BJ'S WHOLESALE CLUB HOLDINGS (BJ) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BJ - US05550J1016 - Common Stock
91.97 USD
+1.94 (+2.15%)
Taking everything into account, BJ scores 5 out of 10 in our fundamental rating. BJ was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. BJ has only an average score on both its financial health and profitability. BJ is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year BJ was profitable.
BJ had a positive operating cash flow in the past year.
BJ had positive earnings in each of the past 5 years.
Each year in the past 5 years BJ had a positive operating cash flow.
1.2 Ratios
BJ has a better Return On Assets (7.62%) than 78.95% of its industry peers.
With a decent Return On Equity value of 26.48%, BJ is doing good in the industry, outperforming 78.95% of the companies in the same industry.
The Return On Invested Capital of BJ (12.32%) is better than 84.21% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BJ is significantly below the industry average of 28.32%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROIC | 12.32% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
1.3 Margins
BJ has a Profit Margin of 2.72%. This is in the better half of the industry: BJ outperforms 65.79% of its industry peers.
BJ's Profit Margin has improved in the last couple of years.
BJ's Operating Margin of 3.89% is fine compared to the rest of the industry. BJ outperforms 68.42% of its industry peers.
In the last couple of years the Operating Margin of BJ has grown nicely.
With a Gross Margin value of 18.61%, BJ is not doing good in the industry: 60.53% of the companies in the same industry are doing better.
BJ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.89% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% |
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BJ is still creating some value.
BJ has less shares outstanding than it did 1 year ago.
The number of shares outstanding for BJ has been reduced compared to 5 years ago.
BJ has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.79 indicates that BJ is not in any danger for bankruptcy at the moment.
BJ has a better Altman-Z score (4.79) than 71.05% of its industry peers.
BJ has a debt to FCF ratio of 2.40. This is a good value and a sign of high solvency as BJ would need 2.40 years to pay back of all of its debts.
BJ has a better Debt to FCF ratio (2.40) than 73.68% of its industry peers.
A Debt/Equity ratio of 0.18 indicates that BJ is not too dependend on debt financing.
The Debt to Equity ratio of BJ (0.18) is better than 78.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.4 | ||
| Altman-Z | 4.79 |
ROIC/WACC1.44
WACC8.56%
2.3 Liquidity
BJ has a Current Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
BJ's Current ratio of 0.79 is on the low side compared to the rest of the industry. BJ is outperformed by 86.84% of its industry peers.
A Quick Ratio of 0.16 indicates that BJ may have some problems paying its short term obligations.
BJ has a worse Quick ratio (0.16) than 94.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
BJ shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.31%.
The Earnings Per Share has been growing by 22.64% on average over the past years. This is a very strong growth
Looking at the last year, BJ shows a small growth in Revenue. The Revenue has grown by 2.82% in the last year.
Measured over the past years, BJ shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
3.2 Future
Based on estimates for the next years, BJ will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.01% on average per year.
The Revenue is expected to grow by 5.65% on average over the next years.
EPS Next Y10.66%
EPS Next 2Y8.84%
EPS Next 3Y8.74%
EPS Next 5Y10.01%
Revenue Next Year3.76%
Revenue Next 2Y5.14%
Revenue Next 3Y5.37%
Revenue Next 5Y5.65%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BJ is valuated rather expensively with a Price/Earnings ratio of 21.05.
BJ's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of BJ to the average of the S&P500 Index (26.51), we can say BJ is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 19.17, the valuation of BJ can be described as rather expensive.
BJ's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.13. BJ is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.05 | ||
| Fwd PE | 19.17 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as BJ.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BJ indicates a slightly more expensive valuation: BJ is more expensive than 65.79% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 48.21 | ||
| EV/EBITDA | 11.17 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BJ does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of BJ may justify a higher PE ratio.
PEG (NY)1.98
PEG (5Y)0.93
EPS Next 2Y8.84%
EPS Next 3Y8.74%
5. Dividend
5.1 Amount
BJ does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:BJ (1/2/2026, 2:09:10 PM)
91.97
+1.94 (+2.15%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners110.86%
Inst Owner Change4.85%
Ins Owners0.61%
Ins Owner Change-8.89%
Market Cap12.03B
Revenue(TTM)21.16B
Net Income(TTM)575.18M
Analysts79.35
Price Target110.8 (20.47%)
Short Float %6.08%
Short Ratio3.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.13%
Min EPS beat(2)1.37%
Max EPS beat(2)2.89%
EPS beat(4)4
Avg EPS beat(4)7%
Min EPS beat(4)1.37%
Max EPS beat(4)20.92%
EPS beat(8)7
Avg EPS beat(8)7.45%
EPS beat(12)10
Avg EPS beat(12)5.98%
EPS beat(16)14
Avg EPS beat(16)8.83%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-2.88%
Revenue beat(8)0
Avg Revenue beat(8)-3.3%
Revenue beat(12)0
Avg Revenue beat(12)-3.47%
Revenue beat(16)2
Avg Revenue beat(16)-2.25%
PT rev (1m)-3.03%
PT rev (3m)-5.81%
EPS NQ rev (1m)-0.33%
EPS NQ rev (3m)-2.04%
EPS NY rev (1m)0.73%
EPS NY rev (3m)0.76%
Revenue NQ rev (1m)0.58%
Revenue NQ rev (3m)0.88%
Revenue NY rev (1m)-0.44%
Revenue NY rev (3m)-0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.05 | ||
| Fwd PE | 19.17 | ||
| P/S | 0.57 | ||
| P/FCF | 48.21 | ||
| P/OCF | 13.21 | ||
| P/B | 5.54 | ||
| P/tB | 11.29 | ||
| EV/EBITDA | 11.17 |
EPS(TTM)4.37
EY4.75%
EPS(NY)4.8
Fwd EY5.22%
FCF(TTM)1.91
FCFY2.07%
OCF(TTM)6.96
OCFY7.57%
SpS161.72
BVpS16.6
TBVpS8.15
PEG (NY)1.98
PEG (5Y)0.93
Graham Number40.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROCE | 16.97% | ||
| ROIC | 12.32% | ||
| ROICexc | 12.44% | ||
| ROICexgc | 16.16% | ||
| OM | 3.89% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% | ||
| FCFM | 1.18% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score7
Asset Turnover2.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.4 | ||
| Debt/EBITDA | 0.36 | ||
| Cap/Depr | 234.74% | ||
| Cap/Sales | 3.13% | ||
| Interest Coverage | 25.1 | ||
| Cash Conversion | 82.53% | ||
| Profit Quality | 43.4% | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z | 4.79 |
F-Score7
WACC8.56%
ROIC/WACC1.44
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
EPS Next Y10.66%
EPS Next 2Y8.84%
EPS Next 3Y8.74%
EPS Next 5Y10.01%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
Revenue Next Year3.76%
Revenue Next 2Y5.14%
Revenue Next 3Y5.37%
Revenue Next 5Y5.65%
EBIT growth 1Y1.28%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year46.54%
EBIT Next 3Y19.78%
EBIT Next 5Y14.03%
FCF growth 1Y48.33%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y46.99%
OCF growth 3Y2.7%
OCF growth 5Y20.47%
BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ
What is the ChartMill fundamental rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
ChartMill assigns a fundamental rating of 5 / 10 to BJ.
What is the valuation status of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.
What is the profitability of BJ stock?
BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 6 / 10.
How financially healthy is BJ'S WHOLESALE CLUB HOLDINGS?
The financial health rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 5 / 10.
What is the earnings growth outlook for BJ'S WHOLESALE CLUB HOLDINGS?
The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 10.66% in the next year.