BJ'S WHOLESALE CLUB HOLDINGS (BJ) Stock Fundamental Analysis

NYSE:BJ • US05550J1016

98.91 USD
-0.06 (-0.06%)
Last: Feb 24, 2026, 12:48 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

BJ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of BJ get a neutral evaluation. Nothing too spectacular is happening here. BJ is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • BJ had positive earnings in the past year.
  • BJ had a positive operating cash flow in the past year.
  • Each year in the past 5 years BJ has been profitable.
  • BJ had a positive operating cash flow in each of the past 5 years.
BJ Yearly Net Income VS EBIT VS OCF VS FCFBJ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 7.62%, BJ is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
  • BJ has a better Return On Equity (26.48%) than 78.95% of its industry peers.
  • BJ has a Return On Invested Capital of 12.32%. This is amongst the best in the industry. BJ outperforms 81.58% of its industry peers.
  • BJ had an Average Return On Invested Capital over the past 3 years of 13.64%. This is significantly below the industry average of 28.42%.
Industry RankSector Rank
ROA 7.62%
ROE 26.48%
ROIC 12.32%
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
BJ Yearly ROA, ROE, ROICBJ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 -200 -300

1.3 Margins

  • BJ has a better Profit Margin (2.72%) than 65.79% of its industry peers.
  • In the last couple of years the Profit Margin of BJ has grown nicely.
  • With a decent Operating Margin value of 3.89%, BJ is doing good in the industry, outperforming 68.42% of the companies in the same industry.
  • BJ's Operating Margin has improved in the last couple of years.
  • BJ's Gross Margin of 18.61% is on the low side compared to the rest of the industry. BJ is outperformed by 60.53% of its industry peers.
  • In the last couple of years the Gross Margin of BJ has remained more or less at the same level.
Industry RankSector Rank
OM 3.89%
PM (TTM) 2.72%
GM 18.61%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
BJ Yearly Profit, Operating, Gross MarginsBJ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BJ is still creating some value.
  • The number of shares outstanding for BJ has been reduced compared to 1 year ago.
  • The number of shares outstanding for BJ has been reduced compared to 5 years ago.
  • The debt/assets ratio for BJ has been reduced compared to a year ago.
BJ Yearly Shares OutstandingBJ Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
BJ Yearly Total Debt VS Total AssetsBJ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • BJ has an Altman-Z score of 4.92. This indicates that BJ is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of BJ (4.92) is better than 73.68% of its industry peers.
  • The Debt to FCF ratio of BJ is 2.40, which is a good value as it means it would take BJ, 2.40 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of BJ (2.40) is better than 76.32% of its industry peers.
  • A Debt/Equity ratio of 0.18 indicates that BJ is not too dependend on debt financing.
  • BJ's Debt to Equity ratio of 0.18 is fine compared to the rest of the industry. BJ outperforms 76.32% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.4
Altman-Z 4.92
ROIC/WACC1.45
WACC8.49%
BJ Yearly LT Debt VS Equity VS FCFBJ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • BJ has a Current Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • BJ's Current ratio of 0.79 is on the low side compared to the rest of the industry. BJ is outperformed by 86.84% of its industry peers.
  • BJ has a Quick Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • BJ's Quick ratio of 0.16 is on the low side compared to the rest of the industry. BJ is outperformed by 94.74% of its industry peers.
Industry RankSector Rank
Current Ratio 0.79
Quick Ratio 0.16
BJ Yearly Current Assets VS Current LiabilitesBJ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 3.31% over the past year.
  • The Earnings Per Share has been growing by 22.64% on average over the past years. This is a very strong growth
  • Looking at the last year, BJ shows a small growth in Revenue. The Revenue has grown by 2.82% in the last year.
  • Measured over the past years, BJ shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.45% on average over the next years. This is quite good.
  • BJ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.72% yearly.
EPS Next Y10.68%
EPS Next 2Y8.77%
EPS Next 3Y8.61%
EPS Next 5Y9.45%
Revenue Next Year3.8%
Revenue Next 2Y5.13%
Revenue Next 3Y5.4%
Revenue Next 5Y5.72%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BJ Yearly Revenue VS EstimatesBJ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2018 2020 2022 2024 2026 2028 2030 2032 2034 10B 20B 30B
BJ Yearly EPS VS EstimatesBJ Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2 4 6 8

