BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
FRA:BMW3 - Deutsche Boerse Ag - DE0005190037 - Currency: EUR
Overall BMW3 gets a fundamental rating of 4 out of 10. We evaluated BMW3 against 32 industry peers in the Automobiles industry. BMW3 has a medium profitability rating, but doesn't score so well on its financial health evaluation. BMW3 has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
BMW3 had positive earnings in the past year.
BMW3 had a positive operating cash flow in the past year.
BMW3 had positive earnings in each of the past 5 years.
Each year in the past 5 years BMW3 had a positive operating cash flow.
1.2 Ratios
BMW3 has a Return On Assets (3.12%) which is in line with its industry peers.
BMW3 has a Return On Equity (9.02%) which is in line with its industry peers.
Looking at the Return On Invested Capital, with a value of 6.14%, BMW3 is in line with its industry, outperforming 55.88% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for BMW3 is below the industry average of 9.20%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.12% | ||
| ROE | 9.02% | ||
| ROIC | 6.14% |
ROA(3y)5.72%
ROA(5y)4.21%
ROE(3y)16.61%
ROE(5y)12.87%
ROIC(3y)7.08%
ROIC(5y)5.52%
1.3 Margins
The Profit Margin of BMW3 (5.49%) is better than 61.76% of its industry peers.
In the last couple of years the Profit Margin of BMW3 has remained more or less at the same level.
Looking at the Operating Margin, with a value of 9.43%, BMW3 is in the better half of the industry, outperforming 76.47% of the companies in the same industry.
In the last couple of years the Operating Margin of BMW3 has grown nicely.
With a Gross Margin value of 17.01%, BMW3 is not doing good in the industry: 73.53% of the companies in the same industry are doing better.
BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.43% | ||
| PM (TTM) | 5.49% | ||
| GM | 17.01% |
OM growth 3Y34.07%
OM growth 5Y4.93%
PM growth 3Y23.94%
PM growth 5Y0.17%
GM growth 3Y11.64%
GM growth 5Y-0.11%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BMW3 is creating some value.
The number of shares outstanding for BMW3 has been reduced compared to 1 year ago.
BMW3 has less shares outstanding than it did 5 years ago.
BMW3 has about the same debt/assets ratio as last year.
2.2 Solvency
BMW3 has an Altman-Z score of 1.45. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.45, BMW3 perfoms like the industry average, outperforming 52.94% of the companies in the same industry.
BMW3 has a Debt/Equity ratio of 0.67. This is a neutral value indicating BMW3 is somewhat dependend on debt financing.
BMW3's Debt to Equity ratio of 0.67 is fine compared to the rest of the industry. BMW3 outperforms 67.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.45 |
ROIC/WACC1.39
WACC4.42%
2.3 Liquidity
A Current Ratio of 1.10 indicates that BMW3 should not have too much problems paying its short term obligations.
With a Current ratio value of 1.10, BMW3 is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
A Quick Ratio of 0.78 indicates that BMW3 may have some problems paying its short term obligations.
The Quick ratio of BMW3 (0.78) is worse than 70.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
The earnings per share for BMW3 have decreased strongly by -25.10% in the last year.
Measured over the past years, BMW3 shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.53% on average per year.
BMW3 shows a decrease in Revenue. In the last year, the revenue decreased by -2.05%.
BMW3 shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.93% yearly.
EPS 1Y (TTM)-25.1%
EPS 3Y45.56%
EPS 5Y10.53%
EPS Q2Q%-84.76%
Revenue 1Y (TTM)-2.05%
Revenue growth 3Y16.25%
Revenue growth 5Y9.93%
Sales Q2Q%-15.74%
3.2 Future
BMW3 is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.84% yearly.
Based on estimates for the next years, BMW3 will show a small growth in Revenue. The Revenue will grow by 1.29% on average per year.
EPS Next Y-28.76%
EPS Next 2Y-13.72%
EPS Next 3Y-7.76%
EPS Next 5Y-0.84%
Revenue Next Year-4.07%
Revenue Next 2Y-0.96%
Revenue Next 3Y0.01%
Revenue Next 5Y1.29%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.99, the valuation of BMW3 can be described as very cheap.
BMW3's Price/Earnings ratio is a bit cheaper when compared to the industry. BMW3 is cheaper than 76.47% of the companies in the same industry.
BMW3 is valuated cheaply when we compare the Price/Earnings ratio to 29.35, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 5.91 indicates a rather cheap valuation of BMW3.
Based on the Price/Forward Earnings ratio, BMW3 is valued a bit cheaper than the industry average as 73.53% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.10. BMW3 is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.99 | ||
| Fwd PE | 5.91 |
4.2 Price Multiples
BMW3's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.83 |
4.3 Compensation for Growth
A cheap valuation may be justified as BMW3's earnings are expected to decrease with -7.76% in the coming years.
PEG (NY)N/A
PEG (5Y)0.57
EPS Next 2Y-13.72%
EPS Next 3Y-7.76%
5. Dividend
5.1 Amount
BMW3 has a Yearly Dividend Yield of 6.90%, which is a nice return.
