ARROWMARK FINANCIAL CORP (BANX) Fundamental Analysis & Valuation

NASDAQ:BANX • US8617801043

19.26 USD
+0.35 (+1.85%)
Last: Mar 10, 2026, 04:30 PM
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This BANX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to BANX. BANX was compared to 242 industry peers in the Capital Markets industry. While BANX is still in line with the averages on profitability rating, there are concerns on its financial health. BANX has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

6

1. BANX Profitability Analysis

1.1 Basic Checks

  • In the past year BANX was profitable.
  • In the past year BANX had a positive cash flow from operations.
  • BANX had positive earnings in each of the past 5 years.
  • In multiple years BANX reported negative operating cash flow during the last 5 years.
BANX Yearly Net Income VS EBIT VS OCF VS FCFBANX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M

1.2 Ratios

  • BANX's Return On Assets of 7.46% is fine compared to the rest of the industry. BANX outperforms 78.10% of its industry peers.
  • With a decent Return On Equity value of 10.57%, BANX is doing good in the industry, outperforming 61.16% of the companies in the same industry.
  • The Return On Invested Capital of BANX (5.60%) is better than 72.73% of its industry peers.
  • BANX had an Average Return On Invested Capital over the past 3 years of 5.97%. This is in line with the industry average of 7.06%.
Industry RankSector Rank
ROA 7.46%
ROE 10.57%
ROIC 5.6%
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.24%
ROE(5y)8.29%
ROIC(3y)5.97%
ROIC(5y)5.02%
BANX Yearly ROA, ROE, ROICBANX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • BANX has a Profit Margin of 63.51%. This is amongst the best in the industry. BANX outperforms 94.21% of its industry peers.
  • BANX's Profit Margin has declined in the last couple of years.
  • The Operating Margin of BANX (59.89%) is better than 95.45% of its industry peers.
  • BANX's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 64.03%, BANX is in the better half of the industry, outperforming 71.07% of the companies in the same industry.
  • BANX's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 59.89%
PM (TTM) 63.51%
GM 64.03%
OM growth 3Y-0.85%
OM growth 5Y-1.63%
PM growth 3Y-5.6%
PM growth 5Y-2.09%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
BANX Yearly Profit, Operating, Gross MarginsBANX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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3

2. BANX Health Analysis

2.1 Basic Checks

  • BANX has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for BANX has been increased compared to 5 years ago.
  • The debt/assets ratio for BANX is higher compared to a year ago.
BANX Yearly Shares OutstandingBANX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
BANX Yearly Total Debt VS Total AssetsBANX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • BANX has an Altman-Z score of 1.31. This is a bad value and indicates that BANX is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.31, BANX is in the better half of the industry, outperforming 62.81% of the companies in the same industry.
  • BANX has a debt to FCF ratio of 4.12. This is a neutral value as BANX would need 4.12 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 4.12, BANX is doing good in the industry, outperforming 74.79% of the companies in the same industry.
  • BANX has a Debt/Equity ratio of 0.41. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of BANX (0.41) is better than 67.77% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.41
Debt/FCF 4.12
Altman-Z 1.31
ROIC/WACCN/A
WACCN/A
BANX Yearly LT Debt VS Equity VS FCFBANX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

  • BANX has a Current Ratio of 0.20. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.20, BANX is doing worse than 85.95% of the companies in the same industry.
  • BANX has a Quick Ratio of 0.20. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • BANX has a Quick ratio of 0.20. This is amonst the worse of the industry: BANX underperforms 85.95% of its industry peers.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
BANX Yearly Current Assets VS Current LiabilitesBANX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. BANX Growth Analysis

3.1 Past

  • The earnings per share for BANX have decreased strongly by -17.39% in the last year.
  • BANX shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.14% yearly.
  • The Revenue has decreased by -5.61% in the past year.
  • The Revenue has been growing by 8.09% on average over the past years. This is quite good.
EPS 1Y (TTM)-17.39%
EPS 3Y9.52%
EPS 5Y4.14%
EPS Q2Q%37.55%
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BANX Yearly Revenue VS EstimatesBANX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
BANX Yearly EPS VS EstimatesBANX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0.5 1 1.5 2

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4

4. BANX Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 8.20, which indicates a very decent valuation of BANX.
  • Based on the Price/Earnings ratio, BANX is valued a bit cheaper than the industry average as 73.55% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of BANX to the average of the S&P500 Index (26.25), we can say BANX is valued rather cheaply.
Industry RankSector Rank
PE 8.2
Fwd PE N/A
BANX Price Earnings VS Forward Price EarningsBANX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • BANX's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BANX is cheaper than 77.69% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.78
EV/EBITDA N/A
BANX Per share dataBANX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • BANX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.98
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. BANX Dividend Analysis

