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BIJOU BRIGITTE MODI ACCESS (BIJ.DE) Stock Fundamental Analysis

FRA:BIJ - Deutsche Boerse Ag - DE0005229504 - Common Stock - Currency: EUR

35.2  +0.3 (+0.86%)

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to BIJ. BIJ was compared to 42 industry peers in the Textiles, Apparel & Luxury Goods industry. While BIJ has a great health rating, its profitability is only average at the moment. BIJ is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

In the past year BIJ was profitable.
BIJ had a positive operating cash flow in the past year.
Of the past 5 years BIJ 4 years were profitable.
BIJ had a positive operating cash flow in each of the past 5 years.
BIJ.DE Yearly Net Income VS EBIT VS OCF VS FCFBIJ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20M -20M 40M 60M 80M

1.2 Ratios

BIJ has a Return On Assets of 5.27%. This is in the better half of the industry: BIJ outperforms 65.91% of its industry peers.
BIJ has a Return On Equity (8.82%) which is in line with its industry peers.
BIJ has a Return On Invested Capital of 7.81%. This is comparable to the rest of the industry: BIJ outperforms 50.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BIJ is below the industry average of 10.98%.
The 3 year average ROIC (6.70%) for BIJ is below the current ROIC(7.81%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.27%
ROE 8.82%
ROIC 7.81%
ROA(3y)6.42%
ROA(5y)3.3%
ROE(3y)10.6%
ROE(5y)5.4%
ROIC(3y)6.7%
ROIC(5y)N/A
BIJ.DE Yearly ROA, ROE, ROICBIJ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 5 -5 10 -10 -15

1.3 Margins

With a Profit Margin value of 6.49%, BIJ perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
In the last couple of years the Profit Margin of BIJ has grown nicely.
Looking at the Operating Margin, with a value of 11.16%, BIJ is in line with its industry, outperforming 56.82% of the companies in the same industry.
BIJ's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 78.49%, BIJ belongs to the top of the industry, outperforming 93.18% of the companies in the same industry.
In the last couple of years the Gross Margin of BIJ has remained more or less at the same level.
Industry RankSector Rank
OM 11.16%
PM (TTM) 6.49%
GM 78.49%
OM growth 3YN/A
OM growth 5Y3.81%
PM growth 3YN/A
PM growth 5Y1.85%
GM growth 3Y0.66%
GM growth 5Y-0.4%
BIJ.DE Yearly Profit, Operating, Gross MarginsBIJ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20 40 60

8

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BIJ is creating some value.
The number of shares outstanding for BIJ remains at a similar level compared to 1 year ago.
The number of shares outstanding for BIJ has been reduced compared to 5 years ago.
Compared to 1 year ago, BIJ has a worse debt to assets ratio.
BIJ.DE Yearly Shares OutstandingBIJ.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M
BIJ.DE Yearly Total Debt VS Total AssetsBIJ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M 400M

2.2 Solvency

An Altman-Z score of 3.55 indicates that BIJ is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.55, BIJ is in the better half of the industry, outperforming 65.91% of the companies in the same industry.
BIJ has a debt to FCF ratio of 1.96. This is a very positive value and a sign of high solvency as it would only need 1.96 years to pay back of all of its debts.
BIJ has a better Debt to FCF ratio (1.96) than 81.82% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that BIJ is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.37, BIJ is doing good in the industry, outperforming 68.18% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 1.96
Altman-Z 3.55
ROIC/WACC1.16
WACC6.72%
BIJ.DE Yearly LT Debt VS Equity VS FCFBIJ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M 250M

2.3 Liquidity

BIJ has a Current Ratio of 3.52. This indicates that BIJ is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of BIJ (3.52) is better than 90.91% of its industry peers.
A Quick Ratio of 2.41 indicates that BIJ has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 2.41, BIJ belongs to the top of the industry, outperforming 93.18% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.52
Quick Ratio 2.41
BIJ.DE Yearly Current Assets VS Current LiabilitesBIJ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M 250M

1

3. Growth

3.1 Past

BIJ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -36.72%.
BIJ shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.69% yearly.
Looking at the last year, BIJ shows a small growth in Revenue. The Revenue has grown by 2.02% in the last year.
The Revenue has been growing slightly by 0.39% on average over the past years.
EPS 1Y (TTM)-36.72%
EPS 3YN/A
EPS 5Y2.69%
EPS Q2Q%-48.89%
Revenue 1Y (TTM)2.02%
Revenue growth 3Y16.97%
Revenue growth 5Y0.39%
Sales Q2Q%1.81%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BIJ.DE Yearly Revenue VS EstimatesBIJ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M
BIJ.DE Yearly EPS VS EstimatesBIJ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 0.5 1 1.5 2 2.5

