CAIRN HOMES PLC (C5H.I) Fundamental Analysis & Valuation

DUB:C5H • IE00BWY4ZF18

Current stock price

2.29 EUR
+0.08 (+3.62%)
Last:

This C5H.I fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

9

1. C5H.I Profitability Analysis

1.1 Basic Checks

  • C5H had positive earnings in the past year.
  • C5H had a positive operating cash flow in the past year.
  • C5H had positive earnings in each of the past 5 years.
  • Each year in the past 5 years C5H had a positive operating cash flow.
C5H.I Yearly Net Income VS EBIT VS OCF VS FCFC5H.I Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M -100M 150M

1.2 Ratios

  • With an excellent Return On Assets value of 10.16%, C5H belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
  • C5H has a Return On Equity of 15.86%. This is amongst the best in the industry. C5H outperforms 82.35% of its industry peers.
  • C5H has a better Return On Invested Capital (13.73%) than 85.29% of its industry peers.
  • C5H had an Average Return On Invested Capital over the past 3 years of 12.70%. This is above the industry average of 9.26%.
  • The 3 year average ROIC (12.70%) for C5H is below the current ROIC(13.73%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 10.16%
ROE 15.86%
ROIC 13.73%
ROA(3y)9.69%
ROA(5y)8.25%
ROE(3y)14.09%
ROE(5y)11.72%
ROIC(3y)12.7%
ROIC(5y)10.7%
C5H.I Yearly ROA, ROE, ROICC5H.I Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • The Profit Margin of C5H (14.05%) is better than 100.00% of its industry peers.
  • C5H's Profit Margin has improved in the last couple of years.
  • C5H has a better Operating Margin (17.85%) than 94.12% of its industry peers.
  • In the last couple of years the Operating Margin of C5H has grown nicely.
  • C5H has a Gross Margin of 22.10%. This is in the lower half of the industry: C5H underperforms 70.59% of its industry peers.
  • In the last couple of years the Gross Margin of C5H has grown nicely.
Industry RankSector Rank
OM 17.85%
PM (TTM) 14.05%
GM 22.1%
OM growth 3Y2.26%
OM growth 5Y13.88%
PM growth 3Y2.29%
PM growth 5Y23.71%
GM growth 3Y0.55%
GM growth 5Y6.27%
C5H.I Yearly Profit, Operating, Gross MarginsC5H.I Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. C5H.I Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so C5H is creating value.
  • C5H has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for C5H has been reduced compared to 5 years ago.
  • C5H has a worse debt/assets ratio than last year.
C5H.I Yearly Shares OutstandingC5H.I Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
C5H.I Yearly Total Debt VS Total AssetsC5H.I Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • C5H has an Altman-Z score of 4.63. This indicates that C5H is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 4.63, C5H belongs to the top of the industry, outperforming 91.18% of the companies in the same industry.
  • C5H has a debt to FCF ratio of 3.42. This is a good value and a sign of high solvency as C5H would need 3.42 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.42, C5H is in the better half of the industry, outperforming 76.47% of the companies in the same industry.
  • A Debt/Equity ratio of 0.22 indicates that C5H is not too dependend on debt financing.
  • C5H's Debt to Equity ratio of 0.22 is fine compared to the rest of the industry. C5H outperforms 73.53% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 3.42
Altman-Z 4.63
ROIC/WACC1.84
WACC7.48%
C5H.I Yearly LT Debt VS Equity VS FCFC5H.I Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

2.3 Liquidity

  • C5H has a Current Ratio of 5.12. This indicates that C5H is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of C5H (5.12) is better than 97.06% of its industry peers.
  • A Quick Ratio of 0.67 indicates that C5H may have some problems paying its short term obligations.
  • C5H has a Quick ratio of 0.67. This is in the lower half of the industry: C5H underperforms 64.71% of its industry peers.
Industry RankSector Rank
Current Ratio 5.12
Quick Ratio 0.67
C5H.I Yearly Current Assets VS Current LiabilitesC5H.I Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. C5H.I Growth Analysis

