BARINGS BDC INC (BBDC) Stock Fundamental Analysis
USA - NYSE:BBDC - US06759L1035 - Common Stock
9.21 USD
-0.03 (-0.32%)
BBDC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. BBDC has a medium profitability rating, but doesn't score so well on its financial health evaluation. BBDC is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year BBDC was profitable.
In the past year BBDC has reported a negative cash flow from operations.
Each year in the past 5 years BBDC has been profitable.
In multiple years BBDC reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 3.58%, BBDC perfoms like the industry average, outperforming 57.81% of the companies in the same industry.
Looking at the Return On Equity, with a value of 8.50%, BBDC is in line with its industry, outperforming 47.68% of the companies in the same industry.
BBDC has a Return On Invested Capital of 3.45%. This is comparable to the rest of the industry: BBDC outperforms 45.15% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BBDC is below the industry average of 7.61%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.58% | ||
| ROE | 8.5% | ||
| ROIC | 3.45% |
ROA(3y)3.02%
ROA(5y)2.63%
ROE(3y)6.79%
ROE(5y)6.39%
ROIC(3y)3.78%
ROIC(5y)3%
1.3 Margins
With a decent Profit Margin value of 35.67%, BBDC is doing good in the industry, outperforming 77.64% of the companies in the same industry.
BBDC's Profit Margin has declined in the last couple of years.
BBDC has a Operating Margin of 42.81%. This is in the better half of the industry: BBDC outperforms 75.95% of its industry peers.
BBDC's Operating Margin has improved in the last couple of years.
BBDC has a Gross Margin (45.95%) which is in line with its industry peers.
In the last couple of years the Gross Margin of BBDC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.81% | ||
| PM (TTM) | 35.67% | ||
| GM | 45.95% |
OM growth 3Y2.57%
OM growth 5Y3.06%
PM growth 3Y-12.45%
PM growth 5Y-12.92%
GM growth 3Y0.11%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
BBDC has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, BBDC has more shares outstanding
The debt/assets ratio for BBDC has remained at the same level compared to a year ago.
2.2 Solvency
BBDC has an Altman-Z score of 0.29. This is a bad value and indicates that BBDC is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of BBDC (0.29) is worse than 69.20% of its industry peers.
A Debt/Equity ratio of 1.33 is on the high side and indicates that BBDC has dependencies on debt financing.
BBDC has a Debt to Equity ratio of 1.33. This is in the lower half of the industry: BBDC underperforms 64.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.33 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.29 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
BBDC has a Current Ratio of 2.48. This indicates that BBDC is financially healthy and has no problem in meeting its short term obligations.
BBDC's Current ratio of 2.48 is fine compared to the rest of the industry. BBDC outperforms 75.53% of its industry peers.
A Quick Ratio of 2.48 indicates that BBDC has no problem at all paying its short term obligations.
With a decent Quick ratio value of 2.48, BBDC is doing good in the industry, outperforming 75.95% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.48 | ||
| Quick Ratio | 2.48 |
3. Growth
3.1 Past
BBDC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.73%.
Measured over the past years, BBDC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.87% on average per year.
Looking at the last year, BBDC shows a decrease in Revenue. The Revenue has decreased by -3.80% in the last year.
BBDC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 30.50% yearly.
EPS 1Y (TTM)-14.73%
EPS 3Y11.27%
EPS 5Y14.87%
EPS Q2Q%-28.21%
Revenue 1Y (TTM)-3.8%
Revenue growth 3Y28.36%
Revenue growth 5Y30.5%
Sales Q2Q%-0.65%
3.2 Future
Based on estimates for the next years, BBDC will show a decrease in Earnings Per Share. The EPS will decrease by -8.87% on average per year.
BBDC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -4.98% yearly.
EPS Next Y-12.19%
EPS Next 2Y-10.33%
EPS Next 3Y-8.87%
EPS Next 5YN/A
Revenue Next Year-3.23%
Revenue Next 2Y-4.2%
Revenue Next 3Y-4.98%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BBDC is valuated reasonably with a Price/Earnings ratio of 8.37.
81.43% of the companies in the same industry are more expensive than BBDC, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.38. BBDC is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.24, the valuation of BBDC can be described as very reasonable.
Based on the Price/Forward Earnings ratio, BBDC is valued a bit cheaper than 79.32% of the companies in the same industry.
BBDC is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.37 | ||
| Fwd PE | 9.24 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BBDC's earnings are expected to decrease with -8.87% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.56
EPS Next 2Y-10.33%
EPS Next 3Y-8.87%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.99%, BBDC is a good candidate for dividend investing.