5

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 12.66, the valuation of BIJ can be described as correct.
Based on the Price/Earnings ratio, BIJ is valued cheaply inside the industry as 86.36% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of BIJ to the average of the S&P500 Index (29.35), we can say BIJ is valued rather cheaply.
Industry RankSector Rank
PE 12.66
Fwd PE N/A
BIJ.DE Price Earnings VS Forward Price EarningsBIJ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, BIJ is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BIJ indicates a rather cheap valuation: BIJ is cheaper than 84.09% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 4.46
EV/EBITDA 2.03
BIJ.DE Per share dataBIJ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

BIJ has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)4.71
EPS Next 2YN/A
EPS Next 3YN/A

6

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 10.03%, BIJ is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.02, BIJ pays a better dividend. On top of this BIJ pays more dividend than 97.73% of the companies listed in the same industry.
BIJ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
Industry RankSector Rank
Dividend Yield 10.03%

5.2 History

The dividend of BIJ is nicely growing with an annual growth rate of 10.78%!
Dividend Growth(5Y)10.78%
Div Incr Years1
Div Non Decr Years1
BIJ.DE Yearly Dividends per shareBIJ.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2023 2024 1 2 3

5.3 Sustainability

BIJ has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The dividend of BIJ is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
BIJ.DE Yearly Income VS Free CF VS DividendBIJ.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20M -20M 40M 60M 80M

BIJOU BRIGITTE MODI ACCESS

FRA:BIJ (3/7/2025, 7:00:00 PM)

35.2

+0.3 (+0.86%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryTextiles, Apparel & Luxury Goods
Earnings (Last)01-07 2025-01-07
Earnings (Next)04-08 2025-04-08
Inst Owners4.9%
Inst Owner ChangeN/A
Ins Owners50.4%
Ins Owner ChangeN/A
Market Cap285.12M
Analysts45.71
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 10.03%
Yearly Dividend5
Dividend Growth(5Y)10.78%
DP0%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 12.66
Fwd PE N/A
P/S 0.86
P/FCF 4.46
P/OCF 3.69
P/B 1.17
P/tB 1.18
EV/EBITDA 2.03
EPS(TTM)2.78
EY7.9%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)7.89
FCFY22.42%
OCF(TTM)9.55
OCFY27.12%
SpS40.81
BVpS30.04
TBVpS29.77
PEG (NY)N/A
PEG (5Y)4.71
Profitability
Industry RankSector Rank
ROA 5.27%
ROE 8.82%
ROCE 10.91%
ROIC 7.81%
ROICexc 15.03%
ROICexgc 15.22%
OM 11.16%
PM (TTM) 6.49%
GM 78.49%
FCFM 19.34%
ROA(3y)6.42%
ROA(5y)3.3%
ROE(3y)10.6%
ROE(5y)5.4%
ROIC(3y)6.7%
ROIC(5y)N/A
ROICexc(3y)13.45%
ROICexc(5y)N/A
ROICexgc(3y)13.71%
ROICexgc(5y)N/A
ROCE(3y)9.36%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-7.62%
ROICexc growth 3YN/A
ROICexc growth 5Y-7.21%
OM growth 3YN/A
OM growth 5Y3.81%
PM growth 3YN/A
PM growth 5Y1.85%
GM growth 3Y0.66%
GM growth 5Y-0.4%
F-Score4
Asset Turnover0.81
Health
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 1.96
Debt/EBITDA 1.01
Cap/Depr 26.15%
Cap/Sales 4.05%
Interest Coverage 250
Cash Conversion 87.75%
Profit Quality 298.01%
Current Ratio 3.52
Quick Ratio 2.41
Altman-Z 3.55
F-Score4
WACC6.72%
ROIC/WACC1.16
Cap/Depr(3y)15.71%
Cap/Depr(5y)14.5%
Cap/Sales(3y)2.57%
Cap/Sales(5y)2.66%
Profit Quality(3y)294.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-36.72%
EPS 3YN/A
EPS 5Y2.69%
EPS Q2Q%-48.89%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.02%
Revenue growth 3Y16.97%
Revenue growth 5Y0.39%
Sales Q2Q%1.81%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-24.3%
EBIT growth 3YN/A
EBIT growth 5Y4.22%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.54%
FCF growth 3Y78.35%
FCF growth 5Y27.69%
OCF growth 1Y-29.87%
OCF growth 3Y67.22%
OCF growth 5Y19.58%