AVIDXCHANGE HOLDINGS INC (AVDX) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:AVDX • US05368X1028

10 USD
0 (0%)
At close: Oct 14, 2025
9.99 USD
-0.01 (-0.1%)
After Hours: 10/14/2025, 8:00:00 PM
Fundamental Rating

4

Taking everything into account, AVDX scores 4 out of 10 in our fundamental rating. AVDX was compared to 97 industry peers in the Financial Services industry. AVDX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. AVDX shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year AVDX was profitable.
  • AVDX had a positive operating cash flow in the past year.
  • In the past 5 years AVDX reported 4 times negative net income.
  • In multiple years AVDX reported negative operating cash flow during the last 5 years.
AVDX Yearly Net Income VS EBIT VS OCF VS FCFAVDX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 50M -50M -100M -150M -200M

1.2 Ratios

  • The Return On Assets of AVDX (-0.40%) is worse than 76.77% of its industry peers.
  • Looking at the Return On Equity, with a value of -1.17%, AVDX is doing worse than 73.74% of the companies in the same industry.
Industry RankSector Rank
ROA -0.4%
ROE -1.17%
ROIC N/A
ROA(3y)-2.03%
ROA(5y)-7.78%
ROE(3y)-7.14%
ROE(5y)-20.83%
ROIC(3y)N/A
ROIC(5y)N/A
AVDX Yearly ROA, ROE, ROICAVDX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 -10 -20 -30 -40 -50

1.3 Margins

  • AVDX has a Gross Margin of 72.52%. This is amongst the best in the industry. AVDX outperforms 80.81% of its industry peers.
  • In the last couple of years the Gross Margin of AVDX has grown nicely.
  • AVDX does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 72.52%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.57%
GM growth 5Y6.61%
AVDX Yearly Profit, Operating, Gross MarginsAVDX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 50 -50

More info and screens

5

2. Health

2.1 Basic Checks

  • AVDX does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for AVDX remains at a similar level compared to 1 year ago.
  • AVDX has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, AVDX has an improved debt to assets ratio.
AVDX Yearly Shares OutstandingAVDX Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
AVDX Yearly Total Debt VS Total AssetsAVDX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • AVDX has an Altman-Z score of 0.67. This is a bad value and indicates that AVDX is not financially healthy and even has some risk of bankruptcy.
  • AVDX has a Altman-Z score of 0.67. This is comparable to the rest of the industry: AVDX outperforms 52.53% of its industry peers.
  • The Debt to FCF ratio of AVDX is 1.15, which is an excellent value as it means it would take AVDX, only 1.15 years of fcf income to pay off all of its debts.
  • AVDX has a Debt to FCF ratio of 1.15. This is in the better half of the industry: AVDX outperforms 78.79% of its industry peers.
  • AVDX has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of AVDX (0.10) is better than 80.81% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.15
Altman-Z 0.67
ROIC/WACCN/A
WACC8.67%
AVDX Yearly LT Debt VS Equity VS FCFAVDX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

  • AVDX has a Current Ratio of 1.33. This is a normal value and indicates that AVDX is financially healthy and should not expect problems in meeting its short term obligations.
  • AVDX's Current ratio of 1.33 is fine compared to the rest of the industry. AVDX outperforms 61.62% of its industry peers.
  • A Quick Ratio of 1.33 indicates that AVDX should not have too much problems paying its short term obligations.
  • The Quick ratio of AVDX (1.33) is better than 63.64% of its industry peers.
Industry RankSector Rank
Current Ratio 1.33
Quick Ratio 1.33
AVDX Yearly Current Assets VS Current LiabilitesAVDX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

More info and screens

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 38.89% over the past year.
  • The Revenue has grown by 8.04% in the past year. This is quite good.
  • The Revenue has been growing by 24.02% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)38.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)8.04%
Revenue growth 3Y20.9%
Revenue growth 5Y24.02%
Sales Q2Q%5.17%

3.2 Future

  • The Earnings Per Share is expected to grow by 31.94% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 12.59% on average over the next years. This is quite good.
EPS Next Y8.08%
EPS Next 2Y16.17%
EPS Next 3Y12.07%
EPS Next 5Y31.94%
Revenue Next Year3.61%
Revenue Next 2Y6.58%
Revenue Next 3Y7.48%
Revenue Next 5Y12.59%

3.3 Evolution

  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
AVDX Yearly Revenue VS EstimatesAVDX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 200M 400M 600M 800M
AVDX Yearly EPS VS EstimatesAVDX Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.5 -0.5 1

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1

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 40.00, the valuation of AVDX can be described as expensive.
  • 69.70% of the companies in the same industry are cheaper than AVDX, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 28.18. AVDX is valued slightly more expensive when compared to this.
  • Based on the Price/Forward Earnings ratio of 29.64, the valuation of AVDX can be described as expensive.
  • Based on the Price/Forward Earnings ratio, AVDX is valued a bit more expensive than the industry average as 72.73% of the companies are valued more cheaply.
  • The average S&P500 Price/Forward Earnings ratio is at 25.51. AVDX is around the same levels.
Industry RankSector Rank
PE 40
Fwd PE 29.64
AVDX Price Earnings VS Forward Price EarningsAVDX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • 67.68% of the companies in the same industry are cheaper than AVDX, based on the Enterprise Value to EBITDA ratio.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as AVDX.
Industry RankSector Rank
P/FCF 33.05
EV/EBITDA 90.19
AVDX Per share dataAVDX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • AVDX's earnings are expected to grow with 12.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)4.95
PEG (5Y)N/A
EPS Next 2Y16.17%
EPS Next 3Y12.07%

