BJ'S WHOLESALE CLUB HOLDINGS (BJ) Fundamental Analysis & Valuation

NYSE:BJ • US05550J1016

93.51 USD
-2.76 (-2.87%)
At close: Mar 11, 2026
93.6 USD
+0.09 (+0.1%)
After Hours: 3/11/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This BJ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Overall BJ gets a fundamental rating of 5 out of 10. We evaluated BJ against 38 industry peers in the Consumer Staples Distribution & Retail industry. BJ has only an average score on both its financial health and profitability. BJ is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. BJ Profitability Analysis

1.1 Basic Checks

  • In the past year BJ was profitable.
  • In the past year BJ had a positive cash flow from operations.
  • BJ had positive earnings in each of the past 5 years.
  • In the past 5 years BJ always reported a positive cash flow from operatings.
BJ Yearly Net Income VS EBIT VS OCF VS FCFBJ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

1.2 Ratios

  • BJ's Return On Assets of 7.62% is fine compared to the rest of the industry. BJ outperforms 78.95% of its industry peers.
  • The Return On Equity of BJ (26.48%) is better than 78.95% of its industry peers.
  • BJ has a better Return On Invested Capital (12.32%) than 81.58% of its industry peers.
  • BJ had an Average Return On Invested Capital over the past 3 years of 13.64%. This is significantly below the industry average of 28.43%.
Industry RankSector Rank
ROA 7.62%
ROE 26.48%
ROIC 12.32%
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
BJ Yearly ROA, ROE, ROICBJ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 -200 -300

1.3 Margins

  • BJ's Profit Margin of 2.72% is fine compared to the rest of the industry. BJ outperforms 65.79% of its industry peers.
  • In the last couple of years the Profit Margin of BJ has grown nicely.
  • With a decent Operating Margin value of 3.89%, BJ is doing good in the industry, outperforming 68.42% of the companies in the same industry.
  • In the last couple of years the Operating Margin of BJ has grown nicely.
  • With a Gross Margin value of 18.61%, BJ is not doing good in the industry: 60.53% of the companies in the same industry are doing better.
  • BJ's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.89%
PM (TTM) 2.72%
GM 18.61%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
BJ Yearly Profit, Operating, Gross MarginsBJ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. BJ Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BJ is still creating some value.
  • Compared to 1 year ago, BJ has less shares outstanding
  • Compared to 5 years ago, BJ has less shares outstanding
  • The debt/assets ratio for BJ has been reduced compared to a year ago.
BJ Yearly Shares OutstandingBJ Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
BJ Yearly Total Debt VS Total AssetsBJ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • BJ has an Altman-Z score of 4.88. This indicates that BJ is financially healthy and has little risk of bankruptcy at the moment.
  • With a decent Altman-Z score value of 4.88, BJ is doing good in the industry, outperforming 73.68% of the companies in the same industry.
  • BJ has a debt to FCF ratio of 2.40. This is a good value and a sign of high solvency as BJ would need 2.40 years to pay back of all of its debts.
  • BJ has a Debt to FCF ratio of 2.40. This is in the better half of the industry: BJ outperforms 76.32% of its industry peers.
  • A Debt/Equity ratio of 0.18 indicates that BJ is not too dependend on debt financing.
  • The Debt to Equity ratio of BJ (0.18) is better than 73.68% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.4
Altman-Z 4.88
ROIC/WACC1.44
WACC8.54%
BJ Yearly LT Debt VS Equity VS FCFBJ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • BJ has a Current Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.79, BJ is doing worse than 86.84% of the companies in the same industry.
  • BJ has a Quick Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • BJ has a worse Quick ratio (0.16) than 94.74% of its industry peers.
Industry RankSector Rank
Current Ratio 0.79
Quick Ratio 0.16
BJ Yearly Current Assets VS Current LiabilitesBJ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. BJ Growth Analysis

3.1 Past

  • BJ shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.31%.
  • Measured over the past years, BJ shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.64% on average per year.
  • BJ shows a small growth in Revenue. In the last year, the Revenue has grown by 2.82%.
  • Measured over the past years, BJ shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%

3.2 Future

  • BJ is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.45% yearly.
  • Based on estimates for the next years, BJ will show a small growth in Revenue. The Revenue will grow by 5.72% on average per year.
EPS Next Y10.68%
EPS Next 2Y8.77%
EPS Next 3Y8.61%
EPS Next 5Y9.45%
Revenue Next Year3.79%
Revenue Next 2Y4.97%
Revenue Next 3Y5.38%
Revenue Next 5Y5.72%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BJ Yearly Revenue VS EstimatesBJ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2018 2020 2022 2024 2026 2028 2030 2032 2034 10B 20B 30B
BJ Yearly EPS VS EstimatesBJ Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2 4 6 8

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Find the best growth stocksShow best growing peers

