BRIGHTSPIRE CAPITAL INC (BRSP) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BRSP - US10949T1097 - REIT
5.97 USD
+0.01 (+0.17%)
Taking everything into account, BRSP scores 4 out of 10 in our fundamental rating. BRSP was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. BRSP has only an average score on both its financial health and profitability. BRSP has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year BRSP was profitable.
- BRSP had a positive operating cash flow in the past year.
- In the past 5 years BRSP reported 4 times negative net income.
- BRSP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- BRSP has a Return On Assets of -1.15%. This is in the lower half of the industry: BRSP underperforms 77.94% of its industry peers.
- The Return On Equity of BRSP (-3.88%) is worse than 73.53% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 3.89%, BRSP belongs to the top of the industry, outperforming 94.12% of the companies in the same industry.
- BRSP had an Average Return On Invested Capital over the past 3 years of 3.24%. This is in line with the industry average of 1.28%.
- The last Return On Invested Capital (3.89%) for BRSP is above the 3 year average (3.24%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.15% | ||
| ROE | -3.88% | ||
| ROIC | 3.89% |
ROA(3y)-0.98%
ROA(5y)-2.09%
ROE(3y)-3.5%
ROE(5y)-7.73%
ROIC(3y)3.24%
ROIC(5y)N/A
1.3 Margins
- With an excellent Operating Margin value of 47.34%, BRSP belongs to the best of the industry, outperforming 89.71% of the companies in the same industry.
- In the last couple of years the Operating Margin of BRSP has grown nicely.
- The Gross Margin of BRSP (83.39%) is better than 94.12% of its industry peers.
- BRSP's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.34% | ||
| PM (TTM) | N/A | ||
| GM | 83.39% |
OM growth 3Y-28.23%
OM growth 5Y31.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.22%
GM growth 5Y5.19%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BRSP is destroying value.
- BRSP has less shares outstanding than it did 1 year ago.
- BRSP has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, BRSP has a worse debt to assets ratio.
2.2 Solvency
- BRSP has an Altman-Z score of -0.34. This is a bad value and indicates that BRSP is not financially healthy and even has some risk of bankruptcy.
- BRSP has a Altman-Z score (-0.34) which is in line with its industry peers.
- BRSP has a debt to FCF ratio of 26.31. This is a negative value and a sign of low solvency as BRSP would need 26.31 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 26.31, BRSP belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
- BRSP has a Debt/Equity ratio of 2.22. This is a high value indicating a heavy dependency on external financing.
- BRSP has a Debt to Equity ratio of 2.22. This is in the better half of the industry: BRSP outperforms 79.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.22 | ||
| Debt/FCF | 26.31 | ||
| Altman-Z | -0.34 |
ROIC/WACC0.6
WACC6.49%
2.3 Liquidity
- BRSP has a Current Ratio of 1.15. This is a normal value and indicates that BRSP is financially healthy and should not expect problems in meeting its short term obligations.
- BRSP has a better Current ratio (1.15) than 88.24% of its industry peers.
- A Quick Ratio of 1.15 indicates that BRSP should not have too much problems paying its short term obligations.
- BRSP has a better Quick ratio (1.15) than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
- BRSP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.66%.
- Measured over the past years, BRSP shows a very strong growth in Earnings Per Share. The EPS has been growing by 37.65% on average per year.
- The Revenue for BRSP has decreased by -13.35% in the past year. This is quite bad
- Measured over the past years, BRSP shows a decrease in Revenue. The Revenue has been decreasing by -8.29% on average per year.
EPS 1Y (TTM)-27.66%
EPS 3Y25.01%
EPS 5Y37.65%
EPS Q2Q%-23.81%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-0.36%
Revenue growth 5Y-8.29%
Sales Q2Q%-15.44%
3.2 Future
- The Earnings Per Share is expected to decrease by -7.28% on average over the next years.
- The Revenue is expected to decrease by -13.61% on average over the next years. This is quite bad
EPS Next Y-17.91%
EPS Next 2Y-7.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-28.53%
Revenue Next 2Y-13.61%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.78, the valuation of BRSP can be described as very reasonable.
- 77.94% of the companies in the same industry are more expensive than BRSP, based on the Price/Earnings ratio.
- BRSP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.54.
- Based on the Price/Forward Earnings ratio of 8.27, the valuation of BRSP can be described as reasonable.
- BRSP's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BRSP is cheaper than 69.12% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.31. BRSP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.78 | ||
| Fwd PE | 8.27 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, BRSP is valued cheaply inside the industry as 97.06% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, BRSP is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.39 | ||
| EV/EBITDA | 14.55 |
4.3 Compensation for Growth
- BRSP's earnings are expected to decrease with -7.28% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.23
EPS Next 2Y-7.28%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- BRSP has a Yearly Dividend Yield of 10.88%, which is a nice return.
- BRSP's Dividend Yield is comparable with the industry average which is at 10.90.
- Compared to an average S&P500 Dividend Yield of 1.92, BRSP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.88% |
5.2 History
- The dividend of BRSP decreases each year by -14.79%.
- BRSP has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-14.79%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The earnings of BRSP are negative and hence is the payout ratio. BRSP will probably not be able to sustain this dividend level.
