B2 IMPACT ASA (B2I.OL) Fundamental Analysis & Valuation

OSL:B2I • NO0010633951

Current stock price

23.75 NOK
+0.4 (+1.71%)
Last:

This B2I.OL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. B2I.OL Profitability Analysis

1.1 Basic Checks

  • In the past year B2I was profitable.
  • In the past year B2I had a positive cash flow from operations.
  • In the past 5 years B2I has always been profitable.
  • In the past 5 years B2I always reported a positive cash flow from operatings.
B2I.OL Yearly Net Income VS EBIT VS OCF VS FCFB2I.OL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • B2I has a Return On Assets of 3.51%. This is in the better half of the industry: B2I outperforms 77.78% of its industry peers.
  • The Return On Equity of B2I (10.86%) is comparable to the rest of the industry.
  • With a decent Return On Invested Capital value of 7.74%, B2I is doing good in the industry, outperforming 77.78% of the companies in the same industry.
Industry RankSector Rank
ROA 3.51%
ROE 10.86%
ROIC 7.74%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
B2I.OL Yearly ROA, ROE, ROICB2I.OL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 16.78%, B2I belongs to the best of the industry, outperforming 88.89% of the companies in the same industry.
  • In the last couple of years the Profit Margin of B2I has grown nicely.
  • The Operating Margin of B2I (44.68%) is better than 88.89% of its industry peers.
  • In the last couple of years the Operating Margin of B2I has grown nicely.
  • Looking at the Gross Margin, with a value of 60.32%, B2I is in line with its industry, outperforming 44.44% of the companies in the same industry.
  • B2I's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 44.68%
PM (TTM) 16.78%
GM 60.32%
OM growth 3Y3.86%
OM growth 5Y3.38%
PM growth 3Y20.22%
PM growth 5Y11.23%
GM growth 3Y-5.01%
GM growth 5Y1.14%
B2I.OL Yearly Profit, Operating, Gross MarginsB2I.OL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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5

2. B2I.OL Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), B2I is destroying value.
  • There is no outstanding debt for B2I. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
B2I.OL Yearly Shares OutstandingB2I.OL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
B2I.OL Yearly Total Debt VS Total AssetsB2I.OL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of B2I is 2.22, which is a good value as it means it would take B2I, 2.22 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 2.22, B2I belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
  • A Debt/Equity ratio of 1.81 is on the high side and indicates that B2I has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.81, B2I is in line with its industry, outperforming 55.56% of the companies in the same industry.
  • Even though the debt/equity ratio score it not favorable for B2I, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 1.81
Debt/FCF 2.22
Altman-Z N/A
ROIC/WACC0.75
WACC10.37%
B2I.OL Yearly LT Debt VS Equity VS FCFB2I.OL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 1.43 indicates that B2I should not have too much problems paying its short term obligations.
  • With an excellent Current ratio value of 1.43, B2I belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • B2I has a Quick Ratio of 1.43. This is a normal value and indicates that B2I is financially healthy and should not expect problems in meeting its short term obligations.
  • B2I has a better Quick ratio (1.43) than 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.43
Quick Ratio 1.43
B2I.OL Yearly Current Assets VS Current LiabilitesB2I.OL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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5

3. B2I.OL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 122.67% over the past year.
  • B2I shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 17.36% yearly.
  • The Revenue has been growing slightly by 7.60% in the past year.
  • Measured over the past years, B2I shows a small growth in Revenue. The Revenue has been growing by 3.37% on average per year.
EPS 1Y (TTM)122.67%
EPS 3Y27.28%
EPS 5Y17.36%
EPS Q2Q%700%
Revenue 1Y (TTM)7.6%
Revenue growth 3Y3.12%
Revenue growth 5Y3.37%
Sales Q2Q%7.08%

3.2 Future

  • Based on estimates for the next years, B2I will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.97% on average per year.
  • B2I is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.29% yearly.
EPS Next Y29.27%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
EPS Next 5YN/A
Revenue Next Year1.17%
Revenue Next 2Y3.09%
Revenue Next 3Y3.29%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
B2I.OL Yearly Revenue VS EstimatesB2I.OL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B 4B
B2I.OL Yearly EPS VS EstimatesB2I.OL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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7

4. B2I.OL Valuation Analysis

4.1 Price/Earnings Ratio

  • B2I is valuated correctly with a Price/Earnings ratio of 14.22.
  • Compared to the rest of the industry, the Price/Earnings ratio of B2I indicates a somewhat cheap valuation: B2I is cheaper than 77.78% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of B2I to the average of the S&P500 Index (25.60), we can say B2I is valued slightly cheaper.
  • Based on the Price/Forward Earnings ratio of 11.00, the valuation of B2I can be described as reasonable.
  • B2I's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. B2I is cheaper than 66.67% of the companies in the same industry.
  • B2I is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.22
Fwd PE 11
B2I.OL Price Earnings VS Forward Price EarningsB2I.OL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • B2I's Price/Free Cash Flow ratio is rather cheap when compared to the industry. B2I is cheaper than 88.89% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.9
EV/EBITDA N/A
B2I.OL Per share dataB2I.OL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • B2I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of B2I may justify a higher PE ratio.
  • B2I's earnings are expected to grow with 13.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.49
PEG (5Y)0.82
EPS Next 2Y19.41%
EPS Next 3Y13.97%

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6

5. B2I.OL Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 8.39%, B2I is a good candidate for dividend investing.
  • B2I's Dividend Yield is rather good when compared to the industry average which is at 2.40. B2I pays more dividend than 88.89% of the companies in the same industry.
  • B2I's Dividend Yield is rather good when compared to the S&P500 average which is at 1.90.
Industry RankSector Rank
Dividend Yield 8.39%

