CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis

DUB:C5H • IE00BWY4ZF18

2.35 EUR
+0.11 (+4.91%)
Last: Feb 18, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

Taking everything into account, C5H scores 6 out of 10 in our fundamental rating. C5H was compared to 33 industry peers in the Household Durables industry. C5H has an excellent profitability rating, but there are some minor concerns on its financial health. C5H has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • C5H had positive earnings in the past year.
  • C5H had a negative operating cash flow in the past year.
  • C5H had positive earnings in each of the past 5 years.
  • C5H had a positive operating cash flow in 4 of the past 5 years.
C5H.I Yearly Net Income VS EBIT VS OCF VS FCFC5H.I Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M 150M

1.2 Ratios

  • C5H has a better Return On Assets (7.73%) than 84.85% of its industry peers.
  • With a decent Return On Equity value of 13.01%, C5H is doing good in the industry, outperforming 75.76% of the companies in the same industry.
  • C5H's Return On Invested Capital of 10.12% is fine compared to the rest of the industry. C5H outperforms 78.79% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for C5H is in line with the industry average of 9.70%.
Industry RankSector Rank
ROA 7.73%
ROE 13.01%
ROIC 10.12%
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
C5H.I Yearly ROA, ROE, ROICC5H.I Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

  • C5H's Profit Margin of 12.77% is amongst the best of the industry. C5H outperforms 90.91% of its industry peers.
  • In the last couple of years the Profit Margin of C5H has grown nicely.
  • With an excellent Operating Margin value of 16.87%, C5H belongs to the best of the industry, outperforming 90.91% of the companies in the same industry.
  • C5H's Operating Margin has improved in the last couple of years.
  • With a Gross Margin value of 21.81%, C5H is not doing good in the industry: 75.76% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of C5H has grown nicely.
Industry RankSector Rank
OM 16.87%
PM (TTM) 12.77%
GM 21.81%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
C5H.I Yearly Profit, Operating, Gross MarginsC5H.I Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so C5H is still creating some value.
  • C5H has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, C5H has less shares outstanding
  • C5H has a worse debt/assets ratio than last year.
C5H.I Yearly Shares OutstandingC5H.I Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
C5H.I Yearly Total Debt VS Total AssetsC5H.I Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 4.18 indicates that C5H is not in any danger for bankruptcy at the moment.
  • C5H has a Altman-Z score of 4.18. This is amongst the best in the industry. C5H outperforms 90.91% of its industry peers.
  • C5H has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
  • C5H has a Debt to Equity ratio (0.45) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF N/A
Altman-Z 4.18
ROIC/WACC1.34
WACC7.57%
C5H.I Yearly LT Debt VS Equity VS FCFC5H.I Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

  • C5H has a Current Ratio of 7.09. This indicates that C5H is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Current ratio value of 7.09, C5H belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • A Quick Ratio of 1.28 indicates that C5H should not have too much problems paying its short term obligations.
  • C5H's Quick ratio of 1.28 is amongst the best of the industry. C5H outperforms 81.82% of its industry peers.
Industry RankSector Rank
Current Ratio 7.09
Quick Ratio 1.28
C5H.I Yearly Current Assets VS Current LiabilitesC5H.I Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for C5H have decreased by -9.00% in the last year.
  • Measured over the past years, C5H shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.48% on average per year.
  • Looking at the last year, C5H shows a decrease in Revenue. The Revenue has decreased by -4.33% in the last year.
  • C5H shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.59% yearly.
EPS 1Y (TTM)-9%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%

3.2 Future

  • The Earnings Per Share is expected to grow by 10.22% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 7.42% on average over the next years.
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
C5H.I Yearly Revenue VS EstimatesC5H.I Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
C5H.I Yearly EPS VS EstimatesC5H.I Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.05 0.1 0.15 0.2

