BRIGHTSPIRE CAPITAL INC (BRSP) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BRSP - US10949T1097 - REIT
5.87 USD
+0.13 (+2.26%)
5.87 USD
0 (0%)
Taking everything into account, BRSP scores 4 out of 10 in our fundamental rating. BRSP was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. BRSP has an average financial health and profitability rating. BRSP is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year BRSP was profitable.
- BRSP had a positive operating cash flow in the past year.
- In the past 5 years BRSP reported 4 times negative net income.
- BRSP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With a Return On Assets value of -1.15%, BRSP is not doing good in the industry: 77.94% of the companies in the same industry are doing better.
- BRSP has a Return On Equity of -3.88%. This is in the lower half of the industry: BRSP underperforms 73.53% of its industry peers.
- With an excellent Return On Invested Capital value of 3.89%, BRSP belongs to the best of the industry, outperforming 94.12% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for BRSP is in line with the industry average of 1.28%.
- The 3 year average ROIC (3.24%) for BRSP is below the current ROIC(3.89%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.15% | ||
| ROE | -3.88% | ||
| ROIC | 3.89% |
ROA(3y)-0.98%
ROA(5y)-2.09%
ROE(3y)-3.5%
ROE(5y)-7.73%
ROIC(3y)3.24%
ROIC(5y)N/A
1.3 Margins
- With an excellent Operating Margin value of 47.34%, BRSP belongs to the best of the industry, outperforming 89.71% of the companies in the same industry.
- In the last couple of years the Operating Margin of BRSP has grown nicely.
- The Gross Margin of BRSP (83.39%) is better than 94.12% of its industry peers.
- BRSP's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.34% | ||
| PM (TTM) | N/A | ||
| GM | 83.39% |
OM growth 3Y-28.23%
OM growth 5Y31.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.22%
GM growth 5Y5.19%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BRSP is destroying value.
- Compared to 1 year ago, BRSP has less shares outstanding
- BRSP has more shares outstanding than it did 5 years ago.
- BRSP has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -0.35, we must say that BRSP is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.35, BRSP is in line with its industry, outperforming 47.06% of the companies in the same industry.
- The Debt to FCF ratio of BRSP is 26.31, which is on the high side as it means it would take BRSP, 26.31 years of fcf income to pay off all of its debts.
- With an excellent Debt to FCF ratio value of 26.31, BRSP belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
- BRSP has a Debt/Equity ratio of 2.22. This is a high value indicating a heavy dependency on external financing.
- BRSP's Debt to Equity ratio of 2.22 is fine compared to the rest of the industry. BRSP outperforms 79.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.22 | ||
| Debt/FCF | 26.31 | ||
| Altman-Z | -0.35 |
ROIC/WACC0.6
WACC6.5%
2.3 Liquidity
- A Current Ratio of 1.15 indicates that BRSP should not have too much problems paying its short term obligations.
- BRSP's Current ratio of 1.15 is amongst the best of the industry. BRSP outperforms 88.24% of its industry peers.
- A Quick Ratio of 1.15 indicates that BRSP should not have too much problems paying its short term obligations.
- BRSP has a better Quick ratio (1.15) than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
- The earnings per share for BRSP have decreased strongly by -27.66% in the last year.
- BRSP shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 37.65% yearly.
- BRSP shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.35%.
- Measured over the past years, BRSP shows a decrease in Revenue. The Revenue has been decreasing by -8.29% on average per year.
EPS 1Y (TTM)-27.66%
EPS 3Y25.01%
EPS 5Y37.65%
EPS Q2Q%-23.81%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-0.36%
Revenue growth 5Y-8.29%
Sales Q2Q%-15.44%
3.2 Future
- The Earnings Per Share is expected to decrease by -7.28% on average over the next years.
- Based on estimates for the next years, BRSP will show a very negative growth in Revenue. The Revenue will decrease by -13.61% on average per year.
EPS Next Y-17.91%
EPS Next 2Y-7.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-28.53%
Revenue Next 2Y-13.61%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.63, the valuation of BRSP can be described as very reasonable.
- BRSP's Price/Earnings ratio is a bit cheaper when compared to the industry. BRSP is cheaper than 79.41% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, BRSP is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 8.13, the valuation of BRSP can be described as reasonable.
- Based on the Price/Forward Earnings ratio, BRSP is valued a bit cheaper than 69.12% of the companies in the same industry.
- BRSP is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.63 | ||
| Fwd PE | 8.13 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BRSP indicates a rather cheap valuation: BRSP is cheaper than 97.06% of the companies listed in the same industry.
- 75.00% of the companies in the same industry are more expensive than BRSP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.23 | ||
| EV/EBITDA | 14.4 |
4.3 Compensation for Growth
- BRSP's earnings are expected to decrease with -7.28% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.23
EPS Next 2Y-7.28%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 10.88%, BRSP is a good candidate for dividend investing.
- BRSP's Dividend Yield is comparable with the industry average which is at 10.90.
- Compared to an average S&P500 Dividend Yield of 1.91, BRSP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.88% |
5.2 History
- The dividend of BRSP decreases each year by -14.79%.
