21.97 USD
+0.08 (+0.37%)
BANX gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 235 industry peers in the Capital Markets industry. There are concerns on the financial health of BANX while its profitability can be described as average. BANX has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year BANX was profitable.
BANX had a positive operating cash flow in the past year.
BANX had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: BANX reported negative operating cash flow in multiple years.
1.2 Ratios
BANX has a Return On Assets of 7.59%. This is amongst the best in the industry. BANX outperforms 83.83% of its industry peers.
The Return On Equity of BANX (10.76%) is better than 61.70% of its industry peers.
Looking at the Return On Invested Capital, with a value of 5.68%, BANX is in the better half of the industry, outperforming 72.34% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for BANX is in line with the industry average of 7.14%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.59% | ||
| ROE | 10.76% | ||
| ROIC | 5.68% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.25%
ROE(5y)8.3%
ROIC(3y)6%
ROIC(5y)5.04%
1.3 Margins
BANX has a Profit Margin of 64.47%. This is amongst the best in the industry. BANX outperforms 95.32% of its industry peers.
In the last couple of years the Profit Margin of BANX has declined.
The Operating Margin of BANX (60.68%) is better than 95.32% of its industry peers.
In the last couple of years the Operating Margin of BANX has remained more or less at the same level.
BANX has a Gross Margin of 64.03%. This is in the better half of the industry: BANX outperforms 74.47% of its industry peers.
In the last couple of years the Gross Margin of BANX has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 60.68% | ||
| PM (TTM) | 64.47% | ||
| GM | 64.03% |
OM growth 3Y-0.42%
OM growth 5Y-1.37%
PM growth 3Y-5.12%
PM growth 5Y-1.79%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
The number of shares outstanding for BANX remains at a similar level compared to 1 year ago.
BANX has more shares outstanding than it did 5 years ago.
The debt/assets ratio for BANX is higher compared to a year ago.
2.2 Solvency
BANX has an Altman-Z score of 1.50. This is a bad value and indicates that BANX is not financially healthy and even has some risk of bankruptcy.
BANX has a Altman-Z score of 1.50. This is in the better half of the industry: BANX outperforms 64.68% of its industry peers.
BANX has a debt to FCF ratio of 4.10. This is a neutral value as BANX would need 4.10 years to pay back of all of its debts.
BANX has a better Debt to FCF ratio (4.10) than 74.47% of its industry peers.
A Debt/Equity ratio of 0.41 indicates that BANX is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.41, BANX is in the better half of the industry, outperforming 68.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.1 | ||
| Altman-Z | 1.5 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
BANX has a Current Ratio of 0.19. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.19, BANX is doing worse than 86.38% of the companies in the same industry.
BANX has a Quick Ratio of 0.19. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.19, BANX is doing worse than 86.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
BANX shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -15.30%.
The Earnings Per Share has been growing slightly by 4.39% on average over the past years.
The Revenue has decreased by -5.61% in the past year.
BANX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.09% yearly.
EPS 1Y (TTM)-15.3%
EPS 3Y9.96%
EPS 5Y4.39%
EPS Q2Q%33.33%
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
BANX is valuated reasonably with a Price/Earnings ratio of 9.23.
76.60% of the companies in the same industry are more expensive than BANX, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of BANX to the average of the S&P500 Index (27.00), we can say BANX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.23 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BANX is valued a bit cheaper than the industry average as 75.74% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.88 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BANX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.1
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.42%, BANX is a good candidate for dividend investing.
BANX's Dividend Yield is a higher than the industry average which is at 6.39.
Compared to an average S&P500 Dividend Yield of 1.94, BANX pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
5.2 History
The dividend of BANX has a limited annual growth rate of 2.42%.
BANX has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.42%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
BANX pays out 88.24% of its income as dividend. This is not a sustainable payout ratio.
BANX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP88.24%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:BANX (1/8/2026, 8:27:47 PM)
21.97
+0.08 (+0.37%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners16.2%
Inst Owner Change0.06%
Ins Owners0.25%
Ins Owner Change0%
Market Cap156.65M
Revenue(TTM)26.37M
Net Income(TTM)17.00M
Analysts82.86
Price TargetN/A
Short Float %0.3%
Short Ratio1.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
Yearly Dividend1.83
Dividend Growth(5Y)2.42%
DP88.24%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.23 | ||
| Fwd PE | N/A | ||
| P/S | 5.94 | ||
| P/FCF | 9.88 | ||
| P/OCF | 9.88 | ||
| P/B | 0.99 | ||
| P/tB | 0.99 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.38
EY10.83%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.22
FCFY10.12%
OCF(TTM)2.22
OCFY10.12%
SpS3.7
BVpS22.16
TBVpS22.16
PEG (NY)N/A
PEG (5Y)2.1
Graham Number34.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.59% | ||
| ROE | 10.76% | ||
| ROCE | 10.16% | ||
| ROIC | 5.68% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 5.9% | ||
| OM | 60.68% | ||
| PM (TTM) | 64.47% | ||
| GM | 64.03% | ||
| FCFM | 60.15% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.25%
ROE(5y)8.3%
ROIC(3y)6%
ROIC(5y)5.04%
ROICexc(3y)6.04%
ROICexc(5y)5.07%
ROICexgc(3y)6.05%
ROICexgc(5y)5.08%
ROCE(3y)10.02%
ROCE(5y)8.47%
ROICexgc growth 3Y18.76%
ROICexgc growth 5Y2.2%
ROICexc growth 3Y18.71%
ROICexc growth 5Y2.17%
OM growth 3Y-0.42%
OM growth 5Y-1.37%
PM growth 3Y-5.12%
PM growth 5Y-1.79%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.1 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 4.37 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 93.29% | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 1.5 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)169.11%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.3%
EPS 3Y9.96%
EPS 5Y4.39%
EPS Q2Q%33.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.11%
EBIT growth 3Y15.89%
EBIT growth 5Y6.61%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y11.22%
FCF growth 3YN/A
FCF growth 5Y-19.42%
OCF growth 1Y11.22%
OCF growth 3YN/A
OCF growth 5Y-19.42%
ARROWMARK FINANCIAL CORP / BANX FAQ
What is the fundamental rating for BANX stock?
ChartMill assigns a fundamental rating of 4 / 10 to BANX.
Can you provide the valuation status for ARROWMARK FINANCIAL CORP?
ChartMill assigns a valuation rating of 4 / 10 to ARROWMARK FINANCIAL CORP (BANX). This can be considered as Fairly Valued.
Can you provide the profitability details for ARROWMARK FINANCIAL CORP?
ARROWMARK FINANCIAL CORP (BANX) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for BANX stock?
The Price/Earnings (PE) ratio for ARROWMARK FINANCIAL CORP (BANX) is 9.23 and the Price/Book (PB) ratio is 0.99.
How sustainable is the dividend of ARROWMARK FINANCIAL CORP (BANX) stock?
The dividend rating of ARROWMARK FINANCIAL CORP (BANX) is 6 / 10 and the dividend payout ratio is 88.24%.