SOCIETE BIC SA (BB.PA) Fundamental Analysis & Valuation

EPA:BB • FR0000120966

53 EUR
+1 (+1.92%)
Last: Mar 4, 2026, 07:00 PM

This BB.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

7

BB gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 41 industry peers in the Commercial Services & Supplies industry. BB has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. BB has a bad growth rate and is valued cheaply. These ratings would make BB suitable for value investing!


Dividend Valuation Growth Profitability Health

7

1. BB.PA Profitability Analysis

1.1 Basic Checks

  • BB had positive earnings in the past year.
  • BB had a positive operating cash flow in the past year.
  • Each year in the past 5 years BB has been profitable.
  • Each year in the past 5 years BB had a positive operating cash flow.
BB.PA Yearly Net Income VS EBIT VS OCF VS FCFBB.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

1.2 Ratios

  • With an excellent Return On Assets value of 7.75%, BB belongs to the best of the industry, outperforming 92.68% of the companies in the same industry.
  • With a decent Return On Equity value of 12.63%, BB is doing good in the industry, outperforming 73.17% of the companies in the same industry.
  • The Return On Invested Capital of BB (10.68%) is better than 82.93% of its industry peers.
  • BB had an Average Return On Invested Capital over the past 3 years of 10.53%. This is in line with the industry average of 8.82%.
  • The 3 year average ROIC (10.53%) for BB is below the current ROIC(10.68%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 7.75%
ROE 12.63%
ROIC 10.68%
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
BB.PA Yearly ROA, ROE, ROICBB.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • The Profit Margin of BB (9.65%) is better than 87.80% of its industry peers.
  • In the last couple of years the Profit Margin of BB has remained more or less at the same level.
  • BB has a Operating Margin of 14.62%. This is amongst the best in the industry. BB outperforms 85.37% of its industry peers.
  • In the last couple of years the Operating Margin of BB has declined.
  • BB has a Gross Margin of 50.20%. This is comparable to the rest of the industry: BB outperforms 53.66% of its industry peers.
  • BB's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 14.62%
PM (TTM) 9.65%
GM 50.2%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
BB.PA Yearly Profit, Operating, Gross MarginsBB.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

9

2. BB.PA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BB is creating some value.
  • BB has less shares outstanding than it did 1 year ago.
  • BB has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for BB is higher compared to a year ago.
BB.PA Yearly Shares OutstandingBB.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
BB.PA Yearly Total Debt VS Total AssetsBB.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • An Altman-Z score of 3.61 indicates that BB is not in any danger for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 3.61, BB belongs to the best of the industry, outperforming 92.68% of the companies in the same industry.
  • BB has a debt to FCF ratio of 1.65. This is a very positive value and a sign of high solvency as it would only need 1.65 years to pay back of all of its debts.
  • BB has a better Debt to FCF ratio (1.65) than 92.68% of its industry peers.
  • BB has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
  • BB's Debt to Equity ratio of 0.18 is amongst the best of the industry. BB outperforms 87.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.65
Altman-Z 3.61
ROIC/WACC1.39
WACC7.7%
BB.PA Yearly LT Debt VS Equity VS FCFBB.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 2.13 indicates that BB has no problem at all paying its short term obligations.
  • The Current ratio of BB (2.13) is better than 87.80% of its industry peers.
  • BB has a Quick Ratio of 1.38. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of BB (1.38) is better than 80.49% of its industry peers.
Industry RankSector Rank
Current Ratio 2.13
Quick Ratio 1.38
BB.PA Yearly Current Assets VS Current LiabilitesBB.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

3

3. BB.PA Growth Analysis

3.1 Past

  • BB shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.87%.
  • BB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.19% yearly.
  • BB shows a decrease in Revenue. In the last year, the revenue decreased by -2.95%.
  • BB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.42% yearly.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%

3.2 Future

  • The Earnings Per Share is expected to decrease by -1.81% on average over the next years.
  • The Revenue is expected to grow by 4.02% on average over the next years.
EPS Next Y-14.48%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
EPS Next 5Y-1.81%
Revenue Next Year-4.41%
Revenue Next 2Y-2.77%
Revenue Next 3Y-1.27%
Revenue Next 5Y4.02%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BB.PA Yearly Revenue VS EstimatesBB.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 500M 1B 1.5B 2B 2.5B
BB.PA Yearly EPS VS EstimatesBB.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

