SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis

EPA:BB • FR0000120966

52.3 EUR
-0.6 (-1.13%)
Last: Feb 26, 2026, 10:08 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to BB. BB was compared to 43 industry peers in the Commercial Services & Supplies industry. BB scores excellent points on both the profitability and health parts. This is a solid base for a good stock. BB is valued quite cheap, but it does not seem to be growing. With these ratings, BB could be worth investigating further for value investing!.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • BB had positive earnings in the past year.
  • BB had a positive operating cash flow in the past year.
  • In the past 5 years BB has always been profitable.
  • BB had a positive operating cash flow in each of the past 5 years.
BB.PA Yearly Net Income VS EBIT VS OCF VS FCFBB.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 7.75%, BB belongs to the top of the industry, outperforming 90.70% of the companies in the same industry.
  • BB has a Return On Equity of 12.63%. This is in the better half of the industry: BB outperforms 74.42% of its industry peers.
  • With an excellent Return On Invested Capital value of 10.68%, BB belongs to the best of the industry, outperforming 81.40% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for BB is in line with the industry average of 8.68%.
  • The last Return On Invested Capital (10.68%) for BB is above the 3 year average (10.53%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 7.75%
ROE 12.63%
ROIC 10.68%
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
BB.PA Yearly ROA, ROE, ROICBB.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • The Profit Margin of BB (9.65%) is better than 88.37% of its industry peers.
  • BB's Profit Margin has been stable in the last couple of years.
  • BB has a Operating Margin of 14.62%. This is amongst the best in the industry. BB outperforms 86.05% of its industry peers.
  • BB's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 50.20%, BB is in line with its industry, outperforming 53.49% of the companies in the same industry.
  • In the last couple of years the Gross Margin of BB has remained more or less at the same level.
Industry RankSector Rank
OM 14.62%
PM (TTM) 9.65%
GM 50.2%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
BB.PA Yearly Profit, Operating, Gross MarginsBB.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BB is still creating some value.
  • BB has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for BB has been reduced compared to 5 years ago.
  • Compared to 1 year ago, BB has a worse debt to assets ratio.
BB.PA Yearly Shares OutstandingBB.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
BB.PA Yearly Total Debt VS Total AssetsBB.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • BB has an Altman-Z score of 3.63. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.63, BB belongs to the top of the industry, outperforming 90.70% of the companies in the same industry.
  • The Debt to FCF ratio of BB is 1.65, which is an excellent value as it means it would take BB, only 1.65 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 1.65, BB belongs to the best of the industry, outperforming 90.70% of the companies in the same industry.
  • A Debt/Equity ratio of 0.18 indicates that BB is not too dependend on debt financing.
  • BB has a Debt to Equity ratio of 0.18. This is amongst the best in the industry. BB outperforms 86.05% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.65
Altman-Z 3.63
ROIC/WACC1.39
WACC7.7%
BB.PA Yearly LT Debt VS Equity VS FCFBB.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • BB has a Current Ratio of 2.13. This indicates that BB is financially healthy and has no problem in meeting its short term obligations.
  • BB has a better Current ratio (2.13) than 86.05% of its industry peers.
  • A Quick Ratio of 1.38 indicates that BB should not have too much problems paying its short term obligations.
  • BB has a better Quick ratio (1.38) than 76.74% of its industry peers.
Industry RankSector Rank
Current Ratio 2.13
Quick Ratio 1.38
BB.PA Yearly Current Assets VS Current LiabilitesBB.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for BB have decreased by -3.87% in the last year.
  • Measured over the past 5 years, BB shows a small growth in Earnings Per Share. The EPS has been growing by 5.19% on average per year.
  • Looking at the last year, BB shows a decrease in Revenue. The Revenue has decreased by -2.95% in the last year.
  • The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%