- BRSP has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-14.79%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The earnings of BRSP are negative and hence is the payout ratio. BRSP will probably not be able to sustain this dividend level.
- BRSP's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-219.36%
EPS Next 2Y-7.28%
EPS Next 3YN/A
5.87
+0.13 (+2.26%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-28 2025-10-28/amc
Earnings (Next)02-16 2026-02-16/amc
Inst Owners70.55%
Inst Owner Change0.05%
Ins Owners2.16%
Ins Owner Change0%
Market Cap761.52M
Revenue(TTM)327.83M
Net Income(TTM)-37.93M
Analysts73.85
Price Target6.22 (5.96%)
Short Float %3.32%
Short Ratio5.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.88% |
Yearly Dividend0.76
Dividend Growth(5Y)-14.79%
DP-219.36%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.27%
Min EPS beat(2)-8.8%
Max EPS beat(2)13.33%
EPS beat(4)1
Avg EPS beat(4)-0.66%
Min EPS beat(4)-8.8%
Max EPS beat(4)13.33%
EPS beat(8)4
Avg EPS beat(8)5.17%
EPS beat(12)8
Avg EPS beat(12)7.45%
EPS beat(16)10
Avg EPS beat(16)5.89%
Revenue beat(2)1
Avg Revenue beat(2)1.33%
Min Revenue beat(2)-2.3%
Max Revenue beat(2)4.97%
Revenue beat(4)1
Avg Revenue beat(4)-5.46%
Min Revenue beat(4)-12.93%
Max Revenue beat(4)4.97%
Revenue beat(8)2
Avg Revenue beat(8)-5.97%
Revenue beat(12)4
Avg Revenue beat(12)13.49%
Revenue beat(16)8
Avg Revenue beat(16)74.91%
PT rev (1m)0%
PT rev (3m)-4.94%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.02%
EPS NY rev (1m)0%
EPS NY rev (3m)1.15%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.21%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.25%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.63 | ||
| Fwd PE | 8.13 | ||
| P/S | 2.32 | ||
| P/FCF | 9.23 | ||
| P/OCF | 9.23 | ||
| P/B | 0.78 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | 14.4 |
EPS(TTM)0.68
EY11.58%
EPS(NY)0.72
Fwd EY12.3%
FCF(TTM)0.64
FCFY10.83%
OCF(TTM)0.64
OCFY10.83%
SpS2.53
BVpS7.53
TBVpS7.33
PEG (NY)N/A
PEG (5Y)0.23
Graham Number10.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.15% | ||
| ROE | -3.88% | ||
| ROCE | 4.93% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.04% | ||
| ROICexgc | 4.07% | ||
| OM | 47.34% | ||
| PM (TTM) | N/A | ||
| GM | 83.39% | ||
| FCFM | 25.17% |
ROA(3y)-0.98%
ROA(5y)-2.09%
ROE(3y)-3.5%
ROE(5y)-7.73%
ROIC(3y)3.24%
ROIC(5y)N/A
ROICexc(3y)3.49%
ROICexc(5y)N/A
ROICexgc(3y)3.53%
ROICexgc(5y)N/A
ROCE(3y)4.1%
ROCE(5y)N/A
ROICexgc growth 3Y-14.53%
ROICexgc growth 5Y43.03%
ROICexc growth 3Y-14.56%
ROICexc growth 5Y43.06%
OM growth 3Y-28.23%
OM growth 5Y31.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.22%
GM growth 5Y5.19%
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.22 | ||
| Debt/FCF | 26.31 | ||
| Debt/EBITDA | 11.15 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 42.4% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | -0.35 |
F-Score5
WACC6.5%
ROIC/WACC0.6
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.66%
EPS 3Y25.01%
EPS 5Y37.65%
EPS Q2Q%-23.81%
EPS Next Y-17.91%
EPS Next 2Y-7.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-0.36%
Revenue growth 5Y-8.29%
Sales Q2Q%-15.44%
Revenue Next Year-28.53%
Revenue Next 2Y-13.61%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y33.01%
EBIT growth 3Y-28.49%
EBIT growth 5Y20.64%
EBIT Next Year1924.96%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-40%
FCF growth 3YN/A
FCF growth 5Y-5.5%
OCF growth 1Y-40%
OCF growth 3YN/A
OCF growth 5Y-5.5%
BRIGHTSPIRE CAPITAL INC / BRSP FAQ
What is the fundamental rating for BRSP stock?
ChartMill assigns a fundamental rating of 4 / 10 to BRSP.
What is the valuation status for BRSP stock?
ChartMill assigns a valuation rating of 6 / 10 to BRIGHTSPIRE CAPITAL INC (BRSP). This can be considered as Fairly Valued.
What is the profitability of BRSP stock?
BRIGHTSPIRE CAPITAL INC (BRSP) has a profitability rating of 5 / 10.
What is the valuation of BRIGHTSPIRE CAPITAL INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BRIGHTSPIRE CAPITAL INC (BRSP) is 8.63 and the Price/Book (PB) ratio is 0.78.
What is the financial health of BRIGHTSPIRE CAPITAL INC (BRSP) stock?
The financial health rating of BRIGHTSPIRE CAPITAL INC (BRSP) is 5 / 10.