BNP PARIBAS(FRA:BNP) stock Fundamental Analysis

Fundamental Rating

We assign a fundamental rating of 4 out of 10 to BNP. BNP was compared to 99 industry peers in the Banks industry. BNP may be in some trouble as it scores bad on both profitability and health. BNP has a decent growth rate and is not valued too expensively.

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1. Profitability

1.1 Basic Checks

In the past year BNP was profitable.

In the past year BNP has reported a negative cash flow from operations.

Each year in the past 5 years BNP has been profitable.

In multiple years BNP reported negative operating cash flow during the last 5 years.

1.2 Ratios

BNP has a Return On Assets (0.86%) which is in line with its industry peers.

With an excellent Return On Equity value of 18.19%, BNP belongs to the best of the industry, outperforming 88.17% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	0.86%
ROE	18.19%
ROIC	N/A

ROA(3y)0.39%

ROA(5y)0.35%

ROE(3y)8.24%

ROE(5y)7.65%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

BNP's Profit Margin of 17.25% is on the low side compared to the rest of the industry. BNP is outperformed by 63.44% of its industry peers.

BNP's Profit Margin has improved in the last couple of years.

BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	17.25%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y1.35%

PM growth 5Y5.26%

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.

The number of shares outstanding for BNP has been reduced compared to 1 year ago.

The number of shares outstanding for BNP has been reduced compared to 5 years ago.

The debt/assets ratio for BNP has been reduced compared to a year ago.

2.2 Solvency

BNP has a Debt/Equity ratio of 2.61. This is a high value indicating a heavy dependency on external financing.

Looking at the Debt to Equity ratio, with a value of 2.61, BNP is in line with its industry, outperforming 43.01% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	2.61
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC5.03%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 13.78% over the past year.

Measured over the past years, BNP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.03% on average per year.

Looking at the last year, BNP shows a very strong growth in Revenue. The Revenue has grown by 43.09%.

Measured over the past years, BNP shows a small growth in Revenue. The Revenue has been growing by 1.62% on average per year.

EPS 1Y (TTM)13.78%

EPS 3Y13.62%

EPS 5Y9.03%

EPS Q2Q%16.44%

Revenue 1Y (TTM)43.09%

Revenue growth 3Y4.78%

Revenue growth 5Y1.62%

Sales Q2Q%11.37%

3.2 Future

The Earnings Per Share is expected to decrease by -0.39% on average over the next years.

BNP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.08% yearly.

EPS Next Y-5.17%

EPS Next 2Y3.22%

EPS Next 3Y4.89%

EPS Next 5Y-0.39%

Revenue Next Year5.04%

Revenue Next 2Y5.38%

Revenue Next 3Y5.19%

Revenue Next 5Y5.08%

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

BNP is valuated cheaply with a Price/Earnings ratio of 7.19.

Based on the Price/Earnings ratio, BNP is valued cheaper than 83.87% of the companies in the same industry.

BNP is valuated cheaply when we compare the Price/Earnings ratio to 29.35, which is the current average of the S&P500 Index.

Based on the Price/Forward Earnings ratio of 7.58, the valuation of BNP can be described as very cheap.

Based on the Price/Forward Earnings ratio, BNP is valued cheaper than 92.47% of the companies in the same industry.

Compared to an average S&P500 Price/Forward Earnings ratio of 22.10, BNP is valued rather cheaply.

		Industry Rank	Sector Rank
PE	7.19
Fwd PE	7.58

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)0.8

EPS Next 2Y3.22%

EPS Next 3Y4.89%

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5. Dividend

5.1 Amount

BNP has a Yearly Dividend Yield of 6.21%, which is a nice return.

BNP's Dividend Yield is a higher than the industry average which is at 5.06.

Compared to an average S&P500 Dividend Yield of 2.33, BNP pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	6.21%

5.2 History

The dividend of BNP is nicely growing with an annual growth rate of 11.52%!

