SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
EPA:BB - Euronext Paris - Matif - FR0000120966 - Common Stock - Currency: EUR
BB gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 46 industry peers in the Commercial Services & Supplies industry. BB has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. BB is valued quite cheap, while showing a decent growth score. This is a good combination! With these ratings, BB could be worth investigating further for value and quality investing!.
1. Profitability
1.1 Basic Checks
BB had positive earnings in the past year.
In the past year BB had a positive cash flow from operations.
BB had positive earnings in each of the past 5 years.
BB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 15.21%, BB belongs to the best of the industry, outperforming 95.65% of the companies in the same industry.
Looking at the Return On Equity, with a value of 24.05%, BB belongs to the top of the industry, outperforming 86.96% of the companies in the same industry.
With an excellent Return On Invested Capital value of 20.23%, BB belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.21% | ||
| ROE | 24.05% | ||
| ROIC | 20.23% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BB has a Profit Margin of 9.81%. This is amongst the best in the industry. BB outperforms 89.13% of its industry peers.
BB's Profit Margin has been stable in the last couple of years.
BB has a Operating Margin of 13.77%. This is amongst the best in the industry. BB outperforms 91.30% of its industry peers.
In the last couple of years the Operating Margin of BB has declined.
BB has a Gross Margin of 50.18%. This is comparable to the rest of the industry: BB outperforms 58.70% of its industry peers.
BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.77% | ||
| PM (TTM) | 9.81% | ||
| GM | 50.18% |
OM growth 3Y-4.39%
OM growth 5Y-5.01%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), BB is creating value.
BB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
BB has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
BB has a better Debt to FCF ratio (1.24) than 89.13% of its industry peers.
A Debt/Equity ratio of 0.09 indicates that BB is not too dependend on debt financing.
BB's Debt to Equity ratio of 0.09 is amongst the best of the industry. BB outperforms 89.13% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | 1.24 | ||
| Altman-Z | N/A |
ROIC/WACC2.54
WACC7.96%
2.3 Liquidity
A Current Ratio of 2.21 indicates that BB has no problem at all paying its short term obligations.
The Current ratio of BB (2.21) is better than 80.43% of its industry peers.
A Quick Ratio of 1.42 indicates that BB should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.42, BB belongs to the best of the industry, outperforming 82.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.40% over the past year.
BB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.46% yearly.
Looking at the last year, BB shows a very strong growth in Revenue. The Revenue has grown by 30.79%.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)32.4%
EPS 3Y-9.97%
EPS 5Y5.46%
EPS Q2Q%107.55%
Revenue 1Y (TTM)30.79%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%102.19%
3.2 Future
Based on estimates for the next years, BB will show a small growth in Earnings Per Share. The EPS will grow by 5.13% on average per year.
Based on estimates for the next years, BB will show a small growth in Revenue. The Revenue will grow by 4.02% on average per year.
EPS Next Y7.56%
EPS Next 2Y6.28%
EPS Next 3Y6.01%
EPS Next 5Y5.13%
Revenue Next Year5.38%
Revenue Next 2Y4.09%
Revenue Next 3Y3.62%
Revenue Next 5Y4.02%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.79, the valuation of BB can be described as very cheap.
Based on the Price/Earnings ratio, BB is valued cheaper than 95.65% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 29.35. BB is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 9.40 indicates a reasonable valuation of BB.
Based on the Price/Forward Earnings ratio, BB is valued cheaper than 82.61% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of BB to the average of the S&P500 Index (22.10), we can say BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.79 | ||
| Fwd PE | 9.4 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BB is valued cheaper than 95.65% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BB indicates a somewhat cheap valuation: BB is cheaper than 71.74% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.19 | ||
| EV/EBITDA | 3.19 |
4.3 Compensation for Growth
BB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of BB may justify a higher PE ratio.
PEG (NY)0.77
PEG (5Y)1.06
EPS Next 2Y6.28%
EPS Next 3Y6.01%
5. Dividend
5.1 Amount
BB has a Yearly Dividend Yield of 5.18%, which is a nice return.
BB's Dividend Yield is rather good when compared to the industry average which is at 3.88. BB pays more dividend than 84.78% of the companies in the same industry.
BB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.18% |
5.2 History
The dividend of BB decreases each year by -9.15%.
Dividend Growth(5Y)-9.15%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BB pays out 41.28% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP41.28%
EPS Next 2Y6.28%
EPS Next 3Y6.01%
EPA:BB (3/7/2025, 7:00:00 PM)
59.8
+0.3 (+0.5%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners25.46%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap2.49B
Analysts82.67
Price Target75.33 (25.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.18% |
Yearly Dividend2.15
Dividend Growth(5Y)-9.15%
DP41.28%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.19%
PT rev (3m)-0.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.72%
EPS NY rev (3m)1.82%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.19%
Revenue NY rev (3m)1.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.79 | ||
| Fwd PE | 9.4 | ||
| P/S | 0.57 | ||
| P/FCF | 9.19 | ||
| P/OCF | 6.96 | ||
| P/B | 1.39 | ||
| P/tB | 2.01 | ||
| EV/EBITDA | 3.19 |
EPS(TTM)10.32
EY17.26%
EPS(NY)6.36
Fwd EY10.64%
FCF(TTM)6.51
FCFY10.88%
OCF(TTM)8.59
OCFY14.37%
SpS105.66
BVpS43.09
TBVpS29.7
PEG (NY)0.77
PEG (5Y)1.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.21% | ||
| ROE | 24.05% | ||
| ROCE | 28.17% | ||
| ROIC | 20.23% | ||
| ROICexc | 25.77% | ||
| ROICexgc | 38.47% | ||
| OM | 13.77% | ||
| PM (TTM) | 9.81% | ||
| GM | 50.18% | ||
| FCFM | 6.16% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-4.39%
OM growth 5Y-5.01%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score5
Asset Turnover1.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | 1.24 | ||
| Debt/EBITDA | 0.23 | ||
| Cap/Depr | 65.83% | ||
| Cap/Sales | 1.98% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 48.49% | ||
| Profit Quality | 62.8% | ||
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | N/A |
F-Score5
WACC7.96%
ROIC/WACC2.54
Cap/Depr(3y)78.29%
Cap/Depr(5y)74.8%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.69%
Profit Quality(5y)138.69%
High Growth Momentum
Growth
EPS 1Y (TTM)32.4%
EPS 3Y-9.97%
EPS 5Y5.46%
EPS Q2Q%107.55%
EPS Next Y7.56%
EPS Next 2Y6.28%
EPS Next 3Y6.01%
EPS Next 5Y5.13%
Revenue 1Y (TTM)30.79%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%102.19%
Revenue Next Year5.38%
Revenue Next 2Y4.09%
Revenue Next 3Y3.62%
Revenue Next 5Y4.02%
EBIT growth 1Y25.36%
EBIT growth 3Y1.57%
EBIT growth 5Y-2.72%
EBIT Next Year40.78%
EBIT Next 3Y16.78%
EBIT Next 5Y10.61%
FCF growth 1Y8.89%
FCF growth 3Y9.6%
FCF growth 5Y4.89%
OCF growth 1Y1.24%
OCF growth 3Y8.43%
OCF growth 5Y2.37%