AUBAY (AUB.PA) Stock Fundamental Analysis
EPA:AUB - Euronext Paris - Matif - FR0000063737 - Common Stock - Currency: EUR
Taking everything into account, AUB scores 6 out of 10 in our fundamental rating. AUB was compared to 74 industry peers in the IT Services industry. While AUB has a great health rating, its profitability is only average at the moment. AUB has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year AUB was profitable.
AUB had a positive operating cash flow in the past year.
AUB had positive earnings in each of the past 5 years.
In the past 5 years AUB always reported a positive cash flow from operatings.
1.2 Ratios
AUB has a better Return On Assets (8.00%) than 85.14% of its industry peers.
The Return On Equity of AUB (13.85%) is better than 62.16% of its industry peers.
With an excellent Return On Invested Capital value of 12.68%, AUB belongs to the best of the industry, outperforming 85.14% of the companies in the same industry.
AUB had an Average Return On Invested Capital over the past 3 years of 13.28%. This is significantly below the industry average of 20.68%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 13.85% | ||
| ROIC | 12.68% |
ROA(3y)7.76%
ROA(5y)7.68%
ROE(3y)13.61%
ROE(5y)13.74%
ROIC(3y)13.28%
ROIC(5y)13.68%
1.3 Margins
AUB has a better Profit Margin (6.97%) than 78.38% of its industry peers.
In the last couple of years the Profit Margin of AUB has grown nicely.
AUB has a Operating Margin of 8.99%. This is in the better half of the industry: AUB outperforms 71.62% of its industry peers.
AUB's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 75.20%, AUB is in the better half of the industry, outperforming 66.22% of the companies in the same industry.
AUB's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.99% | ||
| PM (TTM) | 6.97% | ||
| GM | 75.2% |
OM growth 3Y-4.42%
OM growth 5Y-1.9%
PM growth 3Y-1.6%
PM growth 5Y1.96%
GM growth 3Y-1.59%
GM growth 5Y-1.64%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), AUB is creating some value.
AUB has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, AUB has less shares outstanding
Compared to 1 year ago, AUB has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.86 indicates that AUB is not in any danger for bankruptcy at the moment.
AUB has a better Altman-Z score (3.86) than 79.73% of its industry peers.
The Debt to FCF ratio of AUB is 0.40, which is an excellent value as it means it would take AUB, only 0.40 years of fcf income to pay off all of its debts.
AUB has a Debt to FCF ratio of 0.40. This is amongst the best in the industry. AUB outperforms 94.59% of its industry peers.
AUB has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of AUB (0.06) is better than 89.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.4 | ||
| Altman-Z | 3.86 |
ROIC/WACC1.64
WACC7.74%
2.3 Liquidity
AUB has a Current Ratio of 1.74. This is a normal value and indicates that AUB is financially healthy and should not expect problems in meeting its short term obligations.
AUB has a Current ratio of 1.74. This is amongst the best in the industry. AUB outperforms 81.08% of its industry peers.
AUB has a Quick Ratio of 1.73. This is a normal value and indicates that AUB is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Quick ratio value of 1.73, AUB belongs to the best of the industry, outperforming 83.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.74 | ||
| Quick Ratio | 1.73 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 15.09% over the past year.
Measured over the past years, AUB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.02% on average per year.
Looking at the last year, AUB shows a small growth in Revenue. The Revenue has grown by 1.16% in the last year.
AUB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.28% yearly.
EPS 1Y (TTM)15.09%
EPS 3Y4.15%
EPS 5Y8.02%
EPS Q2Q%27.75%
Revenue 1Y (TTM)1.16%
Revenue growth 3Y4.71%
Revenue growth 5Y5.28%
Sales Q2Q%3.35%
3.2 Future
AUB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.77% yearly.
AUB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.92% yearly.
EPS Next Y3.96%
EPS Next 2Y5.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.84%
Revenue Next 2Y1.95%
Revenue Next 3Y2.92%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 16.95, which indicates a correct valuation of AUB.
Compared to the rest of the industry, the Price/Earnings ratio of AUB indicates a somewhat cheap valuation: AUB is cheaper than 68.92% of the companies listed in the same industry.
AUB is valuated rather cheaply when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 16.28 indicates a correct valuation of AUB.
AUB's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AUB is cheaper than 62.16% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.76. AUB is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.95 | ||
| Fwd PE | 16.28 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as AUB.