3.1 Past

  • C5H shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.31%, which is quite good.
  • The Earnings Per Share has been growing by 60.26% on average over the past years. This is a very strong growth
  • The Revenue has grown by 9.85% in the past year. This is quite good.
  • The Revenue has been growing by 29.25% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)18.31%
EPS 3Y22.82%
EPS 5Y60.26%
EPS Q2Q%50.95%
Revenue 1Y (TTM)9.85%
Revenue growth 3Y15.23%
Revenue growth 5Y29.25%
Sales Q2Q%33.7%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.23% on average over the next years. This is quite good.
  • Based on estimates for the next years, C5H will show a quite strong growth in Revenue. The Revenue will grow by 10.38% on average per year.
EPS Next Y10.39%
EPS Next 2Y11.35%
EPS Next 3Y9.23%
EPS Next 5YN/A
Revenue Next Year12.91%
Revenue Next 2Y13.19%
Revenue Next 3Y10.38%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
C5H.I Yearly Revenue VS EstimatesC5H.I Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
C5H.I Yearly EPS VS EstimatesC5H.I Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.05 0.1 0.15 0.2 0.25

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6

4. C5H.I Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.90, the valuation of C5H can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of C5H indicates a somewhat cheap valuation: C5H is cheaper than 76.47% of the companies listed in the same industry.
  • C5H is valuated cheaply when we compare the Price/Earnings ratio to 27.87, which is the current average of the S&P500 Index.
  • C5H is valuated reasonably with a Price/Forward Earnings ratio of 9.70.
  • C5H's Price/Forward Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 38.51. C5H is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.9
Fwd PE 9.7
C5H.I Price Earnings VS Forward Price EarningsC5H.I Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • C5H's Enterprise Value to EBITDA is on the same level as the industry average.
  • C5H's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 21.25
EV/EBITDA 9.45
C5H.I Per share dataC5H.I EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5

4.3 Compensation for Growth

  • C5H's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • C5H has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.05
PEG (5Y)0.18
EPS Next 2Y11.35%
EPS Next 3Y9.23%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. C5H.I Dividend Analysis

5.1 Amount

  • C5H has a Yearly Dividend Yield of 4.52%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.85, C5H pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.81, C5H pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.52%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
C5H.I Yearly Dividends per shareC5H.I Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.02 0.04 0.06

5.3 Sustainability

  • C5H pays out 39.84% of its income as dividend. This is a sustainable payout ratio.
DP39.84%
EPS Next 2Y11.35%
EPS Next 3Y9.23%
C5H.I Yearly Income VS Free CF VS DividendC5H.I Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M -100M
C5H.I Dividend Payout.C5H.I Dividend Payout, showing the Payout Ratio.C5H.I Dividend Payout.PayoutRetained Earnings

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C5H.I Fundamentals: All Metrics, Ratios and Statistics

CAIRN HOMES PLC

DUB:C5H (4/17/2026, 7:00:00 PM)

