VERIZON COMMUNICATIONS INC (BAC.DE) Stock Fundamental Analysis

FRA:BAC • US92343V1044

40.855 EUR
-0.65 (-1.55%)
Last: Feb 18, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

Overall BAC gets a fundamental rating of 4 out of 10. We evaluated BAC against 33 industry peers in the Diversified Telecommunication Services industry. There are concerns on the financial health of BAC while its profitability can be described as average. BAC has a decent growth rate and is not valued too expensively. Finally BAC also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year BAC was profitable.
  • In the past year BAC had a positive cash flow from operations.
  • In the past 5 years BAC has always been profitable.
  • In the past 5 years BAC always reported a positive cash flow from operatings.
BAC.DE Yearly Net Income VS EBIT VS OCF VS FCFBAC.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B -20B 40B

1.2 Ratios

  • BAC has a better Return On Assets (4.25%) than 63.64% of its industry peers.
  • BAC has a Return On Equity of 16.44%. This is in the better half of the industry: BAC outperforms 63.64% of its industry peers.
  • BAC's Return On Invested Capital of 6.85% is in line compared to the rest of the industry. BAC outperforms 57.58% of its industry peers.
  • BAC had an Average Return On Invested Capital over the past 3 years of 7.32%. This is in line with the industry average of 8.33%.
Industry RankSector Rank
ROA 4.25%
ROE 16.44%
ROIC 6.85%
ROA(3y)3.95%
ROA(5y)4.69%
ROE(3y)15.55%
ROE(5y)19.39%
ROIC(3y)7.32%
ROIC(5y)7.41%
BAC.DE Yearly ROA, ROE, ROICBAC.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • With a decent Profit Margin value of 12.43%, BAC is doing good in the industry, outperforming 72.73% of the companies in the same industry.
  • In the last couple of years the Profit Margin of BAC has declined.
  • With a decent Operating Margin value of 21.76%, BAC is doing good in the industry, outperforming 75.76% of the companies in the same industry.
  • In the last couple of years the Operating Margin of BAC has declined.
  • The Gross Margin of BAC (58.92%) is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of BAC has remained more or less at the same level.
Industry RankSector Rank
OM 21.76%
PM (TTM) 12.43%
GM 58.92%
OM growth 3Y-1.15%
OM growth 5Y-1.68%
PM growth 3Y-7.17%
PM growth 5Y-2.18%
GM growth 3Y1.24%
GM growth 5Y-0.39%
BAC.DE Yearly Profit, Operating, Gross MarginsBAC.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BAC is creating some value.
  • The number of shares outstanding for BAC remains at a similar level compared to 1 year ago.
  • BAC has more shares outstanding than it did 5 years ago.
  • BAC has a worse debt/assets ratio than last year.
BAC.DE Yearly Shares OutstandingBAC.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
BAC.DE Yearly Total Debt VS Total AssetsBAC.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B 400B

2.2 Solvency

  • BAC has an Altman-Z score of 1.31. This is a bad value and indicates that BAC is not financially healthy and even has some risk of bankruptcy.
  • BAC has a Altman-Z score of 1.31. This is in the better half of the industry: BAC outperforms 60.61% of its industry peers.
  • BAC has a debt to FCF ratio of 8.04. This is a slightly negative value and a sign of low solvency as BAC would need 8.04 years to pay back of all of its debts.
  • BAC has a Debt to FCF ratio (8.04) which is in line with its industry peers.
  • BAC has a Debt/Equity ratio of 1.34. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of BAC (1.34) is worse than 69.70% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF 8.04
Altman-Z 1.31
ROIC/WACC1.06
WACC6.45%
BAC.DE Yearly LT Debt VS Equity VS FCFBAC.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B 100B

2.3 Liquidity

  • BAC has a Current Ratio of 0.91. This is a bad value and indicates that BAC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 0.91, BAC is doing good in the industry, outperforming 72.73% of the companies in the same industry.
  • A Quick Ratio of 0.87 indicates that BAC may have some problems paying its short term obligations.
  • With a decent Quick ratio value of 0.87, BAC is doing good in the industry, outperforming 69.70% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.91
Quick Ratio 0.87
BAC.DE Yearly Current Assets VS Current LiabilitesBAC.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • BAC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.61%.
  • BAC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.79% yearly.
  • BAC shows a small growth in Revenue. In the last year, the Revenue has grown by 2.52%.
  • The Revenue has been growing slightly by 1.50% on average over the past years.
EPS 1Y (TTM)2.61%
EPS 3Y-3.06%
EPS 5Y-0.79%
EPS Q2Q%-0.91%
Revenue 1Y (TTM)2.52%
Revenue growth 3Y0.33%
Revenue growth 5Y1.5%
Sales Q2Q%1.96%