5.2 History

  • The dividend of B2I is nicely growing with an annual growth rate of 32.90%!
Dividend Growth(5Y)32.9%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • B2I pays out 89.19% of its income as dividend. This is not a sustainable payout ratio.
  • B2I's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP89.19%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
B2I.OL Yearly Income VS Free CF VS DividendB2I.OL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
B2I.OL Dividend Payout.B2I.OL Dividend Payout, showing the Payout Ratio.B2I.OL Dividend Payout.PayoutRetained Earnings

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B2I.OL Fundamentals: All Metrics, Ratios and Statistics

B2 IMPACT ASA

OSL:B2I (4/1/2026, 7:00:00 PM)

23.75

+0.4 (+1.71%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)02-12
Earnings (Next)05-13
Inst Owners20.27%
Inst Owner ChangeN/A
Ins Owners0.84%
Ins Owner ChangeN/A
Market Cap8.81B
Revenue(TTM)3.69B
Net Income(TTM)620.00M
Analysts82.5
Price Target26.85 (13.05%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.39%
Yearly Dividend1.3
Dividend Growth(5Y)32.9%
DP89.19%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.19%
Min EPS beat(2)-18.59%
Max EPS beat(2)4.22%
EPS beat(4)2
Avg EPS beat(4)6.04%
Min EPS beat(4)-18.59%
Max EPS beat(4)48.51%
EPS beat(8)3
Avg EPS beat(8)-32.35%
EPS beat(12)5
Avg EPS beat(12)-21.11%
EPS beat(16)6
Avg EPS beat(16)-22.45%
Revenue beat(2)1
Avg Revenue beat(2)0.09%
Min Revenue beat(2)-4.06%
Max Revenue beat(2)4.24%
Revenue beat(4)3
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-4.06%
Max Revenue beat(4)8.38%
Revenue beat(8)5
Avg Revenue beat(8)1.5%
Revenue beat(12)8
Avg Revenue beat(12)3.15%
Revenue beat(16)12
Avg Revenue beat(16)3.06%
PT rev (1m)7.78%
PT rev (3m)41.91%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)14.61%
EPS NY rev (3m)14.61%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.93%
Revenue NY rev (3m)2.7%
Valuation
Industry RankSector Rank
PE 14.22
Fwd PE 11
P/S 2.38
P/FCF 1.9
P/OCF 1.87
P/B 1.54
P/tB 1.81
EV/EBITDA N/A
EPS(TTM)1.67
EY7.03%
EPS(NY)2.16
Fwd EY9.09%
FCF(TTM)12.51
FCFY52.68%
OCF(TTM)12.68
OCFY53.39%
SpS9.96
BVpS15.39
TBVpS13.14
PEG (NY)0.49
PEG (5Y)0.82
Graham Number24.05
Profitability
Industry RankSector Rank
ROA 3.51%
ROE 10.86%
ROCE 10.09%
ROIC 7.74%
ROICexc 8.45%
ROICexgc 8.94%
OM 44.68%
PM (TTM) 16.78%
GM 60.32%
FCFM 125.58%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y3.86%
OM growth 5Y3.38%
PM growth 3Y20.22%
PM growth 5Y11.23%
GM growth 3Y-5.01%
GM growth 5Y1.14%
F-Score7
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 1.81
Debt/FCF 2.22
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.71%
Interest Coverage 2.2
Cash Conversion N/A
Profit Quality 748.39%
Current Ratio 1.43
Quick Ratio 1.43
Altman-Z N/A
F-Score7
WACC10.37%
ROIC/WACC0.75
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.37%
Profit Quality(3y)1084.98%
Profit Quality(5y)962.69%
High Growth Momentum
Growth
EPS 1Y (TTM)122.67%
EPS 3Y27.28%
EPS 5Y17.36%
EPS Q2Q%700%
EPS Next Y29.27%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
EPS Next 5YN/A
Revenue 1Y (TTM)7.6%
Revenue growth 3Y3.12%
Revenue growth 5Y3.37%
Sales Q2Q%7.08%
Revenue Next Year1.17%
Revenue Next 2Y3.09%
Revenue Next 3Y3.29%
Revenue Next 5YN/A
EBIT growth 1Y31.87%
EBIT growth 3Y7.09%
EBIT growth 5Y6.87%
EBIT Next Year10.42%
EBIT Next 3Y5.97%
EBIT Next 5YN/A
FCF growth 1Y24.6%
FCF growth 3Y14.21%
FCF growth 5Y8.07%
OCF growth 1Y25.15%
OCF growth 3Y14.39%
OCF growth 5Y8.05%

B2 IMPACT ASA / B2I.OL Fundamental Analysis FAQ

What is the fundamental rating for B2I stock?

ChartMill assigns a fundamental rating of 6 / 10 to B2I.OL.


What is the valuation status of B2 IMPACT ASA (B2I.OL) stock?

ChartMill assigns a valuation rating of 7 / 10 to B2 IMPACT ASA (B2I.OL). This can be considered as Undervalued.


What is the profitability of B2I stock?

B2 IMPACT ASA (B2I.OL) has a profitability rating of 7 / 10.


What are the PE and PB ratios of B2 IMPACT ASA (B2I.OL) stock?

The Price/Earnings (PE) ratio for B2 IMPACT ASA (B2I.OL) is 14.22 and the Price/Book (PB) ratio is 1.54.


What is the earnings growth outlook for B2 IMPACT ASA?

The Earnings per Share (EPS) of B2 IMPACT ASA (B2I.OL) is expected to grow by 29.27% in the next year.