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BUMBLE INC-A (BMBL) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:BMBL - US12047B1052 - Common Stock

3.765 USD
+0.13 (+3.43%)
Last: 12/9/2025, 11:59:08 AM
Fundamental Rating

4

Overall BMBL gets a fundamental rating of 4 out of 10. We evaluated BMBL against 70 industry peers in the Interactive Media & Services industry. Both the profitability and the financial health of BMBL get a neutral evaluation. Nothing too spectacular is happening here. BMBL is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

In the past year BMBL has reported negative net income.
In the past year BMBL had a positive cash flow from operations.
In the past 5 years BMBL reported 4 times negative net income.
In the past 5 years BMBL always reported a positive cash flow from operatings.
BMBL Yearly Net Income VS EBIT VS OCF VS FCFBMBL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 200M -200M -400M

1.2 Ratios

BMBL's Return On Assets of -9.07% is on the low side compared to the rest of the industry. BMBL is outperformed by 67.14% of its industry peers.
The Return On Equity of BMBL (-29.43%) is worse than 62.86% of its industry peers.
BMBL has a better Return On Invested Capital (8.86%) than 82.86% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BMBL is significantly below the industry average of 14.04%.
The 3 year average ROIC (3.20%) for BMBL is below the current ROIC(8.86%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -9.07%
ROE -29.43%
ROIC 8.86%
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
BMBL Yearly ROA, ROE, ROICBMBL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 100 200

1.3 Margins

Looking at the Operating Margin, with a value of 23.13%, BMBL belongs to the top of the industry, outperforming 88.57% of the companies in the same industry.
BMBL's Operating Margin has been stable in the last couple of years.
BMBL has a Gross Margin (70.69%) which is in line with its industry peers.
In the last couple of years the Gross Margin of BMBL has remained more or less at the same level.
Industry RankSector Rank
OM 23.13%
PM (TTM) N/A
GM 70.69%
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
BMBL Yearly Profit, Operating, Gross MarginsBMBL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60

5

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BMBL is destroying value.
The number of shares outstanding for BMBL has been reduced compared to 1 year ago.
Compared to 5 years ago, BMBL has less shares outstanding
The debt/assets ratio for BMBL is higher compared to a year ago.
BMBL Yearly Shares OutstandingBMBL Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
BMBL Yearly Total Debt VS Total AssetsBMBL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

Based on the Altman-Z score of 0.56, we must say that BMBL is in the distress zone and has some risk of bankruptcy.
BMBL has a Altman-Z score (0.56) which is comparable to the rest of the industry.
BMBL has a debt to FCF ratio of 3.40. This is a good value and a sign of high solvency as BMBL would need 3.40 years to pay back of all of its debts.
BMBL has a Debt to FCF ratio of 3.40. This is in the better half of the industry: BMBL outperforms 67.14% of its industry peers.
BMBL has a Debt/Equity ratio of 0.86. This is a neutral value indicating BMBL is somewhat dependend on debt financing.
The Debt to Equity ratio of BMBL (0.86) is worse than 74.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF 3.4
Altman-Z 0.56
ROIC/WACC0.86
WACC10.24%
BMBL Yearly LT Debt VS Equity VS FCFBMBL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

BMBL has a Current Ratio of 3.55. This indicates that BMBL is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 3.55, BMBL is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
BMBL has a Quick Ratio of 3.55. This indicates that BMBL is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 3.55, BMBL is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.55
Quick Ratio 3.55
BMBL Yearly Current Assets VS Current LiabilitesBMBL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2

3. Growth

3.1 Past

BMBL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -176.86%.
Measured over the past years, BMBL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 17.44% on average per year.
The Revenue for BMBL has decreased by -25.77% in the past year. This is quite bad
BMBL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.99% yearly.
EPS 1Y (TTM)-176.86%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-85.84%
Revenue 1Y (TTM)-25.77%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-10.03%

3.2 Future

BMBL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.18% yearly.
The Revenue is expected to decrease by -6.59% on average over the next years.
EPS Next Y-166.4%
EPS Next 2Y-40.61%
EPS Next 3Y-33.72%
EPS Next 5Y1.18%
Revenue Next Year-10%
Revenue Next 2Y-10.36%
Revenue Next 3Y-7.09%
Revenue Next 5Y-6.59%

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BMBL Yearly Revenue VS EstimatesBMBL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
BMBL Yearly EPS VS EstimatesBMBL Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 -2 -4

5

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for BMBL. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 3.85, the valuation of BMBL can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BMBL indicates a rather cheap valuation: BMBL is cheaper than 98.57% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.56. BMBL is valued rather cheaply when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 3.85
BMBL Price Earnings VS Forward Price EarningsBMBL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, BMBL is valued cheaply inside the industry as 95.71% of the companies are valued more expensively.
BMBL's Price/Free Cash Flow ratio is rather cheap when compared to the industry. BMBL is cheaper than 98.57% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.45
EV/EBITDA 2.55
BMBL Per share dataBMBL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5

