FRANKLIN RESOURCES INC (BEN) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:BEN • US3546131018
27.325 USD
+0.13 (+0.46%)
Last: Feb 9, 2026, 10:17 AM
We assign a fundamental rating of 4 out of 10 to BEN. BEN was compared to 238 industry peers in the Capital Markets industry. Both the profitability and financial health of BEN have multiple concerns. A decent growth rate in combination with a cheap valuation! Better keep an eye on BEN.
1. Profitability
1.1 Basic Checks
- BEN had positive earnings in the past year.
- BEN had a positive operating cash flow in the past year.
- In the past 5 years BEN has always been profitable.
- BEN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a Return On Assets value of 1.46%, BEN is not doing good in the industry: 63.45% of the companies in the same industry are doing better.
- With a Return On Equity value of 3.90%, BEN is not doing good in the industry: 64.29% of the companies in the same industry are doing better.
- Looking at the Return On Invested Capital, with a value of 2.90%, BEN is in line with its industry, outperforming 42.02% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for BEN is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 3.9% | ||
| ROIC | 2.9% |
ROA(3y)1.86%
ROA(5y)3.45%
ROE(3y)4.82%
ROE(5y)8.17%
ROIC(3y)3.25%
ROIC(5y)4.29%
1.3 Margins
- BEN has a worse Profit Margin (5.38%) than 70.59% of its industry peers.
- BEN's Profit Margin has declined in the last couple of years.
- BEN's Operating Margin of 12.54% is on the low side compared to the rest of the industry. BEN is outperformed by 63.45% of its industry peers.
- BEN's Operating Margin has declined in the last couple of years.
- BEN has a worse Gross Margin (36.61%) than 63.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.54% | ||
| PM (TTM) | 5.38% | ||
| GM | 36.61% |
OM growth 3Y-16.37%
OM growth 5Y-7.82%
PM growth 3Y-28.89%
PM growth 5Y-17.51%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, BEN has less shares outstanding
- BEN has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, BEN has a worse debt to assets ratio.
2.2 Solvency
- BEN has an Altman-Z score of 1.30. This is a bad value and indicates that BEN is not financially healthy and even has some risk of bankruptcy.
- With a decent Altman-Z score value of 1.30, BEN is doing good in the industry, outperforming 63.03% of the companies in the same industry.
- BEN has a debt to FCF ratio of 13.49. This is a negative value and a sign of low solvency as BEN would need 13.49 years to pay back of all of its debts.
- BEN has a Debt to FCF ratio of 13.49. This is in the better half of the industry: BEN outperforms 60.50% of its industry peers.
- A Debt/Equity ratio of 0.98 indicates that BEN is somewhat dependend on debt financing.
- BEN has a Debt to Equity ratio (0.98) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.98 | ||
| Debt/FCF | 13.49 | ||
| Altman-Z | 1.3 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.00 indicates that BEN may have some problems paying its short term obligations.
- With a Current ratio value of 1.00, BEN perfoms like the industry average, outperforming 44.54% of the companies in the same industry.
- A Quick Ratio of 1.00 indicates that BEN may have some problems paying its short term obligations.
- BEN's Quick ratio of 1.00 is in line compared to the rest of the industry. BEN outperforms 44.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
- The earnings per share for BEN have decreased by -0.43% in the last year.
- Measured over the past 5 years, BEN shows a small growth in Earnings Per Share. The EPS has been growing by 2.11% on average per year.
- The Revenue has been growing slightly by 3.45% in the past year.
- The Revenue has been growing by 9.52% on average over the past years. This is quite good.
EPS 1Y (TTM)-0.43%
EPS 3Y-15.2%
EPS 5Y2.11%
EPS Q2Q%18.64%
Revenue 1Y (TTM)3.45%
Revenue growth 3Y1.96%
Revenue growth 5Y9.52%
Sales Q2Q%3.83%
3.2 Future
- Based on estimates for the next years, BEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.18% on average per year.
- Based on estimates for the next years, BEN will show a small growth in Revenue. The Revenue will grow by 5.81% on average per year.
