Logo image of BNP.DE

BNP PARIBAS (BNP.DE) Stock Fundamental Analysis

FRA:BNP - Deutsche Boerse Ag - FR0000131104 - Common Stock - Currency: EUR

67.07  +2.71 (+4.21%)

Fundamental Rating

3

Overall BNP gets a fundamental rating of 3 out of 10. We evaluated BNP against 98 industry peers in the Banks industry. Both the profitability and financial health of BNP have multiple concerns. BNP is not valued too expensively and it also shows a decent growth rate. BNP also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

BNP had positive earnings in the past year.
In the past year BNP has reported a negative cash flow from operations.
BNP had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: BNP reported negative operating cash flow in multiple years.
BNP.DE Yearly Net Income VS EBIT VS OCF VS FCFBNP.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50B -50B 100B

1.2 Ratios

The Return On Assets of BNP (0.57%) is worse than 64.77% of its industry peers.
The Return On Equity of BNP (12.65%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.57%
ROE 12.65%
ROIC N/A
ROA(3y)0.37%
ROA(5y)0.35%
ROE(3y)7.98%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
BNP.DE Yearly ROA, ROE, ROICBNP.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2 4 6 8

1.3 Margins

The Profit Margin of BNP (15.91%) is worse than 75.00% of its industry peers.
BNP's Profit Margin has improved in the last couple of years.
BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 15.91%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.95%
PM growth 5Y3.87%
GM growth 3YN/A
GM growth 5YN/A
BNP.DE Yearly Profit, Operating, Gross MarginsBNP.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 5 10

More info and screens

1

2. Health

2.1 Basic Checks

BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, BNP has less shares outstanding
Compared to 5 years ago, BNP has less shares outstanding
Compared to 1 year ago, BNP has a worse debt to assets ratio.
BNP.DE Yearly Shares OutstandingBNP.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M 800M 1B
BNP.DE Yearly Total Debt VS Total AssetsBNP.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 500B 1T 1.5T 2T 2.5T

2.2 Solvency

A Debt/Equity ratio of 2.05 is on the high side and indicates that BNP has dependencies on debt financing.
BNP's Debt to Equity ratio of 2.05 is in line compared to the rest of the industry. BNP outperforms 45.45% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.05
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC4.92%
BNP.DE Yearly LT Debt VS Equity VS FCFBNP.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50B -50B 100B 150B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BNP.DE Yearly Current Assets VS Current LiabilitesBNP.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 50B 100B 150B

More info and screens

4

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 19.12% over the past year.
Measured over the past years, BNP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.45% on average per year.
BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 6.64%.
Measured over the past years, BNP shows a small growth in Revenue. The Revenue has been growing by 3.54% on average per year.
EPS 1Y (TTM)19.12%
EPS 3Y20.12%
EPS 5Y9.45%
EPS Q2Q%4.6%
Revenue 1Y (TTM)6.64%
Revenue growth 3Y6.32%
Revenue growth 5Y3.54%
Sales Q2Q%3.11%

3.2 Future

The Earnings Per Share is expected to grow by 2.30% on average over the next years.
Based on estimates for the next years, BNP will show a small growth in Revenue. The Revenue will grow by 4.83% on average per year.
EPS Next Y3.38%
EPS Next 2Y3.27%
EPS Next 3Y6.05%
EPS Next 5Y2.3%
Revenue Next Year3.85%
Revenue Next 2Y4.2%
Revenue Next 3Y4.65%
Revenue Next 5Y4.83%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BNP.DE Yearly Revenue VS EstimatesBNP.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20B 40B 60B 80B
BNP.DE Yearly EPS VS EstimatesBNP.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

More info and screens

5

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 6.52 indicates a rather cheap valuation of BNP.
77.27% of the companies in the same industry are more expensive than BNP, based on the Price/Earnings ratio.
BNP is valuated cheaply when we compare the Price/Earnings ratio to 28.47, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 6.72, the valuation of BNP can be described as very cheap.
BNP's Price/Forward Earnings ratio is rather cheap when compared to the industry. BNP is cheaper than 86.36% of the companies in the same industry.
BNP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 92.74.
Industry RankSector Rank
PE 6.52
Fwd PE 6.72
BNP.DE Price Earnings VS Forward Price EarningsBNP.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BNP.DE Per share dataBNP.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50 100

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BNP does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.93
PEG (5Y)0.69
EPS Next 2Y3.27%
EPS Next 3Y6.05%