More info and screens

0

5. Dividend

5.1 Amount

  • AVDX does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

AVIDXCHANGE HOLDINGS INC

NASDAQ:AVDX (10/14/2025, 8:00:00 PM)

After market: 9.99 -0.01 (-0.1%)

10

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)08-06
Earnings (Next)11-06
Inst Owners79.28%
Inst Owner Change-17.57%
Ins Owners8.97%
Ins Owner Change-75.26%
Market Cap2.08B
Revenue(TTM)446.72M
Net Income(TTM)-8.06M
Analysts52.86
Price Target9.76 (-2.4%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.22%
Min EPS beat(2)-16.21%
Max EPS beat(2)-12.23%
EPS beat(4)2
Avg EPS beat(4)-2.99%
Min EPS beat(4)-16.21%
Max EPS beat(4)13.03%
EPS beat(8)6
Avg EPS beat(8)72.04%
EPS beat(12)10
Avg EPS beat(12)70.39%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.57%
Min Revenue beat(2)-3.42%
Max Revenue beat(2)-1.72%
Revenue beat(4)0
Avg Revenue beat(4)-1.69%
Min Revenue beat(4)-3.42%
Max Revenue beat(4)-0.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.52%
Revenue beat(12)6
Avg Revenue beat(12)0.08%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.56%
EPS NQ rev (1m)0.39%
EPS NQ rev (3m)7.46%
EPS NY rev (1m)0%
EPS NY rev (3m)3.91%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)-0.17%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.11%
Valuation
Industry RankSector Rank
PE 40
Fwd PE 29.64
P/S 4.65
P/FCF 33.05
P/OCF 24.84
P/B 3.02
P/tB 4.55
EV/EBITDA 90.19
EPS(TTM)0.25
EY2.5%
EPS(NY)0.34
Fwd EY3.37%
FCF(TTM)0.3
FCFY3.03%
OCF(TTM)0.4
OCFY4.03%
SpS2.15
BVpS3.31
TBVpS2.2
PEG (NY)4.95
PEG (5Y)N/A
Graham Number4.32
Profitability
Industry RankSector Rank
ROA -0.4%
ROE -1.17%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 72.52%
FCFM 14.07%
ROA(3y)-2.03%
ROA(5y)-7.78%
ROE(3y)-7.14%
ROE(5y)-20.83%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.57%
GM growth 5Y6.61%
F-Score7
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.15
Debt/EBITDA 3.65
Cap/Depr 59.47%
Cap/Sales 4.65%
Interest Coverage N/A
Cash Conversion 451.35%
Profit Quality N/A
Current Ratio 1.33
Quick Ratio 1.33
Altman-Z 0.67
F-Score7
WACC8.67%
ROIC/WACCN/A
Cap/Depr(3y)63.99%
Cap/Depr(5y)68.22%
Cap/Sales(3y)6.1%
Cap/Sales(5y)7.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)38.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y8.08%
EPS Next 2Y16.17%
EPS Next 3Y12.07%
EPS Next 5Y31.94%
Revenue 1Y (TTM)8.04%
Revenue growth 3Y20.9%
Revenue growth 5Y24.02%
Sales Q2Q%5.17%
Revenue Next Year3.61%
Revenue Next 2Y6.58%
Revenue Next 3Y7.48%
Revenue Next 5Y12.59%
EBIT growth 1Y13.34%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year24575.1%
EBIT Next 3Y632.46%
EBIT Next 5Y284.52%
FCF growth 1Y295.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y672.29%
OCF growth 3YN/A
OCF growth 5YN/A

AVIDXCHANGE HOLDINGS INC / AVDX FAQ

What is the ChartMill fundamental rating of AVIDXCHANGE HOLDINGS INC (AVDX) stock?

ChartMill assigns a fundamental rating of 4 / 10 to AVDX.


Can you provide the valuation status for AVIDXCHANGE HOLDINGS INC?

ChartMill assigns a valuation rating of 1 / 10 to AVIDXCHANGE HOLDINGS INC (AVDX). This can be considered as Overvalued.


Can you provide the profitability details for AVIDXCHANGE HOLDINGS INC?

AVIDXCHANGE HOLDINGS INC (AVDX) has a profitability rating of 2 / 10.


What is the financial health of AVIDXCHANGE HOLDINGS INC (AVDX) stock?

The financial health rating of AVIDXCHANGE HOLDINGS INC (AVDX) is 5 / 10.


Can you provide the expected EPS growth for AVDX stock?

The Earnings per Share (EPS) of AVIDXCHANGE HOLDINGS INC (AVDX) is expected to grow by 8.08% in the next year.