ARROWMARK FINANCIAL CORP (BANX) Fundamental Analysis & Valuation

NASDAQ:BANX • US8617801043

Current stock price

19.72 USD
+0.12 (+0.61%)
At close:
19.78 USD
+0.06 (+0.3%)
After Hours:

This BANX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. BANX Profitability Analysis

1.1 Basic Checks

  • In the past year BANX was profitable.
  • In the past year BANX had a positive cash flow from operations.
  • Each year in the past 5 years BANX has been profitable.
  • BANX had a positive operating cash flow in 4 of the past 5 years.
BANX Yearly Net Income VS EBIT VS OCF VS FCFBANX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M

1.2 Ratios

  • With an excellent Return On Assets value of 8.78%, BANX belongs to the best of the industry, outperforming 80.83% of the companies in the same industry.
  • BANX's Return On Equity of 10.43% is fine compared to the rest of the industry. BANX outperforms 62.92% of its industry peers.
  • The Return On Invested Capital of BANX (4.89%) is better than 67.50% of its industry peers.
  • BANX had an Average Return On Invested Capital over the past 3 years of 6.08%. This is in line with the industry average of 7.19%.
Industry RankSector Rank
ROA 8.78%
ROE 10.43%
ROIC 4.89%
ROA(3y)8.92%
ROA(5y)7.02%
ROE(3y)11.5%
ROE(5y)9.27%
ROIC(3y)6.08%
ROIC(5y)5.32%
BANX Yearly ROA, ROE, ROICBANX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • BANX has a Profit Margin of 79.58%. This is amongst the best in the industry. BANX outperforms 94.17% of its industry peers.
  • In the last couple of years the Profit Margin of BANX has grown nicely.
  • BANX has a better Operating Margin (54.63%) than 92.92% of its industry peers.
  • In the last couple of years the Operating Margin of BANX has remained more or less at the same level.
  • Looking at the Gross Margin, with a value of 58.33%, BANX is in the better half of the industry, outperforming 66.25% of the companies in the same industry.
  • In the last couple of years the Gross Margin of BANX has declined.
Industry RankSector Rank
OM 54.63%
PM (TTM) 79.58%
GM 58.33%
OM growth 3Y-2.07%
OM growth 5Y-1.31%
PM growth 3Y44.12%
PM growth 5Y6.81%
GM growth 3Y-3.15%
GM growth 5Y-1.82%
BANX Yearly Profit, Operating, Gross MarginsBANX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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5

2. BANX Health Analysis

2.1 Basic Checks

  • BANX has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for BANX has been increased compared to 5 years ago.
  • Compared to 1 year ago, BANX has an improved debt to assets ratio.
BANX Yearly Shares OutstandingBANX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
BANX Yearly Total Debt VS Total AssetsBANX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M

2.2 Solvency

  • An Altman-Z score of 3.05 indicates that BANX is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.05, BANX is in the better half of the industry, outperforming 76.25% of the companies in the same industry.
  • BANX has a debt to FCF ratio of 1.06. This is a very positive value and a sign of high solvency as it would only need 1.06 years to pay back of all of its debts.
  • The Debt to FCF ratio of BANX (1.06) is better than 88.33% of its industry peers.
  • A Debt/Equity ratio of 0.15 indicates that BANX is not too dependend on debt financing.
  • BANX's Debt to Equity ratio of 0.15 is fine compared to the rest of the industry. BANX outperforms 77.92% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.15
Debt/FCF 1.06
Altman-Z 3.05
ROIC/WACCN/A
WACCN/A
BANX Yearly LT Debt VS Equity VS FCFBANX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M

2.3 Liquidity

  • A Current Ratio of 0.24 indicates that BANX may have some problems paying its short term obligations.
  • BANX has a Current ratio of 0.24. This is amonst the worse of the industry: BANX underperforms 85.83% of its industry peers.
  • A Quick Ratio of 0.24 indicates that BANX may have some problems paying its short term obligations.
  • The Quick ratio of BANX (0.24) is worse than 85.83% of its industry peers.
Industry RankSector Rank
Current Ratio 0.24
Quick Ratio 0.24
BANX Yearly Current Assets VS Current LiabilitesBANX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. BANX Growth Analysis

3.1 Past

  • BANX shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.61%.
  • Measured over the past years, BANX shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.99% on average per year.
  • BANX shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.75%.
  • BANX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.59% yearly.
EPS 1Y (TTM)-2.61%
EPS 3Y44.44%
EPS 5Y13.99%
EPS Q2Q%-31.23%
Revenue 1Y (TTM)-14.75%
Revenue growth 3Y3.63%
Revenue growth 5Y10.59%
Sales Q2Q%-13.36%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BANX Yearly Revenue VS EstimatesBANX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
BANX Yearly EPS VS EstimatesBANX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0.5 1 1.5 2

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4

4. BANX Valuation Analysis

4.1 Price/Earnings Ratio

  • BANX is valuated reasonably with a Price/Earnings ratio of 8.61.
  • BANX's Price/Earnings ratio is a bit cheaper when compared to the industry. BANX is cheaper than 72.92% of the companies in the same industry.
  • BANX is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.61
Fwd PE N/A
BANX Price Earnings VS Forward Price EarningsBANX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BANX is valued cheaper than 82.92% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.49
EV/EBITDA N/A
BANX Per share dataBANX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The decent profitability rating of BANX may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.62
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. BANX Dividend Analysis

