AVIDXCHANGE HOLDINGS INC (AVDX) Stock Fundamental Analysis
USA - NASDAQ:AVDX - US05368X1028 - Common Stock
9.94 USD
0 (0%)
9.94 USD
0 (0%)
Taking everything into account, AVDX scores 4 out of 10 in our fundamental rating. AVDX was compared to 101 industry peers in the Financial Services industry. While AVDX seems to be doing ok healthwise, there are quite some concerns on its profitability. AVDX is valued quite expensive, but it does show an excellent growth.
1. Profitability
1.1 Basic Checks
AVDX had positive earnings in the past year.
In the past year AVDX had a positive cash flow from operations.
AVDX had negative earnings in 4 of the past 5 years.
In multiple years AVDX reported negative operating cash flow during the last 5 years.
1.2 Ratios
AVDX's Return On Assets of -0.40% is on the low side compared to the rest of the industry. AVDX is outperformed by 78.22% of its industry peers.
With a Return On Equity value of -1.17%, AVDX is not doing good in the industry: 75.25% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.4% | ||
| ROE | -1.17% | ||
| ROIC | N/A |
ROA(3y)-2.03%
ROA(5y)-7.78%
ROE(3y)-7.14%
ROE(5y)-20.83%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Gross Margin value of 72.52%, AVDX belongs to the best of the industry, outperforming 81.19% of the companies in the same industry.
In the last couple of years the Gross Margin of AVDX has grown nicely.
AVDX does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 72.52% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.57%
GM growth 5Y6.61%
2. Health
2.1 Basic Checks
AVDX does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, AVDX has about the same amount of shares outstanding.
AVDX has more shares outstanding than it did 5 years ago.
AVDX has a better debt/assets ratio than last year.
2.2 Solvency
AVDX has an Altman-Z score of 0.66. This is a bad value and indicates that AVDX is not financially healthy and even has some risk of bankruptcy.
AVDX's Altman-Z score of 0.66 is in line compared to the rest of the industry. AVDX outperforms 52.48% of its industry peers.
The Debt to FCF ratio of AVDX is 1.15, which is an excellent value as it means it would take AVDX, only 1.15 years of fcf income to pay off all of its debts.
AVDX has a better Debt to FCF ratio (1.15) than 80.20% of its industry peers.
A Debt/Equity ratio of 0.10 indicates that AVDX is not too dependend on debt financing.
AVDX's Debt to Equity ratio of 0.10 is amongst the best of the industry. AVDX outperforms 81.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 1.15 | ||
| Altman-Z | 0.66 |
ROIC/WACCN/A
WACC8.78%
2.3 Liquidity
A Current Ratio of 1.33 indicates that AVDX should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.33, AVDX is doing good in the industry, outperforming 61.39% of the companies in the same industry.
A Quick Ratio of 1.33 indicates that AVDX should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.33, AVDX is in the better half of the industry, outperforming 63.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 1.33 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 38.89% over the past year.
The Revenue has grown by 8.04% in the past year. This is quite good.
The Revenue has been growing by 24.02% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)38.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)8.04%
Revenue growth 3Y20.9%
Revenue growth 5Y24.02%
Sales Q2Q%5.17%
3.2 Future
AVDX is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.94% yearly.
AVDX is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.59% yearly.
EPS Next Y3.18%
EPS Next 2Y16.56%
EPS Next 3Y9.3%
EPS Next 5Y31.94%
Revenue Next Year3.61%
Revenue Next 2Y6.58%
Revenue Next 3Y7.48%
Revenue Next 5Y12.59%
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 39.76 indicates a quite expensive valuation of AVDX.
Compared to the rest of the industry, the Price/Earnings ratio of AVDX indicates a slightly more expensive valuation: AVDX is more expensive than 73.27% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.38. AVDX is valued slightly more expensive when compared to this.
AVDX is valuated quite expensively with a Price/Forward Earnings ratio of 29.26.