5.1 Amount

  • BANX has a Yearly Dividend Yield of 10.42%, which is a nice return.
  • BANX's Dividend Yield is a higher than the industry average which is at 6.64.
  • Compared to an average S&P500 Dividend Yield of 1.82, BANX pays a better dividend.
Industry RankSector Rank
Dividend Yield 10.42%

5.2 History

  • The dividend of BANX has a limited annual growth rate of 2.98%.
  • BANX has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)2.98%
Div Incr Years0
Div Non Decr Years0
BANX Yearly Dividends per shareBANX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BANX pays out 88.11% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of BANX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP88.11%
EPS Next 2YN/A
EPS Next 3YN/A
BANX Yearly Income VS Free CF VS DividendBANX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M
BANX Dividend Payout.BANX Dividend Payout, showing the Payout Ratio.BANX Dividend Payout.PayoutRetained Earnings

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BANX Fundamentals: All Metrics, Ratios and Statistics

ARROWMARK FINANCIAL CORP

NASDAQ:BANX (3/10/2026, 4:30:01 PM)

19.26

+0.35 (+1.85%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-05
Earnings (Next)06-15
Inst Owners26.01%
Inst Owner Change85.26%
Ins Owners0.25%
Ins Owner Change0%
Market Cap137.32M
Revenue(TTM)26.37M
Net Income(TTM)16.75M
Analysts82.86
Price TargetN/A
Short Float %6.89%
Short Ratio7.86
Dividend
Industry RankSector Rank
Dividend Yield 10.42%
Yearly Dividend1.88
Dividend Growth(5Y)2.98%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-03
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.2
Fwd PE N/A
P/S 5.21
P/FCF 8.78
P/OCF 8.78
P/B 0.87
P/tB 0.87
EV/EBITDA N/A
EPS(TTM)2.35
EY12.2%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.19
FCFY11.39%
OCF(TTM)2.19
OCFY11.39%
SpS3.7
BVpS22.22
TBVpS22.22
PEG (NY)N/A
PEG (5Y)1.98
Graham Number34.28
Profitability
Industry RankSector Rank
ROA 7.46%
ROE 10.57%
ROCE 9.97%
ROIC 5.6%
ROICexc 5.81%
ROICexgc 5.81%
OM 59.89%
PM (TTM) 63.51%
GM 64.03%
FCFM 59.31%
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.24%
ROE(5y)8.29%
ROIC(3y)5.97%
ROIC(5y)5.02%
ROICexc(3y)6%
ROICexc(5y)5.05%
ROICexgc(3y)6.01%
ROICexgc(5y)5.06%
ROCE(3y)9.96%
ROCE(5y)8.43%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y1.9%
ROICexc growth 3Y18.15%
ROICexc growth 5Y1.88%
OM growth 3Y-0.85%
OM growth 5Y-1.63%
PM growth 3Y-5.6%
PM growth 5Y-2.09%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
F-Score4
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 0.41
Debt/FCF 4.12
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 4.31
Cash Conversion N/A
Profit Quality 93.39%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z 1.31
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)168.05%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.39%
EPS 3Y9.52%
EPS 5Y4.14%
EPS Q2Q%37.55%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.86%
EBIT growth 3Y15.38%
EBIT growth 5Y6.33%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.66%
FCF growth 3YN/A
FCF growth 5Y-19.67%
OCF growth 1Y9.66%
OCF growth 3YN/A
OCF growth 5Y-19.67%

ARROWMARK FINANCIAL CORP / BANX FAQ

What is the fundamental rating for BANX stock?

ChartMill assigns a fundamental rating of 4 / 10 to BANX.


Can you provide the valuation status for ARROWMARK FINANCIAL CORP?

ChartMill assigns a valuation rating of 4 / 10 to ARROWMARK FINANCIAL CORP (BANX). This can be considered as Fairly Valued.


Can you provide the profitability details for ARROWMARK FINANCIAL CORP?

ARROWMARK FINANCIAL CORP (BANX) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for BANX stock?

The Price/Earnings (PE) ratio for ARROWMARK FINANCIAL CORP (BANX) is 8.2 and the Price/Book (PB) ratio is 0.87.


How sustainable is the dividend of ARROWMARK FINANCIAL CORP (BANX) stock?

The dividend rating of ARROWMARK FINANCIAL CORP (BANX) is 6 / 10 and the dividend payout ratio is 88.11%.