BUMBLE INC-A (BMBL) Stock Fundamental Analysis
NASDAQ:BMBL - Nasdaq - US12047B1052 - Common Stock - Currency: USD
We assign a fundamental rating of 5 out of 10 to BMBL. BMBL was compared to 70 industry peers in the Interactive Media & Services industry. BMBL has an average financial health and profitability rating. A decent growth rate in combination with a cheap valuation! Better keep an eye on BMBL.
1. Profitability
1.1 Basic Checks
In the past year BMBL was profitable.
In the past year BMBL had a positive cash flow from operations.
In the past 5 years BMBL reported 4 times negative net income.
Each year in the past 5 years BMBL had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of -21.67%, BMBL is doing worse than 74.29% of the companies in the same industry.
The Return On Equity of BMBL (-66.73%) is worse than 75.71% of its industry peers.
BMBL has a better Return On Invested Capital (8.75%) than 84.29% of its industry peers.
BMBL had an Average Return On Invested Capital over the past 3 years of 3.20%. This is significantly below the industry average of 12.03%.
The 3 year average ROIC (3.20%) for BMBL is below the current ROIC(8.75%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -21.67% | ||
| ROE | -66.73% | ||
| ROIC | 8.75% |
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
1.3 Margins
The Operating Margin of BMBL (20.06%) is better than 88.57% of its industry peers.
BMBL's Operating Margin has been stable in the last couple of years.
BMBL has a Gross Margin of 70.34%. This is comparable to the rest of the industry: BMBL outperforms 54.29% of its industry peers.
In the last couple of years the Gross Margin of BMBL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.06% | ||
| PM (TTM) | N/A | ||
| GM | 70.34% |
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BMBL is destroying value.
BMBL has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, BMBL has less shares outstanding
BMBL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.83, we must say that BMBL is in the distress zone and has some risk of bankruptcy.
BMBL has a Altman-Z score (0.83) which is in line with its industry peers.
The Debt to FCF ratio of BMBL is 4.47, which is a neutral value as it means it would take BMBL, 4.47 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of BMBL (4.47) is comparable to the rest of the industry.
BMBL has a Debt/Equity ratio of 0.75. This is a neutral value indicating BMBL is somewhat dependend on debt financing.
BMBL's Debt to Equity ratio of 0.75 is on the low side compared to the rest of the industry. BMBL is outperformed by 75.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 4.47 | ||
| Altman-Z | 0.83 |
ROIC/WACC0.88
WACC9.97%
2.3 Liquidity
BMBL has a Current Ratio of 2.83. This indicates that BMBL is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.83, BMBL is in the better half of the industry, outperforming 67.14% of the companies in the same industry.
BMBL has a Quick Ratio of 2.83. This indicates that BMBL is financially healthy and has no problem in meeting its short term obligations.
BMBL's Quick ratio of 2.83 is fine compared to the rest of the industry. BMBL outperforms 67.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.83 | ||
| Quick Ratio | 2.83 |
3. Growth
3.1 Past
BMBL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 1494.12%, which is quite impressive.
BMBL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 17.44% yearly.
The Revenue has grown by 22.49% in the past year. This is a very strong growth!
BMBL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.99% yearly.
EPS 1Y (TTM)1494.12%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-31.58%
Revenue 1Y (TTM)22.49%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-7.72%
3.2 Future
BMBL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.18% yearly.
The Revenue is expected to decrease by -3.58% on average over the next years.
EPS Next Y-65.55%
EPS Next 2Y-39.89%
EPS Next 3Y-28.98%
EPS Next 5Y1.18%
Revenue Next Year-10.12%
Revenue Next 2Y-7.04%
Revenue Next 3Y-4.58%
Revenue Next 5Y-3.58%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 2.41, the valuation of BMBL can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of BMBL indicates a rather cheap valuation: BMBL is cheaper than 95.71% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of BMBL to the average of the S&P500 Index (27.30), we can say BMBL is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.52, the valuation of BMBL can be described as very cheap.
