217.89 USD
-1.78 (-0.81%)
217.89 USD
0 (0%)
Taking everything into account, APPF scores 6 out of 10 in our fundamental rating. APPF was compared to 277 industry peers in the Software industry. Both the health and profitability get an excellent rating, making APPF a very profitable company, without any liquidiy or solvency issues. APPF is valued quite expensive, but it does show an excellent growth. This makes APPF very considerable for growth and quality investing!
1. Profitability
1.1 Basic Checks
- APPF had positive earnings in the past year.
- APPF had a positive operating cash flow in the past year.
- Of the past 5 years APPF 4 years were profitable.
- In the past 5 years APPF always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 31.81%, APPF belongs to the best of the industry, outperforming 98.56% of the companies in the same industry.
- APPF has a Return On Equity of 40.84%. This is amongst the best in the industry. APPF outperforms 94.58% of its industry peers.
- APPF's Return On Invested Capital of 19.35% is amongst the best of the industry. APPF outperforms 94.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.81% | ||
| ROE | 40.84% | ||
| ROIC | 19.35% |
ROA(3y)5.12%
ROA(5y)11.25%
ROE(3y)4.85%
ROE(5y)14.06%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of APPF (22.48%) is better than 85.92% of its industry peers.
- APPF's Profit Margin has improved in the last couple of years.
- The Operating Margin of APPF (14.60%) is better than 81.23% of its industry peers.
- APPF's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 63.48%, APPF is in line with its industry, outperforming 41.16% of the companies in the same industry.
- APPF's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.6% | ||
| PM (TTM) | 22.48% | ||
| GM | 63.48% |
OM growth 3YN/A
OM growth 5Y41.53%
PM growth 3Y351.99%
PM growth 5Y12.62%
GM growth 3Y2.47%
GM growth 5Y1.35%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), APPF is creating some value.
- Compared to 1 year ago, APPF has more shares outstanding
- Compared to 5 years ago, APPF has more shares outstanding
- APPF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 36.49 indicates that APPF is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 36.49, APPF belongs to the top of the industry, outperforming 97.47% of the companies in the same industry.
- APPF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 36.49 |
ROIC/WACC1.75
WACC11.06%
2.3 Liquidity
- A Current Ratio of 3.01 indicates that APPF has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 3.01, APPF is in the better half of the industry, outperforming 75.09% of the companies in the same industry.
- APPF has a Quick Ratio of 3.01. This indicates that APPF is financially healthy and has no problem in meeting its short term obligations.
- With a decent Quick ratio value of 3.01, APPF is doing good in the industry, outperforming 75.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.01 | ||
| Quick Ratio | 3.01 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 10.80% over the past year.
- Measured over the past years, APPF shows a very strong growth in Earnings Per Share. The EPS has been growing by 59.90% on average per year.
- APPF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.88%.
- The Revenue has been growing by 25.41% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)10.8%
EPS 3Y426.96%
EPS 5Y59.9%
EPS Q2Q%1.55%
Revenue 1Y (TTM)18.88%
Revenue growth 3Y30.25%
Revenue growth 5Y25.41%
Sales Q2Q%21.2%
3.2 Future
- Based on estimates for the next years, APPF will show a very strong growth in Earnings Per Share. The EPS will grow by 23.21% on average per year.
- Based on estimates for the next years, APPF will show a quite strong growth in Revenue. The Revenue will grow by 18.81% on average per year.
EPS Next Y19.8%
EPS Next 2Y21.99%
EPS Next 3Y23.21%
EPS Next 5YN/A
Revenue Next Year20.18%
Revenue Next 2Y19.38%
Revenue Next 3Y18.81%
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 45.21 indicates a quite expensive valuation of APPF.
- APPF's Price/Earnings ratio is in line with the industry average.
- The average S&P500 Price/Earnings ratio is at 27.47. APPF is valued rather expensively when compared to this.
- The Price/Forward Earnings ratio is 33.35, which means the current valuation is very expensive for APPF.
- The rest of the industry has a similar Price/Forward Earnings ratio as APPF.
- When comparing the Price/Forward Earnings ratio of APPF to the average of the S&P500 Index (24.26), we can say APPF is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.21 | ||
| Fwd PE | 33.35 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, APPF is valued a bit cheaper than the industry average as 61.01% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, APPF is valued a bit cheaper than the industry average as 63.18% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.6 | ||
| EV/EBITDA | 48.94 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of APPF may justify a higher PE ratio.
