SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe - EPA:BB - FR0000120966 - Common Stock
47.1 EUR
+0.25 (+0.53%)
BB gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 42 industry peers in the Commercial Services & Supplies industry. BB scores excellent points on both the profitability and health parts. This is a solid base for a good stock. BB is valued quite cheap, but it does not seem to be growing. These ratings could make BB a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
In the past year BB had a positive cash flow from operations.
In the past 5 years BB has always been profitable.
BB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 7.75%, BB belongs to the best of the industry, outperforming 92.86% of the companies in the same industry.
The Return On Equity of BB (12.63%) is better than 76.19% of its industry peers.
BB has a Return On Invested Capital of 10.68%. This is amongst the best in the industry. BB outperforms 85.71% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BB is above the industry average of 7.96%.
The 3 year average ROIC (10.53%) for BB is below the current ROIC(10.68%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
BB has a Profit Margin of 9.65%. This is amongst the best in the industry. BB outperforms 88.10% of its industry peers.
BB's Profit Margin has been stable in the last couple of years.
BB has a Operating Margin of 14.62%. This is amongst the best in the industry. BB outperforms 85.71% of its industry peers.
In the last couple of years the Operating Margin of BB has declined.
BB has a Gross Margin (50.20%) which is in line with its industry peers.
In the last couple of years the Gross Margin of BB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BB is still creating some value.
The number of shares outstanding for BB has been reduced compared to 1 year ago.
BB has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, BB has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.51 indicates that BB is not in any danger for bankruptcy at the moment.
BB has a better Altman-Z score (3.51) than 88.10% of its industry peers.
The Debt to FCF ratio of BB is 1.66, which is an excellent value as it means it would take BB, only 1.66 years of fcf income to pay off all of its debts.
BB has a Debt to FCF ratio of 1.66. This is amongst the best in the industry. BB outperforms 90.48% of its industry peers.
BB has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
BB has a better Debt to Equity ratio (0.18) than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Altman-Z | 3.51 |
ROIC/WACC1.4
WACC7.64%
2.3 Liquidity
A Current Ratio of 2.13 indicates that BB has no problem at all paying its short term obligations.
BB has a Current ratio of 2.13. This is amongst the best in the industry. BB outperforms 85.71% of its industry peers.
BB has a Quick Ratio of 1.38. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
BB has a Quick ratio of 1.38. This is in the better half of the industry: BB outperforms 78.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
The earnings per share for BB have decreased by -3.87% in the last year.
BB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.19% yearly.
BB shows a decrease in Revenue. In the last year, the revenue decreased by -2.95%.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
BB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.25% yearly.
The Revenue is expected to grow by 4.02% on average over the next years.
EPS Next Y-11.94%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPS Next 5Y-1.25%
Revenue Next Year-2.74%
Revenue Next 2Y-1.47%
Revenue Next 3Y-0.22%
Revenue Next 5Y4.02%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.35, the valuation of BB can be described as reasonable.
BB's Price/Earnings ratio is rather cheap when compared to the industry. BB is cheaper than 92.86% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.46. BB is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 8.63, the valuation of BB can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 80.95% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.39, BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.35 | ||
| Fwd PE | 8.63 |
4.2 Price Multiples
BB's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. BB is cheaper than 90.48% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than 73.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.91 | ||
| EV/EBITDA | 4.29 |
4.3 Compensation for Growth
The excellent profitability rating of BB may justify a higher PE ratio.
A cheap valuation may be justified as BB's earnings are expected to decrease with -2.03% in the coming years.
PEG (NY)N/A
PEG (5Y)1.8
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.48%, BB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.30, BB pays a better dividend. On top of this BB pays more dividend than 90.48% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, BB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
87.64% of the earnings are spent on dividend by BB. This is not a sustainable payout ratio.
BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.64%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPA:BB (11/19/2025, 5:36:15 PM)
47.1
+0.25 (+0.53%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners26.49%
Inst Owner ChangeN/A
Ins Owners7.23%
Ins Owner ChangeN/A
Market Cap1.96B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target64.26 (36.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.23%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-7.48%
EPS NY rev (3m)-14.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.54%
Revenue NY rev (3m)-0.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.35 | ||
| Fwd PE | 8.63 | ||
| P/S | 0.89 | ||
| P/FCF | 8.91 | ||
| P/OCF | 6.33 | ||
| P/B | 1.17 | ||
| P/tB | 1.67 | ||
| EV/EBITDA | 4.29 |
EPS(TTM)5.04
EY10.7%
EPS(NY)5.46
Fwd EY11.59%
FCF(TTM)5.29
FCFY11.23%
OCF(TTM)7.44
OCFY15.8%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)1.8
Graham Number67.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROCE | 15.8% | ||
| ROIC | 10.68% | ||
| ROICexc | 12.5% | ||
| ROICexgc | 17.23% | ||
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% | ||
| FCFM | 10.02% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Debt/EBITDA | 0.69 | ||
| Cap/Depr | 77.94% | ||
| Cap/Sales | 4.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.03% | ||
| Profit Quality | 103.81% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.51 |
F-Score4
WACC7.64%
ROIC/WACC1.4
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-11.94%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPS Next 5Y-1.25%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-2.74%
Revenue Next 2Y-1.47%
Revenue Next 3Y-0.22%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year30.27%
EBIT Next 3Y11.01%
EBIT Next 5Y10.22%
FCF growth 1Y19.73%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.65%
OCF growth 3Y8.44%
OCF growth 5Y2.37%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.
What is the valuation status of SOCIETE BIC SA (BB.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 8 / 10.
What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?
The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by -11.94% in the next year.
Is the dividend of SOCIETE BIC SA sustainable?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.64%.