EPS Next Y18.04%
EPS Next 2Y14.46%
EPS Next 3Y12.48%
EPS Next 5Y9.18%
Revenue Next Year5.6%
Revenue Next 2Y5.7%
Revenue Next 3Y5.89%
Revenue Next 5Y5.81%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.73 indicates a reasonable valuation of BEN.
- Compared to the rest of the industry, the Price/Earnings ratio of BEN indicates a somewhat cheap valuation: BEN is cheaper than 60.50% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.93. BEN is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 9.39, the valuation of BEN can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of BEN indicates a somewhat cheap valuation: BEN is cheaper than 76.89% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of BEN to the average of the S&P500 Index (27.77), we can say BEN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.73 | ||
| Fwd PE | 9.39 |
4.2 Price Multiples
- 82.35% of the companies in the same industry are more expensive than BEN, based on the Enterprise Value to EBITDA ratio.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of BEN indicates a somewhat cheap valuation: BEN is cheaper than 69.33% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.62 | ||
| EV/EBITDA | 14.03 |
4.3 Compensation for Growth
- BEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- BEN's earnings are expected to grow with 12.48% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.65
PEG (5Y)5.56
EPS Next 2Y14.46%
EPS Next 3Y12.48%
5. Dividend
5.1 Amount
- BEN has a Yearly Dividend Yield of 4.91%, which is a nice return.
- Compared to an average industry Dividend Yield of 6.13, BEN has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.81, BEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.91% |
5.2 History
- The dividend of BEN has a limited annual growth rate of 4.06%.
- BEN has been paying a dividend for at least 10 years, so it has a reliable track record.
- BEN has decreased its dividend recently.
Dividend Growth(5Y)4.06%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 144.97% of the earnings are spent on dividend by BEN. This is not a sustainable payout ratio.
- The dividend of BEN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP144.97%
EPS Next 2Y14.46%
EPS Next 3Y12.48%
NYSE:BEN (2/9/2026, 10:17:09 AM)
27.325
+0.13 (+0.46%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-30 2026-01-30/bmo
Earnings (Next)04-30 2026-04-30/bmo
Inst Owners47.07%
Inst Owner Change-1.58%
Ins Owners21.79%
Ins Owner Change0.46%
Market Cap14.24B
Revenue(TTM)8.77B
Net Income(TTM)471.60M
Analysts52.63
Price Target27.44 (0.42%)
Short Float %8.85%
Short Ratio5.12
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.91% |
Yearly Dividend1.31
Dividend Growth(5Y)4.06%
DP144.97%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)6.65%
Min EPS beat(2)-1.74%
Max EPS beat(2)15.04%
EPS beat(4)2
Avg EPS beat(4)5.59%
Min EPS beat(4)-1.74%
Max EPS beat(4)15.04%
EPS beat(8)4
Avg EPS beat(8)4.04%
EPS beat(12)7
Avg EPS beat(12)6.52%
EPS beat(16)11
Avg EPS beat(16)8.76%
Revenue beat(2)1
Avg Revenue beat(2)1.48%
Min Revenue beat(2)-1.59%
Max Revenue beat(2)4.55%
Revenue beat(4)2
Avg Revenue beat(4)-0.3%
