BLUCORA INC (BCOR) Stock Fundamental Analysis
NASDAQ:BCOR - Nasdaq - US0952291005 - Common Stock - Currency: USD
BCOR gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 225 industry peers in the Capital Markets industry. Both the profitability and financial health of BCOR have multiple concerns. BCOR has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year BCOR was profitable.
BCOR had a positive operating cash flow in the past year.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.78%, BCOR is in line with its industry, outperforming 58.17% of the companies in the same industry.
Looking at the Return On Equity, with a value of 7.67%, BCOR is in line with its industry, outperforming 58.65% of the companies in the same industry.
With a Return On Invested Capital value of 4.40%, BCOR perfoms like the industry average, outperforming 56.25% of the companies in the same industry.
BCOR had an Average Return On Invested Capital over the past 3 years of 444.74%. This is significantly above the industry average of 6.82%.
The 3 year average ROIC (444.74%) for BCOR is well above the current ROIC(4.40%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.78% | ||
| ROE | 7.67% | ||
| ROIC | 4.4% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)444.74%
ROIC(5y)N/A
1.3 Margins
BCOR's Profit Margin of 3.12% is on the low side compared to the rest of the industry. BCOR is outperformed by 69.71% of its industry peers.
BCOR's Profit Margin has declined in the last couple of years.
BCOR's Operating Margin of 5.86% is on the low side compared to the rest of the industry. BCOR is outperformed by 80.77% of its industry peers.
BCOR's Operating Margin has declined in the last couple of years.
The Gross Margin of BCOR (47.14%) is worse than 60.10% of its industry peers.
BCOR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.86% | ||
| PM (TTM) | 3.12% | ||
| GM | 47.14% |
OM growth 3Y-16.1%
OM growth 5Y-4.45%
PM growth 3Y-54.04%
PM growth 5YN/A
GM growth 3Y-4.72%
GM growth 5Y-2.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for BCOR has been increased compared to 1 year ago.
The debt/assets ratio for BCOR has been reduced compared to a year ago.
2.2 Solvency
BCOR has an Altman-Z score of 0.73. This is a bad value and indicates that BCOR is not financially healthy and even has some risk of bankruptcy.
BCOR has a Altman-Z score (0.73) which is comparable to the rest of the industry.
BCOR has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
BCOR has a Debt to Equity ratio of 1.40. This is in the lower half of the industry: BCOR underperforms 69.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.73 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.51 indicates that BCOR has no problem at all paying its short term obligations.
BCOR has a Current ratio of 2.51. This is in the better half of the industry: BCOR outperforms 76.92% of its industry peers.
A Quick Ratio of 2.51 indicates that BCOR has no problem at all paying its short term obligations.
BCOR has a better Quick ratio (2.51) than 76.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.51 | ||
| Quick Ratio | 2.51 |
3. Growth
3.1 Past
The earnings per share for BCOR have decreased strongly by -16.58% in the last year.
Measured over the past years, BCOR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.59% on average per year.
BCOR shows a small growth in Revenue. In the last year, the Revenue has grown by 6.08%.
Measured over the past years, BCOR shows a quite strong growth in Revenue. The Revenue has been growing by 14.19% on average per year.
EPS 1Y (TTM)-16.58%
EPS 3Y-2.68%
EPS 5Y10.59%
EPS Q2Q%23.08%
Revenue 1Y (TTM)6.08%
Revenue growth 3Y16.45%
Revenue growth 5Y14.19%
Sales Q2Q%-1.42%
3.2 Future
The Earnings Per Share is expected to grow by 21.21% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 7.36% on average over the next years.
EPS Next Y4.5%
EPS Next 2Y15.04%
EPS Next 3Y21.21%
EPS Next 5YN/A
Revenue Next Year4.41%
Revenue Next 2Y0.97%
Revenue Next 3Y7.36%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BCOR is valuated rather expensively with a Price/Earnings ratio of 17.43.
