BNP PARIBAS (BNP.PA)
FR0000131104 - Common Stock
Overall BNP gets a fundamental rating of 3 out of 10. We evaluated BNP against 88 industry peers in the Banks industry. BNP may be in some trouble as it scores bad on both profitability and health. BNP has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
BNP had positive earnings in the past year.
In the past year BNP has reported a negative cash flow from operations.
BNP had positive earnings in each of the past 5 years.
In multiple years BNP reported negative operating cash flow during the last 5 years.
1.2 Ratios
BNP has a worse Return On Assets (0.57%) than 60.00% of its industry peers.
The Return On Equity of BNP (12.65%) is better than 67.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 12.65% | ||
| ROIC | N/A |
ROA(3y)0.37%
ROA(5y)0.35%
ROE(3y)7.98%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BNP has a Profit Margin of 15.91%. This is in the lower half of the industry: BNP underperforms 75.29% of its industry peers.
BNP's Profit Margin has improved in the last couple of years.
BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.91% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.95%
PM growth 5Y3.87%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, BNP has less shares outstanding
The number of shares outstanding for BNP has been reduced compared to 5 years ago.
The debt/assets ratio for BNP is higher compared to a year ago.
2.2 Solvency
BNP has a Debt/Equity ratio of 2.05. This is a high value indicating a heavy dependency on external financing.
BNP has a Debt to Equity ratio (2.05) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC4.87%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BNP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.93%, which is quite good.
The Earnings Per Share has been growing by 9.45% on average over the past years. This is quite good.
BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 6.08%.
The Revenue has been growing slightly by 3.54% on average over the past years.
EPS 1Y (TTM)19.93%
EPS 3Y20.12%
EPS 5Y9.45%
EPS Q2Q%28.51%
Revenue 1Y (TTM)6.08%
Revenue growth 3Y6.32%
Revenue growth 5Y3.54%
Sales Q2Q%7.98%
3.2 Future
Based on estimates for the next years, BNP will show a small growth in Earnings Per Share. The EPS will grow by 2.30% on average per year.
Based on estimates for the next years, BNP will show a small growth in Revenue. The Revenue will grow by 4.39% on average per year.
EPS Next Y2.76%
EPS Next 2Y4.73%
EPS Next 3Y6.13%
EPS Next 5Y2.3%
Revenue Next Year4.14%
Revenue Next 2Y4.33%
Revenue Next 3Y4.4%
Revenue Next 5Y4.39%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.44 indicates a rather cheap valuation of BNP.
Based on the Price/Earnings ratio, BNP is valued a bit cheaper than the industry average as 69.41% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 30.69. BNP is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 6.38, which indicates a rather cheap valuation of BNP.
BNP's Price/Forward Earnings ratio is rather cheap when compared to the industry. BNP is cheaper than 84.71% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.55, BNP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.44 | ||
| Fwd PE | 6.38 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BNP does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.34
PEG (5Y)0.68
EPS Next 2Y4.73%
EPS Next 3Y6.13%
5. Dividend
5.1 Amount
BNP has a Yearly Dividend Yield of 7.04%, which is a nice return.
Compared to an average industry Dividend Yield of 5.65, BNP pays a bit more dividend than its industry peers.
BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.22.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.04% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
DP0%
EPS Next 2Y4.73%
EPS Next 3Y6.13%
BNP PARIBAS
EPA:BNP (10/30/2024, 7:00:00 PM)
65.5
-0.44 (-0.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap74.01B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.04% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
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EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.44 | ||
| Fwd PE | 6.38 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)2.34
PEG (5Y)0.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.57% | ||
| ROE | 12.65% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 15.91% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.05 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)19.93%
EPS 3Y20.12%
EPS 5Y
EPS Q2Q%
EPS Next Y2.76%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)6.08%
Revenue growth 3Y6.32%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y