CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:C5H - IE00BWY4ZF18 - Common Stock
2.072 EUR
+0 (+0.1%)
C5H gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 32 industry peers in the Household Durables industry. While C5H has a great profitability rating, there are some minor concerns on its financial health. C5H has a decent growth rate and is not valued too expensively. Finally C5H also has an excellent dividend rating. This makes C5H very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year C5H was profitable.
In the past year C5H has reported a negative cash flow from operations.
In the past 5 years C5H has always been profitable.
C5H had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
C5H has a better Return On Assets (7.73%) than 90.63% of its industry peers.
The Return On Equity of C5H (13.01%) is better than 81.25% of its industry peers.
The Return On Invested Capital of C5H (10.12%) is better than 84.38% of its industry peers.
The Average Return On Invested Capital over the past 3 years for C5H is above the industry average of 8.34%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROIC | 10.12% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
With an excellent Profit Margin value of 12.77%, C5H belongs to the best of the industry, outperforming 96.88% of the companies in the same industry.
C5H's Profit Margin has improved in the last couple of years.
C5H has a Operating Margin of 16.87%. This is amongst the best in the industry. C5H outperforms 96.88% of its industry peers.
C5H's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 21.81%, C5H is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of C5H has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so C5H is still creating some value.
The number of shares outstanding for C5H has been reduced compared to 1 year ago.
Compared to 5 years ago, C5H has less shares outstanding
C5H has a worse debt/assets ratio than last year.
2.2 Solvency
C5H has an Altman-Z score of 4.06. This indicates that C5H is financially healthy and has little risk of bankruptcy at the moment.
C5H's Altman-Z score of 4.06 is amongst the best of the industry. C5H outperforms 93.75% of its industry peers.
A Debt/Equity ratio of 0.45 indicates that C5H is not too dependend on debt financing.
C5H has a Debt to Equity ratio (0.45) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.06 |
ROIC/WACC1.36
WACC7.46%
2.3 Liquidity
A Current Ratio of 7.09 indicates that C5H has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 7.09, C5H belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
A Quick Ratio of 1.28 indicates that C5H should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.28, C5H belongs to the best of the industry, outperforming 84.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
C5H shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -9.00%.
C5H shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.48% yearly.
Looking at the last year, C5H shows a decrease in Revenue. The Revenue has decreased by -4.33% in the last year.
C5H shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.59% yearly.
EPS 1Y (TTM)-9%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
3.2 Future
C5H is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.22% yearly.
Based on estimates for the next years, C5H will show a small growth in Revenue. The Revenue will grow by 7.42% on average per year.
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
C5H is valuated correctly with a Price/Earnings ratio of 12.95.
Based on the Price/Earnings ratio, C5H is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of C5H to the average of the S&P500 Index (26.84), we can say C5H is valued rather cheaply.
C5H is valuated reasonably with a Price/Forward Earnings ratio of 8.80.
Compared to the rest of the industry, the Price/Forward Earnings ratio of C5H indicates a somewhat cheap valuation: C5H is cheaper than 65.63% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of C5H to the average of the S&P500 Index (23.40), we can say C5H is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.95 | ||
| Fwd PE | 8.8 |
4.2 Price Multiples
C5H's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12 |
4.3 Compensation for Growth
C5H's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)0.84
PEG (5Y)0.63
EPS Next 2Y12.71%
EPS Next 3Y10.22%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.17%, C5H is a good candidate for dividend investing.
C5H's Dividend Yield is a higher than the industry average which is at 2.58.
Compared to an average S&P500 Dividend Yield of 2.00, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
5.2 History
On average, the dividend of C5H grows each year by 23.30%, which is quite nice.
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
51.93% of the earnings are spent on dividend by C5H. This is a bit on the high side, but may be sustainable.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.93%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
DUB:C5H (12/30/2025, 2:34:18 PM)
2.072
+0 (+0.1%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners80.78%
Inst Owner ChangeN/A
Ins Owners3.77%
Ins Owner ChangeN/A
Market Cap1.30B
Revenue(TTM)778.20M
Net Income(TTM)99.37M
Analysts83.64
Price Target2.54 (22.59%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP51.93%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.92%
PT rev (3m)0.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1.63%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.81%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.95 | ||
| Fwd PE | 8.8 | ||
| P/S | 1.67 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.7 | ||
| P/tB | 1.71 | ||
| EV/EBITDA | 12 |
EPS(TTM)0.16
EY7.72%
EPS(NY)0.24
Fwd EY11.37%
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS1.24
BVpS1.22
TBVpS1.21
PEG (NY)0.84
PEG (5Y)0.63
Graham Number2.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROCE | 11.85% | ||
| ROIC | 10.12% | ||
| ROICexc | 10.54% | ||
| ROICexgc | 10.58% | ||
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% | ||
| FCFM | N/A |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexgc growth 3Y32.35%
ROICexgc growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score2
Asset Turnover0.61
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.55 | ||
| Cap/Depr | 127.6% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 11.65 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | 4.06 |
F-Score2
WACC7.46%
ROIC/WACC1.36
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
EBIT growth 1Y-9.69%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year11.7%
EBIT Next 3Y7.53%
EBIT Next 5YN/A
FCF growth 1Y-144.51%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y-137.35%
OCF growth 3Y15.01%
OCF growth 5Y6.31%
CAIRN HOMES PLC / C5H.I FAQ
Can you provide the ChartMill fundamental rating for CAIRN HOMES PLC?
ChartMill assigns a fundamental rating of 6 / 10 to C5H.I.
What is the valuation status for C5H stock?
ChartMill assigns a valuation rating of 5 / 10 to CAIRN HOMES PLC (C5H.I). This can be considered as Fairly Valued.
What is the profitability of C5H stock?
CAIRN HOMES PLC (C5H.I) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAIRN HOMES PLC (C5H.I) stock?
The Price/Earnings (PE) ratio for CAIRN HOMES PLC (C5H.I) is 12.95 and the Price/Book (PB) ratio is 1.7.
Can you provide the financial health for C5H stock?
The financial health rating of CAIRN HOMES PLC (C5H.I) is 6 / 10.