BCOR's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 29.62. BCOR is valued slightly cheaper when compared to this.
Based on the Price/Forward Earnings ratio of 11.61, the valuation of BCOR can be described as reasonable.
Based on the Price/Forward Earnings ratio, BCOR is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.70, BCOR is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.43 | ||
| Fwd PE | 11.61 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BCOR is valued a bit cheaper than the industry average as 65.38% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 17.34 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BCOR does not grow enough to justify the current Price/Earnings ratio.
BCOR's earnings are expected to grow with 21.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)3.88
PEG (5Y)1.65
EPS Next 2Y15.04%
EPS Next 3Y21.21%
5. Dividend
5.1 Amount
No dividends for BCOR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
27.19
-0.08 (-0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0%
Inst Owner Change-99.01%
Ins Owners4.9%
Ins Owner Change0%
Market Cap1.30B
Analysts84.44
Price Target29.58 (8.79%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.86%
Min EPS beat(2)-6.67%
Max EPS beat(2)-5.04%
EPS beat(4)1
Avg EPS beat(4)1.54%
Min EPS beat(4)-18.49%
Max EPS beat(4)36.35%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)1.93%
Revenue beat(4)2
Avg Revenue beat(4)-0.81%
Min Revenue beat(4)-7.25%
Max Revenue beat(4)5.17%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)19.18%
EPS NQ rev (1m)0%
EPS NQ rev (3m)58.07%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.18%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.08%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.43 | ||
| Fwd PE | 11.61 | ||
| P/S | 1.42 | ||
| P/FCF | N/A | ||
| P/OCF | 53.33 | ||
| P/B | 3.5 | ||
| P/tB | N/A | ||
| EV/EBITDA | 17.34 |
EPS(TTM)1.56
EY5.74%
EPS(NY)2.34
Fwd EY8.62%
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)0.51
OCFY1.88%
SpS19.14
BVpS7.78
TBVpS-7.78
PEG (NY)3.88
PEG (5Y)1.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.78% | ||
| ROE | 7.67% | ||
| ROCE | N/A | ||
| ROIC | 4.4% | ||
| ROICexc | 4.86% | ||
| ROICexgc | 32.98% | ||
| OM | 5.86% | ||
| PM (TTM) | 3.12% | ||
| GM | 47.14% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)444.74%
ROIC(5y)N/A
ROICexc(3y)5.19%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-34.26%
ROICexcg growth 5YN/A
ROICexc growth 3Y-0.8%
ROICexc growth 5Y11.19%
OM growth 3Y-16.1%
OM growth 5Y-4.45%
PM growth 3Y-54.04%
PM growth 5YN/A
GM growth 3Y-4.72%
GM growth 5Y-2.15%
F-Score7
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.23 | ||
| Cap/Depr | 56.03% | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.51 | ||
| Quick Ratio | 2.51 | ||
| Altman-Z | 0.73 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)61.23%
Cap/Depr(5y)43.3%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.58%
EPS 3Y-2.68%
EPS 5Y10.59%
EPS Q2Q%23.08%
EPS Next Y4.5%
EPS Next 2Y15.04%
EPS Next 3Y21.21%
EPS Next 5YN/A
Revenue 1Y (TTM)6.08%
Revenue growth 3Y16.45%
Revenue growth 5Y14.19%
Sales Q2Q%-1.42%
Revenue Next Year4.41%
Revenue Next 2Y0.97%
Revenue Next 3Y7.36%
Revenue Next 5YN/A
EBIT growth 1Y-29.11%
EBIT growth 3Y-2.3%
EBIT growth 5Y9.11%
EBIT Next Year109.34%
EBIT Next 3Y45.46%
EBIT Next 5YN/A
FCF growth 1Y-262.5%
FCF growth 3Y-59.39%
FCF growth 5Y-41.56%
OCF growth 1Y-23.65%
OCF growth 3Y-29.59%
OCF growth 5Y-18.11%