BJ'S WHOLESALE CLUB HOLDINGS (BJ) Stock Fundamental Analysis
USA - NYSE:BJ - US05550J1016 - Common Stock
93.92 USD
+0.3 (+0.32%)
Overall BJ gets a fundamental rating of 5 out of 10. We evaluated BJ against 39 industry peers in the Consumer Staples Distribution & Retail industry. BJ has an excellent profitability rating, but there are some minor concerns on its financial health. BJ is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year BJ was profitable.
BJ had a positive operating cash flow in the past year.
BJ had positive earnings in each of the past 5 years.
In the past 5 years BJ always reported a positive cash flow from operatings.
1.2 Ratios
BJ has a better Return On Assets (8.00%) than 84.62% of its industry peers.
Looking at the Return On Equity, with a value of 27.58%, BJ is in the better half of the industry, outperforming 79.49% of the companies in the same industry.
BJ has a Return On Invested Capital of 12.63%. This is amongst the best in the industry. BJ outperforms 87.18% of its industry peers.
BJ had an Average Return On Invested Capital over the past 3 years of 13.64%. This is above the industry average of 8.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 27.58% | ||
| ROIC | 12.63% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
1.3 Margins
Looking at the Profit Margin, with a value of 2.77%, BJ is in the better half of the industry, outperforming 71.79% of the companies in the same industry.
BJ's Profit Margin has improved in the last couple of years.
The Operating Margin of BJ (3.99%) is better than 71.79% of its industry peers.
In the last couple of years the Operating Margin of BJ has grown nicely.
BJ has a worse Gross Margin (18.65%) than 64.10% of its industry peers.
BJ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.99% | ||
| PM (TTM) | 2.77% | ||
| GM | 18.65% |
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
2. Health
2.1 Basic Checks
BJ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for BJ has been reduced compared to 1 year ago.
BJ has less shares outstanding than it did 5 years ago.
BJ has a better debt/assets ratio than last year.
2.2 Solvency
BJ has an Altman-Z score of 5.02. This indicates that BJ is financially healthy and has little risk of bankruptcy at the moment.
BJ's Altman-Z score of 5.02 is fine compared to the rest of the industry. BJ outperforms 74.36% of its industry peers.
The Debt to FCF ratio of BJ is 1.79, which is an excellent value as it means it would take BJ, only 1.79 years of fcf income to pay off all of its debts.
BJ has a Debt to FCF ratio of 1.79. This is in the better half of the industry: BJ outperforms 76.92% of its industry peers.
BJ has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.19, BJ is doing good in the industry, outperforming 69.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.79 | ||
| Altman-Z | 5.02 |
ROIC/WACC1.48
WACC8.53%
2.3 Liquidity
A Current Ratio of 0.79 indicates that BJ may have some problems paying its short term obligations.
BJ's Current ratio of 0.79 is on the low side compared to the rest of the industry. BJ is outperformed by 82.05% of its industry peers.
A Quick Ratio of 0.17 indicates that BJ may have some problems paying its short term obligations.
With a Quick ratio value of 0.17, BJ is not doing good in the industry: 92.31% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.17 |
3. Growth
3.1 Past
BJ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.93%, which is quite good.
The Earnings Per Share has been growing by 22.64% on average over the past years. This is a very strong growth
Looking at the last year, BJ shows a small growth in Revenue. The Revenue has grown by 2.48% in the last year.
Measured over the past years, BJ shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)8.93%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%4.59%
Revenue 1Y (TTM)2.48%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%5.65%
3.2 Future
Based on estimates for the next years, BJ will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.01% on average per year.
BJ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.65% yearly.
EPS Next Y9.85%
EPS Next 2Y9.18%
EPS Next 3Y8.97%
EPS Next 5Y10.01%
Revenue Next Year4.22%
Revenue Next 2Y5.27%
Revenue Next 3Y5.65%
Revenue Next 5Y5.65%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
BJ is valuated rather expensively with a Price/Earnings ratio of 21.39.
The rest of the industry has a similar Price/Earnings ratio as BJ.
Compared to an average S&P500 Price/Earnings ratio of 26.34, BJ is valued at the same level.
A Price/Forward Earnings ratio of 19.46 indicates a rather expensive valuation of BJ.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BJ is on the same level as its industry peers.
BJ's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 34.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.39 | ||
| Fwd PE | 19.46 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BJ is on the same level as its industry peers.
