10 USD
0 (0%)
9.99 USD
-0.01 (-0.1%)
We assign a fundamental rating of 4 out of 10 to AVDX. AVDX was compared to 97 industry peers in the Financial Services industry. AVDX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. AVDX is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
AVDX had positive earnings in the past year.
AVDX had a positive operating cash flow in the past year.
In the past 5 years AVDX reported 4 times negative net income.
The reported operating cash flow has been mixed in the past 5 years: AVDX reported negative operating cash flow in multiple years.
1.2 Ratios
AVDX's Return On Assets of -0.40% is on the low side compared to the rest of the industry. AVDX is outperformed by 76.77% of its industry peers.
AVDX has a worse Return On Equity (-1.17%) than 73.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.4% | ||
| ROE | -1.17% | ||
| ROIC | N/A |
ROA(3y)-2.03%
ROA(5y)-7.78%
ROE(3y)-7.14%
ROE(5y)-20.83%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AVDX's Gross Margin of 72.52% is amongst the best of the industry. AVDX outperforms 80.81% of its industry peers.
AVDX's Gross Margin has improved in the last couple of years.
AVDX does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 72.52% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.57%
GM growth 5Y6.61%
2. Health
2.1 Basic Checks
AVDX does not have a ROIC to compare to the WACC, probably because it is not profitable.
AVDX has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for AVDX has been increased compared to 5 years ago.
The debt/assets ratio for AVDX has been reduced compared to a year ago.
2.2 Solvency
AVDX has an Altman-Z score of 0.67. This is a bad value and indicates that AVDX is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.67, AVDX perfoms like the industry average, outperforming 52.53% of the companies in the same industry.
The Debt to FCF ratio of AVDX is 1.15, which is an excellent value as it means it would take AVDX, only 1.15 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of AVDX (1.15) is better than 78.79% of its industry peers.
A Debt/Equity ratio of 0.10 indicates that AVDX is not too dependend on debt financing.
AVDX's Debt to Equity ratio of 0.10 is amongst the best of the industry. AVDX outperforms 80.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 1.15 | ||
| Altman-Z | 0.67 |
ROIC/WACCN/A
WACC8.67%
2.3 Liquidity
AVDX has a Current Ratio of 1.33. This is a normal value and indicates that AVDX is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of AVDX (1.33) is better than 61.62% of its industry peers.
AVDX has a Quick Ratio of 1.33. This is a normal value and indicates that AVDX is financially healthy and should not expect problems in meeting its short term obligations.
AVDX has a Quick ratio of 1.33. This is in the better half of the industry: AVDX outperforms 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 1.33 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 38.89% over the past year.
The Revenue has grown by 8.04% in the past year. This is quite good.
Measured over the past years, AVDX shows a very strong growth in Revenue. The Revenue has been growing by 24.02% on average per year.
EPS 1Y (TTM)38.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)8.04%
Revenue growth 3Y20.9%
Revenue growth 5Y24.02%
Sales Q2Q%5.17%
3.2 Future
The Earnings Per Share is expected to grow by 31.94% on average over the next years. This is a very strong growth
AVDX is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.59% yearly.
EPS Next Y8.08%
EPS Next 2Y16.17%
EPS Next 3Y12.07%
EPS Next 5Y31.94%
Revenue Next Year3.61%
Revenue Next 2Y6.58%
Revenue Next 3Y7.48%
Revenue Next 5Y12.59%
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 40.00 indicates a quite expensive valuation of AVDX.
Based on the Price/Earnings ratio, AVDX is valued a bit more expensive than 69.70% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.34. AVDX is valued rather expensively when compared to this.
With a Price/Forward Earnings ratio of 29.64, AVDX can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AVDX indicates a slightly more expensive valuation: AVDX is more expensive than 72.73% of the companies listed in the same industry.
AVDX's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 23.56.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40 | ||
| Fwd PE | 29.64 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AVDX indicates a slightly more expensive valuation: AVDX is more expensive than 67.68% of the companies listed in the same industry.
AVDX's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.05 | ||
| EV/EBITDA | 90.19 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AVDX does not grow enough to justify the current Price/Earnings ratio.
