32.75 USD
+0.96 (+3.02%)
At close: Feb 4, 2026
32.75 USD
0 (0%)
After Hours: 2/4/2026, 8:06:25 PM
Overall BSY gets a fundamental rating of 5 out of 10. We evaluated BSY against 278 industry peers in the Software industry. BSY has an excellent profitability rating, but there are concerns on its financial health. BSY has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- BSY had positive earnings in the past year.
- BSY had a positive operating cash flow in the past year.
- In the past 5 years BSY has always been profitable.
- BSY had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- BSY has a Return On Assets of 7.77%. This is in the better half of the industry: BSY outperforms 79.86% of its industry peers.
- The Return On Equity of BSY (22.53%) is better than 88.85% of its industry peers.
- With an excellent Return On Invested Capital value of 10.86%, BSY belongs to the best of the industry, outperforming 86.33% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for BSY is below the industry average of 10.78%.
- The 3 year average ROIC (8.00%) for BSY is below the current ROIC(10.86%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.77% | ||
| ROE | 22.53% | ||
| ROIC | 10.86% |
ROA(3y)7.42%
ROA(5y)7.4%
ROE(3y)30.01%
ROE(5y)29.96%
ROIC(3y)8%
ROIC(5y)10.54%
1.3 Margins
- BSY has a better Profit Margin (18.44%) than 81.65% of its industry peers.
- In the last couple of years the Profit Margin of BSY has grown nicely.
- BSY has a Operating Margin of 24.23%. This is amongst the best in the industry. BSY outperforms 89.21% of its industry peers.
- BSY's Operating Margin has improved in the last couple of years.
- The Gross Margin of BSY (81.20%) is better than 84.89% of its industry peers.
- BSY's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.23% | ||
| PM (TTM) | 18.44% | ||
| GM | 81.2% |
OM growth 3Y5.52%
OM growth 5Y3.69%
PM growth 3Y21.55%
PM growth 5Y4.39%
GM growth 3Y1.43%
GM growth 5Y0.13%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BSY is creating some value.
- Compared to 1 year ago, BSY has more shares outstanding
- The number of shares outstanding for BSY has been increased compared to 5 years ago.
- The debt/assets ratio for BSY has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.19 indicates that BSY is not in any danger for bankruptcy at the moment.
- BSY has a Altman-Z score of 3.19. This is in the better half of the industry: BSY outperforms 65.83% of its industry peers.
- BSY has a debt to FCF ratio of 2.71. This is a good value and a sign of high solvency as BSY would need 2.71 years to pay back of all of its debts.
- BSY has a Debt to FCF ratio of 2.71. This is in the better half of the industry: BSY outperforms 65.11% of its industry peers.
- A Debt/Equity ratio of 1.04 is on the high side and indicates that BSY has dependencies on debt financing.
- BSY has a worse Debt to Equity ratio (1.04) than 78.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 2.71 | ||
| Altman-Z | 3.19 |
ROIC/WACC1.03
WACC10.53%
2.3 Liquidity
- BSY has a Current Ratio of 0.61. This is a bad value and indicates that BSY is not financially healthy enough and could expect problems in meeting its short term obligations.
- BSY has a Current ratio of 0.61. This is amonst the worse of the industry: BSY underperforms 91.37% of its industry peers.
- A Quick Ratio of 0.61 indicates that BSY may have some problems paying its short term obligations.
- BSY's Quick ratio of 0.61 is on the low side compared to the rest of the industry. BSY is outperformed by 91.37% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
- BSY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.49%, which is quite good.
- Measured over the past years, BSY shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.41% on average per year.
- The Revenue has grown by 11.12% in the past year. This is quite good.
- The Revenue has been growing by 12.93% on average over the past years. This is quite good.
EPS 1Y (TTM)8.49%
EPS 3Y8.4%
EPS 5Y12.41%
EPS Q2Q%12.5%
Revenue 1Y (TTM)11.12%
Revenue growth 3Y11.93%
Revenue growth 5Y12.93%
Sales Q2Q%12.05%
3.2 Future
- BSY is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.45% yearly.
