AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
Europe - BIT:AZM - IT0003261697 - Common Stock
33.78 EUR
-0.45 (-1.31%)
AZM gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 113 industry peers in the Capital Markets industry. While AZM belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. AZM has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally AZM also has an excellent dividend rating. With these ratings, AZM could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
In the past year AZM was profitable.
AZM had a negative operating cash flow in the past year.
AZM had positive earnings in each of the past 5 years.
In multiple years AZM reported negative operating cash flow during the last 5 years.
1.2 Ratios
AZM's Return On Assets of 7.25% is amongst the best of the industry. AZM outperforms 84.96% of its industry peers.
AZM's Return On Equity of 40.51% is amongst the best of the industry. AZM outperforms 94.69% of its industry peers.
AZM has a better Return On Invested Capital (7.47%) than 77.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROIC | 7.47% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AZM's Profit Margin of 35.07% is fine compared to the rest of the industry. AZM outperforms 78.76% of its industry peers.
In the last couple of years the Profit Margin of AZM has grown nicely.
AZM's Operating Margin of 47.83% is amongst the best of the industry. AZM outperforms 84.07% of its industry peers.
In the last couple of years the Operating Margin of AZM has grown nicely.
With a decent Gross Margin value of 71.83%, AZM is doing good in the industry, outperforming 76.11% of the companies in the same industry.
AZM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
AZM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
AZM has an Altman-Z score of 1.18. This is a bad value and indicates that AZM is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.18, AZM is in line with its industry, outperforming 56.64% of the companies in the same industry.
A Debt/Equity ratio of 0.04 indicates that AZM is not too dependend on debt financing.
The Debt to Equity ratio of AZM (0.04) is better than 84.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.18 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.89 indicates that AZM has no problem at all paying its short term obligations.
AZM has a better Current ratio (2.89) than 87.61% of its industry peers.
AZM has a Quick Ratio of 2.89. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
AZM has a Quick ratio of 2.89. This is amongst the best in the industry. AZM outperforms 88.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 |
3. Growth
3.1 Past
The earnings per share for AZM have decreased by -7.17% in the last year.
AZM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.13% yearly.
The Revenue has decreased by -1.16% in the past year.
AZM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.22% yearly.
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
3.2 Future
The Earnings Per Share is expected to decrease by -6.43% on average over the next years.
AZM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.54% yearly.
EPS Next Y3.41%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
EPS Next 5Y-6.43%
Revenue Next Year-7.34%
Revenue Next 2Y0.21%
Revenue Next 3Y2.56%
Revenue Next 5Y0.54%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.20, which indicates a very decent valuation of AZM.
Based on the Price/Earnings ratio, AZM is valued cheaper than 91.15% of the companies in the same industry.
When comparing the Price/Earnings ratio of AZM to the average of the S&P500 Index (26.76), we can say AZM is valued rather cheaply.
With a Price/Forward Earnings ratio of 10.93, the valuation of AZM can be described as very reasonable.
Based on the Price/Forward Earnings ratio, AZM is valued cheaper than 85.84% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.63. AZM is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.2 | ||
| Fwd PE | 10.93 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AZM is valued cheaply inside the industry as 90.27% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.5 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AZM does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of AZM may justify a higher PE ratio.
AZM's earnings are expected to decrease with -6.08% in the coming years. This may justify a cheaper valuation.
PEG (NY)2.41
PEG (5Y)0.9
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.40%, AZM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.70, AZM pays a better dividend. On top of this AZM pays more dividend than 85.84% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, AZM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
48.52% of the earnings are spent on dividend by AZM. This is a bit on the high side, but may be sustainable.
DP48.52%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
BIT:AZM (10/30/2025, 2:34:36 PM)
33.78
-0.45 (-1.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners24.27%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.84B
Revenue(TTM)2.06B
Net Income(TTM)723.75M
Analysts75
Price Target31.89 (-5.6%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP48.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.18%
PT rev (3m)7.43%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)56.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.46%
Revenue NY rev (3m)-3.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.2 | ||
| Fwd PE | 10.93 | ||
| P/S | 2.34 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.71 | ||
| P/tB | 4.39 | ||
| EV/EBITDA | 4.5 |
EPS(TTM)4.12
EY12.2%
EPS(NY)3.09
Fwd EY9.15%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)-1.85
OCFYN/A
SpS14.41
BVpS12.47
TBVpS7.7
PEG (NY)2.41
PEG (5Y)0.9
Graham Number34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROCE | 10.16% | ||
| ROIC | 7.47% | ||
| ROICexc | 7.79% | ||
| ROICexgc | 8.41% | ||
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score3
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 133.46% | ||
| Cap/Sales | 1.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 | ||
| Altman-Z | 1.18 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
EPS Next Y3.41%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
EPS Next 5Y-6.43%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
Revenue Next Year-7.34%
Revenue Next 2Y0.21%
Revenue Next 3Y2.56%
Revenue Next 5Y0.54%
EBIT growth 1Y5.76%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-9.07%
EBIT Next 3Y-1.07%
EBIT Next 5YN/A
FCF growth 1Y-198.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-173.28%
OCF growth 3YN/A
OCF growth 5YN/A
AZIMUT HOLDING SPA / AZM.MI FAQ
Can you provide the ChartMill fundamental rating for AZIMUT HOLDING SPA?
ChartMill assigns a fundamental rating of 5 / 10 to AZM.MI.
Can you provide the valuation status for AZIMUT HOLDING SPA?
ChartMill assigns a valuation rating of 6 / 10 to AZIMUT HOLDING SPA (AZM.MI). This can be considered as Fairly Valued.
How profitable is AZIMUT HOLDING SPA (AZM.MI) stock?
AZIMUT HOLDING SPA (AZM.MI) has a profitability rating of 7 / 10.
What is the valuation of AZIMUT HOLDING SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AZIMUT HOLDING SPA (AZM.MI) is 8.2 and the Price/Book (PB) ratio is 2.71.
Is the dividend of AZIMUT HOLDING SPA sustainable?
The dividend rating of AZIMUT HOLDING SPA (AZM.MI) is 7 / 10 and the dividend payout ratio is 48.52%.