BASICNET SPA (BAN.MI) Stock Fundamental Analysis
BIT:BAN - Euronext Milan - IT0001033700 - Common Stock - Currency: EUR
BAN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 47 industry peers in the Specialty Retail industry. BAN has only an average score on both its financial health and profitability. BAN is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year BAN was profitable.
BAN had a positive operating cash flow in the past year.
BAN had positive earnings in each of the past 5 years.
BAN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
BAN's Return On Assets of 5.40% is fine compared to the rest of the industry. BAN outperforms 78.72% of its industry peers.
With a decent Return On Equity value of 14.83%, BAN is doing good in the industry, outperforming 78.72% of the companies in the same industry.
The Return On Invested Capital of BAN (8.72%) is better than 74.47% of its industry peers.
BAN had an Average Return On Invested Capital over the past 3 years of 9.49%. This is in line with the industry average of 10.57%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.4% | ||
| ROE | 14.83% | ||
| ROIC | 8.72% |
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
1.3 Margins
Looking at the Profit Margin, with a value of 7.28%, BAN belongs to the top of the industry, outperforming 87.23% of the companies in the same industry.
In the last couple of years the Profit Margin of BAN has declined.
Looking at the Operating Margin, with a value of 12.11%, BAN belongs to the top of the industry, outperforming 89.36% of the companies in the same industry.
BAN's Operating Margin has been stable in the last couple of years.
BAN's Gross Margin of 44.02% is fine compared to the rest of the industry. BAN outperforms 65.96% of its industry peers.
BAN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.11% | ||
| PM (TTM) | 7.28% | ||
| GM | 44.02% |
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BAN is still creating some value.
The number of shares outstanding for BAN has been reduced compared to 1 year ago.
The number of shares outstanding for BAN has been reduced compared to 5 years ago.
The debt/assets ratio for BAN has been reduced compared to a year ago.
2.2 Solvency
BAN has an Altman-Z score of 2.53. This is not the best score and indicates that BAN is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of BAN (2.53) is better than 72.34% of its industry peers.
The Debt to FCF ratio of BAN is 3.84, which is a good value as it means it would take BAN, 3.84 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 3.84, BAN is in the better half of the industry, outperforming 70.21% of the companies in the same industry.
BAN has a Debt/Equity ratio of 0.89. This is a neutral value indicating BAN is somewhat dependend on debt financing.
BAN has a worse Debt to Equity ratio (0.89) than 68.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 3.84 | ||
| Altman-Z | 2.53 |
ROIC/WACC1.21
WACC7.2%
2.3 Liquidity
A Current Ratio of 1.22 indicates that BAN should not have too much problems paying its short term obligations.
BAN has a Current ratio (1.22) which is comparable to the rest of the industry.
BAN has a Quick Ratio of 1.22. This is a bad value and indicates that BAN is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Quick ratio value of 0.68, BAN is doing good in the industry, outperforming 63.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.22 | ||
| Quick Ratio | 0.68 |
3. Growth
3.1 Past
BAN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.70%, which is quite good.
BAN shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.44% yearly.
Looking at the last year, BAN shows a small growth in Revenue. The Revenue has grown by 4.22% in the last year.
Measured over the past years, BAN shows a small growth in Revenue. The Revenue has been growing by 6.75% on average per year.
EPS 1Y (TTM)12.7%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%44.9%
Revenue 1Y (TTM)4.22%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%9.28%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 14.78, which indicates a correct valuation of BAN.
BAN's Price/Earnings ratio is rather cheap when compared to the industry. BAN is cheaper than 80.85% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 28.79, BAN is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.78 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BAN is on the same level as its industry peers.
BAN's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BAN is cheaper than 61.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.4 | ||
| EV/EBITDA | 7.95 |
4.3 Compensation for Growth
BAN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.3
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
BAN has a Yearly Dividend Yield of 2.05%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 5.18, BAN pays a bit more dividend than its industry peers.
BAN's Dividend Yield is comparable with the S&P500 average which is at 2.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
5.2 History
The dividend of BAN has a limited annual growth rate of 4.94%.
Dividend Growth(5Y)4.94%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
BAN pays out 29.37% of its income as dividend. This is a sustainable payout ratio.
BAN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP29.37%
EPS Next 2YN/A
EPS Next 3YN/A
BIT:BAN (4/25/2025, 7:00:00 PM)
8.13
+0.17 (+2.07%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners18.4%
Inst Owner ChangeN/A
Ins Owners48.88%
Ins Owner ChangeN/A
Market Cap439.02M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
Yearly Dividend0.15
Dividend Growth(5Y)4.94%
DP29.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.78 | ||
| Fwd PE | N/A | ||
| P/S | 1.27 | ||
| P/FCF | 10.4 | ||
| P/OCF | 8.93 | ||
| P/B | 2.58 | ||
| P/tB | 8.01 | ||
| EV/EBITDA | 7.95 |
EPS(TTM)0.55
EY6.77%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.78
FCFY9.61%
OCF(TTM)0.91
OCFY11.2%
SpS6.42
BVpS3.15
TBVpS1.01
PEG (NY)N/A
PEG (5Y)2.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.4% | ||
| ROE | 14.83% | ||
| ROCE | 15.78% | ||
| ROIC | 8.72% | ||
| ROICexc | 9.5% | ||
| ROICexgc | 14.93% | ||
| OM | 12.11% | ||
| PM (TTM) | 7.28% | ||
| GM | 44.02% | ||
| FCFM | 12.17% |
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
ROICexc(3y)10.3%
ROICexc(5y)8.93%
ROICexgc(3y)16.46%
ROICexgc(5y)14.65%
ROCE(3y)16.42%
ROCE(5y)13.63%
ROICexcg growth 3Y-2.44%
ROICexcg growth 5Y-5.4%
ROICexc growth 3Y-1.14%
ROICexc growth 5Y-3.47%
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
F-Score8
Asset Turnover0.74
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 3.84 | ||
| Debt/EBITDA | 2.48 | ||
| Cap/Depr | 36.9% | ||
| Cap/Sales | 2.01% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 80.73% | ||
| Profit Quality | 167.03% | ||
| Current Ratio | 1.22 | ||
| Quick Ratio | 0.68 | ||
| Altman-Z | 2.53 |
F-Score8
WACC7.2%
ROIC/WACC1.21
Cap/Depr(3y)29.33%
Cap/Depr(5y)33.44%
Cap/Sales(3y)1.51%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.7%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%44.9%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.22%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%9.28%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y2.02%
EBIT growth 3Y15.4%
EBIT growth 5Y6.26%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y18.77%
FCF growth 3Y1.75%
FCF growth 5Y9.07%
OCF growth 1Y24.26%
OCF growth 3Y2.29%
OCF growth 5Y8.43%