AXIS CAPITAL HOLDINGS LTD (AXS) Stock Fundamental Analysis
NYSE:AXS • BMG0692U1099
101.85 USD
+0.74 (+0.73%)
At close: Feb 13, 2026
101.85 USD
0 (0%)
After Hours: 2/13/2026, 8:04:00 PM
Taking everything into account, AXS scores 4 out of 10 in our fundamental rating. AXS was compared to 149 industry peers in the Insurance industry. There are concerns on the financial health of AXS while its profitability can be described as average. AXS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year AXS was profitable.
- AXS had a negative operating cash flow in the past year.
- In the past 5 years AXS has always been profitable.
- AXS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- AXS has a Return On Assets of 2.86%. This is in the better half of the industry: AXS outperforms 63.76% of its industry peers.
- Looking at the Return On Equity, with a value of 15.43%, AXS is in the better half of the industry, outperforming 72.48% of the companies in the same industry.
- With a Return On Invested Capital value of 2.07%, AXS perfoms like the industry average, outperforming 48.32% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for AXS is significantly below the industry average of 14.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROIC | 2.07% |
ROA(3y)2.41%
ROA(5y)2.01%
ROE(3y)13.08%
ROE(5y)10.85%
ROIC(3y)2.55%
ROIC(5y)2.07%
1.3 Margins
- AXS has a better Profit Margin (15.56%) than 79.87% of its industry peers.
- AXS's Profit Margin has improved in the last couple of years.
- With a Operating Margin value of 13.58%, AXS perfoms like the industry average, outperforming 57.72% of the companies in the same industry.
- In the last couple of years the Operating Margin of AXS has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A |
OM growth 3Y79.92%
OM growth 5Y95.95%
PM growth 3Y58.61%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- AXS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for AXS has been reduced compared to 1 year ago.
- AXS has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, AXS has an improved debt to assets ratio.
2.2 Solvency
- AXS has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of AXS (0.21) is better than 68.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACC0.26
WACC8.05%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- AXS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.92%, which is quite good.
- AXS shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 30.66% yearly.
- Looking at the last year, AXS shows a quite strong growth in Revenue. The Revenue has grown by 10.21% in the last year.
- AXS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.27% yearly.
EPS 1Y (TTM)15.92%
EPS 3Y30.66%
EPS 5YN/A
EPS Q2Q%9.43%
Revenue 1Y (TTM)10.21%
Revenue growth 3Y8.36%
Revenue growth 5Y6.27%
Sales Q2Q%12.86%
3.2 Future
- The Earnings Per Share is expected to grow by 6.90% on average over the next years.
- Based on estimates for the next years, AXS will show a small growth in Revenue. The Revenue will grow by 6.63% on average per year.
EPS Next Y3.15%
EPS Next 2Y6.04%
EPS Next 3Y6.9%
EPS Next 5YN/A
Revenue Next Year6.99%
Revenue Next 2Y6.56%
Revenue Next 3Y6.63%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.86 indicates a rather cheap valuation of AXS.
- Compared to the rest of the industry, the Price/Earnings ratio of AXS indicates a somewhat cheap valuation: AXS is cheaper than 73.83% of the companies listed in the same industry.
- AXS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.97.
- A Price/Forward Earnings ratio of 7.62 indicates a rather cheap valuation of AXS.
- 72.48% of the companies in the same industry are more expensive than AXS, based on the Price/Forward Earnings ratio.
- AXS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.96.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.86 | ||
| Fwd PE | 7.62 |
4.2 Price Multiples
- AXS's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.08 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.5
PEG (5Y)N/A
EPS Next 2Y6.04%
EPS Next 3Y6.9%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.65%, AXS has a reasonable but not impressive dividend return.
- AXS's Dividend Yield is comparable with the industry average which is at 2.22.
- Compared to an average S&P500 Dividend Yield of 1.79, AXS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.65% |
5.2 History
- The dividend of AXS has a limited annual growth rate of 0.21%.
- AXS has paid a dividend for at least 10 years, which is a reliable track record.
- AXS has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.21%
Div Incr Years0
Div Non Decr Years21
5.3 Sustainability
- AXS pays out 17.93% of its income as dividend. This is a sustainable payout ratio.