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.63, which indicates a rather expensive current valuation of BJ.
  • BJ's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 26.64, BJ is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 20.64, the valuation of BJ can be described as rather expensive.
  • BJ's Price/Forward Earnings ratio is in line with the industry average.
  • BJ is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.75, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 22.63
Fwd PE 20.64
BJ Price Earnings VS Forward Price EarningsBJ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BJ is on the same level as its industry peers.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of BJ indicates a slightly more expensive valuation: BJ is more expensive than 60.53% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 51.84
EV/EBITDA 12.23
BJ Per share dataBJ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BJ does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of BJ may justify a higher PE ratio.
PEG (NY)2.12
PEG (5Y)1
EPS Next 2Y8.77%
EPS Next 3Y8.61%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for BJ!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

BJ'S WHOLESALE CLUB HOLDINGS

NYSE:BJ (2/24/2026, 12:48:07 PM)

98.91

-0.06 (-0.06%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-21
Earnings (Next)05-20
Inst Owners111.19%
Inst Owner Change-0.66%
Ins Owners0.64%
Ins Owner Change-4.75%
Market Cap12.94B
Revenue(TTM)21.16B
Net Income(TTM)575.18M
Analysts76.25
Price Target106.15 (7.32%)
Short Float %6.4%
Short Ratio4.41
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.13%
Min EPS beat(2)1.37%
Max EPS beat(2)2.89%
EPS beat(4)4
Avg EPS beat(4)7%
Min EPS beat(4)1.37%
Max EPS beat(4)20.92%
EPS beat(8)7
Avg EPS beat(8)7.45%
EPS beat(12)10
Avg EPS beat(12)5.98%
EPS beat(16)14
Avg EPS beat(16)8.83%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-2.88%
Revenue beat(8)0
Avg Revenue beat(8)-3.3%
Revenue beat(12)0
Avg Revenue beat(12)-3.47%
Revenue beat(16)2
Avg Revenue beat(16)-2.25%
PT rev (1m)-2.51%
PT rev (3m)-9.71%
EPS NQ rev (1m)0.11%
EPS NQ rev (3m)-2.33%
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.75%
Revenue NQ rev (1m)-0.04%
Revenue NQ rev (3m)0.16%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-0.4%
Valuation
Industry RankSector Rank
PE 22.63
Fwd PE 20.64
P/S 0.61
P/FCF 51.84
P/OCF 14.21
P/B 5.96
P/tB 12.14
EV/EBITDA 12.23
EPS(TTM)4.37
EY4.42%
EPS(NY)4.79
Fwd EY4.84%
FCF(TTM)1.91
FCFY1.93%
OCF(TTM)6.96
OCFY7.04%
SpS161.72
BVpS16.6
TBVpS8.15
PEG (NY)2.12
PEG (5Y)1
Graham Number40.4
Profitability
Industry RankSector Rank
ROA 7.62%
ROE 26.48%
ROCE 16.97%
ROIC 12.32%
ROICexc 12.44%
ROICexgc 16.16%
OM 3.89%
PM (TTM) 2.72%
GM 18.61%
FCFM 1.18%
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score7
Asset Turnover2.8
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.4
Debt/EBITDA 0.36
Cap/Depr 234.74%
Cap/Sales 3.13%
Interest Coverage 25.1
Cash Conversion 82.53%
Profit Quality 43.4%
Current Ratio 0.79
Quick Ratio 0.16
Altman-Z 4.92
F-Score7
WACC8.49%
ROIC/WACC1.45
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
EPS Next Y10.68%
EPS Next 2Y8.77%
EPS Next 3Y8.61%
EPS Next 5Y9.45%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
Revenue Next Year3.8%
Revenue Next 2Y5.13%
Revenue Next 3Y5.4%
Revenue Next 5Y5.72%
EBIT growth 1Y1.28%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year46.29%
EBIT Next 3Y19.58%
EBIT Next 5Y12.46%
FCF growth 1Y48.33%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y46.99%
OCF growth 3Y2.7%
OCF growth 5Y20.47%

BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ

What is the ChartMill fundamental rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?

ChartMill assigns a fundamental rating of 5 / 10 to BJ.


What is the valuation status of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?

ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.


What is the profitability of BJ stock?

BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 6 / 10.


How financially healthy is BJ'S WHOLESALE CLUB HOLDINGS?

The financial health rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 5 / 10.


What is the earnings growth outlook for BJ'S WHOLESALE CLUB HOLDINGS?

The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 10.68% in the next year.