SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:BB - FR0000120966 - Common Stock
52.5 EUR
-0.5 (-0.94%)
Overall BB gets a fundamental rating of 7 out of 10. We evaluated BB against 44 industry peers in the Commercial Services & Supplies industry. BB gets an excellent profitability rating and is at the same time showing great financial health properties. BB is valued quite cheap, but it does not seem to be growing. With these ratings, BB could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
BB had positive earnings in the past year.
BB had a positive operating cash flow in the past year.
Each year in the past 5 years BB has been profitable.
BB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.75%, BB belongs to the top of the industry, outperforming 90.91% of the companies in the same industry.
BB's Return On Equity of 12.63% is fine compared to the rest of the industry. BB outperforms 72.73% of its industry peers.
BB has a Return On Invested Capital of 10.68%. This is amongst the best in the industry. BB outperforms 81.82% of its industry peers.
BB had an Average Return On Invested Capital over the past 3 years of 10.53%. This is above the industry average of 8.40%.
The last Return On Invested Capital (10.68%) for BB is above the 3 year average (10.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
BB's Profit Margin of 9.65% is amongst the best of the industry. BB outperforms 86.36% of its industry peers.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
With an excellent Operating Margin value of 14.62%, BB belongs to the best of the industry, outperforming 84.09% of the companies in the same industry.
BB's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 50.20%, BB perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
In the last couple of years the Gross Margin of BB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BB is creating some value.
Compared to 1 year ago, BB has less shares outstanding
Compared to 5 years ago, BB has less shares outstanding
Compared to 1 year ago, BB has a worse debt to assets ratio.
2.2 Solvency
BB has an Altman-Z score of 3.66. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
BB has a Altman-Z score of 3.66. This is amongst the best in the industry. BB outperforms 88.64% of its industry peers.
BB has a debt to FCF ratio of 1.65. This is a very positive value and a sign of high solvency as it would only need 1.65 years to pay back of all of its debts.
BB's Debt to FCF ratio of 1.65 is amongst the best of the industry. BB outperforms 88.64% of its industry peers.
BB has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of BB (0.18) is better than 86.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.65 | ||
| Altman-Z | 3.66 |
ROIC/WACC1.4
WACC7.63%
2.3 Liquidity
A Current Ratio of 2.13 indicates that BB has no problem at all paying its short term obligations.
BB's Current ratio of 2.13 is amongst the best of the industry. BB outperforms 81.82% of its industry peers.
A Quick Ratio of 1.38 indicates that BB should not have too much problems paying its short term obligations.
The Quick ratio of BB (1.38) is better than 77.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
BB shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.87%.
The Earnings Per Share has been growing slightly by 5.19% on average over the past years.
BB shows a decrease in Revenue. In the last year, the revenue decreased by -2.95%.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
The Earnings Per Share is expected to decrease by -1.81% on average over the next years.
BB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.02% yearly.
EPS Next Y-14.15%
EPS Next 2Y-5.68%
EPS Next 3Y-2.02%
EPS Next 5Y-1.81%
Revenue Next Year-4.28%
Revenue Next 2Y-2.3%
Revenue Next 3Y-0.89%
Revenue Next 5Y4.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BB is valuated reasonably with a Price/Earnings ratio of 10.42.
Based on the Price/Earnings ratio, BB is valued cheaper than 88.64% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.19. BB is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 9.98, the valuation of BB can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 88.64% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of BB to the average of the S&P500 Index (23.92), we can say BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.42 | ||
| Fwd PE | 9.98 |
4.2 Price Multiples
88.64% of the companies in the same industry are more expensive than BB, based on the Enterprise Value to EBITDA ratio.
72.73% of the companies in the same industry are more expensive than BB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.87 | ||
| EV/EBITDA | 4.88 |
4.3 Compensation for Growth
BB has an outstanding profitability rating, which may justify a higher PE ratio.
BB's earnings are expected to decrease with -2.02% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)2.01
EPS Next 2Y-5.68%
EPS Next 3Y-2.02%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.86%, BB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.67, BB pays a better dividend. On top of this BB pays more dividend than 88.64% of the companies listed in the same industry.
BB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.86% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
87.72% of the earnings are spent on dividend by BB. This is not a sustainable payout ratio.
BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.72%
EPS Next 2Y-5.68%
EPS Next 3Y-2.02%
EPA:BB (1/12/2026, 4:35:58 PM)
52.5
-0.5 (-0.94%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners32.83%
Inst Owner ChangeN/A
Ins Owners10.23%
Ins Owner ChangeN/A
Market Cap2.19B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target58.91 (12.21%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.86% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.72%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-8.33%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-9.8%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.05%
Revenue NY rev (3m)-2.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.42 | ||
| Fwd PE | 9.98 | ||
| P/S | 0.99 | ||
| P/FCF | 9.87 | ||
| P/OCF | 7.04 | ||
| P/B | 1.3 | ||
| P/tB | 1.86 | ||
| EV/EBITDA | 4.88 |
EPS(TTM)5.04
EY9.6%
EPS(NY)5.26
Fwd EY10.02%
FCF(TTM)5.32
FCFY10.13%
OCF(TTM)7.46
OCFY14.21%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)2.01
Graham Number67.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROCE | 15.8% | ||
| ROIC | 10.68% | ||
| ROICexc | 12.5% | ||
| ROICexgc | 17.23% | ||
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% | ||
| FCFM | 10.08% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.65 | ||
| Debt/EBITDA | 0.69 | ||
| Cap/Depr | 77.61% | ||
| Cap/Sales | 4.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.24% | ||
| Profit Quality | 104.42% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.66 |
F-Score4
WACC7.63%
ROIC/WACC1.4
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-14.15%
EPS Next 2Y-5.68%
EPS Next 3Y-2.02%
EPS Next 5Y-1.81%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-4.28%
Revenue Next 2Y-2.3%
Revenue Next 3Y-0.89%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year21.88%
EBIT Next 3Y8.05%
EBIT Next 5Y10.22%
FCF growth 1Y20.43%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.91%
OCF growth 3Y8.44%
OCF growth 5Y2.37%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.
Can you provide the valuation status for SOCIETE BIC SA?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 8 / 10.
Can you provide the financial health for BB stock?
The financial health rating of SOCIETE BIC SA (BB.PA) is 8 / 10.
Can you provide the dividend sustainability for BB stock?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.72%.