B2 IMPACT ASA (B2I.OL) Fundamental Analysis & Valuation
OSL:B2I • NO0010633951
Current stock price
23.175 NOK
-0.07 (-0.32%)
Last:
This B2I.OL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. B2I.OL Profitability Analysis
1.1 Basic Checks
- B2I had positive earnings in the past year.
- B2I had a positive operating cash flow in the past year.
- Each year in the past 5 years B2I has been profitable.
- B2I had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- B2I's Return On Assets of 3.51% is fine compared to the rest of the industry. B2I outperforms 75.00% of its industry peers.
- B2I has a Return On Equity (10.86%) which is comparable to the rest of the industry.
- B2I has a better Return On Invested Capital (7.74%) than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.51% | ||
| ROE | 10.86% | ||
| ROIC | 7.74% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 16.78%, B2I belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
- B2I's Profit Margin has improved in the last couple of years.
- The Operating Margin of B2I (44.68%) is better than 87.50% of its industry peers.
- In the last couple of years the Operating Margin of B2I has grown nicely.
- B2I has a Gross Margin (60.32%) which is in line with its industry peers.
- B2I's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 44.68% | ||
| PM (TTM) | 16.78% | ||
| GM | 60.32% |
OM growth 3Y3.86%
OM growth 5Y3.38%
PM growth 3Y20.22%
PM growth 5Y11.23%
GM growth 3Y-5.01%
GM growth 5Y1.14%
2. B2I.OL Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), B2I is destroying value.
- There is no outstanding debt for B2I. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- B2I has a debt to FCF ratio of 2.22. This is a good value and a sign of high solvency as B2I would need 2.22 years to pay back of all of its debts.
- B2I has a Debt to FCF ratio of 2.22. This is amongst the best in the industry. B2I outperforms 87.50% of its industry peers.
- B2I has a Debt/Equity ratio of 1.81. This is a high value indicating a heavy dependency on external financing.
- B2I has a Debt to Equity ratio (1.81) which is in line with its industry peers.
- Even though the debt/equity ratio score it not favorable for B2I, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.81 | ||
| Debt/FCF | 2.22 | ||
| Altman-Z | N/A |
ROIC/WACC0.74
WACC10.44%
2.3 Liquidity
- A Current Ratio of 1.43 indicates that B2I should not have too much problems paying its short term obligations.
- B2I has a better Current ratio (1.43) than 100.00% of its industry peers.
- A Quick Ratio of 1.43 indicates that B2I should not have too much problems paying its short term obligations.
- The Quick ratio of B2I (1.43) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 |
3. B2I.OL Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 122.67% over the past year.
- Measured over the past years, B2I shows a quite strong growth in Earnings Per Share. The EPS has been growing by 17.36% on average per year.
- Looking at the last year, B2I shows a small growth in Revenue. The Revenue has grown by 7.60% in the last year.
- Measured over the past years, B2I shows a small growth in Revenue. The Revenue has been growing by 3.37% on average per year.
EPS 1Y (TTM)122.67%
EPS 3Y27.28%
EPS 5Y17.36%
EPS Q2Q%700%
Revenue 1Y (TTM)7.6%
Revenue growth 3Y3.12%
Revenue growth 5Y3.37%
Sales Q2Q%7.08%
3.2 Future
- The Earnings Per Share is expected to grow by 13.97% on average over the next years. This is quite good.
- The Revenue is expected to grow by 3.29% on average over the next years.
EPS Next Y29.27%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
EPS Next 5YN/A
Revenue Next Year1.17%
Revenue Next 2Y3.09%
Revenue Next 3Y3.29%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. B2I.OL Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 13.88, which indicates a correct valuation of B2I.
- Based on the Price/Earnings ratio, B2I is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
- B2I's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.54.
- A Price/Forward Earnings ratio of 10.73 indicates a reasonable valuation of B2I.
- 62.50% of the companies in the same industry are more expensive than B2I, based on the Price/Forward Earnings ratio.
- B2I's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.70.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.88 | ||
| Fwd PE | 10.73 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of B2I indicates a rather cheap valuation: B2I is cheaper than 87.50% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.85 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- B2I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of B2I may justify a higher PE ratio.
- B2I's earnings are expected to grow with 13.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.47
PEG (5Y)0.8
EPS Next 2Y19.41%
EPS Next 3Y13.97%
5. B2I.OL Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 8.30%, B2I is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 1.99, B2I pays a better dividend. On top of this B2I pays more dividend than 100.00% of the companies listed in the same industry.
- B2I's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.3% |
5.2 History
- On average, the dividend of B2I grows each year by 32.90%, which is quite nice.
Dividend Growth(5Y)32.9%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 89.19% of the earnings are spent on dividend by B2I. This is not a sustainable payout ratio.
