BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:BMW3 • DE0005190037

88.05 EUR
+0.1 (+0.11%)
Last: Feb 9, 2026, 05:35 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

BMW3 gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 32 industry peers in the Automobiles industry. While BMW3 has a great profitability rating, there are quite some concerns on its financial health. BMW3 has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year BMW3 was profitable.
  • BMW3 had a positive operating cash flow in the past year.
  • In the past 5 years BMW3 has always been profitable.
  • BMW3 had a positive operating cash flow in each of the past 5 years.
BMW3.DE Yearly Net Income VS EBIT VS OCF VS FCFBMW3.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B

1.2 Ratios

  • The Return On Assets of BMW3 (2.68%) is better than 68.75% of its industry peers.
  • With a decent Return On Equity value of 7.52%, BMW3 is doing good in the industry, outperforming 71.88% of the companies in the same industry.
  • BMW3's Return On Invested Capital of 3.89% is fine compared to the rest of the industry. BMW3 outperforms 68.75% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for BMW3 is in line with the industry average of 6.16%.
Industry RankSector Rank
ROA 2.68%
ROE 7.52%
ROIC 3.89%
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
BMW3.DE Yearly ROA, ROE, ROICBMW3.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • BMW3 has a Profit Margin of 5.15%. This is amongst the best in the industry. BMW3 outperforms 87.50% of its industry peers.
  • BMW3's Profit Margin has improved in the last couple of years.
  • The Operating Margin of BMW3 (7.29%) is better than 81.25% of its industry peers.
  • BMW3's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 15.47%, BMW3 is doing worse than 65.63% of the companies in the same industry.
  • BMW3's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 7.29%
PM (TTM) 5.15%
GM 15.47%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
BMW3.DE Yearly Profit, Operating, Gross MarginsBMW3.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BMW3 is creating some value.
  • Compared to 1 year ago, BMW3 has less shares outstanding
  • BMW3 has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, BMW3 has a worse debt to assets ratio.
BMW3.DE Yearly Shares OutstandingBMW3.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
BMW3.DE Yearly Total Debt VS Total AssetsBMW3.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B 200B 250B

2.2 Solvency

  • BMW3 has an Altman-Z score of 1.39. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of BMW3 (1.39) is better than 78.13% of its industry peers.
  • BMW3 has a debt to FCF ratio of 2505.77. This is a negative value and a sign of low solvency as BMW3 would need 2505.77 years to pay back of all of its debts.
  • BMW3 has a Debt to FCF ratio (2505.77) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.72 indicates that BMW3 is somewhat dependend on debt financing.
  • BMW3's Debt to Equity ratio of 0.72 is in line compared to the rest of the industry. BMW3 outperforms 59.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF 2505.77
Altman-Z 1.39
ROIC/WACC0.95
WACC4.1%
BMW3.DE Yearly LT Debt VS Equity VS FCFBMW3.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20B 40B 60B 80B

2.3 Liquidity

  • BMW3 has a Current Ratio of 1.14. This is a normal value and indicates that BMW3 is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.14, BMW3 is in line with its industry, outperforming 53.13% of the companies in the same industry.
  • A Quick Ratio of 0.86 indicates that BMW3 may have some problems paying its short term obligations.
  • BMW3's Quick ratio of 0.86 is in line compared to the rest of the industry. BMW3 outperforms 43.75% of its industry peers.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 0.86
BMW3.DE Yearly Current Assets VS Current LiabilitesBMW3.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • BMW3 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.33%.
  • BMW3 shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.24% yearly.
  • The Revenue has decreased by -8.40% in the past year.
  • Measured over the past years, BMW3 shows a small growth in Revenue. The Revenue has been growing by 6.44% on average per year.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%

3.2 Future

  • Based on estimates for the next years, BMW3 will show a small growth in Earnings Per Share. The EPS will grow by 6.29% on average per year.
  • Based on estimates for the next years, BMW3 will show a small growth in Revenue. The Revenue will grow by 0.46% on average per year.
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y6.29%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BMW3.DE Yearly Revenue VS EstimatesBMW3.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50B 100B 150B
BMW3.DE Yearly EPS VS EstimatesBMW3.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 5 10 15 20 25

