B2 IMPACT ASA (B2I.OL) Fundamental Analysis & Valuation

OSL:B2I • NO0010633951

Current stock price

22.65 NOK
-0.4 (-1.74%)
Last:

This B2I.OL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. B2I.OL Profitability Analysis

1.1 Basic Checks

  • In the past year B2I was profitable.
  • B2I had a positive operating cash flow in the past year.
  • In the past 5 years B2I has always been profitable.
  • B2I had a positive operating cash flow in each of the past 5 years.
B2I.OL Yearly Net Income VS EBIT VS OCF VS FCFB2I.OL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • B2I has a Return On Assets of 3.51%. This is in the better half of the industry: B2I outperforms 75.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 10.86%, B2I is in line with its industry, outperforming 50.00% of the companies in the same industry.
  • B2I has a better Return On Invested Capital (7.74%) than 75.00% of its industry peers.
Industry RankSector Rank
ROA 3.51%
ROE 10.86%
ROIC 7.74%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
B2I.OL Yearly ROA, ROE, ROICB2I.OL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • B2I has a better Profit Margin (16.78%) than 87.50% of its industry peers.
  • B2I's Profit Margin has improved in the last couple of years.
  • B2I has a better Operating Margin (44.68%) than 87.50% of its industry peers.
  • B2I's Operating Margin has improved in the last couple of years.
  • The Gross Margin of B2I (60.32%) is comparable to the rest of the industry.
  • B2I's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 44.68%
PM (TTM) 16.78%
GM 60.32%
OM growth 3Y3.86%
OM growth 5Y3.38%
PM growth 3Y20.22%
PM growth 5Y11.23%
GM growth 3Y-5.01%
GM growth 5Y1.14%
B2I.OL Yearly Profit, Operating, Gross MarginsB2I.OL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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5

2. B2I.OL Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so B2I is destroying value.
  • B2I has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
B2I.OL Yearly Shares OutstandingB2I.OL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
B2I.OL Yearly Total Debt VS Total AssetsB2I.OL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • B2I has a debt to FCF ratio of 2.22. This is a good value and a sign of high solvency as B2I would need 2.22 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 2.22, B2I belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
  • A Debt/Equity ratio of 1.81 is on the high side and indicates that B2I has dependencies on debt financing.
  • The Debt to Equity ratio of B2I (1.81) is comparable to the rest of the industry.
  • Even though the debt/equity ratio score it not favorable for B2I, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 1.81
Debt/FCF 2.22
Altman-Z N/A
ROIC/WACC0.74
WACC10.46%
B2I.OL Yearly LT Debt VS Equity VS FCFB2I.OL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • B2I has a Current Ratio of 1.43. This is a normal value and indicates that B2I is financially healthy and should not expect problems in meeting its short term obligations.
  • B2I has a Current ratio of 1.43. This is amongst the best in the industry. B2I outperforms 100.00% of its industry peers.
  • A Quick Ratio of 1.43 indicates that B2I should not have too much problems paying its short term obligations.
  • The Quick ratio of B2I (1.43) is better than 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.43
Quick Ratio 1.43
B2I.OL Yearly Current Assets VS Current LiabilitesB2I.OL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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5

3. B2I.OL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 122.67% over the past year.
  • The Earnings Per Share has been growing by 17.36% on average over the past years. This is quite good.
  • The Revenue has been growing slightly by 7.60% in the past year.
  • B2I shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.37% yearly.
EPS 1Y (TTM)122.67%
EPS 3Y27.28%
EPS 5Y17.36%
EPS Q2Q%700%
Revenue 1Y (TTM)7.6%
Revenue growth 3Y3.12%
Revenue growth 5Y3.37%
Sales Q2Q%7.08%

3.2 Future

  • B2I is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.97% yearly.
  • Based on estimates for the next years, B2I will show a small growth in Revenue. The Revenue will grow by 3.29% on average per year.
EPS Next Y29.27%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
EPS Next 5YN/A
Revenue Next Year1.17%
Revenue Next 2Y3.09%
Revenue Next 3Y3.29%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
B2I.OL Yearly Revenue VS EstimatesB2I.OL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B 4B
B2I.OL Yearly EPS VS EstimatesB2I.OL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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7

4. B2I.OL Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 13.56, B2I is valued correctly.
  • 75.00% of the companies in the same industry are more expensive than B2I, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 24.89. B2I is valued slightly cheaper when compared to this.
  • Based on the Price/Forward Earnings ratio of 10.49, the valuation of B2I can be described as reasonable.
  • 62.50% of the companies in the same industry are more expensive than B2I, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of B2I to the average of the S&P500 Index (22.19), we can say B2I is valued rather cheaply.
Industry RankSector Rank
PE 13.56
Fwd PE 10.49
B2I.OL Price Earnings VS Forward Price EarningsB2I.OL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, B2I is valued cheaper than 87.50% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.81
EV/EBITDA N/A
B2I.OL Per share dataB2I.OL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • B2I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of B2I may justify a higher PE ratio.
  • B2I's earnings are expected to grow with 13.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.46
PEG (5Y)0.78
EPS Next 2Y19.41%
EPS Next 3Y13.97%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. B2I.OL Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 8.24%, B2I is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.39, B2I pays a better dividend. On top of this B2I pays more dividend than 100.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, B2I pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.24%

