Taking everything into account, AVDX scores 4 out of 10 in our fundamental rating. AVDX was compared to 97 industry peers in the Financial Services industry. AVDX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. AVDX is valued quite expensive, but it does show an excellent growth.

Quickly go to:

1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

In the past year AVDX was profitable.
In the past year AVDX had a positive cash flow from operations.
AVDX had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: AVDX reported negative operating cash flow in multiple years.

1.2 Ratios

AVDX's Return On Assets of -0.40% is on the low side compared to the rest of the industry. AVDX is outperformed by 76.77% of its industry peers.
AVDX's Return On Equity of -1.17% is on the low side compared to the rest of the industry. AVDX is outperformed by 73.74% of its industry peers.

		Industry Rank	Sector Rank
ROA	-0.4%
ROE	-1.17%
ROIC	N/A

ROA(3y)-2.03%

ROA(5y)-7.78%

ROE(3y)-7.14%

ROE(5y)-20.83%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

With an excellent Gross Margin value of 72.52%, AVDX belongs to the best of the industry, outperforming 80.81% of the companies in the same industry.
In the last couple of years the Gross Margin of AVDX has grown nicely.
AVDX does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	72.52%

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y6.57%

GM growth 5Y6.61%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

AVDX does not have a ROIC to compare to the WACC, probably because it is not profitable.
AVDX has about the same amout of shares outstanding than it did 1 year ago.
AVDX has more shares outstanding than it did 5 years ago.
AVDX has a better debt/assets ratio than last year.

2.2 Solvency

AVDX has an Altman-Z score of 0.67. This is a bad value and indicates that AVDX is not financially healthy and even has some risk of bankruptcy.
AVDX has a Altman-Z score (0.67) which is comparable to the rest of the industry.
AVDX has a debt to FCF ratio of 1.15. This is a very positive value and a sign of high solvency as it would only need 1.15 years to pay back of all of its debts.
AVDX has a better Debt to FCF ratio (1.15) than 78.79% of its industry peers.
A Debt/Equity ratio of 0.10 indicates that AVDX is not too dependend on debt financing.
The Debt to Equity ratio of AVDX (0.10) is better than 80.81% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.1
Debt/FCF	1.15
Altman-Z	0.67

ROIC/WACCN/A

WACC8.67%

2.3 Liquidity

AVDX has a Current Ratio of 1.33. This is a normal value and indicates that AVDX is financially healthy and should not expect problems in meeting its short term obligations.
AVDX's Current ratio of 1.33 is fine compared to the rest of the industry. AVDX outperforms 61.62% of its industry peers.
A Quick Ratio of 1.33 indicates that AVDX should not have too much problems paying its short term obligations.
AVDX has a better Quick ratio (1.33) than 63.64% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	1.33
Quick Ratio	1.33

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 38.89% over the past year.
The Revenue has grown by 8.04% in the past year. This is quite good.
Measured over the past years, AVDX shows a very strong growth in Revenue. The Revenue has been growing by 24.02% on average per year.

EPS 1Y (TTM)38.89%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%0%

Revenue 1Y (TTM)8.04%

Revenue growth 3Y20.9%

Revenue growth 5Y24.02%

Sales Q2Q%5.17%

3.2 Future

AVDX is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.94% yearly.
AVDX is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.59% yearly.

EPS Next Y8.08%

EPS Next 2Y16.17%

EPS Next 3Y12.07%

EPS Next 5Y31.94%

Revenue Next Year3.61%

Revenue Next 2Y6.58%

Revenue Next 3Y7.48%

Revenue Next 5Y12.59%

3.3 Evolution

The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.

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4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 40.00, AVDX can be considered very expensive at the moment.
69.70% of the companies in the same industry are cheaper than AVDX, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 28.32. AVDX is valued slightly more expensive when compared to this.
With a Price/Forward Earnings ratio of 29.64, AVDX can be considered very expensive at the moment.
72.73% of the companies in the same industry are cheaper than AVDX, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of AVDX to the average of the S&P500 Index (25.57), we can say AVDX is valued inline with the index average.

		Industry Rank	Sector Rank
PE	40
Fwd PE	29.64

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, AVDX is valued a bit more expensive than the industry average as 67.68% of the companies are valued more cheaply.
AVDX's Price/Free Cash Flow is on the same level as the industry average.

		Industry Rank	Sector Rank
P/FCF	33.05
EV/EBITDA	90.19

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as AVDX's earnings are expected to grow with 12.07% in the coming years.