AXIS CAPITAL HOLDINGS LTD (AXS) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AXS - BMG0692U1099 - Common Stock
103.33 USD
-0.55 (-0.53%)
Overall AXS gets a fundamental rating of 4 out of 10. We evaluated AXS against 148 industry peers in the Insurance industry. While AXS is still in line with the averages on profitability rating, there are concerns on its financial health. AXS is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AXS was profitable.
AXS had a negative operating cash flow in the past year.
AXS had positive earnings in 4 of the past 5 years.
AXS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
AXS's Return On Assets of 2.86% is fine compared to the rest of the industry. AXS outperforms 63.51% of its industry peers.
AXS's Return On Equity of 15.43% is fine compared to the rest of the industry. AXS outperforms 72.30% of its industry peers.
AXS has a Return On Invested Capital (1.99%) which is in line with its industry peers.
AXS had an Average Return On Invested Capital over the past 3 years of 1.54%. This is significantly below the industry average of 14.93%.
The 3 year average ROIC (1.54%) for AXS is below the current ROIC(1.99%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROIC | 1.99% |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
1.3 Margins
AXS has a better Profit Margin (15.56%) than 79.05% of its industry peers.
In the last couple of years the Profit Margin of AXS has grown nicely.
The Operating Margin of AXS (13.58%) is comparable to the rest of the industry.
AXS's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A |
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
AXS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
AXS has less shares outstanding than it did 1 year ago.
AXS has less shares outstanding than it did 5 years ago.
The debt/assets ratio for AXS has been reduced compared to a year ago.
2.2 Solvency
AXS has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
AXS's Debt to Equity ratio of 0.21 is fine compared to the rest of the industry. AXS outperforms 68.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACC0.24
WACC8.13%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
AXS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.72%, which is quite good.
Measured over the past years, AXS shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.71% on average per year.
The Revenue has been growing slightly by 5.64% in the past year.
The Revenue has been growing slightly by 2.79% on average over the past years.
EPS 1Y (TTM)13.72%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%19.93%
Revenue 1Y (TTM)5.64%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%9.47%
3.2 Future
The Earnings Per Share is expected to grow by 9.08% on average over the next years. This is quite good.
AXS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.52% yearly.
EPS Next Y14.98%
EPS Next 2Y8.99%
EPS Next 3Y9.08%
EPS Next 5YN/A
Revenue Next Year7.88%
Revenue Next 2Y8.25%
Revenue Next 3Y7.52%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
AXS is valuated reasonably with a Price/Earnings ratio of 8.15.
Based on the Price/Earnings ratio, AXS is valued a bit cheaper than the industry average as 74.32% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 27.00, AXS is valued rather cheaply.
With a Price/Forward Earnings ratio of 7.78, the valuation of AXS can be described as very cheap.
AXS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AXS is cheaper than 73.65% of the companies in the same industry.
AXS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.70.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.15 | ||
| Fwd PE | 7.78 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AXS is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.32 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.54
PEG (5Y)0.23
EPS Next 2Y8.99%
EPS Next 3Y9.08%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.64%, AXS has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.48, AXS has a dividend in line with its industry peers.
AXS's Dividend Yield is comparable with the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.64% |
5.2 History
The dividend of AXS has a limited annual growth rate of 0.21%.
AXS has been paying a dividend for at least 10 years, so it has a reliable track record.
AXS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.21%
Div Incr Years0
Div Non Decr Years21
5.3 Sustainability
AXS pays out 17.93% of its income as dividend. This is a sustainable payout ratio.