5.2 History

  • On average, the dividend of B2I grows each year by 32.90%, which is quite nice.
Dividend Growth(5Y)32.9%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 89.19% of the earnings are spent on dividend by B2I. This is not a sustainable payout ratio.
  • B2I's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP89.19%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
B2I.OL Yearly Income VS Free CF VS DividendB2I.OL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
B2I.OL Dividend Payout.B2I.OL Dividend Payout, showing the Payout Ratio.B2I.OL Dividend Payout.PayoutRetained Earnings

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B2I.OL Fundamentals: All Metrics, Ratios and Statistics

B2 IMPACT ASA

OSL:B2I (3/27/2026, 7:00:00 PM)

22.65

-0.4 (-1.74%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)02-12
Earnings (Next)05-13
Inst Owners20.27%
Inst Owner ChangeN/A
Ins Owners0.84%
Ins Owner ChangeN/A
Market Cap8.40B
Revenue(TTM)3.69B
Net Income(TTM)620.00M
Analysts82.5
Price Target26.85 (18.54%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.24%
Yearly Dividend1.3
Dividend Growth(5Y)32.9%
DP89.19%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.19%
Min EPS beat(2)-18.59%
Max EPS beat(2)4.22%
EPS beat(4)2
Avg EPS beat(4)6.04%
Min EPS beat(4)-18.59%
Max EPS beat(4)48.51%
EPS beat(8)3
Avg EPS beat(8)-32.35%
EPS beat(12)5
Avg EPS beat(12)-21.11%
EPS beat(16)6
Avg EPS beat(16)-22.45%
Revenue beat(2)1
Avg Revenue beat(2)0.09%
Min Revenue beat(2)-4.06%
Max Revenue beat(2)4.24%
Revenue beat(4)3
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-4.06%
Max Revenue beat(4)8.38%
Revenue beat(8)5
Avg Revenue beat(8)1.5%
Revenue beat(12)8
Avg Revenue beat(12)3.15%
Revenue beat(16)12
Avg Revenue beat(16)3.06%
PT rev (1m)7.78%
PT rev (3m)41.91%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)14.61%
EPS NY rev (3m)14.61%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.93%
Revenue NY rev (3m)2.7%
Valuation
Industry RankSector Rank
PE 13.56
Fwd PE 10.49
P/S 2.27
P/FCF 1.81
P/OCF 1.79
P/B 1.47
P/tB 1.72
EV/EBITDA N/A
EPS(TTM)1.67
EY7.37%
EPS(NY)2.16
Fwd EY9.53%
FCF(TTM)12.51
FCFY55.24%
OCF(TTM)12.68
OCFY55.99%
SpS9.96
BVpS15.39
TBVpS13.14
PEG (NY)0.46
PEG (5Y)0.78
Graham Number24.05
Profitability
Industry RankSector Rank
ROA 3.51%
ROE 10.86%
ROCE 10.09%
ROIC 7.74%
ROICexc 8.45%
ROICexgc 8.94%
OM 44.68%
PM (TTM) 16.78%
GM 60.32%
FCFM 125.58%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y3.86%
OM growth 5Y3.38%
PM growth 3Y20.22%
PM growth 5Y11.23%
GM growth 3Y-5.01%
GM growth 5Y1.14%
F-Score7
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 1.81
Debt/FCF 2.22
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.71%
Interest Coverage 2.2
Cash Conversion N/A
Profit Quality 748.39%
Current Ratio 1.43
Quick Ratio 1.43
Altman-Z N/A
F-Score7
WACC10.46%
ROIC/WACC0.74
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.37%
Profit Quality(3y)1084.98%
Profit Quality(5y)962.69%
High Growth Momentum
Growth
EPS 1Y (TTM)122.67%
EPS 3Y27.28%
EPS 5Y17.36%
EPS Q2Q%700%
EPS Next Y29.27%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
EPS Next 5YN/A
Revenue 1Y (TTM)7.6%
Revenue growth 3Y3.12%
Revenue growth 5Y3.37%
Sales Q2Q%7.08%
Revenue Next Year1.17%
Revenue Next 2Y3.09%
Revenue Next 3Y3.29%
Revenue Next 5YN/A
EBIT growth 1Y31.87%
EBIT growth 3Y7.09%
EBIT growth 5Y6.87%
EBIT Next Year10.42%
EBIT Next 3Y5.97%
EBIT Next 5YN/A
FCF growth 1Y24.6%
FCF growth 3Y14.21%
FCF growth 5Y8.07%
OCF growth 1Y25.15%
OCF growth 3Y14.39%
OCF growth 5Y8.05%

B2 IMPACT ASA / B2I.OL Fundamental Analysis FAQ

What is the fundamental rating for B2I stock?

ChartMill assigns a fundamental rating of 6 / 10 to B2I.OL.


What is the valuation status of B2 IMPACT ASA (B2I.OL) stock?

ChartMill assigns a valuation rating of 7 / 10 to B2 IMPACT ASA (B2I.OL). This can be considered as Undervalued.


Can you provide the profitability details for B2 IMPACT ASA?

B2 IMPACT ASA (B2I.OL) has a profitability rating of 7 / 10.


Can you provide the financial health for B2I stock?

The financial health rating of B2 IMPACT ASA (B2I.OL) is 5 / 10.


Can you provide the dividend sustainability for B2I stock?

The dividend rating of B2 IMPACT ASA (B2I.OL) is 6 / 10 and the dividend payout ratio is 89.19%.