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CBL INTERNATIONAL LTD (BANL) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:BANL - KYG1991X1097 - Common Stock

0.4449 USD
+0 (+0.93%)
Last: 12/12/2025, 8:15:12 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to BANL. BANL was compared to 208 industry peers in the Oil, Gas & Consumable Fuels industry. No worries on liquidiy or solvency for BANL as it has an excellent financial health rating, but there are worries on the profitability. BANL has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

In the past year BANL has reported negative net income.
In the past year BANL has reported a negative cash flow from operations.
BANL had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: BANL reported negative operating cash flow in multiple years.
BANL Yearly Net Income VS EBIT VS OCF VS FCFBANL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -5M -10M

1.2 Ratios

BANL's Return On Assets of -7.72% is on the low side compared to the rest of the industry. BANL is outperformed by 80.86% of its industry peers.
With a Return On Equity value of -21.41%, BANL is not doing good in the industry: 78.47% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -7.72%
ROE -21.41%
ROIC N/A
ROA(3y)3.73%
ROA(5y)7.37%
ROE(3y)6.28%
ROE(5y)24.25%
ROIC(3y)N/A
ROIC(5y)N/A
BANL Yearly ROA, ROE, ROICBANL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 20 40

1.3 Margins

BANL has a Gross Margin of 0.94%. This is in the lower half of the industry: BANL underperforms 79.90% of its industry peers.
BANL's Gross Margin has declined in the last couple of years.
The Profit Margin and Operating Margin are not available for BANL so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 0.94%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-26.96%
GM growth 5YN/A
BANL Yearly Profit, Operating, Gross MarginsBANL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 1 2

7

2. Health

2.1 Basic Checks

BANL does not have a ROIC to compare to the WACC, probably because it is not profitable.
BANL has about the same amout of shares outstanding than it did 1 year ago.
BANL has a worse debt/assets ratio than last year.
BANL Yearly Shares OutstandingBANL Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 5M 10M 15M 20M
BANL Yearly Total Debt VS Total AssetsBANL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 20M 40M 60M

2.2 Solvency

An Altman-Z score of 14.62 indicates that BANL is not in any danger for bankruptcy at the moment.
BANL has a better Altman-Z score (14.62) than 95.22% of its industry peers.
BANL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 14.62
ROIC/WACCN/A
WACC11.97%
BANL Yearly LT Debt VS Equity VS FCFBANL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 10M -10M 20M

2.3 Liquidity

A Current Ratio of 1.52 indicates that BANL should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.52, BANL is in the better half of the industry, outperforming 67.94% of the companies in the same industry.
A Quick Ratio of 1.52 indicates that BANL should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.52, BANL is in the better half of the industry, outperforming 73.21% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.53
Quick Ratio 1.53
BANL Yearly Current Assets VS Current LiabilitesBANL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 20M 40M 60M

3

3. Growth

3.1 Past

BANL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1700.00%.
The Revenue has grown by 20.27% in the past year. This is a very strong growth!
The Revenue has been growing by 21.98% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-1700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%33.33%
Revenue 1Y (TTM)20.27%
Revenue growth 3Y21.98%
Revenue growth 5YN/A
Sales Q2Q%-4.35%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BANL Yearly Revenue VS EstimatesBANL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for BANL. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
BANL Price Earnings VS Forward Price EarningsBANL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BANL Per share dataBANL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

BANL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

CBL INTERNATIONAL LTD

NASDAQ:BANL (12/12/2025, 8:15:12 PM)

0.4449

+0 (+0.93%)

Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)09-02 2025-09-02
Earnings (Next)04-14 2026-04-14
Inst Owners0.71%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner Change0%
Market Cap12.23M
Revenue(TTM)857.69M
Net Income(TTM)-4.71M
AnalystsN/A
Price TargetN/A
Short Float %0.34%
Short Ratio0.08
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.01
P/FCF N/A
P/OCF N/A
P/B 0.58
P/tB 0.58
EV/EBITDA N/A
EPS(TTM)-0.18
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.2
FCFYN/A
OCF(TTM)-0.2
OCFYN/A
SpS31.19
BVpS0.76
TBVpS0.76
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -7.72%
ROE -21.41%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 0.94%
FCFM N/A
ROA(3y)3.73%
ROA(5y)7.37%
ROE(3y)6.28%
ROE(5y)24.25%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-26.96%
GM growth 5YN/A
F-Score3
Asset Turnover14.06
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 31.58%
Cap/Sales 0.01%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.53
Quick Ratio 1.53
Altman-Z 14.62
F-Score3
WACC11.97%
ROIC/WACCN/A
Cap/Depr(3y)300.98%
Cap/Depr(5y)287.26%
Cap/Sales(3y)0.09%
Cap/Sales(5y)0.07%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%33.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.27%
Revenue growth 3Y21.98%
Revenue growth 5YN/A
Sales Q2Q%-4.35%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1650%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.59%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-20.44%
OCF growth 3YN/A
OCF growth 5YN/A

CBL INTERNATIONAL LTD / BANL FAQ

What is the ChartMill fundamental rating of CBL INTERNATIONAL LTD (BANL) stock?

ChartMill assigns a fundamental rating of 3 / 10 to BANL.


Can you provide the valuation status for CBL INTERNATIONAL LTD?

ChartMill assigns a valuation rating of 0 / 10 to CBL INTERNATIONAL LTD (BANL). This can be considered as Overvalued.


What is the profitability of BANL stock?

CBL INTERNATIONAL LTD (BANL) has a profitability rating of 1 / 10.