BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
Europe - FRA:BMW3 - DE0005190037
77.15 EUR
+0.1 (+0.13%)
BMW3 gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 29 industry peers in the Automobiles industry. While BMW3 is still in line with the averages on profitability rating, there are concerns on its financial health. BMW3 has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
BMW3 had positive earnings in the past year.
In the past year BMW3 had a positive cash flow from operations.
BMW3 had positive earnings in each of the past 5 years.
Each year in the past 5 years BMW3 had a positive operating cash flow.
1.2 Ratios
BMW3 has a Return On Assets of 2.21%. This is in the better half of the industry: BMW3 outperforms 62.07% of its industry peers.
With a Return On Equity value of 6.25%, BMW3 perfoms like the industry average, outperforming 55.17% of the companies in the same industry.
BMW3's Return On Invested Capital of 3.67% is fine compared to the rest of the industry. BMW3 outperforms 62.07% of its industry peers.
BMW3 had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 6.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROIC | 3.67% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
BMW3 has a better Profit Margin (4.20%) than 65.52% of its industry peers.
In the last couple of years the Profit Margin of BMW3 has grown nicely.
The Operating Margin of BMW3 (6.87%) is better than 75.86% of its industry peers.
In the last couple of years the Operating Margin of BMW3 has grown nicely.
Looking at the Gross Margin, with a value of 15.20%, BMW3 is doing worse than 68.97% of the companies in the same industry.
BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
BMW3 has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
BMW3 has less shares outstanding than it did 1 year ago.
The number of shares outstanding for BMW3 has been reduced compared to 5 years ago.
Compared to 1 year ago, BMW3 has a worse debt to assets ratio.
2.2 Solvency
BMW3 has an Altman-Z score of 1.36. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
BMW3 has a Altman-Z score of 1.36. This is in the better half of the industry: BMW3 outperforms 75.86% of its industry peers.
BMW3 has a Debt/Equity ratio of 0.75. This is a neutral value indicating BMW3 is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.75, BMW3 perfoms like the industry average, outperforming 51.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.36 |
ROIC/WACC0.88
WACC4.16%
2.3 Liquidity
A Current Ratio of 1.15 indicates that BMW3 should not have too much problems paying its short term obligations.
BMW3 has a Current ratio of 1.15. This is comparable to the rest of the industry: BMW3 outperforms 51.72% of its industry peers.
A Quick Ratio of 0.86 indicates that BMW3 may have some problems paying its short term obligations.
BMW3 has a Quick ratio of 0.86. This is comparable to the rest of the industry: BMW3 outperforms 48.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The earnings per share for BMW3 have decreased strongly by -43.89% in the last year.
The Earnings Per Share has been growing by 9.24% on average over the past years. This is quite good.
The Revenue for BMW3 has decreased by -11.92% in the past year. This is quite bad
BMW3 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
3.2 Future
The Earnings Per Share is expected to grow by 6.19% on average over the next years.
The Revenue is expected to grow by 0.45% on average over the next years.
EPS Next Y-5.44%
EPS Next 2Y1.03%
EPS Next 3Y5.08%
EPS Next 5Y6.19%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.45%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.31, the valuation of BMW3 can be described as very reasonable.
Based on the Price/Earnings ratio, BMW3 is valued a bit cheaper than 79.31% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.41. BMW3 is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 6.51, which indicates a rather cheap valuation of BMW3.
BMW3's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BMW3 is cheaper than 65.52% of the companies in the same industry.
BMW3's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.31 | ||
| Fwd PE | 6.51 |
4.2 Price Multiples
BMW3's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.11 |
4.3 Compensation for Growth
The decent profitability rating of BMW3 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y1.03%
EPS Next 3Y5.08%
5. Dividend
5.1 Amount
BMW3 has a Yearly Dividend Yield of 5.10%, which is a nice return.
Compared to an average industry Dividend Yield of 5.51, BMW3 has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.38, BMW3 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
5.2 History
On average, the dividend of BMW3 grows each year by 16.27%, which is quite nice.
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
BMW3's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y1.03%
EPS Next 3Y5.08%
FRA:BMW3 (9/18/2025, 5:36:15 PM)
77.15
+0.1 (+0.13%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners19.26%
Inst Owner ChangeN/A
Ins Owners48.56%
Ins Owner ChangeN/A
Market Cap47.51B
Analysts73.1
Price Target82.61 (7.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.87%
Min EPS beat(2)-17.69%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-20.13%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-12.2%
EPS beat(12)3
Avg EPS beat(12)-7.57%
EPS beat(16)7
Avg EPS beat(16)-3.15%
Revenue beat(2)0
Avg Revenue beat(2)-5.43%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-4.12%
Revenue beat(12)5
Avg Revenue beat(12)-1.92%
Revenue beat(16)7
Avg Revenue beat(16)-1.22%
PT rev (1m)-0.21%
PT rev (3m)1.55%
EPS NQ rev (1m)-0.4%
EPS NQ rev (3m)-3.36%
EPS NY rev (1m)-4.11%
EPS NY rev (3m)-4.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.63%
Revenue NY rev (1m)-1.37%
Revenue NY rev (3m)-1.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.31 | ||
| Fwd PE | 6.51 | ||
| P/S | 0.35 | ||
| P/FCF | N/A | ||
| P/OCF | 5.05 | ||
| P/B | 0.52 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 7.11 |
EPS(TTM)9.28
EY12.03%
EPS(NY)11.86
Fwd EY15.37%
FCF(TTM)-4.79
FCFYN/A
OCF(TTM)15.28
OCFY19.8%
SpS221.67
BVpS149.06
TBVpS117.44
PEG (NY)N/A
PEG (5Y)0.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROCE | 5.26% | ||
| ROIC | 3.67% | ||
| ROICexc | 4.16% | ||
| ROICexgc | 4.73% | ||
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.81 | ||
| Cap/Depr | 144.1% | ||
| Cap/Sales | 9.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 52.39% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.36 |
F-Score4
WACC4.16%
ROIC/WACC0.88
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
EPS Next Y-5.44%
EPS Next 2Y1.03%
EPS Next 3Y5.08%
EPS Next 5Y6.19%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.45%
EBIT growth 1Y-43.81%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year64.75%
EBIT Next 3Y23.06%
EBIT Next 5Y10.54%
FCF growth 1Y-124.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.48%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%