BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:BMW3 - DE0005190037
88.2 EUR
-1.75 (-1.95%)
BMW3 gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 29 industry peers in the Automobiles industry. While BMW3 belongs to the best of the industry regarding profitability, there are concerns on its financial health. BMW3 has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year BMW3 was profitable.
- In the past year BMW3 had a positive cash flow from operations.
- BMW3 had positive earnings in each of the past 5 years.
- Each year in the past 5 years BMW3 had a positive operating cash flow.
1.2 Ratios
- With a decent Return On Assets value of 2.68%, BMW3 is doing good in the industry, outperforming 68.97% of the companies in the same industry.
- BMW3's Return On Equity of 7.52% is fine compared to the rest of the industry. BMW3 outperforms 72.41% of its industry peers.
- BMW3's Return On Invested Capital of 3.89% is fine compared to the rest of the industry. BMW3 outperforms 68.97% of its industry peers.
- BMW3 had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 6.42%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROIC | 3.89% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
- BMW3's Profit Margin of 5.15% is amongst the best of the industry. BMW3 outperforms 82.76% of its industry peers.
- BMW3's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 7.29%, BMW3 belongs to the top of the industry, outperforming 82.76% of the companies in the same industry.
- BMW3's Operating Margin has improved in the last couple of years.
- BMW3's Gross Margin of 15.47% is on the low side compared to the rest of the industry. BMW3 is outperformed by 65.52% of its industry peers.
- BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BMW3 is creating some value.
- BMW3 has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, BMW3 has less shares outstanding
- The debt/assets ratio for BMW3 is higher compared to a year ago.
2.2 Solvency
- BMW3 has an Altman-Z score of 1.40. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of BMW3 (1.40) is better than 72.41% of its industry peers.
- The Debt to FCF ratio of BMW3 is 2505.77, which is on the high side as it means it would take BMW3, 2505.77 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 2505.77, BMW3 perfoms like the industry average, outperforming 48.28% of the companies in the same industry.
- A Debt/Equity ratio of 0.72 indicates that BMW3 is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.72, BMW3 is in line with its industry, outperforming 55.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Altman-Z | 1.4 |
ROIC/WACC0.92
WACC4.24%
2.3 Liquidity
- A Current Ratio of 1.14 indicates that BMW3 should not have too much problems paying its short term obligations.
- The Current ratio of BMW3 (1.14) is comparable to the rest of the industry.
- BMW3 has a Quick Ratio of 1.14. This is a bad value and indicates that BMW3 is not financially healthy enough and could expect problems in meeting its short term obligations.
- BMW3's Quick ratio of 0.86 is in line compared to the rest of the industry. BMW3 outperforms 48.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- BMW3 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.33%.
- The Earnings Per Share has been growing by 9.24% on average over the past years. This is quite good.
- BMW3 shows a decrease in Revenue. In the last year, the revenue decreased by -8.40%.
- BMW3 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
3.2 Future
- BMW3 is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.29% yearly.
- The Revenue is expected to grow by 0.46% on average over the next years.
EPS Next Y-6.6%
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
EPS Next 5Y6.29%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.75 indicates a rather cheap valuation of BMW3.
- 100.00% of the companies in the same industry are more expensive than BMW3, based on the Price/Earnings ratio.
- BMW3 is valuated cheaply when we compare the Price/Earnings ratio to 27.54, which is the current average of the S&P500 Index.
- BMW3 is valuated cheaply with a Price/Forward Earnings ratio of 7.73.
- Based on the Price/Forward Earnings ratio, BMW3 is valued a bit cheaper than 68.97% of the companies in the same industry.
- BMW3's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.75 | ||
| Fwd PE | 7.73 |
4.2 Price Multiples
- BMW3's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. BMW3 is cheaper than 68.97% of the companies in the same industry.
- The rest of the industry has a similar Price/Free Cash Flow ratio as BMW3.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1263.13 | ||
| EV/EBITDA | 7.54 |
4.3 Compensation for Growth
- The decent profitability rating of BMW3 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.84
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.64%, BMW3 is a good candidate for dividend investing.
- BMW3's Dividend Yield is comparable with the industry average which is at 3.63.
- Compared to an average S&P500 Dividend Yield of 1.92, BMW3 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
5.2 History
- On average, the dividend of BMW3 grows each year by 16.27%, which is quite nice.
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
FRA:BMW3 (1/16/2026, 11:22:05 AM)
88.2
-1.75 (-1.95%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)01-12 2026-01-12/amc
Inst Owners22.78%
Inst Owner ChangeN/A
Ins Owners50.2%
Ins Owner ChangeN/A
Market Cap54.31B
Revenue(TTM)136.41B
Net Income(TTM)7.02B
Analysts72.67
Price Target90.47 (2.57%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.98%
Min EPS beat(2)-17.69%
Max EPS beat(2)-12.28%
EPS beat(4)0
Avg EPS beat(4)-8.88%
Min EPS beat(4)-17.69%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-13.22%
EPS beat(12)2
Avg EPS beat(12)-9.57%
EPS beat(16)6
Avg EPS beat(16)-4.55%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.93%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.06%
Revenue beat(8)1
Avg Revenue beat(8)-4.82%
Revenue beat(12)4
Avg Revenue beat(12)-2.57%
Revenue beat(16)6
Avg Revenue beat(16)-1.8%
PT rev (1m)8.92%
PT rev (3m)10.28%
EPS NQ rev (1m)-2.43%
EPS NQ rev (3m)-8.62%
EPS NY rev (1m)0.48%
EPS NY rev (3m)-1.35%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)-1.67%
Revenue NY rev (1m)-0.34%
Revenue NY rev (3m)-2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.75 | ||
| Fwd PE | 7.73 | ||
| P/S | 0.4 | ||
| P/FCF | 1263.13 | ||
| P/OCF | 4.75 | ||
| P/B | 0.58 | ||
| P/tB | 0.73 | ||
| EV/EBITDA | 7.54 |
EPS(TTM)11.38
EY12.9%
EPS(NY)11.4
Fwd EY12.93%
FCF(TTM)0.07
FCFY0.08%
OCF(TTM)18.55
OCFY21.04%
SpS221.52
BVpS151.6
TBVpS120.02
PEG (NY)N/A
PEG (5Y)0.84
Graham Number197.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROCE | 5.52% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.42% | ||
| ROICexgc | 5.03% | ||
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% | ||
| FCFM | 0.03% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexgc growth 3Y-10.71%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Debt/EBITDA | 3.62 | ||
| Cap/Depr | 132.93% | ||
| Cap/Sales | 8.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.73% | ||
| Profit Quality | 0.61% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.4 |
F-Score4
WACC4.24%
ROIC/WACC0.92
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
EPS Next Y-6.6%
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
EPS Next 5Y6.29%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%
EBIT growth 1Y-29.15%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year58.37%
EBIT Next 3Y23.14%
EBIT Next 5Y9.97%
FCF growth 1Y-99.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.51%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%
BAYERISCHE MOTOREN WERKE-PRF / BMW3.DE FAQ
What is the fundamental rating for BMW3 stock?
ChartMill assigns a fundamental rating of 5 / 10 to BMW3.DE.
What is the valuation status for BMW3 stock?
ChartMill assigns a valuation rating of 6 / 10 to BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE). This can be considered as Fairly Valued.
How profitable is BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) stock?
BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for BMW3 stock?
The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 7.75 and the Price/Book (PB) ratio is 0.58.
Can you provide the financial health for BMW3 stock?
The financial health rating of BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 3 / 10.