SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe • Euronext Paris • EPA:BB • FR0000120966
54.35 EUR
-0.05 (-0.09%)
Last: Feb 2, 2026, 10:35 AM
We assign a fundamental rating of 6 out of 10 to BB. BB was compared to 42 industry peers in the Commercial Services & Supplies industry. BB gets an excellent profitability rating and is at the same time showing great financial health properties. BB is cheap, but on the other hand it scores bad on growth. These ratings could make BB a good candidate for value investing.
1. Profitability
1.1 Basic Checks
- BB had positive earnings in the past year.
- In the past year BB had a positive cash flow from operations.
- Each year in the past 5 years BB has been profitable.
- Each year in the past 5 years BB had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 7.75%, BB belongs to the top of the industry, outperforming 90.48% of the companies in the same industry.
- The Return On Equity of BB (12.63%) is better than 73.81% of its industry peers.
- The Return On Invested Capital of BB (10.68%) is better than 80.95% of its industry peers.
- BB had an Average Return On Invested Capital over the past 3 years of 10.53%. This is in line with the industry average of 8.66%.
- The 3 year average ROIC (10.53%) for BB is below the current ROIC(10.68%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
- BB's Profit Margin of 9.65% is amongst the best of the industry. BB outperforms 88.10% of its industry peers.
- BB's Profit Margin has been stable in the last couple of years.
- BB's Operating Margin of 14.62% is amongst the best of the industry. BB outperforms 85.71% of its industry peers.
- In the last couple of years the Operating Margin of BB has declined.
- Looking at the Gross Margin, with a value of 50.20%, BB is in line with its industry, outperforming 52.38% of the companies in the same industry.
- BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
- BB has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for BB has been reduced compared to 1 year ago.
- BB has less shares outstanding than it did 5 years ago.
- BB has a worse debt/assets ratio than last year.
2.2 Solvency
- BB has an Altman-Z score of 3.69. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of BB (3.69) is better than 88.10% of its industry peers.
- The Debt to FCF ratio of BB is 1.65, which is an excellent value as it means it would take BB, only 1.65 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 1.65, BB belongs to the top of the industry, outperforming 90.48% of the companies in the same industry.
- A Debt/Equity ratio of 0.18 indicates that BB is not too dependend on debt financing.
- With an excellent Debt to Equity ratio value of 0.18, BB belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.65 | ||
| Altman-Z | 3.69 |
ROIC/WACC1.38
WACC7.74%
2.3 Liquidity
- A Current Ratio of 2.13 indicates that BB has no problem at all paying its short term obligations.
- BB's Current ratio of 2.13 is amongst the best of the industry. BB outperforms 85.71% of its industry peers.
- BB has a Quick Ratio of 1.38. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
- BB has a Quick ratio of 1.38. This is in the better half of the industry: BB outperforms 76.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
- The earnings per share for BB have decreased by -3.87% in the last year.
- Measured over the past 5 years, BB shows a small growth in Earnings Per Share. The EPS has been growing by 5.19% on average per year.
- Looking at the last year, BB shows a decrease in Revenue. The Revenue has decreased by -2.95% in the last year.
- Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
- Based on estimates for the next years, BB will show a decrease in Earnings Per Share. The EPS will decrease by -1.81% on average per year.
- BB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.02% yearly.
EPS Next Y-14.48%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
EPS Next 5Y-1.81%
Revenue Next Year-4.28%
Revenue Next 2Y-2.3%
Revenue Next 3Y-0.89%
Revenue Next 5Y4.02%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 10.78, which indicates a very decent valuation of BB.
- Based on the Price/Earnings ratio, BB is valued cheaply inside the industry as 90.48% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 28.32. BB is valued rather cheaply when compared to this.
- The Price/Forward Earnings ratio is 10.34, which indicates a very decent valuation of BB.
- Based on the Price/Forward Earnings ratio, BB is valued cheaply inside the industry as 80.95% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.78 | ||
| Fwd PE | 10.34 |
4.2 Price Multiples
- BB's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. BB is cheaper than 88.10% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than the industry average as 71.43% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.22 | ||
| EV/EBITDA | 5.02 |
4.3 Compensation for Growth
- BB has a very decent profitability rating, which may justify a higher PE ratio.
- A cheap valuation may be justified as BB's earnings are expected to decrease with -2.13% in the coming years.
PEG (NY)N/A
PEG (5Y)2.08
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 5.65%, BB is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.56, BB pays a better dividend. On top of this BB pays more dividend than 88.10% of the companies listed in the same industry.
- BB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.65% |
5.2 History
- The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- BB pays out 87.72% of its income as dividend. This is not a sustainable payout ratio.
- BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.72%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 6 / 10 to BB.PA.
Can you provide the valuation status for SOCIETE BIC SA?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 7 / 10.
Can you provide the financial health for BB stock?
The financial health rating of SOCIETE BIC SA (BB.PA) is 8 / 10.
Can you provide the dividend sustainability for BB stock?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.72%.