- BRSP's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-219.36%
EPS Next 2Y-7.28%
EPS Next 3YN/A
NYSE:BRSP (1/16/2026, 1:18:56 PM)
5.97
+0.01 (+0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-28 2025-10-28/amc
Earnings (Next)02-16 2026-02-16/amc
Inst Owners70.55%
Inst Owner Change0.05%
Ins Owners2.16%
Ins Owner Change0%
Market Cap774.49M
Revenue(TTM)327.83M
Net Income(TTM)-37.93M
Analysts73.85
Price Target6.22 (4.19%)
Short Float %3.32%
Short Ratio5.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.88% |
Yearly Dividend0.76
Dividend Growth(5Y)-14.79%
DP-219.36%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.27%
Min EPS beat(2)-8.8%
Max EPS beat(2)13.33%
EPS beat(4)1
Avg EPS beat(4)-0.66%
Min EPS beat(4)-8.8%
Max EPS beat(4)13.33%
EPS beat(8)4
Avg EPS beat(8)5.17%
EPS beat(12)8
Avg EPS beat(12)7.45%
EPS beat(16)10
Avg EPS beat(16)5.89%
Revenue beat(2)1
Avg Revenue beat(2)1.33%
Min Revenue beat(2)-2.3%
Max Revenue beat(2)4.97%
Revenue beat(4)1
Avg Revenue beat(4)-5.46%
Min Revenue beat(4)-12.93%
Max Revenue beat(4)4.97%
Revenue beat(8)2
Avg Revenue beat(8)-5.97%
Revenue beat(12)4
Avg Revenue beat(12)13.49%
Revenue beat(16)8
Avg Revenue beat(16)74.91%
PT rev (1m)0%
PT rev (3m)-4.94%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.02%
EPS NY rev (1m)0%
EPS NY rev (3m)1.15%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.21%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.25%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.78 | ||
| Fwd PE | 8.27 | ||
| P/S | 2.36 | ||
| P/FCF | 9.39 | ||
| P/OCF | 9.39 | ||
| P/B | 0.79 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 14.55 |
EPS(TTM)0.68
EY11.39%
EPS(NY)0.72
Fwd EY12.1%
FCF(TTM)0.64
FCFY10.65%
OCF(TTM)0.64
OCFY10.65%
SpS2.53
BVpS7.53
TBVpS7.33
PEG (NY)N/A
PEG (5Y)0.23
Graham Number10.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.15% | ||
| ROE | -3.88% | ||
| ROCE | 4.93% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.04% | ||
| ROICexgc | 4.07% | ||
| OM | 47.34% | ||
| PM (TTM) | N/A | ||
| GM | 83.39% | ||
| FCFM | 25.17% |
ROA(3y)-0.98%
ROA(5y)-2.09%
ROE(3y)-3.5%
ROE(5y)-7.73%
ROIC(3y)3.24%
ROIC(5y)N/A
ROICexc(3y)3.49%
ROICexc(5y)N/A
ROICexgc(3y)3.53%
ROICexgc(5y)N/A
ROCE(3y)4.1%
ROCE(5y)N/A
ROICexgc growth 3Y-14.53%
ROICexgc growth 5Y43.03%
ROICexc growth 3Y-14.56%
ROICexc growth 5Y43.06%
OM growth 3Y-28.23%
OM growth 5Y31.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.22%
GM growth 5Y5.19%
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.22 | ||
| Debt/FCF | 26.31 | ||
| Debt/EBITDA | 11.15 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 42.4% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | -0.34 |
F-Score5
WACC6.49%
ROIC/WACC0.6
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.66%
EPS 3Y25.01%
EPS 5Y37.65%
EPS Q2Q%-23.81%
EPS Next Y-17.91%
EPS Next 2Y-7.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-0.36%
Revenue growth 5Y-8.29%
Sales Q2Q%-15.44%
Revenue Next Year-28.53%
Revenue Next 2Y-13.61%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y33.01%
EBIT growth 3Y-28.49%
EBIT growth 5Y20.64%
EBIT Next Year1924.96%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-40%
FCF growth 3YN/A
FCF growth 5Y-5.5%
OCF growth 1Y-40%
OCF growth 3YN/A
OCF growth 5Y-5.5%
BRIGHTSPIRE CAPITAL INC / BRSP FAQ
What is the fundamental rating for BRSP stock?
ChartMill assigns a fundamental rating of 4 / 10 to BRSP.
What is the valuation status for BRSP stock?
ChartMill assigns a valuation rating of 6 / 10 to BRIGHTSPIRE CAPITAL INC (BRSP). This can be considered as Fairly Valued.
What is the profitability of BRSP stock?
BRIGHTSPIRE CAPITAL INC (BRSP) has a profitability rating of 5 / 10.
What is the valuation of BRIGHTSPIRE CAPITAL INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BRIGHTSPIRE CAPITAL INC (BRSP) is 8.78 and the Price/Book (PB) ratio is 0.79.
What is the financial health of BRIGHTSPIRE CAPITAL INC (BRSP) stock?
The financial health rating of BRIGHTSPIRE CAPITAL INC (BRSP) is 5 / 10.