BANCO BRADESCO-ADR (BBD)

US0594603039 - ADR

2.13  -0.13 (-5.75%)

After market: 2.15 +0.02 (+0.94%)

Fundamental Rating

2

BBD gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 405 industry peers in the Banks industry. Both the profitability and financial health of BBD have multiple concerns. BBD is not valued too expensively and it also shows a decent growth rate.



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2

1. Profitability

1.1 Basic Checks

In the past year BBD was profitable.
In the past year BBD has reported a negative cash flow from operations.
BBD had positive earnings in 4 of the past 5 years.
In multiple years BBD reported negative operating cash flow during the last 5 years.

1.2 Ratios

BBD has a Return On Assets (0.79%) which is in line with its industry peers.
The Return On Equity of BBD (9.73%) is better than 66.75% of its industry peers.
Industry RankSector Rank
ROA 0.79%
ROE 9.73%
ROIC N/A
ROA(3y)1.18%
ROA(5y)1.34%
ROE(3y)13.29%
ROE(5y)14.5%
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

With a Profit Margin value of 11.90%, BBD is not doing good in the industry: 80.89% of the companies in the same industry are doing better.
BBD's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for BBD so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 11.9%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.98%
PM growth 5Y16.18%
GM growth 3YN/A
GM growth 5YN/A

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0

2. Health

2.1 Basic Checks

BBD does not have a ROIC to compare to the WACC, probably because it is not profitable.
There is no outstanding debt for BBD. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

BBD has a Debt/Equity ratio of 3.11. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 3.11, BBD is not doing good in the industry: 95.78% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 3.11
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC8.25%

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 13.79% over the past year.
Measured over the past 5 years, BBD shows a small growth in Earnings Per Share. The EPS has been growing by 2.19% on average per year.
BBD shows a small growth in Revenue. In the last year, the Revenue has grown by 0.59%.
Measured over the past years, BBD shows a decrease in Revenue. The Revenue has been decreasing by -7.75% on average per year.
EPS 1Y (TTM)13.79%
EPS 3Y-5.89%
EPS 5Y2.19%
EPS Q2Q%13.59%
Revenue 1Y (TTM)0.59%
Revenue growth 3Y4.49%
Revenue growth 5Y-7.75%
Sales Q2Q%-36.39%

3.2 Future

BBD is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.63% yearly.
The Revenue is expected to grow by 5.38% on average over the next years.
EPS Next Y-7.63%
EPS Next 2Y-1.3%
EPS Next 3Y7.55%
EPS Next 5Y10.63%
Revenue Next Year1.42%
Revenue Next 2Y1.19%
Revenue Next 3Y4.25%
Revenue Next 5Y5.38%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

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5

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 7.89, the valuation of BBD can be described as very cheap.
Based on the Price/Earnings ratio, BBD is valued cheaply inside the industry as 90.82% of the companies are valued more expensively.
BBD is valuated cheaply when we compare the Price/Earnings ratio to 29.64, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 6.72, the valuation of BBD can be described as very cheap.
Based on the Price/Forward Earnings ratio, BBD is valued cheaper than 93.05% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 24.28. BBD is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.89
Fwd PE 6.72

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)3.61
EPS Next 2Y-1.3%
EPS Next 3Y7.55%

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3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 1.10%, BBD has a reasonable but not impressive dividend return.
The stock price of BBD dropped by -23.38% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 3.02, BBD's dividend is way lower than its industry peers. On top of this 80.15% of the companies listed in the same industry pay a better dividend than BBD!
Compared to an average S&P500 Dividend Yield of 2.19, BBD's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 1.1%

5.2 History

The dividend of BBD decreases each year by -10.51%.
BBD has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of BBD decreased in the last 3 years.
Dividend Growth(5Y)-10.51%
Div Incr Years2
Div Non Decr Years2

5.3 Sustainability

40.21% of the earnings are spent on dividend by BBD. This is a bit on the high side, but may be sustainable.
DP40.21%
EPS Next 2Y-1.3%
EPS Next 3Y7.55%

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BANCO BRADESCO-ADR

NYSE:BBD (11/29/2024, 5:10:02 PM)

After market: 2.15 +0.02 (+0.94%)

2.13

-0.13 (-5.75%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap22.60B
Analysts
Price Target
Dividend
Industry RankSector Rank
Dividend Yield 1.1%
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
Industry RankSector Rank
PE 7.89
Fwd PE 6.72
P/S
P/FCF
P/OCF
P/B
P/tB
EV/EBITDA
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)3.61
Profitability
Industry RankSector Rank
ROA 0.79%
ROE 9.73%
ROCE
ROIC
ROICexc
ROICexgc
OM N/A
PM (TTM) 11.9%
GM N/A
FCFM
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 3.11
Debt/FCF
Debt/EBITDA
Cap/Depr
Cap/Sales
Interest Coverage
Cash Conversion
Profit Quality
Current Ratio N/A
Quick Ratio N/A
Altman-Z
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)13.79%
EPS 3Y-5.89%
EPS 5Y
EPS Q2Q%
EPS Next Y-7.63%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)0.59%
Revenue growth 3Y4.49%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y