- APPF's earnings are expected to grow with 23.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.28
PEG (5Y)0.75
EPS Next 2Y21.99%
EPS Next 3Y23.21%
5. Dividend
5.1 Amount
- No dividends for APPF!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
217.89
-1.78 (-0.81%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)01-29 2026-01-29/amc
Inst Owners88.38%
Inst Owner Change0.56%
Ins Owners2.47%
Ins Owner Change-0.41%
Market Cap7.83B
Revenue(TTM)906.29M
Net Income(TTM)203.74M
Analysts82.86
Price Target314.75 (44.45%)
Short Float %6.04%
Short Ratio5.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-11.52%
Max EPS beat(2)5.42%
EPS beat(4)1
Avg EPS beat(4)-3.37%
Min EPS beat(4)-11.52%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)7.42%
EPS beat(12)9
Avg EPS beat(12)27.86%
EPS beat(16)11
Avg EPS beat(16)-115.31%
Revenue beat(2)0
Avg Revenue beat(2)-0.26%
Min Revenue beat(2)-0.38%
Max Revenue beat(2)-0.15%
Revenue beat(4)0
Avg Revenue beat(4)-0.96%
Min Revenue beat(4)-3.17%
Max Revenue beat(4)-0.15%
Revenue beat(8)4
Avg Revenue beat(8)0.67%
Revenue beat(12)8
Avg Revenue beat(12)1.18%
Revenue beat(16)11
Avg Revenue beat(16)1.16%
PT rev (1m)-1.5%
PT rev (3m)-8.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.55%
EPS NY rev (1m)0.37%
EPS NY rev (3m)-3.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.02%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.21 | ||
| Fwd PE | 33.35 | ||
| P/S | 8.64 | ||
| P/FCF | 37.6 | ||
| P/OCF | 36.63 | ||
| P/B | 15.69 | ||
| P/tB | 22.4 | ||
| EV/EBITDA | 48.94 |
EPS(TTM)4.82
EY2.21%
EPS(NY)6.53
Fwd EY3%
FCF(TTM)5.8
FCFY2.66%
OCF(TTM)5.95
OCFY2.73%
SpS25.23
BVpS13.89
TBVpS9.73
PEG (NY)2.28
PEG (5Y)0.75
Graham Number38.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.81% | ||
| ROE | 40.84% | ||
| ROCE | 24.5% | ||
| ROIC | 19.35% | ||
| ROICexc | 30.75% | ||
| ROICexgc | 54.89% | ||
| OM | 14.6% | ||
| PM (TTM) | 22.48% | ||
| GM | 63.48% | ||
| FCFM | 22.97% |
ROA(3y)5.12%
ROA(5y)11.25%
ROE(3y)4.85%
ROE(5y)14.06%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y55.49%
ROICexc growth 3YN/A
ROICexc growth 5Y60.78%
OM growth 3YN/A
OM growth 5Y41.53%
PM growth 3Y351.99%
PM growth 5Y12.62%
GM growth 3Y2.47%
GM growth 5Y1.35%
F-Score6
Asset Turnover1.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 26.25% | ||
| Cap/Sales | 0.61% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 139.4% | ||
| Profit Quality | 102.18% | ||
| Current Ratio | 3.01 | ||
| Quick Ratio | 3.01 | ||
| Altman-Z | 36.49 |
F-Score6
WACC11.06%
ROIC/WACC1.75
Cap/Depr(3y)53.87%
Cap/Depr(5y)88.52%
Cap/Sales(3y)2.55%
Cap/Sales(5y)6.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.8%
EPS 3Y426.96%
EPS 5Y59.9%
EPS Q2Q%1.55%
EPS Next Y19.8%
EPS Next 2Y21.99%
EPS Next 3Y23.21%
EPS Next 5YN/A
Revenue 1Y (TTM)18.88%
Revenue growth 3Y30.25%
Revenue growth 5Y25.41%
Sales Q2Q%21.2%
Revenue Next Year20.18%
Revenue Next 2Y19.38%
Revenue Next 3Y18.81%
Revenue Next 5YN/A
EBIT growth 1Y-8.9%
EBIT growth 3YN/A
EBIT growth 5Y77.49%
EBIT Next Year21.11%
EBIT Next 3Y23.99%
EBIT Next 5YN/A
FCF growth 1Y889.42%
FCF growth 3Y307.73%
FCF growth 5Y79.14%
OCF growth 1Y507.22%
OCF growth 3Y74.53%
OCF growth 5Y37.07%
APPFOLIO INC - A / APPF FAQ
What is the fundamental rating for APPF stock?
ChartMill assigns a fundamental rating of 6 / 10 to APPF.
What is the valuation status of APPFOLIO INC - A (APPF) stock?
ChartMill assigns a valuation rating of 3 / 10 to APPFOLIO INC - A (APPF). This can be considered as Overvalued.
What is the profitability of APPF stock?
APPFOLIO INC - A (APPF) has a profitability rating of 7 / 10.
What is the financial health of APPFOLIO INC - A (APPF) stock?
The financial health rating of APPFOLIO INC - A (APPF) is 8 / 10.
What is the expected EPS growth for APPFOLIO INC - A (APPF) stock?
The Earnings per Share (EPS) of APPFOLIO INC - A (APPF) is expected to grow by 19.8% in the next year.