BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:BMW3 • DE0005190037

87.95 EUR
-0.27 (-0.31%)
Last: Feb 6, 2026, 05:28 PM
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to BMW3. BMW3 was compared to 33 industry peers in the Automobiles industry. While BMW3 belongs to the best of the industry regarding profitability, there are concerns on its financial health. BMW3 is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • BMW3 had positive earnings in the past year.
  • In the past year BMW3 had a positive cash flow from operations.
  • In the past 5 years BMW3 has always been profitable.
  • BMW3 had a positive operating cash flow in each of the past 5 years.
BMW3.DE Yearly Net Income VS EBIT VS OCF VS FCFBMW3.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B

1.2 Ratios

  • BMW3 has a Return On Assets of 2.68%. This is in the better half of the industry: BMW3 outperforms 69.70% of its industry peers.
  • BMW3 has a better Return On Equity (7.52%) than 69.70% of its industry peers.
  • BMW3 has a better Return On Invested Capital (3.89%) than 69.70% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for BMW3 is in line with the industry average of 5.93%.
Industry RankSector Rank
ROA 2.68%
ROE 7.52%
ROIC 3.89%
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
BMW3.DE Yearly ROA, ROE, ROICBMW3.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • The Profit Margin of BMW3 (5.15%) is better than 87.88% of its industry peers.
  • BMW3's Profit Margin has improved in the last couple of years.
  • With an excellent Operating Margin value of 7.29%, BMW3 belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
  • BMW3's Operating Margin has improved in the last couple of years.
  • With a Gross Margin value of 15.47%, BMW3 is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of BMW3 has remained more or less at the same level.
Industry RankSector Rank
OM 7.29%
PM (TTM) 5.15%
GM 15.47%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
BMW3.DE Yearly Profit, Operating, Gross MarginsBMW3.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BMW3 is creating some value.
  • BMW3 has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, BMW3 has less shares outstanding
  • BMW3 has a worse debt/assets ratio than last year.
BMW3.DE Yearly Shares OutstandingBMW3.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
BMW3.DE Yearly Total Debt VS Total AssetsBMW3.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B 200B 250B

2.2 Solvency

  • Based on the Altman-Z score of 1.39, we must say that BMW3 is in the distress zone and has some risk of bankruptcy.
  • With a decent Altman-Z score value of 1.39, BMW3 is doing good in the industry, outperforming 78.79% of the companies in the same industry.
  • BMW3 has a debt to FCF ratio of 2505.77. This is a negative value and a sign of low solvency as BMW3 would need 2505.77 years to pay back of all of its debts.
  • BMW3 has a Debt to FCF ratio of 2505.77. This is in the lower half of the industry: BMW3 underperforms 60.61% of its industry peers.
  • BMW3 has a Debt/Equity ratio of 0.72. This is a neutral value indicating BMW3 is somewhat dependend on debt financing.
  • BMW3 has a Debt to Equity ratio (0.72) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF 2505.77
Altman-Z 1.39
ROIC/WACC0.92
WACC4.21%
BMW3.DE Yearly LT Debt VS Equity VS FCFBMW3.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20B 40B 60B 80B

2.3 Liquidity

  • A Current Ratio of 1.14 indicates that BMW3 should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.14, BMW3 perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
  • A Quick Ratio of 0.86 indicates that BMW3 may have some problems paying its short term obligations.
  • BMW3 has a Quick ratio of 0.86. This is comparable to the rest of the industry: BMW3 outperforms 42.42% of its industry peers.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 0.86
BMW3.DE Yearly Current Assets VS Current LiabilitesBMW3.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • BMW3 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.33%.
  • Measured over the past years, BMW3 shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.24% on average per year.
  • The Revenue has decreased by -8.40% in the past year.
  • BMW3 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%

3.2 Future

  • BMW3 is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.29% yearly.
  • The Revenue is expected to grow by 0.46% on average over the next years.
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y6.29%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BMW3.DE Yearly Revenue VS EstimatesBMW3.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50B 100B 150B
BMW3.DE Yearly EPS VS EstimatesBMW3.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 5 10 15 20 25

