BJ'S WHOLESALE CLUB HOLDINGS (BJ) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BJ - US05550J1016 - Common Stock
93.4 USD
-1.51 (-1.59%)
93.4 USD
0 (0%)
Taking everything into account, BJ scores 5 out of 10 in our fundamental rating. BJ was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. BJ has an average financial health and profitability rating. While showing a medium growth rate, BJ is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- BJ had positive earnings in the past year.
- BJ had a positive operating cash flow in the past year.
- BJ had positive earnings in each of the past 5 years.
- Each year in the past 5 years BJ had a positive operating cash flow.
1.2 Ratios
- With a decent Return On Assets value of 7.62%, BJ is doing good in the industry, outperforming 78.95% of the companies in the same industry.
- BJ has a Return On Equity of 26.48%. This is in the better half of the industry: BJ outperforms 78.95% of its industry peers.
- BJ has a Return On Invested Capital of 12.32%. This is amongst the best in the industry. BJ outperforms 84.21% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for BJ is significantly below the industry average of 28.32%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROIC | 12.32% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
1.3 Margins
- With a decent Profit Margin value of 2.72%, BJ is doing good in the industry, outperforming 65.79% of the companies in the same industry.
- BJ's Profit Margin has improved in the last couple of years.
- The Operating Margin of BJ (3.89%) is better than 68.42% of its industry peers.
- BJ's Operating Margin has improved in the last couple of years.
- The Gross Margin of BJ (18.61%) is worse than 60.53% of its industry peers.
- BJ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.89% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% |
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
2. Health
2.1 Basic Checks
- BJ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, BJ has less shares outstanding
- The number of shares outstanding for BJ has been reduced compared to 5 years ago.
- BJ has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 4.86 indicates that BJ is not in any danger for bankruptcy at the moment.
- BJ has a better Altman-Z score (4.86) than 73.68% of its industry peers.
- BJ has a debt to FCF ratio of 2.40. This is a good value and a sign of high solvency as BJ would need 2.40 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 2.40, BJ is doing good in the industry, outperforming 76.32% of the companies in the same industry.
- A Debt/Equity ratio of 0.18 indicates that BJ is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.18, BJ is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.4 | ||
| Altman-Z | 4.86 |
ROIC/WACC1.44
WACC8.56%
2.3 Liquidity
- A Current Ratio of 0.79 indicates that BJ may have some problems paying its short term obligations.
- BJ has a worse Current ratio (0.79) than 86.84% of its industry peers.
- BJ has a Quick Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.16, BJ is doing worse than 94.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
- BJ shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.31%.
- BJ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 22.64% yearly.
- Looking at the last year, BJ shows a small growth in Revenue. The Revenue has grown by 2.82% in the last year.
- BJ shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.22% yearly.
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
3.2 Future
- BJ is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.59% yearly.
- The Revenue is expected to grow by 5.34% on average over the next years.
EPS Next Y10.66%
EPS Next 2Y8.84%
EPS Next 3Y8.74%
EPS Next 5Y10.59%
Revenue Next Year3.76%
Revenue Next 2Y5.14%
Revenue Next 3Y5.37%
Revenue Next 5Y5.34%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.37, which indicates a rather expensive current valuation of BJ.
- BJ's Price/Earnings is on the same level as the industry average.
- BJ's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.47.
- BJ is valuated rather expensively with a Price/Forward Earnings ratio of 19.47.
- BJ's Price/Forward Earnings ratio is in line with the industry average.
- BJ is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.37 | ||
| Fwd PE | 19.47 |
4.2 Price Multiples
- BJ's Enterprise Value to EBITDA ratio is in line with the industry average.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of BJ indicates a slightly more expensive valuation: BJ is more expensive than 65.79% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 48.96 | ||
| EV/EBITDA | 11.75 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of BJ may justify a higher PE ratio.
PEG (NY)2.01
PEG (5Y)0.94
EPS Next 2Y8.84%
EPS Next 3Y8.74%
5. Dividend
5.1 Amount
- No dividends for BJ!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
93.4
-1.51 (-1.59%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-21 2025-11-21/bmo
Earnings (Next)05-20 2026-05-20
Inst Owners111.19%
Inst Owner Change0.2%
Ins Owners0.64%
Ins Owner Change-6.05%
Market Cap12.22B
Revenue(TTM)21.16B
Net Income(TTM)575.18M
Analysts79.35
Price Target110.8 (18.63%)
Short Float %6.08%
Short Ratio3.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.13%
Min EPS beat(2)1.37%
Max EPS beat(2)2.89%
EPS beat(4)4
Avg EPS beat(4)7%
Min EPS beat(4)1.37%
Max EPS beat(4)20.92%
EPS beat(8)7
Avg EPS beat(8)7.45%
EPS beat(12)10
Avg EPS beat(12)5.98%
EPS beat(16)14
Avg EPS beat(16)8.83%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-2.88%
Revenue beat(8)0
Avg Revenue beat(8)-3.3%
Revenue beat(12)0
Avg Revenue beat(12)-3.47%
Revenue beat(16)2
Avg Revenue beat(16)-2.25%
PT rev (1m)0%
PT rev (3m)-5.71%
EPS NQ rev (1m)0.22%
EPS NQ rev (3m)-2.04%
EPS NY rev (1m)0.13%
EPS NY rev (3m)0.76%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.88%
Revenue NY rev (1m)-0.32%
Revenue NY rev (3m)-0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.37 | ||
| Fwd PE | 19.47 | ||
| P/S | 0.58 | ||
| P/FCF | 48.96 | ||
| P/OCF | 13.42 | ||
| P/B | 5.63 | ||
| P/tB | 11.46 | ||
| EV/EBITDA | 11.75 |
EPS(TTM)4.37
EY4.68%
EPS(NY)4.8
Fwd EY5.14%
FCF(TTM)1.91
FCFY2.04%
OCF(TTM)6.96
OCFY7.45%
SpS161.72
BVpS16.6
TBVpS8.15
PEG (NY)2.01
PEG (5Y)0.94
Graham Number40.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROCE | 16.97% | ||
| ROIC | 12.32% | ||
| ROICexc | 12.44% | ||
| ROICexgc | 16.16% | ||
| OM | 3.89% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% | ||
| FCFM | 1.18% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score7
Asset Turnover2.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.4 | ||
| Debt/EBITDA | 0.36 | ||
| Cap/Depr | 234.74% | ||
| Cap/Sales | 3.13% | ||
| Interest Coverage | 25.1 | ||
| Cash Conversion | 82.53% | ||
| Profit Quality | 43.4% | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z | 4.86 |
F-Score7
WACC8.56%
ROIC/WACC1.44
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
EPS Next Y10.66%
EPS Next 2Y8.84%
EPS Next 3Y8.74%
EPS Next 5Y10.59%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
Revenue Next Year3.76%
Revenue Next 2Y5.14%
Revenue Next 3Y5.37%
Revenue Next 5Y5.34%
EBIT growth 1Y1.28%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year46.54%
EBIT Next 3Y19.78%
EBIT Next 5Y13.69%
FCF growth 1Y48.33%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y46.99%
OCF growth 3Y2.7%
OCF growth 5Y20.47%
BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ
What is the ChartMill fundamental rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
ChartMill assigns a fundamental rating of 5 / 10 to BJ.
What is the valuation status of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.
What is the profitability of BJ stock?
BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 6 / 10.
How financially healthy is BJ'S WHOLESALE CLUB HOLDINGS?
The financial health rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 5 / 10.
What is the earnings growth outlook for BJ'S WHOLESALE CLUB HOLDINGS?
The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 10.66% in the next year.