SOCIETE BIC SA (BB.PA) Fundamental Analysis & Valuation

EPA:BB • FR0000120966

Current stock price

58.5 EUR
+0.6 (+1.04%)
Last:

This BB.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. BB.PA Profitability Analysis

1.1 Basic Checks

  • In the past year BB was profitable.
  • In the past year BB had a positive cash flow from operations.
  • BB had positive earnings in each of the past 5 years.
  • Each year in the past 5 years BB had a positive operating cash flow.
BB.PA Yearly Net Income VS EBIT VS OCF VS FCFBB.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

1.2 Ratios

  • With a decent Return On Assets value of 3.30%, BB is doing good in the industry, outperforming 73.17% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 5.18%, BB is in line with its industry, outperforming 56.10% of the companies in the same industry.
  • BB's Return On Invested Capital of 8.26% is fine compared to the rest of the industry. BB outperforms 78.05% of its industry peers.
Industry RankSector Rank
ROA 3.3%
ROE 5.18%
ROIC 8.26%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
BB.PA Yearly ROA, ROE, ROICBB.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 4.13%, BB is in the better half of the industry, outperforming 73.17% of the companies in the same industry.
  • BB's Profit Margin has declined in the last couple of years.
  • BB has a better Operating Margin (12.60%) than 87.80% of its industry peers.
  • BB's Operating Margin has improved in the last couple of years.
  • BB's Gross Margin of 48.76% is in line compared to the rest of the industry. BB outperforms 56.10% of its industry peers.
  • BB's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 12.6%
PM (TTM) 4.13%
GM 48.76%
OM growth 3Y-2.63%
OM growth 5Y1.83%
PM growth 3Y-23.85%
PM growth 5Y-6.43%
GM growth 3Y0.34%
GM growth 5Y0.29%
BB.PA Yearly Profit, Operating, Gross MarginsBB.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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8

2. BB.PA Health Analysis

2.1 Basic Checks

  • BB has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • There is no outstanding debt for BB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
BB.PA Yearly Shares OutstandingBB.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
BB.PA Yearly Total Debt VS Total AssetsBB.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • BB has an Altman-Z score of 3.94. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
  • BB has a better Altman-Z score (3.94) than 90.24% of its industry peers.
  • BB has a debt to FCF ratio of 1.43. This is a very positive value and a sign of high solvency as it would only need 1.43 years to pay back of all of its debts.
  • BB's Debt to FCF ratio of 1.43 is amongst the best of the industry. BB outperforms 92.68% of its industry peers.
  • A Debt/Equity ratio of 0.16 indicates that BB is not too dependend on debt financing.
  • BB has a Debt to Equity ratio of 0.16. This is amongst the best in the industry. BB outperforms 85.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.43
Altman-Z 3.94
ROIC/WACC1.04
WACC7.95%
BB.PA Yearly LT Debt VS Equity VS FCFBB.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 2.42 indicates that BB has no problem at all paying its short term obligations.
  • BB has a Current ratio of 2.42. This is amongst the best in the industry. BB outperforms 82.93% of its industry peers.
  • BB has a Quick Ratio of 1.62. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.62, BB is in the better half of the industry, outperforming 75.61% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.42
Quick Ratio 1.62
BB.PA Yearly Current Assets VS Current LiabilitesBB.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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3

3. BB.PA Growth Analysis

3.1 Past

  • The earnings per share for BB have decreased strongly by -58.71% in the last year.
  • BB shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.01% yearly.
  • The Revenue has decreased by -4.85% in the past year.
  • BB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.13% yearly.
EPS 1Y (TTM)-58.71%
EPS 3Y-23.75%
EPS 5Y-0.01%
EPS Q2Q%-89.88%
Revenue 1Y (TTM)-4.85%
Revenue growth 3Y-2.19%
Revenue growth 5Y5.13%
Sales Q2Q%-4.15%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.71% on average over the next years.
  • Based on estimates for the next years, BB will show a small growth in Revenue. The Revenue will grow by 1.20% on average per year.
EPS Next Y0%
EPS Next 2Y3.67%
EPS Next 3Y2.71%
EPS Next 5YN/A
Revenue Next Year-3.19%
Revenue Next 2Y-0.53%
Revenue Next 3Y-0.17%
Revenue Next 5Y1.2%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BB.PA Yearly Revenue VS EstimatesBB.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 500M 1B 1.5B 2B
BB.PA Yearly EPS VS EstimatesBB.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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5

4. BB.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • BB is valuated quite expensively with a Price/Earnings ratio of 28.13.
  • Based on the Price/Earnings ratio, BB is valued a bit cheaper than 63.41% of the companies in the same industry.
  • BB is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 11.58 indicates a reasonable valuation of BB.
  • BB's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BB is cheaper than 70.73% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.36, BB is valued a bit cheaper.
Industry RankSector Rank
PE 28.13
Fwd PE 11.58
BB.PA Price Earnings VS Forward Price EarningsBB.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, BB is valued a bit cheaper than 78.05% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than 70.73% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.77
EV/EBITDA 5.6
BB.PA Per share dataBB.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • BB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.67%
EPS Next 3Y2.71%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. BB.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.10%, BB is a good candidate for dividend investing.
  • BB's Dividend Yield is rather good when compared to the industry average which is at 1.81. BB pays more dividend than 90.24% of the companies in the same industry.
  • BB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 4.1%