BBDC's Dividend Yield is a higher than the industry average which is at 7.96.
BBDC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.99% |
5.2 History
On average, the dividend of BBDC grows each year by 14.18%, which is quite nice.
BBDC has paid a dividend for at least 10 years, which is a reliable track record.
BBDC has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)14.18%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
BBDC pays out 120.27% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of BBDC has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP120.27%
EPS Next 2Y-10.33%
EPS Next 3Y-8.87%
NYSE:BBDC (9/19/2025, 8:04:00 PM)
9.21
-0.03 (-0.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.06%
Inst Owner Change95.23%
Ins Owners0.63%
Ins Owner Change0.37%
Market Cap968.52M
Analysts83.64
Price Target10.35 (12.38%)
Short Float %0.41%
Short Ratio0.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.99% |
Yearly Dividend1.04
Dividend Growth(5Y)14.18%
DP120.27%
Div Incr Years5
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.4%
Min EPS beat(2)-11.2%
Max EPS beat(2)6.4%
EPS beat(4)1
Avg EPS beat(4)-3.27%
Min EPS beat(4)-11.2%
Max EPS beat(4)6.4%
EPS beat(8)3
Avg EPS beat(8)0.36%
EPS beat(12)6
Avg EPS beat(12)1.32%
EPS beat(16)7
Avg EPS beat(16)1.75%
Revenue beat(2)1
Avg Revenue beat(2)1.7%
Min Revenue beat(2)-6.79%
Max Revenue beat(2)10.2%
Revenue beat(4)1
Avg Revenue beat(4)0.5%
Min Revenue beat(4)-6.79%
Max Revenue beat(4)10.2%
Revenue beat(8)2
Avg Revenue beat(8)-1.32%
Revenue beat(12)3
Avg Revenue beat(12)-1.3%
Revenue beat(16)7
Avg Revenue beat(16)0.4%
PT rev (1m)1%
PT rev (3m)3.05%
EPS NQ rev (1m)3.01%
EPS NQ rev (3m)6.2%
EPS NY rev (1m)3.84%
EPS NY rev (3m)-2.24%
Revenue NQ rev (1m)3.01%
Revenue NQ rev (3m)4.93%
Revenue NY rev (1m)5.65%
Revenue NY rev (3m)4.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.37 | ||
| Fwd PE | 9.24 | ||
| P/S | 3.46 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.1
EY11.94%
EPS(NY)1
Fwd EY10.83%
FCF(TTM)-0.78
FCFYN/A
OCF(TTM)-0.78
OCFYN/A
SpS2.67
BVpS11.18
TBVpS11.18
PEG (NY)N/A
PEG (5Y)0.56
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.58% | ||
| ROE | 8.5% | ||
| ROCE | 4.36% | ||
| ROIC | 3.45% | ||
| ROICexc | 3.51% | ||
| ROICexgc | 3.58% | ||
| OM | 42.81% | ||
| PM (TTM) | 35.67% | ||
| GM | 45.95% | ||
| FCFM | N/A |
ROA(3y)3.02%
ROA(5y)2.63%
ROE(3y)6.79%
ROE(5y)6.39%
ROIC(3y)3.78%
ROIC(5y)3%
ROICexc(3y)3.91%
ROICexc(5y)3.1%
ROICexgc(3y)4.04%
ROICexgc(5y)3.2%
ROCE(3y)4.79%
ROCE(5y)3.8%
ROICexcg growth 3Y23.04%
ROICexcg growth 5Y16.75%
ROICexc growth 3Y22.6%
ROICexc growth 5Y15.94%
OM growth 3Y2.57%
OM growth 5Y3.06%
PM growth 3Y-12.45%
PM growth 5Y-12.92%
GM growth 3Y0.11%
GM growth 5Y0.41%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.33 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.63 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.48 | ||
| Quick Ratio | 2.48 | ||
| Altman-Z | 0.29 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)669.02%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14.73%
EPS 3Y11.27%
EPS 5Y14.87%
EPS Q2Q%-28.21%
EPS Next Y-12.19%
EPS Next 2Y-10.33%
EPS Next 3Y-8.87%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.8%
Revenue growth 3Y28.36%
Revenue growth 5Y30.5%
Sales Q2Q%-0.65%
Revenue Next Year-3.23%
Revenue Next 2Y-4.2%
Revenue Next 3Y-4.98%
Revenue Next 5YN/A
EBIT growth 1Y-14.49%
EBIT growth 3Y31.66%
EBIT growth 5Y34.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-213.51%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-213.51%
OCF growth 3YN/A
OCF growth 5YN/A