AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
Europe - BIT:AZM - IT0003261697 - Common Stock
30.885 EUR
+0.24 (+0.77%)
Overall AZM gets a fundamental rating of 5 out of 10. We evaluated AZM against 112 industry peers in the Capital Markets industry. AZM scores excellent on profitability, but there are some minor concerns on its financial health. AZM has a valuation in line with the averages, but on the other hand it scores bad on growth. AZM also has an excellent dividend rating. These ratings would make AZM suitable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year AZM was profitable.
AZM had a negative operating cash flow in the past year.
AZM had positive earnings in each of the past 5 years.
In multiple years AZM reported negative operating cash flow during the last 5 years.
1.2 Ratios
AZM has a better Return On Assets (7.25%) than 83.93% of its industry peers.
AZM has a better Return On Equity (40.51%) than 97.32% of its industry peers.
With an excellent Return On Invested Capital value of 7.47%, AZM belongs to the best of the industry, outperforming 81.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROIC | 7.47% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AZM's Profit Margin of 35.07% is amongst the best of the industry. AZM outperforms 80.36% of its industry peers.
AZM's Profit Margin has improved in the last couple of years.
AZM has a Operating Margin of 47.83%. This is amongst the best in the industry. AZM outperforms 86.61% of its industry peers.
In the last couple of years the Operating Margin of AZM has grown nicely.
With a decent Gross Margin value of 71.83%, AZM is doing good in the industry, outperforming 75.00% of the companies in the same industry.
In the last couple of years the Gross Margin of AZM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
There is no outstanding debt for AZM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
Based on the Altman-Z score of 1.15, we must say that AZM is in the distress zone and has some risk of bankruptcy.
AZM has a Altman-Z score (1.15) which is comparable to the rest of the industry.
AZM has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.04, AZM belongs to the best of the industry, outperforming 83.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.15 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AZM has a Current Ratio of 2.89. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of AZM (2.89) is better than 85.71% of its industry peers.
A Quick Ratio of 2.89 indicates that AZM has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 2.89, AZM belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 |
3. Growth
3.1 Past
AZM shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.17%.
Measured over the past years, AZM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.13% on average per year.
Looking at the last year, AZM shows a decrease in Revenue. The Revenue has decreased by -1.16% in the last year.
Measured over the past years, AZM shows a small growth in Revenue. The Revenue has been growing by 5.22% on average per year.
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
3.2 Future
The Earnings Per Share is expected to decrease by -6.33% on average over the next years.
AZM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.65% yearly.
EPS Next Y3.08%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
EPS Next 5Y-6.33%
Revenue Next Year-12.96%
Revenue Next 2Y-3.42%
Revenue Next 3Y-0.23%
Revenue Next 5Y0.65%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.50, the valuation of AZM can be described as very cheap.
AZM's Price/Earnings ratio is rather cheap when compared to the industry. AZM is cheaper than 91.96% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.20, AZM is valued rather cheaply.
AZM is valuated reasonably with a Price/Forward Earnings ratio of 10.20.
AZM's Price/Forward Earnings ratio is rather cheap when compared to the industry. AZM is cheaper than 87.50% of the companies in the same industry.
AZM is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.70, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.5 | ||
| Fwd PE | 10.2 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AZM is valued cheaper than 91.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 3.99 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of AZM may justify a higher PE ratio.
A cheap valuation may be justified as AZM's earnings are expected to decrease with -6.66% in the coming years.
PEG (NY)2.43
PEG (5Y)0.82
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
5. Dividend
5.1 Amount
AZM has a Yearly Dividend Yield of 5.74%, which is a nice return.
Compared to an average industry Dividend Yield of 6.14, AZM pays a better dividend. On top of this AZM pays more dividend than 86.61% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, AZM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.74% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AZM pays out 48.52% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.52%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
BIT:AZM (9/18/2025, 5:08:49 PM)
30.885
+0.24 (+0.77%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners22.02%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.42B
Analysts75
Price Target30.91 (0.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.74% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP48.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.41%
PT rev (3m)9.73%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)56.18%
EPS NY rev (3m)56.18%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)5.75%
Revenue NY rev (3m)-9.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.5 | ||
| Fwd PE | 10.2 | ||
| P/S | 2.14 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.48 | ||
| P/tB | 4.01 | ||
| EV/EBITDA | 3.99 |
EPS(TTM)4.12
EY13.34%
EPS(NY)3.03
Fwd EY9.8%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)-1.85
OCFYN/A
SpS14.41
BVpS12.47
TBVpS7.7
PEG (NY)2.43
PEG (5Y)0.82
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROCE | 10.16% | ||
| ROIC | 7.47% | ||
| ROICexc | 7.79% | ||
| ROICexgc | 8.41% | ||
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score3
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 133.46% | ||
| Cap/Sales | 1.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 | ||
| Altman-Z | 1.15 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
EPS Next Y3.08%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
EPS Next 5Y-6.33%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
Revenue Next Year-12.96%
Revenue Next 2Y-3.42%
Revenue Next 3Y-0.23%
Revenue Next 5Y0.65%
EBIT growth 1Y5.76%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-9.44%
EBIT Next 3Y0.42%
EBIT Next 5YN/A
FCF growth 1Y-198.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-173.28%
OCF growth 3YN/A
OCF growth 5YN/A