BJ'S WHOLESALE CLUB HOLDINGS (BJ) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:BJ • US05550J1016

100.4 USD
+1.12 (+1.13%)
At close: Feb 6, 2026
100.4 USD
0 (0%)
After Hours: 2/6/2026, 8:19:41 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to BJ. BJ was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of BJ get a neutral evaluation. Nothing too spectacular is happening here. BJ is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year BJ was profitable.
  • BJ had a positive operating cash flow in the past year.
  • Each year in the past 5 years BJ has been profitable.
  • BJ had a positive operating cash flow in each of the past 5 years.
BJ Yearly Net Income VS EBIT VS OCF VS FCFBJ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

1.2 Ratios

  • BJ has a better Return On Assets (7.62%) than 78.95% of its industry peers.
  • Looking at the Return On Equity, with a value of 26.48%, BJ is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
  • BJ's Return On Invested Capital of 12.32% is amongst the best of the industry. BJ outperforms 84.21% of its industry peers.
  • BJ had an Average Return On Invested Capital over the past 3 years of 13.64%. This is significantly below the industry average of 28.25%.
Industry RankSector Rank
ROA 7.62%
ROE 26.48%
ROIC 12.32%
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
BJ Yearly ROA, ROE, ROICBJ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 -200 -300

1.3 Margins

  • BJ has a better Profit Margin (2.72%) than 65.79% of its industry peers.
  • In the last couple of years the Profit Margin of BJ has grown nicely.
  • With a decent Operating Margin value of 3.89%, BJ is doing good in the industry, outperforming 68.42% of the companies in the same industry.
  • BJ's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 18.61%, BJ is doing worse than 60.53% of the companies in the same industry.
  • In the last couple of years the Gross Margin of BJ has remained more or less at the same level.
Industry RankSector Rank
OM 3.89%
PM (TTM) 2.72%
GM 18.61%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
BJ Yearly Profit, Operating, Gross MarginsBJ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BJ is still creating some value.
  • BJ has less shares outstanding than it did 1 year ago.
  • BJ has less shares outstanding than it did 5 years ago.
  • BJ has a better debt/assets ratio than last year.
BJ Yearly Shares OutstandingBJ Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
BJ Yearly Total Debt VS Total AssetsBJ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • BJ has an Altman-Z score of 4.92. This indicates that BJ is financially healthy and has little risk of bankruptcy at the moment.
  • With a decent Altman-Z score value of 4.92, BJ is doing good in the industry, outperforming 73.68% of the companies in the same industry.
  • The Debt to FCF ratio of BJ is 2.40, which is a good value as it means it would take BJ, 2.40 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 2.40, BJ is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
  • BJ has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
  • BJ has a Debt to Equity ratio of 0.18. This is in the better half of the industry: BJ outperforms 76.32% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.4
Altman-Z 4.92
ROIC/WACC1.43
WACC8.62%
BJ Yearly LT Debt VS Equity VS FCFBJ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • A Current Ratio of 0.79 indicates that BJ may have some problems paying its short term obligations.
  • BJ's Current ratio of 0.79 is on the low side compared to the rest of the industry. BJ is outperformed by 86.84% of its industry peers.
  • A Quick Ratio of 0.16 indicates that BJ may have some problems paying its short term obligations.
  • The Quick ratio of BJ (0.16) is worse than 94.74% of its industry peers.
Industry RankSector Rank
Current Ratio 0.79
Quick Ratio 0.16
BJ Yearly Current Assets VS Current LiabilitesBJ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 3.31% over the past year.
  • Measured over the past years, BJ shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.64% on average per year.
  • The Revenue has been growing slightly by 2.82% in the past year.
  • The Revenue has been growing by 9.22% on average over the past years. This is quite good.
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%

3.2 Future

  • Based on estimates for the next years, BJ will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.59% on average per year.
  • The Revenue is expected to grow by 5.34% on average over the next years.
EPS Next Y10.64%
EPS Next 2Y8.8%
EPS Next 3Y8.65%
EPS Next 5Y10.59%
Revenue Next Year3.76%
Revenue Next 2Y5.09%
Revenue Next 3Y5.33%
Revenue Next 5Y5.34%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BJ Yearly Revenue VS EstimatesBJ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2018 2020 2022 2024 2026 2028 2030 2032 2034 5B 10B 15B 20B 25B
BJ Yearly EPS VS EstimatesBJ Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2 4 6 8 10

