Logo image of BFSA.DE

BEFESA SA (BFSA.DE) Stock Fundamental Analysis

Europe - Frankfurt Stock Exchange - FRA:BFSA - LU1704650164 - Common Stock

31.77 EUR
-0.13 (-0.41%)
Last: 1/26/2026, 5:29:51 PM
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to BFSA. BFSA was compared to 44 industry peers in the Commercial Services & Supplies industry. BFSA has an average financial health and profitability rating. BFSA has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year BFSA was profitable.
  • In the past year BFSA had a positive cash flow from operations.
  • In the past 5 years BFSA has always been profitable.
  • BFSA had a positive operating cash flow in each of the past 5 years.
BFSA.DE Yearly Net Income VS EBIT VS OCF VS FCFBFSA.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M

1.2 Ratios

  • BFSA has a better Return On Assets (4.62%) than 65.91% of its industry peers.
  • The Return On Equity of BFSA (10.64%) is comparable to the rest of the industry.
  • Looking at the Return On Invested Capital, with a value of 7.07%, BFSA is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
  • BFSA had an Average Return On Invested Capital over the past 3 years of 6.03%. This is below the industry average of 8.58%.
  • The 3 year average ROIC (6.03%) for BFSA is below the current ROIC(7.07%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.62%
ROE 10.64%
ROIC 7.07%
ROA(3y)3.64%
ROA(5y)4.16%
ROE(3y)8.78%
ROE(5y)11.47%
ROIC(3y)6.03%
ROIC(5y)6.41%
BFSA.DE Yearly ROA, ROE, ROICBFSA.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20

1.3 Margins

  • BFSA has a Profit Margin of 7.12%. This is in the better half of the industry: BFSA outperforms 75.00% of its industry peers.
  • In the last couple of years the Profit Margin of BFSA has declined.
  • BFSA has a better Operating Margin (12.08%) than 79.55% of its industry peers.
  • In the last couple of years the Operating Margin of BFSA has declined.
  • The Gross Margin of BFSA (57.20%) is better than 65.91% of its industry peers.
  • In the last couple of years the Gross Margin of BFSA has declined.
Industry RankSector Rank
OM 12.08%
PM (TTM) 7.12%
GM 57.2%
OM growth 3Y-16.45%
OM growth 5Y-14%
PM growth 3Y-30.35%
PM growth 5Y-20.31%
GM growth 3Y-1.79%
GM growth 5Y-12.3%
BFSA.DE Yearly Profit, Operating, Gross MarginsBFSA.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

4

2. Health

2.1 Basic Checks

  • BFSA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, BFSA has about the same amount of shares outstanding.
  • Compared to 5 years ago, BFSA has more shares outstanding
  • The debt/assets ratio for BFSA is higher compared to a year ago.
BFSA.DE Yearly Shares OutstandingBFSA.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 0 0 0 0
BFSA.DE Yearly Total Debt VS Total AssetsBFSA.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • BFSA has an Altman-Z score of 1.85. This is not the best score and indicates that BFSA is in the grey zone with still only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 1.85, BFSA is in line with its industry, outperforming 50.00% of the companies in the same industry.
  • BFSA has a debt to FCF ratio of 5.57. This is a neutral value as BFSA would need 5.57 years to pay back of all of its debts.
  • BFSA has a better Debt to FCF ratio (5.57) than 70.45% of its industry peers.
  • BFSA has a Debt/Equity ratio of 0.82. This is a neutral value indicating BFSA is somewhat dependend on debt financing.
  • BFSA has a Debt to Equity ratio (0.82) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.82
Debt/FCF 5.57
Altman-Z 1.85
ROIC/WACC1.05
WACC6.72%
BFSA.DE Yearly LT Debt VS Equity VS FCFBFSA.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.37 indicates that BFSA should not have too much problems paying its short term obligations.
  • With a decent Current ratio value of 1.37, BFSA is doing good in the industry, outperforming 63.64% of the companies in the same industry.
  • A Quick Ratio of 0.95 indicates that BFSA may have some problems paying its short term obligations.
  • BFSA has a Quick ratio of 0.95. This is comparable to the rest of the industry: BFSA outperforms 47.73% of its industry peers.
Industry RankSector Rank
Current Ratio 1.37
Quick Ratio 0.95
BFSA.DE Yearly Current Assets VS Current LiabilitesBFSA.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 57.97% over the past year.
  • The earnings per share for BFSA have been decreasing by -12.17% on average. This is quite bad
  • Looking at the last year, BFSA shows a small growth in Revenue. The Revenue has grown by 2.08% in the last year.
  • Measured over the past years, BFSA shows a quite strong growth in Revenue. The Revenue has been growing by 13.84% on average per year.
EPS 1Y (TTM)57.97%
EPS 3Y-22.13%
EPS 5Y-12.17%
EPS Q2Q%333.33%
Revenue 1Y (TTM)2.08%
Revenue growth 3Y14.68%
Revenue growth 5Y13.84%
Sales Q2Q%-1.16%