BMBL's Price/Forward Earnings ratio is rather cheap when compared to the industry. BMBL is cheaper than 95.71% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of BMBL to the average of the S&P500 Index (21.76), we can say BMBL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.41 | ||
| Fwd PE | 6.52 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BMBL is valued cheaper than 95.71% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, BMBL is valued cheaper than 98.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.88 | ||
| EV/EBITDA | 3.32 |
4.3 Compensation for Growth
A cheap valuation may be justified as BMBL's earnings are expected to decrease with -28.98% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.89%
EPS Next 3Y-28.98%
5. Dividend
5.1 Amount
No dividends for BMBL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
6.52
-0.16 (-2.4%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners81.71%
Inst Owner Change0%
Ins Owners2.22%
Ins Owner Change53.63%
Market Cap673.45M
Analysts66.67
Price Target5.76 (-11.66%)
Short Float %16.05%
Short Ratio4.18
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-45.49%
Min EPS beat(2)-84.28%
Max EPS beat(2)-6.71%
EPS beat(4)2
Avg EPS beat(4)269.06%
Min EPS beat(4)-84.28%
Max EPS beat(4)1106.21%
EPS beat(8)5
Avg EPS beat(8)137.31%
EPS beat(12)6
Avg EPS beat(12)-5160.81%
EPS beat(16)8
Avg EPS beat(16)-3764.04%
Revenue beat(2)0
Avg Revenue beat(2)-1.56%
Min Revenue beat(2)-1.61%
Max Revenue beat(2)-1.52%
Revenue beat(4)0
Avg Revenue beat(4)-2.02%
Min Revenue beat(4)-3.59%
Max Revenue beat(4)-1.34%
Revenue beat(8)0
Avg Revenue beat(8)-1.87%
Revenue beat(12)1
Avg Revenue beat(12)-1.81%
Revenue beat(16)2
Avg Revenue beat(16)-1.61%
PT rev (1m)0%
PT rev (3m)-12.51%
EPS NQ rev (1m)6.82%
EPS NQ rev (3m)139.17%
EPS NY rev (1m)44.32%
EPS NY rev (3m)62.83%
Revenue NQ rev (1m)1.36%
Revenue NQ rev (3m)-0.42%
Revenue NY rev (1m)0.96%
Revenue NY rev (3m)-2.14%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.41 | ||
| Fwd PE | 6.52 | ||
| P/S | 0.51 | ||
| P/FCF | 4.88 | ||
| P/OCF | 4.1 | ||
| P/B | 0.83 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.32 |
EPS(TTM)2.71
EY41.56%
EPS(NY)1
Fwd EY15.35%
FCF(TTM)1.34
FCFY20.48%
OCF(TTM)1.59
OCFY24.39%
SpS12.77
BVpS7.89
TBVpS-12.7
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -21.67% | ||
| ROE | -66.73% | ||
| ROCE | 11.08% | ||
| ROIC | 8.75% | ||
| ROICexc | 9.56% | ||
| ROICexgc | 348.96% | ||
| OM | 20.06% | ||
| PM (TTM) | N/A | ||
| GM | 70.34% | ||
| FCFM | 10.46% |
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
ROICexc(3y)3.52%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.05%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y8.11%
ROICexc growth 3YN/A
ROICexc growth 5Y-49.46%
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 4.47 | ||
| Debt/EBITDA | 1.86 | ||
| Cap/Depr | 41.85% | ||
| Cap/Sales | 2% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 50.14% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.83 | ||
| Quick Ratio | 2.83 | ||
| Altman-Z | 0.83 |
F-Score5
WACC9.97%
ROIC/WACC0.88
Cap/Depr(3y)26%
Cap/Depr(5y)20.7%
Cap/Sales(3y)1.91%
Cap/Sales(5y)1.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1494.12%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-31.58%
EPS Next Y-65.55%
EPS Next 2Y-39.89%
EPS Next 3Y-28.98%
EPS Next 5Y1.18%
Revenue 1Y (TTM)22.49%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-7.72%
Revenue Next Year-10.12%
Revenue Next 2Y-7.04%
Revenue Next 3Y-4.58%
Revenue Next 5Y-3.58%
EBIT growth 1Y138.85%
EBIT growth 3YN/A
EBIT growth 5Y18.04%
EBIT Next Year146.08%
EBIT Next 3Y34.68%
EBIT Next 5Y18.58%
FCF growth 1Y26.75%
FCF growth 3Y2%
FCF growth 5Y1.06%
OCF growth 1Y29.45%
OCF growth 3Y5.61%
OCF growth 5Y4.01%