Dividend Growth(5Y)11.52%

Div Incr Years2

Div Non Decr Years2

5.3 Sustainability

DP0%

EPS Next 2Y3.22%

EPS Next 3Y4.89%

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BNP PARIBAS

FRA:BNP (3/7/2025, 7:00:00 PM)

76.58

-0.47 (-0.61%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)02-04 2025-02-04/bmo

Earnings (Next)N/A N/A

Inst Owners44.4%

Inst Owner ChangeN/A

Ins Owners0.02%

Ins Owner ChangeN/A

Market Cap86.60B

Analysts76

Price Target81.26 (6.11%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	6.21%

Yearly Dividend3.99

Dividend Growth(5Y)11.52%

DP0%

Div Incr Years2

Div Non Decr Years2

Ex-DateN/A

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)21.09%

Min EPS beat(2)-0.18%

Max EPS beat(2)42.35%

EPS beat(4)3

Avg EPS beat(4)21.66%

Min EPS beat(4)-0.18%

Max EPS beat(4)42.35%

EPS beat(8)7

Avg EPS beat(8)28.26%

EPS beat(12)10

Avg EPS beat(12)23.83%

EPS beat(16)14

Avg EPS beat(16)21.83%

Revenue beat(2)1

Avg Revenue beat(2)0.59%

Min Revenue beat(2)-1.54%

Max Revenue beat(2)2.73%

Revenue beat(4)3

Avg Revenue beat(4)1.15%

Min Revenue beat(4)-1.54%

Max Revenue beat(4)2.73%

Revenue beat(8)4

Avg Revenue beat(8)-0.28%

Revenue beat(12)7

Avg Revenue beat(12)31.37%

Revenue beat(16)11

Avg Revenue beat(16)46.24%

PT rev (1m)3.95%

PT rev (3m)2.76%

EPS NQ rev (1m)0%

EPS NQ rev (3m)0.81%

EPS NY rev (1m)1.17%

EPS NY rev (3m)-1.33%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)0.25%

Revenue NY rev (1m)0.45%

Revenue NY rev (3m)-0.51%

Valuation

		Industry Rank	Sector Rank
PE	7.19
Fwd PE	7.58
P/S	0.64
P/FCF	N/A
P/OCF	N/A
P/B	0.68
P/tB	0.73
EV/EBITDA	N/A

EPS(TTM)10.65

EY13.91%

EPS(NY)10.1

Fwd EY13.19%

FCF(TTM)-88

FCFYN/A

OCF(TTM)-86.11

OCFYN/A

SpS119.52

BVpS113.31

TBVpS104.52

PEG (NY)N/A

PEG (5Y)0.8

Profitability

		Industry Rank	Sector Rank
ROA	0.86%
ROE	18.19%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	17.25%
GM	N/A
FCFM	N/A

ROA(3y)0.39%

ROA(5y)0.35%

ROE(3y)8.24%

ROE(5y)7.65%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y1.35%

PM growth 5Y5.26%

GM growth 3YN/A

GM growth 5YN/A

F-Score3

Asset Turnover0.05

Health

		Industry Rank	Sector Rank
Debt/Equity	2.61
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	29.37%
Cap/Sales	1.58%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score3

WACC5.03%

ROIC/WACCN/A

Cap/Depr(3y)34.56%

Cap/Depr(5y)28.09%

Cap/Sales(3y)3.27%

Cap/Sales(5y)2.75%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)13.78%

EPS 3Y13.62%

EPS 5Y9.03%

EPS Q2Q%16.44%

EPS Next Y-5.17%

EPS Next 2Y3.22%

EPS Next 3Y4.89%

EPS Next 5Y-0.39%

Revenue 1Y (TTM)43.09%

Revenue growth 3Y4.78%

Revenue growth 5Y1.62%

Sales Q2Q%11.37%

Revenue Next Year5.04%

Revenue Next 2Y5.38%

Revenue Next 3Y5.19%

Revenue Next 5Y5.08%

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-172.96%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-184.38%

OCF growth 3YN/A

OCF growth 5YN/A

BNP PARIBAS (BNP.DE) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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