BRIGHTHOUSE FINANCIAL INC (BHF)
US10922N1037 - Common Stock
Overall BHF gets a fundamental rating of 3 out of 10. We evaluated BHF against 140 industry peers in the Insurance industry. Both the profitability and financial health of BHF have multiple concerns. BHF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
BHF had positive earnings in the past year.
BHF had a negative operating cash flow in the past year.
In the past 5 years BHF always reported negative net income.
In multiple years BHF reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of -0.53%, BHF is not doing good in the industry: 83.33% of the companies in the same industry are doing better.
BHF's Return On Equity of -23.57% is on the low side compared to the rest of the industry. BHF is outperformed by 92.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.53% | ||
| ROE | -23.57% | ||
| ROIC | N/A |
ROA(3y)-0.21%
ROA(5y)-0.28%
ROE(3y)-9.19%
ROE(5y)-7.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin and Operating Margin and Gross Margin are not available for BHF so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, BHF has less shares outstanding
Compared to 5 years ago, BHF has less shares outstanding
The debt/assets ratio for BHF has been reduced compared to a year ago.
2.2 Solvency
A Debt/Equity ratio of 0.57 indicates that BHF is somewhat dependend on debt financing.
BHF has a worse Debt to Equity ratio (0.57) than 76.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.57 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 71.77% over the past year.
The Earnings Per Share has been growing by 13.38% on average over the past years. This is quite good.
BHF shows a strong growth in Revenue. In the last year, the Revenue has grown by 55.12%.
BHF shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -14.41% yearly.
EPS 1Y (TTM)71.77%
EPS 3YN/A
EPS 5Y13.38%
EPS Q2Q%200.96%
Revenue 1Y (TTM)55.12%
Revenue growth 3Y-21.48%
Revenue growth 5Y-14.41%
Sales Q2Q%5.24%
3.2 Future
BHF is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.69% yearly.
BHF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.33% yearly.
EPS Next Y42.4%
EPS Next 2Y20.27%
EPS Next 3Y17.44%
EPS Next 5Y17.69%
Revenue Next Year4.09%
Revenue Next 2Y4.19%
Revenue Next 3Y3.58%
Revenue Next 5Y4.33%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 1.91 indicates a rather cheap valuation of BHF.
Compared to the rest of the industry, the Price/Earnings ratio of BHF indicates a rather cheap valuation: BHF is cheaper than 89.13% of the companies listed in the same industry.
BHF's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.41.
A Price/Forward Earnings ratio of 2.39 indicates a rather cheap valuation of BHF.
85.51% of the companies in the same industry are more expensive than BHF, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.69. BHF is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.91 | ||
| Fwd PE | 2.39 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as BHF's earnings are expected to grow with 17.44% in the coming years.
PEG (NY)0.05
PEG (5Y)0.14
EPS Next 2Y20.27%
EPS Next 3Y17.44%
5. Dividend
5.1 Amount
BHF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BRIGHTHOUSE FINANCIAL INC
NASDAQ:BHF (1/3/2025, 8:22:22 PM)
After market: 48.09 0 (0%)48.09
+0.1 (+0.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners82.99%
Inst Owner Change-3.72%
Ins Owners1.06%
Ins Owner Change-14.8%
Market Cap2.85B
Analysts51.76
Price Target53.33 (10.9%)
Short Float %2.38%
Short Ratio3.68
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)N/A
DP-7.83%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)101.44%
Min EPS beat(2)26.1%
Max EPS beat(2)176.78%
EPS beat(4)3
Avg EPS beat(4)46.22%
Min EPS beat(4)-26.72%
Max EPS beat(4)176.78%
EPS beat(8)6
Avg EPS beat(8)30.64%
EPS beat(12)9
Avg EPS beat(12)17.51%
EPS beat(16)12
Avg EPS beat(16)23.93%
Revenue beat(2)0
Avg Revenue beat(2)-2.16%
Min Revenue beat(2)-3.47%
Max Revenue beat(2)-0.85%
Revenue beat(4)0
Avg Revenue beat(4)-2.74%
Min Revenue beat(4)-5.91%
Max Revenue beat(4)-0.74%
Revenue beat(8)1
Avg Revenue beat(8)-12.2%
Revenue beat(12)2
Avg Revenue beat(12)-5.81%
Revenue beat(16)3
Avg Revenue beat(16)-14.34%
PT rev (1m)3.1%
PT rev (3m)14.73%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.81%
EPS NY rev (1m)-1.1%
EPS NY rev (3m)22.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.45%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.41%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.91 | ||
| Fwd PE | 2.39 | ||
| P/S | 0.58 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.52 | ||
| P/tB | 0.52 | ||
| EV/EBITDA | N/A |
EPS(TTM)25.13
EY52.26%
EPS(NY)20.11
Fwd EY41.81%
FCF(TTM)-0.34
FCFYN/A
OCF(TTM)-0.34
OCFYN/A
SpS82.88
BVpS93.09
TBVpS93.09
PEG (NY)0.05
PEG (5Y)0.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.53% | ||
| ROE | -23.57% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)-0.28%
ROE(3y)-9.19%
ROE(5y)-7.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.57 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)71.77%
EPS 3YN/A
EPS 5Y13.38%
EPS Q2Q%200.96%
EPS Next Y42.4%
EPS Next 2Y20.27%
EPS Next 3Y17.44%
EPS Next 5Y17.69%
Revenue 1Y (TTM)55.12%
Revenue growth 3Y-21.48%
Revenue growth 5Y-14.41%
Sales Q2Q%5.24%
Revenue Next Year4.09%
Revenue Next 2Y4.19%
Revenue Next 3Y3.58%
Revenue Next 5Y4.33%
EBIT growth 1Y2.58%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year28.17%
EBIT Next 3Y9.92%
EBIT Next 5YN/A
FCF growth 1Y97.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y97.78%
OCF growth 3YN/A
OCF growth 5YN/A