- The dividend of B2I is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP89.19%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
B2I.OL Fundamentals: All Metrics, Ratios and Statistics
OSL:B2I (3/24/2026, 4:05:58 PM)
23.175
-0.07 (-0.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)02-12 2026-02-12/bmo
Earnings (Next)05-13 2026-05-13
Inst Owners20.27%
Inst Owner ChangeN/A
Ins Owners0.84%
Ins Owner ChangeN/A
Market Cap8.59B
Revenue(TTM)3.69B
Net Income(TTM)620.00M
Analysts82.5
Price Target24.91 (7.49%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.3% |
Yearly Dividend1.3
Dividend Growth(5Y)32.9%
DP89.19%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.19%
Min EPS beat(2)-18.59%
Max EPS beat(2)4.22%
EPS beat(4)2
Avg EPS beat(4)6.04%
Min EPS beat(4)-18.59%
Max EPS beat(4)48.51%
EPS beat(8)3
Avg EPS beat(8)-32.35%
EPS beat(12)5
Avg EPS beat(12)-21.11%
EPS beat(16)6
Avg EPS beat(16)-22.45%
Revenue beat(2)1
Avg Revenue beat(2)0.09%
Min Revenue beat(2)-4.06%
Max Revenue beat(2)4.24%
Revenue beat(4)3
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-4.06%
Max Revenue beat(4)8.38%
Revenue beat(8)5
Avg Revenue beat(8)1.5%
Revenue beat(12)8
Avg Revenue beat(12)3.15%
Revenue beat(16)12
Avg Revenue beat(16)3.06%
PT rev (1m)31.67%
PT rev (3m)31.67%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)14.61%
EPS NY rev (3m)14.61%
Revenue NQ rev (1m)1.89%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.93%
Revenue NY rev (3m)2.7%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.88 | ||
| Fwd PE | 10.73 | ||
| P/S | 2.33 | ||
| P/FCF | 1.85 | ||
| P/OCF | 1.83 | ||
| P/B | 1.51 | ||
| P/tB | 1.76 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.67
EY7.21%
EPS(NY)2.16
Fwd EY9.32%
FCF(TTM)12.51
FCFY53.99%
OCF(TTM)12.68
OCFY54.72%
SpS9.96
BVpS15.39
TBVpS13.14
PEG (NY)0.47
PEG (5Y)0.8
Graham Number24.05
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.51% | ||
| ROE | 10.86% | ||
| ROCE | 10.09% | ||
| ROIC | 7.74% | ||
| ROICexc | 8.45% | ||
| ROICexgc | 8.94% | ||
| OM | 44.68% | ||
| PM (TTM) | 16.78% | ||
| GM | 60.32% | ||
| FCFM | 125.58% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y3.86%
OM growth 5Y3.38%
PM growth 3Y20.22%
PM growth 5Y11.23%
GM growth 3Y-5.01%
GM growth 5Y1.14%
F-Score7
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.81 | ||
| Debt/FCF | 2.22 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.71% | ||
| Interest Coverage | 2.2 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 748.39% | ||
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | N/A |
F-Score7
WACC10.44%
ROIC/WACC0.74
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.37%
Profit Quality(3y)1084.98%
Profit Quality(5y)962.69%
High Growth Momentum
Growth
EPS 1Y (TTM)122.67%
EPS 3Y27.28%
EPS 5Y17.36%
EPS Q2Q%700%
EPS Next Y29.27%
EPS Next 2Y19.41%
EPS Next 3Y13.97%
EPS Next 5YN/A
Revenue 1Y (TTM)7.6%
Revenue growth 3Y3.12%
Revenue growth 5Y3.37%
Sales Q2Q%7.08%
Revenue Next Year1.17%
Revenue Next 2Y3.09%
Revenue Next 3Y3.29%
Revenue Next 5YN/A
EBIT growth 1Y31.87%
EBIT growth 3Y7.09%
EBIT growth 5Y6.87%
EBIT Next Year10.42%
EBIT Next 3Y5.97%
EBIT Next 5YN/A
FCF growth 1Y24.6%
FCF growth 3Y14.21%
FCF growth 5Y8.07%
OCF growth 1Y25.15%
OCF growth 3Y14.39%
OCF growth 5Y8.05%
B2 IMPACT ASA / B2I.OL Fundamental Analysis FAQ
What is the fundamental rating for B2I stock?
ChartMill assigns a fundamental rating of 6 / 10 to B2I.OL.
What is the valuation status of B2 IMPACT ASA (B2I.OL) stock?
ChartMill assigns a valuation rating of 7 / 10 to B2 IMPACT ASA (B2I.OL). This can be considered as Undervalued.
Can you provide the profitability details for B2 IMPACT ASA?
B2 IMPACT ASA (B2I.OL) has a profitability rating of 7 / 10.
Can you provide the financial health for B2I stock?
The financial health rating of B2 IMPACT ASA (B2I.OL) is 5 / 10.
Can you provide the dividend sustainability for B2I stock?
The dividend rating of B2 IMPACT ASA (B2I.OL) is 6 / 10 and the dividend payout ratio is 89.19%.