5.2 History

  • The dividend of BB has a limited annual growth rate of 4.57%.
Dividend Growth(5Y)4.57%
Div Incr Years0
Div Non Decr Years0
BB.PA Yearly Dividends per shareBB.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

  • BB pays out 147.14% of its income as dividend. This is not a sustainable payout ratio.
  • BB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP147.14%
EPS Next 2Y3.67%
EPS Next 3Y2.71%
BB.PA Yearly Income VS Free CF VS DividendBB.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
BB.PA Dividend Payout.BB.PA Dividend Payout, showing the Payout Ratio.BB.PA Dividend Payout.PayoutRetained Earnings

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BB.PA Fundamentals: All Metrics, Ratios and Statistics

SOCIETE BIC SA

EPA:BB (4/30/2026, 7:00:00 PM)

58.5

+0.6 (+1.04%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Industry Strength27.7
Industry Growth12
Earnings (Last)04-28
Earnings (Next)07-29
Inst Owners36.86%
Inst Owner ChangeN/A
Ins Owners12.59%
Ins Owner ChangeN/A
Market Cap2.39B
Revenue(TTM)2.09B
Net Income(TTM)86.30M
Analysts80
Price Target60.37 (3.2%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.1%
Yearly Dividend4.3
Dividend Growth(5Y)4.57%
DP147.14%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.36%
EPS NY rev (3m)-3.93%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-3.05%
Valuation
Industry RankSector Rank
PE 28.13
Fwd PE 11.58
P/S 1.14
P/FCF 10.77
P/OCF 7.74
P/B 1.44
P/tB 1.92
EV/EBITDA 5.6
EPS(TTM)2.08
EY3.56%
EPS(NY)5.05
Fwd EY8.63%
FCF(TTM)5.43
FCFY9.29%
OCF(TTM)7.56
OCFY12.92%
SpS51.15
BVpS40.74
TBVpS30.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number43.6668 (-25.36%)
Profitability
Industry RankSector Rank
ROA 3.3%
ROE 5.18%
ROCE 13.07%
ROIC 8.26%
ROICexc 10.6%
ROICexgc 14.23%
OM 12.6%
PM (TTM) 4.13%
GM 48.76%
FCFM 10.62%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-2.63%
OM growth 5Y1.83%
PM growth 3Y-23.85%
PM growth 5Y-6.43%
GM growth 3Y0.34%
GM growth 5Y0.29%
F-Score6
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.43
Debt/EBITDA 0.7
Cap/Depr 75.13%
Cap/Sales 4.15%
Interest Coverage 15.75
Cash Conversion 81.5%
Profit Quality 257.29%
Current Ratio 2.42
Quick Ratio 1.62
Altman-Z 3.94
F-Score6
WACC7.95%
ROIC/WACC1.04
Cap/Depr(3y)79.19%
Cap/Depr(5y)77.34%
Cap/Sales(3y)4.25%
Cap/Sales(5y)4.23%
Profit Quality(3y)164.9%
Profit Quality(5y)131.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-58.71%
EPS 3Y-23.75%
EPS 5Y-0.01%
EPS Q2Q%-89.88%
EPS Next Y0%
EPS Next 2Y3.67%
EPS Next 3Y2.71%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.85%
Revenue growth 3Y-2.19%
Revenue growth 5Y5.13%
Sales Q2Q%-4.15%
Revenue Next Year-3.19%
Revenue Next 2Y-0.53%
Revenue Next 3Y-0.17%
Revenue Next 5Y1.2%
EBIT growth 1Y-17.96%
EBIT growth 3Y-4.76%
EBIT growth 5Y7.05%
EBIT Next Year42.13%
EBIT Next 3Y13.31%
EBIT Next 5Y13.95%
FCF growth 1Y-17.95%
FCF growth 3Y2.91%
FCF growth 5Y-4.16%
OCF growth 1Y-13.69%
OCF growth 3Y0.96%
OCF growth 5Y-2.9%

SOCIETE BIC SA / BB.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?

ChartMill assigns a fundamental rating of 6 / 10 to BB.PA.


Can you provide the valuation status for SOCIETE BIC SA?

ChartMill assigns a valuation rating of 5 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Fairly Valued.


How profitable is SOCIETE BIC SA (BB.PA) stock?

SOCIETE BIC SA (BB.PA) has a profitability rating of 6 / 10.


How financially healthy is SOCIETE BIC SA?

The financial health rating of SOCIETE BIC SA (BB.PA) is 8 / 10.


What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?

The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by 0% in the next year.