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5

4. Valuation

4.1 Price/Earnings Ratio

  • C5H is valuated correctly with a Price/Earnings ratio of 14.69.
  • Based on the Price/Earnings ratio, C5H is valued a bit cheaper than 72.73% of the companies in the same industry.
  • C5H is valuated rather cheaply when we compare the Price/Earnings ratio to 27.27, which is the current average of the S&P500 Index.
  • C5H is valuated reasonably with a Price/Forward Earnings ratio of 9.98.
  • 63.64% of the companies in the same industry are more expensive than C5H, based on the Price/Forward Earnings ratio.
  • C5H is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.16, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.69
Fwd PE 9.98
C5H.I Price Earnings VS Forward Price EarningsC5H.I Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, C5H is valued a bit more expensive than 63.64% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.79
C5H.I Per share dataC5H.I EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 0.4 0.6 0.8 1

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)0.96
PEG (5Y)0.72
EPS Next 2Y12.71%
EPS Next 3Y10.22%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 3.80%, C5H has a reasonable but not impressive dividend return.
  • C5H's Dividend Yield is a higher than the industry average which is at 2.76.
  • C5H's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 3.8%

5.2 History

  • The dividend of C5H is nicely growing with an annual growth rate of 23.30%!
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
C5H.I Yearly Dividends per shareC5H.I Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.02 0.04 0.06

5.3 Sustainability

  • 51.93% of the earnings are spent on dividend by C5H. This is a bit on the high side, but may be sustainable.
  • The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.93%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
C5H.I Yearly Income VS Free CF VS DividendC5H.I Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M
C5H.I Dividend Payout.C5H.I Dividend Payout, showing the Payout Ratio.C5H.I Dividend Payout.PayoutRetained Earnings

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CAIRN HOMES PLC

DUB:C5H (2/18/2026, 7:00:00 PM)

2.35

+0.11 (+4.91%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)09-03
Earnings (Next)03-04
Inst Owners80.17%
Inst Owner ChangeN/A
Ins Owners3.78%
Ins Owner ChangeN/A
Market Cap1.47B
Revenue(TTM)778.20M
Net Income(TTM)99.37M
Analysts83.64
Price Target2.55 (8.51%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.8%
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP51.93%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.29%
PT rev (3m)2.53%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 14.69
Fwd PE 9.98
P/S 1.89
P/FCF N/A
P/OCF N/A
P/B 1.93
P/tB 1.94
EV/EBITDA 12.79
EPS(TTM)0.16
EY6.81%
EPS(NY)0.24
Fwd EY10.02%
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS1.24
BVpS1.22
TBVpS1.21
PEG (NY)0.96
PEG (5Y)0.72
Graham Number2.1
Profitability
Industry RankSector Rank
ROA 7.73%
ROE 13.01%
ROCE 11.85%
ROIC 10.12%
ROICexc 10.54%
ROICexgc 10.58%
OM 16.87%
PM (TTM) 12.77%
GM 21.81%
FCFM N/A
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexgc growth 3Y32.35%
ROICexgc growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score2
Asset Turnover0.61
Health
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF N/A
Debt/EBITDA 2.55
Cap/Depr 127.6%
Cap/Sales 0.45%
Interest Coverage 11.65
Cash Conversion N/A
Profit Quality N/A
Current Ratio 7.09
Quick Ratio 1.28
Altman-Z 4.18
F-Score2
WACC7.57%
ROIC/WACC1.34
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
EBIT growth 1Y-9.69%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year11.7%
EBIT Next 3Y7.53%
EBIT Next 5YN/A
FCF growth 1Y-144.51%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y-137.35%
OCF growth 3Y15.01%
OCF growth 5Y6.31%

CAIRN HOMES PLC / C5H.I FAQ

Can you provide the ChartMill fundamental rating for CAIRN HOMES PLC?

ChartMill assigns a fundamental rating of 6 / 10 to C5H.I.


Can you provide the valuation status for CAIRN HOMES PLC?

ChartMill assigns a valuation rating of 5 / 10 to CAIRN HOMES PLC (C5H.I). This can be considered as Fairly Valued.


What is the profitability of C5H stock?

CAIRN HOMES PLC (C5H.I) has a profitability rating of 7 / 10.


How financially healthy is CAIRN HOMES PLC?

The financial health rating of CAIRN HOMES PLC (C5H.I) is 6 / 10.


What is the earnings growth outlook for CAIRN HOMES PLC?

The Earnings per Share (EPS) of CAIRN HOMES PLC (C5H.I) is expected to grow by 15.37% in the next year.