BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
FRA:BMW3 - Deutsche Boerse Ag - DE0005190037 - Currency: EUR
Overall BMW3 gets a fundamental rating of 4 out of 10. We evaluated BMW3 against 33 industry peers in the Automobiles industry. There are concerns on the financial health of BMW3 while its profitability can be described as average. BMW3 is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
BMW3 had positive earnings in the past year.
BMW3 had a positive operating cash flow in the past year.
In the past 5 years BMW3 has always been profitable.
In the past 5 years BMW3 always reported a positive cash flow from operatings.
1.2 Ratios
BMW3 has a Return On Assets (2.49%) which is comparable to the rest of the industry.
BMW3 has a Return On Equity (7.03%) which is comparable to the rest of the industry.
BMW3 has a Return On Invested Capital (4.06%) which is in line with its industry peers.
BMW3 had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 6.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.03% | ||
| ROIC | 4.06% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
BMW3 has a Profit Margin of 4.73%. This is in the better half of the industry: BMW3 outperforms 69.70% of its industry peers.
In the last couple of years the Profit Margin of BMW3 has grown nicely.
BMW3's Operating Margin of 7.60% is fine compared to the rest of the industry. BMW3 outperforms 72.73% of its industry peers.
BMW3's Operating Margin has improved in the last couple of years.
BMW3 has a worse Gross Margin (15.65%) than 63.64% of its industry peers.
BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.6% | ||
| PM (TTM) | 4.73% | ||
| GM | 15.65% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
BMW3 has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for BMW3 has been reduced compared to 1 year ago.
Compared to 5 years ago, BMW3 has less shares outstanding
The debt/assets ratio for BMW3 is higher compared to a year ago.
2.2 Solvency
BMW3 has an Altman-Z score of 1.40. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of BMW3 (1.40) is better than 63.64% of its industry peers.
BMW3 has a Debt/Equity ratio of 0.74. This is a neutral value indicating BMW3 is somewhat dependend on debt financing.
BMW3 has a Debt to Equity ratio (0.74) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.4 |
ROIC/WACC0.98
WACC4.16%
2.3 Liquidity
BMW3 has a Current Ratio of 1.18. This is a normal value and indicates that BMW3 is financially healthy and should not expect problems in meeting its short term obligations.
BMW3 has a Current ratio (1.18) which is comparable to the rest of the industry.
A Quick Ratio of 0.88 indicates that BMW3 may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.88, BMW3 is doing worse than 60.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
The earnings per share for BMW3 have decreased strongly by -36.95% in the last year.
BMW3 shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.24% yearly.
The Revenue for BMW3 has decreased by -10.13% in the past year. This is quite bad
BMW3 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-36.95%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-23.53%
Revenue 1Y (TTM)-10.13%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-7.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.32% on average over the next years. This is quite good.
The Revenue is expected to grow by 1.65% on average over the next years.
EPS Next Y-1.39%
EPS Next 2Y2.58%
EPS Next 3Y5.14%
EPS Next 5Y9.32%
Revenue Next Year-2.38%
Revenue Next 2Y0.04%
Revenue Next 3Y0.84%
Revenue Next 5Y1.65%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.42, which indicates a rather cheap valuation of BMW3.
BMW3's Price/Earnings ratio is a bit cheaper when compared to the industry. BMW3 is cheaper than 66.67% of the companies in the same industry.
BMW3's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.30.
With a Price/Forward Earnings ratio of 6.42, the valuation of BMW3 can be described as very cheap.
BMW3's Price/Forward Earnings is on the same level as the industry average.
BMW3 is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.76, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 6.42 |
4.2 Price Multiples
BMW3's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.02 |
4.3 Compensation for Growth
The decent profitability rating of BMW3 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.8
EPS Next 2Y2.58%
EPS Next 3Y5.14%
5. Dividend
5.1 Amount
BMW3 has a Yearly Dividend Yield of 5.49%, which is a nice return.
Compared to an average industry Dividend Yield of 5.28, BMW3 pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.37, BMW3 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.49% |
5.2 History
The dividend of BMW3 is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y2.58%
EPS Next 3Y5.14%
FRA:BMW3 (7/11/2025, 5:29:45 PM)
78.5
-0.5 (-0.63%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners19.26%
Inst Owner ChangeN/A
Ins Owners48.56%
Ins Owner ChangeN/A
Market Cap50.14B
Analysts71.33
Price Target81.86 (4.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.49% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.78%
Min EPS beat(2)-3.53%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-16.29%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-11.06%
EPS beat(12)4
Avg EPS beat(12)-4.97%
EPS beat(16)8
Avg EPS beat(16)1.76%
Revenue beat(2)0
Avg Revenue beat(2)-8.56%
Min Revenue beat(2)-12.81%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.36%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-3.34%
Revenue beat(12)6
Avg Revenue beat(12)-1.11%
Revenue beat(16)8
Avg Revenue beat(16)-0.48%
PT rev (1m)0.67%
PT rev (3m)-2.44%
EPS NQ rev (1m)-5.53%
EPS NQ rev (3m)-15.19%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.75%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)-6.2%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 6.42 | ||
| P/S | 0.36 | ||
| P/FCF | N/A | ||
| P/OCF | 6.01 | ||
| P/B | 0.53 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | 7.02 |
EPS(TTM)10.58
EY13.48%
EPS(NY)12.23
Fwd EY15.58%
FCF(TTM)-6.74
FCFYN/A
OCF(TTM)13.07
OCFY16.65%
SpS218.44
BVpS146.81
TBVpS115.64
PEG (NY)N/A
PEG (5Y)0.8
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.03% | ||
| ROCE | 5.75% | ||
| ROIC | 4.06% | ||
| ROICexc | 4.6% | ||
| ROICexgc | 5.25% | ||
| OM | 7.6% | ||
| PM (TTM) | 4.73% | ||
| GM | 15.65% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.63 | ||
| Cap/Depr | 146.98% | ||
| Cap/Sales | 9.07% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 43.47% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 1.4 |
F-Score4
WACC4.16%
ROIC/WACC0.98
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-36.95%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-23.53%
EPS Next Y-1.39%
EPS Next 2Y2.58%
EPS Next 3Y5.14%
EPS Next 5Y9.32%
Revenue 1Y (TTM)-10.13%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-7.8%
Revenue Next Year-2.38%
Revenue Next 2Y0.04%
Revenue Next 3Y0.84%
Revenue Next 5Y1.65%
EBIT growth 1Y-38.25%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year64.75%
EBIT Next 3Y23.06%
EBIT Next 5Y11.51%
FCF growth 1Y-124.76%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-69.08%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%