3.2 Future

  • BFSA is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 26.66% yearly.
  • BFSA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.09% yearly.
EPS Next Y76.58%
EPS Next 2Y40.43%
EPS Next 3Y28.74%
EPS Next 5Y26.66%
Revenue Next Year0.95%
Revenue Next 2Y5.98%
Revenue Next 3Y5.93%
Revenue Next 5Y4.09%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BFSA.DE Yearly Revenue VS EstimatesBFSA.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B
BFSA.DE Yearly EPS VS EstimatesBFSA.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

6

4. Valuation

4.1 Price/Earnings Ratio

  • BFSA is valuated correctly with a Price/Earnings ratio of 14.57.
  • 75.00% of the companies in the same industry are more expensive than BFSA, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 27.25, BFSA is valued a bit cheaper.
  • BFSA is valuated correctly with a Price/Forward Earnings ratio of 12.68.
  • BFSA's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BFSA is cheaper than 70.45% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of BFSA to the average of the S&P500 Index (25.98), we can say BFSA is valued rather cheaply.
Industry RankSector Rank
PE 14.57
Fwd PE 12.68
BFSA.DE Price Earnings VS Forward Price EarningsBFSA.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BFSA's Enterprise Value to EBITDA ratio is in line with the industry average.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of BFSA indicates a somewhat cheap valuation: BFSA is cheaper than 70.45% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10.12
EV/EBITDA 8.35
BFSA.DE Per share dataBFSA.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • BFSA has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as BFSA's earnings are expected to grow with 28.74% in the coming years.
PEG (NY)0.19
PEG (5Y)N/A
EPS Next 2Y40.43%
EPS Next 3Y28.74%

4

5. Dividend

5.1 Amount

  • BFSA has a Yearly Dividend Yield of 2.01%.
  • Compared to an average industry Dividend Yield of 2.60, BFSA pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, BFSA has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.01%

5.2 History

  • The dividend of BFSA decreases each year by -11.17%.
Dividend Growth(5Y)-11.17%
Div Incr Years0
Div Non Decr Years1
BFSA.DE Yearly Dividends per shareBFSA.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 29.57% of the earnings are spent on dividend by BFSA. This is a low number and sustainable payout ratio.
DP29.57%
EPS Next 2Y40.43%
EPS Next 3Y28.74%
BFSA.DE Yearly Income VS Free CF VS DividendBFSA.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M
BFSA.DE Dividend Payout.BFSA.DE Dividend Payout, showing the Payout Ratio.BFSA.DE Dividend Payout.PayoutRetained Earnings

BEFESA SA / BFSA.DE FAQ

What is the fundamental rating for BFSA stock?

ChartMill assigns a fundamental rating of 5 / 10 to BFSA.DE.


What is the valuation status for BFSA stock?

ChartMill assigns a valuation rating of 6 / 10 to BEFESA SA (BFSA.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for BEFESA SA?

BEFESA SA (BFSA.DE) has a profitability rating of 6 / 10.


What is the financial health of BEFESA SA (BFSA.DE) stock?

The financial health rating of BEFESA SA (BFSA.DE) is 4 / 10.


How sustainable is the dividend of BEFESA SA (BFSA.DE) stock?

The dividend rating of BEFESA SA (BFSA.DE) is 4 / 10 and the dividend payout ratio is 29.57%.