SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
EPA:BB - Euronext Paris - Matif - FR0000120966 - Common Stock - Currency: EUR
Overall BB gets a fundamental rating of 7 out of 10. We evaluated BB against 42 industry peers in the Commercial Services & Supplies industry. Both the health and profitability get an excellent rating, making BB a very profitable company, without any liquidiy or solvency issues. BB is cheap, but on the other hand it scores bad on growth. Finally BB also has an excellent dividend rating. With these ratings, BB could be worth investigating further for value and dividend investing!.
1. Profitability
1.1 Basic Checks
BB had positive earnings in the past year.
BB had a positive operating cash flow in the past year.
BB had positive earnings in each of the past 5 years.
In the past 5 years BB always reported a positive cash flow from operatings.
1.2 Ratios
BB has a Return On Assets of 11.28%. This is amongst the best in the industry. BB outperforms 97.62% of its industry peers.
Looking at the Return On Equity, with a value of 17.83%, BB belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
BB has a better Return On Invested Capital (15.23%) than 97.62% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BB is above the industry average of 7.31%.
The last Return On Invested Capital (15.23%) for BB is above the 3 year average (10.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROIC | 15.23% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
Looking at the Profit Margin, with a value of 9.82%, BB belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
BB's Operating Margin of 14.66% is amongst the best of the industry. BB outperforms 88.10% of its industry peers.
In the last couple of years the Operating Margin of BB has declined.
BB has a Gross Margin (50.47%) which is comparable to the rest of the industry.
BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), BB is creating value.
Compared to 1 year ago, BB has less shares outstanding
The number of shares outstanding for BB has been reduced compared to 5 years ago.
BB has a worse debt/assets ratio than last year.
2.2 Solvency
BB has an Altman-Z score of 4.29. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.29, BB belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
BB has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
BB has a Debt to FCF ratio of 1.24. This is amongst the best in the industry. BB outperforms 88.10% of its industry peers.
BB has a Debt/Equity ratio of 0.15. This is a healthy value indicating a solid balance between debt and equity.
BB has a better Debt to Equity ratio (0.15) than 88.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Altman-Z | 4.29 |
ROIC/WACC2.04
WACC7.47%
2.3 Liquidity
A Current Ratio of 2.21 indicates that BB has no problem at all paying its short term obligations.
With a decent Current ratio value of 2.21, BB is doing good in the industry, outperforming 78.57% of the companies in the same industry.
A Quick Ratio of 1.42 indicates that BB should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.42, BB is in the better half of the industry, outperforming 73.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
The earnings per share for BB have decreased by -2.29% in the last year.
BB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.19% yearly.
Looking at the last year, BB shows a decrease in Revenue. The Revenue has decreased by -3.10% in the last year.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
3.2 Future
Based on estimates for the next years, BB will show a small growth in Earnings Per Share. The EPS will grow by 0.71% on average per year.
BB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.02% yearly.
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y0.71%
Revenue Next Year-0.35%
Revenue Next 2Y1.14%
Revenue Next 3Y1.82%
Revenue Next 5Y4.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.09, the valuation of BB can be described as very cheap.
Based on the Price/Earnings ratio, BB is valued cheaper than 90.48% of the companies in the same industry.
BB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.50.
A Price/Forward Earnings ratio of 8.88 indicates a reasonable valuation of BB.
Based on the Price/Forward Earnings ratio, BB is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
BB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.09 | ||
| Fwd PE | 8.88 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BB is valued cheaper than 95.24% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BB indicates a somewhat cheap valuation: BB is cheaper than 69.05% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.31 | ||
| EV/EBITDA | 3.38 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of BB may justify a higher PE ratio.
PEG (NY)2.48
PEG (5Y)1.37
EPS Next 2Y3.81%
EPS Next 3Y3.69%
5. Dividend
5.1 Amount
BB has a Yearly Dividend Yield of 5.72%, which is a nice return.
Compared to an average industry Dividend Yield of 4.10, BB pays a better dividend. On top of this BB pays more dividend than 90.48% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.35, BB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.72% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BB pays out 55.64% of its income as dividend. This is a bit on the high side, but may be sustainable.
BB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.64%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPA:BB (7/18/2025, 7:00:00 PM)
54
+0.4 (+0.75%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners24.75%
Inst Owner ChangeN/A
Ins Owners7.23%
Ins Owner ChangeN/A
Market Cap2.25B
Analysts80
Price Target65.86 (21.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.72% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP55.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-12.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.09 | ||
| Fwd PE | 8.88 | ||
| P/S | 0.69 | ||
| P/FCF | 8.31 | ||
| P/OCF | 6.28 | ||
| P/B | 1.25 | ||
| P/tB | 1.82 | ||
| EV/EBITDA | 3.38 |
EPS(TTM)7.62
EY14.11%
EPS(NY)6.08
Fwd EY11.26%
FCF(TTM)6.5
FCFY12.04%
OCF(TTM)8.59
OCFY15.92%
SpS78.28
BVpS43.09
TBVpS29.7
PEG (NY)2.48
PEG (5Y)1.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROCE | 22.21% | ||
| ROIC | 15.23% | ||
| ROICexc | 19.14% | ||
| ROICexgc | 27.77% | ||
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% | ||
| FCFM | 8.31% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexcg growth 3Y-6.4%
ROICexcg growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Debt/EBITDA | 0.45 | ||
| Cap/Depr | 75.57% | ||
| Cap/Sales | 2.67% | ||
| Interest Coverage | 39.46 | ||
| Cash Conversion | 60.34% | ||
| Profit Quality | 84.61% | ||
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | 4.29 |
F-Score4
WACC7.47%
ROIC/WACC2.04
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y0.71%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
Revenue Next Year-0.35%
Revenue Next 2Y1.14%
Revenue Next 3Y1.82%
Revenue Next 5Y4.02%
EBIT growth 1Y-1.15%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year31.67%
EBIT Next 3Y11.78%
EBIT Next 5Y10.22%
FCF growth 1Y8.8%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y1.25%
OCF growth 3Y8.44%
OCF growth 5Y2.37%