AXIS CAPITAL HOLDINGS LTD (AXS) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AXS - BMG0692U1099 - Common Stock
101.79 USD
+1.63 (+1.63%)
Taking everything into account, AXS scores 4 out of 10 in our fundamental rating. AXS was compared to 147 industry peers in the Insurance industry. There are concerns on the financial health of AXS while its profitability can be described as average. AXS is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
AXS had positive earnings in the past year.
AXS had a negative operating cash flow in the past year.
Of the past 5 years AXS 4 years were profitable.
Each year in the past 5 years AXS had a positive operating cash flow.
1.2 Ratios
AXS has a Return On Assets of 2.86%. This is in the better half of the industry: AXS outperforms 61.22% of its industry peers.
With a decent Return On Equity value of 15.43%, AXS is doing good in the industry, outperforming 70.75% of the companies in the same industry.
AXS's Return On Invested Capital of 1.99% is in line compared to the rest of the industry. AXS outperforms 48.30% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AXS is below the industry average of 4.52%.
The last Return On Invested Capital (1.99%) for AXS is above the 3 year average (1.54%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROIC | 1.99% |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
1.3 Margins
With a decent Profit Margin value of 15.56%, AXS is doing good in the industry, outperforming 78.91% of the companies in the same industry.
AXS's Profit Margin has improved in the last couple of years.
AXS's Operating Margin of 13.58% is in line compared to the rest of the industry. AXS outperforms 59.18% of its industry peers.
In the last couple of years the Operating Margin of AXS has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A |
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AXS is destroying value.
The number of shares outstanding for AXS has been reduced compared to 1 year ago.
AXS has less shares outstanding than it did 5 years ago.
The debt/assets ratio for AXS has been reduced compared to a year ago.
2.2 Solvency
AXS has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
AXS's Debt to Equity ratio of 0.21 is fine compared to the rest of the industry. AXS outperforms 68.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACC0.25
WACC7.99%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 13.72% over the past year.
AXS shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 34.71% yearly.
AXS shows a small growth in Revenue. In the last year, the Revenue has grown by 5.64%.
Measured over the past years, AXS shows a small growth in Revenue. The Revenue has been growing by 2.79% on average per year.
EPS 1Y (TTM)13.72%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%19.93%
Revenue 1Y (TTM)5.64%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%35.91%
3.2 Future
The Earnings Per Share is expected to grow by 8.26% on average over the next years. This is quite good.
Based on estimates for the next years, AXS will show a small growth in Revenue. The Revenue will grow by 7.61% on average per year.
EPS Next Y12.39%
EPS Next 2Y7.56%
EPS Next 3Y8.26%
EPS Next 5YN/A
Revenue Next Year8.95%
Revenue Next 2Y8.25%
Revenue Next 3Y7.61%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.03, the valuation of AXS can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of AXS indicates a somewhat cheap valuation: AXS is cheaper than 71.43% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 25.98. AXS is valued rather cheaply when compared to this.
AXS is valuated cheaply with a Price/Forward Earnings ratio of 7.87.
Based on the Price/Forward Earnings ratio, AXS is valued a bit cheaper than 68.71% of the companies in the same industry.
AXS is valuated cheaply when we compare the Price/Forward Earnings ratio to 35.79, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.03 | ||
| Fwd PE | 7.87 |
4.2 Price Multiples
AXS's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.13 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.65
PEG (5Y)0.23
EPS Next 2Y7.56%
EPS Next 3Y8.26%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.75%, AXS has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.46, AXS has a dividend in line with its industry peers.
AXS's Dividend Yield is slightly below the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.75% |
5.2 History
The dividend of AXS has a limited annual growth rate of 0.21%.
AXS has been paying a dividend for at least 10 years, so it has a reliable track record.
AXS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.21%
Div Incr Years0
Div Non Decr Years21
5.3 Sustainability
17.93% of the earnings are spent on dividend by AXS. This is a low number and sustainable payout ratio.
