ASR NEDERLAND NV (ASRNL.AS) Fundamental Analysis & Valuation

AMS:ASRNL • NL0011872643

Current stock price

58 EUR
-0.26 (-0.45%)
Last:

This ASRNL.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. ASRNL.AS Profitability Analysis

1.1 Basic Checks

  • In the past year ASRNL was profitable.
  • In the past year ASRNL had a positive cash flow from operations.
  • ASRNL had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: ASRNL reported negative operating cash flow in multiple years.
ASRNL.AS Yearly Net Income VS EBIT VS OCF VS FCFASRNL.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B

1.2 Ratios

  • With a Return On Assets value of 0.77%, ASRNL is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
  • ASRNL has a worse Return On Equity (11.03%) than 73.81% of its industry peers.
  • ASRNL has a Return On Invested Capital of 3.66%. This is in the better half of the industry: ASRNL outperforms 71.43% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for ASRNL is in line with the industry average of 2.85%.
  • The last Return On Invested Capital (3.66%) for ASRNL is above the 3 year average (2.65%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.77%
ROE 11.03%
ROIC 3.66%
ROA(3y)0.56%
ROA(5y)0%
ROE(3y)8.3%
ROE(5y)1.7%
ROIC(3y)2.65%
ROIC(5y)N/A
ASRNL.AS Yearly ROA, ROE, ROICASRNL.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • With a Profit Margin value of 6.61%, ASRNL is not doing good in the industry: 69.05% of the companies in the same industry are doing better.
  • ASRNL's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 40.49%, ASRNL belongs to the top of the industry, outperforming 95.24% of the companies in the same industry.
  • In the last couple of years the Operating Margin of ASRNL has grown nicely.
Industry RankSector Rank
OM 40.49%
PM (TTM) 6.61%
GM N/A
OM growth 3YN/A
OM growth 5Y20.02%
PM growth 3YN/A
PM growth 5Y-19.65%
GM growth 3YN/A
GM growth 5YN/A
ASRNL.AS Yearly Profit, Operating, Gross MarginsASRNL.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 -40

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1

2. ASRNL.AS Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ASRNL is destroying value.
  • Compared to 1 year ago, ASRNL has less shares outstanding
  • Compared to 5 years ago, ASRNL has more shares outstanding
  • Compared to 1 year ago, ASRNL has an improved debt to assets ratio.
ASRNL.AS Yearly Shares OutstandingASRNL.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
ASRNL.AS Yearly Total Debt VS Total AssetsASRNL.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • The Debt to FCF ratio of ASRNL is 179.66, which is on the high side as it means it would take ASRNL, 179.66 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 179.66, ASRNL is not doing good in the industry: 73.81% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 0.97 indicates that ASRNL is somewhat dependend on debt financing.
  • ASRNL has a Debt to Equity ratio of 0.97. This is in the lower half of the industry: ASRNL underperforms 76.19% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 179.66
Altman-Z N/A
ROIC/WACC0.23
WACC15.75%
ASRNL.AS Yearly LT Debt VS Equity VS FCFASRNL.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ASRNL.AS Yearly Current Assets VS Current LiabilitesASRNL.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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5

3. ASRNL.AS Growth Analysis

3.1 Past

  • The earnings per share for ASRNL have decreased strongly by -45.70% in the last year.
  • The Earnings Per Share has been decreasing by -9.46% on average over the past years.
  • Looking at the last year, ASRNL shows a quite strong growth in Revenue. The Revenue has grown by 13.43% in the last year.
  • Measured over the past years, ASRNL shows a quite strong growth in Revenue. The Revenue has been growing by 18.47% on average per year.
EPS 1Y (TTM)-45.7%
EPS 3YN/A
EPS 5Y-9.46%
EPS Q2Q%-60.87%
Revenue 1Y (TTM)13.43%
Revenue growth 3Y63.32%
Revenue growth 5Y18.47%
Sales Q2Q%9.84%

3.2 Future

  • ASRNL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.20% yearly.
  • ASRNL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 18.26% yearly.
EPS Next Y30.08%
EPS Next 2Y17.2%
EPS Next 3Y10.55%
EPS Next 5Y7.2%
Revenue Next Year3.48%
Revenue Next 2Y18.26%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
ASRNL.AS Yearly Revenue VS EstimatesASRNL.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B
ASRNL.AS Yearly EPS VS EstimatesASRNL.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2 4 6

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3

4. ASRNL.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 25.11, ASRNL can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, ASRNL is valued more expensive than 80.95% of the companies in the same industry.
  • ASRNL's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.88.
  • Based on the Price/Forward Earnings ratio of 9.55, the valuation of ASRNL can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, ASRNL is valued a bit cheaper than the industry average as 64.29% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 22.19. ASRNL is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 25.11
Fwd PE 9.55
ASRNL.AS Price Earnings VS Forward Price EarningsASRNL.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, ASRNL is valued a bit more expensive than the industry average as 73.81% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 228.84
EV/EBITDA N/A
ASRNL.AS Per share dataASRNL.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • ASRNL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.83
PEG (5Y)N/A
EPS Next 2Y17.2%
EPS Next 3Y10.55%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. ASRNL.AS Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.85%, ASRNL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.60, ASRNL pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, ASRNL pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.85%