61.54% of the companies in the same industry are cheaper than BJ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 43.85 | ||
| EV/EBITDA | 11.54 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BJ does not grow enough to justify the current Price/Earnings ratio.
BJ has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.17
PEG (5Y)0.95
EPS Next 2Y9.18%
EPS Next 3Y8.97%
5. Dividend
5.1 Amount
BJ does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:BJ (11/13/2025, 3:43:04 PM)
93.92
+0.3 (+0.32%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners103.18%
Inst Owner Change0.4%
Ins Owners0.63%
Ins Owner Change-9.22%
Market Cap12.37B
Revenue(TTM)20.91B
Net Income(TTM)578.88M
Analysts78.71
Price Target117.57 (25.18%)
Short Float %6.45%
Short Ratio3.57
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.14%
Min EPS beat(2)1.37%
Max EPS beat(2)20.92%
EPS beat(4)4
Avg EPS beat(4)12.37%
Min EPS beat(4)1.37%
Max EPS beat(4)24.36%
EPS beat(8)7
Avg EPS beat(8)7.13%
EPS beat(12)10
Avg EPS beat(12)7.24%
EPS beat(16)14
Avg EPS beat(16)9.31%
Revenue beat(2)0
Avg Revenue beat(2)-4.18%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-3.69%
Revenue beat(4)0
Avg Revenue beat(4)-3.75%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-3.05%
Revenue beat(8)0
Avg Revenue beat(8)-3.25%
Revenue beat(12)0
Avg Revenue beat(12)-3.3%
Revenue beat(16)3
Avg Revenue beat(16)-1.72%
PT rev (1m)0.05%
PT rev (3m)-7.11%
EPS NQ rev (1m)-0.24%
EPS NQ rev (3m)-0.01%
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.51%
Revenue NQ rev (1m)-0.05%
Revenue NQ rev (3m)-0.85%
Revenue NY rev (1m)0.41%
Revenue NY rev (3m)-1.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.39 | ||
| Fwd PE | 19.46 | ||
| P/S | 0.59 | ||
| P/FCF | 43.85 | ||
| P/OCF | 13.21 | ||
| P/B | 5.89 | ||
| P/tB | 12.47 | ||
| EV/EBITDA | 11.54 |
EPS(TTM)4.39
EY4.67%
EPS(NY)4.83
Fwd EY5.14%
FCF(TTM)2.14
FCFY2.28%
OCF(TTM)7.11
OCFY7.57%
SpS158.72
BVpS15.93
TBVpS7.53
PEG (NY)2.17
PEG (5Y)0.95
Graham Number39.67
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 27.58% | ||
| ROCE | 17.38% | ||
| ROIC | 12.63% | ||
| ROICexc | 12.75% | ||
| ROICexgc | 16.63% | ||
| OM | 3.99% | ||
| PM (TTM) | 2.77% | ||
| GM | 18.65% | ||
| FCFM | 1.35% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score8
Asset Turnover2.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.79 | ||
| Debt/EBITDA | 0.36 | ||
| Cap/Depr | 237.88% | ||
| Cap/Sales | 3.13% | ||
| Interest Coverage | 22.84 | ||
| Cash Conversion | 84.47% | ||
| Profit Quality | 48.75% | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.17 | ||
| Altman-Z | 5.02 |
F-Score8
WACC8.53%
ROIC/WACC1.48
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)8.93%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%4.59%
EPS Next Y9.85%
EPS Next 2Y9.18%
EPS Next 3Y8.97%
EPS Next 5Y10.01%
Revenue 1Y (TTM)2.48%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%5.65%
Revenue Next Year4.22%
Revenue Next 2Y5.27%
Revenue Next 3Y5.65%
Revenue Next 5Y5.65%
EBIT growth 1Y6.93%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year47.42%
EBIT Next 3Y20.04%
EBIT Next 5Y14.03%
FCF growth 1Y45.39%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y52.4%
OCF growth 3Y2.7%
OCF growth 5Y20.47%
BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ
Can you provide the ChartMill fundamental rating for BJ'S WHOLESALE CLUB HOLDINGS?
ChartMill assigns a fundamental rating of 5 / 10 to BJ.
Can you provide the valuation status for BJ'S WHOLESALE CLUB HOLDINGS?
ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.
What is the profitability of BJ stock?
BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for BJ stock?
The Price/Earnings (PE) ratio for BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 21.39 and the Price/Book (PB) ratio is 5.89.
What is the expected EPS growth for BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 9.85% in the next year.