BNP PARIBAS (BNP.PA)
FR0000131104 - Common Stock
Overall BNP gets a fundamental rating of 3 out of 10. We evaluated BNP against 89 industry peers in the Banks industry. BNP may be in some trouble as it scores bad on both profitability and health. BNP is not valued too expensively and it also shows a decent growth rate. Finally BNP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
BNP had positive earnings in the past year.
In the past year BNP has reported a negative cash flow from operations.
In the past 5 years BNP has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: BNP reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of 0.57%, BNP is not doing good in the industry: 61.90% of the companies in the same industry are doing better.
BNP has a better Return On Equity (12.65%) than 60.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 12.65% | ||
| ROIC | N/A |
ROA(3y)0.37%
ROA(5y)0.35%
ROE(3y)7.98%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of BNP (15.91%) is worse than 76.19% of its industry peers.
BNP's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for BNP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.91% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.95%
PM growth 5Y3.87%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BNP has been reduced compared to 1 year ago.
BNP has less shares outstanding than it did 5 years ago.
The debt/assets ratio for BNP is higher compared to a year ago.
2.2 Solvency
A Debt/Equity ratio of 2.05 is on the high side and indicates that BNP has dependencies on debt financing.
BNP's Debt to Equity ratio of 2.05 is in line compared to the rest of the industry. BNP outperforms 42.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC4.82%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BNP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.12%, which is quite good.
BNP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.45% yearly.
Looking at the last year, BNP shows a small growth in Revenue. The Revenue has grown by 6.64% in the last year.
BNP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.54% yearly.
EPS 1Y (TTM)19.12%
EPS 3Y20.12%
EPS 5Y9.45%
EPS Q2Q%4.6%
Revenue 1Y (TTM)6.64%
Revenue growth 3Y6.32%
Revenue growth 5Y3.54%
Sales Q2Q%3.11%
3.2 Future
Based on estimates for the next years, BNP will show a small growth in Earnings Per Share. The EPS will grow by 2.30% on average per year.
Based on estimates for the next years, BNP will show a small growth in Revenue. The Revenue will grow by 4.56% on average per year.
EPS Next Y2.94%
EPS Next 2Y4.57%
EPS Next 3Y6.72%
EPS Next 5Y2.3%
Revenue Next Year4.45%
Revenue Next 2Y4.71%
Revenue Next 3Y4.82%
Revenue Next 5Y4.56%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BNP is valuated cheaply with a Price/Earnings ratio of 5.60.
Based on the Price/Earnings ratio, BNP is valued a bit cheaper than 77.38% of the companies in the same industry.
When comparing the Price/Earnings ratio of BNP to the average of the S&P500 Index (27.54), we can say BNP is valued rather cheaply.
With a Price/Forward Earnings ratio of 5.62, the valuation of BNP can be described as very cheap.
BNP's Price/Forward Earnings ratio is rather cheap when compared to the industry. BNP is cheaper than 90.48% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.99. BNP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.6 | ||
| Fwd PE | 5.62 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)1.91
PEG (5Y)0.59
EPS Next 2Y4.57%
EPS Next 3Y6.72%
5. Dividend
5.1 Amount
BNP has a Yearly Dividend Yield of 7.96%, which is a nice return.
BNP's Dividend Yield is rather good when compared to the industry average which is at 5.51. BNP pays more dividend than 86.90% of the companies in the same industry.
BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.96% |
5.2 History
The dividend of BNP is nicely growing with an annual growth rate of 11.52%!
Dividend Growth(5Y)11.52%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
64.31% of the earnings are spent on dividend by BNP. This is not a sustainable payout ratio.
The dividend of BNP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP64.31%
EPS Next 2Y4.57%
EPS Next 3Y6.72%
BNP PARIBAS
EPA:BNP (12/24/2024, 7:00:00 PM)
57.54
+0.1 (+0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners46.11%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap65.07B
Analysts74.62
Price Target79.04 (37.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.96% |
Dividend Growth(5Y)11.52%
DP64.31%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.22%
Min EPS beat(2)19.18%
Max EPS beat(2)25.27%
EPS beat(4)4
Avg EPS beat(4)20.69%
Min EPS beat(4)12.92%
Max EPS beat(4)25.38%
EPS beat(8)7
Avg EPS beat(8)24.24%
EPS beat(12)11
Avg EPS beat(12)21.51%
EPS beat(16)15
Avg EPS beat(16)22.92%
Revenue beat(2)2
Avg Revenue beat(2)1.7%
Min Revenue beat(2)1.43%
Max Revenue beat(2)1.97%
Revenue beat(4)2
Avg Revenue beat(4)-0.59%
Min Revenue beat(4)-5.48%
Max Revenue beat(4)1.97%
Revenue beat(8)4
Avg Revenue beat(8)19.6%
Revenue beat(12)8
Avg Revenue beat(12)44.96%
Revenue beat(16)12
Avg Revenue beat(16)58.5%
PT rev (1m)-1.19%
PT rev (3m)-2.82%
EPS NQ rev (1m)1.23%
EPS NQ rev (3m)0.57%
EPS NY rev (1m)0%
EPS NY rev (3m)0.18%
Revenue NQ rev (1m)-0.16%
Revenue NQ rev (3m)-0.09%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.57%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.6 | ||
| Fwd PE | 5.62 | ||
| P/S | 0.67 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.53 | ||
| P/tB | 0.58 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.28
EY17.87%
EPS(NY)10.24
Fwd EY17.79%
FCF(TTM)-94.31
FCFYN/A
OCF(TTM)-92.48
OCFYN/A
SpS85.94
BVpS108.05
TBVpS99.23
PEG (NY)1.91
PEG (5Y)0.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 12.65% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 15.91% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.37%
ROA(5y)0.35%
ROE(3y)7.98%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.95%
PM growth 5Y3.87%
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 30.63% | ||
| Cap/Sales | 2.13% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score2
WACC4.82%
ROIC/WACCN/A
Cap/Depr(3y)32.95%
Cap/Depr(5y)28.75%
Cap/Sales(3y)3.17%
Cap/Sales(5y)2.76%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.12%
EPS 3Y20.12%
EPS 5Y9.45%
EPS Q2Q%4.6%
EPS Next Y2.94%
EPS Next 2Y4.57%
EPS Next 3Y6.72%
EPS Next 5Y2.3%
Revenue 1Y (TTM)6.64%
Revenue growth 3Y6.32%
Revenue growth 5Y3.54%
Sales Q2Q%3.11%
Revenue Next Year4.45%
Revenue Next 2Y4.71%
Revenue Next 3Y4.82%
Revenue Next 5Y4.56%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-251.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-274.56%
OCF growth 3YN/A
OCF growth 5YN/A