5.1 Amount

  • BANX has a Yearly Dividend Yield of 10.42%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.64, BANX pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, BANX pays a better dividend.
Industry RankSector Rank
Dividend Yield 10.42%

5.2 History

  • On average, the dividend of BANX grows each year by 9.52%, which is quite nice.
  • BANX has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of BANX decreased recently.
Dividend Growth(5Y)9.52%
Div Incr Years1
Div Non Decr Years1
BANX Yearly Dividends per shareBANX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 98.23% of the earnings are spent on dividend by BANX. This is not a sustainable payout ratio.
  • BANX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP98.23%
EPS Next 2YN/A
EPS Next 3YN/A
BANX Yearly Income VS Free CF VS DividendBANX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M
BANX Dividend Payout.BANX Dividend Payout, showing the Payout Ratio.BANX Dividend Payout.PayoutRetained Earnings

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BANX Fundamentals: All Metrics, Ratios and Statistics

ARROWMARK FINANCIAL CORP

NASDAQ:BANX (4/15/2026, 8:00:02 PM)

After market: 19.78 +0.06 (+0.3%)

19.72

+0.12 (+0.61%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-05
Earnings (Next)06-15
Inst Owners20.23%
Inst Owner Change1.59%
Ins Owners0.25%
Ins Owner Change1.47%
Market Cap154.01M
Revenue(TTM)22.48M
Net Income(TTM)17.89M
Analysts82.86
Price TargetN/A
Short Float %0.26%
Short Ratio0.38
Dividend
Industry RankSector Rank
Dividend Yield 10.42%
Yearly Dividend2.35
Dividend Growth(5Y)9.52%
DP98.23%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-23
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.61
Fwd PE N/A
P/S 6.85
P/FCF 6.49
P/OCF 6.49
P/B 0.9
P/tB 0.9
EV/EBITDA N/A
EPS(TTM)2.29
EY11.61%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)3.04
FCFY15.42%
OCF(TTM)3.04
OCFY15.42%
SpS2.88
BVpS21.96
TBVpS21.96
PEG (NY)N/A
PEG (5Y)0.62
Graham Number33.641 (70.59%)
Profitability
Industry RankSector Rank
ROA 8.78%
ROE 10.43%
ROCE 7.09%
ROIC 4.89%
ROICexc 4.94%
ROICexgc 4.94%
OM 54.63%
PM (TTM) 79.58%
GM 58.33%
FCFM 105.65%
ROA(3y)8.92%
ROA(5y)7.02%
ROE(3y)11.5%
ROE(5y)9.27%
ROIC(3y)6.08%
ROIC(5y)5.32%
ROICexc(3y)6.13%
ROICexc(5y)5.35%
ROICexgc(3y)6.14%
ROICexgc(5y)5.35%
ROCE(3y)9.67%
ROCE(5y)8.73%
ROICexgc growth 3Y2.68%
ROICexgc growth 5Y7.45%
ROICexc growth 3Y2.68%
ROICexc growth 5Y7.46%
OM growth 3Y-2.07%
OM growth 5Y-1.31%
PM growth 3Y44.12%
PM growth 5Y6.81%
GM growth 3Y-3.15%
GM growth 5Y-1.82%
F-Score6
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.15
Debt/FCF 1.06
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 3.59
Cash Conversion N/A
Profit Quality 132.76%
Current Ratio 0.24
Quick Ratio 0.24
Altman-Z 3.05
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)113.98%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.61%
EPS 3Y44.44%
EPS 5Y13.99%
EPS Q2Q%-31.23%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.75%
Revenue growth 3Y3.63%
Revenue growth 5Y10.59%
Sales Q2Q%-13.36%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-22.24%
EBIT growth 3Y1.48%
EBIT growth 5Y9.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y72.32%
FCF growth 3Y14.45%
FCF growth 5YN/A
OCF growth 1Y72.32%
OCF growth 3Y14.45%
OCF growth 5YN/A

ARROWMARK FINANCIAL CORP / BANX Fundamental Analysis FAQ

What is the fundamental rating for BANX stock?

ChartMill assigns a fundamental rating of 5 / 10 to BANX.


Can you provide the valuation status for ARROWMARK FINANCIAL CORP?

ChartMill assigns a valuation rating of 4 / 10 to ARROWMARK FINANCIAL CORP (BANX). This can be considered as Fairly Valued.


What is the profitability of BANX stock?

ARROWMARK FINANCIAL CORP (BANX) has a profitability rating of 7 / 10.


What is the financial health of ARROWMARK FINANCIAL CORP (BANX) stock?

The financial health rating of ARROWMARK FINANCIAL CORP (BANX) is 5 / 10.


How sustainable is the dividend of ARROWMARK FINANCIAL CORP (BANX) stock?

The dividend rating of ARROWMARK FINANCIAL CORP (BANX) is 6 / 10 and the dividend payout ratio is 98.23%.