33.92 USD
-0.86 (-2.47%)
At close: Feb 11, 2026
33.92 USD
0 (0%)
After Hours: 2/11/2026, 8:09:20 PM
Overall BSY gets a fundamental rating of 6 out of 10. We evaluated BSY against 277 industry peers in the Software industry. BSY has an excellent profitability rating, but there are concerns on its financial health. BSY has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year BSY was profitable.
- In the past year BSY had a positive cash flow from operations.
- Each year in the past 5 years BSY has been profitable.
- In the past 5 years BSY always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of BSY (7.77%) is better than 80.51% of its industry peers.
- BSY's Return On Equity of 22.53% is amongst the best of the industry. BSY outperforms 89.17% of its industry peers.
- BSY's Return On Invested Capital of 10.86% is amongst the best of the industry. BSY outperforms 86.28% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for BSY is below the industry average of 10.83%.
- The last Return On Invested Capital (10.86%) for BSY is above the 3 year average (8.00%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.77% | ||
| ROE | 22.53% | ||
| ROIC | 10.86% |
ROA(3y)7.42%
ROA(5y)7.4%
ROE(3y)30.01%
ROE(5y)29.96%
ROIC(3y)8%
ROIC(5y)10.54%
1.3 Margins
- BSY has a better Profit Margin (18.44%) than 81.95% of its industry peers.
- In the last couple of years the Profit Margin of BSY has grown nicely.
- BSY has a Operating Margin of 24.23%. This is amongst the best in the industry. BSY outperforms 89.17% of its industry peers.
- In the last couple of years the Operating Margin of BSY has grown nicely.
- Looking at the Gross Margin, with a value of 81.20%, BSY belongs to the top of the industry, outperforming 84.48% of the companies in the same industry.
- BSY's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.23% | ||
| PM (TTM) | 18.44% | ||
| GM | 81.2% |
OM growth 3Y5.52%
OM growth 5Y3.69%
PM growth 3Y21.55%
PM growth 5Y4.39%
GM growth 3Y1.43%
GM growth 5Y0.13%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BSY is creating some value.
- Compared to 1 year ago, BSY has more shares outstanding
- BSY has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for BSY has been reduced compared to a year ago.
2.2 Solvency
- BSY has an Altman-Z score of 3.36. This indicates that BSY is financially healthy and has little risk of bankruptcy at the moment.
- With a decent Altman-Z score value of 3.36, BSY is doing good in the industry, outperforming 68.95% of the companies in the same industry.
- BSY has a debt to FCF ratio of 2.71. This is a good value and a sign of high solvency as BSY would need 2.71 years to pay back of all of its debts.
- BSY has a Debt to FCF ratio of 2.71. This is in the better half of the industry: BSY outperforms 64.62% of its industry peers.
- BSY has a Debt/Equity ratio of 1.04. This is a high value indicating a heavy dependency on external financing.
- BSY has a worse Debt to Equity ratio (1.04) than 77.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 2.71 | ||
| Altman-Z | 3.36 |
ROIC/WACC1.03
WACC10.53%
2.3 Liquidity
- A Current Ratio of 0.61 indicates that BSY may have some problems paying its short term obligations.
- BSY has a worse Current ratio (0.61) than 91.34% of its industry peers.
- BSY has a Quick Ratio of 0.61. This is a bad value and indicates that BSY is not financially healthy enough and could expect problems in meeting its short term obligations.
- BSY has a worse Quick ratio (0.61) than 91.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 8.49% over the past year.
- BSY shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.41% yearly.
- Looking at the last year, BSY shows a quite strong growth in Revenue. The Revenue has grown by 11.12% in the last year.
- The Revenue has been growing by 12.93% on average over the past years. This is quite good.
EPS 1Y (TTM)8.49%
EPS 3Y8.4%
EPS 5Y12.41%
EPS Q2Q%12.5%
Revenue 1Y (TTM)11.12%
Revenue growth 3Y11.93%
Revenue growth 5Y12.93%
Sales Q2Q%12.05%
3.2 Future
- The Earnings Per Share is expected to grow by 14.45% on average over the next years. This is quite good.