- The Revenue is expected to grow by 9.22% on average over the next years. This is quite good.
EPS Next Y11.37%
EPS Next 2Y12.52%
EPS Next 3Y13%
EPS Next 5Y14.45%
Revenue Next Year10.24%
Revenue Next 2Y10.33%
Revenue Next 3Y10.33%
Revenue Next 5Y9.22%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 28.48 indicates a quite expensive valuation of BSY.
- BSY's Price/Earnings is on the same level as the industry average.
- The average S&P500 Price/Earnings ratio is at 28.25. BSY is around the same levels.
- Based on the Price/Forward Earnings ratio of 24.17, the valuation of BSY can be described as rather expensive.
- Based on the Price/Forward Earnings ratio, BSY is valued a bit cheaper than 62.23% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 27.50. BSY is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.48 | ||
| Fwd PE | 24.17 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, BSY is valued a bit cheaper than 69.06% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, BSY is valued a bit cheaper than the industry average as 73.38% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.61 | ||
| EV/EBITDA | 25.55 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BSY does not grow enough to justify the current Price/Earnings ratio.
- BSY has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as BSY's earnings are expected to grow with 13.00% in the coming years.
PEG (NY)2.5
PEG (5Y)2.29
EPS Next 2Y12.52%
EPS Next 3Y13%
5. Dividend
5.1 Amount
- BSY has a yearly dividend return of 0.80%, which is pretty low.
- The stock price of BSY dropped by -29.89% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- BSY's Dividend Yield is rather good when compared to the industry average which is at 0.56. BSY pays more dividend than 90.29% of the companies in the same industry.
- With a Dividend Yield of 0.80, BSY pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.8% |
5.2 History
- BSY has been paying a dividend for over 5 years, so it has already some track record.
- BSY has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years4
5.3 Sustainability
- 30.41% of the earnings are spent on dividend by BSY. This is a low number and sustainable payout ratio.
DP30.41%
EPS Next 2Y12.52%
EPS Next 3Y13%
32.75
+0.96 (+3.02%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)02-26 2026-02-26/amc
Inst Owners46.83%
Inst Owner Change-2.02%
Ins Owners40.33%
Ins Owner Change-0.39%
Market Cap9.94B
Revenue(TTM)1.46B
Net Income(TTM)269.25M
Analysts77
Price Target56.48 (72.46%)
Short Float %8.85%
Short Ratio6.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.8% |
Yearly Dividend0.24
Dividend Growth(5Y)N/A
DP30.41%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)4.45%
Min EPS beat(2)-2.54%
Max EPS beat(2)11.45%
EPS beat(4)2
Avg EPS beat(4)4.67%
Min EPS beat(4)-4.04%
Max EPS beat(4)13.82%
EPS beat(8)5
Avg EPS beat(8)9.68%
EPS beat(12)9
Avg EPS beat(12)11.56%
EPS beat(16)13
Avg EPS beat(16)13.89%
Revenue beat(2)1
Avg Revenue beat(2)-0.11%
Min Revenue beat(2)-0.85%
Max Revenue beat(2)0.63%
Revenue beat(4)2
Avg Revenue beat(4)-0.34%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)0.63%
Revenue beat(8)3