2.29

+0.08 (+3.62%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)03-04
Earnings (Next)07-15
Inst Owners79.37%
Inst Owner ChangeN/A
Ins Owners1.99%
Ins Owner ChangeN/A
Market Cap1.44B
Revenue(TTM)944.61M
Net Income(TTM)132.72M
Analysts83.33
Price Target2.94 (28.38%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.52%
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP39.84%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)13.32%
PT rev (3m)17.15%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.25%
EPS NY rev (3m)0.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.61%
Revenue NY rev (3m)2.52%
Valuation
Industry RankSector Rank
PE 10.9
Fwd PE 9.7
P/S 1.52
P/FCF 21.25
P/OCF 20.4
P/B 1.72
P/tB 1.73
EV/EBITDA 9.45
EPS(TTM)0.21
EY9.17%
EPS(NY)0.24
Fwd EY10.31%
FCF(TTM)0.11
FCFY4.71%
OCF(TTM)0.11
OCFY4.9%
SpS1.5
BVpS1.33
TBVpS1.32
PEG (NY)1.05
PEG (5Y)0.18
Graham Number2.50699 (9.48%)
Profitability
Industry RankSector Rank
ROA 10.16%
ROE 15.86%
ROCE 15.97%
ROIC 13.73%
ROICexc 14.49%
ROICexgc 14.55%
OM 17.85%
PM (TTM) 14.05%
GM 22.1%
FCFM 7.17%
ROA(3y)9.69%
ROA(5y)8.25%
ROE(3y)14.09%
ROE(5y)11.72%
ROIC(3y)12.7%
ROIC(5y)10.7%
ROICexc(3y)13.19%
ROICexc(5y)11.1%
ROICexgc(3y)13.25%
ROICexgc(5y)11.14%
ROCE(3y)14.77%
ROCE(5y)12.44%
ROICexgc growth 3Y14.22%
ROICexgc growth 5Y44.97%
ROICexc growth 3Y14.17%
ROICexc growth 5Y44.86%
OM growth 3Y2.26%
OM growth 5Y13.88%
PM growth 3Y2.29%
PM growth 5Y23.71%
GM growth 3Y0.55%
GM growth 5Y6.27%
F-Score5
Asset Turnover0.72
Health
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 3.42
Debt/EBITDA 1.1
Cap/Depr 108.24%
Cap/Sales 0.3%
Interest Coverage 11.24
Cash Conversion 41.25%
Profit Quality 51.07%
Current Ratio 5.12
Quick Ratio 0.67
Altman-Z 4.63
F-Score5
WACC7.48%
ROIC/WACC1.84
Cap/Depr(3y)152.69%
Cap/Depr(5y)215.45%
Cap/Sales(3y)0.48%
Cap/Sales(5y)0.6%
Profit Quality(3y)95.08%
Profit Quality(5y)118.62%
High Growth Momentum
Growth
EPS 1Y (TTM)18.31%
EPS 3Y22.82%
EPS 5Y60.26%
EPS Q2Q%50.95%
EPS Next Y10.39%
EPS Next 2Y11.35%
EPS Next 3Y9.23%
EPS Next 5YN/A
Revenue 1Y (TTM)9.85%
Revenue growth 3Y15.23%
Revenue growth 5Y29.25%
Sales Q2Q%33.7%
Revenue Next Year12.91%
Revenue Next 2Y13.19%
Revenue Next 3Y10.38%
Revenue Next 5YN/A
EBIT growth 1Y12.39%
EBIT growth 3Y17.84%
EBIT growth 5Y47.19%
EBIT Next Year9.73%
EBIT Next 3Y8.26%
EBIT Next 5YN/A
FCF growth 1Y-47.97%
FCF growth 3Y-7.71%
FCF growth 5YN/A
OCF growth 1Y-47.56%
OCF growth 3Y-9.06%
OCF growth 5YN/A

CAIRN HOMES PLC / C5H.I Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CAIRN HOMES PLC?

ChartMill assigns a fundamental rating of 7 / 10 to C5H.I.


What is the valuation status of CAIRN HOMES PLC (C5H.I) stock?

ChartMill assigns a valuation rating of 6 / 10 to CAIRN HOMES PLC (C5H.I). This can be considered as Fairly Valued.


How profitable is CAIRN HOMES PLC (C5H.I) stock?

CAIRN HOMES PLC (C5H.I) has a profitability rating of 9 / 10.


What is the valuation of CAIRN HOMES PLC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CAIRN HOMES PLC (C5H.I) is 10.9 and the Price/Book (PB) ratio is 1.72.


How sustainable is the dividend of CAIRN HOMES PLC (C5H.I) stock?

The dividend rating of CAIRN HOMES PLC (C5H.I) is 6 / 10 and the dividend payout ratio is 39.84%.