- Based on estimates for the next years, BSY will show a quite strong growth in Revenue. The Revenue will grow by 9.22% on average per year.
EPS Next Y11.5%
EPS Next 2Y12.52%
EPS Next 3Y12.92%
EPS Next 5Y14.45%
Revenue Next Year10.24%
Revenue Next 2Y10.33%
Revenue Next 3Y10.31%
Revenue Next 5Y9.22%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 29.50, BSY can be considered very expensive at the moment.
- The rest of the industry has a similar Price/Earnings ratio as BSY.
- BSY is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 28.18, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 25.04, the valuation of BSY can be described as expensive.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of BSY indicates a somewhat cheap valuation: BSY is cheaper than 60.29% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.01. BSY is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.5 | ||
| Fwd PE | 25.04 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, BSY is valued a bit cheaper than the industry average as 67.51% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of BSY indicates a somewhat cheap valuation: BSY is cheaper than 71.84% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.38 | ||
| EV/EBITDA | 27.09 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BSY does not grow enough to justify the current Price/Earnings ratio.
- The excellent profitability rating of BSY may justify a higher PE ratio.
- BSY's earnings are expected to grow with 12.92% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.56
PEG (5Y)2.38
EPS Next 2Y12.52%
EPS Next 3Y12.92%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.87%, BSY is not a good candidate for dividend investing.
- The stock price of BSY dropped by -21.43% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- Compared to an average industry Dividend Yield of 0.61, BSY pays a better dividend. On top of this BSY pays more dividend than 90.25% of the companies listed in the same industry.
- With a Dividend Yield of 0.87, BSY pays less dividend than the S&P500 average, which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
5.2 History
- BSY has been paying a dividend for over 5 years, so it has already some track record.
- BSY has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years4
5.3 Sustainability
- BSY pays out 30.41% of its income as dividend. This is a sustainable payout ratio.
DP30.41%
EPS Next 2Y12.52%
EPS Next 3Y12.92%
33.92
-0.86 (-2.47%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)02-26 2026-02-26/amc
Inst Owners46.83%
Inst Owner Change-1.66%
Ins Owners40.33%
Ins Owner Change-0.39%
Market Cap10.30B
Revenue(TTM)1.46B
Net Income(TTM)269.25M
Analysts77
Price Target55.07 (62.35%)
Short Float %8.85%
Short Ratio6.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
Yearly Dividend0.24
Dividend Growth(5Y)N/A
DP30.41%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)4.45%
Min EPS beat(2)-2.54%
Max EPS beat(2)11.45%
EPS beat(4)2
Avg EPS beat(4)4.67%
Min EPS beat(4)-4.04%
Max EPS beat(4)13.82%
EPS beat(8)5
Avg EPS beat(8)9.68%
EPS beat(12)9
Avg EPS beat(12)11.56%
EPS beat(16)13
Avg EPS beat(16)13.89%
Revenue beat(2)1
Avg Revenue beat(2)-0.11%
Min Revenue beat(2)-0.85%
Max Revenue beat(2)0.63%
Revenue beat(4)2