Based on the Price/Forward Earnings ratio, AVDX is valued a bit more expensive than 71.29% of the companies in the same industry.
AVDX's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 22.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.76 | ||
| Fwd PE | 29.26 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AVDX is valued a bit more expensive than the industry average as 67.33% of the companies are valued more cheaply.
AVDX's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.85 | ||
| EV/EBITDA | 89.52 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)12.49
PEG (5Y)N/A
EPS Next 2Y16.56%
EPS Next 3Y9.3%
5. Dividend
5.1 Amount
No dividends for AVDX!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
9.94
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners77.72%
Inst Owner Change-3.1%
Ins Owners9.28%
Ins Owner Change-0.04%
Market Cap2.06B
Analysts52.86
Price Target9.76 (-1.81%)
Short Float %2.39%
Short Ratio2.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.22%
Min EPS beat(2)-16.21%
Max EPS beat(2)-12.23%
EPS beat(4)2
Avg EPS beat(4)-2.99%
Min EPS beat(4)-16.21%
Max EPS beat(4)13.03%
EPS beat(8)6
Avg EPS beat(8)72.04%
EPS beat(12)10
Avg EPS beat(12)70.39%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.57%
Min Revenue beat(2)-3.42%
Max Revenue beat(2)-1.72%
Revenue beat(4)0
Avg Revenue beat(4)-1.69%
Min Revenue beat(4)-3.42%
Max Revenue beat(4)-0.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.52%
Revenue beat(12)6
Avg Revenue beat(12)0.08%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.33%
EPS NQ rev (1m)5.84%
EPS NQ rev (3m)7.71%
EPS NY rev (1m)-0.79%
EPS NY rev (3m)-3.56%
Revenue NQ rev (1m)-0.13%
Revenue NQ rev (3m)-0.04%
Revenue NY rev (1m)-0.04%
Revenue NY rev (3m)-0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.76 | ||
| Fwd PE | 29.26 | ||
| P/S | 4.62 | ||
| P/FCF | 32.85 | ||
| P/OCF | 24.69 | ||
| P/B | 3 | ||
| P/tB | 4.52 | ||
| EV/EBITDA | 89.52 |
EPS(TTM)0.25
EY2.52%
EPS(NY)0.34
Fwd EY3.42%
FCF(TTM)0.3
FCFY3.04%
OCF(TTM)0.4
OCFY4.05%
SpS2.15
BVpS3.31
TBVpS2.2
PEG (NY)12.49
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.4% | ||
| ROE | -1.17% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 72.52% | ||
| FCFM | 14.07% |
ROA(3y)-2.03%
ROA(5y)-7.78%
ROE(3y)-7.14%
ROE(5y)-20.83%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.57%
GM growth 5Y6.61%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 1.15 | ||
| Debt/EBITDA | 3.65 | ||
| Cap/Depr | 59.47% | ||
| Cap/Sales | 4.65% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 451.35% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.33 | ||
| Quick Ratio | 1.33 | ||
| Altman-Z | 0.66 |
F-Score7
WACC8.78%
ROIC/WACCN/A
Cap/Depr(3y)63.99%
Cap/Depr(5y)68.22%
Cap/Sales(3y)6.1%
Cap/Sales(5y)7.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)38.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y3.18%
EPS Next 2Y16.56%
EPS Next 3Y9.3%
EPS Next 5Y31.94%
Revenue 1Y (TTM)8.04%
Revenue growth 3Y20.9%
Revenue growth 5Y24.02%
Sales Q2Q%5.17%
Revenue Next Year3.61%
Revenue Next 2Y6.58%
Revenue Next 3Y7.48%
Revenue Next 5Y12.59%
EBIT growth 1Y13.34%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year24610.6%
EBIT Next 3Y623.72%
EBIT Next 5Y284.52%
FCF growth 1Y295.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y672.29%
OCF growth 3YN/A
OCF growth 5YN/A