2

4. BJ Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 21.40 indicates a rather expensive valuation of BJ.
  • BJ's Price/Earnings ratio is in line with the industry average.
  • BJ's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.15.
  • The Price/Forward Earnings ratio is 19.51, which indicates a rather expensive current valuation of BJ.
  • BJ's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of BJ to the average of the S&P500 Index (24.27), we can say BJ is valued inline with the index average.
Industry RankSector Rank
PE 21.4
Fwd PE 19.51
BJ Price Earnings VS Forward Price EarningsBJ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BJ's Enterprise Value to EBITDA ratio is in line with the industry average.
  • Based on the Price/Free Cash Flow ratio, BJ is valued a bit more expensive than 60.53% of the companies in the same industry.
Industry RankSector Rank
P/FCF 49.01
EV/EBITDA 11.91
BJ Per share dataBJ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • BJ has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2
PEG (5Y)0.95
EPS Next 2Y8.77%
EPS Next 3Y8.61%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. BJ Dividend Analysis

5.1 Amount

  • BJ does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

BJ Fundamentals: All Metrics, Ratios and Statistics

BJ'S WHOLESALE CLUB HOLDINGS

NYSE:BJ (3/11/2026, 8:04:00 PM)

After market: 93.6 +0.09 (+0.1%)

93.51

-2.76 (-2.87%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-21
Earnings (Next)05-20
Inst Owners111.19%
Inst Owner Change-0.63%
Ins Owners0.64%
Ins Owner Change-4%
Market Cap12.24B
Revenue(TTM)21.16B
Net Income(TTM)575.18M
Analysts76.25
Price Target107.12 (14.55%)
Short Float %5.3%
Short Ratio3.89
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.13%
Min EPS beat(2)1.37%
Max EPS beat(2)2.89%
EPS beat(4)4
Avg EPS beat(4)7%
Min EPS beat(4)1.37%
Max EPS beat(4)20.92%
EPS beat(8)7
Avg EPS beat(8)7.45%
EPS beat(12)10
Avg EPS beat(12)5.98%
EPS beat(16)14
Avg EPS beat(16)8.83%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-2.88%
Revenue beat(8)0
Avg Revenue beat(8)-3.3%
Revenue beat(12)0
Avg Revenue beat(12)-3.47%
Revenue beat(16)2
Avg Revenue beat(16)-2.25%
PT rev (1m)0.91%
PT rev (3m)-3.32%
EPS NQ rev (1m)0.3%
EPS NQ rev (3m)0.13%
EPS NY rev (1m)0%
EPS NY rev (3m)0.15%
Revenue NQ rev (1m)-0.21%
Revenue NQ rev (3m)-0.85%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-0.3%
Valuation
Industry RankSector Rank
PE 21.4
Fwd PE 19.51
P/S 0.58
P/FCF 49.01
P/OCF 13.43
P/B 5.63
P/tB 11.48
EV/EBITDA 11.91
EPS(TTM)4.37
EY4.67%
EPS(NY)4.79
Fwd EY5.12%
FCF(TTM)1.91
FCFY2.04%
OCF(TTM)6.96
OCFY7.45%
SpS161.72
BVpS16.6
TBVpS8.15
PEG (NY)2
PEG (5Y)0.95
Graham Number40.4
Profitability
Industry RankSector Rank
ROA 7.62%
ROE 26.48%
ROCE 16.97%
ROIC 12.32%
ROICexc 12.44%
ROICexgc 16.16%
OM 3.89%
PM (TTM) 2.72%
GM 18.61%
FCFM 1.18%
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score7
Asset Turnover2.8
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.4
Debt/EBITDA 0.36
Cap/Depr 234.74%
Cap/Sales 3.13%
Interest Coverage 25.1
Cash Conversion 82.53%
Profit Quality 43.4%
Current Ratio 0.79
Quick Ratio 0.16
Altman-Z 4.88
F-Score7
WACC8.54%
ROIC/WACC1.44
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
EPS Next Y10.68%
EPS Next 2Y8.77%
EPS Next 3Y8.61%
EPS Next 5Y9.45%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
Revenue Next Year3.79%
Revenue Next 2Y4.97%
Revenue Next 3Y5.38%
Revenue Next 5Y5.72%
EBIT growth 1Y1.28%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year46.54%
EBIT Next 3Y19.29%
EBIT Next 5Y12.46%
FCF growth 1Y48.33%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y46.99%
OCF growth 3Y2.7%
OCF growth 5Y20.47%

BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ

What is the ChartMill fundamental rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?

ChartMill assigns a fundamental rating of 5 / 10 to BJ.


What is the valuation status of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?

ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.


What is the profitability of BJ stock?

BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 6 / 10.


How financially healthy is BJ'S WHOLESALE CLUB HOLDINGS?

The financial health rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 5 / 10.


What is the earnings growth outlook for BJ'S WHOLESALE CLUB HOLDINGS?

The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 10.68% in the next year.