Based on the Price/Free Cash Flow ratio, AUB is valued a bit cheaper than the industry average as 60.81% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.95 | ||
| EV/EBITDA | 9.74 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
AUB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)4.28
PEG (5Y)2.11
EPS Next 2Y5.77%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.55%, AUB has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 6.89, AUB pays a bit more dividend than its industry peers.
AUB's Dividend Yield is comparable with the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.55% |
5.2 History
On average, the dividend of AUB grows each year by 12.85%, which is quite nice.
Dividend Growth(5Y)12.85%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
AUB pays out 41.40% of its income as dividend. This is a bit on the high side, but may be sustainable.
AUB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP41.4%
EPS Next 2Y5.77%
EPS Next 3YN/A
EPA:AUB (7/11/2025, 7:00:00 PM)
49.65
-0.35 (-0.7%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners23.57%
Inst Owner ChangeN/A
Ins Owners2.61%
Ins Owner ChangeN/A
Market Cap635.02M
Analysts82.86
Price Target56.1 (12.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.55% |
Yearly Dividend1.21
Dividend Growth(5Y)12.85%
DP41.4%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.13%
PT rev (3m)1.23%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.41%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.95 | ||
| Fwd PE | 16.28 | ||
| P/S | 1.18 | ||
| P/FCF | 11.95 | ||
| P/OCF | 11.55 | ||
| P/B | 2.34 | ||
| P/tB | 4.57 | ||
| EV/EBITDA | 9.74 |
EPS(TTM)2.93
EY5.9%
EPS(NY)3.05
Fwd EY6.14%
FCF(TTM)4.15
FCFY8.36%
OCF(TTM)4.3
OCFY8.66%
SpS42.24
BVpS21.26
TBVpS10.87
PEG (NY)4.28
PEG (5Y)2.11
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 13.85% | ||
| ROCE | 16.45% | ||
| ROIC | 12.68% | ||
| ROICexc | 20.6% | ||
| ROICexgc | 76.4% | ||
| OM | 8.99% | ||
| PM (TTM) | 6.97% | ||
| GM | 75.2% | ||
| FCFM | 9.83% |
ROA(3y)7.76%
ROA(5y)7.68%
ROE(3y)13.61%
ROE(5y)13.74%
ROIC(3y)13.28%
ROIC(5y)13.68%
ROICexc(3y)20.27%
ROICexc(5y)20.08%
ROICexgc(3y)71.1%
ROICexgc(5y)76.61%
ROCE(3y)17.22%
ROCE(5y)17.74%
ROICexcg growth 3Y-8.05%
ROICexcg growth 5Y6.82%
ROICexc growth 3Y-2.09%
ROICexc growth 5Y4.23%
OM growth 3Y-4.42%
OM growth 5Y-1.9%
PM growth 3Y-1.6%
PM growth 5Y1.96%
GM growth 3Y-1.59%
GM growth 5Y-1.64%
F-Score7
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.4 | ||
| Debt/EBITDA | 0.27 | ||
| Cap/Depr | 24.94% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 55.43 | ||
| Cash Conversion | 98.05% | ||
| Profit Quality | 141.11% | ||
| Current Ratio | 1.74 | ||
| Quick Ratio | 1.73 | ||
| Altman-Z | 3.86 |
F-Score7
WACC7.74%
ROIC/WACC1.64
Cap/Depr(3y)25.31%
Cap/Depr(5y)20.88%
Cap/Sales(3y)0.38%
Cap/Sales(5y)0.32%
Profit Quality(3y)116.11%
Profit Quality(5y)131.08%
High Growth Momentum
Growth
EPS 1Y (TTM)15.09%
EPS 3Y4.15%
EPS 5Y8.02%
EPS Q2Q%27.75%
EPS Next Y3.96%
EPS Next 2Y5.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.16%
Revenue growth 3Y4.71%
Revenue growth 5Y5.28%
Sales Q2Q%3.35%
Revenue Next Year0.84%
Revenue Next 2Y1.95%
Revenue Next 3Y2.92%
Revenue Next 5YN/A
EBIT growth 1Y5.43%
EBIT growth 3Y0.08%
EBIT growth 5Y3.28%
EBIT Next Year21.18%
EBIT Next 3Y12.02%
EBIT Next 5YN/A
FCF growth 1Y33.81%
FCF growth 3Y5.86%
FCF growth 5Y10.04%
OCF growth 1Y32.51%
OCF growth 3Y6.28%
OCF growth 5Y9.55%