AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:AZM - IT0003261697 - Common Stock
34.98 EUR
-0.44 (-1.24%)
Overall AZM gets a fundamental rating of 5 out of 10. We evaluated AZM against 118 industry peers in the Capital Markets industry. AZM scores excellent on profitability, but there are some minor concerns on its financial health. AZM is valued correctly, but it does not seem to be growing. Finally AZM also has an excellent dividend rating. With these ratings, AZM could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
In the past year AZM was profitable.
AZM had a negative operating cash flow in the past year.
Each year in the past 5 years AZM has been profitable.
The reported operating cash flow has been mixed in the past 5 years: AZM reported negative operating cash flow in multiple years.
1.2 Ratios
AZM has a better Return On Assets (7.29%) than 84.75% of its industry peers.
Looking at the Return On Equity, with a value of 39.51%, AZM belongs to the top of the industry, outperforming 94.92% of the companies in the same industry.
AZM has a Return On Invested Capital of 7.29%. This is in the better half of the industry: AZM outperforms 74.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.29% | ||
| ROE | 39.51% | ||
| ROIC | 7.29% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 36.34%, AZM is in the better half of the industry, outperforming 79.66% of the companies in the same industry.
AZM's Profit Margin has improved in the last couple of years.
The Operating Margin of AZM (49.15%) is better than 83.90% of its industry peers.
AZM's Operating Margin has improved in the last couple of years.
With a decent Gross Margin value of 71.74%, AZM is doing good in the industry, outperforming 72.88% of the companies in the same industry.
In the last couple of years the Gross Margin of AZM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 49.15% | ||
| PM (TTM) | 36.34% | ||
| GM | 71.74% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
AZM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
Based on the Altman-Z score of 1.17, we must say that AZM is in the distress zone and has some risk of bankruptcy.
AZM has a Altman-Z score (1.17) which is in line with its industry peers.
AZM has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
AZM has a better Debt to Equity ratio (0.03) than 86.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.17 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.00 indicates that AZM has no problem at all paying its short term obligations.
AZM has a Current ratio of 8.00. This is amongst the best in the industry. AZM outperforms 94.92% of its industry peers.
AZM has a Quick Ratio of 8.00. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
AZM's Quick ratio of 8.00 is amongst the best of the industry. AZM outperforms 94.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8 | ||
| Quick Ratio | 8 |
3. Growth
3.1 Past
AZM shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.43%.
AZM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.13% yearly.
The Revenue has decreased by -1.96% in the past year.
AZM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.22% yearly.
EPS 1Y (TTM)-3.43%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%23.98%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%
3.2 Future
AZM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.36% yearly.
AZM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.30% yearly.
EPS Next Y-21.91%
EPS Next 2Y11.03%
EPS Next 3Y-3.18%
EPS Next 5Y-2.36%
Revenue Next Year-4.94%
Revenue Next 2Y1.36%
Revenue Next 3Y3%
Revenue Next 5Y2.3%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
AZM is valuated reasonably with a Price/Earnings ratio of 8.49.
90.68% of the companies in the same industry are more expensive than AZM, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of AZM to the average of the S&P500 Index (26.54), we can say AZM is valued rather cheaply.
AZM is valuated cheaply with a Price/Forward Earnings ratio of 6.89.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AZM indicates a rather cheap valuation: AZM is cheaper than 97.46% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of AZM to the average of the S&P500 Index (23.78), we can say AZM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.49 | ||
| Fwd PE | 6.89 |
4.2 Price Multiples
90.68% of the companies in the same industry are more expensive than AZM, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.46 |
4.3 Compensation for Growth
The decent profitability rating of AZM may justify a higher PE ratio.
AZM's earnings are expected to decrease with -3.18% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.93
EPS Next 2Y11.03%
EPS Next 3Y-3.18%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.03%, AZM is a good candidate for dividend investing.
AZM's Dividend Yield is rather good when compared to the industry average which is at 5.31. AZM pays more dividend than 81.36% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.27, AZM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.03% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AZM pays out 46.50% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.5%
EPS Next 2Y11.03%
EPS Next 3Y-3.18%
BIT:AZM (12/12/2025, 7:00:00 PM)
34.98
-0.44 (-1.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners31.62%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.01B
Revenue(TTM)2.08B
Net Income(TTM)755.10M
Analysts71.67
Price Target35.62 (1.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.03% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP46.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.2%
PT rev (3m)15.26%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.38%
EPS NY rev (3m)-24.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.61%
Revenue NY rev (3m)9.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.49 | ||
| Fwd PE | 6.89 | ||
| P/S | 2.41 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.62 | ||
| P/tB | 4.09 | ||
| EV/EBITDA | 4.46 |
EPS(TTM)4.12
EY11.78%
EPS(NY)5.08
Fwd EY14.51%
FCF(TTM)-1.31
FCFYN/A
OCF(TTM)-1.06
OCFYN/A
SpS14.5
BVpS13.34
TBVpS8.56
PEG (NY)N/A
PEG (5Y)0.93
Graham Number35.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.29% | ||
| ROE | 39.51% | ||
| ROCE | 9.92% | ||
| ROIC | 7.29% | ||
| ROICexc | 7.63% | ||
| ROICexgc | 8.57% | ||
| OM | 49.15% | ||
| PM (TTM) | 36.34% | ||
| GM | 71.74% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 146.34% | ||
| Cap/Sales | 1.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8 | ||
| Quick Ratio | 8 | ||
| Altman-Z | 1.17 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.43%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%23.98%
EPS Next Y-21.91%
EPS Next 2Y11.03%
EPS Next 3Y-3.18%
EPS Next 5Y-2.36%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%
Revenue Next Year-4.94%
Revenue Next 2Y1.36%
Revenue Next 3Y3%
Revenue Next 5Y2.3%
EBIT growth 1Y9.4%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-6.2%
EBIT Next 3Y-1.07%
EBIT Next 5YN/A
FCF growth 1Y-156.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-139.52%
OCF growth 3YN/A
OCF growth 5YN/A
AZIMUT HOLDING SPA / AZM.MI FAQ
Can you provide the ChartMill fundamental rating for AZIMUT HOLDING SPA?
ChartMill assigns a fundamental rating of 5 / 10 to AZM.MI.
Can you provide the valuation status for AZIMUT HOLDING SPA?
ChartMill assigns a valuation rating of 6 / 10 to AZIMUT HOLDING SPA (AZM.MI). This can be considered as Fairly Valued.
How profitable is AZIMUT HOLDING SPA (AZM.MI) stock?
AZIMUT HOLDING SPA (AZM.MI) has a profitability rating of 7 / 10.
What is the valuation of AZIMUT HOLDING SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AZIMUT HOLDING SPA (AZM.MI) is 8.49 and the Price/Book (PB) ratio is 2.62.
Is the dividend of AZIMUT HOLDING SPA sustainable?
The dividend rating of AZIMUT HOLDING SPA (AZM.MI) is 7 / 10 and the dividend payout ratio is 46.5%.