Avg Revenue beat(8)-0.85%
Revenue beat(12)6
Avg Revenue beat(12)-0.02%
Revenue beat(16)8
Avg Revenue beat(16)0.08%
PT rev (1m)-4.98%
PT rev (3m)-6.46%
EPS NQ rev (1m)0.58%
EPS NQ rev (3m)-2%
EPS NY rev (1m)-0.42%
EPS NY rev (3m)-2.01%
Revenue NQ rev (1m)0.21%
Revenue NQ rev (3m)-0.87%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.48 | ||
| Fwd PE | 24.17 | ||
| P/S | 6.81 | ||
| P/FCF | 21.61 | ||
| P/OCF | 20.78 | ||
| P/B | 8.32 | ||
| P/tB | N/A | ||
| EV/EBITDA | 25.55 |
EPS(TTM)1.15
EY3.51%
EPS(NY)1.35
Fwd EY4.14%
FCF(TTM)1.52
FCFY4.63%
OCF(TTM)1.58
OCFY4.81%
SpS4.81
BVpS3.94
TBVpS-4.6
PEG (NY)2.5
PEG (5Y)2.29
Graham Number10.09
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.77% | ||
| ROE | 22.53% | ||
| ROCE | 13.59% | ||
| ROIC | 10.86% | ||
| ROICexc | 11.6% | ||
| ROICexgc | N/A | ||
| OM | 24.23% | ||
| PM (TTM) | 18.44% | ||
| GM | 81.2% | ||
| FCFM | 31.52% |
ROA(3y)7.42%
ROA(5y)7.4%
ROE(3y)30.01%
ROE(5y)29.96%
ROIC(3y)8%
ROIC(5y)10.54%
ROICexc(3y)8.22%
ROICexc(5y)11.91%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)10%
ROCE(5y)13.18%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y4.29%
ROICexc growth 5Y-15.93%
OM growth 3Y5.52%
OM growth 5Y3.69%
PM growth 3Y21.55%
PM growth 5Y4.39%
GM growth 3Y1.43%
GM growth 5Y0.13%
F-Score8
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 2.71 | ||
| Debt/EBITDA | 2.97 | ||
| Cap/Depr | 27.71% | ||
| Cap/Sales | 1.26% | ||
| Interest Coverage | 32.41 | ||
| Cash Conversion | 113.9% | ||
| Profit Quality | 170.89% | ||
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 3.19 |
F-Score8
WACC10.53%
ROIC/WACC1.03
Cap/Depr(3y)27.47%
Cap/Depr(5y)32.2%
Cap/Sales(3y)1.59%
Cap/Sales(5y)1.72%
Profit Quality(3y)148.6%
Profit Quality(5y)185.51%
High Growth Momentum
Growth
EPS 1Y (TTM)8.49%
EPS 3Y8.4%
EPS 5Y12.41%
EPS Q2Q%12.5%
EPS Next Y11.37%
EPS Next 2Y12.52%
EPS Next 3Y13%
EPS Next 5Y14.45%
Revenue 1Y (TTM)11.12%
Revenue growth 3Y11.93%
Revenue growth 5Y12.93%
Sales Q2Q%12.05%
Revenue Next Year10.24%
Revenue Next 2Y10.33%
Revenue Next 3Y10.33%
Revenue Next 5Y9.22%
EBIT growth 1Y22.88%
EBIT growth 3Y18.11%
EBIT growth 5Y17.09%
EBIT Next Year16.54%
EBIT Next 3Y14.79%
EBIT Next 5Y10.9%
FCF growth 1Y34.82%
FCF growth 3Y15.91%
FCF growth 5Y22.26%
OCF growth 1Y30.85%
OCF growth 3Y14.76%
OCF growth 5Y20.58%
BENTLEY SYSTEMS INC-CLASS B / BSY FAQ
Can you provide the ChartMill fundamental rating for BENTLEY SYSTEMS INC-CLASS B?
ChartMill assigns a fundamental rating of 5 / 10 to BSY.
Can you provide the valuation status for BENTLEY SYSTEMS INC-CLASS B?
ChartMill assigns a valuation rating of 4 / 10 to BENTLEY SYSTEMS INC-CLASS B (BSY). This can be considered as Fairly Valued.
Can you provide the profitability details for BENTLEY SYSTEMS INC-CLASS B?
BENTLEY SYSTEMS INC-CLASS B (BSY) has a profitability rating of 8 / 10.
What are the PE and PB ratios of BENTLEY SYSTEMS INC-CLASS B (BSY) stock?
The Price/Earnings (PE) ratio for BENTLEY SYSTEMS INC-CLASS B (BSY) is 28.48 and the Price/Book (PB) ratio is 8.32.
What is the financial health of BENTLEY SYSTEMS INC-CLASS B (BSY) stock?
The financial health rating of BENTLEY SYSTEMS INC-CLASS B (BSY) is 3 / 10.