AVDX's earnings are expected to grow with 12.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)4.95
PEG (5Y)N/A
EPS Next 2Y16.17%
EPS Next 3Y12.07%
5. Dividend
5.1 Amount
No dividends for AVDX!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
10
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.28%
Inst Owner Change6.95%
Ins Owners8.97%
Ins Owner Change-74.88%
Market Cap2.08B
Revenue(TTM)446.72M
Net Income(TTM)-8.06M
Analysts52.86
Price Target9.76 (-2.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.22%
Min EPS beat(2)-16.21%
Max EPS beat(2)-12.23%
EPS beat(4)2
Avg EPS beat(4)-2.99%
Min EPS beat(4)-16.21%
Max EPS beat(4)13.03%
EPS beat(8)6
Avg EPS beat(8)72.04%
EPS beat(12)10
Avg EPS beat(12)70.39%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.57%
Min Revenue beat(2)-3.42%
Max Revenue beat(2)-1.72%
Revenue beat(4)0
Avg Revenue beat(4)-1.69%
Min Revenue beat(4)-3.42%
Max Revenue beat(4)-0.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.52%
Revenue beat(12)6
Avg Revenue beat(12)0.08%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.56%
EPS NQ rev (1m)0.39%
EPS NQ rev (3m)7.46%
EPS NY rev (1m)0%
EPS NY rev (3m)3.91%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)-0.17%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40 | ||
| Fwd PE | 29.64 | ||
| P/S | 4.65 | ||
| P/FCF | 33.05 | ||
| P/OCF | 24.84 | ||
| P/B | 3.02 | ||
| P/tB | 4.55 | ||
| EV/EBITDA | 90.19 |
EPS(TTM)0.25
EY2.5%
EPS(NY)0.34
Fwd EY3.37%
FCF(TTM)0.3
FCFY3.03%
OCF(TTM)0.4
OCFY4.03%
SpS2.15
BVpS3.31
TBVpS2.2
PEG (NY)4.95
PEG (5Y)N/A
Graham Number4.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.4% | ||
| ROE | -1.17% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 72.52% | ||
| FCFM | 14.07% |
ROA(3y)-2.03%
ROA(5y)-7.78%
ROE(3y)-7.14%
ROE(5y)-20.83%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.57%
GM growth 5Y6.61%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 1.15 | ||
| Debt/EBITDA | 3.65 | ||
| Cap/Depr | 59.47% | ||
| Cap/Sales | 4.65% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 451.35% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.33 | ||
| Quick Ratio | 1.33 | ||
| Altman-Z | 0.67 |
F-Score7
WACC8.67%
ROIC/WACCN/A
Cap/Depr(3y)63.99%
Cap/Depr(5y)68.22%
Cap/Sales(3y)6.1%
Cap/Sales(5y)7.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)38.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y8.08%
EPS Next 2Y16.17%
EPS Next 3Y12.07%
EPS Next 5Y31.94%
Revenue 1Y (TTM)8.04%
Revenue growth 3Y20.9%
Revenue growth 5Y24.02%
Sales Q2Q%5.17%
Revenue Next Year3.61%
Revenue Next 2Y6.58%
Revenue Next 3Y7.48%
Revenue Next 5Y12.59%
EBIT growth 1Y13.34%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year24575.1%
EBIT Next 3Y632.46%
EBIT Next 5Y284.52%
FCF growth 1Y295.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y672.29%
OCF growth 3YN/A
OCF growth 5YN/A
AVIDXCHANGE HOLDINGS INC / AVDX FAQ
What is the ChartMill fundamental rating of AVIDXCHANGE HOLDINGS INC (AVDX) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AVDX.
What is the valuation status for AVDX stock?
ChartMill assigns a valuation rating of 1 / 10 to AVIDXCHANGE HOLDINGS INC (AVDX). This can be considered as Overvalued.
What is the profitability of AVDX stock?
AVIDXCHANGE HOLDINGS INC (AVDX) has a profitability rating of 2 / 10.
How financially healthy is AVIDXCHANGE HOLDINGS INC?
The financial health rating of AVIDXCHANGE HOLDINGS INC (AVDX) is 5 / 10.