4.3 Compensation for Growth

BMBL's earnings are expected to decrease with -33.72% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-40.61%
EPS Next 3Y-33.72%

0

5. Dividend

5.1 Amount

No dividends for BMBL!.
Industry RankSector Rank
Dividend Yield N/A

BUMBLE INC-A

NASDAQ:BMBL (12/9/2025, 11:59:08 AM)

3.765

+0.13 (+3.43%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)11-05 2025-11-05/amc
Earnings (Next)02-16 2026-02-16/amc
Inst Owners85.47%
Inst Owner Change-0.24%
Ins Owners3.61%
Ins Owner Change20.04%
Market Cap424.47M
Revenue(TTM)1.00B
Net Income(TTM)-198.78M
Analysts55
Price Target4.99 (32.54%)
Short Float %12.2%
Short Ratio4.28
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-403.97%
Min EPS beat(2)-805.98%
Max EPS beat(2)-1.96%
EPS beat(4)0
Avg EPS beat(4)-224.73%
Min EPS beat(4)-805.98%
Max EPS beat(4)-1.96%
EPS beat(8)3
Avg EPS beat(8)22.82%
EPS beat(12)5
Avg EPS beat(12)-5312.24%
EPS beat(16)8
Avg EPS beat(16)-3693.07%
Revenue beat(2)0
Avg Revenue beat(2)-1.05%
Min Revenue beat(2)-1.38%
Max Revenue beat(2)-0.72%
Revenue beat(4)0
Avg Revenue beat(4)-1.31%
Min Revenue beat(4)-1.61%
Max Revenue beat(4)-0.72%
Revenue beat(8)0
Avg Revenue beat(8)-1.73%
Revenue beat(12)1
Avg Revenue beat(12)-1.49%
Revenue beat(16)1
Avg Revenue beat(16)-1.76%
PT rev (1m)-25.13%
PT rev (3m)-27.12%
EPS NQ rev (1m)-2.73%
EPS NQ rev (3m)-4.49%
EPS NY rev (1m)-30.21%
EPS NY rev (3m)-1985.97%
Revenue NQ rev (1m)-2.12%
Revenue NQ rev (3m)-5.24%
Revenue NY rev (1m)-1.05%
Revenue NY rev (3m)-0.99%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 3.85
P/S 0.42
P/FCF 2.45
P/OCF 2.29
P/B 0.63
P/tB N/A
EV/EBITDA 2.55
EPS(TTM)-1.96
EYN/A
EPS(NY)0.98
Fwd EY25.95%
FCF(TTM)1.54
FCFY40.84%
OCF(TTM)1.64
OCFY43.65%
SpS8.9
BVpS5.99
TBVpS-9.24
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -9.07%
ROE -29.43%
ROCE 11.21%
ROIC 8.86%
ROICexc 10.41%
ROICexgc 406.26%
OM 23.13%
PM (TTM) N/A
GM 70.69%
FCFM 17.28%
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
ROICexc(3y)3.52%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.05%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y8.11%
ROICexc growth 3YN/A
ROICexc growth 5Y-49.46%
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
F-Score6
Asset Turnover0.46
Health
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF 3.4
Debt/EBITDA 2.15
Cap/Depr 30.74%
Cap/Sales 1.19%
Interest Coverage 250
Cash Conversion 68.4%
Profit Quality N/A
Current Ratio 3.55
Quick Ratio 3.55
Altman-Z 0.56
F-Score6
WACC10.24%
ROIC/WACC0.86
Cap/Depr(3y)26%
Cap/Depr(5y)20.7%
Cap/Sales(3y)1.91%
Cap/Sales(5y)1.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-176.86%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-85.84%
EPS Next Y-166.4%
EPS Next 2Y-40.61%
EPS Next 3Y-33.72%
EPS Next 5Y1.18%
Revenue 1Y (TTM)-25.77%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-10.03%
Revenue Next Year-10%
Revenue Next 2Y-10.36%
Revenue Next 3Y-7.09%
Revenue Next 5Y-6.59%
EBIT growth 1Y36.98%
EBIT growth 3YN/A
EBIT growth 5Y18.04%
EBIT Next Year150.18%
EBIT Next 3Y33.7%
EBIT Next 5Y18.33%
FCF growth 1Y14.05%
FCF growth 3Y2%
FCF growth 5Y1.06%
OCF growth 1Y9.13%
OCF growth 3Y5.61%
OCF growth 5Y4.01%

BUMBLE INC-A / BMBL FAQ

Can you provide the ChartMill fundamental rating for BUMBLE INC-A?

ChartMill assigns a fundamental rating of 4 / 10 to BMBL.


Can you provide the valuation status for BUMBLE INC-A?

ChartMill assigns a valuation rating of 5 / 10 to BUMBLE INC-A (BMBL). This can be considered as Fairly Valued.


How profitable is BUMBLE INC-A (BMBL) stock?

BUMBLE INC-A (BMBL) has a profitability rating of 4 / 10.