3.2 Future

  • BAC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.48% yearly.
  • BAC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.91% yearly.
EPS Next Y6.36%
EPS Next 2Y6.42%
EPS Next 3Y7.46%
EPS Next 5Y7.48%
Revenue Next Year4.29%
Revenue Next 2Y2.74%
Revenue Next 3Y2.15%
Revenue Next 5Y1.91%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BAC.DE Yearly Revenue VS EstimatesBAC.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50B 100B 150B
BAC.DE Yearly EPS VS EstimatesBAC.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 10.27, the valuation of BAC can be described as reasonable.
  • Based on the Price/Earnings ratio, BAC is valued cheaply inside the industry as 87.88% of the companies are valued more expensively.
  • BAC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.27.
  • Based on the Price/Forward Earnings ratio of 9.64, the valuation of BAC can be described as reasonable.
  • BAC's Price/Forward Earnings ratio is rather cheap when compared to the industry. BAC is cheaper than 84.85% of the companies in the same industry.
  • BAC is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.16, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 10.27
Fwd PE 9.64
BAC.DE Price Earnings VS Forward Price EarningsBAC.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • BAC's Enterprise Value to EBITDA ratio is in line with the industry average.
  • 69.70% of the companies in the same industry are more expensive than BAC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 10.35
EV/EBITDA 7.15
BAC.DE Per share dataBAC.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.61
PEG (5Y)N/A
EPS Next 2Y6.42%
EPS Next 3Y7.46%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.36%, BAC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.14, BAC pays a better dividend. On top of this BAC pays more dividend than 87.88% of the companies listed in the same industry.
  • BAC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 6.36%

5.2 History

  • The dividend of BAC has a limited annual growth rate of 1.96%.
Dividend Growth(5Y)1.96%
Div Incr Years6
Div Non Decr Years6
BAC.DE Yearly Dividends per shareBAC.DE Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BAC pays out 66.85% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of BAC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP66.85%
EPS Next 2Y6.42%
EPS Next 3Y7.46%
BAC.DE Yearly Income VS Free CF VS DividendBAC.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B -20B 30B
BAC.DE Dividend Payout.BAC.DE Dividend Payout, showing the Payout Ratio.BAC.DE Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

VERIZON COMMUNICATIONS INC

FRA:BAC (2/18/2026, 7:00:00 PM)

40.855

-0.65 (-1.55%)