5.2 History

  • The dividend of ASRNL is nicely growing with an annual growth rate of 18.44%!
Dividend Growth(5Y)18.44%
Div Incr Years3
Div Non Decr Years3
ASRNL.AS Yearly Dividends per shareASRNL.AS Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • ASRNL pays out 60.02% of its income as dividend. This is not a sustainable payout ratio.
  • ASRNL's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.02%
EPS Next 2Y17.2%
EPS Next 3Y10.55%
ASRNL.AS Yearly Income VS Free CF VS DividendASRNL.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B
ASRNL.AS Dividend Payout.ASRNL.AS Dividend Payout, showing the Payout Ratio.ASRNL.AS Dividend Payout.PayoutRetained Earnings

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ASRNL.AS Fundamentals: All Metrics, Ratios and Statistics

ASR NEDERLAND NV

AMS:ASRNL (3/27/2026, 7:00:00 PM)

58

-0.26 (-0.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-18
Earnings (Next)N/A
Inst Owners86.82%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap12.13B
Revenue(TTM)17.28B
Net Income(TTM)1.09B
Analysts79.09
Price Target69.53 (19.88%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.85%
Yearly Dividend2.99
Dividend Growth(5Y)18.44%
DP60.02%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.61%
PT rev (3m)5.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.06%
EPS NY rev (3m)2.68%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.14%
Revenue NY rev (3m)1.79%
Valuation
Industry RankSector Rank
PE 25.11
Fwd PE 9.55
P/S 0.74
P/FCF 228.84
P/OCF 163.9
P/B 1.23
P/tB 1.31
EV/EBITDA N/A
EPS(TTM)2.31
EY3.98%
EPS(NY)6.07
Fwd EY10.47%
FCF(TTM)0.25
FCFY0.44%
OCF(TTM)0.35
OCFY0.61%
SpS78.76
BVpS47.16
TBVpS44.31
PEG (NY)0.83
PEG (5Y)N/A
Graham Number49.51
Profitability
Industry RankSector Rank
ROA 0.77%
ROE 11.03%
ROCE 4.88%
ROIC 3.66%
ROICexc 3.75%
ROICexgc 4.37%
OM 40.49%
PM (TTM) 6.61%
GM N/A
FCFM 0.32%
ROA(3y)0.56%
ROA(5y)0%
ROE(3y)8.3%
ROE(5y)1.7%
ROIC(3y)2.65%
ROIC(5y)N/A
ROICexc(3y)2.73%
ROICexc(5y)N/A
ROICexgc(3y)3.18%
ROICexgc(5y)N/A
ROCE(3y)3.55%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y24.71%
ROICexc growth 3YN/A
ROICexc growth 5Y24.35%
OM growth 3YN/A
OM growth 5Y20.02%
PM growth 3YN/A
PM growth 5Y-19.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 179.66
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.13%
Interest Coverage 1.86
Cash Conversion N/A
Profit Quality 4.87%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC15.75%
ROIC/WACC0.23
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-45.7%
EPS 3YN/A
EPS 5Y-9.46%
EPS Q2Q%-60.87%
EPS Next Y30.08%
EPS Next 2Y17.2%
EPS Next 3Y10.55%
EPS Next 5Y7.2%
Revenue 1Y (TTM)13.43%
Revenue growth 3Y63.32%
Revenue growth 5Y18.47%
Sales Q2Q%9.84%
Revenue Next Year3.48%
Revenue Next 2Y18.26%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y45.99%
EBIT growth 3YN/A
EBIT growth 5Y42.18%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-82.63%
OCF growth 3YN/A
OCF growth 5YN/A

ASR NEDERLAND NV / ASRNL.AS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ASR NEDERLAND NV (ASRNL.AS) stock?

ChartMill assigns a fundamental rating of 3 / 10 to ASRNL.AS.


Can you provide the valuation status for ASR NEDERLAND NV?

ChartMill assigns a valuation rating of 3 / 10 to ASR NEDERLAND NV (ASRNL.AS). This can be considered as Overvalued.


Can you provide the profitability details for ASR NEDERLAND NV?

ASR NEDERLAND NV (ASRNL.AS) has a profitability rating of 4 / 10.


What are the PE and PB ratios of ASR NEDERLAND NV (ASRNL.AS) stock?

The Price/Earnings (PE) ratio for ASR NEDERLAND NV (ASRNL.AS) is 25.11 and the Price/Book (PB) ratio is 1.23.


What is the expected EPS growth for ASR NEDERLAND NV (ASRNL.AS) stock?

The Earnings per Share (EPS) of ASR NEDERLAND NV (ASRNL.AS) is expected to grow by 30.08% in the next year.