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 22.97, the valuation of BJ can be described as rather expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of BJ is on the same level as its industry peers.
  • BJ's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.92.
  • A Price/Forward Earnings ratio of 20.94 indicates a rather expensive valuation of BJ.
  • BJ's Price/Forward Earnings ratio is in line with the industry average.
  • BJ is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.78, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 22.97
Fwd PE 20.94
BJ Price Earnings VS Forward Price EarningsBJ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BJ's Enterprise Value to EBITDA is on the same level as the industry average.
  • Based on the Price/Free Cash Flow ratio, BJ is valued a bit more expensive than the industry average as 65.79% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 52.63
EV/EBITDA 12.27
BJ Per share dataBJ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BJ does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of BJ may justify a higher PE ratio.
PEG (NY)2.16
PEG (5Y)1.01
EPS Next 2Y8.8%
EPS Next 3Y8.65%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • BJ does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

BJ'S WHOLESALE CLUB HOLDINGS

NYSE:BJ (2/6/2026, 8:19:41 PM)

After market: 100.4 0 (0%)

100.4

+1.12 (+1.13%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-21
Earnings (Next)05-20
Inst Owners111.19%
Inst Owner Change-2.45%
Ins Owners0.64%
Ins Owner Change-2.54%
Market Cap13.14B
Revenue(TTM)21.16B
Net Income(TTM)575.18M
Analysts79.35
Price Target108.89 (8.46%)
Short Float %6.18%
Short Ratio3.86
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.13%
Min EPS beat(2)1.37%
Max EPS beat(2)2.89%
EPS beat(4)4
Avg EPS beat(4)7%
Min EPS beat(4)1.37%
Max EPS beat(4)20.92%
EPS beat(8)7
Avg EPS beat(8)7.45%
EPS beat(12)10
Avg EPS beat(12)5.98%
EPS beat(16)14
Avg EPS beat(16)8.83%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-2.88%
Revenue beat(8)0
Avg Revenue beat(8)-3.3%
Revenue beat(12)0
Avg Revenue beat(12)-3.47%
Revenue beat(16)2
Avg Revenue beat(16)-2.25%
PT rev (1m)-1.72%
PT rev (3m)-7.33%
EPS NQ rev (1m)-0.72%
EPS NQ rev (3m)-2.74%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)0.67%
Revenue NQ rev (1m)-0.64%
Revenue NQ rev (3m)0.23%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.04%
Valuation
Industry RankSector Rank
PE 22.97
Fwd PE 20.94
P/S 0.62
P/FCF 52.63
P/OCF 14.42
P/B 6.05
P/tB 12.32
EV/EBITDA 12.27
EPS(TTM)4.37
EY4.35%
EPS(NY)4.79
Fwd EY4.78%
FCF(TTM)1.91
FCFY1.9%
OCF(TTM)6.96
OCFY6.93%
SpS161.72
BVpS16.6
TBVpS8.15
PEG (NY)2.16
PEG (5Y)1.01
Graham Number40.4
Profitability
Industry RankSector Rank
ROA 7.62%
ROE 26.48%
ROCE 16.97%
ROIC 12.32%
ROICexc 12.44%
ROICexgc 16.16%
OM 3.89%
PM (TTM) 2.72%
GM 18.61%
FCFM 1.18%
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score7
Asset Turnover2.8
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.4
Debt/EBITDA 0.36
Cap/Depr 234.74%
Cap/Sales 3.13%
Interest Coverage 25.1
Cash Conversion 82.53%
Profit Quality 43.4%
Current Ratio 0.79
Quick Ratio 0.16
Altman-Z 4.92
F-Score7
WACC8.62%
ROIC/WACC1.43
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
EPS Next Y10.64%
EPS Next 2Y8.8%
EPS Next 3Y8.65%
EPS Next 5Y10.59%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
Revenue Next Year3.76%
Revenue Next 2Y5.09%
Revenue Next 3Y5.33%
Revenue Next 5Y5.34%
EBIT growth 1Y1.28%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year46.29%
EBIT Next 3Y19.58%
EBIT Next 5Y13.69%
FCF growth 1Y48.33%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y46.99%
OCF growth 3Y2.7%
OCF growth 5Y20.47%

BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ

What is the ChartMill fundamental rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?

ChartMill assigns a fundamental rating of 5 / 10 to BJ.


What is the valuation status of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?

ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.


What is the profitability of BJ stock?

BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 6 / 10.


How financially healthy is BJ'S WHOLESALE CLUB HOLDINGS?

The financial health rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 5 / 10.


What is the earnings growth outlook for BJ'S WHOLESALE CLUB HOLDINGS?

The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 10.64% in the next year.