3.2 Future

  • BB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.81% yearly.
  • The Revenue is expected to grow by 4.02% on average over the next years.
EPS Next Y-14.48%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
EPS Next 5Y-1.81%
Revenue Next Year-4.41%
Revenue Next 2Y-2.77%
Revenue Next 3Y-1.27%
Revenue Next 5Y4.02%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BB.PA Yearly Revenue VS EstimatesBB.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 500M 1B 1.5B 2B 2.5B
BB.PA Yearly EPS VS EstimatesBB.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • BB is valuated reasonably with a Price/Earnings ratio of 10.38.
  • Based on the Price/Earnings ratio, BB is valued cheaper than 93.02% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.05, BB is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 9.95, the valuation of BB can be described as reasonable.
  • BB's Price/Forward Earnings ratio is rather cheap when compared to the industry. BB is cheaper than 88.37% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of BB to the average of the S&P500 Index (28.03), we can say BB is valued rather cheaply.
Industry RankSector Rank
PE 10.38
Fwd PE 9.95
BB.PA Price Earnings VS Forward Price EarningsBB.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 88.37% of the companies in the same industry are more expensive than BB, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than the industry average as 76.74% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.65
EV/EBITDA 4.78
BB.PA Per share dataBB.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The decent profitability rating of BB may justify a higher PE ratio.
  • A cheap valuation may be justified as BB's earnings are expected to decrease with -2.13% in the coming years.
PEG (NY)N/A
PEG (5Y)2
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • BB has a Yearly Dividend Yield of 5.45%, which is a nice return.
  • BB's Dividend Yield is rather good when compared to the industry average which is at 2.49. BB pays more dividend than 88.37% of the companies in the same industry.
  • BB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 5.45%

5.2 History

  • The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
BB.PA Yearly Dividends per shareBB.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

  • BB pays out 87.72% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of BB has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP87.72%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
BB.PA Yearly Income VS Free CF VS DividendBB.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
BB.PA Dividend Payout.BB.PA Dividend Payout, showing the Payout Ratio.BB.PA Dividend Payout.PayoutRetained Earnings

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SOCIETE BIC SA

EPA:BB (2/26/2026, 10:08:28 AM)

52.3

-0.6 (-1.13%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)10-28
Earnings (Next)02-24
Inst Owners32.83%
Inst Owner ChangeN/A
Ins Owners10.23%
Ins Owner ChangeN/A
Market Cap2.14B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target59.59 (13.94%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.45%
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.72%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.15%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)-1.72%
Valuation
Industry RankSector Rank
PE 10.38
Fwd PE 9.95
P/S 0.97
P/FCF 9.65
P/OCF 6.88
P/B 1.27
P/tB 1.82
EV/EBITDA 4.78
EPS(TTM)5.04
EY9.64%
EPS(NY)5.26
Fwd EY10.05%
FCF(TTM)5.42
FCFY10.36%
OCF(TTM)7.6
OCFY14.53%
SpS53.76
BVpS41.09
TBVpS28.69
PEG (NY)N/A
PEG (5Y)2
Graham Number68.26
Profitability
Industry RankSector Rank
ROA 7.75%
ROE 12.63%
ROCE 15.8%
ROIC 10.68%
ROICexc 12.5%
ROICexgc 17.23%
OM 14.62%
PM (TTM) 9.65%
GM 50.2%
FCFM 10.08%
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.65
Debt/EBITDA 0.69
Cap/Depr 77.61%
Cap/Sales 4.05%
Interest Coverage 250
Cash Conversion 71.24%
Profit Quality 104.42%
Current Ratio 2.13
Quick Ratio 1.38
Altman-Z 3.63
F-Score4
WACC7.7%
ROIC/WACC1.39
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-14.48%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
EPS Next 5Y-1.81%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-4.41%
Revenue Next 2Y-2.77%
Revenue Next 3Y-1.27%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year21.88%
EBIT Next 3Y8.05%
EBIT Next 5Y10.22%
FCF growth 1Y20.43%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.91%
OCF growth 3Y8.44%
OCF growth 5Y2.37%

SOCIETE BIC SA / BB.PA FAQ

Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?

ChartMill assigns a fundamental rating of 6 / 10 to BB.PA.


Can you provide the valuation status for SOCIETE BIC SA?

ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.


What is the profitability of BB stock?

SOCIETE BIC SA (BB.PA) has a profitability rating of 7 / 10.


Can you provide the financial health for BB stock?

The financial health rating of SOCIETE BIC SA (BB.PA) is 8 / 10.


Can you provide the dividend sustainability for BB stock?

The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.72%.