33% in the last year.
The Revenue has been growing by 14.59% on average over the past years. This is quite good.
EPS 1Y (TTM)-5.88%
EPS 3Y44.23%
EPS 5Y20.79%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
3.2 Future
C5H is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.22% yearly.
C5H is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.42% yearly.
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 11.90, which indicates a very decent valuation of C5H.
74.29% of the companies in the same industry are more expensive than C5H, based on the Price/Earnings ratio.
C5H is valuated cheaply when we compare the Price/Earnings ratio to 25.89, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 8.08, the valuation of C5H can be described as very reasonable.
Based on the Price/Forward Earnings ratio, C5H is valued a bit cheaper than 62.86% of the companies in the same industry.
C5H is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.9 | ||
| Fwd PE | 8.08 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of C5H is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 11.39 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
C5H has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.77
PEG (5Y)0.57
EPS Next 2Y12.71%
EPS Next 3Y10.22%
5. Dividend
5.1 Amount
C5H has a Yearly Dividend Yield of 4.34%, which is a nice return.
C5H's Dividend Yield is a higher than the industry average which is at 5.17.
Compared to an average S&P500 Dividend Yield of 2.44, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.34% |
5.2 History
The dividend of C5H is nicely growing with an annual growth rate of 23.44%!
Dividend Growth(5Y)23.44%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
C5H pays out 52.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP52%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
DUB:C5H (11/17/2025, 5:30:15 PM)
1.904
-0.05 (-2.36%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners80.15%
Inst Owner ChangeN/A
Ins Owners3.77%
Ins Owner ChangeN/A
Market Cap1.19B
Revenue(TTM)778.20M
Net Income(TTM)100.00M
Analysts83.64
Price Target2.48 (30.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.34% |
Yearly Dividend0.07
Dividend Growth(5Y)23.44%
DP52%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.19%
PT rev (3m)0.48%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.63%
EPS NY rev (3m)3.66%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-0.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.9 | ||
| Fwd PE | 8.08 | ||
| P/S | 1.53 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.56 | ||
| P/tB | 1.57 | ||
| EV/EBITDA | 11.39 |
EPS(TTM)0.16
EY8.4%
EPS(NY)0.24
Fwd EY12.37%
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS1.24
BVpS1.22
TBVpS1.21
PEG (NY)0.77
PEG (5Y)0.57
Graham Number2.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.78% | ||
| ROE | 13.09% | ||
| ROCE | 11.89% | ||
| ROIC | 10.17% | ||
| ROICexc | 10.59% | ||
| ROICexgc | 10.64% | ||
| OM | 16.94% | ||
| PM (TTM) | 12.85% | ||
| GM | 21.81% | ||
| FCFM | N/A |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.25%
ROIC(5y)8.35%
ROICexc(3y)11.56%
ROICexc(5y)8.62%
ROICexgc(3y)11.62%
ROICexgc(5y)8.65%
ROCE(3y)13.15%
ROCE(5y)9.77%
ROICexgc growth 3Y32.44%
ROICexgc growth 5Y16.09%
ROICexc growth 3Y32.3%
ROICexc growth 5Y16%
OM growth 3Y8.24%
OM growth 5Y2.26%
PM growth 3Y9.49%
PM growth 5Y2.6%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score2
Asset Turnover0.61
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.53 | ||
| Cap/Depr | 127.44% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 11.6 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | 3.98 |
F-Score2
WACC7.5%
ROIC/WACC1.36
Cap/Depr(3y)261.58%
Cap/Depr(5y)199.46%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.88%
EPS 3Y44.23%
EPS 5Y20.79%
EPS Q2Q%-28.57%
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
EBIT growth 1Y-9.22%
EBIT growth 3Y37.01%
EBIT growth 5Y17.17%
EBIT Next Year10.23%
EBIT Next 3Y6.75%
EBIT Next 5YN/A
FCF growth 1Y-145.1%
FCF growth 3Y14.49%
FCF growth 5Y5.94%
OCF growth 1Y-137.9%
OCF growth 3Y15.11%
OCF growth 5Y6.36%
CAIRN HOMES PLC / C5H.I FAQ
Can you provide the ChartMill fundamental rating for CAIRN HOMES PLC?
ChartMill assigns a fundamental rating of 6 / 10 to C5H.I.
What is the valuation status for C5H stock?
ChartMill assigns a valuation rating of 6 / 10 to CAIRN HOMES PLC (C5H.I). This can be considered as Fairly Valued.
What is the profitability of C5H stock?
CAIRN HOMES PLC (C5H.I) has a profitability rating of 7 / 10.
What are the PE and PB ratios of CAIRN HOMES PLC (C5H.I) stock?
The Price/Earnings (PE) ratio for CAIRN HOMES PLC (C5H.I) is 11.9 and the Price/Book (PB) ratio is 1.56.
Can you provide the financial health for C5H stock?
The financial health rating of CAIRN HOMES PLC (C5H.I) is 6 / 10.