BAIN CAPITAL SPECIALTY FINAN (BCSF) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BCSF - US05684B1070 - Common Stock
13.93 USD
+0.11 (+0.8%)
13.93 USD
0 (0%)
Overall BCSF gets a fundamental rating of 4 out of 10. We evaluated BCSF against 238 industry peers in the Capital Markets industry. BCSF has a medium profitability rating, but doesn't score so well on its financial health evaluation. BCSF has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year BCSF was profitable.
BCSF had a negative operating cash flow in the past year.
Each year in the past 5 years BCSF has been profitable.
The reported operating cash flow has been mixed in the past 5 years: BCSF reported negative operating cash flow in multiple years.
1.2 Ratios
BCSF has a Return On Assets of 3.43%. This is comparable to the rest of the industry: BCSF outperforms 58.82% of its industry peers.
BCSF has a Return On Equity of 8.25%. This is comparable to the rest of the industry: BCSF outperforms 50.42% of its industry peers.
BCSF's Return On Invested Capital of 3.88% is in line compared to the rest of the industry. BCSF outperforms 55.46% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BCSF is below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.43% | ||
| ROE | 8.25% | ||
| ROIC | 3.88% |
ROA(3y)4.53%
ROA(5y)3.71%
ROE(3y)10.26%
ROE(5y)8.49%
ROIC(3y)4.13%
ROIC(5y)3.56%
1.3 Margins
With a decent Profit Margin value of 33.45%, BCSF is doing good in the industry, outperforming 78.99% of the companies in the same industry.
In the last couple of years the Profit Margin of BCSF has declined.
The Operating Margin of BCSF (46.62%) is better than 83.61% of its industry peers.
BCSF's Operating Margin has improved in the last couple of years.
BCSF has a better Gross Margin (50.18%) than 60.08% of its industry peers.
In the last couple of years the Gross Margin of BCSF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 46.62% | ||
| PM (TTM) | 33.45% | ||
| GM | 50.18% |
OM growth 3Y2.21%
OM growth 5Y2.08%
PM growth 3Y-12.39%
PM growth 5Y-3.82%
GM growth 3Y2.62%
GM growth 5Y2.37%
2. Health
2.1 Basic Checks
The number of shares outstanding for BCSF remains at a similar level compared to 1 year ago.
The number of shares outstanding for BCSF has been increased compared to 5 years ago.
The debt/assets ratio for BCSF is higher compared to a year ago.
2.2 Solvency
BCSF has an Altman-Z score of 0.59. This is a bad value and indicates that BCSF is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of BCSF (0.59) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.33 is on the high side and indicates that BCSF has dependencies on debt financing.
BCSF has a Debt to Equity ratio of 1.33. This is in the lower half of the industry: BCSF underperforms 66.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.33 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.59 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
BCSF has a Current Ratio of 1.31. This is a normal value and indicates that BCSF is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of BCSF (1.31) is better than 63.45% of its industry peers.
BCSF has a Quick Ratio of 1.31. This is a normal value and indicates that BCSF is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of BCSF (1.31) is better than 64.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.31 | ||
| Quick Ratio | 1.31 |
3. Growth
3.1 Past
The earnings per share for BCSF have decreased by -8.06% in the last year.
The Earnings Per Share has been growing slightly by 5.38% on average over the past years.
BCSF shows a decrease in Revenue. In the last year, the revenue decreased by -5.41%.
Measured over the past years, BCSF shows a quite strong growth in Revenue. The Revenue has been growing by 8.14% on average per year.
EPS 1Y (TTM)-8.06%
EPS 3Y15.4%
EPS 5Y5.38%
EPS Q2Q%-15.09%
Revenue 1Y (TTM)-5.41%
Revenue growth 3Y14.03%
Revenue growth 5Y8.14%
Sales Q2Q%-6.21%
3.2 Future
BCSF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -9.67% yearly.
Based on estimates for the next years, BCSF will show a decrease in Revenue. The Revenue will decrease by -4.63% on average per year.
EPS Next Y-7.76%
EPS Next 2Y-10.17%
EPS Next 3Y-9.67%
EPS Next 5YN/A
Revenue Next Year-4.58%
Revenue Next 2Y-5.29%
Revenue Next 3Y-4.63%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.18, which indicates a rather cheap valuation of BCSF.
BCSF's Price/Earnings ratio is rather cheap when compared to the industry. BCSF is cheaper than 85.29% of the companies in the same industry.
When comparing the Price/Earnings ratio of BCSF to the average of the S&P500 Index (26.57), we can say BCSF is valued rather cheaply.
The Price/Forward Earnings ratio is 8.26, which indicates a very decent valuation of BCSF.
Based on the Price/Forward Earnings ratio, BCSF is valued cheaply inside the industry as 83.19% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.04, BCSF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.18 | ||
| Fwd PE | 8.26 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as BCSF's earnings are expected to decrease with -9.67% in the coming years.
PEG (NY)N/A
PEG (5Y)1.34
EPS Next 2Y-10.17%
EPS Next 3Y-9.67%
5. Dividend
5.1 Amount
BCSF has a Yearly Dividend Yield of 12.11%, which is a nice return.
BCSF's Dividend Yield is a higher than the industry average which is at 6.43.
Compared to an average S&P500 Dividend Yield of 1.88, BCSF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.11% |
5.2 History
The dividend of BCSF has a limited annual growth rate of 2.77%.