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6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.74 indicates a rather cheap valuation of BMW3.
  • Based on the Price/Earnings ratio, BMW3 is valued cheaper than 96.88% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of BMW3 to the average of the S&P500 Index (27.93), we can say BMW3 is valued rather cheaply.
  • A Price/Forward Earnings ratio of 7.79 indicates a rather cheap valuation of BMW3.
  • 62.50% of the companies in the same industry are more expensive than BMW3, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of BMW3 to the average of the S&P500 Index (27.77), we can say BMW3 is valued rather cheaply.
Industry RankSector Rank
PE 7.74
Fwd PE 7.79
BMW3.DE Price Earnings VS Forward Price EarningsBMW3.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as BMW3.
  • BMW3's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 1260.98
EV/EBITDA 7.48
BMW3.DE Per share dataBMW3.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200

4.3 Compensation for Growth

  • The decent profitability rating of BMW3 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.84
EPS Next 2Y-1.38%
EPS Next 3Y3.11%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • BMW3 has a Yearly Dividend Yield of 4.83%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.37, BMW3 pays a bit more dividend than its industry peers.
  • BMW3's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 4.83%

5.2 History

  • The dividend of BMW3 is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
BMW3.DE Yearly Income VS Free CF VS DividendBMW3.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

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BAYERISCHE MOTOREN WERKE-PRF

FRA:BMW3 (2/9/2026, 5:35:30 PM)

88.05

+0.1 (+0.11%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)11-05
Earnings (Next)03-12
Inst Owners22.78%
Inst Owner ChangeN/A
Ins Owners50.2%
Ins Owner ChangeN/A
Market Cap54.22B
Revenue(TTM)136.41B
Net Income(TTM)7.02B
Analysts72.67
Price Target93.06 (5.69%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.83%
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.98%
Min EPS beat(2)-17.69%
Max EPS beat(2)-12.28%
EPS beat(4)0
Avg EPS beat(4)-8.88%
Min EPS beat(4)-17.69%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-13.22%
EPS beat(12)2
Avg EPS beat(12)-9.57%
EPS beat(16)6
Avg EPS beat(16)-4.55%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.93%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.06%
Revenue beat(8)1
Avg Revenue beat(8)-4.82%
Revenue beat(12)4
Avg Revenue beat(12)-2.57%
Revenue beat(16)6
Avg Revenue beat(16)-1.8%
PT rev (1m)2.86%
PT rev (3m)14.69%
EPS NQ rev (1m)-3.23%
EPS NQ rev (3m)-11.58%
EPS NY rev (1m)-0.16%
EPS NY rev (3m)3.06%
Revenue NQ rev (1m)1.82%
Revenue NQ rev (3m)0.12%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.89%
Valuation
Industry RankSector Rank
PE 7.74
Fwd PE 7.79
P/S 0.4
P/FCF 1260.98
P/OCF 4.75
P/B 0.58
P/tB 0.73
EV/EBITDA 7.48
EPS(TTM)11.38
EY12.92%
EPS(NY)11.3
Fwd EY12.84%
FCF(TTM)0.07
FCFY0.08%
OCF(TTM)18.55
OCFY21.07%
SpS221.52
BVpS151.6
TBVpS120.02
PEG (NY)N/A
PEG (5Y)0.84
Graham Number197.02
Profitability
Industry RankSector Rank
ROA 2.68%
ROE 7.52%
ROCE 5.52%
ROIC 3.89%
ROICexc 4.42%
ROICexgc 5.03%
OM 7.29%
PM (TTM) 5.15%
GM 15.47%
FCFM 0.03%
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexgc growth 3Y-10.71%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.52
Health
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF 2505.77
Debt/EBITDA 3.62
Cap/Depr 132.93%
Cap/Sales 8.34%
Interest Coverage 250
Cash Conversion 61.73%
Profit Quality 0.61%
Current Ratio 1.14
Quick Ratio 0.86
Altman-Z 1.39
F-Score4
WACC4.1%
ROIC/WACC0.95
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y6.29%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%
EBIT growth 1Y-29.15%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year58.37%
EBIT Next 3Y23.14%
EBIT Next 5Y9.97%
FCF growth 1Y-99.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.51%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%

BAYERISCHE MOTOREN WERKE-PRF / BMW3.DE FAQ

What is the fundamental rating for BMW3 stock?

ChartMill assigns a fundamental rating of 5 / 10 to BMW3.DE.


What is the valuation status for BMW3 stock?

ChartMill assigns a valuation rating of 5 / 10 to BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE). This can be considered as Fairly Valued.


How profitable is BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) stock?

BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for BMW3 stock?

The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 7.74 and the Price/Book (PB) ratio is 0.58.


Can you provide the financial health for BMW3 stock?

The financial health rating of BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 3 / 10.