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5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.73 indicates a rather cheap valuation of BMW3.
  • Compared to the rest of the industry, the Price/Earnings ratio of BMW3 indicates a rather cheap valuation: BMW3 is cheaper than 96.97% of the companies listed in the same industry.
  • BMW3 is valuated cheaply when we compare the Price/Earnings ratio to 27.67, which is the current average of the S&P500 Index.
  • BMW3 is valuated cheaply with a Price/Forward Earnings ratio of 7.78.
  • Based on the Price/Forward Earnings ratio, BMW3 is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.20, BMW3 is valued rather cheaply.
Industry RankSector Rank
PE 7.73
Fwd PE 7.78
BMW3.DE Price Earnings VS Forward Price EarningsBMW3.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as BMW3.
  • BMW3's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. BMW3 is more expensive than 60.61% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1259.55
EV/EBITDA 7.49
BMW3.DE Per share dataBMW3.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200

4.3 Compensation for Growth

  • BMW3 has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.84
EPS Next 2Y-1.38%
EPS Next 3Y3.11%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • BMW3 has a Yearly Dividend Yield of 4.94%, which is a nice return.
  • BMW3's Dividend Yield is a higher than the industry average which is at 3.62.
  • Compared to an average S&P500 Dividend Yield of 1.82, BMW3 pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.94%

5.2 History

  • The dividend of BMW3 is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
BMW3.DE Yearly Income VS Free CF VS DividendBMW3.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

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BAYERISCHE MOTOREN WERKE-PRF

FRA:BMW3 (2/6/2026, 5:28:02 PM)

87.95

-0.27 (-0.31%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)01-09
Earnings (Next)04-08
Inst Owners22.78%
Inst Owner ChangeN/A
Ins Owners50.2%
Ins Owner ChangeN/A
Market Cap54.16B
Revenue(TTM)136.41B
Net Income(TTM)7.02B
Analysts72.67
Price Target91.82 (4.4%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.94%
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.98%
Min EPS beat(2)-17.69%
Max EPS beat(2)-12.28%
EPS beat(4)0
Avg EPS beat(4)-8.88%
Min EPS beat(4)-17.69%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-13.22%
EPS beat(12)2
Avg EPS beat(12)-9.57%
EPS beat(16)6
Avg EPS beat(16)-4.55%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.93%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.06%
Revenue beat(8)1
Avg Revenue beat(8)-4.82%
Revenue beat(12)4
Avg Revenue beat(12)-2.57%
Revenue beat(16)6
Avg Revenue beat(16)-1.8%
PT rev (1m)1.49%
PT rev (3m)13.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.62%
EPS NY rev (1m)-0.16%
EPS NY rev (3m)-1.5%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.67%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2%
Valuation
Industry RankSector Rank
PE 7.73
Fwd PE 7.78
P/S 0.4
P/FCF 1259.55
P/OCF 4.74
P/B 0.58
P/tB 0.73
EV/EBITDA 7.49
EPS(TTM)11.38
EY12.94%
EPS(NY)11.3
Fwd EY12.85%
FCF(TTM)0.07
FCFY0.08%
OCF(TTM)18.55
OCFY21.1%
SpS221.52
BVpS151.6
TBVpS120.02
PEG (NY)N/A
PEG (5Y)0.84
Graham Number197.02
Profitability
Industry RankSector Rank
ROA 2.68%
ROE 7.52%
ROCE 5.52%
ROIC 3.89%
ROICexc 4.42%
ROICexgc 5.03%
OM 7.29%
PM (TTM) 5.15%
GM 15.47%
FCFM 0.03%
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexgc growth 3Y-10.71%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.52
Health
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF 2505.77
Debt/EBITDA 3.62
Cap/Depr 132.93%
Cap/Sales 8.34%
Interest Coverage 250
Cash Conversion 61.73%
Profit Quality 0.61%
Current Ratio 1.14
Quick Ratio 0.86
Altman-Z 1.39
F-Score4
WACC4.21%
ROIC/WACC0.92
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y6.29%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%
EBIT growth 1Y-29.15%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year58.37%
EBIT Next 3Y23.14%
EBIT Next 5Y9.97%
FCF growth 1Y-99.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.51%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%

BAYERISCHE MOTOREN WERKE-PRF / BMW3.DE FAQ

What is the fundamental rating for BMW3 stock?

ChartMill assigns a fundamental rating of 5 / 10 to BMW3.DE.


What is the valuation status for BMW3 stock?

ChartMill assigns a valuation rating of 5 / 10 to BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE). This can be considered as Fairly Valued.


How profitable is BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) stock?

BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for BMW3 stock?

The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 7.73 and the Price/Book (PB) ratio is 0.58.


Can you provide the financial health for BMW3 stock?

The financial health rating of BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 3 / 10.