7

4. BB.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 10.52, which indicates a very decent valuation of BB.
  • Based on the Price/Earnings ratio, BB is valued cheaply inside the industry as 92.68% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 27.03. BB is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 10.08 indicates a reasonable valuation of BB.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 85.37% of the companies listed in the same industry.
  • BB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.11.
Industry RankSector Rank
PE 10.52
Fwd PE 10.08
BB.PA Price Earnings VS Forward Price EarningsBB.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, BB is valued cheaper than 87.80% of the companies in the same industry.
  • 75.61% of the companies in the same industry are more expensive than BB, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 9.78
EV/EBITDA 4.7
BB.PA Per share dataBB.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • BB has a very decent profitability rating, which may justify a higher PE ratio.
  • A cheap valuation may be justified as BB's earnings are expected to decrease with -2.13% in the coming years.
PEG (NY)N/A
PEG (5Y)2.03
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%

6

5. BB.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.52%, BB is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.05, BB pays a better dividend. On top of this BB pays more dividend than 92.68% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, BB pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.52%

5.2 History

  • The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
BB.PA Yearly Dividends per shareBB.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

  • 87.72% of the earnings are spent on dividend by BB. This is not a sustainable payout ratio.
  • BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.72%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
BB.PA Yearly Income VS Free CF VS DividendBB.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
BB.PA Dividend Payout.BB.PA Dividend Payout, showing the Payout Ratio.BB.PA Dividend Payout.PayoutRetained Earnings

BB.PA Fundamentals: All Metrics, Ratios and Statistics

SOCIETE BIC SA

EPA:BB (3/4/2026, 7:00:00 PM)

53

+1 (+1.92%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners32.83%
Inst Owner ChangeN/A
Ins Owners10.23%
Ins Owner ChangeN/A
Market Cap2.17B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target59.59 (12.43%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.52%
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.72%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.15%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)-1.72%
Valuation
Industry RankSector Rank
PE 10.52
Fwd PE 10.08
P/S 0.99
P/FCF 9.78
P/OCF 6.98
P/B 1.29
P/tB 1.85
EV/EBITDA 4.7
EPS(TTM)5.04
EY9.51%
EPS(NY)5.26
Fwd EY9.92%
FCF(TTM)5.42
FCFY10.22%
OCF(TTM)7.6
OCFY14.34%
SpS53.76
BVpS41.09
TBVpS28.69
PEG (NY)N/A
PEG (5Y)2.03
Graham Number68.26
Profitability
Industry RankSector Rank
ROA 7.75%
ROE 12.63%
ROCE 15.8%
ROIC 10.68%
ROICexc 12.5%
ROICexgc 17.23%
OM 14.62%
PM (TTM) 9.65%
GM 50.2%
FCFM 10.08%
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.65
Debt/EBITDA 0.69
Cap/Depr 77.61%
Cap/Sales 4.05%
Interest Coverage 250
Cash Conversion 71.24%
Profit Quality 104.42%
Current Ratio 2.13
Quick Ratio 1.38
Altman-Z 3.61
F-Score4
WACC7.7%
ROIC/WACC1.39
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-14.48%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
EPS Next 5Y-1.81%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-4.41%
Revenue Next 2Y-2.77%
Revenue Next 3Y-1.27%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year21.86%
EBIT Next 3Y8.07%
EBIT Next 5Y10.22%
FCF growth 1Y20.43%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.91%
OCF growth 3Y8.44%
OCF growth 5Y2.37%

SOCIETE BIC SA / BB.PA FAQ

Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?

ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.


Can you provide the valuation status for SOCIETE BIC SA?

ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.


What is the profitability of BB stock?

SOCIETE BIC SA (BB.PA) has a profitability rating of 7 / 10.


Can you provide the financial health for BB stock?

The financial health rating of SOCIETE BIC SA (BB.PA) is 9 / 10.


Can you provide the dividend sustainability for BB stock?

The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.72%.