Chartmill FA Rating
GICS IndustryGroupTelecommunication Services
GICS IndustryDiversified Telecommunication Services
Earnings (Last)01-30
Earnings (Next)04-21
Inst Owners69.03%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap172.29B
Revenue(TTM)138.19B
Net Income(TTM)17.17B
Analysts72.57
Price Target42.33 (3.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.36%
Yearly Dividend2.3
Dividend Growth(5Y)1.96%
DP66.85%
Div Incr Years6
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.38%
Min EPS beat(2)-1.2%
Max EPS beat(2)0.43%
EPS beat(4)3
Avg EPS beat(4)-0.02%
Min EPS beat(4)-1.2%
Max EPS beat(4)0.67%
EPS beat(8)3
Avg EPS beat(8)-0.91%
EPS beat(12)5
Avg EPS beat(12)-0.91%
EPS beat(16)5
Avg EPS beat(16)-1.27%
Revenue beat(2)0
Avg Revenue beat(2)-3.13%
Min Revenue beat(2)-4.22%
Max Revenue beat(2)-2.04%
Revenue beat(4)0
Avg Revenue beat(4)-2.29%
Min Revenue beat(4)-4.22%
Max Revenue beat(4)-0.71%
Revenue beat(8)0
Avg Revenue beat(8)-2.71%
Revenue beat(12)0
Avg Revenue beat(12)-2.96%
Revenue beat(16)0
Avg Revenue beat(16)-2.82%
PT rev (1m)2.2%
PT rev (3m)-0.72%
EPS NQ rev (1m)2.58%
EPS NQ rev (3m)2.26%
EPS NY rev (1m)1.18%
EPS NY rev (3m)0.86%
Revenue NQ rev (1m)2.36%
Revenue NQ rev (3m)2.34%
Revenue NY rev (1m)2.41%
Revenue NY rev (3m)2.42%
Valuation
Industry RankSector Rank
PE 10.27
Fwd PE 9.64
P/S 1.47
P/FCF 10.35
P/OCF 5.49
P/B 1.95
P/tB N/A
EV/EBITDA 7.15
EPS(TTM)3.98
EY9.74%
EPS(NY)4.24
Fwd EY10.37%
FCF(TTM)3.95
FCFY9.66%
OCF(TTM)7.45
OCFY18.23%
SpS27.71
BVpS20.95
TBVpS-17.22
PEG (NY)1.61
PEG (5Y)N/A
Graham Number43.31
Profitability
Industry RankSector Rank
ROA 4.25%
ROE 16.44%
ROCE 8.8%
ROIC 6.85%
ROICexc 7.25%
ROICexgc 17.68%
OM 21.76%
PM (TTM) 12.43%
GM 58.92%
FCFM 14.24%
ROA(3y)3.95%
ROA(5y)4.69%
ROE(3y)15.55%
ROE(5y)19.39%
ROIC(3y)7.32%
ROIC(5y)7.41%
ROICexc(3y)7.5%
ROICexc(5y)7.55%
ROICexgc(3y)18.41%
ROICexgc(5y)18.44%
ROCE(3y)9.4%
ROCE(5y)9.52%
ROICexgc growth 3Y0.32%
ROICexgc growth 5Y-1.42%
ROICexc growth 3Y-0.39%
ROICexc growth 5Y-4.81%
OM growth 3Y-1.15%
OM growth 5Y-1.68%
PM growth 3Y-7.17%
PM growth 5Y-2.18%
GM growth 3Y1.24%
GM growth 5Y-0.39%
F-Score4
Asset Turnover0.34
Health
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF 8.04
Debt/EBITDA 2.88
Cap/Depr 95.16%
Cap/Sales 12.64%
Interest Coverage 250
Cash Conversion 76.7%
Profit Quality 114.57%
Current Ratio 0.91
Quick Ratio 0.87
Altman-Z 1.31
F-Score4
WACC6.45%
ROIC/WACC1.06
Cap/Depr(3y)111.69%
Cap/Depr(5y)182.07%
Cap/Sales(3y)14.77%
Cap/Sales(5y)22.93%
Profit Quality(3y)111.28%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.61%
EPS 3Y-3.06%
EPS 5Y-0.79%
EPS Q2Q%-0.91%
EPS Next Y6.36%
EPS Next 2Y6.42%
EPS Next 3Y7.46%
EPS Next 5Y7.48%
Revenue 1Y (TTM)2.52%
Revenue growth 3Y0.33%
Revenue growth 5Y1.5%
Sales Q2Q%1.96%
Revenue Next Year4.29%
Revenue Next 2Y2.74%
Revenue Next 3Y2.15%
Revenue Next 5Y1.91%
EBIT growth 1Y-5.19%
EBIT growth 3Y-0.82%
EBIT growth 5Y-0.21%
EBIT Next Year64.6%
EBIT Next 3Y19.95%
EBIT Next 5Y12.97%
FCF growth 1Y3.98%
FCF growth 3Y23.68%
FCF growth 5Y-1.71%
OCF growth 1Y0.61%
OCF growth 3Y0%
OCF growth 5Y-2.32%

VERIZON COMMUNICATIONS INC / BAC.DE FAQ

What is the ChartMill fundamental rating of VERIZON COMMUNICATIONS INC (BAC.DE) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BAC.DE.


What is the valuation status for BAC stock?

ChartMill assigns a valuation rating of 6 / 10 to VERIZON COMMUNICATIONS INC (BAC.DE). This can be considered as Fairly Valued.


What is the profitability of BAC stock?

VERIZON COMMUNICATIONS INC (BAC.DE) has a profitability rating of 5 / 10.


What is the expected EPS growth for VERIZON COMMUNICATIONS INC (BAC.DE) stock?

The Earnings per Share (EPS) of VERIZON COMMUNICATIONS INC (BAC.DE) is expected to grow by 6.36% in the next year.


Can you provide the dividend sustainability for BAC stock?

The dividend rating of VERIZON COMMUNICATIONS INC (BAC.DE) is 7 / 10 and the dividend payout ratio is 66.85%.