BCSF has been paying a dividend for over 5 years, so it has already some track record.
BCSF has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.77%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BCSF pays out 156.46% of its income as dividend. This is not a sustainable payout ratio.
BCSF's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP156.46%
EPS Next 2Y-10.17%
EPS Next 3Y-9.67%
13.93
+0.11 (+0.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners35.66%
Inst Owner Change3.47%
Ins Owners0.64%
Ins Owner Change0%
Market Cap903.64M
Revenue(TTM)278.35M
Net Income(TTM)93.11M
Analysts77.78
Price TargetN/A
Short Float %0.85%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.11% |
Yearly Dividend1.77
Dividend Growth(5Y)2.77%
DP156.46%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.38%
Min EPS beat(2)-1.96%
Max EPS beat(2)4.72%
EPS beat(4)3
Avg EPS beat(4)3.51%
Min EPS beat(4)-1.96%
Max EPS beat(4)7.71%
EPS beat(8)4
Avg EPS beat(8)1.01%
EPS beat(12)6
Avg EPS beat(12)2.94%
EPS beat(16)8
Avg EPS beat(16)5.98%
Revenue beat(2)1
Avg Revenue beat(2)-1.38%
Min Revenue beat(2)-5.24%
Max Revenue beat(2)2.49%
Revenue beat(4)1
Avg Revenue beat(4)-5.72%
Min Revenue beat(4)-12.42%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-1.03%
Revenue beat(12)6
Avg Revenue beat(12)0.75%
Revenue beat(16)9
Avg Revenue beat(16)2.04%
PT rev (1m)0%
PT rev (3m)-6.19%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.02%
EPS NY rev (1m)1.61%
EPS NY rev (3m)1.61%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.66%
Revenue NY rev (1m)-0.44%
Revenue NY rev (3m)-0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.18 | ||
| Fwd PE | 8.26 | ||
| P/S | 3.25 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.8 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.94
EY13.93%
EPS(NY)1.69
Fwd EY12.11%
FCF(TTM)-0.27
FCFYN/A
OCF(TTM)-0.27
OCFYN/A
SpS4.29
BVpS17.4
TBVpS17.4
PEG (NY)N/A
PEG (5Y)1.34
Graham Number27.56
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.43% | ||
| ROE | 8.25% | ||
| ROCE | 4.91% | ||
| ROIC | 3.88% | ||
| ROICexc | 3.97% | ||
| ROICexgc | 4% | ||
| OM | 46.62% | ||
| PM (TTM) | 33.45% | ||
| GM | 50.18% | ||
| FCFM | N/A |
ROA(3y)4.53%
ROA(5y)3.71%
ROE(3y)10.26%
ROE(5y)8.49%
ROIC(3y)4.13%
ROIC(5y)3.56%
ROICexc(3y)4.22%
ROICexc(5y)3.66%
ROICexgc(3y)4.24%
ROICexgc(5y)3.67%
ROCE(3y)5.23%
ROCE(5y)4.51%
ROICexgc growth 3Y15.38%
ROICexgc growth 5Y11.17%
ROICexc growth 3Y15.28%
ROICexc growth 5Y11.09%
OM growth 3Y2.21%
OM growth 5Y2.08%
PM growth 3Y-12.39%
PM growth 5Y-3.82%
GM growth 3Y2.62%
GM growth 5Y2.37%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.33 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.68 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.31 | ||
| Quick Ratio | 1.31 | ||
| Altman-Z | 0.59 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.06%
EPS 3Y15.4%
EPS 5Y5.38%
EPS Q2Q%-15.09%
EPS Next Y-7.76%
EPS Next 2Y-10.17%
EPS Next 3Y-9.67%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.41%
Revenue growth 3Y14.03%
Revenue growth 5Y8.14%
Sales Q2Q%-6.21%
Revenue Next Year-4.58%
Revenue Next 2Y-5.29%
Revenue Next 3Y-4.63%
Revenue Next 5YN/A
EBIT growth 1Y-7.43%
EBIT growth 3Y16.55%
EBIT growth 5Y10.39%
EBIT Next Year688.74%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-113.17%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-113.17%
OCF growth 3YN/A
OCF growth 5YN/A
BAIN CAPITAL SPECIALTY FINAN / BCSF FAQ
Can you provide the ChartMill fundamental rating for BAIN CAPITAL SPECIALTY FINAN?
ChartMill assigns a fundamental rating of 4 / 10 to BCSF.
Can you provide the valuation status for BAIN CAPITAL SPECIALTY FINAN?
ChartMill assigns a valuation rating of 5 / 10 to BAIN CAPITAL SPECIALTY FINAN (BCSF). This can be considered as Fairly Valued.
Can you provide the profitability details for BAIN CAPITAL SPECIALTY FINAN?
BAIN CAPITAL SPECIALTY FINAN (BCSF) has a profitability rating of 5 / 10.
Can you provide the financial health for BCSF stock?
The financial health rating of BAIN CAPITAL SPECIALTY FINAN (BCSF) is 2 / 10.
What is the expected EPS growth for BAIN CAPITAL SPECIALTY FINAN (BCSF) stock?
The Earnings per Share (EPS) of BAIN CAPITAL SPECIALTY FINAN (BCSF) is expected to decline by -7.76% in the next year.