SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe - EPA:BB - FR0000120966 - Common Stock
48.75 EUR
-5.25 (-9.72%)
BB gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 40 industry peers in the Commercial Services & Supplies industry. Both the health and profitability get an excellent rating, making BB a very profitable company, without any liquidiy or solvency issues. BB is cheap, but on the other hand it scores bad on growth. These ratings could make BB a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
In the past year BB had a positive cash flow from operations.
BB had positive earnings in each of the past 5 years.
Each year in the past 5 years BB had a positive operating cash flow.
1.2 Ratios
BB's Return On Assets of 7.75% is amongst the best of the industry. BB outperforms 90.00% of its industry peers.
The Return On Equity of BB (12.63%) is better than 72.50% of its industry peers.
The Return On Invested Capital of BB (10.68%) is better than 82.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BB is above the industry average of 8.34%.
The 3 year average ROIC (10.53%) for BB is below the current ROIC(10.68%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
BB has a Profit Margin of 9.65%. This is amongst the best in the industry. BB outperforms 90.00% of its industry peers.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
BB's Operating Margin of 14.62% is amongst the best of the industry. BB outperforms 87.50% of its industry peers.
In the last couple of years the Operating Margin of BB has declined.
BB has a Gross Margin (50.20%) which is in line with its industry peers.
BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BB is creating some value.
BB has less shares outstanding than it did 1 year ago.
BB has less shares outstanding than it did 5 years ago.
BB has a worse debt/assets ratio than last year.
2.2 Solvency
BB has an Altman-Z score of 3.68. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 3.68, BB belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
BB has a debt to FCF ratio of 1.66. This is a very positive value and a sign of high solvency as it would only need 1.66 years to pay back of all of its debts.
The Debt to FCF ratio of BB (1.66) is better than 90.00% of its industry peers.
A Debt/Equity ratio of 0.18 indicates that BB is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.18, BB belongs to the best of the industry, outperforming 82.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Altman-Z | 3.68 |
ROIC/WACC1.39
WACC7.7%
2.3 Liquidity
A Current Ratio of 2.13 indicates that BB has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.13, BB belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
BB has a Quick Ratio of 1.38. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
BB has a better Quick ratio (1.38) than 82.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
The earnings per share for BB have decreased by -3.87% in the last year.
BB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.19% yearly.
BB shows a decrease in Revenue. In the last year, the revenue decreased by -2.95%.
The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
The Earnings Per Share is expected to grow by 1.70% on average over the next years.
BB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.02% yearly.
EPS Next Y-4.82%
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
EPS Next 5Y1.7%
Revenue Next Year-2.21%
Revenue Next 2Y-0.13%
Revenue Next 3Y0.66%
Revenue Next 5Y4.02%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
BB is valuated reasonably with a Price/Earnings ratio of 9.67.
Compared to the rest of the industry, the Price/Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 82.50% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.00, BB is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 8.26, the valuation of BB can be described as reasonable.
Based on the Price/Forward Earnings ratio, BB is valued cheaper than 90.00% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.87, BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.67 | ||
| Fwd PE | 8.26 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BB is valued cheaply inside the industry as 85.00% of the companies are valued more expensively.
BB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BB is cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.22 | ||
| EV/EBITDA | 4.98 |
4.3 Compensation for Growth
The excellent profitability rating of BB may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.86
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
5. Dividend
5.1 Amount
BB has a Yearly Dividend Yield of 5.71%, which is a nice return.
Compared to an average industry Dividend Yield of 3.93, BB pays a better dividend. On top of this BB pays more dividend than 87.50% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, BB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.71% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
87.64% of the earnings are spent on dividend by BB. This is not a sustainable payout ratio.
The dividend of BB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP87.64%
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
EPA:BB (10/29/2025, 12:59:15 PM)
48.75
-5.25 (-9.72%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners26.49%
Inst Owner ChangeN/A
Ins Owners7.23%
Ins Owner ChangeN/A
Market Cap2.03B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target64.26 (31.82%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.71% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.46%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-7.46%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.67 | ||
| Fwd PE | 8.26 | ||
| P/S | 0.92 | ||
| P/FCF | 9.22 | ||
| P/OCF | 6.55 | ||
| P/B | 1.21 | ||
| P/tB | 1.73 | ||
| EV/EBITDA | 4.98 |
EPS(TTM)5.04
EY10.34%
EPS(NY)5.91
Fwd EY12.11%
FCF(TTM)5.29
FCFY10.85%
OCF(TTM)7.44
OCFY15.27%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)1.86
Graham Number67.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROCE | 15.8% | ||
| ROIC | 10.68% | ||
| ROICexc | 12.5% | ||
| ROICexgc | 17.23% | ||
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% | ||
| FCFM | 10.02% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Debt/EBITDA | 0.69 | ||
| Cap/Depr | 77.94% | ||
| Cap/Sales | 4.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.03% | ||
| Profit Quality | 103.81% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.68 |
F-Score4
WACC7.7%
ROIC/WACC1.39
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-4.82%
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
EPS Next 5Y1.7%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-2.21%
Revenue Next 2Y-0.13%
Revenue Next 3Y0.66%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year30.27%
EBIT Next 3Y11.01%
EBIT Next 5Y10.22%
FCF growth 1Y19.73%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.65%
OCF growth 3Y8.44%
OCF growth 5Y2.37%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.
What is the valuation status of SOCIETE BIC SA (BB.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 8 / 10.
What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?
The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by -4.82% in the next year.
Is the dividend of SOCIETE BIC SA sustainable?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.64%.