CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
DUB:C5H - Euronext Dublin - IE00BWY4ZF18 - Common Stock - Currency: EUR
We assign a fundamental rating of 8 out of 10 to C5H. C5H was compared to 31 industry peers in the Household Durables industry. Both the health and profitability get an excellent rating, making C5H a very profitable company, without any liquidiy or solvency issues. C5H has a decent growth rate and is not valued too expensively. Finally C5H also has an excellent dividend rating. With these ratings, C5H could be worth investigating further for dividend and quality investing!.
1. Profitability
1.1 Basic Checks
In the past year C5H was profitable.
C5H had a positive operating cash flow in the past year.
In the past 5 years C5H has always been profitable.
Of the past 5 years C5H 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 10.68%, C5H belongs to the best of the industry, outperforming 93.55% of the companies in the same industry.
C5H's Return On Equity of 15.11% is fine compared to the rest of the industry. C5H outperforms 77.42% of its industry peers.
Looking at the Return On Invested Capital, with a value of 13.73%, C5H belongs to the top of the industry, outperforming 80.65% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for C5H is significantly below the industry average of 16.96%.
The last Return On Invested Capital (13.73%) for C5H is above the 3 year average (11.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROIC | 13.73% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
C5H has a better Profit Margin (13.32%) than 93.55% of its industry peers.
C5H's Profit Margin has improved in the last couple of years.
C5H's Operating Margin of 17.45% is amongst the best of the industry. C5H outperforms 93.55% of its industry peers.
In the last couple of years the Operating Margin of C5H has grown nicely.
C5H has a worse Gross Margin (21.74%) than 77.42% of its industry peers.
In the last couple of years the Gross Margin of C5H has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so C5H is creating value.
The number of shares outstanding for C5H has been reduced compared to 1 year ago.
C5H has less shares outstanding than it did 5 years ago.
The debt/assets ratio for C5H is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 5.25 indicates that C5H is not in any danger for bankruptcy at the moment.
C5H has a better Altman-Z score (5.25) than 93.55% of its industry peers.
The Debt to FCF ratio of C5H is 1.45, which is an excellent value as it means it would take C5H, only 1.45 years of fcf income to pay off all of its debts.
C5H's Debt to FCF ratio of 1.45 is amongst the best of the industry. C5H outperforms 83.87% of its industry peers.
C5H has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.23, C5H is doing good in the industry, outperforming 77.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Altman-Z | 5.25 |
ROIC/WACC1.81
WACC7.58%
2.3 Liquidity
C5H has a Current Ratio of 7.53. This indicates that C5H is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 7.53, C5H belongs to the best of the industry, outperforming 96.77% of the companies in the same industry.
A Quick Ratio of 1.31 indicates that C5H should not have too much problems paying its short term obligations.
C5H has a Quick ratio of 1.31. This is amongst the best in the industry. C5H outperforms 80.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 40.71% over the past year.
Measured over the past years, C5H shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.48% on average per year.
Looking at the last year, C5H shows a very strong growth in Revenue. The Revenue has grown by 28.95%.
The Revenue has been growing by 14.59% on average over the past years. This is quite good.
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
3.2 Future
Based on estimates for the next years, C5H will show a small growth in Earnings Per Share. The EPS will grow by 6.92% on average per year.
Based on estimates for the next years, C5H will show a small growth in Revenue. The Revenue will grow by 6.20% on average per year.
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue Next Year9.97%
Revenue Next 2Y7.78%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
C5H is valuated reasonably with a Price/Earnings ratio of 10.33.
C5H's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of C5H to the average of the S&P500 Index (28.78), we can say C5H is valued rather cheaply.
With a Price/Forward Earnings ratio of 9.01, the valuation of C5H can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of C5H indicates a somewhat cheap valuation: C5H is cheaper than 64.52% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of C5H to the average of the S&P500 Index (21.32), we can say C5H is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.33 | ||
| Fwd PE | 9.01 |
4.2 Price Multiples
C5H's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. C5H is more expensive than 70.97% of the companies in the same industry.
70.97% of the companies in the same industry are more expensive than C5H, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.93 | ||
| EV/EBITDA | 8.71 |
4.3 Compensation for Growth
C5H's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
C5H has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.91
PEG (5Y)0.5
EPS Next 2Y8.7%
EPS Next 3Y6.92%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.40%, C5H is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.28, C5H pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.46, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.4% |
5.2 History
The dividend of C5H is nicely growing with an annual growth rate of 23.30%!
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
C5H pays out 39.03% of its income as dividend. This is a sustainable payout ratio.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.03%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
DUB:C5H (4/28/2025, 5:27:44 PM)
1.86
-0.01 (-0.53%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners68.67%
Inst Owner ChangeN/A
Ins Owners3.67%
Ins Owner ChangeN/A
Market Cap1.16B
Analysts84
Price Target2.45 (31.72%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.4% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP39.03%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.68%
PT rev (3m)3.75%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.04%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.33 | ||
| Fwd PE | 9.01 | ||
| P/S | 1.35 | ||
| P/FCF | 8.93 | ||
| P/OCF | 8.64 | ||
| P/B | 1.53 | ||
| P/tB | 1.54 | ||
| EV/EBITDA | 8.71 |
EPS(TTM)0.18
EY9.68%
EPS(NY)0.21
Fwd EY11.09%
FCF(TTM)0.21
FCFY11.19%
OCF(TTM)0.22
OCFY11.57%
SpS1.37
BVpS1.21
TBVpS1.2
PEG (NY)0.91
PEG (5Y)0.5
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROCE | 16.07% | ||
| ROIC | 13.73% | ||
| ROICexc | 14.15% | ||
| ROICexgc | 14.22% | ||
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% | ||
| FCFM | 15.15% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexcg growth 3Y32.35%
ROICexcg growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score6
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Debt/EBITDA | 1.13 | ||
| Cap/Depr | 161.25% | ||
| Cap/Sales | 0.51% | ||
| Interest Coverage | 10.07 | ||
| Cash Conversion | 88.17% | ||
| Profit Quality | 113.69% | ||
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 | ||
| Altman-Z | 5.25 |
F-Score6
WACC7.58%
ROIC/WACC1.81
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
Revenue Next Year9.97%
Revenue Next 2Y7.78%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
EBIT growth 1Y32.29%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year7.75%
EBIT Next 3Y5.59%
EBIT Next 5YN/A
FCF growth 1Y26.55%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y25.83%
OCF growth 3Y15.01%
OCF growth 5Y6.31%