Taking everything into account, AVDX scores 4 out of 10 in our fundamental rating. AVDX was compared to 97 industry peers in the Financial Services industry. The financial health of AVDX is average, but there are quite some concerns on its profitability. AVDX is valued quite expensively, but it does show have an excellent growth rating.

Quickly go to:

1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

In the past year AVDX was profitable.
In the past year AVDX had a positive cash flow from operations.
AVDX had negative earnings in 4 of the past 5 years.
In multiple years AVDX reported negative operating cash flow during the last 5 years.

1.2 Ratios

The Return On Assets of AVDX (-0.40%) is worse than 76.77% of its industry peers.
The Return On Equity of AVDX (-1.17%) is worse than 73.74% of its industry peers.

		Industry Rank	Sector Rank
ROA	-0.4%
ROE	-1.17%
ROIC	N/A

ROA(3y)-2.03%

ROA(5y)-7.78%

ROE(3y)-7.14%

ROE(5y)-20.83%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

The Gross Margin of AVDX (72.52%) is better than 80.81% of its industry peers.
AVDX's Gross Margin has improved in the last couple of years.
AVDX does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	72.52%

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y6.57%

GM growth 5Y6.61%

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

AVDX does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for AVDX remains at a similar level compared to 1 year ago.
The number of shares outstanding for AVDX has been increased compared to 5 years ago.
The debt/assets ratio for AVDX has been reduced compared to a year ago.

2.2 Solvency

AVDX has an Altman-Z score of 0.67. This is a bad value and indicates that AVDX is not financially healthy and even has some risk of bankruptcy.
AVDX has a Altman-Z score of 0.67. This is comparable to the rest of the industry: AVDX outperforms 52.53% of its industry peers.
AVDX has a debt to FCF ratio of 1.15. This is a very positive value and a sign of high solvency as it would only need 1.15 years to pay back of all of its debts.
AVDX's Debt to FCF ratio of 1.15 is fine compared to the rest of the industry. AVDX outperforms 78.79% of its industry peers.
A Debt/Equity ratio of 0.10 indicates that AVDX is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.10, AVDX belongs to the best of the industry, outperforming 80.81% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0.1
Debt/FCF	1.15
Altman-Z	0.67

ROIC/WACCN/A

WACC8.67%

2.3 Liquidity

A Current Ratio of 1.33 indicates that AVDX should not have too much problems paying its short term obligations.
AVDX's Current ratio of 1.33 is fine compared to the rest of the industry. AVDX outperforms 61.62% of its industry peers.
A Quick Ratio of 1.33 indicates that AVDX should not have too much problems paying its short term obligations.
AVDX has a Quick ratio of 1.33. This is in the better half of the industry: AVDX outperforms 63.64% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	1.33
Quick Ratio	1.33

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 38.89% over the past year.
AVDX shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.04%.
Measured over the past years, AVDX shows a very strong growth in Revenue. The Revenue has been growing by 24.02% on average per year.

EPS 1Y (TTM)38.89%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%0%

Revenue 1Y (TTM)8.04%

Revenue growth 3Y20.9%

Revenue growth 5Y24.02%

Sales Q2Q%5.17%

3.2 Future

AVDX is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.94% yearly.
AVDX is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.59% yearly.

EPS Next Y8.08%

EPS Next 2Y16.17%

EPS Next 3Y12.07%

EPS Next 5Y31.94%

Revenue Next Year3.61%

Revenue Next 2Y6.58%

Revenue Next 3Y7.48%

Revenue Next 5Y12.59%

3.3 Evolution

The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 40.00, which means the current valuation is very expensive for AVDX.
69.70% of the companies in the same industry are cheaper than AVDX, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of AVDX to the average of the S&P500 Index (27.21), we can say AVDX is valued slightly more expensively.
Based on the Price/Forward Earnings ratio of 29.64, the valuation of AVDX can be described as expensive.
AVDX's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. AVDX is more expensive than 72.73% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 25.98, AVDX is valued at the same level.

		Industry Rank	Sector Rank
PE	40
Fwd PE	29.64

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AVDX indicates a slightly more expensive valuation: AVDX is more expensive than 67.68% of the companies listed in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as AVDX.

		Industry Rank	Sector Rank
P/FCF	33.05
EV/EBITDA	90.19

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AVDX does not grow enough to justify the current Price/Earnings ratio.
AVDX's earnings are expected to grow with 12.07% in the coming years. This may justify a more expensive valuation.