SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe - EPA:BB - FR0000120966 - Common Stock
47.7 EUR
+0.5 (+1.06%)
Overall BB gets a fundamental rating of 7 out of 10. We evaluated BB against 44 industry peers in the Commercial Services & Supplies industry. BB scores excellent points on both the profitability and health parts. This is a solid base for a good stock. BB is cheap, but on the other hand it scores bad on growth. This makes BB very considerable for value investing!
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
BB had a positive operating cash flow in the past year.
Each year in the past 5 years BB has been profitable.
BB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
BB's Return On Assets of 7.75% is amongst the best of the industry. BB outperforms 90.91% of its industry peers.
BB has a Return On Equity of 12.63%. This is in the better half of the industry: BB outperforms 72.73% of its industry peers.
With an excellent Return On Invested Capital value of 10.68%, BB belongs to the best of the industry, outperforming 84.09% of the companies in the same industry.
BB had an Average Return On Invested Capital over the past 3 years of 10.53%. This is above the industry average of 8.11%.
The last Return On Invested Capital (10.68%) for BB is above the 3 year average (10.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
Looking at the Profit Margin, with a value of 9.65%, BB belongs to the top of the industry, outperforming 84.09% of the companies in the same industry.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
BB has a Operating Margin of 14.62%. This is amongst the best in the industry. BB outperforms 81.82% of its industry peers.
In the last couple of years the Operating Margin of BB has declined.
Looking at the Gross Margin, with a value of 50.20%, BB is in line with its industry, outperforming 56.82% of the companies in the same industry.
BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BB is still creating some value.
The number of shares outstanding for BB has been reduced compared to 1 year ago.
The number of shares outstanding for BB has been reduced compared to 5 years ago.
Compared to 1 year ago, BB has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.52 indicates that BB is not in any danger for bankruptcy at the moment.
BB's Altman-Z score of 3.52 is amongst the best of the industry. BB outperforms 86.36% of its industry peers.
BB has a debt to FCF ratio of 1.66. This is a very positive value and a sign of high solvency as it would only need 1.66 years to pay back of all of its debts.
BB has a better Debt to FCF ratio (1.66) than 88.64% of its industry peers.
A Debt/Equity ratio of 0.18 indicates that BB is not too dependend on debt financing.
BB has a better Debt to Equity ratio (0.18) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Altman-Z | 3.52 |
ROIC/WACC1.4
WACC7.64%
2.3 Liquidity
BB has a Current Ratio of 2.13. This indicates that BB is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 2.13, BB belongs to the best of the industry, outperforming 86.36% of the companies in the same industry.
A Quick Ratio of 1.38 indicates that BB should not have too much problems paying its short term obligations.
BB has a better Quick ratio (1.38) than 77.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
The earnings per share for BB have decreased by -3.87% in the last year.
Measured over the past 5 years, BB shows a small growth in Earnings Per Share. The EPS has been growing by 5.19% on average per year.
BB shows a decrease in Revenue. In the last year, the revenue decreased by -2.95%.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
Based on estimates for the next years, BB will show a decrease in Earnings Per Share. The EPS will decrease by -1.25% on average per year.
The Revenue is expected to grow by 4.02% on average over the next years.
EPS Next Y-11.94%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPS Next 5Y-1.25%
Revenue Next Year-2.74%
Revenue Next 2Y-1.47%
Revenue Next 3Y-0.22%
Revenue Next 5Y4.02%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.46, the valuation of BB can be described as very reasonable.
Based on the Price/Earnings ratio, BB is valued cheaply inside the industry as 93.18% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of BB to the average of the S&P500 Index (26.35), we can say BB is valued rather cheaply.
BB is valuated reasonably with a Price/Forward Earnings ratio of 8.74.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 81.82% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 33.72, BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.46 | ||
| Fwd PE | 8.74 |
4.2 Price Multiples
88.64% of the companies in the same industry are more expensive than BB, based on the Enterprise Value to EBITDA ratio.
72.73% of the companies in the same industry are more expensive than BB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.02 | ||
| EV/EBITDA | 4.33 |
4.3 Compensation for Growth
The excellent profitability rating of BB may justify a higher PE ratio.
BB's earnings are expected to decrease with -2.03% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.82
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.47%, BB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.09, BB pays a better dividend. On top of this BB pays more dividend than 90.91% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, BB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BB pays out 87.64% of its income as dividend. This is not a sustainable payout ratio.
BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.64%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPA:BB (11/11/2025, 7:00:00 PM)
47.7
+0.5 (+1.06%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners26.49%
Inst Owner ChangeN/A
Ins Owners7.23%
Ins Owner ChangeN/A
Market Cap1.99B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target64.26 (34.72%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.23%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-7.48%
EPS NY rev (3m)-14.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.54%
Revenue NY rev (3m)-0.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.46 | ||
| Fwd PE | 8.74 | ||
| P/S | 0.9 | ||
| P/FCF | 9.02 | ||
| P/OCF | 6.41 | ||
| P/B | 1.18 | ||
| P/tB | 1.69 | ||
| EV/EBITDA | 4.33 |
EPS(TTM)5.04
EY10.57%
EPS(NY)5.46
Fwd EY11.44%
FCF(TTM)5.29
FCFY11.09%
OCF(TTM)7.44
OCFY15.6%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)1.82
Graham Number67.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROCE | 15.8% | ||
| ROIC | 10.68% | ||
| ROICexc | 12.5% | ||
| ROICexgc | 17.23% | ||
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% | ||
| FCFM | 10.02% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Debt/EBITDA | 0.69 | ||
| Cap/Depr | 77.94% | ||
| Cap/Sales | 4.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.03% | ||
| Profit Quality | 103.81% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.52 |
F-Score4
WACC7.64%
ROIC/WACC1.4
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-11.94%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPS Next 5Y-1.25%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-2.74%
Revenue Next 2Y-1.47%
Revenue Next 3Y-0.22%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year30.27%
EBIT Next 3Y11.01%
EBIT Next 5Y10.22%
FCF growth 1Y19.73%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.65%
OCF growth 3Y8.44%
OCF growth 5Y2.37%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.
What is the valuation status of SOCIETE BIC SA (BB.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 8 / 10.
What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?
The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by -11.94% in the next year.
Is the dividend of SOCIETE BIC SA sustainable?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.64%.