- AXS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP17.93%
EPS Next 2Y6.04%
EPS Next 3Y6.9%
101.85
+0.74 (+0.73%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-20 2026-04-20/amc
Inst Owners95.13%
Inst Owner Change-3.3%
Ins Owners0.62%
Ins Owner Change4.6%
Market Cap7.85B
Revenue(TTM)6.58B
Net Income(TTM)982.67M
Analysts78.75
Price Target125.74 (23.46%)
Short Float %0.83%
Short Ratio0.95
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.65% |
Yearly Dividend2.16
Dividend Growth(5Y)0.21%
DP17.93%
Div Incr Years0
Div Non Decr Years21
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.81%
Min EPS beat(2)10.34%
Max EPS beat(2)11.27%
EPS beat(4)4
Avg EPS beat(4)13.4%
Min EPS beat(4)10.34%
Max EPS beat(4)17.73%
EPS beat(8)8
Avg EPS beat(8)30.9%
EPS beat(12)12
Avg EPS beat(12)25.37%
EPS beat(16)15
Avg EPS beat(16)19.84%
Revenue beat(2)0
Avg Revenue beat(2)-5.88%
Min Revenue beat(2)-10.52%
Max Revenue beat(2)-1.24%
Revenue beat(4)0
Avg Revenue beat(4)-5.93%
Min Revenue beat(4)-10.61%
Max Revenue beat(4)-1.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.76%
Revenue beat(12)5
Avg Revenue beat(12)2.2%
Revenue beat(16)7
Avg Revenue beat(16)3.03%
PT rev (1m)4.31%
PT rev (3m)6.88%
EPS NQ rev (1m)3.46%
EPS NQ rev (3m)6.07%
EPS NY rev (1m)0.65%
EPS NY rev (3m)3.36%
Revenue NQ rev (1m)-0.07%
Revenue NQ rev (3m)-1.86%
Revenue NY rev (1m)-1.49%
Revenue NY rev (3m)-0.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.86 | ||
| Fwd PE | 7.62 | ||
| P/S | 1.24 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.23 | ||
| P/tB | 1.28 | ||
| EV/EBITDA | 9.08 |
EPS(TTM)12.96
EY12.72%
EPS(NY)13.37
Fwd EY13.13%
FCF(TTM)-4.6
FCFYN/A
OCF(TTM)-4.1
OCFYN/A
SpS81.96
BVpS82.65
TBVpS79.6
PEG (NY)2.5
PEG (5Y)N/A
Graham Number155.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROCE | 2.52% | ||
| ROIC | 2.07% | ||
| ROICexc | 2.12% | ||
| ROICexgc | 4.2% | ||
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)2.41%
ROA(5y)2.01%
ROE(3y)13.08%
ROE(5y)10.85%
ROIC(3y)2.55%
ROIC(5y)2.07%
ROICexc(3y)2.71%
ROICexc(5y)2.19%
ROICexgc(3y)5.16%
ROICexgc(5y)4.03%
ROCE(3y)3.1%
ROCE(5y)2.52%
ROICexgc growth 3Y88.88%
ROICexgc growth 5Y104.18%
ROICexc growth 3Y81.72%
ROICexc growth 5Y96.56%
OM growth 3Y79.92%
OM growth 5Y95.95%
PM growth 3Y58.61%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.44 | ||
| Cap/Depr | 71.81% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 13.66 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC8.05%
ROIC/WACC0.26
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.92%
EPS 3Y30.66%
EPS 5YN/A
EPS Q2Q%9.43%
EPS Next Y3.15%
EPS Next 2Y6.04%
EPS Next 3Y6.9%
EPS Next 5YN/A
Revenue 1Y (TTM)10.21%
Revenue growth 3Y8.36%
Revenue growth 5Y6.27%
Sales Q2Q%12.86%
Revenue Next Year6.99%
Revenue Next 2Y6.56%
Revenue Next 3Y6.63%
Revenue Next 5YN/A
EBIT growth 1Y9.02%
EBIT growth 3Y94.95%
EBIT growth 5Y108.22%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-120.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-117.58%
OCF growth 3YN/A
OCF growth 5YN/A
AXIS CAPITAL HOLDINGS LTD / AXS FAQ
What is the ChartMill fundamental rating of AXIS CAPITAL HOLDINGS LTD (AXS) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AXS.
What is the valuation status for AXS stock?
ChartMill assigns a valuation rating of 5 / 10 to AXIS CAPITAL HOLDINGS LTD (AXS). This can be considered as Fairly Valued.
Can you provide the profitability details for AXIS CAPITAL HOLDINGS LTD?
AXIS CAPITAL HOLDINGS LTD (AXS) has a profitability rating of 5 / 10.
What is the valuation of AXIS CAPITAL HOLDINGS LTD based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AXIS CAPITAL HOLDINGS LTD (AXS) is 7.86 and the Price/Book (PB) ratio is 1.23.
What is the expected EPS growth for AXIS CAPITAL HOLDINGS LTD (AXS) stock?
The Earnings per Share (EPS) of AXIS CAPITAL HOLDINGS LTD (AXS) is expected to grow by 3.15% in the next year.