BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:BMW3 • DE0005190037
87.4 EUR
+1 (+1.16%)
Last: Jan 30, 2026, 05:36 PM
Overall BMW3 gets a fundamental rating of 5 out of 10. We evaluated BMW3 against 32 industry peers in the Automobiles industry. While BMW3 belongs to the best of the industry regarding profitability, there are concerns on its financial health. BMW3 has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- BMW3 had positive earnings in the past year.
- BMW3 had a positive operating cash flow in the past year.
- BMW3 had positive earnings in each of the past 5 years.
- In the past 5 years BMW3 always reported a positive cash flow from operatings.
1.2 Ratios
- BMW3's Return On Assets of 2.68% is fine compared to the rest of the industry. BMW3 outperforms 71.88% of its industry peers.
- The Return On Equity of BMW3 (7.52%) is better than 71.88% of its industry peers.
- BMW3 has a Return On Invested Capital of 3.89%. This is in the better half of the industry: BMW3 outperforms 71.88% of its industry peers.
- BMW3 had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 6.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROIC | 3.89% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
- With an excellent Profit Margin value of 5.15%, BMW3 belongs to the best of the industry, outperforming 84.38% of the companies in the same industry.
- In the last couple of years the Profit Margin of BMW3 has grown nicely.
- Looking at the Operating Margin, with a value of 7.29%, BMW3 belongs to the top of the industry, outperforming 84.38% of the companies in the same industry.
- BMW3's Operating Margin has improved in the last couple of years.
- BMW3 has a worse Gross Margin (15.47%) than 62.50% of its industry peers.
- BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BMW3 is still creating some value.
- Compared to 1 year ago, BMW3 has less shares outstanding
- BMW3 has less shares outstanding than it did 5 years ago.
- BMW3 has a worse debt/assets ratio than last year.
2.2 Solvency
- BMW3 has an Altman-Z score of 1.39. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.39, BMW3 is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
- The Debt to FCF ratio of BMW3 is 2505.77, which is on the high side as it means it would take BMW3, 2505.77 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2505.77, BMW3 is in line with its industry, outperforming 46.88% of the companies in the same industry.
- BMW3 has a Debt/Equity ratio of 0.72. This is a neutral value indicating BMW3 is somewhat dependend on debt financing.
- BMW3's Debt to Equity ratio of 0.72 is in line compared to the rest of the industry. BMW3 outperforms 59.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Altman-Z | 1.39 |
ROIC/WACC0.91
WACC4.26%
2.3 Liquidity
- BMW3 has a Current Ratio of 1.14. This is a normal value and indicates that BMW3 is financially healthy and should not expect problems in meeting its short term obligations.
- BMW3's Current ratio of 1.14 is in line compared to the rest of the industry. BMW3 outperforms 59.38% of its industry peers.
- A Quick Ratio of 0.86 indicates that BMW3 may have some problems paying its short term obligations.
- BMW3 has a Quick ratio of 0.86. This is comparable to the rest of the industry: BMW3 outperforms 43.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- BMW3 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.33%.
- BMW3 shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.24% yearly.
- BMW3 shows a decrease in Revenue. In the last year, the revenue decreased by -8.40%.
- BMW3 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
3.2 Future
- Based on estimates for the next years, BMW3 will show a small growth in Earnings Per Share. The EPS will grow by 6.29% on average per year.
- BMW3 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.46% yearly.
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y6.29%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.68 indicates a rather cheap valuation of BMW3.
- Based on the Price/Earnings ratio, BMW3 is valued cheaper than 100.00% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.39. BMW3 is valued rather cheaply when compared to this.
- BMW3 is valuated cheaply with a Price/Forward Earnings ratio of 7.73.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of BMW3 indicates a somewhat cheap valuation: BMW3 is cheaper than 68.75% of the companies listed in the same industry.
- BMW3 is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.68 | ||
| Fwd PE | 7.73 |
4.2 Price Multiples
- BMW3's Enterprise Value to EBITDA is on the same level as the industry average.
- BMW3's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1251.67 | ||
| EV/EBITDA | 7.43 |
4.3 Compensation for Growth
- BMW3 has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.83
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
5. Dividend
5.1 Amount
- BMW3 has a Yearly Dividend Yield of 4.89%, which is a nice return.
- BMW3's Dividend Yield is comparable with the industry average which is at 3.74.
- BMW3's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.89% |
5.2 History
- On average, the dividend of BMW3 grows each year by 16.27%, which is quite nice.
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
BAYERISCHE MOTOREN WERKE-PRF / BMW3.DE FAQ
What is the fundamental rating for BMW3 stock?
ChartMill assigns a fundamental rating of 5 / 10 to BMW3.DE.
What is the valuation status for BMW3 stock?
ChartMill assigns a valuation rating of 6 / 10 to BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE). This can be considered as Fairly Valued.
How profitable is BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) stock?
BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for BMW3 stock?
The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 7.68 and the Price/Book (PB) ratio is 0.58.
Can you provide the financial health for BMW3 stock?
The financial health rating of BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 3 / 10.