More info and screens

7

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 7.01%, BNP is a good candidate for dividend investing.
BNP's Dividend Yield is rather good when compared to the industry average which is at 5.05. BNP pays more dividend than 80.68% of the companies in the same industry.
BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.28.
Industry RankSector Rank
Dividend Yield 7.01%

5.2 History

On average, the dividend of BNP grows each year by 11.52%, which is quite nice.
Dividend Growth(5Y)11.52%
Div Incr Years2
Div Non Decr Years2
BNP.DE Yearly Dividends per shareBNP.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 1 2 3 4

5.3 Sustainability

64.31% of the earnings are spent on dividend by BNP. This is not a sustainable payout ratio.
The dividend of BNP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP64.31%
EPS Next 2Y3.27%
EPS Next 3Y6.05%
BNP.DE Yearly Income VS Free CF VS DividendBNP.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50B -50B 100B
BNP.DE Dividend Payout.BNP.DE Dividend Payout, showing the Payout Ratio.BNP.DE Dividend Payout.PayoutRetained Earnings

More info and screens

BNP PARIBAS

FRA:BNP (2/4/2025, 7:00:00 PM)

67.07

+2.71 (+4.21%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-31 2024-10-31/bmo
Earnings (Next)02-04 2025-02-04/amc
Inst Owners46.11%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap75.84B
Analysts74.62
Price Target78.17 (16.55%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.01%
Yearly Dividend3.99
Dividend Growth(5Y)11.52%
DP64.31%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.22%
Min EPS beat(2)19.18%
Max EPS beat(2)25.27%
EPS beat(4)4
Avg EPS beat(4)20.69%
Min EPS beat(4)12.92%
Max EPS beat(4)25.38%
EPS beat(8)7
Avg EPS beat(8)24.24%
EPS beat(12)11
Avg EPS beat(12)21.51%
EPS beat(16)15
Avg EPS beat(16)22.92%
Revenue beat(2)2
Avg Revenue beat(2)1.7%
Min Revenue beat(2)1.43%
Max Revenue beat(2)1.97%
Revenue beat(4)2
Avg Revenue beat(4)-0.59%
Min Revenue beat(4)-5.48%
Max Revenue beat(4)1.97%
Revenue beat(8)4
Avg Revenue beat(8)19.6%
Revenue beat(12)8
Avg Revenue beat(12)44.96%
Revenue beat(16)12
Avg Revenue beat(16)58.5%
PT rev (1m)-0.82%
PT rev (3m)-2.37%
EPS NQ rev (1m)1.23%
EPS NQ rev (3m)1.23%
EPS NY rev (1m)0.43%
EPS NY rev (3m)0.6%
Revenue NQ rev (1m)-0.16%
Revenue NQ rev (3m)-0.16%
Revenue NY rev (1m)-0.58%
Revenue NY rev (3m)-0.28%
Valuation
Industry RankSector Rank
PE 6.52
Fwd PE 6.72
P/S 0.78
P/FCF N/A
P/OCF N/A
P/B 0.62
P/tB 0.68
EV/EBITDA N/A
EPS(TTM)10.28
EY15.33%
EPS(NY)9.98
Fwd EY14.88%
FCF(TTM)-94.31
FCFYN/A
OCF(TTM)-92.48
OCFYN/A
SpS85.94
BVpS108.05
TBVpS99.23
PEG (NY)1.93
PEG (5Y)0.69
Profitability
Industry RankSector Rank
ROA 0.57%
ROE 12.65%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 15.91%
GM N/A
FCFM N/A
ROA(3y)0.37%
ROA(5y)0.35%
ROE(3y)7.98%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.95%
PM growth 5Y3.87%
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.05
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 30.63%
Cap/Sales 2.13%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score2
WACC4.92%
ROIC/WACCN/A
Cap/Depr(3y)32.95%
Cap/Depr(5y)28.75%
Cap/Sales(3y)3.17%
Cap/Sales(5y)2.76%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.12%
EPS 3Y20.12%
EPS 5Y9.45%
EPS Q2Q%4.6%
EPS Next Y3.38%
EPS Next 2Y3.27%
EPS Next 3Y6.05%
EPS Next 5Y2.3%
Revenue 1Y (TTM)6.64%
Revenue growth 3Y6.32%
Revenue growth 5Y3.54%
Sales Q2Q%3.11%
Revenue Next Year3.85%
Revenue Next 2Y4.2%
Revenue Next 3Y4.65%
Revenue Next 5Y4.83%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-251.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-274.56%
OCF growth 3YN/A
OCF growth 5YN/A