Compared to an average industry Dividend Yield of 6.74, BMW3 pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.33, BMW3 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.9% |
5.2 History
The dividend of BMW3 is nicely growing with an annual growth rate of 22.01%!
Dividend Growth(5Y)22.01%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
84.53% of the earnings are spent on dividend by BMW3. This is not a sustainable payout ratio.
BMW3's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP84.53%
EPS Next 2Y-13.72%
EPS Next 3Y-7.76%
FRA:BMW3 (3/7/2025, 5:29:40 PM)
77.8
-2.2 (-2.75%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners22.17%
Inst Owner ChangeN/A
Ins Owners48.56%
Ins Owner ChangeN/A
Market Cap49.69B
Analysts72.5
Price Target83.05 (6.75%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.9% |
Yearly Dividend10.81
Dividend Growth(5Y)22.01%
DP84.53%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-29.79%
Min EPS beat(2)-57.28%
Max EPS beat(2)-2.31%
EPS beat(4)1
Avg EPS beat(4)-17.57%
Min EPS beat(4)-57.28%
Max EPS beat(4)2.37%
EPS beat(8)2
Avg EPS beat(8)-9.92%
EPS beat(12)6
Avg EPS beat(12)-3.11%
EPS beat(16)9
Avg EPS beat(16)2.8%
Revenue beat(2)0
Avg Revenue beat(2)-6.16%
Min Revenue beat(2)-7.45%
Max Revenue beat(2)-4.87%
Revenue beat(4)1
Avg Revenue beat(4)-2.71%
Min Revenue beat(4)-7.45%
Max Revenue beat(4)3.18%
Revenue beat(8)4
Avg Revenue beat(8)-0.39%
Revenue beat(12)6
Avg Revenue beat(12)-0.08%
Revenue beat(16)9
Avg Revenue beat(16)0.59%
PT rev (1m)1.02%
PT rev (3m)2.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-7.54%
EPS NY rev (1m)-1.23%
EPS NY rev (3m)-7.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.32%
Revenue NY rev (1m)-0.49%
Revenue NY rev (3m)-1.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.99 | ||
| Fwd PE | 5.91 | ||
| P/S | 0.33 | ||
| P/FCF | N/A | ||
| P/OCF | 8.98 | ||
| P/B | 0.55 | ||
| P/tB | 0.7 | ||
| EV/EBITDA | 5.83 |
EPS(TTM)12.98
EY16.68%
EPS(NY)13.15
Fwd EY16.91%
FCF(TTM)-11.04
FCFYN/A
OCF(TTM)8.66
OCFY11.14%
SpS233.17
BVpS142.04
TBVpS111.18
PEG (NY)N/A
PEG (5Y)0.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.12% | ||
| ROE | 9.02% | ||
| ROCE | 8.17% | ||
| ROIC | 6.14% | ||
| ROICexc | 6.98% | ||
| ROICexgc | 8.03% | ||
| OM | 9.43% | ||
| PM (TTM) | 5.49% | ||
| GM | 17.01% | ||
| FCFM | N/A |
ROA(3y)5.72%
ROA(5y)4.21%
ROE(3y)16.61%
ROE(5y)12.87%
ROIC(3y)7.08%
ROIC(5y)5.52%
ROICexc(3y)8.18%
ROICexc(5y)6.36%
ROICexgc(3y)9.41%
ROICexgc(5y)7.25%
ROCE(3y)9.56%
ROCE(5y)7.46%
ROICexcg growth 3Y50.97%
ROICexcg growth 5Y12.6%
ROICexc growth 3Y48.71%
ROICexc growth 5Y11.39%
OM growth 3Y34.07%
OM growth 5Y4.93%
PM growth 3Y23.94%
PM growth 5Y0.17%
GM growth 3Y11.64%
GM growth 5Y-0.11%
F-Score2
Asset Turnover0.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.65 | ||
| Cap/Depr | 144.06% | ||
| Cap/Sales | 8.45% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 24.3% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 1.45 |
F-Score2
WACC4.42%
ROIC/WACC1.39
Cap/Depr(3y)109.6%
Cap/Depr(5y)108.74%
Cap/Sales(3y)6.43%
Cap/Sales(5y)6.43%
Profit Quality(3y)71.64%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.1%
EPS 3Y45.56%
EPS 5Y10.53%
EPS Q2Q%-84.76%
EPS Next Y-28.76%
EPS Next 2Y-13.72%
EPS Next 3Y-7.76%
EPS Next 5Y-0.84%
Revenue 1Y (TTM)-2.05%
Revenue growth 3Y16.25%
Revenue growth 5Y9.93%
Sales Q2Q%-15.74%
Revenue Next Year-4.07%
Revenue Next 2Y-0.96%
Revenue Next 3Y0.01%
Revenue Next 5Y1.29%
EBIT growth 1Y-20.1%
EBIT growth 3Y55.85%
EBIT growth 5Y15.36%
EBIT Next Year24.63%
EBIT Next 3Y11.64%
EBIT Next 5Y4.85%
FCF growth 1Y-154.63%
FCF growth 3Y-1.79%
FCF growth 5YN/A
OCF growth 1Y-73.29%
OCF growth 3Y9.97%
OCF growth 5Y28.44%