21.46 USD
0 (0%)
Taking everything into account, BANX scores 4 out of 10 in our fundamental rating. BANX was compared to 237 industry peers in the Capital Markets industry. BANX has a medium profitability rating, but doesn't score so well on its financial health evaluation. BANX is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year BANX was profitable.
In the past year BANX had a positive cash flow from operations.
BANX had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: BANX reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 7.59%, BANX belongs to the best of the industry, outperforming 83.54% of the companies in the same industry.
The Return On Equity of BANX (10.76%) is better than 60.76% of its industry peers.
BANX's Return On Invested Capital of 5.68% is fine compared to the rest of the industry. BANX outperforms 72.57% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BANX is in line with the industry average of 6.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.59% | ||
| ROE | 10.76% | ||
| ROIC | 5.68% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.25%
ROE(5y)8.3%
ROIC(3y)6%
ROIC(5y)5.04%
1.3 Margins
With an excellent Profit Margin value of 64.47%, BANX belongs to the best of the industry, outperforming 94.09% of the companies in the same industry.
BANX's Profit Margin has declined in the last couple of years.
The Operating Margin of BANX (60.68%) is better than 95.36% of its industry peers.
BANX's Operating Margin has been stable in the last couple of years.
BANX has a Gross Margin of 64.03%. This is in the better half of the industry: BANX outperforms 73.84% of its industry peers.
In the last couple of years the Gross Margin of BANX has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 60.68% | ||
| PM (TTM) | 64.47% | ||
| GM | 64.03% |
OM growth 3Y-0.42%
OM growth 5Y-1.37%
PM growth 3Y-5.12%
PM growth 5Y-1.79%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
The number of shares outstanding for BANX remains at a similar level compared to 1 year ago.
Compared to 5 years ago, BANX has more shares outstanding
Compared to 1 year ago, BANX has a worse debt to assets ratio.
2.2 Solvency
BANX has an Altman-Z score of 1.47. This is a bad value and indicates that BANX is not financially healthy and even has some risk of bankruptcy.
BANX's Altman-Z score of 1.47 is fine compared to the rest of the industry. BANX outperforms 62.45% of its industry peers.
BANX has a debt to FCF ratio of 4.10. This is a neutral value as BANX would need 4.10 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 4.10, BANX is doing good in the industry, outperforming 74.26% of the companies in the same industry.
BANX has a Debt/Equity ratio of 0.41. This is a healthy value indicating a solid balance between debt and equity.
BANX's Debt to Equity ratio of 0.41 is fine compared to the rest of the industry. BANX outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.1 | ||
| Altman-Z | 1.47 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.19 indicates that BANX may have some problems paying its short term obligations.
BANX has a Current ratio of 0.19. This is amonst the worse of the industry: BANX underperforms 87.34% of its industry peers.
A Quick Ratio of 0.19 indicates that BANX may have some problems paying its short term obligations.
The Quick ratio of BANX (0.19) is worse than 87.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
The earnings per share for BANX have decreased strongly by -15.30% in the last year.
Measured over the past 5 years, BANX shows a small growth in Earnings Per Share. The EPS has been growing by 4.39% on average per year.
BANX shows a decrease in Revenue. In the last year, the revenue decreased by -5.61%.
BANX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.09% yearly.
EPS 1Y (TTM)-15.3%
EPS 3Y9.96%
EPS 5Y4.39%
EPS Q2Q%33.33%
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.02, the valuation of BANX can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of BANX indicates a somewhat cheap valuation: BANX is cheaper than 77.22% of the companies listed in the same industry.
BANX is valuated cheaply when we compare the Price/Earnings ratio to 26.34, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.02 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BANX is valued a bit cheaper than 73.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.65 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of BANX may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.05
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
BANX has a Yearly Dividend Yield of 10.42%, which is a nice return.
Compared to an average industry Dividend Yield of 8.30, BANX pays a bit more dividend than its industry peers.
BANX's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
5.2 History
The dividend of BANX has a limited annual growth rate of 2.42%.
BANX has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)2.42%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
BANX pays out 88.24% of its income as dividend. This is not a sustainable payout ratio.
BANX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP88.24%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:BANX (12/8/2025, 8:00:02 PM)
21.46
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners16.2%
Inst Owner Change-31.8%
Ins Owners0.25%
Ins Owner Change0%
Market Cap153.01M
Revenue(TTM)26.37M
Net Income(TTM)17.00M
Analysts82.86
Price TargetN/A
Short Float %0.33%
Short Ratio1.89
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
Yearly Dividend1.83
Dividend Growth(5Y)2.42%
DP88.24%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.02 | ||
| Fwd PE | N/A | ||
| P/S | 5.8 | ||
| P/FCF | 9.65 | ||
| P/OCF | 9.65 | ||
| P/B | 0.97 | ||
| P/tB | 0.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.38
EY11.09%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.22
FCFY10.37%
OCF(TTM)2.22
OCFY10.37%
SpS3.7
BVpS22.16
TBVpS22.16
PEG (NY)N/A
PEG (5Y)2.05
Graham Number34.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.59% | ||
| ROE | 10.76% | ||
| ROCE | 10.16% | ||
| ROIC | 5.68% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 5.9% | ||
| OM | 60.68% | ||
| PM (TTM) | 64.47% | ||
| GM | 64.03% | ||
| FCFM | 60.15% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.25%
ROE(5y)8.3%
ROIC(3y)6%
ROIC(5y)5.04%
ROICexc(3y)6.04%
ROICexc(5y)5.07%
ROICexgc(3y)6.05%
ROICexgc(5y)5.08%
ROCE(3y)10.02%
ROCE(5y)8.47%
ROICexgc growth 3Y18.76%
ROICexgc growth 5Y2.2%
ROICexc growth 3Y18.71%
ROICexc growth 5Y2.17%
OM growth 3Y-0.42%
OM growth 5Y-1.37%
PM growth 3Y-5.12%
PM growth 5Y-1.79%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.1 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 4.37 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 93.29% | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 1.47 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)169.11%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.3%
EPS 3Y9.96%
EPS 5Y4.39%
EPS Q2Q%33.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.11%
EBIT growth 3Y15.89%
EBIT growth 5Y6.61%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y11.22%
FCF growth 3YN/A
FCF growth 5Y-19.42%
OCF growth 1Y11.22%
OCF growth 3YN/A
OCF growth 5Y-19.42%
ARROWMARK FINANCIAL CORP / BANX FAQ
What is the fundamental rating for BANX stock?
ChartMill assigns a fundamental rating of 4 / 10 to BANX.
What is the valuation status of ARROWMARK FINANCIAL CORP (BANX) stock?
ChartMill assigns a valuation rating of 4 / 10 to ARROWMARK FINANCIAL CORP (BANX). This can be considered as Fairly Valued.
Can you provide the profitability details for ARROWMARK FINANCIAL CORP?
ARROWMARK FINANCIAL CORP (BANX) has a profitability rating of 6 / 10.
What are the PE and PB ratios of ARROWMARK FINANCIAL CORP (BANX) stock?
The Price/Earnings (PE) ratio for ARROWMARK FINANCIAL CORP (BANX) is 9.02 and the Price/Book (PB) ratio is 0.97.
Can you provide the financial health for BANX stock?
The financial health rating of ARROWMARK FINANCIAL CORP (BANX) is 3 / 10.