Avg Revenue beat(4)-0.34%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)0.63%
Revenue beat(8)3
Avg Revenue beat(8)-0.85%
Revenue beat(12)6
Avg Revenue beat(12)-0.02%
Revenue beat(16)8
Avg Revenue beat(16)0.08%
PT rev (1m)-7.35%
PT rev (3m)-8.8%
EPS NQ rev (1m)0.58%
EPS NQ rev (3m)-0.79%
EPS NY rev (1m)-0.3%
EPS NY rev (3m)-1.86%
Revenue NQ rev (1m)0.21%
Revenue NQ rev (3m)2.6%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.5 | ||
| Fwd PE | 25.04 | ||
| P/S | 7.05 | ||
| P/FCF | 22.38 | ||
| P/OCF | 21.52 | ||
| P/B | 8.61 | ||
| P/tB | N/A | ||
| EV/EBITDA | 27.09 |
EPS(TTM)1.15
EY3.39%
EPS(NY)1.35
Fwd EY3.99%
FCF(TTM)1.52
FCFY4.47%
OCF(TTM)1.58
OCFY4.65%
SpS4.81
BVpS3.94
TBVpS-4.6
PEG (NY)2.56
PEG (5Y)2.38
Graham Number10.09
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.77% | ||
| ROE | 22.53% | ||
| ROCE | 13.59% | ||
| ROIC | 10.86% | ||
| ROICexc | 11.6% | ||
| ROICexgc | N/A | ||
| OM | 24.23% | ||
| PM (TTM) | 18.44% | ||
| GM | 81.2% | ||
| FCFM | 31.52% |
ROA(3y)7.42%
ROA(5y)7.4%
ROE(3y)30.01%
ROE(5y)29.96%
ROIC(3y)8%
ROIC(5y)10.54%
ROICexc(3y)8.22%
ROICexc(5y)11.91%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)10%
ROCE(5y)13.18%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y4.29%
ROICexc growth 5Y-15.93%
OM growth 3Y5.52%
OM growth 5Y3.69%
PM growth 3Y21.55%
PM growth 5Y4.39%
GM growth 3Y1.43%
GM growth 5Y0.13%
F-Score8
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 2.71 | ||
| Debt/EBITDA | 2.97 | ||
| Cap/Depr | 27.71% | ||
| Cap/Sales | 1.26% | ||
| Interest Coverage | 32.41 | ||
| Cash Conversion | 113.9% | ||
| Profit Quality | 170.89% | ||
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 3.36 |
F-Score8
WACC10.53%
ROIC/WACC1.03
Cap/Depr(3y)27.47%
Cap/Depr(5y)32.2%
Cap/Sales(3y)1.59%
Cap/Sales(5y)1.72%
Profit Quality(3y)148.6%
Profit Quality(5y)185.51%
High Growth Momentum
Growth
EPS 1Y (TTM)8.49%
EPS 3Y8.4%
EPS 5Y12.41%
EPS Q2Q%12.5%
EPS Next Y11.5%
EPS Next 2Y12.52%
EPS Next 3Y12.92%
EPS Next 5Y14.45%
Revenue 1Y (TTM)11.12%
Revenue growth 3Y11.93%
Revenue growth 5Y12.93%
Sales Q2Q%12.05%
Revenue Next Year10.24%
Revenue Next 2Y10.33%
Revenue Next 3Y10.31%
Revenue Next 5Y9.22%
EBIT growth 1Y22.88%
EBIT growth 3Y18.11%
EBIT growth 5Y17.09%
EBIT Next Year16.54%
EBIT Next 3Y14.79%
EBIT Next 5Y10.9%
FCF growth 1Y34.82%
FCF growth 3Y15.91%
FCF growth 5Y22.26%
OCF growth 1Y30.85%
OCF growth 3Y14.76%
OCF growth 5Y20.58%
BENTLEY SYSTEMS INC-CLASS B / BSY FAQ
Can you provide the ChartMill fundamental rating for BENTLEY SYSTEMS INC-CLASS B?
ChartMill assigns a fundamental rating of 6 / 10 to BSY.
Can you provide the valuation status for BENTLEY SYSTEMS INC-CLASS B?
ChartMill assigns a valuation rating of 4 / 10 to BENTLEY SYSTEMS INC-CLASS B (BSY). This can be considered as Fairly Valued.
Can you provide the profitability details for BENTLEY SYSTEMS INC-CLASS B?
BENTLEY SYSTEMS INC-CLASS B (BSY) has a profitability rating of 9 / 10.
What are the PE and PB ratios of BENTLEY SYSTEMS INC-CLASS B (BSY) stock?
The Price/Earnings (PE) ratio for BENTLEY SYSTEMS INC-CLASS B (BSY) is 29.5 and the Price/Book (PB) ratio is 8.61.
What is the financial health of BENTLEY SYSTEMS INC-CLASS B (BSY) stock?
The financial health rating of BENTLEY SYSTEMS INC-CLASS B (BSY) is 3 / 10.