The dividend of AXS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP17.93%
EPS Next 2Y7.56%
EPS Next 3Y8.26%
NYSE:AXS (11/26/2025, 1:36:03 PM)
101.79
+1.63 (+1.63%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners98.97%
Inst Owner Change-4.91%
Ins Owners0.61%
Ins Owner Change-0.38%
Market Cap7.96B
Revenue(TTM)6.31B
Net Income(TTM)982.67M
Analysts78.57
Price Target117.3 (15.24%)
Short Float %1.12%
Short Ratio1.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.75% |
Yearly Dividend2.16
Dividend Growth(5Y)0.21%
DP17.93%
Div Incr Years0
Div Non Decr Years21
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.81%
Min EPS beat(2)10.34%
Max EPS beat(2)11.27%
EPS beat(4)4
Avg EPS beat(4)13.4%
Min EPS beat(4)10.34%
Max EPS beat(4)17.73%
EPS beat(8)8
Avg EPS beat(8)30.9%
EPS beat(12)12
Avg EPS beat(12)25.37%
EPS beat(16)15
Avg EPS beat(16)19.84%
Revenue beat(2)1
Avg Revenue beat(2)6.49%
Min Revenue beat(2)-0.82%
Max Revenue beat(2)13.81%
Revenue beat(4)1
Avg Revenue beat(4)1.1%
Min Revenue beat(4)-5.65%
Max Revenue beat(4)13.81%
Revenue beat(8)4
Avg Revenue beat(8)2.79%
Revenue beat(12)6
Avg Revenue beat(12)4.57%
Revenue beat(16)8
Avg Revenue beat(16)4.81%
PT rev (1m)1.32%
PT rev (3m)1.32%
EPS NQ rev (1m)0.87%
EPS NQ rev (3m)0.23%
EPS NY rev (1m)0.89%
EPS NY rev (3m)5.31%
Revenue NQ rev (1m)4.77%
Revenue NQ rev (3m)5.76%
Revenue NY rev (1m)2.17%
Revenue NY rev (3m)3.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.03 | ||
| Fwd PE | 7.87 | ||
| P/S | 1.26 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.25 | ||
| P/tB | 1.3 | ||
| EV/EBITDA | 9.13 |
EPS(TTM)12.68
EY12.46%
EPS(NY)12.93
Fwd EY12.71%
FCF(TTM)-4.54
FCFYN/A
OCF(TTM)-4.04
OCFYN/A
SpS80.77
BVpS81.45
TBVpS78.45
PEG (NY)0.65
PEG (5Y)0.23
Graham Number152.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROCE | 2.52% | ||
| ROIC | 1.99% | ||
| ROICexc | 2.04% | ||
| ROICexgc | 4.04% | ||
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
ROICexc(3y)1.66%
ROICexc(5y)1.45%
ROICexgc(3y)3.05%
ROICexgc(5y)2.57%
ROCE(3y)1.95%
ROCE(5y)1.72%
ROICexgc growth 3Y15.11%
ROICexgc growth 5Y17.13%
ROICexc growth 3Y10.27%
ROICexc growth 5Y13.84%
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.44 | ||
| Cap/Depr | 71.81% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 13.66 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.99%
ROIC/WACC0.25
Cap/Depr(3y)42.19%
Cap/Depr(5y)50.45%
Cap/Sales(3y)0.52%
Cap/Sales(5y)0.64%
Profit Quality(3y)289.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.72%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%19.93%
EPS Next Y12.39%
EPS Next 2Y7.56%
EPS Next 3Y8.26%
EPS Next 5YN/A
Revenue 1Y (TTM)5.64%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%35.91%
Revenue Next Year8.95%
Revenue Next 2Y8.25%
Revenue Next 3Y7.61%
Revenue Next 5YN/A
EBIT growth 1Y9.02%
EBIT growth 3Y13.92%
EBIT growth 5Y18.58%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-150.93%
FCF growth 3Y19.31%
FCF growth 5Y68.16%
OCF growth 1Y-143.58%
OCF growth 3Y18.28%
OCF growth 5Y56.11%
AXIS CAPITAL HOLDINGS LTD / AXS FAQ
What is the ChartMill fundamental rating of AXIS CAPITAL HOLDINGS LTD (AXS) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AXS.
What is the valuation status of AXIS CAPITAL HOLDINGS LTD (AXS) stock?
ChartMill assigns a valuation rating of 6 / 10 to AXIS CAPITAL HOLDINGS LTD (AXS). This can be considered as Fairly Valued.
What is the profitability of AXS stock?
AXIS CAPITAL HOLDINGS LTD (AXS) has a profitability rating of 5 / 10.
What is the valuation of AXIS CAPITAL HOLDINGS LTD based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AXIS CAPITAL HOLDINGS LTD (AXS) is 8.03 and the Price/Book (PB) ratio is 1.25.
What is the expected EPS growth for AXIS CAPITAL HOLDINGS LTD (AXS) stock?
The Earnings per Share (EPS) of AXIS CAPITAL HOLDINGS LTD (AXS) is expected to grow by 12.39% in the next year.