AXS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP17.93%
EPS Next 2Y8.99%
EPS Next 3Y9.08%
NYSE:AXS (1/9/2026, 11:07:56 AM)
103.33
-0.55 (-0.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners95.13%
Inst Owner Change0%
Ins Owners0.62%
Ins Owner Change-0.29%
Market Cap7.96B
Revenue(TTM)6.31B
Net Income(TTM)982.67M
Analysts78.67
Price Target120.55 (16.67%)
Short Float %1.06%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.64% |
Yearly Dividend2.16
Dividend Growth(5Y)0.21%
DP17.93%
Div Incr Years0
Div Non Decr Years21
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.81%
Min EPS beat(2)10.34%
Max EPS beat(2)11.27%
EPS beat(4)4
Avg EPS beat(4)13.4%
Min EPS beat(4)10.34%
Max EPS beat(4)17.73%
EPS beat(8)8
Avg EPS beat(8)30.9%
EPS beat(12)12
Avg EPS beat(12)25.37%
EPS beat(16)15
Avg EPS beat(16)19.84%
Revenue beat(2)0
Avg Revenue beat(2)-5.88%
Min Revenue beat(2)-10.52%
Max Revenue beat(2)-1.24%
Revenue beat(4)0
Avg Revenue beat(4)-5.93%
Min Revenue beat(4)-10.61%
Max Revenue beat(4)-1.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.76%
Revenue beat(12)5
Avg Revenue beat(12)2.2%
Revenue beat(16)7
Avg Revenue beat(16)3.03%
PT rev (1m)2.77%
PT rev (3m)4.12%
EPS NQ rev (1m)0.64%
EPS NQ rev (3m)2.69%
EPS NY rev (1m)0.18%
EPS NY rev (3m)7.08%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.91%
Revenue NY rev (1m)0%
Revenue NY rev (3m)4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.15 | ||
| Fwd PE | 7.78 | ||
| P/S | 1.26 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.25 | ||
| P/tB | 1.3 | ||
| EV/EBITDA | 9.32 |
EPS(TTM)12.68
EY12.27%
EPS(NY)13.28
Fwd EY12.85%
FCF(TTM)-4.6
FCFYN/A
OCF(TTM)-4.1
OCFYN/A
SpS81.96
BVpS82.65
TBVpS79.6
PEG (NY)0.54
PEG (5Y)0.23
Graham Number153.55
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROCE | 2.52% | ||
| ROIC | 1.99% | ||
| ROICexc | 2.04% | ||
| ROICexgc | 4.04% | ||
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
ROICexc(3y)1.66%
ROICexc(5y)1.45%
ROICexgc(3y)3.05%
ROICexgc(5y)2.57%
ROCE(3y)1.95%
ROCE(5y)1.72%
ROICexgc growth 3Y15.11%
ROICexgc growth 5Y17.13%
ROICexc growth 3Y10.27%
ROICexc growth 5Y13.84%
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.44 | ||
| Cap/Depr | 71.81% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 13.66 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC8.13%
ROIC/WACC0.24
Cap/Depr(3y)42.19%
Cap/Depr(5y)50.45%
Cap/Sales(3y)0.52%
Cap/Sales(5y)0.64%
Profit Quality(3y)289.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.72%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%19.93%
EPS Next Y14.98%
EPS Next 2Y8.99%
EPS Next 3Y9.08%
EPS Next 5YN/A
Revenue 1Y (TTM)5.64%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%9.47%
Revenue Next Year7.88%
Revenue Next 2Y8.25%
Revenue Next 3Y7.52%
Revenue Next 5YN/A
EBIT growth 1Y9.02%
EBIT growth 3Y13.92%
EBIT growth 5Y18.58%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-150.93%
FCF growth 3Y19.31%
FCF growth 5Y68.16%
OCF growth 1Y-143.58%
OCF growth 3Y18.28%
OCF growth 5Y56.11%
AXIS CAPITAL HOLDINGS LTD / AXS FAQ
What is the ChartMill fundamental rating of AXIS CAPITAL HOLDINGS LTD (AXS) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AXS.
What is the valuation status for AXS stock?
ChartMill assigns a valuation rating of 5 / 10 to AXIS CAPITAL HOLDINGS LTD (AXS). This can be considered as Fairly Valued.
Can you provide the profitability details for AXIS CAPITAL HOLDINGS LTD?
AXIS CAPITAL HOLDINGS LTD (AXS) has a profitability rating of 5 / 10.
What is the valuation of AXIS CAPITAL HOLDINGS LTD based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AXIS CAPITAL HOLDINGS LTD (AXS) is 8.15 and the Price/Book (PB) ratio is 1.25.
What is the expected EPS growth for AXIS CAPITAL HOLDINGS LTD (AXS) stock?
The Earnings per Share (EPS) of AXIS CAPITAL HOLDINGS LTD (AXS) is expected to grow by 14.98% in the next year.