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BBVA ARGENTINA SA-ADR (BBAR) Stock Fundamental Analysis

NYSE:BBAR - New York Stock Exchange, Inc. - US0589341009 - ADR - Currency: USD

20.27  +0.04 (+0.2%)

After market: 20.27 0 (0%)

Fundamental Rating

3

Overall BBAR gets a fundamental rating of 3 out of 10. We evaluated BBAR against 398 industry peers in the Banks industry. BBAR may be in some trouble as it scores bad on both profitability and health. BBAR is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

In the past 5 years BBAR has always been profitable.
In multiple years BBAR reported negative operating cash flow during the last 5 years.
BBAR Yearly Net Income VS EBIT VS OCF VS FCFBBAR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200B 400B 600B 800B

1.2 Ratios

The Return On Assets of BBAR (3.19%) is better than 98.74% of its industry peers.
BBAR has a better Return On Equity (17.03%) than 94.22% of its industry peers.
Industry RankSector Rank
ROA 3.19%
ROE 17.03%
ROIC N/A
ROA(3y)2.58%
ROA(5y)2.51%
ROE(3y)13.77%
ROE(5y)14.33%
ROIC(3y)N/A
ROIC(5y)N/A
BBAR Yearly ROA, ROE, ROICBBAR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

1.3 Margins

BBAR's Profit Margin of 13.20% is on the low side compared to the rest of the industry. BBAR is outperformed by 77.89% of its industry peers.
In the last couple of years the Profit Margin of BBAR has declined.
The Operating Margin and Gross Margin are not available for BBAR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 13.2%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.85%
PM growth 5Y-8.26%
GM growth 3YN/A
GM growth 5YN/A
BBAR Yearly Profit, Operating, Gross MarginsBBAR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

3

2. Health

2.1 Basic Checks

BBAR has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for BBAR remains at a similar level compared to 5 years ago.
Compared to 1 year ago, BBAR has a worse debt to assets ratio.
BBAR Yearly Shares OutstandingBBAR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
BBAR Yearly Total Debt VS Total AssetsBBAR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5T 10T

2.2 Solvency

BBAR has a debt to FCF ratio of 0.21. This is a very positive value and a sign of high solvency as it would only need 0.21 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.21, BBAR belongs to the best of the industry, outperforming 87.94% of the companies in the same industry.
BBAR has a Debt/Equity ratio of 0.09. This is a healthy value indicating a solid balance between debt and equity.
BBAR has a Debt to Equity ratio of 0.09. This is in the better half of the industry: BBAR outperforms 75.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF 0.21
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BBAR Yearly LT Debt VS Equity VS FCFBBAR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500B 1T 1.5T 2T 2.5T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BBAR Yearly Current Assets VS Current LiabilitesBBAR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500B 1T 1.5T

5

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 105.04% over the past year.
The Earnings Per Share has been growing by 40.05% on average over the past years. This is a very strong growth
The Revenue has grown by 195.71% in the past year. This is a very strong growth!
BBAR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 62.52% yearly.
EPS 1Y (TTM)105.04%
EPS 3Y67.96%
EPS 5Y40.05%
EPS Q2Q%-36.02%
Revenue 1Y (TTM)195.71%
Revenue growth 3Y87.92%
Revenue growth 5Y62.52%
Sales Q2Q%-55.04%

3.2 Future

The Earnings Per Share is expected to decrease by -33.97% on average over the next years. This is quite bad
The Revenue is expected to decrease by -47.44% on average over the next years. This is quite bad
EPS Next Y-46.85%
EPS Next 2Y-24.13%
EPS Next 3YN/A
EPS Next 5Y-33.97%
Revenue Next Year4%
Revenue Next 2Y33.85%
Revenue Next 3YN/A
Revenue Next 5Y-47.44%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BBAR Yearly Revenue VS EstimatesBBAR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 500B 1T 1.5T 2T 2.5T
BBAR Yearly EPS VS EstimatesBBAR Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2024 2025 2026 50 100 150

0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
BBAR Price Earnings VS Forward Price EarningsBBAR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BBAR Per share dataBBAR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

A cheap valuation may be justified as BBAR's earnings are expected to decrease with -24.13% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-24.13%
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

No dividends for BBAR!.
Industry RankSector Rank
Dividend Yield N/A

BBVA ARGENTINA SA-ADR

NYSE:BBAR (4/17/2025, 8:04:00 PM)

After market: 20.27 0 (0%)

20.27

+0.04 (+0.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)03-05 2025-03-05/amc
Earnings (Next)05-21 2025-05-21
Inst Owners10.05%
Inst Owner Change0%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.14B
Analysts83.64
Price TargetN/A
Short Float %1.71%
Short Ratio1.35
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP20.96%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)47.64%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)21.69%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 3.19%
ROE 17.03%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 13.2%
GM N/A
FCFM 33.56%
ROA(3y)2.58%
ROA(5y)2.51%
ROE(3y)13.77%
ROE(5y)14.33%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.85%
PM growth 5Y-8.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF 0.21
Debt/EBITDA N/A
Cap/Depr 98.73%
Cap/Sales 2.12%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 254.19%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)146.79%
Cap/Depr(5y)116.2%
Cap/Sales(3y)4.61%
Cap/Sales(5y)3.87%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)105.04%
EPS 3Y67.96%
EPS 5Y40.05%
EPS Q2Q%-36.02%
EPS Next Y-46.85%
EPS Next 2Y-24.13%
EPS Next 3YN/A
EPS Next 5Y-33.97%
Revenue 1Y (TTM)195.71%
Revenue growth 3Y87.92%
Revenue growth 5Y62.52%
Sales Q2Q%-55.04%
Revenue Next Year4%
Revenue Next 2Y33.85%
Revenue Next 3YN/A
Revenue Next 5Y-47.44%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y888.76%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1002.81%
OCF growth 3YN/A
OCF growth 5Y-38.33%