CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
Europe - DUB:C5H - IE00BWY4ZF18 - Common Stock
1.886 EUR
-0.04 (-2.28%)
Taking everything into account, C5H scores 6 out of 10 in our fundamental rating. C5H was compared to 34 industry peers in the Household Durables industry. C5H has an excellent profitability rating, but there are some minor concerns on its financial health. C5H has a decent growth rate and is not valued too expensively. C5H also has an excellent dividend rating. These ratings could make C5H a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
C5H had positive earnings in the past year.
C5H had a negative operating cash flow in the past year.
In the past 5 years C5H has always been profitable.
C5H had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 7.73%, C5H belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
The Return On Equity of C5H (13.01%) is better than 80.00% of its industry peers.
C5H has a Return On Invested Capital of 10.12%. This is amongst the best in the industry. C5H outperforms 82.86% of its industry peers.
The Average Return On Invested Capital over the past 3 years for C5H is in line with the industry average of 10.47%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROIC | 10.12% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
C5H has a better Profit Margin (12.77%) than 94.29% of its industry peers.
C5H's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 16.87%, C5H belongs to the top of the industry, outperforming 94.29% of the companies in the same industry.
In the last couple of years the Operating Margin of C5H has grown nicely.
C5H has a worse Gross Margin (21.81%) than 71.43% of its industry peers.
In the last couple of years the Gross Margin of C5H has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
C5H has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, C5H has less shares outstanding
Compared to 5 years ago, C5H has less shares outstanding
The debt/assets ratio for C5H is higher compared to a year ago.
2.2 Solvency
C5H has an Altman-Z score of 3.93. This indicates that C5H is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 3.93, C5H belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
C5H has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
C5H has a Debt to Equity ratio (0.45) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.93 |
ROIC/WACC1.35
WACC7.49%
2.3 Liquidity
A Current Ratio of 7.09 indicates that C5H has no problem at all paying its short term obligations.
C5H's Current ratio of 7.09 is amongst the best of the industry. C5H outperforms 97.14% of its industry peers.
A Quick Ratio of 1.28 indicates that C5H should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.28, C5H is doing good in the industry, outperforming 77.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
The earnings per share for C5H have decreased by -7.00% in the last year.
C5H shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.48% yearly.
C5H shows a decrease in Revenue. In the last year, the revenue decreased by -4.33%.
The Revenue has been growing by 14.59% on average over the past years. This is quite good.
EPS 1Y (TTM)-7%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
3.2 Future
Based on estimates for the next years, C5H will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.22% on average per year.
The Revenue is expected to grow by 7.42% on average over the next years.
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.79 indicates a reasonable valuation of C5H.
74.29% of the companies in the same industry are more expensive than C5H, based on the Price/Earnings ratio.
C5H's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.06.
With a Price/Forward Earnings ratio of 8.01, the valuation of C5H can be described as very reasonable.
C5H's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. C5H is cheaper than 68.57% of the companies in the same industry.
C5H's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 32.73.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.79 | ||
| Fwd PE | 8.01 |
4.2 Price Multiples
60.00% of the companies in the same industry are cheaper than C5H, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 11.14 |
4.3 Compensation for Growth
C5H's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)0.77
PEG (5Y)0.58
EPS Next 2Y12.71%
EPS Next 3Y10.22%
5. Dividend
5.1 Amount
C5H has a Yearly Dividend Yield of 4.40%, which is a nice return.
C5H's Dividend Yield is a higher than the industry average which is at 4.94.
Compared to an average S&P500 Dividend Yield of 2.37, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.4% |
5.2 History
The dividend of C5H is nicely growing with an annual growth rate of 23.30%!
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
51.93% of the earnings are spent on dividend by C5H. This is a bit on the high side, but may be sustainable.
C5H's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP51.93%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
DUB:C5H (11/7/2025, 7:00:00 PM)
1.886
-0.04 (-2.28%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners80.15%
Inst Owner ChangeN/A
Ins Owners3.77%
Ins Owner ChangeN/A
Market Cap1.18B
Revenue(TTM)778.20M
Net Income(TTM)99.37M
Analysts83.64
Price Target2.48 (31.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.4% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP51.93%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.4%
PT rev (3m)0.28%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.63%
EPS NY rev (3m)3.66%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-0.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.79 | ||
| Fwd PE | 8.01 | ||
| P/S | 1.52 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.55 | ||
| P/tB | 1.55 | ||
| EV/EBITDA | 11.14 |
EPS(TTM)0.16
EY8.48%
EPS(NY)0.24
Fwd EY12.49%
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS1.24
BVpS1.22
TBVpS1.21
PEG (NY)0.77
PEG (5Y)0.58
Graham Number2.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROCE | 11.85% | ||
| ROIC | 10.12% | ||
| ROICexc | 10.54% | ||
| ROICexgc | 10.58% | ||
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% | ||
| FCFM | N/A |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexgc growth 3Y32.35%
ROICexgc growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score2
Asset Turnover0.61
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.55 | ||
| Cap/Depr | 127.6% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 11.65 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | 3.93 |
F-Score2
WACC7.49%
ROIC/WACC1.35
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
EPS Next Y15.37%
EPS Next 2Y12.71%
EPS Next 3Y10.22%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
Revenue Next Year9.92%
Revenue Next 2Y10.01%
Revenue Next 3Y7.42%
Revenue Next 5YN/A
EBIT growth 1Y-9.57%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year10.23%
EBIT Next 3Y6.75%
EBIT Next 5YN/A
FCF growth 1Y-144.37%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y-137.25%
OCF growth 3Y15.01%
OCF growth 5Y6.31%
CAIRN HOMES PLC / C5H.I FAQ
Can you provide the ChartMill fundamental rating for CAIRN HOMES PLC?
ChartMill assigns a fundamental rating of 6 / 10 to C5H.I.
What is the valuation status for C5H stock?
ChartMill assigns a valuation rating of 5 / 10 to CAIRN HOMES PLC (C5H.I). This can be considered as Fairly Valued.
What is the profitability of C5H stock?
CAIRN HOMES PLC (C5H.I) has a profitability rating of 7 / 10.
What are the PE and PB ratios of CAIRN HOMES PLC (C5H.I) stock?
The Price/Earnings (PE) ratio for CAIRN HOMES PLC (C5H.I) is 11.79 and the Price/Book (PB) ratio is 1.55.
Can you provide the financial health for C5H stock?
The financial health rating of CAIRN HOMES PLC (C5H.I) is 6 / 10.