Min Revenue beat(4)-4.17%
Max Revenue beat(4)4.55%
Revenue beat(8)4
Avg Revenue beat(8)-0.42%
Revenue beat(12)8
Avg Revenue beat(12)2.98%
Revenue beat(16)9
Avg Revenue beat(16)2.09%
PT rev (1m)8.79%
PT rev (3m)7.99%
EPS NQ rev (1m)-0.06%
EPS NQ rev (3m)-11.34%
EPS NY rev (1m)3.59%
EPS NY rev (3m)0.93%
Revenue NQ rev (1m)0.12%
Revenue NQ rev (3m)-0.35%
Revenue NY rev (1m)1%
Revenue NY rev (3m)1.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.73 | ||
| Fwd PE | 9.39 | ||
| P/S | 1.62 | ||
| P/FCF | 15.62 | ||
| P/OCF | 13.35 | ||
| P/B | 1.18 | ||
| P/tB | 8.35 | ||
| EV/EBITDA | 14.03 |
EPS(TTM)2.33
EY8.53%
EPS(NY)2.91
Fwd EY10.64%
FCF(TTM)1.75
FCFY6.4%
OCF(TTM)2.05
OCFY7.49%
SpS16.84
BVpS23.18
TBVpS3.27
PEG (NY)0.65
PEG (5Y)5.56
Graham Number34.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 3.9% | ||
| ROCE | 4.04% | ||
| ROIC | 2.9% | ||
| ROICexc | 3.34% | ||
| ROICexgc | 6.18% | ||
| OM | 12.54% | ||
| PM (TTM) | 5.38% | ||
| GM | 36.61% | ||
| FCFM | 10.39% |
ROA(3y)1.86%
ROA(5y)3.45%
ROE(3y)4.82%
ROE(5y)8.17%
ROIC(3y)3.25%
ROIC(5y)4.29%
ROICexc(3y)3.84%
ROICexc(5y)5.28%
ROICexgc(3y)7.52%
ROICexgc(5y)11.66%
ROCE(3y)4.53%
ROCE(5y)5.98%
ROICexgc growth 3Y-25.89%
ROICexgc growth 5Y-17.95%
ROICexc growth 3Y-19.86%
ROICexc growth 5Y-8.77%
OM growth 3Y-16.37%
OM growth 5Y-7.82%
PM growth 3Y-28.89%
PM growth 5Y-17.51%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.98 | ||
| Debt/FCF | 13.49 | ||
| Debt/EBITDA | 7.25 | ||
| Cap/Depr | 29.05% | ||
| Cap/Sales | 1.76% | ||
| Interest Coverage | 1.28 | ||
| Cash Conversion | 65.34% | ||
| Profit Quality | 193.3% | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 1.3 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)33.8%
Cap/Depr(5y)30.17%
Cap/Sales(3y)1.92%
Cap/Sales(5y)1.56%
Profit Quality(3y)164.72%
Profit Quality(5y)142.29%
High Growth Momentum
Growth
EPS 1Y (TTM)-0.43%
EPS 3Y-15.2%
EPS 5Y2.11%
EPS Q2Q%18.64%
EPS Next Y18.04%
EPS Next 2Y14.46%
EPS Next 3Y12.48%
EPS Next 5Y9.18%
Revenue 1Y (TTM)3.45%
Revenue growth 3Y1.96%
Revenue growth 5Y9.52%
Sales Q2Q%3.83%
Revenue Next Year5.6%
Revenue Next 2Y5.7%
Revenue Next 3Y5.89%
Revenue Next 5Y5.81%
EBIT growth 1Y-5.02%
EBIT growth 3Y-14.73%
EBIT growth 5Y0.95%
EBIT Next Year48.41%
EBIT Next 3Y16.72%
EBIT Next 5Y9.68%
FCF growth 1Y14.78%
FCF growth 3Y-21.25%
FCF growth 5Y-1.43%
OCF growth 1Y9.76%
OCF growth 3Y-18.32%
OCF growth 5Y-0.32%
FRANKLIN RESOURCES INC / BEN FAQ
What is the ChartMill fundamental rating of FRANKLIN RESOURCES INC (BEN) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BEN.
What is the valuation status for BEN stock?
ChartMill assigns a valuation rating of 7 / 10 to FRANKLIN RESOURCES INC (BEN). This can be considered as Undervalued.
How profitable is FRANKLIN RESOURCES INC (BEN) stock?
FRANKLIN RESOURCES INC (BEN) has a profitability rating of 2 / 10.
What are the PE and PB ratios of FRANKLIN RESOURCES INC (BEN) stock?
The Price/Earnings (PE) ratio for FRANKLIN RESOURCES INC (BEN) is 11.73 and the Price/Book (PB) ratio is 1.18.
How financially healthy is FRANKLIN RESOURCES INC?
The financial health rating of FRANKLIN RESOURCES INC (BEN) is 3 / 10.